Infographic: Credit reports matter

From: Financial Consumer Agency of Canada


Infographic: Credit reports matter

Text version

The infographic “Credit reports matter” shows a man and a woman reviewing their credit report, and explains what your credit report says about you.

What is in your credit report?

  • Personal information
  • What you owe
  • If you pay your bills on time
  • Your credit limit

Who sees your credit report?

  • Lenders
  • Employers
  • Landlords
  • Insurers

Your credit report also lets you know that your personal information is correct and that no one has stolen your identity.

Check your credit report every year to make sure you’re getting the full picture! You can receive it for free by mail!

Know your rights and responsibilities: You can review your credit report at any time. It is your responsibility to check your report once a year.

Understanding your financial rights and responsibilities means no surprises. Find out more at


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