Costs associated with caring for someone who is ill
There may be financial implications if you take on the responsibility of caring for a person who is ill. A serious illness, such as cancer, Alzheimer’s disease, or a stroke, may mean that the person can no longer care for themselves.
Many expenses can go along with providing care for someone who is ill, including:
- specialized medical equipment
- home renovations and maintenance
- meal preparation
- specialized transportation
- external care and support, such as hiring a personal support worker
You may also have to take time off work to provide care and support. Working fewer hours to care for someone who is ill could lower your income.
These expenses could add up significantly over time. Being financially prepared for unexpected events can reduce the stress involved in caring for someone who is ill.
Some of these expenses may be covered by the ministry or department of health of the province where the person you're caring for lives.
Consult the appropriate provincial or territorial ministry or department of health to learn more about health plans and the types of expenses covered.
- Alberta – Alberta Health
- British Columbia – Ministry of Health
- Manitoba – Manitoba Health, Seniors and Active Living
- New Brunswick – Department of Health
- Newfoundland and Labrador – Department of Health and Community Services
- Nova Scotia – Department of Health and Wellness
- Northwest Territories – Department of Health and Social Services
- Nunavut – Department of Health
- Ontario – Ministry of Health and Long-Term Care
- Prince Edward Island – Department of Health and Wellness
- Quebec – Santé et Services Sociaux
- Saskatchewan – Ministry of Health
- Yukon – Department of Health and Social Services
Housing considerations for people needing care
Depending on the circumstances, you may have to consider the living arrangements of the person you're caring for.
There are various options available if the person you're caring for becomes too ill to live on their own. For example, that person could move to an assisted living residence, or live with you.
This may have financial implications for you and the person you're caring for. Consider speaking with a financial professional if you need help figuring out the present and future costs associated with relocating someone who is ill.
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