Applying for the rebate – Owner-built home

How to apply for the rebate if you built or substantially renovated the house, or hired someone else to do the work.

When to apply

Filing deadlines depend on your base date.

You have up to 2 years after your base date to claim the rebate.

Determine your base date

The following 3 situations will help you determine your base date:

Situation 1: House occupied after substantial completion

If you are the first to occupy the house after the construction or substantial renovation is substantially completed, you can apply for the rebate after the house is occupied.

In this situation, your base date is the date the construction or the substantial renovation is substantially completed.

Situation 2: Exempt sale of the house before it is occupied

If you made an exempt sale of the house and transferred ownership to the purchaser before it was occupied by anyone, you can apply for the rebate after the house is sold.

In this situation, your base date is the earlier of the following 2 dates:

  • The date you transfer ownership to the purchaser

  • The date the construction or substantial renovation is substantially completed

Situation 3: House occupied before substantial completion

If you are the first to occupy the house and this occurs before the construction or substantial renovation is substantially completed, you can apply for the rebate after the construction or substantial renovation is substantially completed.

In this situation, your base date is the earlier of the following 2 dates:

  • The day that is 2 years after the day you or a relation first occupied the house after the construction or substantial renovation has begun

  • The date the construction or substantial renovation is substantially completed

Late-filed rebate applications for owner built homes

If, due to extraordinary circumstances, you were prevented from filing your rebate application for an owner built home by the applicable deadline, we will consider a request to accept your late-filed rebate application.

Extraordinary circumstances may include:

  • Natural or human made disasters, such as a flood or fire
  • Civil disturbances or disruptions in services, such as a postal strike
  • Serious illness or accident
  • Serious emotional or mental distress

We will also consider a request to accept a late-filed owner built home rebate application where the delay resulted primarily from our actions, for example if we provided you with inaccurate information.

Fill out and submit your forms

You must file your application yourself. The fastest way to submit your application is online in your CRA account.

Online

Submit your application online in your CRA account.

CRA sign in

  1. Sign in to your CRA account
  2. Select your Individual or Representative account
  3. Select File a GST/HST rebate:
    • In My Account, under “More services”
    • In Represent a Client, in the “Rebates” tab of the appropriate GST/HST program account number
By mail

If you can't submit your application online, you can send it by mail.

  1. Fill out your forms:
    To help you determine the amount of the GST/HST you paid during the construction
    Form GST191-WS, Construction Summary Worksheet
    To recover the GST or federal part of the HST
    Form GST191, GST/HST New Housing Rebate Application for Owner-Built Houses
    Recover some of the provincial part of the HST (if your house is in Ontario)
    Form RC7190-ON, GST190 Ontario Rebate Schedule
  2. Send the completed forms to the address on the form

For detailed guidance on deadlines for filing refer to: Guide RC4028, GST/HST New Housing Rebate

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2026-06-09