3.1.4 Why people don't save

Most people know the reasons to save—but many don't do it consistently. Why not? Sometimes you're already spending all the money you have on essentials. But many factors besides reasoning enter into financial decisions. Our choices are affected by powerful forces like emotions, knowledge, habits and other behaviours. Check off which factors on the list apply to you when you make your financial choices.

Some reasons why people don't save regularly

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