Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada (FCAC) ensures federally regulated financial entities comply with consumer protection measures, promotes financial education and raises consumers’ awareness of their rights and responsibilities.



Mortgage deferrals


What you can expect when you defer your mortgage and information on other mortgage relief options.

COVID-19: Managing financial health in challenging times


What to do if you have financial hardship due to this pandemic.

COVID-19: Statements and alerts

Warning of potential financial fraud

Read all the latest updates from FCAC.

Services and information

COVID-19: Managing financial health in challenging times

What to do if you have financial hardship due to this pandemic.

Making a complaint to your financial institution

The steps for making a complaint to a bank or other federally regulated financial institution.

Managing your money

Budgeting, banking, money transfers, insurance and planning your finances at different life stages.

Debt and borrowing

Managing debt, credit reports, mortgages, credit cards, loans, lines of credit and more.

Savings and investments

Savings and investment types, options, setting goals and choosing a financial advisor.

Education funding

How much money you'll need, where your money will come from, budgeting and paying off student debt.

Pensions and retirement

Retirement planning, public and registered pensions, RRSPs, RRIFs, retirement income calculator and more.

Financial tools and calculators

Tools to help you choose a bank account and credit card, including budget and mortgage calculators.

Financial literacy programs

Educational materials to help students and adults increase their financial knowledge and skills.

Canadian Financial Literacy Database

A one-stop source for resources and events from Canadian organizations on budgeting, saving, investing and more.

Protecting financial consumers and merchants

Financial entity obligations, guidance, decisions, complaint information, research, and more.

Financial literacy in Canada

Canada’s national strategy for financial literacy, the seniors’ financial literacy strategy, committees and more.

Accepting credit and debit card payments

Merchants’ rights, how card payments work, choosing a service provider.

Protection from frauds and scams

Identity theft, types of fraud, counterfeit money and other threats or scams.

What we are doing

Corporate information


Budget Planner

Create a customized budget that you can save and update online.

Financial wellness in the workplace

Strategies and resources to help employers improve the financial well-being of their employees.

Blog: A holiday closer to home

Things to consider when planning a staycation.

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