Canada Student Loans Program: 2012-13 Statistical Review

Introduction

The Government of Canada, through the Canada Student Loans Program (CSLP), provides Canada Student Loans and Grants to eligible Canadians who are attending college, university or trade school. Canada Student Loans and Grants are available across Canada with the exception of Quebec, Nunavut and the Northwest Territories, which operate their own student financial assistance programs.

Since its introduction in 1964, the Canada Student Loans Program has provided over $43.3 billion in student loans to more than 4.9 million students. Since 1995 the CSLP has also provided approximately 2 million non-repayable grants to students, totaling over $3.7 billion.

This Statistical Review provides detailed statistics of CSLP by loan years up to 2012-13. The CSLP loan year runs from August 1 to July 31. Follow the links below for more information.

1. Full-Time Canada Student Loan Disbursement

1.1 Number of Full-Time Borrowers by Jurisdiction and Loan Year Footnote 1

Province & Territory 2008-09 2009-10 2010-11 2011-12 2012-13
Newfoundland and Labrador 7,646 7,382 6,950 6,635 6,354
Prince Edward Island 3,286 3,286 3,326 3,307 3,280
Nova Scotia 15,158 14,631 14,835 15,351 15,790
New Brunswick 14,943 14,727 14,604 14,586 13,619
Ontario 219,632 243,515 256,692 273,614 302,355
Manitoba 7,871 8,213 8,823 9,410 9,858
Saskatchewan 9,688 9,708 11,038 11,510 11,469
Alberta 35,356 42,006 47,503 49,882 49,114
British Columbia 51,570 58,066 60,593 62,087 60,158
Yukon 213 200 211 200 170
Total 365,363 401,734 424,575 446,582 472,167

1.2 Value of Full-Time Loans by Jurisdiction and Loan Year ($ million)

Province & Territory 2008-09 2009-10 2010-11 2011-12 2012-13
Newfoundland and Labrador 39.7 33.3 31.1 29.9 29.9
Prince Edward Island 21.7 21.0 21.2 21.1 21.3
Nova Scotia 101.7 97.5 98.5 106.1 110.5
New Brunswick 83.2 74.3 73.2 74.1 71.7
Ontario 1,210.0 1,208.8 1,285.0 1,420.0 1,603.9
Manitoba 41.3 36.4 40.3 44.6 47.8
Saskatchewan 58.8 56.1 65.1 66.2 66.6
Alberta 204.8 216.5 252.3 275.8 269.3
British Columbia 315.3 338.3 351.0 361.9 344.5
Yukon 1.3 1.1 1.1 1.1 0.9
Total 2,077.8 2,083.2 2,218.9 2,400.7 2,566.4

1.3 Average Full-Time Loan Amount by Jurisdiction

Province & Territory 2008-09 2009-10 2010-11 2011-12 2012-13
Newfoundland and Labrador 5,189 4,512 4,480 4,508 4,699
Prince Edward Island 6,601 6,386 6,376 6,365 6,484
Nova Scotia 6,708 6,661 6,643 6,909 7,000
New Brunswick 5,567 5,046 5,011 5,081 5,263
Ontario 5,509 4,964 5,006 5,190 5,305
Manitoba 5,247 4,431 4,567 4,738 4,851
Saskatchewan 6,072 5,774 5,896 5,754 5,806
Alberta 5,791 5,154 5,312 5,529 5,483
British Columbia 6,113 5,826 5,793 5,829 5,726
Yukon 6,250 5,359 5,381 5,663 5,584
Total 5,687 5,186 5,226 5,376 5,435

1.4 Number of Full-Time Borrowers by Institution Type

Institution Type 2008-09 2009-10 2010-11 2011-12 2012-13
University 221,558 242,860 252,309 264,551 279,015
College 107,737 117,671 128,860 137,105 147,861
Private Institution 36,068 41,203 43,406 44,926 45,291
Total 365,363 401,734 424,575 446,582 472,167

1.5 Value of Full-Time Loans by Institution Type ($ million)

Institution Type 2008-09 2009-10 2010-11 2011-12 2012-13
University 1,267.3 1,261.2 1,321.7 1,430.2 1,533.8
College 549.6 526.4 576.1 632.8 692.8
Private Institution 260.8 295.7 321.1 337.6 339.8
Total 2,077.8 2,083.2 2,218.9 2,400.7 2,566.4

1.6 Number of Full-Time Borrowers by Study Level

Study Level 2008-09 2009-10 2010-11 2011-12 2012-13
Doctorate 3,645 3,880 4,072 4,323 4,207
Master 13,617 15,441 15,212 15,522 16,187
Undergraduate 216,301 239,226 249,744 263,414 279,339
Non-Degree 131,800 143,187 155,547 163,323 172,434
Total 365,363 401,734 424,575 446,582 472,167

1.7 Value of Full-time Loans by Study Level ($ million)

Study Level 2008-09 2009-10 2010-11 2011-12 2012-13
Doctorate 28.6 30.2 32.1 34.7 34.2
Master 97.9 106.8 109.6 113.4 119.5
Undergraduate 1,215.4 1,210.7 1,272.5 1,386.6 1,495.5
Non-Degree 735.9 735.5 804.7 866.0 917.2
Total 2,077.8 2,083.2 2,218.9 2,400.7 2,566.4

1.8 Number of Full-time Borrowers by Age Group

Age Group 2008-09 2009-10 2010-11 2011-12 2012-13
21 and Under 198,279 220,003 230,521 241,756 258,205
22 to 25 98,134 105,115 109,697 115,443 121,661
26 to 29 32,997 36,495 39,555 41,776 42,683
30 and Over 35,953 40,121 44,802 47,607 49,618
Total 365,363 401,734 424,575 446,582 472,167

1.9 Value of Full-time Loans by Age Group ($ million)

Age Group 2008-09 2009-10 2010-11 2011-12 2012-13
21 and Under 1,009.0 1,019.6 1,073.0 1,173.2 1,274.9
22 to 25 608.2 581.0 610.1 652.2 693.5
26 to 29 216.6 223.0 243.5 261.1 267.8
30 and Over 243.9 259.6 292.3 314.2 330.3
Total 2,077.8 2,083.2 2,218.9 2,400.7 2,566.4

2. Part-Time Canada Student Loan Disbursement

2.1 Number of Part-Time Borrowers by Jurisdiction

Province & Territory 2008-09 2009-10 2010-11 2011-12 2012-13
Newfoundland and Labrador * * * * *
Prince Edward Island 52 64 81 95 90
Nova Scotia 62 79 102 119 126
New Brunswick 57 * 74 69 92
Ontario 610 1,005 1,642 3,602 5,168
Manitoba 90 149 203 267 327
Saskatchewan 49 * 60 73 78
Alberta 192 325 444 477 1,021
British Columbia 300 1,056 1,350 1,744 2,679
Yukon * * * * *
Total 1,425 2,698 3,974 6,470 9,601

* Cells suppressed due to confidentiality.

2.2 Value of Part-Time Loans by Jurisdiction ($ thousand)

Province & Territory 2008-09 2009-10 2010-11 2011-12 2012-13
Newfoundland and Labrador * * * * *
Prince Edward Island 102.9 137.9 121.0 153.8 181.2
Nova Scotia 110.7 101.9 146.6 159.2 203.0
New Brunswick 98.7 * 85.6 108.4 175.9
Ontario 1,185.0 1,639.4 2,622.8 5,933.1 8,250.4
Manitoba 176.7 317.8 374.9 601.4 738.4
Saskatchewan 98.1 * 144.2 241.3 179.7
Alberta 268.0 457.8 724.0 739.4 1,740.7
British Columbia 789.2 1,873.3 2,704.3 3,248.3 5,066.7
Yukon * * * * *
Total 2,847.2 4,550.6 6,946.3 11,215.9 16,553.4

* Cells suppressed due to confidentiality.

3. Canada Student Grant Disbursement

3.1 Number and Value of Canada Student Grants by Grant Type

Type of Grants 2009-10 2010-11 2011-12 2012-13
Number of Grants Value of Grants ($ million) Number of Grants Value of Grants ($ million) Number of Grants Value of Grants ($ million) Number of Grants Value of Grants ($ million)
Full-Time Studies
Students from low-income families 190,083 353.4 206,001 385.9 218,837 410.4 232,209 444.0
Students from middle-income families 83,341 60.9 87,604 64.7 89,076 65.7 93,262 70.5
Full time students with dependants 28,212 66.3 33,733 79.9 36,596 87.2 37,655 92.2
Students with permanent disabilities 18,185 33.8 20,613 38.6 22,881 42.7 26,547 50.4
Students with permanent disabilities - equipment and services 8,099 22.1 8,876 23.7 7,753 20.5 8,290 21.6
Transition Grants Footnote 2 35,089 52.1 15,884 24.0 4,365 6.2 N/A N/A
Millennium Excellence Awards Footnote 3 39 0.2 1,162 6.5 768 4.0 255 1.4
Total full-time grants 363,048 588.9 373,873 623.2 380,276 636.7 398,218 680.1
Part-Time Studies
Part time students 4,147 4.4 6,186 6.7 8,802 9.7 13,180 14.5
Part time students with dependants 114 0.1 162 0.2 317 0.3 423 0.4
Total part-time grants 4,261 4.5 6,348 6.9 9,119 10.0 13,603 14.9
Total Number of Grants 367,309 593.4 380,221 630.0 389,395 646.7 411,821 695.0
Total Unique Grant Recipients 295,153 593.4 320,154 630.0 336,173 646.7 356,894 695.0

3.2 Number of Recipients and Value of Canada Student Grants by Jurisdiction Footnote 4

Province & Territory 2009-10 2010-11 2011-12 2012-13
Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million)
Newfoundland and Labrador 4,823 8.8 4,394 7.9 4,215 7.5 4,063 7.5
Prince Edward Island 2,305 4.7 2,399 4.7 2,323 4.3 2,406 4.5
Nova Scotia 10,184 21.4 10,364 21.6 10,616 21.7 10,917 22.8
New Brunswick 8,592 16.6 8,584 16.0 8,448 15.6 8,199 15.9
Ontario 181,270 354.8 194,333 370.5 207,364 386.7 226,772 431.8
Manitoba 6,272 16.3 6,928 16.5 7,757 16.6 7,788 17.7
Saskatchewan 7,270 18.6 8,101 18.7 8,661 19.8 8,659 20.0
Alberta 30,696 65.7 36,247 75.7 36,573 74.2 37,647 76.4
British Columbia 43,542 85.9 47,463 91.4 49,284 95.8 50,036 96.7
Yukon 160 0.4 179 0.5 164 0.4 152 0.3
Total 295,114 593.2 318,992 623.5 335,405 642.7 356,639 693.6

3.3 Number of Recipients and Value of Canada Student Grants by Institution Type

Institution Type 2009-10 2010-11 2011-12 2012-13
Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million)
University 189,442 363.6 194,471 374.7 202,460 376.0 212,772 397.1
College 91,023 188.3 102,914 206.4 109,498 218.7 118,574 241.6
Private Institution 14,688 41.5 22,769 48.9 24,215 52.0 25,548 56.2
Total 295,153 593.4 320,154 630.0 336,173 646.7 356,894 695.0

3.4 Number and Value of Full-Time Grants for Students from Low-income Families by Jurisdiction

Province of issue 2009-10 2010-11 2011-12 2012-13
Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million)
Newfoundland and Labrador 3,281 6.0 2,971 5.5 2,865 5.3 2,756 5.1
Prince Edward Island 1,311 2.6 1,330 2.6 1,253 2.5 1,223 2.4
Nova Scotia 5,933 12.0 6,254 12.7 6,442 13.0 6,651 13.6
New Brunswick 5,303 9.9 5,333 9.8 5,191 9.6 5,109 9.6
Ontario 117,301 214.5 126,096 232.6 135,956 250.9 148,342 281.3
Manitoba 4,321 8.3 4,633 8.8 4,999 8.9 5,153 10.3
Saskatchewan 4,676 9.3 5,019 9.7 5,477 10.7 5,557 10.9
Alberta 18,960 37.1 22,725 44.9 23,277 45.5 23,447 46
British Columbia 28887 53.4 31.516 59.1 33,268 63.8 33,864 64.6
Yukon 110 0.2 124 0.2 109 0.2 107 0.2
Total 190,083 353.4 206,001 385.9 218,837 410.4 232,209 444.0

3.5 Number and Value of Full-Time Grants for Students from Middle-income Families by Jurisdiction

Province of issue 2009-10 2010-11 2011-12 2012-13
Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million)
Newfoundland and Labrador 1,250 0.9 1,194 0.9 1,130 0.8 1,038 0.8
Prince Edward Island 748 0.6 745 0.6 694 0.6 687 0.5
Nova Scotia 3,363 2.7 3,276 2.7 3,328 2.7 3,380 2.7
New Brunswick 2,562 1.9 2,541 1.9 2,600 1.9 2,391 1.8
Ontario 52,309 37.6 54,520 39.7 56,274 41 60,916 45.9
Manitoba 1,409 1.1 1,586 1.2 1,636 1.1 1,742 1.4
Saskatchewan 2,018 1.6 2,365 1.8 2,422 1.9 2,409 1.8
Alberta 9,270 7.2 10,424 8.2 10,081 7.8 10,108 7.9
British Columbia 10,371 7.2 10,900 7.7 10,867 7.9 10,551 7.7
Yukon 41 0.03 53 0.04 44 0.04 40 0.03
Total 83,341 60.9 87,604 64.7 89,076 65.7 93,262 70.5

3.6 Number and Value of Full-Time Grants for Students with Permanent Disabilities by Jurisdiction

Province of issue 2009-10 2010-11 2011-12 2012-13
Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million)
Newfoundland and Labrador 192 0.4 216 0.4 253 0.5 283 0.5
Prince Edward Island * * * * * * * *
Nova Scotia 974 1.9 976 1.9 1,122 2.2 1,275 2.5
New Brunswick 413 0.7 478 0.8 526 0.9 553 1
Ontario 12,264 22.4 13,587 25 15,140 27.8 17,797 33.3
Manitoba 349 0.7 391 0.7 374 0.7 420 0.8
Saskatchewan 596 1.1 693 1.4 750 1.4 806 1.6
Alberta 1,315 2.6 1,770 3.5 1,705 3.3 2,141 4.2
British Columbia 1,950 3.8 2,341 4.6 2,835 5.6 3,068 6.1
Yukon * * * * * * * *
Total 18,185 33.8 20,613 38.6 22,881 42.7 26,547 50.4

* Cells suppressed due to confidentiality.

3.7 Number and Value of Full-Time Grants for Students with Dependents by Jurisdiction

Province of issue 2009-10 2010-11 2011-12 2012-13
Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million) Number of Recipients Value of Grants ($ million)
Newfoundland and Labrador 346 0.6 322 0.6 338 0.6 358 0.7
Prince Edward Island 186 0.4 185 0.4 161 0.4 152 0.3
Nova Scotia 737 1.9 852 2.1 927 2.3 916 2.2
New Brunswick 907 1.8 958 1.9 930 1.9 932 1.9
Ontario 16,288 38.2 19,491 46 21,400 50.7 22,800 55.9
Manitoba 1,043 2.6 1,271 3.1 1,384 3.4 1,412 3.7
Saskatchewan 1,171 3.1 1,353 3.5 1,549 4.2 1,473 4.1
Alberta 3,336 8.2 4,454 11.1 5,031 12.5 5,228 13.1
British Columbia 4,174 9.4 4,826 10.9 4,850 11.2 4,363 10.2
Yukon 24 0.1 21 0.1 26 0.1 21 0.1
Total 28,212 66.3 33,733 79.9 36,596 87.2 37,655 92.2

4. Average Indebtedness at Completion of Studies for Full-Time Students

4.1 Average Loan Balance at Completion of Studies by Jurisdiction

Province & Territory 2008-09 2009-10 2010-11 2011-12 2012-13
Newfoundland and Labrador 12,802 12,891 12,206 11,611 11,683
Prince Edward Island 16,588 16,369 16,892 16,375 16,836
Nova Scotia 15,683 16,239 16,282 15,864 15,979
New Brunswick 12,923 13,498 12,821 12,438 12,374
Ontario 11,975 12,342 11,882 11,865 12,056
Manitoba 10,650 10,357 9,497 9,088 9,059
Saskatchewan 14,237 14,532 14,195 13,644 13,207
Alberta 12,887 12,816 11,598 11,554 11,748
British Columbia 13,562 13,478 12,911 12,780 13,042
Yukon 11,788 13,350 11,556 11,868 12,879
Average Debt 12,645 12,857 12,281 12,155 12,314

4.2 Average Loan Balance at Completion of Studies by Institution Type

Institution Type 2008-09 2009-10 2010-11 2011-12 2012-13
University 15,786 16,192 15,577 15,416 15,548
College 9,718 9,651 9,104 8,975 9,143
Private Institution 10,148 10,114 10,044 10,243 10,635
Average Debt 12,645 12,857 12,281 12,155 12,314

4.3 Average Loan Balance at Completion of Studies by Study Level

Study Level 2008-09 2009-10 2010-11 2011-12 2012-13
Doctorate 23,791 26,654 25,730 26,596 27,502
Master 18,870 19,497 19,383 19,806 20,112
Undergraduate 15,417 15,816 15,136 14,912 15,020
Non-Degree 9,433 9,393 9,006 8,948 9,136
Average Debt 12,645 12,857 12,281 12,155 12,314

4.4 Distribution of Average Loan Balance at Completion of Studies by Amount

Average Loan Amount 2008-09 2009-10 2010-11 2011-12 2012-13
Less than $5,000 22% 22% 22% 25% 24%
$5,000-$9,999 30% 30% 30% 30% 30%
$10,000-$19,999 29% 28% 27% 27% 27%
$20,000-$29,999 12% 13% 13% 12% 12%
$30,000 and over 6% 7% 8% 7% 7%

5. Repayment Assistance Plan (RAP)

5.1 Number of RAP Recipients by RAP Type and Jurisdiction

Province & Territory 2011-2012 2012-2013
Stage 1 Stage 2 PD Total Stage 1 Stage 2 PD Total
Newfoundland and Labrador 3,930 300 101 4,331 3,694 440 108 4,242
Prince Edward Island 1,486 * * 1,607 1,594 * * 1,739
Nova Scotia 8,521 386 476 9,383 9,011 654 576 10,241
New Brunswick 9,737 647 335 10,719 10,009 1,114 400 11,523
Ontario 99,698 5,043 6,531 111,272 111,301 7,377 7,786 126,464
Manitoba 2,682 131 162 2,975 2,914 200 190 3,304
Saskatchewan 2,981 220 328 3,529 2,873 317 359 3,549
Alberta 11,636 430 441 12,507 13,054 613 493 14,160
British Columbia 26,330 1,074 1,023 28,427 30,321 1,717 1,438 33,476
Yukon 57 * * 63 72 * * 81
Total 167,058 8,301 9,454 184,813 184,843 12,528 11,408 208,779

* Cells suppressed due to confidentiality.

5.2 Number of RAP Recipients by Institution Type

Institution Type 2009-2010 2010-2011 2011-2012 2012-2013
University 72,193 74,715 83,125 91,637
College 60,461 58,480 64,797 73,978
Private Institution 27,918 31,605 36,891 43,164
Total 160,572 164,800 184,813 208,779

5.3 Number of RAP Recipients by RAP Payment Type

RAP stage 2009-2010 2010-2011 2011-2012 2012-2013
Zero Payment Affordable Payment Total Zero Payment Affordable Payment Total Zero Payment Affordable Payment Total Zero Payment Affordable Payment Total
Stage 1 143,912 12,135 156,047 136,680 16,062 152,742 148,126 18,932 167,058 163,424 21,418 184,843
Stage 2 996 1,423 2,419 4,097 813 4,910 6,728 1,573 8,301 10,051 2,478 12,528
PD 1,886 220 2,106 6,300 848 7,148 8,234 1,220 9,454 9,912 1,496 11,408
Total 146,794 13,778 160,572 147,077 17,723 164,800 163,088 21,725 184,813 183,387 25,392 208,779

5.4 First Year RAP Uptake Rate by Repayment Cohort and Jurisdiction Footnote

Province & territory 2009-2010 2010-2011 2011-2012 2012-2013
Number of Borrowers in the Cohort Number of Borrowers on RAP anytime during the 1st year in repayment RAP Uptake Rate Number of Borrowers in the Cohort Number of Borrowers on RAP anytime during the 1st year in repayment RAP Uptake Rate Number of Borrowers in the Cohort Number of Borrowers on RAP anytime during the 1st year in repayment RAP Uptake Rate Number of Borrowers in the Cohort Number of Borrowers on RAP anytime during the 1st year in repayment RAP Uptake Rate
Newfoundland and Labrador 4,000 1,084 27.1% 3,870 871 22.5% 3,635 802 22.1% 3,432 753 21.9%
Prince Edward Island 1,380 345 25.0% 1,353 351 25.9% 1,405 356 25.3% 1,449 390 26.9%
Nova Scotia 6,785 2,011 29.6% 6,842 2,039 29.8% 6,896 2,149 31.2% 7,101 2,329 32.8%
New Brunswick 6,962 2,143 30.8% 6,802 1,952 28.7% 6,984 2,298 32.9% 6,772 2,267 33.5%
Ontario 86,739 24,094 27.8% 96,964 24,801 25.6% 103,489 28,965 28.0% 109,270 32,557 29.8%
Manitoba 4,191 623 14.9% 4,457 693 15.5% 4,834 771 15.9% 5,046 861 17.1%
Saskatchewan 4,708 733 15.6% 4,760 657 13.8% 5,078 710 14.0% 5,369 738 13.7%
Alberta 15,135 2,529 16.7% 18,342 2,971 16.2% 21,013 3,442 16.4% 22,237 3,974 17.9%
British Columbia 24,913 5,385 21.6% 27,888 5,827 20.9% 29,257 6,925 23.7% 29,611 8,056 27.2%
Yukon 120 15 12.5% 101 13 12.9% 107 14 13.1% 116 19 16.4%
Canada Footnote 6 154,949 38,963 25.1% 171,386 40,176 23.4% 182,704 46,434 25.4% 190,410 51,944 27.3%

6. Three Year Cohort Default Rates for Direct Loans

6.1 Three Year Cohort Default Rates for Direct Loans by Jurisdiction

Province & Territory 2007-08 2008-09 2009-10 2010-11 2011-12 P
Newfoundland and Labrador 13% 14% 14% 14% 10%
Prince Edward Island 14% 14% 17% 15% 13%
Nova Scotia 18% 15% 16% 14% 13%
New Brunswick 15% 15% 15% 15% 14%
Ontario 15% 15% 15% 15% 13%
Manitoba 17% 15% 15% 13% 12%
Saskatchewan 15% 13% 13% 12% 12%
Alberta 11% 11% 13% 14% 12%
British Columbia 15% 14% 16% 14% 10%
Yukon 16% N/A 17% 12% N/A
Total 15% 14% 15% 14% 13%

P: projected

6.2 Three Year Cohort Default Rates for Direct Loans by Institution Type

Institution Type 2007-08 2008-09 2009-10 2010-11 2011-12 P
University 10% 10% 10% 10% 8%
College 17% 17% 18% 17% 16%
Private Institution 29% 27% 29% 26% 22%

P: projected

7. Canada Student Loan Portfolio

7.1 Canada Student Loan Portfolio by Loan Regime at the End of Fiscal Year ($ million) Footnote 7

As of March 31 Guaranteed Loans Risk Shared Loans Direct Loans Total
In-Study In-Repayment In-Study In-Repayment In-Study In-Repayment In-Study In-Repayment Total Portfolio
2008 12.4 117.1 126.7 2,317.4 4,715.7 4,690.6 4,854.8 7,125.2 11,980.0
2009 7.1 62.6 90.9 1,999.7 4,953.3 5,225.3 5,051.2 7,287.6 12,338.9
2010 5.0 45.5 63.2 1,959.3 5,233.7 5,720.6 5,301.9 7,725.3 13,027.2
2011 3.3 31.8 42.9 1,695.2 5,529.2 6,264.9 5,575.4 7,991.9 13,567.3
2012 2.3 22.2 30.4 1,476.5 5,894.1 6,803.4 5,926.9 8,302.1 14,229.0
2013 1.6 15.4 19.4 1,310.4 6,272.3 7,363.7 6,293.3 8,689.5 14,982.8

8. Historical Data - Canada Student Loans and Grants Disbursement

8.1 Number of Full-Time Borrowers by Jurisdiction Since 1964

Loan Year Canada Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Ontario Manitoba Saskatchewan Alberta British Columbia Yukon Northwest Territories
1964-65 42,113 737 437 2,513 2,027 21,920 2,272 2,992 4,519 4,675 12 9
1965-66 53,702 1,392 1,100 3,943 3,170 21,368 3,523 4,965 6,439 7,770 22 10
1966-67 67,401 1,488 881 5,029 3,939 27,640 4,183 6,210 8,245 9,753 21 12
1967-68 94,758 1,980 969 6,387 5,766 45,225 4,694 7,726 10,716 11,270 14 11
1968-69 103,735 2,176 958 6,640 6,178 52,165 4,694 8,015 12,878 10,000 22 9
1969-70 128,070 5,051 1,242 9,248 7,613 62,761 5,584 10,203 17,565 8,768 22 13
1970-71 126,567 5,371 1,630 9,155 7,605 60,523 4,597 9,757 19,308 8,585 27 9
1971-72 133,501 7,903 2,000 9,897 8,504 63,549 5,430 10,012 17,286 8,869 35 16
1972-73 132,012 7,553 1,869 9,966 8,440 66,390 5,710 9,361 15,462 7,208 22 31
1973-74 137,150 7,933 1,649 9,243 8,524 69,510 6,155 8,205 15,577 10,289 30 35
1974-75 151,349 7,828 1,560 9,579 7,653 79,340 7,267 6,901 14,703 16,421 42 55
1975-76 144,893 4,529 1,494 9,505 6,591 80,708 7,527 5,317 12,761 16,318 72 71
1976-77 140,870 4,795 1,395 9,201 6,210 77,823 7,052 4,886 13,283 16,103 75 47
1977-78 114,827 4,583 1,281 8,111 6,135 56,063 5,569 5,334 12,568 15,031 90 62
1978-79 122,438 4,106 1,207 7,577 6,121 66,313 4,613 5,322 12,177 14,870 78 54
1979-80 118,374 4,390 1,143 7,720 6,067 63,412 4,181 4,637 12,139 14,544 91 50
1980-81 128,362 4,906 1,228 7,955 6,404 70,963 4,224 4,933 13,476 14,130 86 57
1981-82 138,539 5,432 1,442 8,962 6,981 74,537 5,390 5,211 15,530 14,886 120 48
1982-83 172,506 7,829 1,688 10,179 8,777 93,874 7,237 6,400 16,051 20,339 122 10
1983-84 196,154 7,183 1,873 11,403 9,911 104,451 8,439 7,819 25,589 19,332 146 8
1984-85 207,184 8,240 1,992 12,378 10,275 105,028 9,722 8,083 33,331 17,936 192 7
1985-86 217,746 10,333 2,143 12,829 11,219 101,713 10,842 9,234 38,438 20,794 188 13
1986-87 234,164 11,843 2,272 13,547 11,241 101,332 11,329 14,032 45,256 23,095 201 16
1987-88 222,370 10,840 2,294 13,000 11,445 91,995 12,013 14,596 39,568 26,413 190 14
1988-89 203,047 10,303 2,070 12,779 10,917 83,868 11,596 14,360 35,698 21,247 209 N/A
1989-90 215,034 10,588 2,484 13,361 11,707 87,999 10,752 14,961 36,637 26,379 166 N/A
1990-91 240,543 12,960 2,451 14,957 13,040 100,623 11,801 15,306 37,193 31,911 301 N/A
1991-92 268,305 12,132 2,399 14,674 13,472 128,270 11,707 15,480 35,513 34,292 366 N/A
1992-93 281,312 11,740 2,211 13,905 13,427 139,299 12,066 16,280 36,649 35,350 385 N/A
1993-94 304,942 11,936 2,132 14,165 12,775 162,794 10,305 15,479 38,305 36,685 366 N/A
1994-95 315,670 12,478 2,065 13,430 10,422 180,644 9,629 14,663 32,656 39,397 286 N/A
1995-96 324,165 15,236 2,107 14,608 9,455 178,771 9,199 13,705 37,439 43,361 284 N/A
1996-97 343,224 18,717 2,169 16,201 13,437 185,297 9,208 12,951 38,900 46,103 241 N/A
1997-98 350,774 18,796 2,312 16,748 14,127 188,108 9,488 13,051 36,973 50,904 267 N/A
1998-99 336,342 17,645 2,650 17,463 14,448 177,451 9,957 13,865 36,141 46,493 229 N/A
1999-00 335,103 14,842 2,306 16,553 13,782 169,990 10,558 15,203 39,683 51,918 268 N/A
2000-01 343,588 15,953 3,047 16,903 15,708 158,256 10,860 16,358 43,294 62,953 256 N/A
2001-02 328,674 13,912 3,068 17,234 15,614 145,287 10,267 16,246 42,323 64,467 256 N/A
2002-03 328,991 12,554 3,238 16,945 15,439 148,195 9,930 15,392 42,052 64,993 253 N/A
2003-04 340,203 11,541 3,385 16,697 15,902 159,684 9,649 15,163 42,501 65,425 256 N/A
2004-05 337,256 10,395 3,280 16,044 15,434 167,354 9,180 14,132 41,422 59,764 251 N/A
2005-06 343,638 9,640 3,239 15,895 15,918 182,016 9,305 13,245 37,844 56,306 230 N/A
2006-07 343,261 8,887 3,206 15,477 15,676 192,875 8,496 12,346 33,779 52,298 221 N/A
2007-08 352,708 8,570 3,297 15,137 15,446 207,694 8,212 11,000 33,183 49,966 203 N/A
2008-09 365,363 7,646 3,286 15,158 14,943 219,632 7,871 9,688 35,356 51,570 213 N/A
2009-10 401,734 7,382 3,286 14,631 14,727 243,515 8,213 9,708 42,006 58,066 200 N/A
2010-11 424,575 6,950 3,326 14,835 14,604 256,692 8,823 11,038 47,503 60,593 211 N/A
2011-12 446,582 6,635 3,307 15,351 14,586 273,614 9,410 11,510 49,882 62,087 200 N/A
2012-13 472,167 6,354 3,280 15,790 13,619 302,355 9,858 11,469 49,114 60,158 170 N/A

8.2 Value of Full-Time Loans by Jurisdiction Since 1964

Loan Year Canada Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Ontario Manitoba Saskatchewan Alberta British Columbia Yukon Northwest Territories
1964-65 26.7 0.5 0.3 1.8 1.4 14.4 1.4 1.9 2.1 3.1 0.01 0.01
1965-66 34.6 0.9 0.4 2.9 2.3 14.6 2.2 3.4 3.1 4.8 0.02 0.01
1966-67 40.5 0.8 0.6 3.3 3.0 14.4 2.8 4.5 4.4 6.6 0.02 0.01
1967-68 57.3 1.1 0.7 4.3 4.2 23.6 3.2 5.8 6.3 8.0 0.01 0.01
1968-69 63.9 1.5 0.8 5.1 4.8 26.6 3.4 6.4 8.1 7.3 0.02 0.01
1969-70 78.1 3.1 0.9 7.0 5.4 31.8 4.3 8.4 10.5 6.6 0.02 0.01
1970-71 86.1 4.9 1.4 7.9 6.5 32.3 3.4 8.5 14.3 6.8 0.02 0.01
1971-72 87.5 5.5 1.6 8.8 6.7 33.5 4.1 7.3 13.8 6.1 0.03 0.01
1972-73 102.3 6.7 2.1 10.2 7.5 45.1 3.7 6.8 14.9 5.3 0.02 0.03
1973-74 108.7 5.2 1.9 10.8 6.9 50.8 4.5 6.1 15.2 7.2 0.03 0.04
1974-75 121.0 4.4 1.8 11.8 7.3 60.1 5.5 5.4 14.9 9.7 0.04 0.06
1975-76 148.3 4.3 2.0 13.1 8.9 74.4 6.3 5.4 18.1 15.7 0.11 0.12
1976-77 160.9 4.8 2.1 12.6 7.9 80.4 10.0 5.2 18.6 19.2 0.12 0.07
1977-78 134.6 4.4 1.7 10.9 8.0 57.7 8.0 7.2 17.6 19.0 0.14 0.10
1978-79 147.9 4.8 1.7 10.7 8.2 70.2 6.9 7.6 18.0 19.6 0.13 0.09
1979-80 142.7 4.9 1.6 11.1 8.5 65.9 6.5 6.5 17.7 19.8 0.15 0.08
1980-81 162.1 5.9 1.8 11.6 9.0 80.2 6.7 7.0 19.8 19.9 0.14 0.09
1981-82 199.9 7.0 2.3 13.7 10.1 99.8 9.9 7.7 25.4 23.6 0.20 0.08
1982-83 280.3 10.8 2.8 18.6 15.3 144.3 13.6 10.5 30.3 34.1 0.20 0.02
1983-84 454.9 13.7 4.1 30.4 21.8 224.9 25.0 18.0 67.9 48.7 0.37 0.02
1984-85 526.7 22.3 4.6 34.4 24.2 247.1 30.8 18.4 95.5 48.9 0.48 0.02
1985-86 576.9 29.8 5.1 35.8 31.2 239.8 35.6 24.6 114.5 60.0 0.54 0.04
1986-87 621.0 35.9 5.7 39.9 33.2 231.2 37.6 39.6 126.1 71.1 0.55 0.04
1987-88 612.0 33.9 5.8 39.5 34.4 200.0 40.4 47.3 120.6 89.6 0.56 0.04
1988-89 551.0 31.1 5.3 39.3 32.9 183.0 39.3 47.0 108.4 64.0 0.65 N/A
1989-90 599.2 32.1 6.9 40.9 35.8 201.5 36.0 48.9 112.0 84.6 0.52 N/A
1990-91 665.8 36.4 6.1 43.6 39.2 238.1 38.8 48.6 114.1 100.1 0.83 N/A
1991-92 797.2 34.2 6.1 44.9 41.7 351.2 38.8 52.3 112.2 114.9 0.93 N/A
1992-93 846.6 35.9 6.4 42.9 42.4 395.7 35.3 56.3 117.9 113.1 0.78 N/A
1993-94 986.7 38.0 6.1 42.7 44.1 511.7 35.5 50.7 127.1 129.5 1.10 N/A
1994-95 1,214.6 54.1 7.5 51.2 33.0 681.9 35.5 56.3 117.2 176.9 0.90 N/A
1995-96 1,340.0 74.1 8.4 51.1 29.3 741.6 35.7 54.9 140.7 202.9 1.20 N/A
1996-97 1,583.9 91.5 13.4 62.8 82.5 880.8 30.6 56.1 147.6 217.5 1.20 N/A
1997-98 1,567.8 86.1 11.4 62.8 79.7 856.0 37.1 57.5 133.3 243.0 1.00 N/A
1998-99 1,557.2 88.8 11.9 94.7 67.6 817.3 38.2 67.3 146.9 223.4 1.02 N/A
1999-00 1,549.6 70.0 10.1 90.2 61.9 780.9 44.3 72.8 170.5 247.7 1.11 N/A
2000-01 1,564.7 69.5 13.5 90.7 77.6 704.5 46.9 78.2 184.2 298.6 1.20 N/A
2001-02 1,507.4 61.3 16.1 92.9 77.7 643.7 44.5 79.0 181.3 309.5 1.28 N/A
2002-03 1,544.7 56.2 17.0 92.5 77.9 664.6 43.4 74.5 187.3 330.0 1.27 N/A
2003-04 1,643.0 52.0 17.9 92.6 82.5 734.5 44.1 76.0 200.1 342.0 1.28 N/A
2004-05 1,628.8 46.5 17.3 88.8 80.0 768.9 41.5 71.3 198.9 314.4 1.24 N/A
2005-06 1,935.0 49.3 21.2 107.1 88.8 971.2 48.7 80.8 215.0 351.5 1.41 N/A
2006-07 1,927.1 45.7 22.6 102.6 91.4 1,034.9 44.3 74.0 189.4 320.9 1.35 N/A
2007-08 2,012.5 43.9 24.6 102.1 88.2 1,146.0 43.1 66.0 190.5 306.9 1.19 N/A
2008-09 2,077.8 39.7 21.7 101.7 83.2 1,210.0 41.3 58.8 204.8 315.3 1.33 N/A
2009-10 2,083.2 33.3 21.0 97.5 74.3 1,208.8 36.4 56.1 216.5 338.3 1.07 N/A
2010-11 2,218.9 31.1 21.2 98.5 73.2 1,285.0 40.3 65.1 252.3 351.0 1.14 N/A
2011-12 2,400.7 29.9 21.1 106.1 74.1 1,420.0 44.6 66.2 275.8 361.9 1.13 N/A
2012-13 2,566.4 29.9 21.3 110.5 71.7 1,603.9 47.8 66.6 269.3 344.5 0.95 N/A
Total 43,344.9 1,477.7 409.9 2,307.0 1,907.5 22,198.8 1,287.7 1,850.7 5,110.8 6,762.8 31.0 1.01

8.3 Number and Value of Part-Time Loans Since 1987

Loan Year Number of Borrowers Value of Loans ($ million)
1987-88 620 0.94
1988-89 320 0.50
1989-90 730 1.21
1990-91 803 1.36
1991-92 757 1.26
1992-93 1,280 2.55
1993-94 1,414 3.00
1994-95 2,112 5.90
1995-96 1,887 5.40
1996-97 1,859 5.40
1997-98 3,205 7.70
1998-99 3,128 7.79
1999-00 1,302 3.46
2000-01 2,980 5.45
2001-02 2,867 4.93
2002-03 2,772 4.57
2003-04 2,779 4.67
2004-05 2,572 4.63
2005-06 2,127 3.82
2006-07 1,863 3.50
2007-08 1,436 2.80
2008-09 1,425 2.85
2009-10 2,698 4.55
2010-11 3,974 6.95
2011-12 6,470 11.22
2012-13 9,601 16.55
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