From: XXXX Sent: December-06-13 4:22 PM To: Consumer Code / Code consommateur Subject: Problems with Banks Where do I begin?? First of all hearing the "great" business news that the XXXX posted record profits this quarter is quite unsettling and frustrating. Here they are nickel and diming (as all banks are) all the people who use their bank and charge them interest on loans and mortgages for money they didn't supply (Other People's Money OPM), while they make record profits to line the pockets of the very fortunate greedy few at the top of the banking chain. We get charges/fees for using ATMs, for writing cheques, for monthly fees, for certified cheques, etc. etc. etc., for fricking anything!! How fair is that??? I'm fed up with the banking system and if there was a way to opt out I would in a heartbeat. Banks DO NOT have the best interests of the people as their modus operandi – all they care about is profit – profit from charging people for using other people's debt or money. It's absolutely sinful and disgusting how the banks make so much money from interest charged on mortgages. Legal and legislated robbery!! Have you seen this video? http://www.google.ca/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&ved=0CCkQtwIwAA&url =http%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3D_ae7h8FioX0&ei=3z2iUpCKPM_woASpo4DICg &usg=AFQjCNEo9EyFuYqBeWCS_NibMPwmV-gJpA&bvm=bv.57752919,d.cGU The video pretty well says it all for me. Stop the banks from being so greedy and make them serve who they are supposed to serve – the hard working people who put their money in the bank. If we as the people/consumers have more money to spend the economy will do better – right? Right! How come no one in the banking system or in government understands this simple concept??? Thanks for allowing me to provide my input. I hope something is truly done with this information. Of course you'll forgive me for thinking you will do absolutely nothing valuable to the people with this information – as usual… XXXX