What to do when someone dies
Benefits and programs
Depending on your relationship to the person who died, there may be benefits to which you are entitled.
Spotlight on
Canada Pension Plan (CPP)/ Québec Pension Plan (QPP)
When an individual that died made contributions to CPP or QPP, there may be benefits available to specific individuals based on eligibility:
- CPP Death Benefit is a one-time payment payable to the estate or other eligible individuals, on behalf of a deceased CPP contributor.
CPP Death Benefit Application Form - CPP Survivor's Pension is a monthly payment paid to the legal spouse or common-law partner of the deceased contributor.
CPP Survivor’s Pension Application Form and Statutory Declaration of Common-Law Union Form - Benefits for children under 25 is a monthly payment for a child of the deceased contributor. For the benefit to be paid, the deceased contributor must have made sufficient contributions to the CPP.
Benefits for children under 25 Application Form and Declaration of Attendance at School or University Form - If the deceased individual made contributions to the QPP refer to the Québec Pension Plan for benefit information.
Survivor's Allowance
- Allowance for the Survivor: If there is a surviving spouse or common-law partner who is between the age of 60 and 64, they may be eligible for Old Age Security Guaranteed Income Supplement benefits.
Allowance for the Survivor Application Form and Statutory Declaration of Common-Law Union Form
Victim of crime
- Victim Services and Funding. If the individual who died was a victim of crime, there may be services and funding available.
- Victim Services Directory (VSD) is available to assist individuals locate services for victims across Canada.
- Canadian Benefit for Parents of Young Victims of Crime. The death or disappearance of a child is devastating and can leave parents unable to work. If you have a child under 25 years of age who is missing or deceased because of a probable Criminal Code offence, you may be eligible for benefits.
Memorial Grant for First Responders
If the individual who died was a police officer, firefighter, paramedic, correctional officer, parole officer or probation officer, they are considered a first responder. The Memorial Grant Program for First Responders provides financial assistance to the families of first responders who have died because of their duties.
Employee or retired employee of the Government of Canada
You may need to notify the Pay Centre and Pension Centre of the death. Refer to When death occurs for more guidance.
Any public service group insurance benefit plan coverage for the person who died and for their survivor or dependant(s) may be impacted. For more information, refer to Life events: Public service group insurance benefit plans.
If the person who died was retired from the public service, you may need to contact the Public Service Pension Plan directly. Refer to Death after Retirement for more information.
If the person who died was a public servant employed by the Government of Canada, their survivor or dependant(s) may be entitled to pension benefits. For more information, refer to Survivors and dependants of the public service pension plan.
You can search for information on pensions and benefits at Pension and benefits - Guided search.
Military veteran
Refer to Death and Bereavement programs for more information on supporting families of a deceased Veteran or a member of the Canadian Armed Forces.
For Veterans Affairs services, refer to Veterans Affairs.
Every Veteran deserves a dignified funeral and burial. The Funeral and Burial Assistance program helps pay for these services.
The cost of post-secondary education can be a financial burden. A child or children of a deceased Veteran or Canadian Armed Forces member may qualify for Education Assistance for Children to help with those costs.
HOPE provides peer support to families who have recently experienced the loss of a loved one who serviced in the Canadian Armed Forces, either active or retired, Regular or Reserve Force. Refer to Helping our Peers by Providing Empathy for more details.
The VAC Assistance Service for Mental health provides free, short-term psychological support with a mental health professional. This service is available to Veterans, their family members, and caregivers.
Immediate family members of veterans can Speak to a Chaplain to access spiritual support.
Active member of the Canadian Armed Forces
Refer to Death and Bereavement programs for more information on supporting families of a deceased Veteran or a member of the Canadian Armed Forces.
For information on claims and reimbursements available to the family, spouse or estate of a deceased Canadian Armed Forces (CAF) member, refer to Military death benefits for more information.
For information about the Canadian Armed Forces pension plans for the survivor of a deceased plan member, refer to Canadian Armed Forces Survivor Pensions.
The cost of post-secondary education can be a financial burden. A child or children of a deceased Veteran or Canadian Armed Forces member may qualify for Education Assistance for Children to help with those costs.
For Veterans Affairs services, refer to Veterans Affairs.
If you or someone close to you requires support during this difficult time, please refer to Military Mental Health for resources available to you.
HOPE provides peer support to families who have recently experienced the loss of a loved one who serviced in the Canadian Armed Forces, either active or retired, Regular or Reserve Force. Refer to Helping our Peers by Providing Empathy for more details.
Member or retired member of the Royal Canadian Mounted Police
There is support available for families of a deceased veteran or member of the Canadian Armed Forces for Royal Canadian Mounted Police (RCMP). For more information, refer to Death and bereavement programs.
If the person who died was a retired member of the RCMP, refer to Death in Retirement for information about potential survivor and child entitlements under the RCMP Pension Plan.
VAC may offer Survivor benefits and additional help for the family of a person who died, if the person who died was receiving benefits from Veterans Affairs Canada (VAC) on behalf of the RCMP (e.g. a disability pension). For more information, refer to RCMP Programs that are Administered by VAC.
The survivor and dependant(s) of an RCMP pension plan member may be eligible for survivor benefits, child allowances, and coverage under the group insurance plans. For more information, refer to Becoming a Survivor.
If the person who died was the survivor of a member of the RCMP Pension plan, some benefits and coverage may continue upon their death. For more information, refer to Death of a survivor.
Student or individual repaying student loans
If the person who died was receiving or repaying a federal student loan, you may need to notify the National Student Loans Service Centre of the death. Contact the National Student Loans Service Centre (NSLSC).
If the person who died was receiving or repaying a provincial or territorial student loan, you may also need to contact the province or territory's student aid office to inform them of the death. For a list of the Provincial and territorial student aid offices, refer to Canada Student Grants and Loans - Apply with your province or territory.
First Nations, Métis, Inuit
Indigenous Services Canada has services available to help manage the estate of a deceased family member or friend who usually lived on a reserve. For more information, refer to Estate services for First Nations.
For information on reporting the death of a registered family member or friend, please refer to How to update information in the Indian Register - How to report the death of a registered family member or friend.
Benefits Finder
A tool to help you find other benefits and services you may be eligible to receive.
Mental health support
If you need help working through grief, or just need someone to talk to, you can always call a help line.
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