Insurance scams can take many forms.
It may be a scam if you're asked to confirm or give personal information in an email that claims to be sent from your insurance company. This could be a scam to obtain information about your personal finances. It could lead to identity theft.
It may be a scam if you're asked to pay your premiums through a money transfer or money wiring service. This isn't a normal practice. It could be a scam to get you to buy fake insurance.
Tips to avoid scams
Follow these tips to avoid insurance scams:
- never pay a fee directly to insurance agents or brokers because licensed insurance agents and registered brokers receive fees from the insurance company
- make your payment to your insurance company and not to the agent or broker
- don’t pay your premiums through a money transfer or money wiring service
- don’t give out any personal information by email; instead call your insurance company, agent or broker
If you think you may have been a victim of an insurance scam:
- contact your local police service to file a complaint
- report this information to the Canadian Anti-Fraud Centre (CAFC)
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