From:	XXXX
Sent:	December-05-13 3:07 AM
To:	Consumer Code / Code consommateur
Subject:	Pay-on-use gift cards

Hello,
I wanted to give some feedback about about the removal of expiry dates on prepaid cards.

I am the CEO of XXXX. This reduces significantly the breakage and loss associated with pre-paid gift cards, 
serving both consumers and retailers, especially in light of the new legislation.

XXXX works with Apple, Amazon, Nike, and GAP. We are a Canadian company and now rolling out 
across Canada.

Retailers may be nervous about the new financial complexities introduced by the new legislation.

I wanted to make note that new technology innovations are already in place to help them reduce the 
amount of breakage they have to manage and account for.

Best, 

XXXX