Making the most of your money
Making the most of your money
Expenses add up fast. Whether you’re juggling bills, keeping up with housing costs, or saving for what’s ahead, explore these tips and tools to help you make the most of your money.
Make a budget to keep track of your money
A budget helps guide your spending and find ways to save money by showing you where to cut back or make changes.
What to consider before renewing your mortgage
With higher borrowing costs, renewing your mortgage is an opportunity to review your needs, shop around for better rates, and negotiate the terms.
Set savings goals and start saving early
Setting goals helps you know what you’re working towards, and starting to save early makes reaching them easier.
Set up an emergency fund to prepare for unexpected expenses
An emergency fund is money you set aside to pay for unexpected expenses, such as sudden illness, job loss, or urgent home repairs.
Tools and calculators to help you manage your money
Explore tools and calculators to create a customized budget, determine your mortgage payment, calculate how to pay down your debt or reach your savings goals, and more.
Tips to help you make informed decisions
How to manage higher borrowing costs
Paying down debt first means you’ll pay less in interest and have more money for what matters most.
Choose financial products and services that are right for you
Before choosing a product or service, compare your options and understand costs and terms.
Know your financial rights and responsibilities
You have rights and responsibilities when dealing with financial institutions.
Features
Reducing costs and helping you get ahead
Discover how the Government of Canada is helping you bring down your costs.
Every dollar counts - Benefits, credits and programs
Find out if you qualify for benefits, credits and free tax help.
Help for those affected by tariffs
Find supports like flexible EI and financial support to prevent layoffs.