2021 to 2022 Canada Student Financial Assistance Program statistical review

Official title: Canada Student Financial Assistance Program – Statistical Review 2021 to 2022

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List of abbreviations

This is the complete list of abbreviations for the 2021 to 2022 Canada Student Financial Assistance Program statistical review.

CAL
Canada Apprentice Loan
CSG
Canada Student Grant
CSL
Canada Student Loan
CSFA Program
Canada Student Financial Assistance Program
FY
Fiscal year
AY
Academic year
PSE
Post-secondary education
RAP
Repayment Assistance Plan
SFA
Student financial assistance

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Financial Assistance (CSFA) Program. This program helps students attend post-secondary education (PSE) and makes education more affordable by providing students with Canada Student Grants and Canada Student Loans.

The Canada Student Grants are upfront and students do not have to pay back this money. Loans must be repaid, beginning 6 months after students end their studies. The CSFA Program also offers the Repayment Assistance Plan (RAP) to borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Most provinces and the Yukon Territory participate in the CSFA Program. Students in these provinces and territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSFA Program. Instead, they receive annual alternative payments from the Government of Canada to operate their own student financial assistance programs.

Since its establishment in 1964, the CSFA Program has provided $71.6 billion in student loans to 6.8 million full-time and part-time students in Canada. And since grants were first introduced in 1995, it has provided $17.9 billion in grants to 4.0 million students.

About this report

Each year, the Department of Employment and Social Development produces the Canada Student Financial Assistance Program Statistical Review – formerly the Canada Student Loans Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Financial Assistance Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSFA Program.

The 2021 to 2022 Canada Student Financial Assistance Program Statistical Review provides detailed data on grants, loans, repayment assistance, and other program statistics (e.g. default rate, loan forgiveness). It also includes historical data, a breakdown by province/territory, and demographic information regarding key metrics. Most data is reported for the academic year (from August 1, 2021 to July 31, 2022); however, some data is reported on a fiscal year basis (from April 1, 2021 to March 31, 2022).

Statistics provided in this review only report the federal student financial assistance in participating provinces and territory. Tables may contain suppressed cells to ensure confidentiality especially for some smaller provinces and the Yukon territory. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

For accessibility reasons, we simplified all tables in the web format of this report. Consult the PDF version for the full tables.

2021 to 2022 at a glance

Infographic summarizing 2021 to 2022 results. Text version follow below.
Text version - Infographic

Top quadrant - wheel:

Top section of wheel:

  • 53% of total student aid is in the form of non-repayable grants
  • 544,000 students received Canada Student Grants
  • $3.3 billion in total value of grants

Left section of wheel:

  • 285,000 beneficiaries of the Repayment Assistance Plan (RAP)
  • 82% of RAP recipients make 0 payments

Bottom section of wheel:

  • $23.5 billion in direct loan portfolio
  • 1.9 million borrowers in direct loan portfolio

Right section of wheel:

  • 558,000 students received Canada Student Loans
  • $2.9 billion in total amount of loans

Middle-center quadrant:

  • 471,000 grants for students from low– and middle– income families
  • 91,100 grants for students with dependants
  • 60,200 grants for students with permanent disabilities

Bottom quadrant – left side:

  • 7% 3-year default rate for borrowers entering repayment in 2019 to 2020, a 1 percentage point decrease from 2018 to 2019
  • $15,578 average loan balance at the time of leaving school

Bottom quadrant – right side:

  • Canada Student Loan forgiveness for family doctors and nurses benefitted 5,400 doctors and nurses and provided $25.1 million in amount forgiven

Right quadrant – top section:

  • profile of grant/loan recipients
  • 60% women
  • 9% students with permanent disabilities
  • 7% indigenous students

Right quadrant – middle section:

  • 55% university
  • 29% college
  • 16% private institutions

Right quadrant – bottom section:

  • 39% certificate or diploma
  • 56% undergraduate
  • 5% master
  • 1% doctorate

Tables

1. Canada

1.1 Student financial assistance: grants, loans and interest subsidies

Table 1.1.1 Student financial assistance by type
Table 1.1.1A Student financial assistance by type: Number of recipients1
Type AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Total student financial assistance2 (SFA) 705,152 753,669 741,917 756,364 763,272
SFA- Full-time students 695,039 742,209 728,228 740,872 747,158
SFA- Part-time students 24,466 28,832 36,611 52,081 45,082
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 628,935 672,277 656,498 673,136 669,924
CSG/CSL- Full-time students3 618,602 660,420 642,229 655,657 651,358
CSG/CSL- Part-time students3 24,359 28,737 36,522 42,518 41,272
Canada Student Grant (CSG) 490,377 532,785 528,079 541,777 544,055
CSG- Full-time students4 480,904 519,518 511,756 521,991 523,726
CSG- Part-time students5 21,268 28,503 36,394 42,367 41,053
Canada Student Loan (CSL) 592,091 625,135 607,861 576,462 558,356
CSL- Full-time students 585,019 618,359 599,795 572,266 553,348
CSL- Part-time students 13,534 13,624 15,761 5,377 6,326
In-study interest subsidy 668,308 706,736 693,468 659,861 651,865
In-study interest subsidy - Full-time students 661,456 700,376 686,001 655,974 647,441
In-study interest subsidy - Part-time students 13,641 13,719 15,850 16,395 11,673

Table 1.1.1B Student financial assistance by type: Millions of dollars
Type AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 4,717.0 5,189.5 5,083.9 7,156.3 6,196.3
CSG/CSL- Full-time students3 4,661.0 5,121.9 5,002.1 7,053.6 6,088.9
CSG/CSL- Part-time students3 56.0 67.7 81.9 102.8 107.4
Canada Student Grant (CSG) 1,364.9 1,614.1 1,634.8 3,187.5 3,256.2
CSG- Full-time students4 1,331.9 1,568.7 1,578.0 3,096.9 3,163.5
CSG- Part-time students5 33.0 45.5 56.8 90.6 92.7
Canada Student Loan (CSL) 3,352.1 3,575.4 3,449.1 3,968.8 2,940.0
CSL- Full-time students 3,329.1 3,553.2 3,424.0 3,956.6 2,925.4
CSL- Part-time students 23.0 22.2 25.1 12.2 14.7
In-study interest subsidy7 N/A N/A N/A N/A N/A
In-study interest subsidy - Full-time students7 N/A N/A N/A N/A N/A
In-study interest subsidy - Part-time students7 N/A N/A N/A N/A N/A
Table 1.1.2 Canada Student Grants by type
Table 1.1.2A Canada Student Grants by type: Number of recipients1
Type AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Canada Student Grant (CSG)- Total 490,377 532,785 528,079 541,777 544,055
CSG- for Full-Time Students 451,296 477,892 467,805 471,826 470,663
CSG- for Skills Boost Top-up2 N/A 64,821 70,615 82,784 94,138
CSG- for Full-Time Students with Dependants 40,523 63,828 67,773 80,930 89,140
CSG- for Full-Time Students with Permanent Disabilities 44,892 49,005 50,773 52,519 57,873
CSG- for Services and Equipment for Full-Time Students with Permanent Disabilities 10,138 10,487 10,437 9,597 10,342
CSG- for Part-Time Students 21,261 28,493 36,374 40,902 39,501
CSG- for Part-Time Students with Dependants 376 2,643 3,158 2,020 2,485
CSG- for Part-Time Students with Permanent Disabilities 1,540 1,538 1,848 2,115 2,361
CSG- for Services and Equipment for Part-Time Students with Permanent Disabilities 411 386 484 443 452
Table 1.1.2B Canada Student Grants by type: Millions of dollars
Type AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Canada Student Grant (CSG)- Total 1,364.9 1,614.1 1,634.8 3,187.5 3,256.2
CSG- for Full-Time Students 1,118.9 1,198.5 1,180.9 2,365.1 2,338.6
CSG- for Skills Boost Top-up2 N/A 98.1 107.5 127.1 143.5
CSG- for Full-Time Students with Dependants 102.6 152.0 160.0 377.5 431.5
CSG- for Full-Time Students with Permanent Disabilities 85.3 93.9 97.5 200.7 221.5
CSG- for Services and Equipment for Full-Time Students with Permanent Disabilities 20.9 22.2 27.1 26.6 28.5
CSG- for Part-Time Students 32.6 43.5 54.5 78.6 79.1
CSG- for Part-Time Students with Dependants 0.4 1.9 2.3 2.2 2.9
CSG- for Part-Time Students with Permanent Disabilities 3.1 3.1 3.7 8.4 9.3
CSG- for Services and Equipment for Part-Time Students with Permanent Disabilities 0.9 0.9 1.3 1.4 1.3
Table 1.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 1.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 403,403 60
Men 247,169 37
Gender diverse identities 1,349 0s
Unspecified 18,003 3
Total 669,924 100
Table 1.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 3,788.3 61
Men 2,180.3 35
Gender diverse identities 11.5 0s
Unspecified 216.2 3
Total 6,196.3 100
Table 1.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 60,555 9
Students without disabilities 609,369 91
Total 669,924 100
Table 1.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 695.3 11
Students without disabilities 5,500.9 89
Total 6,196.3 100
Table 1.1.3E Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 44,990 7
Non-Indigenous students 624,934 93
Total 669,924 100
Table 1.1.3F Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 515.9 8
Non-Indigenous students 5,680.3 92
Total 6,196.3 100
Table 1.1.3G Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 153,324 23
20 to 24 years 269,733 40
25 to 29 years 103,391 15
30 to 34 years 51,611 8
35 to 39 years 38,213 6
40 to 44 years 26,758 4
45 to 49 years 14,838 2
50 years and older 12,056 2
Total 669,924 100
Table 1.1.3H Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1,117.9 18
20 to 24 years 2,254.7 36
25 to 29 years 1,036.9 17
30 to 34 years 614.3 10
35 to 39 years 509.3 8
40 to 44 years 351.7 6
45 to 49 years 179.3 3
50 years and older 132.1 2
Total 6,196.3 100
Table 1.1.3I Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 258,570 39
Undergraduate 372,547 56
Master 32,619 5
Doctorate 6,188 1
Total 669,924 100
Table 1.1.3J Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 2,507.7 40
Undergraduate 3,347.6 54
Master 280.0 5
Doctorate 60.9 1
Total 6,196.3 100
Table 1.1.3K Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 366,613 55
College 194,424 29
Private 108,887 16
Total 669,924 100
Table 1.1.3L Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by type of institution: Millions of dollars
Level of study Number Percent
University 3,259.8 53
College 1,613.9 26
Private 1,322.6 21
Total 6,196.3 100
Table 1.1.4 Profile of students who received Canada Student Grants
Table 1.1.4A Profile of students who received Canada Student Grants: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 325,627 60
Men 202,972 37
Gender diverse identities 1,103 0s
Unspecified 14,353 3
Total 544,055 100
Table 1.1.4B Profile of students who received Canada Student Grants: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,984.7 61
Men 1,169.5 36
Gender diverse identities 6.8 0s
Unspecified 95.1 3
Total 3,256.2 100
Table 1.1.4C Profile of students who received Canada Student Grants: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 60,555 11
Students without disabilities 483,500 89
Total 544,055 100
Table 1.1.4D Profile of students who received Canada Student Grants: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 527.0 16
Students without disabilities 2,729.2 84
Total 3,256.2 100
Table 1.1.4E Profile of students who received Canada Student Grants: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 37,140 7
Non-Indigenous students 506,915 93
Total 544,055 100
Table 1.1.4F Profile of students who received Canada Student Grants: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 267.1 8
Non-Indigenous students 2,989.1 92
Total 3,256.2 100
Table 1.1.4G Profile of students who received Canada Student Grants: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 121,161 22
20 to 24 years 224,794 41
25 to 29 years 82,478 15
30 to 34 years 42,104 8
35 to 39 years 32,636 6
40 to 44 years 22,093 4
45 to 49 years 11,046 2
50 years and older 7,743 1
Total 544,055 100
Table 1.1.4H Profile of students who received Canada Student Grants: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 579.5 18
20 to 24 years 1,220.1 37
25 to 29 years 528.7 16
30 to 34 years 332.4 10
35 to 39 years 277.9 9
40 to 44 years 179.6 6
45 to 49 years 82.6 3
50 years and older 55.3 2
Total 3,256.2 100
Table 1.1.4I Profile of students who received Canada Student Grants: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 201,282 37
Undergraduate 332,100 61
Master 8,674 2
Doctorate 1,999 0s
Total 544,055 100
Table 1.1.4J Profile of students who received Canada Student Grants: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,289.1 40
Undergraduate 1,916.3 59
Master 39.0 1
Doctorate 11.8 0s
Total 3,256.2 100
Table 1.1.4K Profile of students who received Canada Student Grants: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 303,367 56
College 164,732 30
Private 75,956 14
Total 544,055 100
Table 1.1.4L Profile of students who received Canada Student Grants: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,725.4 53
College 989.7 30
Private 541.1 17
Total 3,256.2 100
Table 1.1.5 Profile of students who received Canada Student Loans
Table 1.1.5A Profile of students who received Canada Student Loans: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 336,448 60
Men 203,332 36
Gender diverse identities 1,023 0s
Unspecified 17,553 3
Total 558,356 100
Table 1.1.5B Profile of students who received Canada Student Loans: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,803.6 61
Men 1,010.8 34
Gender diverse identities 4.7 0s
Unspecified 121.0 4
Total 2,940.0 100
Table 1.1.5C Profile of students who received Canada Student Loans: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 36,079 6
Students without disabilities 522,277 94
Total 558,356 100
Table 1.1.5D Profile of students who received Canada Student Loans: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 168.3 6
Students without disabilities 2,771.7 94
Total 2,940.0 100
Table 1.1.5E Profile of students who received Canada Student Loans: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 39,878 7
Non-Indigenous students 518,478 93
Total 558,356 100
Table 1.1.5F Profile of students who received Canada Student Loans: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 248.9 8
Non-Indigenous students 2,691.2 92
Total 2,940.0 100
Table 1.1.5G Profile of students who received or Canada Student Loans: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 127,420 23
20 to 24 years 219,369 39
25 to 29 years 86,852 16
30 to 34 years 43,973 8
35 to 39 years 33,076 6
40 to 44 years 23,648 4
45 to 49 years 13,271 2
50 years and older 10,747 2
Total 558,356 100
Table 1.1.5H Profile of students who received Canada Student Loans: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 538.4 18
20 to 24 years 1,034.6 35
25 to 29 years 508.1 17
30 to 34 years 281.9 10
35 to 39 years 231.4 8
40 to 44 years 172.0 6
45 to 49 years 96.8 3
50 years and older 76.8 3
Total 2,940.0 100
Table 1.1.5I Profile of students who received Canada Student Loans: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 204,632 37
Undergraduate 316,875 57
Master 31,058 6
Doctorate 5,791 1
Total 558,356 100
Table 1.1.5J Profile of students who received Canada Student Loans: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,216.5 41
Undergraduate 1,435.5 49
Master 239.1 8
Doctorate 49.0 2
Total 2,940.0 100
Table 1.1.5K Profile of students who received Canada Student Loans: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 314,229 56
College 143,226 26
Private 100,901 18
Total 558,356 100
Table 1.1.5L Profile of students who received Canada Student Loans: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,534.9 52
College 625.1 21
Private 780.1 27
Total 2,940.0 100
Table 1.1.6 Canada Apprentice Loan
Table 1.1.6A Canada Apprentice Loans
Item AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Number of Canada Apprentice Loans (CAL) recipients 13,955 13,055 10,684 8,000 8,249
CAL disbursements (millions of dollars) 58.8 54.7 44.1 34.2 34.4
Table 1.1.6B Canada Apprentice Loan recipients by gender: Percent
Gender AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Women 6 6 6 6 7
Men 94 94 94 93 93
Gender diverse identities N/A N/A N/A 0s 1
Total 100 100 100 100 100
Table 1.1.6C Canada Apprentice Loan recipients by age group: Percent
Gender AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Younger than 20 years 2 3 2 2 2
20 to 24 years 29 28 27 25 24
25 to 29 years 31 31 32 32 31
30 to 34 years 18 19 19 21 21
35 to 39 years 10 10 10 11 11
40 to 44 years 5 5 5 6 6
45 to 49 years 2 2 3 2 2
50 years and older 2 1 1 1 1
Total 100 100 100 100 100

1.2 Loan balance

Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Item AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Number of students leaving school 203,459 233,376 248,604 235,407 254,831
Average loan balance at time of leaving school (dollars) 13,416 13,367 13,549 14,418 15,578
Table 1.2.2 Profile of average loan balance at time of leaving school for full-time students
Table 1.2.2A Profile of average loan balance at time of leaving school for full-time students by gender: Dollars
Gender AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Women 13,767 13,825 13,946 14,805 15,976
Men 12,910 12,713 12,984 13,857 14,945
Table 1.2.2B Profile of average loan balance at time of leaving school for full-time students by age group: Dollars
Age group AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Younger than 20 years 5,191 5,363 5,375 5,426 5,665
20 to 24 years 12,796 12,779 13,000 13,859 14,347
25 to 29 years 16,780 16,744 17,193 18,254 19,368
30 to 34 years 15,928 15,476 15,201 15,928 17,528
35 to 39 years 13,865 13,429 13,607 13,917 16,073
40 to 44 years 13,542 13,084 13,039 13,584 15,846
45 to 49 years 13,240 13,230 13,212 13,801 16,132
50 years and older 12,772 12,753 12,861 13,390 15,776
Table 1.2.2C Profile of average loan balance at time of leaving school for full-time students by level of study: Dollars
Level of study AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Certificate or diploma 9,698 9,846 10,053 10,504 12,256
Undergraduate 16,541 16,418 16,345 17,632 18,026
Master 20,280 19,951 19,431 21,031 24,501
Doctorate 29,251 27,935 26,731 29,106 30,942
Table 1.2.2D Profile of average loan balance at time of leaving school for full-time students by type of institution: Dollars
Type of institution AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
University 17,167 17,200 17,132 18,366 19,109
College 10,032 10,242 10,513 11,025 11,797
Private 10,912 11,041 11,229 11,652 14,506
Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: AY 2021 to 2022
Item Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Number of students by debt level 47,836 49,011 47,926 38,363 22,481 18,345 30,869 254,831
Percentage of students by debt level 19 19 19 15 9 7 12 100
Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students
Table 1.2.4A Profile of loan balance distribution at time of leaving school for full-time students: AY 2021 to 2022 by gender: Percent
Gender Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Women 17 19 20 16 9 7 12 100
Men 22 20 18 13 8 7 12 100
Table 1.2.4B Profile of loan balance distribution at time of leaving school for full-time students: AY 2021 to 2022 by age group: Percent
Age group Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Younger than 20 years 53 30 12 4 x x 0s 100
20 to 24 years 22 20 17 14 10 8 9 100
25 to 29 years 14 16 17 15 10 9 21 100
30 to 34 years 13 18 21 17 9 6 15 100
35 to 39 years 11 20 25 20 8 5 11 100
40 to 44 years 9 20 26 22 8 5 9 100
45 to 49 years 8 20 26 22 9 6 9 100
50 years and older 9 21 27 21 x x 9 100
Table 1.2.4C Profile of loan balance distribution at time of leaving school for full-time students: AY 2021 to 2022 by level of study: Percent
Level of study Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Certificate or diploma 21 25 24 16 6 3 5 100
Undergraduate 18 14 14 14 11 11 17 100
Master 10 7 11 17 11 11 32 100
Doctorate 16 6 7 7 8 8 47 100
Table 1.2.4D Profile of loan balance distribution at time of leaving school for full-time students: AY 2021 to 2022 by type of institution: Percent
Level of study Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
University 17 13 13 14 11 11 20 100
College 29 24 18 11 7 4 6 100
Private 6 23 31 24 7 4 5 100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type
Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number
RAP stage AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
All Stages- Total 326,467 330,381 296,647 309,348 285,031
All Stages - Zero Payment 281,461 279,184 253,648 267,507 234,394
All Stages - Affordable Payment 45,006 51,197 42,999 41,841 50,637
Stage 1- Total 257,875 251,981 219,927 234,264 202,070
Stage 1- Zero Payment 221,627 211,641 186,833 202,523 163,892
Stage 1- Affordable Payment 36,248 40,340 33,094 31,741 38,178
Stage 2- Total 44,015 52,045 51,936 50,725 56,534
Stage 2- Zero Payment 37,996 44,456 45,055 43,897 48,041
Stage 2- Affordable Payment 6,019 7,589 6,881 6,828 8,493
Permanent Disability- Total 24,577 26,355 24,784 24,359 26,427
Permanent Disability- Zero Payment 21,838 23,087 21,760 21,087 22,461
Permanent Disability - Affordable Payment 2,739 3,268 3,024 3,272 3,966
Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent
RAP stage AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
All Stages- Total 100 100 100 100 100
All Stages - Zero Payment 86 85 86 86 82
All Stages - Affordable Payment 14 15 14 14 18
Stage 1- Total 100 100 100 100 100
Stage 1- Zero Payment 86 84 85 87 81
Stage 1- Affordable Payment 14 16 15 13 19
Stage 2- Total 100 100 100 100 100
Stage 2- Zero Payment 86 85 87 87 85
Stage 2- Affordable Payment 14 15 13 13 15
Permanent Disability- Total 100 100 100 100 100
Permanent Disability - Zero Payment 89 88 88 88 85
Permanent Disability - Affordable Payment 11 12 12 12 15
Table 1.3.2 Profile of students benefiting from RAP
Table 1.3.2A Profile of students benefitting from RAP: AY 2021 to 2022 by gender
Gender Number Percent
Women 187,113 66
Men 96,115 34
Gender diverse identities 90 0s
Unspecified 1,713 1
Total 285,031 100
Table 1.3.2B Profile of students benefitting from RAP: AY 2021 to 2022 by age group
Age group Number Percent
Younger than 20 years 1,202 0s
20 to 24 years 44,705 16
25 to 29 years 85,813 30
30 to 34 years 63,729 22
35 to 39 years 39,007 14
40 to 44 years 20,998 7
45 to 49 years 12,247 4
50 years and older 17,330 6
Total 285,031 100
Table 1.3.2C Profile of students benefitting from RAP: AY 2021 to 2022 by level of study
Level of study Number Percent
Certificate or diploma 153,334 54
Undergraduate 112,423 39
Master 16,160 6
Doctorate 3,114 1
Total 285,031 100
Table 1.3.2D Profile of students benefitting from RAP: AY 2021 to 2022 by type of institution
Type of institution Number Percent
University 115,530 41
College 104,674 37
Private 64,827 23
Total 285,031 100
Table 1.3.3 First year RAP uptake rate for full-time students
Item AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 20201
AY
2020 to 2021
AY
2021 to 2022
Number of borrowers entering repayment 203,459 233,376 248,604 235,407 254,831
Number of borrowers on RAP during the first year in repayment 59,510 56,540 40,553 47,807 41,813
First year RAP uptake rate (percent) 29 24 16 20 16

1.4 Loan forgiveness

Table 1.4.1 Canada Student Loan forgiveness for family doctors and nurses by profession and by fiscal year
Table 1.4.1A Canada Student Loan forgiveness for family doctors and nurses by profession and by fiscal year: Number
Profession FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
FY
2020 to 2021
FY
2021 to 2022
Family Doctor 248 307 326 235 290
Family Medicine Resident 585 626 602 575 668
Licensed Practical Nurse 702 765 779 636 774
Nurse Practitioner 34 53 43 35 50
Registered Nurse 3,033 3,142 3,103 2,452 2,990
Registered Practical Nurse 459 501 499 342 454
Registered Psychiatric Nurse 134 133 138 108 137
Total 5,195 5,527 5,490 4,383 5,363
Table 1.4.1B Canada Student Loan forgiveness for family doctors and nurses by profession and by fiscal year: Amount Forgiven: Thousands of dollars
Profession FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
FY
2020 to 2021
FY
2021 to 2022
Family Doctor 1,764.6 2,133.5 2,267.7 1,666.6 2,121.5
Family Medicine Resident 4,580.9 4,854.1 4,732.0 4,468.6 5,379.0
Licensed Practical Nurse 2,619.9 2,789.3 2,836.1 2,368.2 3,073.2
Nurse Practitioner 128.3 195.2 162.1 133.8 208.3
Registered Nurse 11,621.3 11,961.5 11,821.2 9,353.0 12,032.8
Registered Practical Nurse 1,676.7 1,791.7 1,788.2 1,285.6 1,722.8
Registered Psychiatric Nurse 497.8 529.9 528.2 421.9 548.9
Total 22,889.5 24,255.3 24,135.4 19,697.7 25,086.4
Table 1.4.2 Canada Student Loan forgiveness for family doctors and nurses by place of work1 and by fiscal year
Table 1.4.2A Canada Student Loan forgiveness for family doctors and nurses by place of work1 and by fiscal year: Number
Jurisdictions FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
FY
2020 to 2021
FY
2021 to 2022
Newfoundland and Labrador 256 252 252 192 218
Prince Edward Island 102 118 102 76 106
Nova Scotia 602 636 685 614 742
New Brunswick 307 332 294 203 243
Quebec x x x x x
Ontario 1,440 1,585 1,655 1,302 1,616
Manitoba 216 242 234 173 213
Saskatchewan 367 390 391 288 348
Alberta 710 754 737 613 738
British Columbia 1,052 1,072 1,017 800 989
Yukon 50 42 49 39 50
Northwest Territories 47 52 29 41 54
Nunavut x x x x x
Canada 5,195 5,527 5,490 4,383 5,363
Table 1.4.2B Canada Student Loan forgiveness for family doctors and nurses by place of work1 and by fiscal year: Amount forgiven: Thousands of dollars
Jurisdictions FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
FY
2020 to 2021
FY
2021 to 2022
Newfoundland and Labrador 1,234.0 1,161.2 1,172.5 846.0 1,028.6
Prince Edward Island 443.5 473.4 431.8 310.8 473.0
Nova Scotia 2,544.1 2,725.9 2,893.5 2,648.2 3,286.3
New Brunswick 1,272.9 1,341.7 1,193.3 802.3 1,085.2
Quebec x x x x x
Ontario 6,580.8 7,161.1 7,522.1 6,191.4 7,859.2
Manitoba 970.8 1,105.1 977.8 807.2 1,021.2
Saskatchewan 1,565.4 1,655.9 1,693.3 1,227.8 1,603.2
Alberta 3,103.6 3,304.2 3,288.7 2,778.8 3,444.5
British Columbia 4,503.2 4,643.3 4,393.9 3,548.8 4,580.5
Yukon 220.0 196.3 199.8 154.8 214.3
Northwest Territories 237.2 236.8 137.2 179.0 253.3
Nunavut x x x x x
Canada 22,889.5 24,255.3 24,135.4 19,697.7 25,086.4
Table 1.4.3 Severe Permanent Disability Benefit1
Item AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Number of recipients 503 440 428 506 461
Total value of loans forgiven (millions of dollars) 7.7 7.4 6.5 7.9 6.9
Average value of loans forgiven (dollars) 15,295 16,730 15,081 15,524 15,003

1.5 Default

Table 1.5.1 3-year default rates for direct loans for full-time students
Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent
Item AY
2015 to 2016
AY
2016 to 2017
AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
3-year default rate for direct loans 9 9 8 8 7
Table 1.5.1B 3-year default rates for direct loans for full-time students by gender: Percent
Gender AY
2015 to 2016
AY
2016 to 2017
AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
Women 9 9 8 8 7
Men 10 10 9 9 7
Gender diverse identities N/A N/A N/A N/A 0
Unspecified N/A N/A N/A N/A x
Table 1.5.1C 3-year default rates for direct loans for full-time students by age group: Percent
Age group AY
2015 to 2016
AY
2016 to 2017
AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
Younger than 20 years 19 19 17 17 14
20 to 24 years 9 8 7 8 6
25 to 29 years 8 8 7 7 6
30 to 34 years 10 10 9 9 8
35 to 39 years 11 11 10 10 9
40 to 44 years 10 11 10 9 9
45 to 49 years 11 10 11 11 8
50 years and older 12 12 12 12 9
Table 1.5.1D 3-year default rates for direct loans for full-time students by level of study: Percent
Level of study AY
2015 to 2016
AY
2016 to 2017
AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
Certificate or diploma 14 14 13 12 11
Undergraduate 6 6 6 6 5
Master 3 3 2 3 3
Doctorate 5 7 5 6 6
Table 1.5.1E 3-year default rates for direct loans for full-time students by type of institution: Percent
Type of institution AY
2015 to 2016
AY
2016 to 2017
AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
University 6 6 5 5 5
College 11 11 10 10 9
Private 18 17 16 14 12

1.6 Loan portfolio

Table 1.6.1 Direct loan portfolio at the end of loan year
Table 1.6.1A Direct loan portfolio at the end of loan year: Number of borrowers
Loan status AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 20201
AY
2020 to 2021
AY
2021 to 2022
In study 585,374 609,910 599,971 599,483 579,147
In repayment 868,041 907,259 983,826 998,311 1,065,310
In repayment- Current 580,096 616,069 900,965 719,013 809,660
In repayment-RAP 209,428 204,945 0 193,155 172,031
In repayment-Delinquency 78,517 86,245 82,861 86,143 83,619
In default 219,134 217,766 213,420 217,550 225,825
Total direct loan portfolio 1,672,549 1,734,935 1,797,217 1,815,344 1,870,282
Table 1.6.1B Direct loan portfolio at the end of loan year: Millions of dollars
Loan status AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 20201
AY
2020 to 2021
AY
2021 to 2022
In study 7,379.3 7,919.2 8,201.9 8,964.7 8,122.6
In repayment 9,770.1 10,343.2 11,575.0 11,720.4 12,653.0
In repayment- Current 5,322.6 5,769.8 10,593.8 7,265.2 8,553.4
In repayment-RAP 3,588.6 3,601.9 0.0 3,426.6 3,123.5
In repayment-Delinquency 858.9 971.4 981.1 1,028.6 976.0
In default 2,474.0 2,545.6 2,565.3 2,620.2 2,712.3
Total direct loan portfolio 19,623.3 20,808.0 22,342.2 23,305.3 23,487.9

2. Provinces and territories

2.1 Student financial assistance: grants, loans and interest subsidies

Table 2.1.1 Student financial assistance by type
Table 2.1.1A Student financial assistance by type: AY 2021 to 2022: Number of recipients1
Type Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance2 763,272 7,931 3,519 21,111 14,678 452,438 19,868 25,397 140,555 77,417 358
SFA- Full-time students 747,158 x 3,238 20,844 14,520 442,861 19,531 24,797 138,804 74,397 x
SFA- Part-time students 45,082 x 465 519 276 30,812 566 1245 4,331 6,566 x
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 669,924 7,010 3,140 18,375 12,656 399,056 16,810 22,675 124,382 65,496 324
CSG/CSL- Full-time students3 651,358 x 2,831 18,060 12,489 388,175 16,464 21,954 122,452 61,739 x
CSG/CSL- Part-time students3 41,272 x 466 482 255 28,182 496 1,284 3,835 5,994 x
Canada Student Grant (CSG) 544,055 5,841 2,693 14,684 9,785 325,043 13,976 19,028 100,407 52,341 257
CSG- Full-time students4 523,726 x 2,368 14,354 9,616 312,842 13,636 18,262 98,278 48,419 x
CSG- Part-time students5 41,053 x 466 482 249 28,037 482 1,281 3,812 5,969 x
Canada Student Loan (CSL) 558,356 6,724 2,146 17,681 11,693 315,877 14,081 17,967 113,776 58,207 204
CSL- Full-time students 553,348 x 2,129 17,533 11,616 312,917 13,933 17,758 113,168 57,400 x
CSL- Part-time students 6,326 x 20 173 88 3,822 166 250 805 958 x
In-study interest subsidy 651,865 7,646 2,525 20,466 13,728 369,268 17,144 20,737 129,971 70,142 238
In-study interest subsidy- Full-time students 647,441 x 2,517 20,311 13,650 366,756 16,990 20,558 129,402 69,405 x
In-study interest subsidy- Part-time students 11,673 x 40 256 119 7,246 252 290 1,405 1,980 x
Table 2.1.1B Student financial assistance by type: AY 2021 to 2022: Millions of dollars
Type Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 6,196.3 78.7 27.1 218.7 119.3 3,332.4 149.2 234.4 1,394.3 639.2 2.9
CSG/CSL- Full-time students3 6,088.9 x 26.2 216.9 118.5 3,264.9 147.8 230.1 1,383.0 620.4 x
CSG/CSL- Part-time students3 107.4 x 0.8 1.8 0.8 67.5 1.5 4.3 11.3 18.8 x
Canada Student Grant (CSG) 3,256.2 38.1 15.6 96.7 58.7 1,828.5 83.1 126.0 707.9 300.0 1.6
CSG- Full-time students4 3,163.5 x 14.8 95.3 58.0 1,769.6 82.0 122.2 698.7 283.7 x
CSG- Part-time students5 92.7 x 0.8 1.4 0.6 58.9 1.1 3.8 9.2 16.3 x
Canada Student Loan (CSL) 2,940.0 40.6 11.5 122.0 60.6 1,503.9 66.1 108.5 686.4 339.2 1.3
CSL- Full-time students 2,925.4 x 11.4 121.6 60.4 1,495.3 65.7 107.9 684.4 336.7 x
CSL- Part-time students 14.7 x 0.0s 0.4 0.2 8.6 0.4 0.6 2.1 2.4 x
In-study interest subsidy7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Full-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Part-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Table 2.1.2 Canada Student Grants for full-time and part-time students by type
Table 2.1.2A Canada Student Grants for full-time and part-time students by type: AY 2021 to 2022: Number of recipients
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Full-Time Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities Canada Student Grant for Part-Time Students Canada Student Grant for Part-Time Students with Dependants Canada Student Grant for Part-Time Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities Total1
Newfoundland and Labrador 5,162 1,019 486 1,400 415 249 x 19 x 5,841
Prince Edward Island 2,062 356 280 603 252 445 12 25 x 2,693
Nova Scotia 12,608 2,241 1,653 3,749 1,738 437 85 65 25 14,684
New Brunswick 8,783 1,269 1,223 1,233 417 237 45 14 0 9,785
Ontario 281,616 42,223 46,880 34,136 2,900 27,238 1,138 1,180 72 325,043
Manitoba 12,181 2,458 2,571 1,192 457 467 47 22 x 13,976
Saskatchewan 16,135 3,710 3,984 2,951 802 1,203 239 106 39 19,028
Alberta 87,537 30,400 26,282 7,323 2,074 3,702 480 181 53 100,407
British Columbia 44,353 10,393 5,743 5,257 1,276 5,513 428 749 247 52,341
Yukon 226 69 38 29 11 10 x 0 0 257
Canada 470,663 94,138 89,140 57,873 10,342 39,501 2,485 2,361 452 544,055
Table 2.1.2B Canada Student Grants for full-time and part-time students by type: AY 2021 to 2022: Millions of dollars
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Full-Time Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities Canada Student Grant for Part-Time Students Canada Student Grant for Part-Time Students with Dependants Canada Student Grant for Part-Time Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities Total
Newfoundland and Labrador 26.8 1.5 2.1 5.5 1.7 0.4 x 0.1 x 38.1
Prince Edward Island 9.9 0.6 1.1 2.4 0.9 0.7 0.0s 0.1 x 15.6
Nova Scotia 64.6 3.7 7.8 14.9 4.3 1.0 0.1 0.3 0.1 96.7
New Brunswick 44.4 2.0 5.7 4.7 1.2 0.5 0.1 0.1 0.0 58.7
Ontario 1,350.8 61.4 223.0 128.6 5.7 53.0 1.1 4.6 0.2 1,828.5
Manitoba 59.4 3.8 12.2 4.6 2.1 0.9 0.1 0.1 x 83.1
Saskatchewan 82.6 5.9 19.6 11.3 2.9 2.8 0.3 0.4 0.2 126.0
Alberta 478.2 48.6 136.9 28.7 6.2 7.7 0.6 0.7 0.2 707.9
British Columbia 220.8 15.9 22.8 20.7 3.6 12.0 0.6 3.0 0.7 300.0
Yukon 1.2 0.1 0.2 0.1 0.0s 0.0s x 0.0 0.0 1.6
Canada 2,338.6 143.5 431.5 221.5 28.5 79.1 2.9 9.3 1.3 3,256.2
Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by gender: Percent
Gender Canada N.L. P.E.I N.S.1 N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Women 60 64 65 2 64 61 63 65 62 63 65
Men 37 35 35 1 35 39 36 34 38 37 34
Gender diverse individuals 0s x x 0 1 0s x x x x x
Unspecified 3 x x 98 0s 0s x x x x x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by permanent disability status: Percent
Permanent disability status Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Students with disabilities 9 20 20 21 10 9 7 14 6 9 9
Students without disabilities 91 80 80 79 90 91 93 86 94 91 91
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by Indigenous status: Percent
Indigenous status Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Indigenous students 7 8 2 6 3 1 11 20 22 4 10
Non-Indigenous students 93 92 98 94 97 99 89 80 78 96 90
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by age group: Percent
Age group Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 23 24 28 27 29 26 17 19 16 15 9
20 to 24 years 40 46 43 42 44 42 41 40 34 40 36
25 to 29 years 15 18 16 16 13 14 19 17 16 22 24
30 to 34 years 8 6 6 7 5 7 9 9 10 10 11
35 to 39 years 6 2 4 3 4 5 7 7 9 6 8
40 to 44 years 4 2 2 2 2 3 4 4 7 4 5
45 to 49 years 2 x 1 1 1 2 2 2 4 2 x
50 years and older 2 x 1 1 1 1 1 1 3 2 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3E Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by level of study: Percent
Level of study Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 39 42 31 34 34 36 31 32 50 39 31
Undergraduate 56 53 63 60 60 58 65 64 46 55 60
Master 5 x 5 5 5 5 4 3 4 5 x
Doctorate 1 x 0s 0s 1 1 1 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3F Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by type of institution: Percent
Type of institution Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 55 57 67 66 63 58 65 66 36 57 75
College 29 24 25 21 20 31 18 18 31 23 10
Private 16 19 7 13 18 11 18 16 33 20 15
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.4 Average age of students who received student financial assistance: AY 2021 to 2022
Student financial assistance Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance 26 24 24 24 24 25 26 26 28 26 28
Canada Student Grant / Canada Student Loan (CSG/CSL) 25 24 24 24 23 24 26 26 28 26 28
CSG/CSL- Full-time students 25 23 24 24 23 24 26 26 28 26 28
CSG/CSL- Part-time students 25 x 22 28 29 24 29 28 28 27 x
Canada Student Grant (CSG) 25 24 24 24 24 24 26 26 28 26 27
CSG- Full-time students 25 24 24 24 23 24 25 26 28 26 26
CSG- Part-time students 25 x 22 28 28 24 29 28 28 27 30
Canada Student Loan (CSL) 25 23 24 24 23 25 26 26 28 26 29
CSL- Full-time students 25 23 24 24 23 25 26 26 28 26 29
CSL- Part-time students 29 29 x 32 31 28 32 31 31 31 x
Entering repayment 28 25 26 26 25 27 28 28 30 28 30
Repayment assistance plan 32 31 31 30 31 33 33 32 33 34 34
Canada Apprentice Loan 30 30 28 30 28 30 29 29 30 29 29
Table 2.1.5 Canada Apprentice Loan
Table 2.1.5A Canada Apprentice Loan: Number of recipients
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 136 99 52 36 45
Prince Edward Island 81 67 57 62 69
Nova Scotia 555 602 484 381 383
New Brunswick 498 478 377 348 322
Ontario 1,820 1,804 1,657 1,092 1,387
Manitoba 934 914 700 556 516
Saskatchewan 866 740 437 307 324
Alberta 6,097 5,125 4,116 3,096 3,025
British Columbia 2,893 3,158 2,756 2,093 2,145
Yukon 24 40 26 16 12
Northwest Territories x x x x x
Nunavut x x x x x
Canada 13,955 13,055 10,684 8,000 8,249
Table 2.1.5B Canada Apprentice Loan: Millions of dollars
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 0.6 0.4 0.2 0.1 0.2
Prince Edward Island 0.3 0.3 0.2 0.3 0.3
Nova Scotia 2.5 2.7 2.1 1.6 1.6
New Brunswick 2.0 2.0 1.5 1.4 1.3
Ontario 7.4 7.3 6.6 4.4 5.7
Manitoba 3.7 3.6 2.8 2.3 2.1
Saskatchewan 3.4 2.9 1.7 1.2 1.3
Alberta 26.0 21.6 17.1 13.6 12.7
British Columbia 12.5 13.7 11.7 9.1 9.1
Yukon 0.1 0.2 0.1 0.1 0.1
Northwest Territories x x x x x
Nunavut x x x x x
Canada 58.8 54.7 44.1 34.2 34.4

2.2 Loan balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number1
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 2,863 2,731 2,680 2,511 2,980
Prince Edward Island 1,145 1,160 1,112 1,047 1,130
Nova Scotia 7,373 7,240 7,673 7,289 7,780
New Brunswick 5,861 6,151 6,177 6,001 5,729
Ontario 121,575 147,046 158,791 146,199 150,447
Manitoba 5,164 4,993 5,811 6,038 7,142
Saskatchewan 5,336 5,881 6,124 6,491 7,853
Alberta 29,223 33,049 35,391 34,715 43,790
British Columbia 24,833 25,018 24,761 25,010 27,861
Yukon 86 107 84 106 119
Canada 203,459 233,376 248,604 235,407 254,831
Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: Dollars
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 11,249 12,514 13,311 14,460 16,582
Prince Edward Island 17,349 17,594 17,438 17,152 16,306
Nova Scotia 17,358 17,637 17,956 18,527 20,918
New Brunswick 12,192 11,637 11,846 12,428 13,961
Ontario 13,697 13,416 13,489 14,459 15,306
Manitoba 9,642 9,670 9,605 10,489 11,394
Saskatchewan 14,353 14,314 14,557 15,672 16,953
Alberta 11,538 12,076 12,836 13,676 15,348
British Columbia 14,027 14,384 14,541 14,993 16,803
Yukon 12,488 12,785 12,154 13,506 13,969
Canada 13,416 13,367 13,549 14,418 15,578
Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: AY 2021 to 2022: Percent
Jurisdiction Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Newfoundland and Labrador 14 16 22 16 11 9 12 100
Prince Edward Island 16 25 16 12 x x x 100
Nova Scotia 8 13 21 16 10 9 24 100
New Brunswick 22 23 18 14 8 5 10 100
Ontario 22 18 18 13 9 8 12 100
Manitoba 25 26 22 14 6 3 4 100
Saskatchewan 12 19 22 17 9 7 14 100
Alberta 14 21 22 19 8 6 10 100
British Columbia 14 20 18 18 9 7 14 100
Yukon 15 25 20 20 x x x 100
Canada 19 19 19 15 9 7 12 100

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type
Table 2.3.1A Number of RAP recipients by RAP stage and payment type: AY 2021 to 2022: Number
RAP Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 285,031 4,020 1,434 13,104 11,688 166,675 3,963 6,848 45,610 31,629 60
All Stages - Zero Payment 234,394 3,313 1,080 10,186 8,814 140,687 3,462 5,503 36,296 25,003 50
All Stages - Affordable Payment 50,637 707 354 2,918 2,874 25,988 501 1,345 9,314 6,626 10
Stage 1 202,070 2,559 923 8,547 7,568 115,161 2,997 5,057 37,988 21,223 47
Stage 1- Zero Payment 163,892 2,076 685 6,567 5,661 95,774 2,600 4,043 29,998 16,451 37
Stage 1- Affordable Payment 38,178 483 238 1,980 1,907 19,387 397 1,014 7,990 4,772 10
Stage 2 56,534 1,042 x 2,873 3,307 35,054 636 858 4,681 7,721 x
Stage 2- Zero Payment 48,041 873 x 2,228 2,490 30,582 574 712 3,940 6,365 x
Stage 2- Affordable Payment 8,493 169 x 645 817 4,472 62 146 741 1,356 x
Permanent Disability 26,427 419 x 1,684 813 16,460 330 933 2,941 2,685 x
Permanent Disability - Zero Payment 22,461 364 x 1,391 663 14,331 288 748 2,358 2,187 x
Permanent Disability - Affordable Payment 3,966 55 x 293 150 2,129 42 185 583 498 x
Table 2.3.1B Number of RAP recipients by RAP stage and payment type: AY 2021 to 2022: Percent
RAP Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 100 100 100 100 100 100 100 100 100 100 100
All Stages - Zero Payment 82 82 75 78 75 84 87 80 80 79 83
All Stages - Affordable Payment 18 18 25 22 25 16 13 20 20 21 17
Stage 1 100 100 100 100 100 100 100 100 100 100 100
Stage 1- Zero Payment 81 81 74 77 75 83 87 80 79 78 79
Stage 1- Affordable Payment 19 19 26 23 25 17 13 20 21 22 21
Stage 2 100 100 x 100 100 100 100 100 100 100 x
Stage 2- Zero Payment 85 84 x 78 75 87 90 83 84 82 x
Stage 2- Affordable Payment 15 16 x 22 25 13 10 17 16 18 x
Permanent Disability 100 100 x 100 100 100 100 100 100 100 x
Permanent Disability - Zero Payment 85 87 x 83 82 87 87 80 80 81 x
Permanent Disability - Affordable Payment 15 13 x 17 18 13 13 20 20 19 x
Table 2.3.2 Profile of students who were on RAP
Table 2.3.2A Profile of students who were on RAP: AY 2021 to 2022 by gender: Percent
Gender Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Women 66 69 72 65 70 64 68 70 68 66 78
Men 34 31 27 26 30 36 31 30 32 34 22
Gender diverse identities 0s x x x 0s 0s x x x x 0
Unspecified 1 x x x 0 0s x x x x 0
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2B Profile of students who were on RAP: AY 2021 to 2022 by age group: Percent
Age group Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 0s 1 x 0s 1 0s 1 1 0s 0s x
20 to 24 years 16 19 x 19 20 16 15 18 16 12 x
25 to 29 years 30 30 35 34 31 31 27 28 29 27 20
30 to 34 years 22 25 29 24 23 22 22 22 21 23 27
35 to 39 years 14 15 12 12 14 13 15 16 14 16 23
40 to 44 years 7 6 x 5 5 7 10 8 9 9 x
45 to 49 years 4 2 x 2 3 4 5 4 5 5 x
50 years and older 6 2 x 3 3 7 6 4 6 7 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2C Profile of students who were on RAP: AY 2021 to 2022 by level of study: Percent
Level of study Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 54 62 48 55 59 53 47 44 57 52 60
Undergraduate 39 34 45 39 36 39 47 51 38 41 28
Master 6 4 x 5 4 6 5 5 5 6 x
Doctorate 1 0s x 0s 0s 1 1 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2D Profile of students who were on RAP: AY 2021 to 2022 by type of institution: Percent
Type of institution Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 41 37 51 45 38 41 49 54 31 49 35
College 37 30 34 31 29 43 19 25 31 21 45
Private 23 33 16 24 33 16 32 21 38 30 20
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.3 First year RAP uptake rate for full-time students: AY 2021 to 2022
Jurisdiction Number of borrowers on RAP during the first year of repayment Number of borrowers entering repayment First year RAP uptake rate (percent)
Newfoundland and Labrador 541 2,980 18
Prince Edward Island 169 1,130 15
Nova Scotia 1,798 7,780 23
New Brunswick 1,358 5,729 24
Ontario 22,773 150,447 15
Manitoba 742 7,142 10
Saskatchewan 1,449 7,853 18
Alberta 8,910 43,790 20
British Columbia 4,059 27,861 15
Yukon 14 119 12
Canada 41,813 254,831 16

2.4 Default

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent
Jurisdiction AY
2015 to 2016
AY
2016 to 2017
AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
Newfoundland and Labrador 9 8 8 9 8
Prince Edward Island 7 9 10 7 6
Nova Scotia 11 10 10 9 8
New Brunswick 10 9 7 9 7
Ontario 9 9 8 8 7
Manitoba 10 9 9 8 8
Saskatchewan 9 11 10 10 7
Alberta 11 11 11 10 9
British Columbia 8 7 7 6 5
Yukon 18 11 9 9 x
Canada 9 9 8 8 7
Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students
Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: AY 2019 to 2020: Percent
Item Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
3-year default rate for direct loans 7 8 6 8 7 7 8 7 9 5 x
Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: AY 2019 to 2020 by gender: Percent
Gender Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Women 7 8 5 8 7 6 8 6 9 5 x
Men 7 9 7 9 7 7 8 7 10 6 x
Gender diverse identities 0 0 0 0 0 0 0 0 0 0 0
Unspecified x 0 0 x 0 0 0 0 x 0 0
Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: AY 2019 to 2020 by age group: Percent
Age group Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 14 15 5 15 12 14 9 9 18 13 0
20 to 24 years 6 9 6 8 8 6 6 4 8 5 x
25 to 29 years 6 6 5 6 5 6 5 6 7 4 0
30 to 34 years 8 6 x 8 7 8 13 9 10 5 0
35 to 39 years 9 x x 13 9 8 11 12 12 7 0
40 to 44 years 9 x x 8 5 8 13 8 13 6 0
45 to 49 years 8 x x x x 8 11 x 13 3 0
50 years and older 9 0 x 12 x 8 11 x 15 7 0
Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: AY 2019 to 2020 by level of study: Percent
Level of study Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 11 11 7 11 10 10 10 10 14 7 x
Undergraduate 5 5 5 7 5 5 6 5 6 4 x
Master 3 x x x x 3 x x 4 2 0
Doctorate 6 x 0 x x 5 x x x 8 0
Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: AY 2019 to 2020 by type of institution: Percent
Type of institution Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 5 6 5 6 5 4 6 5 5 4 x
College 9 10 7 11 9 9 7 9 7 6 x
Private 12 14 12 13 10 11 11 13 19 8 0

2.5 Mobility

Table 2.5.1 Number of full-time students studying inside and outside of Canada
Table 2.5.1A Number of full-time students studying inside and outside Canada: AY 2021 to 2022: Number
Jurisdiction Study in home
province or territory
Study in Canada
but away from
home province or territory
Study in the United States Study outside
Canada and the
United States
Total
Newfoundland and Labrador 5,492 1,123 30 48 6,693
Prince Edward Island 1,199 901 x x 2,129
Nova Scotia 14,380 2,964 78 111 17,533
New Brunswick 8,666 2,825 78 47 11,616
Ontario 295,281 9,692 3,529 4,415 312,917
Manitoba 11,064 2,566 186 117 13,933
Saskatchewan 12,666 4,757 202 133 17,758
Alberta 95,065 14,332 2,164 1,607 113,168
British Columbia 49,179 6,317 744 1,160 57,400
Yukon 48 151 x x 201
Canada 493,040 45,628 7,024 7,656 553,348
Table 2.5.1B Number of full-time students studying inside and outside Canada: AY 2021 to 2022: Percent
Jurisdiction Study in home
province or territory
Study in Canada
but away from
home province or territory
Study in the United States Study outside
Canada and the
United States
Total
Newfoundland and Labrador 82.1 16.8 0.4 0.7 100.0
Prince Edward Island 56.3 42.3 x x 100.0
Nova Scotia 82.0 16.9 0.4 0.6 100.0
New Brunswick 74.6 24.3 0.7 0.4 100.0
Ontario 94.4 3.1 1.1 1.4 100.0
Manitoba 79.4 18.4 1.3 0.8 100.0
Saskatchewan 71.3 26.8 1.1 0.7 100.0
Alberta 84.0 12.7 1.9 1.4 100.0
British Columbia 85.7 11.0 1.3 2.0 100.0
Yukon 23.9 75.1 x x 100.0
Canada 89.1 8.2 1.3 1.4 100.0
Table 2.5.2 Number of full-time students studying inside their home province or territory
Table 2.5.2A Number of full-time students studying inside their home province or territory: Number
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 4,969 5,104 5,288 5,492 5,492
Prince Edward Island 1,490 1,536 1,549 1,403 1,199
Nova Scotia 13,864 14,319 14,487 14,802 14,380
New Brunswick 10,898 11,208 10,937 9,417 8,666
Ontario 370,687 393,264 367,917 324,311 295,281
Manitoba 7,781 11,197 12,740 12,501 11,064
Saskatchewan 11,812 12,957 13,630 13,248 12,666
Alberta 65,342 68,115 72,690 84,180 95,065
British Columbia 46,788 46,172 48,726 50,275 49,179
Yukon 41 45 49 49 48
Canada 533,672 563,917 548,013 515,678 493,040
Table 2.5.2B Number of full-time students studying inside their home province or territory: Percent
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 83.8 82.8 83.2 82.1 82.1
Prince Edward Island 58.5 60.5 60.8 60.0 56.3
Nova Scotia 80.8 81.3 82.4 82.5 82.0
New Brunswick 78.9 79.2 78.6 76.8 74.6
Ontario 95.4 95.3 95.8 95.2 94.4
Manitoba 82.0 84.1 84.9 81.8 79.4
Saskatchewan 80.0 80.3 79.5 72.6 71.3
Alberta 83.6 83.6 84.1 84.0 84.0
British Columbia 85.7 85.5 85.9 86.0 85.7
Yukon 21.8 24.5 22.5 23.8 23.9
Canada 91.2 91.2 91.4 90.1 89.1
Table 2.5.3 Number of full-time students studying in Canada but away from their home province or territory
Table 2.5.3A Number of full-time students studying in Canada but away from their home province or territory: Number
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 876 968 972 1,121 1,123
Prince Edward Island 1,030 973 973 911 901
Nova Scotia 3,090 3,069 2,889 2,939 2,964
New Brunswick 2,784 2,818 2,861 2,729 2,825
Ontario 10,545 11,800 8,561 8,949 9,692
Manitoba 1,455 1,838 1,999 2,526 2,566
Saskatchewan 2,659 2,894 3,226 4,691 4,757
Alberta 9,919 10,364 10,745 12,738 14,332
British Columbia 6,079 6,067 6,061 6,254 6,317
Yukon 139 133 167 154 151
Canada 38,576 40,924 38,454 43,012 45,628
Table 2.5.3B Number of full-time students studying in Canada but away from their home province or territory: Percent
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 14.8 15.7 15.3 16.8 16.8
Prince Edward Island 40.4 38.3 38.2 39.0 42.3
Nova Scotia 18.0 17.4 16.4 16.4 16.9
New Brunswick 20.1 19.9 20.5 22.3 24.3
Ontario 2.7 2.9 2.2 2.6 3.1
Manitoba 15.3 13.8 13.3 16.5 18.4
Saskatchewan 18.0 17.9 18.8 25.7 26.8
Alberta 12.7 12.7 12.4 12.7 12.7
British Columbia 11.1 11.2 10.7 10.7 11.0
Yukon 73.9 72.3 76.6 74.8 75.1
Canada 6.6 6.6 6.4 7.5 8.2
Table 2.5.4 Number of full-time students studying outside of Canada
Table 2.5.4A Number of full-time students studying outside of Canada: Number
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 85 92 92 79 78
Prince Edward Island x x x x x
Nova Scotia 210 214 206 206 189
New Brunswick 136 120 125 119 125
Ontario 7,176 7,711 7,377 7,397 7,944
Manitoba 257 278 268 262 303
Saskatchewan 293 287 289 298 335
Alberta 2,859 2,988 3,037 3,256 3,771
British Columbia 1,718 1,793 1,907 1,932 1,904
Yukon x x x x x
Canada 12,771 13,518 13,328 13,576 14,680
Table 2.5.4B Number of full-time students studying outside of Canada: Percent
Jurisdiction AY
2017 to 2018
AY
2018 to 2019
AY
2019 to 2020
AY
2020 to 2021
AY
2021 to 2022
Newfoundland and Labrador 1.4 1.5 1.4 1.2 1.2
Prince Edward Island x x x x x
Nova Scotia 1.2 1.2 1.2 1.1 1.1
New Brunswick 1.0 0.8 0.9 1.0 1.1
Ontario 1.8 1.9 1.9 2.2 2.5
Manitoba 2.7 2.1 1.8 1.7 2.2
Saskatchewan 2.0 1.8 1.7 1.6 1.9
Alberta 3.7 3.7 3.5 3.3 3.3
British Columbia 3.1 3.3 3.4 3.3 3.3
Yukon x x x x x
Canada 2.2 2.2 2.2 2.4 2.7

3. Historical data

3.1 Loans

Table 3.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 42,113 737 437 2,513 2,027 21,920 2,272 2,992 4,519 4,675 x x
1965 to 1966 53,702 1,392 1,100 3,943 3,170 21,368 3,523 4,965 6,439 7,770 22 10
1966 to 1967 67,401 1,488 881 5,029 3,939 27,640 4,183 6,210 8,245 9,753 21 12
1967 to 1968 94,758 1,980 969 6,387 5,766 45,225 4,694 7,726 10,716 11,270 14 11
1968 to 1969 103,735 2,176 958 6,640 6,178 52,165 4,694 8,015 12,878 10,000 x x
1969 to 1970 128,070 5,051 1,242 9,248 7,613 62,761 5,584 10,203 17,565 8,768 22 13
1970 to 1971 126,567 5,371 1,630 9,155 7,605 60,523 4,597 9,757 19,308 8,585 x x
1971 to 1972 133,501 7,903 2,000 9,897 8,504 63,549 5,430 10,012 17,286 8,869 35 16
1972 to 1973 132,012 7,553 1,869 9,966 8,440 66,390 5,710 9,361 15,462 7,208 22 31
1973 to 1974 137,150 7,933 1,649 9,243 8,524 69,510 6,155 8,205 15,577 10,289 30 35
1974 to 1975 151,349 7,828 1,560 9,579 7,653 79,340 7,267 6,901 14,703 16,421 42 55
1975 to 1976 144,893 4,529 1,494 9,505 6,591 80,708 7,527 5,317 12,761 16,318 72 71
1976 to 1977 140,870 4,795 1,395 9,201 6,210 77,823 7,052 4,886 13,283 16,103 75 47
1977 to 1978 114,827 4,583 1,281 8,111 6,135 56,063 5,569 5,334 12,568 15,031 90 62
1978 to 1979 122,438 4,106 1,207 7,577 6,121 66,313 4,613 5,322 12,177 14,870 78 54
1979 to 1980 118,374 4,390 1,143 7,720 6,067 63,412 4,181 4,637 12,139 14,544 91 50
1980 to 1981 128,362 4,906 1,228 7,955 6,404 70,963 4,224 4,933 13,476 14,130 86 57
1981 to 1982 138,539 5,432 1,442 8,962 6,981 74,537 5,390 5,211 15,530 14,886 120 48
1982 to 1983 172,506 7,829 1,688 10,179 8,777 93,874 7,237 6,400 16,051 20,339 122 10
1983 to 1984 196,154 7,183 1,873 11,403 9,911 104,451 8,439 7,819 25,589 19,332 x x
1984 to 1985 207,184 8,240 1,992 12,378 10,275 105,028 9,722 8,083 33,331 17,936 x x
1985 to 1986 217,746 10,333 2,143 12,829 11,219 101,713 10,842 9,234 38,438 20,794 188 13
1986 to 1987 234,164 11,843 2,272 13,547 11,241 101,332 11,329 14,032 45,256 23,095 201 16
1987 to 1988 222,370 10,840 2,294 13,000 11,445 91,995 12,013 14,596 39,568 26,413 190 14
1988 to 1989 203,047 10,303 2,070 12,779 10,917 83,868 11,596 14,360 35,698 21,247 209 N/A
1989 to 1990 215,034 10,588 2,484 13,361 11,707 87,999 10,752 14,961 36,637 26,379 166 N/A
1990 to 1991 240,543 12,960 2,451 14,957 13,040 100,623 11,801 15,306 37,193 31,911 301 N/A
1991 to 1992 268,305 12,132 2,399 14,674 13,472 128,270 11,707 15,480 35,513 34,292 366 N/A
1992 to 1993 281,312 11,740 2,211 13,905 13,427 139,299 12,066 16,280 36,649 35,350 385 N/A
1993 to 1994 304,942 11,936 2,132 14,165 12,775 162,794 10,305 15,479 38,305 36,685 366 N/A
1994 to 1995 315,670 12,478 2,065 13,430 10,422 180,644 9,629 14,663 32,656 39,397 286 N/A
1995 to 1996 324,165 15,236 2,107 14,608 9,455 178,771 9,199 13,705 37,439 43,361 284 N/A
1996 to 1997 343,224 18,717 2,169 16,201 13,437 185,297 9,208 12,951 38,900 46,103 241 N/A
1997 to 1998 350,774 18,796 2,312 16,748 14,127 188,108 9,488 13,051 36,973 50,904 267 N/A
1998 to 1999 336,342 17,645 2,650 17,463 14,448 177,451 9,957 13,865 36,141 46,493 229 N/A
1999 to 2000 335,103 14,842 2,306 16,553 13,782 169,990 10,558 15,203 39,683 51,918 268 N/A
2000 to 2001 343,588 15,953 3,047 16,903 15,708 158,256 10,860 16,358 43,294 62,953 256 N/A
2001 to 2002 328,674 13,912 3,068 17,234 15,614 145,287 10,267 16,246 42,323 64,467 256 N/A
2002 to 2003 328,991 12,554 3,238 16,945 15,439 148,195 9,930 15,392 42,052 64,993 253 N/A
2003 to 2004 340,203 11,541 3,385 16,697 15,902 159,684 9,649 15,163 42,501 65,425 256 N/A
2004 to 2005 337,256 10,395 3,280 16,044 15,434 167,354 9,180 14,132 41,422 59,764 251 N/A
2005 to 2006 343,638 9,640 3,239 15,895 15,918 182,016 9,305 13,245 37,844 56,306 230 N/A
2006 to 2007 343,261 8,887 3,206 15,477 15,676 192,875 8,496 12,346 33,779 52,298 221 N/A
2007 to 2008 352,708 8,570 3,297 15,137 15,446 207,694 8,212 11,000 33,183 49,966 203 N/A
2008 to 2009 365,363 7,646 3,286 15,158 14,943 219,632 7,871 9,688 35,356 51,570 213 N/A
2009 to 2010 401,734 7,382 3,286 14,631 14,727 243,515 8,213 9,708 42,006 58,066 200 N/A
2010 to 2011 424,575 6,950 3,326 14,835 14,604 256,692 8,823 11,038 47,503 60,593 211 N/A
2011 to 2012 446,582 6,635 3,307 15,351 14,586 273,614 9,410 11,510 49,882 62,087 200 N/A
2012 to 2013 472,167 6,354 3,280 15,790 13,619 302,355 9,858 11,469 49,114 60,158 170 N/A
2013 to 2014 491,444 6,081 3,115 16,637 12,859 323,200 9,829 11,202 49,309 59,058 154 N/A
2014 to 2015 488,781 5,826 2,900 16,311 12,059 323,232 9,631 11,199 50,885 56,574 164 N/A
2015 to 2016 489,935 6,102 2,663 16,313 11,500 322,386 10,052 11,642 55,900 53,207 170 N/A
2016 to 2017 490,401 6,009 2,601 16,583 11,946 317,803 9,875 12,542 61,925 50,978 139 N/A
2017 to 2018 585,019 5,930 2,549 17,164 13,818 388,408 9,493 14,764 78,120 54,585 188 N/A
2018 to 2019 618,359 6,164 2,538 17,602 14,146 412,775 13,313 16,138 81,467 54,032 184 N/A
2019 to 2020 599,795 6,352 2,547 17,582 13,923 383,855 15,007 17,145 86,472 56,694 218 N/A
2020 to 2021 572,266 6,692 2,338 17,947 12,265 340,657 15,289 18,237 100,174 58,461 206 N/A
2021 to 2022 553,348 6,693 2,129 17,533 11,616 312,917 13,933 17,758 113,168 57,400 201 N/A
Table 3.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 26.7 0.5 0.3 1.8 1.4 14.4 1.4 1.9 2.1 3.1 x x
1965 to 1966 34.6 0.9 0.4 2.9 2.3 14.6 2.2 3.4 3.1 4.8 0.0s 0.0s
1966 to 1967 40.5 0.8 0.6 3.3 3.0 14.4 2.8 4.5 4.4 6.6 0.0s 0.0s
1967 to 1968 57.3 1.1 0.7 4.3 4.2 23.6 3.2 5.8 6.3 8.0 0.0s 0.0s
1968 to 1969 63.9 1.5 0.8 5.1 4.8 26.6 3.4 6.4 8.1 7.3 x x
1969 to 1970 78.1 3.1 0.9 7.0 5.4 31.8 4.3 8.4 10.5 6.6 0.0s 0.0s
1970 to 1971 86.1 4.9 1.4 7.9 6.5 32.3 3.4 8.5 14.3 6.8 x x
1971 to 1972 87.5 5.5 1.6 8.8 6.7 33.5 4.1 7.3 13.8 6.1 0.0s 0.0s
1972 to 1973 102.3 6.7 2.1 10.2 7.5 45.1 3.7 6.8 14.9 5.3 0.0s 0.0s
1973 to 1974 108.7 5.2 1.9 10.8 6.9 50.8 4.5 6.1 15.2 7.2 0.0s 0.0s
1974 to 1975 121.0 4.4 1.8 11.8 7.3 60.1 5.5 5.4 14.9 9.7 0.0s 0.1
1975 to 1976 148.3 4.3 2.0 13.1 8.9 74.4 6.3 5.4 18.1 15.7 0.1 0.1
1976 to 1977 160.9 4.8 2.1 12.6 7.9 80.4 10.0 5.2 18.6 19.2 0.1 0.1
1977 to 1978 134.6 4.4 1.7 10.9 8.0 57.7 8.0 7.2 17.6 19.0 0.1 0.1
1978 to 1979 147.9 4.8 1.7 10.7 8.2 70.2 6.9 7.6 18.0 19.6 0.1 0.1
1979 to 1980 142.7 4.9 1.6 11.1 8.5 65.9 6.5 6.5 17.7 19.8 0.1 0.1
1980 to 1981 162.1 5.9 1.8 11.6 9.0 80.2 6.7 7.0 19.8 19.9 0.1 0.1
1981 to 1982 199.9 7.0 2.3 13.7 10.1 99.8 9.9 7.7 25.4 23.6 0.2 0.1
1982 to 1983 280.3 10.8 2.8 18.6 15.3 144.3 13.6 10.5 30.3 34.1 0.2 0.0
1983 to 1984 454.9 13.7 4.1 30.4 21.8 224.9 25.0 18.0 67.9 48.7 x x
1984 to 1985 526.7 22.3 4.6 34.4 24.2 247.1 30.8 18.4 95.5 48.9 x x
1985 to 1986 576.9 29.8 5.1 35.8 31.2 239.8 35.6 24.6 114.5 60.0 0.5 0.0
1986 to 1987 621.0 35.9 5.7 39.9 33.2 231.2 37.6 39.6 126.1 71.1 0.6 0.0
1987 to 1988 612.0 33.9 5.8 39.5 34.4 200.0 40.4 47.3 120.6 89.6 0.6 0.0
1988 to 1989 551.0 31.1 5.3 39.3 32.9 183.0 39.3 47.0 108.4 64.0 0.6 N/A
1989 to 1990 599.2 32.1 6.9 40.9 35.8 201.5 36.0 48.9 112.0 84.6 0.5 N/A
1990 to 1991 665.8 36.4 6.1 43.6 39.2 238.1 38.8 48.6 114.1 100.1 0.8 N/A
1991 to 1992 797.2 34.2 6.1 44.9 41.7 351.2 38.8 52.3 112.2 114.9 0.9 N/A
1992 to 1993 846.6 35.9 6.4 42.9 42.4 395.7 35.3 56.3 117.9 113.1 0.8 N/A
1993 to 1994 986.7 38.0 6.1 42.7 44.1 511.7 35.5 50.7 127.1 129.5 1.1 N/A
1994 to 1995 1,214.6 54.1 7.5 51.2 33.0 681.9 35.5 56.3 117.2 176.9 0.9 N/A
1995 to 1996 1,340.0 74.1 8.4 51.1 29.3 741.6 35.7 54.9 140.7 202.9 1.2 N/A
1996 to 1997 1,583.9 91.5 13.4 62.8 82.5 880.8 30.6 56.1 147.6 217.5 1.2 N/A
1997 to 1998 1,567.8 86.1 11.4 62.8 79.7 856.0 37.1 57.5 133.3 243.0 1.0 N/A
1998 to 1999 1,557.2 88.8 11.9 94.7 67.6 817.3 38.2 67.3 146.9 223.4 1.0 N/A
1999 to 2000 1,549.6 70.0 10.1 90.2 61.9 780.9 44.3 72.8 170.5 247.7 1.1 N/A
2000 to 2001 1,564.7 69.5 13.5 90.7 77.6 704.5 46.9 78.2 184.2 298.6 1.2 N/A
2001 to 2002 1,507.4 61.3 16.1 92.9 77.7 643.7 44.5 79.0 181.3 309.5 1.3 N/A
2002 to 2003 1,544.7 56.2 17.0 92.5 77.9 664.6 43.4 74.5 187.3 330.0 1.3 N/A
2003 to 2004 1,643.0 52.0 17.9 92.6 82.5 734.5 44.1 76.0 200.1 342.0 1.3 N/A
2004 to 2005 1,628.8 46.5 17.3 88.8 80.0 768.9 41.5 71.3 198.9 314.4 1.2 N/A
2005 to 2006 1,935.0 49.3 21.2 107.1 88.8 971.2 48.7 80.8 215.0 351.5 1.4 N/A
2006 to 2007 1,927.1 45.7 22.6 102.6 91.4 1,034.9 44.3 74.0 189.4 320.9 1.3 N/A
2007 to 2008 2,012.5 43.9 24.6 102.1 88.2 1,146.0 43.1 66.0 190.5 306.9 1.2 N/A
2008 to 2009 2,077.8 39.7 21.7 101.7 83.2 1,210.0 41.3 58.8 204.8 315.3 1.3 N/A
2009 to 2010 2,083.2 33.3 21.0 97.5 74.3 1,208.8 36.4 56.1 216.5 338.3 1.1 N/A
2010 to 2011 2,218.9 31.1 21.2 98.5 73.2 1,285.0 40.3 65.1 252.3 351.0 1.1 N/A
2011 to 2012 2,400.7 29.9 21.1 106.1 74.1 1,420.0 44.6 66.2 275.8 361.9 1.1 N/A
2012 to 2013 2,566.4 29.9 21.3 110.5 71.7 1,603.9 47.8 66.6 269.3 344.5 0.9 N/A
2013 to 2014 2,700.7 29.0 20.3 116.7 70.4 1,735.3 47.3 66.1 274.1 340.5 0.9 N/A
2014 to 2015 2,702.2 28.0 18.8 115.1 66.4 1,736.6 46.0 68.6 285.9 335.7 1.0 N/A
2015 to 2016 2,698.2 28.9 17.0 113.9 63.6 1,722.7 48.0 71.0 318.3 313.8 1.0 N/A
2016 to 2017 2,608.0 27.9 16.3 114.9 56.0 1,636.5 45.6 75.0 338.7 296.4 0.8 N/A
2017 to 2018 3,329.1 37.0 16.0 122.7 66.8 2,127.9 41.0 93.2 483.6 339.5 1.2 N/A
2018 to 2019 3,553.2 40.1 15.7 127.0 69.0 2,287.1 70.2 101.9 500.1 340.8 1.2 N/A
2019 to 2020 3,424.0 41.5 15.8 126.0 71.9 2,073.5 79.3 109.8 543.9 360.7 1.5 N/A
2020 to 2021 3,956.6 56.3 14.7 182.6 85.3 2,070.0 93.8 157.3 769.7 525.3 1.6 N/A
2021 to 2022 2,925.4 40.5 11.4 121.6 60.4 1,495.3 65.7 107.9 684.4 336.7 1.3 N/A
Table 3.1.3 Canada Student Loans for part-time students
Table 3.1.3A Canada Student Loans for part-time students: Number of recipients
Loan Year Number of recipients
1987 to 1988 620
1988 to 1989 320
1989 to 1990 730
1990 to 1991 803
1991 to 1992 757
1992 to 1993 1,280
1993 to 1994 1,414
1994 to 1995 2,112
1995 to 1996 1,887
1996 to 1997 1,859
1997 to 1998 3,205
1998 to 1999 3,128
1999 to 2000 1,302
2000 to 2001 2,980
2001 to 2002 2,867
2002 to 2003 2,772
2003 to 2004 2,779
2004 to 2005 2,572
2005 to 2006 2,127
2006 to 2007 1,863
2007 to 2008 1,436
2008 to 2009 1,425
2009 to 2010 2,698
2010 to 2011 3,974
2011 to 2012 6,470
2012 to 2013 9,601
2013 to 2014 11,254
2014 to 2015 12,086
2015 to 2016 13,712
2016 to 2017 11,790
2017 to 2018 13,534
2018 to 2019 13,624
2019 to 2020 15,761
2020 to 2021 5,377
2021 to 2022 6,326
Table 3.1.3B Canada Student Loans for part-time students: Millions of dollars
Loan Year Millions of dollars
1987 to 1988 0.9
1988 to 1989 0.5
1989 to 1990 1.2
1990 to 1991 1.4
1991 to 1992 1.3
1992 to 1993 2.5
1993 to 1994 3.0
1994 to 1995 5.9
1995 to 1996 5.4
1996 to 1997 5.4
1997 to 1998 7.7
1998 to 1999 7.8
1999 to 2000 3.5
2000 to 2001 5.5
2001 to 2002 4.9
2002 to 2003 4.6
2003 to 2004 4.7
2004 to 2005 4.6
2005 to 2006 3.8
2006 to 2007 3.5
2007 to 2008 2.8
2008 to 2009 2.8
2009 to 2010 4.6
2010 to 2011 6.9
2011 to 2012 11.2
2012 to 2013 16.6
2013 to 2014 19.9
2014 to 2015 20.9
2015 to 2016 24.1
2016 to 2017 19.2
2017 to 2018 23.0
2018 to 2019 22.2
2019 to 2020 25.1
2020 to 2021 12.2
2021 to 2022 14.7

3.2 Grants

Table 3.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients
Table 3.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 1,677 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 6,273 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 7,354 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 56,899 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 63,793 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 55,830 1,242 343 1,389 1,174 26,375 1,037 3,609 6,441 13,636 34
2001 to 2002 48,730 977 354 1,541 1,643 23,440 1,088 2,387 6,206 11,054 40
2002 to 2003 55,625 703 425 1,598 1,383 25,259 1,317 2,727 6,443 15,732 38
2003 to 2004 53,272 1,245 295 1,703 1,701 22,107 1,428 2,236 6,977 15,528 52
2004 to 2005 53,404 588 296 1,548 1,419 24,384 1,434 3,342 6,589 13,762 42
2005 to 2006 49,500 481 308 2,280 1,311 25,833 1,482 2,754 5,574 9,442 35
2006 to 2007 47,853 559 288 1,437 1,275 26,632 1,194 2,489 4,385 9,551 43
2007 to 2008 40,402 523 363 1,343 1,539 21,787 1,079 1,955 3,999 7,785 29
2008 to 2009 42,489 482 410 1,411 1,195 23,128 1,074 1,707 4,054 8,997 31
Table 3.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 31,882 664 11 1,760 39 21,684 718 1,120 2,026 3,848 12
2006 to 2007 39,515 1,073 x 1,842 1,881 26,674 737 1,128 1,867 3,942 x
2007 to 2008 40,279 1,034 x 1,916 1,088 28,373 748 1,042 1,935 3,632 x
2008 to 2009 41,757 816 317 1,818 415 30,855 758 920 1,780 4,065 13
Table 3.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 295,153 4,823 2,305 10,184 8,592 181,270 6,272 7,270 30,696 43,542 160
2010 to 20112 320,154 4,394 2,399 10,364 8,584 194,333 6,928 8,101 36,247 47,463 179
2011 to 20122 336,173 4,215 2,323 10,616 8,448 207,364 7,757 8,661 36,573 49,284 164
2012 to 20132 356,894 4,063 2,406 10,917 8,199 226,772 7,788 8,659 37,647 50,036 152
2013 to 2014 367,586 3,879 2,370 11,321 7,919 239,781 7,922 8,374 36,559 49,336 125
2014 to 2015 365,832 3,665 2,271 11,104 7,418 240,701 7,800 8,214 37,515 47,009 135
2015 to 2016 368,940 4,038 2,177 11,169 7,009 243,772 8,116 8,524 39,544 44,463 128
2016 to 2017 379,606 4,143 2,232 11,238 7,627 248,306 8,245 9,100 45,160 43,432 123
2017 to 2018 490,377 4,875 2,514 13,763 10,585 331,701 9,306 12,168 58,230 47,062 173
2018 to 2019 532,785 5,078 2,606 14,421 11,269 358,669 11,678 14,363 66,836 47,664 201
2019 to 2020 528,079 5,426 2,574 14,573 11,152 341,768 13,427 16,125 72,696 50,097 241
2020 to 2021 541,777 5,723 2,667 14,851 10,244 355,861 14,195 18,133 87,897 51,965 241
2021 to 2022 544,055 5,841 2,693 14,684 9,785 325,043 13,976 19,028 100,407 52,341 257

Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory

Table 3.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed
Table 3.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 3.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 8.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 11.2 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 73.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 82.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 81.1 1.6 0.5 2.3 2.3 37.8 1.7 5.1 8.4 21.4 0.1
2001 to 2002 67.4 1.3 0.4 2.6 2.3 33.7 1.7 5.3 8.2 11.8 0.1
2002 to 2003 75.5 1.1 0.6 3.0 2.1 36.1 2.0 5.2 9.0 16.6 0.1
2003 to 2004 76.8 1.0 0.4 3.7 2.4 36.0 2.2 5.5 10.1 15.3 0.1
2004 to 2005 83.9 0.9 0.5 3.0 2.4 38.2 2.3 5.6 9.9 21.0 0.1
2005 to 2006 79.5 0.6 0.5 3.3 2.3 41.3 2.5 4.5 9.0 15.5 0.1
2006 to 2007 72.9 0.9 0.4 3.0 2.4 38.5 2.0 4.3 7.7 13.6 0.1
2007 to 2008 69.8 0.8 0.5 2.9 2.4 38.0 1.9 3.7 7.7 11.9 0.0s
2008 to 2009 72.9 0.7 0.5 2.5 2.2 40.6 1.8 3.1 7.9 13.4 0.1
Table 3.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 58.9 1.0 0.0 3.9 0.1 38.6 1.2 2.4 4.0 7.7 0.0s
2006 to 2007 68.8 0.9 x 4.0 3.8 45.4 1.1 2.3 3.6 6.9 x
2007 to 2008 72.0 0.9 x 4.0 2.3 50.0 1.2 2.2 3.9 6.6 x
2008 to 2009 74.7 0.8 0.7 3.7 0.8 55.0 1.2 1.9 3.6 7.0 0.0s
Table 3.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 593.4 8.8 4.7 21.4 16.6 354.8 16.3 18.6 65.7 85.9 0.4
2010 to 20112 630.0 7.9 4.7 21.6 16.0 370.5 16.5 18.7 75.7 91.4 0.5
2011 to 20122 646.7 7.5 4.3 21.7 15.6 386.7 16.6 19.8 74.2 95.8 0.4
2012 to 20132 695.0 7.5 4.5 22.8 15.9 431.8 17.7 20.0 76.4 96.7 0.3
2013 to 2014 715.3 7.6 4.6 23.6 16.1 457.1 17.3 18.9 73.7 96.1 0.3
2014 to 2015 717.7 7.4 4.4 23.3 15.2 463.6 16.8 19.1 76.1 91.7 0.3
2015 to 2016 719.5 8.3 4.5 23.7 14.0 464.1 17.2 19.6 80.9 87.0 0.2
2016 to 2017 1,014.6 12.2 5.9 32.7 19.9 653.3 24.2 27.2 122.7 116.2 0.4
2017 to 2018 1,364.9 14.0 6.8 41.2 29.3 910.3 26.9 37.2 168.2 130.5 0.5
2018 to 2019 1,614.1 17.0 7.7 48.6 34.7 1,051.1 37.8 49.7 220.7 146.2 0.7
2019 to 2020 1,634.8 18.6 8.1 50.9 34.8 1,020.0 43.9 58.1 245.6 154.1 0.8
2020 to 2021 3,187.4 37.4 15.2 97.7 61.8 1,891.6 84.6 121.2 581.6 294.8 1.6
2021 to 2022 3,256.2 38.1 15.6 96.7 58.7 1,828.5 83.1 126.0 707.9 300.0 1.6

Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory

Table 3.2.3 Canada Student Grants for part-time students
Table 3.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients
Loan Year Number of recipients
1995 to 1996 438
1996 to 1997 3,037
1997 to 1998 4,567
1998 to 1999 5,675
1999 to 2000 5,728
2000 to 2001 5,441
2001 to 2002 4,786
2002 to 2003 4,451
2003 to 2004 4,215
2004 to 2005 3,977
2005 to 2006 2,847
2006 to 2007 2,848
2007 to 2008 2,570
2008 to 2009 2,721
Table 3.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars
Loan Year Millions of dollars
1995 to 1996 0.4
1996 to 1997 2.0
1997 to 1998 3.5
1998 to 1999 4.6
1999 to 2000 4.7
2000 to 2001 4.6
2001 to 2002 4.1
2002 to 2003 3.8
2003 to 2004 3.7
2004 to 2005 3.6
2005 to 2006 3.0
2006 to 2007 2.7
2007 to 2008 2.6
2008 to 2009 2.8
Table 3.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients
Loan Year Number of recipients
2009 to 2010 4,189
2010 to 2011 6,208
2011 to 2012 8,849
2012 to 2013 13,208
2013 to 2014 14,955
2014 to 2015 15,963
2015 to 2016 17,439
2016 to 2017 19,159
2017 to 2018 21,268
2018 to 2019 28,503
2019 to 2020 36,394
2020 to 2021 42,367
2021 to 2022 41,053
Table 3.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars
Loan Year Millions of dollars
2009 to 2010 4.5
2010 to 2011 6.8
2011 to 2012 10.0
2012 to 2013 14.9
2013 to 2014 17.3
2014 to 2015 18.1
2015 to 2016 19.8
2016 to 2017 29.0
2017 to 2018 33.0
2018 to 2019 45.5
2019 to 2020 56.8
2020 to 2021 90.6
2021 to 2022 92.7
Table 3.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients
Table 3.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 438 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 3,037 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 4,567 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 5,675 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 5,728 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 5,441 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4,786 x 151 76 50 455 33 273 954 2,786 x
2002 to 2003 4,451 x 189 67 24 410 37 134 971 2,608 x
2003 to 2004 4,215 x 103 60 28 328 47 117 963 2,553 x
2004 to 2005 3,977 x 83 37 19 334 49 99 849 2,498 x
2005 to 2006 2,847 x 104 14 29 293 47 56 610 1,691 x
2006 to 2007 2,848 x 96 15 0 269 35 36 336 2,018 x
2007 to 2008 2,570 x 146 12 32 229 44 32 193 1,871 x
2008 to 2009 2,721 x 163 11 15 231 35 19 194 2,043 x
Table 3.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009-2010 4,189 x 205 83 68 1,055 140 49 551 2,020 x
2010-2011 6,208 x 282 122 77 1,897 194 55 756 2,791 x
2011-2012 8,849 x 323 132 79 3,902 253 67 607 3,447 x
2012-2013 13,208 x 466 123 97 6,138 339 79 1,273 4,654 x
2013-2014 14,955 54 501 141 114 7,335 393 73 1,285 5,059 0
2014-2015 15,963 x 555 202 108 8,387 335 79 1,356 4,885 x
2015-2016 17,439 x 568 185 124 9,193 395 111 1,454 5,322 x
2016-2017 19,159 x 622 174 138 9,857 365 135 1,913 5,869 x
2017-2018 21,268 x 620 186 99 12,627 281 160 1,940 5,267 x
2018-2019 28,503 x 619 235 163 18,277 408 291 2,839 5,566 x
2019-2020 36,394 x 505 348 244 25,068 474 417 3,121 5,991 x
2020-2021 42,367 x 538 424 282 29,791 523 836 3,619 6,081 x
2021-2022 41,053 265 466 482 249 28,037 482 1,281 3,812 5,969 10
Table 3.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed
Table 3.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 0.4 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 2.0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 3.5 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 4.7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4.1 x 0.1 0.1 0.1 0.4 0.0s 0.3 0.7 2.3 x
2002 to 2003 3.8 x 0.2 0.1 0.0s 0.4 0.0s 0.2 0.7 2.3 x
2003 to 2004 3.7 x 0.1 0.1 0.0s 0.3 0.0s 0.1 0.7 2.2 x
2004 to 2005 3.6 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.6 2.3 x
2005 to 2006 3.0 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.5 1.9 x
2006 to 2007 2.7 x 0.1 0.0s 0.0 0.2 0.0s 0.0s 0.3 2.0 x
2007 to 2008 2.6 x 0.1 0.0s 0.0s 0.2 0.0s 0.0s 0.1 1.9 x
2008 to 2009 2.8 x 0.2 0.0s 0.0s 0.2 0.0s 0.0s 0.1 2.2 x
Table 3.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4.5 x 0.2 0.1 0.1 1.2 0.2 0.1 0.4 2.3 x
2010 to 2011 6.8 x 0.3 0.1 0.1 2.2 0.2 0.1 0.6 3.2 x
2011 to 2012 10.0 x 0.3 0.1 0.1 4.6 0.3 0.1 0.4 4.0 x
2012 to 2013 14.9 x 0.5 0.1 0.1 7.1 0.4 0.1 1.0 5.5 x
2013 to 2014 17.3 0.1 0.5 0.2 0.1 8.6 0.5 0.1 1.0 6.2 0.0
2014 to 2015 18.1 x 0.5 0.2 0.1 9.8 0.4 0.1 1.1 5.7 x
2015 to 2016 19.8 x 0.6 0.2 0.1 10.7 0.5 0.2 1.1 6.3 x
2016 to 2017 29.0 x 0.8 0.3 0.2 15.2 0.5 0.2 2.0 9.5 x
2017 to 2018 33.0 x 0.8 0.3 0.2 20.2 0.5 0.3 2.1 8.6 x
2018 to 2019 45.5 x 0.8 0.4 0.3 29.5 0.6 0.5 4.2 9.1 x
2019 to 2020 56.8 x 0.7 0.6 0.4 38.8 0.8 0.7 4.8 9.7 x
2020 to 2021 90.6 x 0.8 1.2 0.7 59.6 1.1 2.4 8.3 16.0 x
2021 to 2022 92.7 0.5 0.8 1.4 0.6 58.9 1.1 3.8 9.2 16.3 0.0s

4. Appendix

4.1 Profiles - Canada

Table 4.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans
Table 4.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 391,657 60
Men 240,677 37
Gender diverse identities 1,328 0s
Unspecified 17,696 3
Total 651,358 100
Table 4.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 3,721.3 61
Men 2,141.9 35
Gender diverse identities 11.4 0s
Unspecified 214.4 4
Total 6,088.9 100
Table 4.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 58,675 9
Students without disabilities 592,683 91
Total 651,358 100
Table 4.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 681.1 11
Students without disabilities 5,407.8 89
Total 6,088.9 100
Table 4.1.1E Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 44,614 7
Non-Indigenous students 606,744 93
Total 651,358 100
Table 4.1.1F Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 513.1 8
Non-Indigenous students 5,575.7 92
Total 6,088.9 100
Table 4.1.1G Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 151,782 23
20 to 24 years 262,625 40
25 to 29 years 99,242 15
30 to 34 years 49,424 8
35 to 39 years 36,708 6
40 to 44 years 25,777 4
45 to 49 years 14,266 2
50 years and older 11,534 2
Total 651,358 100
Table 4.1.1H Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1,100.9 18
20 to 24 years 2,214.1 36
25 to 29 years 1,016.6 17
30 to 34 years 603.2 10
35 to 39 years 501.0 8
40 to 44 years 346.8 6
45 to 49 years 176.6 3
50 years and older 129.7 2
Total 6,088.9 100
Table 4.1.1I Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 251,236 39
Undergraduate 363,411 56
Master 30,628 5
Doctorate 6,083 1
Total 651,358 100
Table 4.1.1J Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 2,474.8 41
Undergraduate 3,285.9 54
Master 267.9 4
Doctorate 60.2 1
Total 6,088.9 100
Table 4.1.1K Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 355,621 55
College 187,621 29
Private 108,116 17
Total 651,358 100
Table 4.1.1L Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 3,189.1 52
College 1,582.8 26
Private 1,317.0 22
Total 6,088.9 100
Table 4.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans
Table 4.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 25,842 63
Men 14,907 36
Gender diverse identities 49 0s
Unspecified 474 1
Total 41,272 100
Table 4.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 67.0 62
Men 38.4 36
Gender diverse identities 0.1 0s
Unspecified 1.8 2
Total 107.4 100
Table 4.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 3,564 9
Students without disabilities 37,708 91
Total 41,272 100
Table 4.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 14.2 13
Students without disabilities 93.2 87
Total 107.4 100
Table 4.1.2E Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 1,077 3
Non-Indigenous students 40,195 97
Total 41,272 100
Table 4.1.2F Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 2.8 3
Non-Indigenous students 104.6 97
Total 107.4 100
Table 4.1.2G Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 8,808 21
20 to 24 years 17,049 41
25 to 29 years 6,842 17
30 to 34 years 3,386 8
35 to 39 years 2,307 6
40 to 44 years 1,427 3
45 to 49 years 781 2
50 years and older 672 2
Total 41,272 100
Table 4.1.2H Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 17.0 16
20 to 24 years 40.6 38
25 to 29 years 20.3 19
30 to 34 years 11.1 10
35 to 39 years 8.3 8
40 to 44 years 4.9 5
45 to 49 years 2.8 3
50 years and older 2.4 2
Total 107.4 100
Table 4.1.2I Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 11,825 29
Undergraduate 26,992 65
Master 2,325 6
Doctorate 130 0s
Total 41,272 100
Table 4.1.2J Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 33.0 31
Undergraduate 62.0 58
Master 11.7 11
Doctorate 0.7 1
Total 107.4 100
Table 4.1.2K Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by type of institution: Numbers
Type of institution Number Percent
University 27,864 68
College 12,408 30
Private 1,000 2
Total 41,272 100
Table 4.1.2L Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 69.4 65
College 32.4 30
Private 5.6 5
Total 107.4 100
Table 4.1.3 Profile of full-time students who received Canada Student Grants
Table 4.1.3A Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 312,785 60
Men 195,830 37
Gender diverse identities 1,080 0s
Unspecified 14,031 3
Total 523,726 100
Table 4.1.3B Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,927.0 61
Men 1,136.0 36
Gender diverse identities 6.7 0s
Unspecified 93.7 3
Total 3,163.5 100
Table 4.1.3C Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 58,614 11
Students without disabilities 465,112 89
Total 523,726 100
Table 4.1.3D Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 513.0 16
Students without disabilities 2,650.5 84
Total 3,163.5 100
Table 4.1.3E Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 36,698 7
Non-Indigenous students 487,028 93
Total 523,726 100
Table 4.1.3F Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 264.5 8
Non-Indigenous students 2,899.0 92
Total 3,163.5 100
Table 4.1.3G Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 118,875 23
20 to 24 years 216,916 41
25 to 29 years 78,164 15
30 to 34 years 39,883 8
35 to 39 years 31,113 6
40 to 44 years 21,105 4
45 to 49 years 10,463 2
50 years and older 7,207 1
Total 523,726 100
Table 4.1.3H Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 562.9 18
20 to 24 years 1,183.0 37
25 to 29 years 512.5 16
30 to 34 years 323.9 10
35 to 39 years 271.5 9
40 to 44 years 175.8 6
45 to 49 years 80.5 3
50 years and older 53.4 2
Total 3,163.5 100
Table 4.1.3I Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 193,512 37
Undergraduate 321,802 61
Master 6,526 1
Doctorate 1,886 0s
Total 523,726 100
Table 4.1.3J Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,260.7 40
Undergraduate 1,859.7 59
Master 31.8 1
Doctorate 11.3 0s
Total 3,163.5 100
Table 4.1.3K Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by type of institution: Number
Type of institution Millions of dollars Percent
University 291,043 56
College 157,527 30
Private 75,156 14
Total 523,726 100
Table 4.1.3L Profile of full-time students who received Canada Student Grants: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,664.3 53
College 961.3 30
Private 537.9 17
Total 3,163.5 100
Table 4.1.4 Profile of part-time students who received Canada Student Grants
Table 4.1.4A Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 25,690 63
Men 14,840 36
Gender diverse identities 49 0s
Unspecified 474 1
Total 41,053 100
Table 4.1.4B Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 57.7 62
Men 33.5 36
Gender diverse identities 0.1 0s
Unspecified 1.4 2
Total 92.7 100
Table 4.1.4C Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 3,563 9
Students without disabilities 37,490 91
Total 41,053 100
Table 4.1.4D Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 14.0 15
Students without disabilities 78.8 85
Total 92.7 100
Table 4.1.4E Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 1,075 3
Non-Indigenous students 39,978 97
Total 41,053 100
Table 4.1.4F Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 2.5 3
Non-Indigenous students 90.2 97
Total 92.7 100
Table 4.1.4G Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 8,805 21
20 to 24 years 17,026 41
25 to 29 years 6,777 17
30 to 34 years 3,320 8
35 to 39 years 2,275 6
40 to 44 years 1,411 3
45 to 49 years 770 2
50 years and older 669 2
Total 41,053 100
Table 4.1.4H Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 16.6 18
20 to 24 years 37.1 40
25 to 29 years 16.3 18
30 to 34 years 8.5 9
35 to 39 years 6.4 7
40 to 44 years 3.8 4
45 to 49 years 2.1 2
50 years and older 1.9 2
Total 92.7 100
Table 4.1.4I Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 11,747 29
Undergraduate 26,908 66
Master 2,271 6
Doctorate 127 0s
Total 41,053 100
Table 4.1.4J Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 28.6 31
Undergraduate 56.7 61
Master 7.0 8
Doctorate 0.4 0s
Total 92.7 100
Table 4.1.4K Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 27,734 68
College 12,336 30
Private 983 2
Total 41,053 100
Table 4.1.4L Profile of part-time students who received Canada Student Grants: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 60.3 65
College 29.3 32
Private 3.1 3
Total 92.7 100
Table 4.1.5 Profile of full-time students who received Canada Student Loans
Table 4.1.5A Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 333,217 60
Men 201,705 36
Gender diverse identities 1,019 0s
Unspecified 17,407 3
Total 553,348 100
Table 4.1.5B Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,794.2 61
Men 1,005.8 34
Gender diverse identities 4.7 0s
Unspecified 120.6 4
Total 2,925.4 100
Table 4.1.5C Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 35,973 7
Students without disabilities 517,375 93
Total 553,348 100
Table 4.1.5D Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 168.1 6
Students without disabilities 2,757.3 94
Total 2,925.4 100
Table 4.1.5E Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 39,787 7
Non-Indigenous students 513,561 93
Total 553,348 100
Table 4.1.5F Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 248.6 8
Non-Indigenous students 2,676.8 92
Total 2,925.4 100
Table 4.1.5G Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 127,267 23
20 to 24 years 217,900 39
25 to 29 years 85,496 15
30 to 34 years 43,174 8
35 to 39 years 32,569 6
40 to 44 years 23,303 4
45 to 49 years 13,061 2
50 years and older 10,578 2
Total 553,348 100
Table 4.1.5H Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 538.0 18
20 to 24 years 1,031.1 35
25 to 29 years 504.1 17
30 to 34 years 279.3 10
35 to 39 years 229.5 8
40 to 44 years 171.0 6
45 to 49 years 96.1 3
50 years and older 76.3 3
Total 2,925.4 100
Table 4.1.5I Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 203,066 37
Undergraduate 314,641 57
Master 29,905 5
Doctorate 5,736 1
Total 553,348 100
Table 4.1.5J Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,212.0 41
Undergraduate 1,430.2 49
Master 234.3 8
Doctorate 48.8 2
Total 2,925.4 100
Table 4.1.5K Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 311,028 56
College 141,936 26
Private 100,384 18
Total 553,348 100
Table 4.1.5L Profile of full-time students who received Canada Student Loans: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,525.8 52
College 621.9 21
Private 777.6 27
Total 2,925.4 100
Table 4.1.6 Profile of part-time students who received Canada Student Loans
Table 4.1.6A Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 4,046 64
Men 2,102 33
Gender diverse identities x x
Unspecified x x
Total 6,326 100
Table 4.1.6B Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 9.3 64
Men 4.9 34
Gender diverse identities x x
Unspecified x x
Total 14.7 100
Table 4.1.6C Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 149 2
Students without disabilities 6,177 98
Total 6,326 100
Table 4.1.6D Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 0.3 2
Students without disabilities 14.4 98
Total 14.7 100
Table 4.1.6E Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 143 2
Non-Indigenous students 6,183 98
Total 6,326 100
Table 4.1.6F Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.3 2
Non-Indigenous students 14.4 98
Total 14.7 100
Table 4.1.6G Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 260 4
20 to 24 years 1,894 30
25 to 29 years 1,682 27
30 to 34 years 984 16
35 to 39 years 669 11
40 to 44 years 407 6
45 to 49 years 243 4
50 years and older 187 3
Total 6,326 100
Table 4.1.6H Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.4 3
20 to 24 years 3.5 24
25 to 29 years 4.0 27
30 to 34 years 2.6 18
35 to 39 years 1.9 13
40 to 44 years 1.1 7
45 to 49 years 0.7 5
50 years and older 0.5 3
Total 14.7 100
Table 4.1.6I Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 1,906 30
Undergraduate 3,077 49
Master 1,277 20
Doctorate 66 1
Total 6,326 100
Table 4.1.6J Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 4.4 30
Undergraduate 5.3 36
Master 4.7 32
Doctorate 0.2 2
Total 14.7 100
Table 4.1.6K Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 4,081 65
College 1,669 26
Private 576 9
Total 6,326 100
Table 4.1.6L Profile of part-time students who received Canada Student Loans: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 9.1 62
College 3.1 21
Private 2.5 17
Total 14.7 100
Table 4.1.7 Profile of students who received Canada Student Grant for Full-Time Students
Table 4.1.7A Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 275,057 58
Men 182,254 39
Gender diverse identities 938 0s
Unspecified 12,414 3
Total 470,663 100
Table 4.1.7B Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,376.4 59
Men 893.9 38
Gender diverse identities 4.4 0s
Unspecified 63.8 3
Total 2,338.6 100
Table 4.1.7C Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 42,478 9
Students without disabilities 428,185 91
Total 470,663 100
Table 4.1.7D Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 218.7 9
Students without disabilities 2,119.9 91
Total 2,338.6 100
Table 4.1.7E Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 32,319 7
Non-Indigenous students 438,344 93
Total 470,663 100
Table 4.1.7F Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 173.7 7
Non-Indigenous students 2,164.9 93
Total 2,338.6 100
Table 4.1.7G Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 115,045 24
20 to 24 years 209,184 44
25 to 29 years 69,514 15
30 to 34 years 29,412 6
35 to 39 years 20,368 4
40 to 44 years 13,859 3
45 to 49 years 7,462 2
50 years and older 5,819 1
Total 470,663 100
Table 4.1.7H Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 519.7 22
20 to 24 years 1,059.4 45
25 to 29 years 363.4 16
30 to 34 years 149.1 6
35 to 39 years 105.4 5
40 to 44 years 72.3 3
45 to 49 years 38.8 2
50 years and older 30.5 1
Total 2,338.6 100
Table 4.1.7I Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 153,628 33
Undergraduate 317,020 67
Master x x
Doctorate x x
Total 470,663 100
Table 4.1.7J Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 752.3 32
Undergraduate 1,586.2 68
Master x x
Doctorate x x
Total 2,338.6 100
Table 4.1.7K Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 279,024 59
College 145,165 31
Private 46,474 10
Total 470,663 100
Table 4.1.7L Profile of students who received Canada Student Grant for Full-Time Students: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,393.5 60
College 693.1 30
Private 252.0 11
Total 2,338.6 100
Table 4.1.8 Profile of students who received Canada Student Grant Skills Boost Top-up
Table 4.1.8A Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 59,267 63
Men 32,555 35
Gender diverse identities 150 0s
Unspecified 2,166 2
Total 94,138 100
Table 4.1.8B Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 90.7 63
Men 48.9 34
Gender diverse identities 0.2 0s
Unspecified 3.6 3
Total 143.5 100
Table 4.1.8C Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 11,151 12
Students without disabilities 82,987 88
Total 94,138 100
Table 4.1.8D Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 17.3 12
Students without disabilities 126.1 88
Total 143.5 100
Table 4.1.8E Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 10,311 11
Non-Indigenous students 83,827 89
Total 94,138 100
Table 4.1.8F Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 16.2 11
Non-Indigenous students 127.3 89
Total 143.5 100
Table 4.1.8G Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 30 years 21,040 22
30 to 34 years 27,702 29
35 to 39 years 19,348 21
40 to 44 years 13,248 14
45 to 49 years 7,143 8
50 years and older 5,657 6
Total 94,138 100
Table 4.1.8H Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 30 years 31.4 22
30 to 34 years 42.0 29
35 to 39 years 29.7 21
40 to 44 years 20.5 14
45 to 49 years 11.1 8
50 years and older 8.8 6
Total 143.5 100
Table 4.1.8I Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 57,498 61
Undergraduate 36,640 39
Master 0 0
Doctorate 0 0
Total 94,138 100
Table 4.1.8J Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 86.7 60
Undergraduate 56.8 40
Master 0.0 0
Doctorate 0.0 0
Total 143.5 100
Table 4.1.8K Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 29,618 31
College 35,312 38
Private 29,208 31
Total 94,138 100
Table 4.1.8L Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 46.0 32
College 51.1 36
Private 46.3 32
Total 143.5 100
Table 4.1.9 Profile of students who received Canada Student Grant for Full-Time Students with Dependants
Table 4.1.9A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 66,048 74
Men 21,489 24
Gender diverse identities 62 0s
Unspecified 1,541 2
Total 89,140 100
Table 4.1.9B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 311.2 72
Men 112.5 26
Gender diverse identities 0.3 0s
Unspecified 7.5 2
Total 431.5 100
Table 4.1.9C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 5,551 6
Students without disabilities 83,589 94
Total 89,140 100
Table 4.1.9D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 27.0 6
Students without disabilities 404.5 94
Total 431.5 100
Table 4.1.9E Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 10,222 11
Non-Indigenous students 78,918 89
Total 89,140 100
Table 4.1.9F Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 53.7 12
Non-Indigenous students 377.8 88
Total 431.5 100
Table 4.1.9G Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 355 0s
20 to 24 years 5,838 7
25 to 29 years 14,721 17
30 to 34 years 21,510 24
35 to 39 years 23,418 26
40 to 44 years 15,439 17
45 to 49 years 5,901 7
50 years and older 1,958 2
Total 89,140 100
Table 4.1.9H Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1.1 0s
20 to 24 years 21.7 5
25 to 29 years 67.7 16
30 to 34 years 108.5 25
35 to 39 years 123.3 29
40 to 44 years 75.1 17
45 to 49 years 25.8 6
50 years and older 8.4 2
Total 431.5 100
Table 4.1.9I Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 68,941 77
Undergraduate 15,531 17
Master 3,397 4
Doctorate 1,271 1
Total 89,140 100
Table 4.1.9J Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 331.2 77
Undergraduate 75.1 17
Master 17.0 4
Doctorate 8.3 2
Total 431.5 100
Table 4.1.9K Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 16,570 19
College 28,240 32
Private 44,330 50
Total 89,140 100
Table 4.1.9L Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 82.2 19
College 128.3 30
Private 221.1 51
Total 431.5 100
Table 4.1.10 Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities
Table 4.1.10A Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 34,921 60
Men 18,829 33
Gender diverse identities 409 1
Unspecified 3,714 6
Total 57,873 100
Table 4.1.10B Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 133.3 60
Men 71.9 32
Gender diverse identities 1.5 1
Unspecified 14.7 7
Total 221.5 100
Table 4.1.10C Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 57,873 100
Students without disabilities 0 0
Total 57,873 100
Table 4.1.10D Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 221.5 100
Students without disabilities 0.0 0
Total 221.5 100
Table 4.1.10E Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 4,494 8
Non-Indigenous students 53,379 92
Total 57,873 100
Table 4.1.10F Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 17.4 8
Non-Indigenous students 204.1 92
Total 221.5 100
Table 4.1.10G Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 9,406 16
20 to 24 years 23,936 41
25 to 29 years 11,836 20
30 to 34 years 5,539 10
35 to 39 years 2,968 5
40 to 44 years 1,803 3
45 to 49 years 1,102 2
50 years and older 1,283 2
Total 57,873 100
Table 4.1.10H Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 35.9 16
20 to 24 years 92.2 42
25 to 29 years 45.2 20
30 to 34 years 21.1 10
35 to 39 years 11.3 5
40 to 44 years 6.9 3
45 to 49 years 4.2 2
50 years and older 4.8 2
Total 221.5 100
Table 4.1.10I Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 21,311 37
Undergraduate 32,476 56
Master 3,398 6
Doctorate 688 1
Total 57,873 100
Table 4.1.10J Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 79.3 36
Undergraduate 126.5 57
Master 13.1 6
Doctorate 2.6 1
Total 221.5 100
Table 4.1.10K Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 32,509 56
College 20,853 36
Private 4,511 8
Total 57,873 100
Table 4.1.10L Profile of students who received Canada Student Grant for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 126.5 57
College 79.0 36
Private 15.9 7
Total 221.5 100
Table 4.1.11 Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities
Table 4.1.11A Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 5,670 55
Men 2,925 28
Gender diverse identities 71 1
Unspecified 1,676 16
Total 10,342 100
Table 4.1.11B Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 15.4 54
Men 8.8 31
Gender diverse identities 0.2 1
Unspecified 4.1 14
Total 28.5 100
Table 4.1.11C Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 10,342 100
Students without disabilities 0 0
Total 10,342 100
Table 4.1.11D Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 28.5 100
Students without disabilities 0.0 0
Total 28.5 100
Table 4.1.11E Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 1,097 11
Non-Indigenous students 9,245 89
Total 10,342 100
Table 4.1.11F Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 3.5 12
Non-Indigenous students 24.9 88
Total 28.5 100
Table 4.1.11G Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 2,326 22
20 to 24 years 3,643 35
25 to 29 years 1,887 18
30 to 34 years 1,109 11
35 to 39 years 570 6
40 to 44 years 373 4
45 to 49 years 196 2
50 years and older 238 2
Total 10,342 100
Table 4.1.11H Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 6.3 22
20 to 24 years 9.5 33
25 to 29 years 4.9 17
30 to 34 years 3.3 11
35 to 39 years 1.8 6
40 to 44 years 1.2 4
45 to 49 years 0.7 2
50 years and older 0.9 3
Total 28.5 100
Table 4.1.11I Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 3,998 39
Undergraduate 5,719 55
Master 529 5
Doctorate 96 1
Total 10,342 100
Table 4.1.11J Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 10.9 38
Undergraduate 15.8 56
Master 1.4 5
Doctorate 0.4 1
Total 28.5 100
Table 4.1.11K Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 5,790 56
College 3,969 38
Private 583 6
Total 10,342 100
Table 4.1.11L Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 16.1 57
College 10.5 37
Private 1.9 7
Total 28.5 100
Table 4.1.12 Profile of students who received Canada Student Grant for Part-Time Students
Table 4.1.12A Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 24,695 63
Men 14,334 36
Gender diverse identities 42 0s
Unspecified 430 1
Total 39,501 100
Table 4.1.12B Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 48.9 62
Men 29.2 37
Gender diverse identities 0.1 0s
Unspecified 1.0 1
Total 79.1 100
Table 4.1.12C Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 2,020 5
Students without disabilities 37,481 95
Total 39,501 100
Table 4.1.12D Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 3.3 4
Students without disabilities 75.9 96
Total 79.1 100
Table 4.1.12E Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 1,023 3
Non-Indigenous students 38,478 97
Total 39,501 100
Table 4.1.12F Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 2.1 3
Non-Indigenous students 77.0 97
Total 79.1 100
Table 4.1.12G Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 8,659 22
20 to 24 years 16,471 42
25 to 29 years 6,418 16
30 to 34 years 3,142 8
35 to 39 years 2,161 5
40 to 44 years 1,343 3
45 to 49 years 718 2
50 years and older 589 1
Total 39,501 100
Table 4.1.12H Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 15.6 20
20 to 24 years 33.5 42
25 to 29 years 13.4 17
30 to 34 years 6.5 8
35 to 39 years 4.6 6
40 to 44 years 2.8 4
45 to 49 years 1.5 2
50 years and older 1.2 2
Total 79.1 100
Table 4.1.12I Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 11,029 28
Undergraduate 26,150 66
Master 2,197 6
Doctorate 125 0s
Total 39,501 100
Table 4.1.12J Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 22.1 28
Undergraduate 51.2 65
Master 5.5 7
Doctorate 0.3 0s
Total 79.1 100
Table 4.1.12K Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 26,946 68
College 11,589 29
Private 966 2
Total 39,501 100
Table 4.1.12L Profile of students who received Canada Student Grant for Part-Time Students: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 53.8 68
College 22.9 29
Private 2.4 3
Total 79.1 100
Table 4.1.13 Profile of students who received Canada Student Grant for Part-Time Students with Dependants
Table 4.1.13A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 1,899 76
Men 498 20
Gender diverse identities x x
Unspecified x x
Total 2,485 100
Table 4.1.13B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 2.2 75
Men 0.6 22
Gender diverse identities x x
Unspecified x x
Total 2.9 100
Table 4.1.13C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 58 2
Students without disabilities 2,427 98
Total 2,485 100
Table 4.1.13D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 0.1 2
Students without disabilities 2.9 98
Total 2.9 100
Table 4.1.13E Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 80 3
Non-Indigenous students 2,405 97
Total 2,485 100
Table 4.1.13F Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.1 3
Non-Indigenous students 2.8 97
Total 2.9 100
Table 4.1.13G Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years x x
20 to 24 years 105 4
25 to 29 years 371 15
30 to 34 years 641 26
35 to 39 years 732 29
40 to 44 years 396 16
45 to 49 years 168 7
50 years and older x x
Total 2,485 100
Table 4.1.13H Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years x x
20 to 24 years 0.1 4
25 to 29 years 0.4 14
30 to 34 years 0.7 25
35 to 39 years 0.9 30
40 to 44 years 0.5 16
45 to 49 years 0.2 8
50 years and older x x
Total 2.9 100
Table 4.1.13I Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 1,216 49
Undergraduate 749 30
Master 484 19
Doctorate 36 1
Total 2,485 100
Table 4.1.13J Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1.5 50
Undergraduate 0.7 23
Master 0.7 25
Doctorate 0.1 2
Total 2.9 100
Table 4.1.13K Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 1,179 47
College 1,003 40
Private 303 12
Total 2,485 100
Table 4.1.13L Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1.3 45
College 1.1 37
Private 0.5 18
Total 2.9 100
Table 4.1.14 Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities
Table 4.1.14A Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 1,487 63
Men 798 34
Gender diverse identities 11 0s
Unspecified 65 3
Total 2,361 100
Table 4.1.14B Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 5.9 63
Men 3.2 34
Gender diverse identities 0.0s 0s
Unspecified 0.3 3
Total 9.3 100
Table 4.1.14C Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 2,361 100
Students without disabilities 0 0
Total 2,361 100
Table 4.1.14D Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 9.3 100
Students without disabilities 0.0 0
Total 9.3 100
Table 4.1.14E Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 69 3
Non-Indigenous students 2,292 97
Total 2,361 100
Table 4.1.14F Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.3 3
Non-Indigenous students 9.1 97
Total 9.3 100
Table 4.1.14G Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 207 9
20 to 24 years 778 33
25 to 29 years 564 24
30 to 34 years 283 12
35 to 39 years 197 8
40 to 44 years 116 5
45 to 49 years 75 3
50 years and older 141 6
Total 2,361 100
Table 4.1.14H Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.8 9
20 to 24 years 3.1 33
25 to 29 years 2.2 24
30 to 34 years 1.1 12
35 to 39 years 0.8 8
40 to 44 years 0.5 5
45 to 49 years 0.3 3
50 years and older 0.6 6
Total 9.3 100
Table 4.1.14I Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 1,100 47
Undergraduate 1,085 46
Master 166 7
Doctorate 10 0s
Total 2,361 100
Table 4.1.14J Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 4.4 47
Undergraduate 4.3 46
Master 0.7 7
Doctorate 0.0s 0s
Total 9.3 100
Table 4.1.14K Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 1,178 50
College 1,146 49
Private 37 2
Total 2,361 100
Table 4.1.14L Profile of students who received Canada Student Grant for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 4.6 50
College 4.5 49
Private 0.1 2
Total 9.3 100
Table 4.1.15 Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities
Table 4.1.15A Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 280 62
Men 146 32
Gender diverse identities x x
Unspecified x x
Total 452 100
Table 4.1.15B Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 0.7 57
Men 0.5 37
Gender diverse identities x x
Unspecified x x
Total 1.3 100
Table 4.1.15C Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 452 100
Students without disabilities 0 0
Total 452 100
Table 4.1.15D Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 1.3 100
Students without disabilities 0.0 0
Total 1.3 100
Table 4.1.15E Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 10 2
Non-Indigenous students 442 98
Total 452 100
Table 4.1.15F Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.1 5
Non-Indigenous students 1.3 95
Total 1.3 100
Table 4.1.15G Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 73 16
20 to 24 years 123 27
25 to 29 years 82 18
30 to 34 years 61 13
35 to 39 years 42 9
40 to 44 years 23 5
45 to 49 years 13 3
50 years and older 35 8
Total 452 100
Table 4.1.15H Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.2 15
20 to 24 years 0.4 27
25 to 29 years 0.2 19
30 to 34 years 0.2 15
35 to 39 years 0.1 10
40 to 44 years 0.1 5
45 to 49 years 0.0s 2
50 years and older 0.1 7
Total 1.3 100
Table 4.1.15I Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 230 51
Undergraduate 184 41
Master x x
Doctorate x x
Total 452 100
Table 4.1.15J Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 0.7 51
Undergraduate 0.5 39
Master x x
Doctorate x x
Total 1.3 100
Table 4.1.15K Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University x x
College 255 56
Private x x
Total 452 100
Table 4.1.15L Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Permanent Disabilities: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University x x
College 0.7 56
Private x x
Total 1.3 100
Table 4.1.16 Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants
Table 4.1.16A Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by gender: Number
Gender Number Percent
Women 67,493 74
Men 21,889 24
Gender diverse identities 64 0s
Unspecified 1,614 2
Total 91,060 100
Table 4.1.16B Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 313.4 72
Men 113.1 26
Gender diverse identities 0.3 0s
Unspecified 7.6 2
Total 434.4 100
Table 4.1.16C Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by permanent disability status: Number
Permanent disability status Number Percent
Students with disabilities 5,585 6
Students without disabilities 85,475 94
Total 91,060 100
Table 4.1.16D Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by permanent disability status: Millions of dollars
Permanent disability status Millions of dollars Percent
Students with disabilities 27.1 6
Students without disabilities 407.3 94
Total 434.4 100
Table 4.1.16E Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 10,264 11
Non-Indigenous students 80,796 89
Total 91,060 100
Table 4.1.16F Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 53.8 12
Non-Indigenous students 380.6 88
Total 434.4 100
Table 4.1.16G Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by age group: Number
Age group Number Percent
Younger than 20 years 356 0s
20 to 24 years 5,913 6
25 to 29 years 14,998 16
30 to 34 years 21,991 24
35 to 39 years 23,965 26
40 to 44 years 15,771 17
45 to 49 years 6,043 7
50 years and older 2,023 2
Total 91,060 100
Table 4.1.16H Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1.1 0s
20 to 24 years 21.8 5
25 to 29 years 68.2 16
30 to 34 years 109.2 25
35 to 39 years 124.2 29
40 to 44 years 75.6 17
45 to 49 years 26.0 6
50 years and older 8.5 2
Total 434.4 100
Table 4.1.16I Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by level of study: Number
Level of study Number Percent
Certificate or diploma 69,874 77
Undergraduate 16,054 18
Master 3,830 4
Doctorate 1,302 1
Total 91,060 100
Table 4.1.16J Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 332.7 77
Undergraduate 75.7 17
Master 17.7 4
Doctorate 8.3 2
Total 434.4 100
Table 4.1.16K Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by type of institution: Number
Type of institution Number Percent
University 17,499 19
College 28,955 32
Private 44,606 49
Total 91,060 100
Table 4.1.16L Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2021 to 2022 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 83.5 19
College 129.4 30
Private 221.6 51
Total 434.4 100

Glossary

Academic year
August 1 to July 31.
Canada Apprentice Loans
In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.
Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In the 2021 to 2022 academic year, CSGs are available for:

  • CSG for Full-Time Students: up to $750 per month of study ($6,000 for an 8-month study period)
  • CSG Skills Boost Top-up for adult learners from low- and middle-income families who have been out of high school for at least 10 years: top-up funding of $1,600 per academic year ($200 per month)
  • CSG for Full-Time Students with Dependants: up to $400 per month of study ($3,200 for an 8-month study period) for each dependant under 12 years of age (and for each dependant over 12 years of age with a permanent disability)
  • CSG for Students with Permanent Disabilities: $4,000 per academic year for full-time or part-time students with permanent disabilities
  • CSG for Services and Equipment for Students with Permanent Disabilities: up to $20,000 per academic year to cover exceptional education-related costs for full-time or part-time students with permanent disabilities
  • CSG for Part-Time Students: up to $3,600 per academic year depending on assessed need
  • CSG for Part-Time Students with Dependants: up to a maximum of $3,840
Canada Student Loan forgiveness for family doctors and nurses
Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1 to March 31).
Consolidation
Borrowers consolidate their student loan(s) 6 months after the end of their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.
Default
A loan is deemed in default when it is in arrears for greater than 270 days under the direct lending regime.
Default rate
The CSFA Program measures default using a 3-year default rate. This rate shows the proportion of loan dollars that enter repayment in a given academic year and default within 3 years. For example, the 2019 to 2020 default rate represents the proportion of loan dollars that entered repayment in the 2019 to 2020 academic year and defaulted before August 1, 2022.
Designated
A designated PSE institution meets provincial and federal eligibility criteria. Students attending these schools can apply for government-sponsored SFA, such as Canada Student Loans.
Direct loans
As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.
Fiscal year
April 1 to March 31.
Full-time student

A full-time student is a student enrolled in:

  • at least a 60% course load (or 40% for students with permanent disabilities)
  • in a program of study for at least 12 consecutive weeks
  • at a designated PSE institution
Gender diverse identities
This inclusive term can describe individuals who identify their gender beyond a binary perspective.
Integrated province
In integrated provinces, federal and provincial loans are combined so that borrowers receive and repay 1 federal and provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSFA Program has integration agreements with 5 provinces: British Columbia, Saskatchewan, Ontario, New Brunswick and Newfoundland and Labrador.
In-repayment status
The status of borrowers who have begun repaying their CSLs. Repayment begins 6 months following the end of studies.
In-study status
The status of borrowers attending full-time or part-time studies at a PSE institution.
In-study interest subsidy
This is the CSL interest covered by the Government of Canada during the post-secondary study period.
National Student Loans Service Centre

The National Student Loans Service Centre (NSLSC) is the main point of contact for borrowers in managing their CSLs, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The NSLSC manages all CSLs issued on or after August 1, 2000, as well as integrated student loans for:

  • New Brunswick and Newfoundland and Labrador issued on or after August 1, 2000
  • Ontario and Saskatchewan issued on or after August 1, 2001, and
  • British Columbia issued on or after August 1, 2011
Part-time student

A part-time student is a student taking between 20% and 59% of a full course load. Students with permanent disabilities may be accorded part-time status if they are taking between 20% and 39% of a full course load. If they are taking between 40% and 59% of a full course load, for the purpose of the CSFA Program, they can choose to be a:

  • full-time student, or
  • part-time student
Participating provinces and territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSFA Program include:

  • Newfoundland and Labrador
  • Prince Edward Island
  • Nova Scotia
  • New Brunswick
  • Ontario
  • Manitoba
  • Saskatchewan
  • Alberta
  • British Columbia
  • Yukon
Province or territory of residence
A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months prior to starting PSE. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario would be considered a Manitoba student.
Post-secondary education
Levels of education following secondary school (high school) at all designated public or private PSE institutions.
Repayment Assistance Plan

On August 1, 2009, the Repayment Assistance Plan (RAP) replaced the CSFA Program’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a permanent disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

  • RAP Stage 1: The Government of Canada and the relevant provincial government pay the interest owing, that the borrower’s payment does not cover. This stage can last up to 10 6-month periods or 60 months during the 10-year period after a borrower leaves school
  • RAP Stage 2: This stage begins once the borrower completes Stage 1. If the borrower cannot meet their repayment obligations, the Government will cover both the principal and interest that exceeds the borrowers reduced monthly payments
Repayment Assistance Plan for borrowers with a Permanent Disability (RAP-PD)

RAP-PD assists borrowers experiencing difficulty meeting their repayment obligations. RAP-PD provides accelerated repayment assistance that considers the additional living costs faced by people with permanent disabilities. RAP-PD recipients can obtain the following benefits:

  • RAP-PD borrowers proceed directly to Stage 2 whereby the government covers the principal and interest not covered by the borrower’s monthly RAP payments
  • eligible RAP-PD borrowers can claim disability-related expenses; this is taken into consideration during RAP-PD application assessment
Repayment Assistance Plan (RAP) First year uptake rate
The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.
Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose permanent disability, expected to remain with them for life, prevents them from:

  • studying at a post-secondary level, and
  • taking part in the labour force
Student financial assistance

Student financial assistance is any form of financial aid provided by the CSFA Program to students while enrolled in designated PSE institutions. Assistance includes:

  • CSGs
  • CSLs, and
  • in-study interest subsidy

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