Annual pensioner’s statement: February 2026—Public service pension plan

The Annual Pensioner’s Statement has details about your monthly pension and provides you with an overview of your pension and benefits. Below, you will find the articles included in the statement.

On this page

• Annual indexing
• Important information about your pension entitlements
• 2025 Tax statements
• Do you have to pay income tax every year when you file your tax return
• New Retiree Member Pension Portal – Coming Soon
• Information on survivor pension
• Will you be returning to work after retirement
• Important reminders

Annual indexing

The annual indexing rate for 2026 is 2.0%.

In most cases, if you retired before 2025, the full indexing rate will be applied to your pension in January 2026. If you retired in 2025, a prorated indexing rate based on the number of full calendar months remaining in 2025 will be applied to your pension. For example, if you retired in November 2025, your indexing rate would be 1/12 of the full year (December only), starting in January 2026. The indexing rate also applies to the survivor pension. For more information on how the indexing is applied, visit Pension and benefits.

Important information about your pension entitlements

Your public service pension is made up of two parts:

• a lifetime pension, and
• a temporary bridge benefit which ends at age 65 or earlier if you become eligible to receive Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) disability benefits

Important: You must inform the Pension Centre immediately if you become eligible to receive a CPP or QPP disability benefit. Failure to do so could result in an overpayment of your pension, which you’ll be required to repay.

If you have questions about your CPP or Old Age Security (OAS) benefits, please contact Service Canada at 1‑800‑277‑9914. If you have questions about your QPP benefits, please contact Retraite Québec at 1‑800‑463‑5185.

2025 tax statements

A hard copy of your year-end tax statements will be mailed by the end of February. Contact the Pension Centre if you do not receive them by March 15, 2026. Did you know that if you register with My Account on the Canada Revenue Agency’s (CRA) portal at Canada.ca/my-cra-account, you’ll have access to your year-end tax statements and other available tax services. My Account is a convenient and secure way to view your year-end tax statements.

Do you have to pay income tax every year when you file your tax return

If you have to pay income tax every year when you file your tax return, you can request that more tax be deducted from your monthly pension. To do so, call the Pension Centre or send them a completed TD1—Personal Tax Credits Return form. Consult the Canada Revenue Agency—Taxes website or call 1‑800‑959‑8281 for more information.

New Retiree Member Pension Portal – Coming Soon

Public Services and Procurement Canada is launching an online pension portal for retirees and their survivors this year. You’ll be able to download, view, and print your pension statements, update your personal information, communicate securely with the Pension Centre using the Secure Messaging feature, and much more. We’ll provide you with additional information once the pension portal is available.

Information on Survivor Pension

Your married or common-law spouse may receive a survivor pension if you married or began living in a common-law relationship before you retired and that union remains constant until you pass away. If you married after retirement, you may have the option to provide your married spouse with the Optional Survivor Benefit (OSB) by taking a reduction in your own pension. For more information on survivor benefits, visit Pension and benefits.

Will you be returning to work after retirement

If you accept employment in the public service and meet the eligibility criteria to contribute to the public service pension plan, your monthly pension payments will be affected. Your ongoing pension payments will be stopped and only restart once you are no longer employed in the public service. Your future pension will be recalculated to include the additional period of service and your indexing will be based on your new employment end date. For more information on re-employment after retirement, visit Pension and benefits.

Important reminders

• Keep your February Annual Pensioner’s Statement or your most recent Direct Deposit Payment Statement for reference
  • a Direct Deposit Payment Statement is only issued when the net pension amount changes by $2 or more
• Verify your most recent statement to ensure your address and banking information are up to date and inform the pension centre for federal employees of any changes
• Inform your family that they need to contact the pension centre for federal employees immediately following your death
  • this will ensure timely payment of survivor benefits and prevent any overpayment of your pension
• To allow us to access your pension file, please provide your pension number, surname, first name and initials, address (with postal code) and telephone number (with area code)
• Refer to Pension and benefits