2.2.8 Negotiate for lower fees

You can ask for lower fees. Contact your financial institution and discuss lowering or waiving some of your fees.

Review your accounts with a representative once a year or if there is a major change in your finances. Ask the representative to suggest ways to reduce your fees. You may be able to get the institution to reduce some or all of your banking fees if you take out a mortgage or line of credit at the institution.

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