1.4 How to budget
In this section:
There are many ways to manage your cash flow and your spending. For some people, a paper budget works best. For others, a system in which money is allocated to different categories in advance is more practical.
This section presents systems for managing cash flow. In it you will learn:
- how to compare income with expenses in a household budget
- how to adjust your budget to balance it or even achieve a surplus
- how to set up an envelope or jar system and allocate funds for different categories
- how to keep your budgeting system up-to-date and realistic.
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