Insurance scams

From Financial Consumer Agency of Canada

Insurance scams can take many forms.

It may be a scam if you're asked to confirm or give personal information in an email that claims to be sent from your insurance company. This could be a scam to obtain information about your personal finances. It could lead to identity theft.

It may be a scam if you're asked to pay your premiums through a money transfer or money wiring service. This isn't a normal practice. It could be a scam to get you to buy fake insurance.

Tips to avoid scams

Follow these tips to avoid insurance scams:

  • never pay a fee directly to insurance agents or brokers because licensed insurance agents and registered brokers receive fees from the insurance company
  • make your payment to your insurance company and not to the agent or broker
  • don’t pay your premiums through a money transfer or money wiring service
  • don’t give out any personal information by email; instead call your insurance company, agent or broker

Report scams

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