Insurance for couples
Your insurance needs may change as you and your partner marry or move in together. For example, you may need to update any existing policies you have to make sure they cover your partner.
Life insurance policies for couples
Life insurance can help your loved ones deal with the financial impact of your death. For example, a life insurance policy may help your surviving partner or children pay for long-term financial commitments, such as paying for a home.
Check to see what life insurance coverage you have. Some people have coverage through their benefit package at work.
You may choose to add your common-law partner or spouse as a beneficiary to your existing life insurance policy. Contact your insurance company, agent or broker to do this.
Car insurance for couples
If you and your partner share a car, make sure your car insurance policy lists your partner as an alternate driver.
If you each own a car, you may be able to pay less if you buy car insurance as a couple. Shop around and get quotes from more than one insurance company to make sure you get the best price. Before you switch policies, ask about any fees when cancelling an existing policy.
Home and tenant’s insurance for couples
If your partner is moving into your rented home, check your tenant’s insurance to make sure your partner’s belongings are covered by your plan.
If you begin to share the home you own, you must tell your insurance company. Check with your insurance company, agent or broker to review who is covered by your home insurance policy.
Health and dental insurance for couples
If you have health or dental insurance through your workplace, check to see if you can add your partner to your plan. This will save you from spending money on insurance you may not need.
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