From:	XXXX
Sent:	December-03-13 10:32 PM
To:	Consumer Code / Code consommateur
Subject:	A Basic Bank Issues that Should be Addressed

When it comes to banking, I tend to keep it simple.  I purchase with my credit card whenever possible 
and may off the balance each month.  On average, I make under 15 transactions per month with my 
bank account - essentially income from employer, bill payments, mortgage payments and automated 
transfers to my investments.  I have all of my financials through the same bank.

The problem?  Bank account fees.  It wasn't all that long ago when bank accounts earned interest.  Now 
for a 30 transaction monthly plan it is $10/month or a minimum of $2,000.00 in the bank account to 
waive the fee.  The basic plan for 10 transactions is $4/months or a minimum of $1,000.00 balance.

With banks earning higher profits than ever, I find these fees on basic banking to be quite unreasonable.  


Thank you for taking the time to listen,

XXX
XXX, ON, Canada