From:	XXXX
Sent:	February-27-14 4:48 PM
To:	Consumer Code / Code consommateur
Subject:	Comments

This is near the deadline and I've only just heard of this so one quick comment only.

Banks should NOT be able to issue pre-approved mortgages and then renege on them – this particular 
situation happened to me with the XXXX.  Within 2 weeks of having been given a pre-
approved mortgage, when I proceeded to act on it, the bank would not honor it.  I ended up having to 
use a line of credit for my property purchase.  Apparently the term "pre-approved' means ABSOLUTELY 
NOTHING.  Banks should NOT be able to get away with this!!!

XXXX