Canadian Forces Housing Differential

Will your CFHD monthly payment (effective July 1 2023) be less than your monthly PLD payment amount as of May 30 2023? If so, refer to the Provisional Post-Living Differential, a temporary policy that will assist you in the transition from PLD to CFHD.

Additional Resources: CANFORGEN 120/23, PPLD FAQs.

Note: If your circumstances meets the criteria for PPLD, you do not have to actively apply, as your monthly payments will be adjusted automatically. PPLD does not apply to CAF members whose monthly PLD payments (as of May 20 2023) are lesser in value than their upcoming CFHD payments (effective July 1 2023), nor to CAF members who do not currently receive any PLD.

The Canadian Forces Housing Differential (CFHD) policy is a sophisticated approach (inclusive of GBA+ analysis) with the goal of assisting CAF members in adjusting to housing costs in different locations within Canada.

CFHD rates are updated annually in order to ensure that they remain up to date. This means that CAF members who are eligible for CFHD and who apply can find suitable housing, no matter where they are posted. Thus, providing military members (when applicable) an equitable differential for housing costs when posted to a place of duty.

The information contained within this webpage are to help military members adequately prepare for implementation prior to posting season.

Canadian Forces Housing Differential Amounts

CFHD rates (effective 1 July 2025)
Previous CFHD Rates

CFHD rates (effective 1 July 2025)

Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland and Labrador
Nova Scotia
Ontario
Prince Edward Island
Quebec
Saskatchewan

Canadian Forces Housing Differential Amounts (Effective 1 July 2025) [PDF - 495 KB]

How do I find my pay level?

Regular Force and Class C Reserve service

For the purpose of CFHD, the pay level of a Regular Force member and a Reserve Force member serving on a period of Class “C” Reserve service is determined in accordance with the following table:

Pay Level	Monthly Rate of Pay*
1	0 - 4337
2	4338 - 6369
3	6370 - 7499
4	7500 - 7850
5	7851 - 8157
6	8158 - 8413
7	8414 - 8643
8	8644 - 8874
9	8875 - 9104
10	9105 - 9335
11	9336 - 9565
12	9566 - 9796
13	9797 - 10026
14	10027 - 10257
15	10258 - 10488
16	10489 - 10718
17	10719 - 10949
18	10950 - 11179
19	11180 - 11410
20	> 11410

*As set out in the relevant table to CBI 204 – Pay of Officers and Non-Commissioned Members

Class B Reserve service

For the purpose of CFHD, the pay level of a Reserve Force member serving on a period of Class “B” Reserve Service is determined in accordance with the following table:

Pay Level	Daily Rate of Pay**
1	0- 115.11
2	115.12 - 171.13
3	171.14 - 202.25
4	202.26 - 214.70
5	214.71 - 220.92
6	220.93 - 227.14
7	227.15 - 233.37
8	233.38 - 239.59
9	239.60 – 245.82
10	245.83 - 252.04
11	252.05 - 258.26
12	258.27 - 264.49
13	264.50 - 270.71
14	270.72 - 276.93
15	276.94 - 283.16
16	283.17 - 289.38
17	289.39 - 295.61
18	295.62 - 301.83
19	301.84 - 308.05
20	> 308.05

* As set out in the relevant table to CBI 204 – Pay of Officers and Non-Commissioned Members

Alberta

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Calgary	1600	1300	800	550	450	400	350	300	250	200	150	100	50	0	0	0	0	0	0	0
Cold Lake	700	400	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Edmonton	1100	800	300	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Lethbridge	850	550	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Medicine Hat	800	500	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Medley	700	400	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Red Deer	950	650	150	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Suffield	800	500	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Wainwright	450	150	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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British Colombia

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Aldergrove	2550	2250	1800	1550	1450	1400	1350	1300	1250	1200	1100	1050	1000	950	900	850	800	750	700	650
Chilliwack	1350	1050	600	350	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0	0
Comox	1650	1350	850	600	500	450	400	350	300	250	200	150	100	50	0	0	0	0	0	0
Esquimalt	2200	1900	1400	1150	1050	1000	950	900	850	800	750	700	650	600	550	500	450	400	350	300
Kamloops	1500	1200	700	450	350	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0
Kelowna	1750	1450	1000	750	650	600	550	500	450	400	350	300	250	200	150	100	50	0	0	0
Nanaimo	1400	1100	650	400	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0
Nanoose	1400	1100	650	400	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0
New Westminster	2550	2250	1800	1550	1450	1400	1350	1300	1250	1200	1100	1050	1000	950	900	850	800	750	700	650
Vancouver	2550	2250	1800	1550	1450	1400	1350	1300	1250	1200	1100	1050	1000	950	900	850	800	750	700	650
Victoria	2200	1900	1400	1150	1050	1000	950	900	850	800	750	700	650	600	550	500	450	400	350	300

(TB 15 May 2025, effective 1 July 2025)

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Manitoba

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Brandon	750	450	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Portage la Prairie	600	300	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Shilo	750	450	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Winnipeg	1100	800	300	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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Newfoundland and Labrador

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Corner Brook	750	450	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gander	550	250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
St John's	900	600	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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New Brunswick

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Bathurst	550	250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Burton	900	600	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Fredericton	900	600	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gagetown	900	600	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Moncton	950	650	150	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Saint John	1000	700	250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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Nova Scotia

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Aldershot	1050	750	250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Bridgewater	1450	1150	650	400	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0
Cape Breton	1000	700	200	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Dartmouth	1800	1500	1000	750	650	600	550	500	450	400	350	300	250	200	150	100	50	0	0	0
Greenwood	1050	750	250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Halifax	1800	1500	1000	750	650	600	550	500	450	400	350	300	250	200	150	100	50	0	0	0
Pictou	900	600	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Shearwater	1800	1500	1000	750	650	600	550	500	450	400	350	300	250	200	150	100	50	0	0	0
Truro	900	600	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Yarmouth	800	500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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Ontario

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Borden	1500	1200	700	450	350	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0
Brampton	2050	1750	1250	1000	900	850	800	750	700	650	600	550	500	450	400	350	300	250	200	150
Brantford	1350	1050	600	350	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0	0
Brockville	1000	700	200	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cambridge	1600	1300	800	550	450	400	350	300	250	200	150	100	50	0	0	0	0	0	0	0
Chatham	1050	750	300	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cornwall	1000	700	200	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Downsview	2100	1800	1300	1050	950	900	850	800	750	700	650	600	550	500	450	400	350	300	250	200
Guelph	1900	1600	1100	850	750	700	650	600	550	500	450	400	350	300	250	200	150	100	50	0
Hamilton	1600	1300	800	550	450	400	350	300	250	200	150	100	50	0	0	0	0	0	0	0
Kenora	1150	850	350	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Kingston	1650	1350	850	600	500	450	400	350	300	250	200	150	100	50	0	0	0	0	0	0
Kitchener	1600	1300	800	550	450	400	350	300	250	200	150	100	50	0	0	0	0	0	0	0
London	1450	1150	650	400	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0
Meaford	1250	950	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
National Capital Region	1850	1550	1050	800	700	650	600	550	500	450	400	350	300	250	200	150	100	50	0	0
North Bay	1300	1000	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
Oshawa	1400	1100	650	400	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0
Owen Sound	1250	950	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
Peterborough	1450	1150	650	400	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0
Petawawa	1100	800	300	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Sarnia	1150	850	350	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Sault Ste Marie	1050	750	300	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
St Catharines	1350	1050	550	300	200	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0
St Thomas	1450	1150	650	400	300	250	200	150	100	50	0	0	0	0	0	0	0	0	0	0
Sudbury	1300	1000	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
Thunder Bay	1350	1050	550	300	200	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0
Timmins	1000	700	250	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Toronto	2100	1800	1300	1050	950	900	850	800	750	700	650	600	550	500	450	400	350	300	250	200
Trenton	1250	950	450	200	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Willowdale	2100	1800	1300	1050	950	900	850	800	750	700	650	600	550	500	450	400	350	300	250	200
Windsor	1250	950	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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Prince Edward Island

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Charlottetown	1200	900	400	150	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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Quebec

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Bagotville	800	500	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Longue-Pointe	1300	1000	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
Mirabel	1300	1000	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
Montreal	1300	1000	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
Quebec City	1150	850	350	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Rimouski	750	450	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Rouyn Noranda	650	350	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Sept-Iles	700	400	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Shawinigan	400	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Sherbrooke	800	500	50	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
St-Hyacinthe	1300	1000	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
St-Jean-sur-Richelieu	1300	1000	500	250	150	100	50	0	0	0	0	0	0	0	0	0	0	0	0	0
Trois-Rivières	400	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Valcartier	1150	850	350	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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Saskatchewan

Table to CBI 205.453
Place of Duty / Pay Level	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Dundurn	850	550	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Moose Jaw	800	500	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Regina	900	600	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Saskatoon	850	550	100	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

(TB 15 May 2025, effective 1 July 2025)

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2025-11-14