2017 to 2018 Canada Student Loans Program statistical review

From: Employment and Social Development Canada

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List of abbreviations

This is the complete list of abbreviations for the 2017 to 2018 Canada Student Loans Program statistical review.
FY Fiscal Year
LY Loan Year

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Loans Program (CSLP). This program helps students attend post-secondary education (PSE) and makes the education more affordable by providing students with Canada Student Grants and Loans.

The Canada Student Grants are upfront, students do not have to pay back this money. Loans are interest-free while students are in school and during the first 6 months after leaving school. Repayment on student loans starts 6 months after graduation. CSLP also offers the Repayment Assistance Plan (RAP) to those borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Students in most provinces and the Yukon Territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSLP. Instead, they receive alternative payments from the Government of Canada to operate their own student financial assistance programs.

The Government of Canada funds about 60% of a full-time student’s financial need. The province or territory cover the remaining 40%. The statistics provided in this review only report on federal financial assistance in participating regions.

Since the establishment of the CSLP in 1964, the program has provided a total of $57.4 billion in student loans to 6.0 million students in Canada. Starting in 1995, the program has offered grants. As of July 2018, it provided $8.3 billion in grants to 3.3 million students.

About this report

Each year, Employment and Social Development Canada produces the Canada Student Loans Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Loans Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSLP.

The 2017 to 2018 CSLP Statistical Review provides data for the loan year from August 1, 2017 to July 31, 2018, with the exception of a few tables which provide data for the fiscal year from April 1, 2017 to March 31, 2018. This review provides tables on grants, loans, repayment assistance and other program statistics. Most tables include data going back 5 loan years. Some tables also provide historical data dating back to the beginning of the CSLP.

For accessibility reasons, all tables in the web format of this report have been simplified. Consult the PDF version for the full tables.

Tables may contain suppressed cells to ensure confidentiality. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

2017 to 2018 at a glance

CSLPASR

Alternative text: Infographic 2017 to 2018 at a glance

Top left quadrant

Top middle quadrant

Top right quadrant

Middle left quadrant

Middle-center quadrant

Middle right quadrant

Bottom left quadrant

Bottom right quadrant

Tables

1 Canada

1.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 1.1.1 Student financial assistance by type

Table 1.1.1A Student financial assistance by type: Number of recipients1

Type LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Total student financial assistance2 (SFA) 613,959 614,674 616,439 627,122 705,152
SFA- Full-time students 605,744 606,361 607,509 617,475 695,039
SFA- Part-time students 16,872 17,973 19,779 21,775 24,466
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 515,279 513,898 516,430 530,703 628,935
CSG/CSL- Full-time students3 506,880 505,412 507,317 520,727 618,602
CSG/CSL- Part-time students3 16,753 17,858 19,681 21,628 24,359
Canada Student Grant (CSG) 367,586 365,832 368,940 379,606 490,377
CSG- Full-time students4 359,454 357,505 360,027 369,703 480,904
CSG- Part-time students5 14,955 15,963 17,439 19,159 21,268
Canada Student Loan (CSL) 497,725 495,318 497,042 497,064 592,091
CSL- Full-time students 491,444 488,781 489,935 490,401 585,019
CSL- Part-time students 11,254 12,086 13,712 11,790 13,534
In-study interest subsidy 596,404 596,098 597,051 593,483 668,308
In-study interest subsidy- Full-time students 590,306 589,731 590,127 587,149 661,456
In-study interest subsidy- Part-time students 11,374 12,203 13,810 11,937 13,641

1 The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
2 Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.

Table 1.1.1B Student financial assistance by type: Millions of dollars

Type LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 3,435.8 3,440.8 3,441.8 3,641.8 4,717.0
CSG/CSL- Full-time students3 3,398.7 3,401.8 3,397.9 3,593.6 4,661.0
CSG/CSL- Part-time students3 37.2 39.0 43.9 48.2 56.0
Canada Student Grant (CSG) 715.3 717.7 719.5 1,014.6 1,364.9
CSG- Full-time students4 698.0 699.6 699.7 985.6 1,331.9
CSG- Part-time students5 17.3 18.1 19.8 29.0 33.0
Canada Student Loan (CSL) 2,720.6 2,723.1 2,722.3 2,627.2 3,352.1
CSL- Full-time students 2,700.7 2,702.2 2,698.2 2,608.0 3,329.1
CSL- Part-time students 19.9 20.9 24.1 19.2 23.0
In-study interest subsidy7 N/A N/A N/A N/A N/A
In-study interest subsidy- Full-time students7 N/A N/A N/A N/A N/A
In-study interest subsidy- Part-time students7 N/A N/A N/A N/A N/A

3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.
6 The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
7The dollar value for in-study interest subsidies is not available.

Table 1.1.2 Canada Student Grants by type

Table 1.1.2A Canada Student Grants by type: Number of recipients1

Type LY 2013 to 20142 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Canada Student Grant (CSG)- Total 367,586 365,832 368,940 379,606 490,377
CSG for Full-Time Students3 334,006 332,495 335,231 344,165 451,296
CSG for Full-Time Students with Dependants 38,317 36,676 35,347 35,322 40,523
CSG for Students with Permanent Disabilities 29,222 31,356 34,104 37,263 46,432
CSG for Services and Equipment for Students with Permanent Disabilities 8,622 9,544 9,894 10,125 10,550
CSG for Part-Time Studies 14,938 15,958 17,432 19,155 21,261
CSG for Part-Time Students with Dependants 739 378 408 332 376

1 The number of recipients do not sum to the total, as some recipients can receive multiple grants and/or loans in the same year.
2 The Millennium Excellence Award is reflected in the total, but is not separately shown as a grant.
3 In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced two separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.

Table 1.1.2B Canada Student Grants by type: Millions of dollars

Type LY 2013 to 20142 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Canada Student Grant (CSG)- Total 715.3 717.7 719.5 1,014.6 1,364.9
CSG for Full-Time Students3 527.3 526.3 524.8 803.6 1,118.90
CSG for Full-Time Students with Dependants 93.4 90.4 86.3 87.7 102.6
CSG for Students with Permanent Disabilities 55.3 59.4 65.0 71.0 88.3
CSG for Services and Equipment for Students with Permanent Disabilities 21.9 23.6 23.5 23.3 22.0
CSG for Part-Time Studies 16.6 17.7 19.4 28.6 32.6
CSG for Part-Time Students with Dependants 0.7 0.4 0.4 0.3 0.4

2 The Millennium Excellence Award is reflected in the total, but is not separately shown as a grant.
3 In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced two separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.

Table 1.1.3 Profile of students who received student financial assistance: grants, loans and interest subsidies

Table 1.1.3A Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Gender

Gender Number Percent
Female 418,085 59
Male 287,067 41
Total 705,152 100

Table 1.1.3B Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 187,230 27
20 to 24 years 314,721 45
25 to 29 years 103,613 15
30 to 34 years 41,987 6
35 to 39 years 25,169 4
40 to 44 years 15,699 2
45 to 49 years 9,239 1
50 years and older 7,494 1
Total 705,152 100

Table 1.1.3C Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 253,610 36
Undergraduate 409,294 58
Master 34,316 5
Doctorate 7,932 1
Total 705,152 100

Table 1.1.3D Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 404,321 57
College 228,063 32
Private 72,768 10
Total 705,152 100
Table 1.1.4 Profile of students who received Canada Student Grants and/or Canada Student Loans

Table 1.1.4A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender: Number

Gender Number Percent
Female 372,474 59
Male 256,461 41
Total 628,935 100

Table 1.1.4B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender: Millions of dollars

Gender Millions of dollars Percent
Female 2,844.4 60
Male 1,872.6 40
Total 4,717.0 100

Table 1.1.4C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group: Number

Age group Number Percent
Younger than 20 years 180,611 29
20 to 24 years 280,929 45
25 to 29 years 85,488 14
30 to 34 years 33,769 5
35 to 39 years 20,918 3
40 to 44 years 13,254 2
45 to 49 years 7,789 1
50 years and older 6,177 1
Total 628,935 100

Table 1.1.4D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group: Millions of dollars

Age group Millions of dollars Percent
Younger than 20 years 1,191.0 25
20 to 24 years 2,072.4 44
25 to 29 years 722.2 15
30 to 34 years 302.2 6
35 to 39 years 193.2 4
40 to 44 years 119.2 3
45 to 49 years 67.6 1
50 years and older 49.2 1
Total 4,717.0 100

Table 1.1.4E Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study: Number

Level of study Number Percent
Certificate or diploma 224,766 36
Undergraduate 373,261 59
Master 25,555 4
Doctorate 5,353 1
Total 628,935 100

Table 1.1.4F Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study: Millions of dollars

Level of study Millions of dollars Percent
Certificate or diploma 1,596.8 34
Undergraduate 2,862.4 61
Master 209.9 4
Doctorate 47.9 1
Total 4,717.0 100

Table 1.1.4G Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution: Number

Type of institution Number Percent
University 359,785 57
College 211,526 34
Private 57,624 9
Total 628,935 100

Table 1.1.4H Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution: Millions of dollars

Type of institution Millions of dollars Percent
University 2,776.9 59
College 1,437.1 30
Private 503.0 11
Total 4,717.0 100
Table 1.1.5 Profile of students who received Canada Student Grants

Table 1.1.5A Profile of students who received Canada Student Grants: LY 2017 to 2018 by Gender: Number

Gender Number Percent
Female 287,497 59
Male 202,880 41
Total 490,377 100

Table 1.1.5B Profile of students who received Canada Student Grants: LY 2017 to 2018 by Gender: Millions of dollars

Gender Millions of dollars Percent
Female 817.8 60
Male 547.1 40
Total 1,364.9 100

Table 1.1.5C Profile of students who received Canada Student Grants: LY 2017 to 2018 by Age group: Number

Age group Number Percent
Younger than 20 years 137,632 28
20 to 24 years 228,770 47
25 to 29 years 65,539 13
30 to 34 years 25,074 5
35 to 39 years 15,593 3
40 to 44 years 9,316 2
45 to 49 years 4,952 1
50 years and older 3,501 1
Total 490,377 100

Table 1.1.5D Profile of students who received Canada Student Grants: LY 2017 to 2018 by Age group: Millions of dollars

Age group Millions of dollars Percent
Younger than 20 years 330.2 24
20 to 24 years 627.3 46
25 to 29 years 204.3 15
30 to 34 years 86.9 6
35 to 39 years 56.8 4
40 to 44 years 32.6 2
45 to 49 years 16.3 1
50 years and older 10.5 1
Total 1,364.9 100

Table 1.1.5E Profile of students who received Canada Student Grants: LY 2017 to 2018 by Level of study: Number

Level of study Number Percent
Certificate or diploma 161,424 33
Undergraduate 324,473 66
Master 3,439 1
Doctorate 1,041 0s
Total 490,377 100

0s: value rounded to 0 (zero).

Table 1.1.5F Profile of students who received Canada Student Grants: LY 2017 to 2018 by Level of study: Millions of dollars

Level of study Millions of dollars Percent
Certificate or diploma 457.4 34
Undergraduate 895.1 66
Master 8.9 1
Doctorate 3.4 0s
Total 1,364.9 100

0s: value rounded to 0 (zero).

Table 1.1.5G Profile of students who received Canada Student Grants: LY 2017 to 2018 by Type of institution: Number

Type of institution Number Percent
University 288,314 59
College 170,081 35
Private 31,982 7
Total 490,377 100

Table 1.1.5H Profile of students who received Canada Student Grants: LY 2017 to 2018 by Type of institution: Millions of dollars

Type of institution Millions of dollars Percent
University 791.3 58
College 481.4 35
Private 92.2 7
Total 1,364.9 100
Table 1.1.6 Profile of students who received Canada Student Loans

Table 1.1.6A Profile of students who received Canada Student Loans: LY 2017 to 2018 by Gender: Number

Gender Number Percent
Female 350,363 59
Male 241,728 41
Total 592,091 100

Table 1.1.6B Profile of students who received Canada Student Loans: LY 2017 to 2018 by Gender: Millions of dollars

Gender Millions of dollars Percent
Female 2,026.6 60
Male 1,325.5 40
Total 3,352.1 100

Table 1.1.6C Profile of students who received or Canada Student Loans: LY 2017 to 2018 by Age group: Number

Age group Number Percent
Younger than 20 years 170,398 29
20 to 24 years 263,746 45
25 to 29 years 81,282 14
30 to 34 years 31,789 5
35 to 39 years 19,533 3
40 to 44 years 12,352 2
45 to 49 years 7,313 1
50 years and older 5,678 1
Total 592,091 100

Table 1.1.6D Profile of students who received Canada Student Loans: LY 2017 to 2018 by Age group: Millions of dollars

Age group Millions of dollars Percent
Younger than 20 years 860.5 26
20 to 24 years 1,445.5 43
25 to 29 years 517.9 15
30 to 34 years 215.3 6
35 to 39 years 136.5 4
40 to 44 years 86.5 3
45 to 49 years 51.3 2
50 years and older 38.6 1
Total 3,352.1 100

Table 1.1.6E Profile of students who received Canada Student Loans: LY 2017 to 2018 by Level of study: Number

Level of study Number Percent
Certificate or diploma 209,779 35
Undergraduate 351,779 59
Master 25,286 4
Doctorate 5,247 1
Total 592,091 100

Table 1.1.6F Profile of students who received Canada Student Loans: LY 2017 to 2018 by Level of study: Millions of dollars

Level of study Millions of dollars Percent
Certificate or diploma 1,136.6 34
Undergraduate 1,972.1 59
Master 199.2 6
Doctorate 44.2 1
Total 3,352.1 100

Table 1.1.6G Profile of students who received Canada Student Loans: LY 2017 to 2018 by Type of institution: Number

Type of institution Number Percent
University 339,839 57
College 198,114 33
Private 54,138 9
Total 592,091 100

Table 1.1.6H Profile of students who received Canada Student Loans: LY 2017 to 2018 by Type of institution: Millions of dollars

Type of institution Millions of dollars Percent
University 1,985.6 59
College 957.0 29
Private 409.5 12
Total3,352.1 100
Table 1.1.7 Canada Apprentice Loan

Table 1.1.7A Canada Apprentice Loan

Item LY 2014 to 20151 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Canada Apprentice Loans (number) 8,095 16,422 15,310 13,955
Canada Apprentice Loans disbursed (millions of dollars) 32.3 69.4 65.6 58.8

1 Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

Table 1.1.7B Canada Apprentice Loan recipients by Gender: Percent

Gender LY 2014 to 20151 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Female 5 5 5 6
Male 95 95 95 94
Total 100 100 100 100

1 Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

Table 1.1.7C Canada Apprentice Loan recipients by Age group: Percent

Age group LY 2014 to 20151 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Younger than 20 years 3 3 3 2
20 to 24 years 32 32 30 29
25 to 29 years 29 29 31 31
30 to 34 years 17 18 18 18
35 to 39 years 9 9 9 10
40 to 44 years 5 4 5 5
45 to 49 years 3 2 2 2
50 years and older 2 2 2 2
Total100 100 100 100

1 Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 2015 loan year reports on the period from January 1sh, 2015 to July 31sh, 2015.

1.2 Loan Balance

Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Item LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Number of students leaving school 198,613 203,732 203,909 201,516 203,459
Average loan balance at time of leaving school (dollars) 12,480 12,783 13,306 13,456 13,416
Table 1.2.2 Profile of average loan balance at time of leaving school for full-time students

Table 1.2.2A Profile of average loan balance at time of leaving school for full-time students by Gender: Dollars

Gender LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Female 12,863 13,141 13,648 13,796 13,767
Male 11,918 12,258 12,803 12,964 12,910

Table 1.2.2B Profile of average loan balance at time of leaving school for full-time students by Age group: Dollars

Age group LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Younger than 20 years 5,288 5,442 5,463 5,466 5,191
20 to 24 years 11,415 11,776 12,354 12,633 12,796
25 to 29 years 15,949 16,212 16,770 16,801 16,780
30 to 34 years 15,823 15,933 16,414 16,262 15,928
35 to 39 years 14,070 14,361 14,696 14,202 13,865
40 to 44 years 13,440 13,917 14,289 14,016 13,542
45 to 49 years 13,117 13,519 13,755 13,794 13,240
50 years and older 11,986 12,754 13,026 13,032 12,772

Table 1.2.2C Profile of average loan balance at time of leaving school for full-time students by Level of study: Dollars

Level of study LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Certificate or diploma 9,317 9,626 9,890 9,968 9,698
Undergraduate 15,144 15,478 16,152 16,535 16,541
Master 20,366 20,531 21,207 20,976 20,280
Doctorate 28,463 29,289 29,040 28,604 29,251

Table 1.2.2D Profile of average loan balance at time of leaving school for full-time students by Type of institution: Dollars

Type of institution LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
University 15,655 15,989 16,727 17,113 17,167
College 9,452 9,794 10,172 10,358 10,032
Private 10,739 11,082 11,137 10,994 10,912
Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: LY 2017 to 2018
Item Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Number of students by debt level 48,011 53,807 32,851 21,604 16,313 12,336 18,537 203,459
Percentage of students by debt level 24 26 16 11 8 6 9 100
Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students

Table 1.2.4A Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Gender: Percent

Gender Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Female 21 27 16 11 8 6 9 100
Male 27 26 16 10 8 6 9 100

Table 1.2.4B Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Age group: Percent

Age group Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Younger than 20 years 55 35 8 1 0s x x 100
20 to 24 years 24 25 17 12 9 7 6 100
25 to 29 years 17 22 16 12 10 7 16 100
30 to 34 years 17 27 17 10 8 5 15 100
35 to 39 years 17 34 19 10 6 4 11 100
40 to 44 years 17 34 19 11 6 3 9 100
45 to 49 years 19 35 18 9 6 4 9 100
50 years and older 20 35 19 9 5 x x 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).

Table 1.2.4C Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Level of study: Percent

Level of study Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Certificate or diploma 30 35 17 9 4 2 3 100
Undergraduate 18 18 15 13 12 10 13 100
Master 13 15 18 11 11 8 24 100
Doctorate 13 8 9 7 8 9 45 100

Table 1.2.4D Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Type of institution: Percent

Type of institution Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
University 18 18 15 12 12 10 15 100
College 34 29 16 9 5 3 4 100
Private 16 45 19 10 4 2 4 100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type

Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number

RAP stage LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
All Stages- Total 233,684 256,164 276,133 305,769 326,467
All Stages - Zero Payment 203,887 221,605 236,907 268,883 281,461
All Stages - Affordable Payment 29,797 34,559 39,226 36,886 45,006
Stage 1- Total 203,028 217,256 228,661 248,459 257,875
Stage 1- Zero Payment 178,479 189,208 197,829 218,183 221,627
Stage 1- Affordable Payment 24,549 28,048 30,832 30,276 36,248
Stage 2- Total 17,041 22,391 28,199 35,195 44,015
Stage 2- Zero Payment 13,613 17,985 22,540 30,760 37,996
Stage 2- Affordable Payment 3,428 4,406 5,659 4,435 6,019
Permanent Disability- Total 13,615 16,517 19,273 22,115 24,577
Permanent Disability - Zero Payment 11,795 14,412 16,538 19,940 21,838
Permanent Disability - Affordable Payment 1,820 2,105 2,735 2,175 2,739

 

Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent

RAP stage LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
All Stages- Total 100 100 100 100 100
All Stages - Zero Payment 87 87 86 88 86
All Stages - Affordable Payment 13 13 14 12 14
Stage 1- Total 100 100 100 100 100
Stage 1- Zero Payment 88 87 87 88 86
Stage 1- Affordable Payment 12 13 13 12 14
Stage 2- Total 100 100 100 100 100
Stage 2- Zero Payment 80 80 80 87 86
Stage 2- Affordable Payment 20 20 20 13 14
Permanent Disability- Total 100 100 100 100 100
Permanent Disability - Zero Payment 87 87 86 90 89
Permanent Disability - Affordable Payment 13 13 14 10 11
Table 1.3.2 Profile of students benefiting from RAP

Table 1.3.2A Profile of students benefitting from RAP: LY 2017 to 2018 by Gender

Gender Number Percent
Female 213,390 65
Male 113,077 35
Total 326,467 100

Table 1.3.2B Profile of students benefitting from RAP: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 2,732 1
20 to 24 years 76,810 24
25 to 29 years 106,312 33
30 to 34 years 63,012 19
35 to 39 years 33,807 10
40 to 44 years 17,577 5
45 to 49 years 11,675 4
50 years and older 14,542 4
Total326,467 100

Table 1.3.2C Profile of students benefitting from RAP: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 175,771 54
Undergraduate 130,521 40
Master 16,840 5
Doctorate 3,335 1
Total326,467 100

Table 1.3.2D Profile of students benefitting from RAP: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 136,941 42
College 123,213 38
Private 66,313 20
Total326,467 100
Table 1.3.3 First year RAP uptake rate for full-time students
Item LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Number of borrowers entering repayment 198,613 203,732 203,909 201,516 203,459
Number of borrowers on RAP during the first year in repayment 54,727 56,660 56,620 62,053 59,510
First year RAP uptake rate (percent) 28 28 28 31 29

1.4 Loan Forgiveness

Table 1.4.1 Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year

Table 1.4.1A Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Number

Profession FY 2013 to 2014 FY 2014 to 2015 FY 2015 to 2016 FY 2016 to 2017 FY 2017 to 2018
Family Doctor 42 94 144 202 248
Family Medicine Resident 80 221 333 515 585
Licensed Practical Nurse 261 445 620 687 702
Nurse Practitioner 11 22 24 27 34
Registered Nurse 1,022 1,750 2,298 2,706 3,033
Registered Practical Nurse 120 238 333 426 459
Registered Psychiatric Nurse 44 79 101 119 134
Total1,580 2,849 3,853 4,682 5,195

Table 1.4.1B Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Amount Forgiven: Thousands of dollars

Profession FY 2013 to 2014 FY 2014 to 2015 FY 2015 to 2016 FY 2016 to 2017 FY 2017 to 2018
Family Doctor 331.8 757.5 1,068.8 1,403.2 1,764.6
Family Medicine Resident 634.0 1,738.4 2,561.7 3,984.7 4,580.9
Licensed Practical Nurse 1,016.3 1,735.8 2,230.7 2,562.6 2,619.9
Nurse Practitioner 44.0 83.3 79.8 97.7 128.3
Registered Nurse 4,007.1 6,808.0 8,899.3 10,501.4 11,621.3
Registered Practical Nurse 461.4 918.3 1,249.4 1,611.0 1,676.7
Registered Psychiatric Nurse 176.0 322.4 405.5 474.8 497.8
Total6,670.5 12,363.8 16,495.2 20,635.5 22,889.5
Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year

Table 1.4.2A Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year: Number

Jurisdictions FY 2013 to 2014 FY 2014 to 2015 FY 2015 to 2016 FY 2016 to 2017 FY 2017 to 2018
Newfoundland and Labrador 99 154 199 226 256
Prince Edward Island 36 59 80 104 102
Nova Scotia 154 290 435 509 602
New Brunswick 95 144 186 240 307
Quebec x x x x x
Ontario 300 643 921 1,262 1,440
Manitoba 70 122 170 197 216
Saskatchewan 137 231 271 310 367
Alberta 230 443 595 690 710
British Columbia 404 675 878 1,011 1,052
Yukon 20 36 46 39 50
Northwest Territories and Nunavut x x x x x
Canada 1,580 2,849 3,853 4,682 5,195

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
1 Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work, which can be different from where they live or where they borrowed their loans.

Table 1.4.2B Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year: Amount forgiven: Thousands of dollars

Jurisdictions FY 2013 to 2014 FY 2014 to 2015 FY 2015 to 2016 FY 2016 to 2017 FY 2017 to 2018
Newfoundland and Labrador 447.9 760.4 934.2 1,068.1 1,234.0
Prince Edward Island 159.7 261.2 347.9 436.0 443.5
Nova Scotia 643.1 1,208.9 1,873.0 2,164.0 2,544.1
New Brunswick 415.2 618.1 747.3 1,000.5 1,272.9
Quebec x x x x x
Ontario 1,232.5 2,804.0 4,009.2 5,767.6 6,580.8
Manitoba 306.8 539.9 744.1 871.1 970.8
Saskatchewan 630.8 1,020.3 1,142.7 1,299.5 1,565.4
Alberta 961.1 1,905.9 2,539.2 3,044.2 3,103.6
British Columbia 1,659.8 2,850.3 3,636.9 4,345.6 4,503.2
Yukon 82.7 149.4 185.5 194.9 220.0
Northwest Territories and Nunavut x x x x x
Canada 6,670.5 12,363.8 16,495.2 20,635.5 22,889.5

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
1 Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work, which can be different from where they live or where they borrowed their loans.

Table 1.4.3 Severe Permanent Disability Benefit1
Item LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Number of recipients 550 545 706 577 503
Total value of loans forgiven (millions of dollars) 8.2 8.0 11.7 8.7 7.7
Average value of loans forgiven (dollars) 15,093 14,691 16,526 15,099 15,295

1 The data represents all loan balances at the beginning of the assessment process by CSLP for the purposes of the Severe Permanent
Disability Benefit.

1.5 Default rates

Table 1.5.1 3-year default rates for direct loans for full-time students

Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent

Item LY 2012 to 2013 LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017
Three year default rate for direct loans 12 11 10 9 9

Table 1.5.1B 3-year default rates for direct loans for full-time students by Gender: Percent

Gender LY 2012 to 2013 LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017
Female 11 10 10 9 9
Male 13 12 11 10 10

Table 1.5.1C 3-year default rates for direct loans for full-time students by Age group: Percent

Age group LY 2012 to 2013 LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017
Younger than 20 years 23 21 20 19 19
20 to 24 years 12 10 9 9 8
25 to 29 years 10 9 9 8 8
30 to 34 years 13 12 11 10 10
35 to 39 years 15 13 13 11 11
40 to 44 years 14 14 12 10 11
45 to 49 years 14 13 13 11 10
50 years and older 14 15 13 12 12

Table 1.5.1D 3-year default rates for direct loans for full-time students by Level of study: Percent

Level of study LY 2012 to 2013 LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017
Certificate or diploma 18 16 15 14 14
Undergraduate 8 7 6 6 6
Master 5 4 4 3 3
Doctorate 8 8 7 5 7

Table 1.5.1E 3-year default rates for direct loans for full-time students by Type of institution: Percent

Type of institution LY 2012 to 2013 LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017
University 8 7 6 6 6
College 14 13 12 11 11
Private 22 21 19 18 17

1.6 Loan Portfolio

Table 1.6.1 Overall portfolio by loan regime at the end of the fiscal year: Millions of dollars
Item FY 2013 to 2014 FY 2014 to 2015 FY 2015 to 2016 FY 2016 to 2017 FY 2017 to 2018
Total15,699.9 16,417.5 16,984.1 17,476.4 18,490.5
Total- In study 6,664.2 6,888.2 7,006.2 7,050.6 7,719.4
Total- In repayment 9,035.8 9,529.4 9,977.9 10,425.8 10,771.1
Guaranteed Loans- Total 11.5 7.9 5.5 3.9 2.8
Guaranteed Loans- In study 1.4 1.1 0.8 0.6 0.4
Guaranteed Loans- In repayment 10.1 6.8 4.7 3.3 2.4
Risk Shared Loans- Total 1,193.0 1,086.2 966.9 905.6 794.9
Risk Shared Loans- In study 13.0 9.3 5.8 3.9 2.3
Risk Shared Loans- In repayment 1,180.0 1,076.9 961.1 901.7 792.6
Direct Loans- Total 14,495.5 15,323.4 16,011.6 16,566.9 17,692.8
Direct Loans- In study 6,649.8 6,877.7 6,999.5 7,046.1 7,716.7
Direct Loans- In repayment 7,845.7 8,445.7 9,012.1 9,520.8 9,976.1
Table 1.6.2 Direct loan portfolio at the end of loan year

Table 1.6.2A Direct loan portfolio at the end of loan year: Number of borrowers

Loan status LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
In study 517,187 519,004 519,627 522,982 585,374
In repayment 743,479 773,592 806,822 841,406 868,041
In repayment- Current 547,437 554,955 572,788 581,790 580,096
In repayment-RAP 133,504 159,336 171,855 201,802 209,428
In repayment-Delinquency 62,538 59,301 62,179 57,814 78,517
In default 322,319 315,593 325,634 338,044 344,880
Total direct loan portfolio 1,582,985 1,608,189 1,652,083 1,702,432 1,798,295

Table 1.6.2B Direct loan portfolio at the end of loan year: Millions of dollars

Loan status LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
In study 6,251.7 6,473.4 6,589.3 6,625.8 7,379.3
In repayment 7,776.1 8,360.9 8,981.3 9,398.9 9,770.1
In repayment- Current 4,852.8 5,022.7 5,352.1 5,333.4 5,322.6
In repayment-RAP 2,258.0 2,700.1 2,945.8 3,429.7 3,588.6
In repayment-Delinquency 665.2 638.1 683.3 635.8 858.9
In default 2,099.1 2,073.0 2,125.9 2,149.1 2,148.3
Total direct loan portfolio 16,126.9 16,907.3 17,696.5 18,173.8 19,297.6

2 Provinces and Territories

2.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 2.1.1 Student financial assistance by type

Table 2.1.1A Student financial assistance by type: LY 2017 to 2018: Number of recipients1

Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance2 (SFA) 705,152 7,182 3,479 19,890 15,838 462,525 13,924 16,757 94,092 71,185 280
SFA- Full-time students 695,039 x 3,128 19,783 15,771 457,909 13,662 16,618 92,701 68,050 x
SFA- Part-time students 24,466 x 637 243 123 14,276 360 237 2,647 5,832 x
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 628,935 6,080 3,052 17,478 14,125 420,008 11,291 15,135 81,711 59,819 236
CSG/CSL- Full-time students3 618,602 x 2,686 17,370 14,058 415,284 11,027 14,995 80,301 56,612 x
CSG/CSL- Part-time students3 24,359 x 636 239 122 14,225 359 237 2,638 5,792 x
Canada Student Grant (CSG) 490,377 4,875 2,514 13,763 10,585 331,701 9,306 12,168 58,230 47,062 173
CSG- Full-time students4 480,904 x 2,123 13,677 10,529 327,192 9,106 12,087 57,143 44,038 x
CSG- Part-time students5 21,268 x 620 186 99 12,627 281 160 1,940 5,267 x
Canada Student Loan (CSL) 592,091 5,956 2,565 17,261 13,866 392,484 9,724 14,882 79,265 55,895 193
CSL- Full-time students 585,019 x 2,549 17,164 13,818 388,408 9,493 14,764 78,120 54,585 x
CSL- Part-time students 13,534 x 32 164 72 8,604 259 137 1,980 2,235 x
In-study interest subsidy 668,308 7,058 2,992 19,673 15,579 435,003 12,358 16,503 91,644 67,261 237
In-study interest subsidy- Full-time students 661,456 x 2,991 19,577 15,531 431,035 12,129 16,387 90,518 66,022 x
In-study interest subsidy- Part-time students 13,641 x 33 168 73 8,655 261 137 1,989 2,274 x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
1 The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
2 Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.

Table 2.1.1B Student financial assistance by type: LY 2017 to 2018: Millions of dollars

Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 4,717.0 52.0 23.3 165.5 96.8 3,045.6 69.4 131.9 655.8 474.9 1.8
CSG/CSL- Full-time students3 4,661.0 x 22.4 164.9 96.6 3,011.5 68.3 131.1 650.2 462.5 x
CSG/CSL- Part-time students3 56.0 x 0.9 0.6 0.3 34.1 1.1 0.8 5.6 12.5 x
Canada Student Grant (CSG) 1,364.9 14.9 7.2 42.6 29.9 903.7 27.7 38.2 168.7 131.5 0.5
CSG- Full-time students4 1,331.9 x 6.4 42.2 29.8 883.6 27.3 37.9 166.6 123.0 x
CSG- Part-time students5 33.0 x 0.8 0.3 0.2 20.2 0.5 0.3 2.1 8.6 x
Canada Student Loan (CSL) 3,352.1 37.1 16.1 123.0 66.9 2,141.9 41.6 93.7 487.1 343.4 1.3
CSL- Full-time students 3,329.1 x 16.1 122.7 66.8 2,127.9 41.0 93.2 483.7 339.5 x
CSL- Part-time students 23.0 x 0.1 0.3 0.1 13.9 0.7 0.5 3.4 3.9 x
In-study interest subsidy7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Full-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Part-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants
6 The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
7 The dollar value for in-study interest subsidies is not available.

Table 2.1.2 Canada Student Grants for full-time and part-time students by type

Table 2.1.2A Canada Student Grants for full-time and part-time students by type: LY 2017 to 2018: Number of recipients

Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Students with Permanent Disabilities Canada Student Grant for Part-Time Studies Canada Student Grant for Part-Time Students with Dependants Total1
Newfoundland and Labrador 4,506 364 701 257 x 0 4,875
Prince Edward Island 1,991 83 352 x 620 0 2,514
Nova Scotia 12,799 923 2,086 981 186 x 13,763
New Brunswick 9,924 758 981 436 99 x 10,585
Ontario 308,634 25,613 31,932 5,397 12,622 195 331,701
Manitoba 8,568 1,078 608 310 281 21 9,306
Saskatchewan 11,339 1,539 1,441 447 159 39 12,168
Alberta 51,811 7,397 4,381 1,358 1,939 42 58,230
British Columbia 41,561 2,753 3,939 1,203 5,267 70 47,062
Yukon 163 15 11 x x 0 173
Canada 451,296 40,523 46,432 10,550 21,261 376 490,377

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
1 The number of recipients do not sum to the total, as some recipients can receive more than one grant in the same year.

Table 2.1.2B Canada Student Grants for full-time and part-time students by type: LY 2017 to 2018: Millions of dollars

Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Students with Permanent Disabilities Canada Student Grant for Part-Time Studies Canada Student Grant for Part-Time Students with Dependants Total
Newfoundland and Labrador 11.5 0.8 1.4 1.1 x 0.0 14.9
Prince Edward Island 5.0 0.2 0.7 x 0.8 0.0 7.2
Nova Scotia 33.6 2.4 4.2 2.0 0.3 x 42.6
New Brunswick 25.2 1.7 1.8 1.1 0.2 x 29.9
Ontario 750.7 64.8 60.0 8.1 20.0 0.2 903.7
Manitoba 22.1 2.8 1.2 1.3 0.4 0.0s 27.7
Saskatchewan 29.2 4.3 2.8 1.6 0.3 0.0s 38.2
Alberta 135.9 18.9 8.5 3.3 2.1 0.0s 168.7
British Columbia 105.5 6.6 7.8 3.1 8.5 0.1 131.5
Yukon 0.4 0.0s 0.0s x x 0.0 0.5
Canada 1,118.9 102.6 88.3 22.0 32.6 0.4 1,364.9

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0s: value rounded to 0.0 (zero).

Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans

Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender: Percent

Gender Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 59 64 62 62 61 58 63 64 62 61 69
Male 41 36 38 38 39 42 37 36 38 39 31
Total100 100 100 100 100 100 100 100 100 100 100

Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group: Percent

Age group Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 29 29 35 31 34 32 23 23 18 19 10
20 to 24 years 45 47 45 45 43 45 42 43 42 44 38
25 to 29 years 14 17 13 15 12 11 18 18 18 20 24
30 to 34 years 5 4 3 4 4 4 8 8 9 8 16
35 to 39 years 3 2 2 2 2 3 4 4 6 4 6
40 to 44 years 2 1 x 1 2 2 3 2 4 3 x
45 to 49 years 1 1 x 1 1 1 1 1 2 1 x
50 years and older 1 0s x 1 1 1 1 1 2 1 x
Total100 100 100 100 100 100 100 100 100 100 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).
Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study: Percent

Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 36 43 28 36 40 34 30 28 42 38 30
Undergraduate 59 52 68 60 56 60 66 68 53 57 59
Master 4 4 x 4 3 4 3 3 4 4 x
Doctorate 1 1 x 1 0s 1 0s 1 1 1 x
Total100 100 100 100 100 100 100 100 100 100 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).

Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution: Percent

Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 57 56 71 64 59 59 66 69 42 60 50
College 34 27 23 25 26 36 19 22 38 24 42
Private 9 17 5 10 15 6 16 9 20 16 8
Total100 100 100 100 100 100 100 100 100 100 100
Table 2.1.4 Average age of students who received student financial assistance: LY 2017 to 2018
Student financial assistance Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance 24 23 23 23 23 23 25 24 26 25 27
Canada Student Grant / Canada Student Loan (CSG/CSL) 23 23 22 23 23 23 24 24 26 25 27
CSG/CSL- Full-time students 23 23 22 23 23 23 24 24 25 25 27
CSG/CSL- Part-time students 25 25 21 25 25 24 29 28 28 25 29
Canada Student Grant (CSG) 23 23 22 23 23 23 24 24 25 24 26
CSG- Full-time students 23 23 22 23 23 23 24 24 25 24 26
CSG- Part-time students 24 24 21 24 24 23 28 27 27 25 24
Canada Student Loan (CSL) 23 23 22 23 23 23 24 24 25 25 27
CSL- Full-time students 23 23 22 23 23 23 24 24 25 25 27
CSL- Part-time students 26 26 27 26 26 25 30 31 28 26 31
Entering repayment 26 24 25 25 25 25 27 26 28 27 28
Repayment assistance plan 30 29 28 28 29 30 32 31 31 32 32
Canada Apprentice Loan 28 29 26 28 28 28 28 28 29 28 31
Table 2.1.5 Canada Apprentice Loan

Table 2.1.5A Canada Apprentice Loan: Number of recipients

Jurisdiction LY 2014 to 20151 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 124 261 245 136
Prince Edward Island 22 71 83 81
Nova Scotia 266 520 503 555
New Brunswick 335 485 496 498
Ontario 1,210 2,072 1,974 1,820
Manitoba 440 1,031 954 934
Saskatchewan 438 1,095 952 866
Alberta 3,562 7,975 7,152 6,097
British Columbia 1,670 2,860 2,884 2,893
Yukon 13 25 32 24
Northwest Territories x x x x
Nunavut x x x x
Canada 8,095 16,422 15,310 13,955

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
1 The Canada Apprentice Loan program came into effect on January 1st, 2015 and this program is calculated by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

Table 2.1.5B Canada Apprentice Loan: Millions of dollars

Jurisdiction LY 2014 to 20151 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 0.5 1.1 1.1 0.6
Prince Edward Island 0.1 0.3 0.3 0.3
Nova Scotia 1.1 2.3 2.3 2.5
New Brunswick 1.3 1.9 2.0 2.0
Ontario 4.8 8.5 8.1 7.4
Manitoba 1.7 4.1 3.8 3.7
Saskatchewan 1.7 4.3 3.8 3.4
Alberta 14.2 33.9 31.1 26.0
British Columbia 6.8 12.6 12.7 12.5
Yukon 0.1 0.1 0.1 0.1
Northwest Territories x x x x
Nunavut x x x x
Canada 32.3 69.4 65.6 58.8

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
1 The Canada Apprentice Loan program came into effect on January 1st, 2015 and this program is calculated by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

2.2 Loan Balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school

Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number1

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 3,340 3,190 3,052 3,047 2,863
Prince Edward Island 1,454 1,407 1,341 1,166 1,145
Nova Scotia 7,145 7,473 7,284 7,384 7,373
New Brunswick 6,427 6,232 5,627 5,383 5,861
Ontario 118,452 124,131 125,750 122,483 121,575
Manitoba 5,131 5,136 5,127 5,064 5,164
Saskatchewan 5,204 4,908 5,046 5,084 5,336
Alberta 23,429 23,445 23,731 26,090 29,223
British Columbia 27,932 27,711 26,864 25,709 24,833
Yukon 99 99 87 106 86
Canada 198,613 203,732 203,909 201,516 203,459

1 Number of students leaving school.

Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: dollars

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 11,320 11,001 11,134 10,587 11,249
Prince Edward Island 16,823 16,741 17,704 17,749 17,349
Nova Scotia 16,602 16,534 17,090 16,855 17,358
New Brunswick 12,614 12,916 13,806 13,576 12,192
Ontario 12,240 12,657 13,308 13,604 13,697
Manitoba 8,972 9,263 9,710 9,853 9,642
Saskatchewan 13,389 13,750 14,279 14,415 14,353
Alberta 11,853 11,975 12,142 11,830 11,538
British Columbia 13,328 13,477 13,728 14,079 14,027
Yukon 12,239 10,968 11,118 11,336 12,488
Canada 12,480 12,783 13,306 13,456 13,416

Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: LY 2017 to 2018: percent

Jurisdiction Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Newfoundland and Labrador 27 31 15 11 7 5 4 100
Prince Edward Island 13 27 16 10 x x x 100
Nova Scotia 9 28 17 13 9 8 17 100
New Brunswick 30 27 13 10 6 5 9 100
Ontario 24 24 16 11 9 7 9 100
Manitoba 34 33 14 7 4 3 4 100
Saskatchewan 18 31 15 10 8 6 11 100
Alberta 27 32 16 10 6 4 6 100
British Columbia 21 29 16 11 8 5 11 100
Yukon 22 31 14 16 x x x 100
Canada 24 26 16 11 8 6 9 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type

Table 2.3.1A Number of RAP recipients by RAP stage and payment type: LY 2017 to 2018: Number

RAP stage Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 326,467 5,163 2,220 15,243 14,485 200,710 4,658 5,913 35,247 42,738 90
All Stages - Zero Payment 281,461 4,447 1,845 12,819 11,650 175,389 4,243 4,996 30,343 35,653 76
All Stages - Affordable Payment 45,006 716 375 2,424 2,835 25,321 415 917 4,904 7,085 14
Stage 1 257,875 3,852 1,721 11,682 10,461 157,446 3,839 4,503 31,094 33,200 77
Stage 1- Zero Payment 221,627 3,320 1,436 9,859 8,458 136,885 3,504 3,833 26,703 27,563 66
Stage 1- Affordable Payment 36,248 532 285 1,823 2,003 20,561 335 670 4,391 5,637 11
Stage 2 44,015 1,001 x 2,283 3,263 26,692 548 705 2,430 6,748 x
Stage 2- Zero Payment 37,996 834 x 1,832 2,528 23,631 489 575 2,145 5,683 x
Stage 2- Affordable Payment 6,019 167 x 451 735 3,061 59 130 285 1,065 x
Permanent Disability 24,577 310 x 1,278 761 16,572 271 705 1,723 2,790 x
Permanent Disability - Zero Payment 21,838 293 x 1,128 664 14,873 250 588 1,495 2,407 x
Permanent Disability - Affordable Payment 2,739 17 x 150 97 1,699 21 117 228 383 x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.1B Number of RAP recipients by RAP stage and payment type: LY 2017 to 2018: Percent

RAP stage Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 100 100 100 100 100 100 100 100 100 100 100
All Stages - Zero Payment 86 86 83 84 80 87 91 84 86 83 84
All Stages - Affordable Payment 14 14 17 16 20 13 9 16 14 17 16
Stage 1 100 100 100 100 100 100 100 100 100 100 100
Stage 1- Zero Payment 86 86 83 84 81 87 91 85 86 83 86
Stage 1- Affordable Payment 14 14 17 16 19 13 9 15 14 17 14
Stage 2 100 100 x 100 100 100 100 100 100 100 x
Stage 2- Zero Payment 86 83 x 80 77 89 89 82 88 84 x
Stage 2- Affordable Payment 14 17 x 20 23 11 11 18 12 16 x
Permanent Disability 100 100 x 100 100 100 100 100 100 100 x
Permanent Disability - Zero Payment 89 95 x 88 87 90 92 83 87 86 x
Permanent Disability - Affordable Payment 11 5 x 12 13 10 8 17 13 14 x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.2 Profile of students who were on RAP

Table 2.3.2A Profile of students who were on RAP: LY 2017 to 2018 by Gender: Percent

Gender Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 65 69 74 72 69 64 67 70 68 66 67
Male 35 31 26 28 31 36 33 30 32 34 33
Total100 100 100 100 100 100 100 100 100 100 100

Table 2.3.2B Profile of students who were on RAP: LY 2017 to 2018 by Age group: Percent

Age group Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 1 1 1 1 1 1 1 1 1 1 0
20 to 24 years 24 24 x 28 25 25 19 19 21 17 x
25 to 29 years 33 34 39 36 34 33 27 29 31 30 33
30 to 34 years 19 24 19 20 20 18 21 24 19 22 23
35 to 39 years 10 11 8 8 10 9 14 14 12 13 18
40 to 44 years 5 3 x 3 4 5 7 7 7 7 x
45 to 49 years 4 1 x 2 2 4 5 3 4 4 x
50 years and older 4 2 x 2 3 5 6 4 5 6 x
Total100 100 100 100 100 100 100 100 100 100 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.2C Profile of students who were on RAP: LY 2017 to 2018 by Level of study: Percent

Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 54 59 49 54 57 54 46 43 56 52 41
Undergraduate 40 38 45 41 39 40 48 51 38 41 48
Master 5 x 5 4 4 5 5 5 5 6 x
Doctorate 1 x 0s 0s 0s 1 1 1 1 1 x
Total100 100 100 100 100 100 100 100 100 100 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).

Table 2.3.2D Profile of students who were on RAP: LY 2017 to 2018 by Type of institution: Percent

Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 42 40 50 46 41 41 50 54 32 48 41
College 38 29 32 31 29 44 20 26 33 23 46
Private 20 31 18 23 31 15 30 20 35 29 13
Total100 100 100 100 100 100 100 100 100 100 100
Table 2.3.3 First year RAP uptake rate for full-time students: LY 2017 to 2018
Jurisdiction Number of borrowers entering repayment Number of borrowers on RAP during the first year of repayment First year RAP uptake rate
Newfoundland and Labrador 2,864 742 26
Prince Edward Island 1,147 327 29
Nova Scotia 7,366 2,784 38
New Brunswick 5,866 2,027 35
Ontario 121,573 36,667 30
Manitoba 5,163 890 17
Saskatchewan 5,341 1,145 21
Alberta 29,225 8,291 28
British Columbia 24,828 6,619 27
Yukon 86 18 21
Canada 203,459 59,510 29

2.4 Default rates

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent
Jurisdiction LY 2012 to 2013 LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017
Newfoundland and Labrador 10 9 10 9 8
Prince Edward Island 13 10 9 7 9
Nova Scotia 13 11 11 11 10
New Brunswick 13 10 10 10 9
Ontario 12 11 10 9 9
Manitoba 12 11 10 10 9
Saskatchewan 11 10 11 9 11
Alberta 12 11 11 11 11
British Columbia 11 10 9 8 7
Yukon x 11 x 18 11
Canada 12 11 10 9 9

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students

Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017: Percent

Item Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Three-year default rate for direct loans 9 8 9 10 9 9 9 11 11 7 11

Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Gender: Percent

Gender Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 9 8 9 9 8 8 8 11 11 7 x
Male 10 8 10 12 11 10 9 10 11 8 x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Age group: Percent

Age group Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 19 16 17 19 17 21 8 13 21 12 x
20 to 24 years 8 8 10 11 8 8 9 7 10 7 x
25 to 29 years 8 7 8 7 8 8 7 9 9 6 x
30 to 34 years 10 7 x 12 11 10 10 18 13 5 x
35 to 39 years 11 9 x 12 15 10 10 14 13 11 x
40 to 44 years 11 x x 17 17 10 11 20 14 9 x
45 to 49 years 10 x x 15 13 9 x 20 16 10 x
50 years and older 12 x 0 11 x 11 x 25 16 12 x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Level of study: Percent

Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 14 12 15 16 15 13 11 16 18 11 x
Undergraduate 6 4 7 6 6 6 8 8 5 5 x
Master 3 x x x x 3 x x 3 3 x
Doctorate 7 x x x x 7 x x x x x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Type of institution: Percent

Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 6 4 6 6 6 6 7 8 5 5 x
College 11 9 14 13 12 12 9 13 7 7 x
Private 17 15 18 20 17 16 13 18 24 13 x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

3 Mobility

Table 3.1.1 Number of full-time students studying inside and outside of Canada

Table 3.1.1A Number of full-time students studying inside and outside Canada: LY 2017 to 2018: Number

Jurisdiction Study in home province or territory Study in Canada but away from home province or territory Study in the United States Study outside Canada and the United States Total
Newfoundland and Labrador 4,969 876 28 57 5,930
Prince Edward Island x 1,030 x x 2,549
Nova Scotia 13,864 3,090 93 117 17,164
New Brunswick 10,898 2,784 87 49 13,818
Ontario 370,687 10,545 3,198 3,978 388,408
Manitoba 7,781 1,455 162 95 9,493
Saskatchewan 11,812 2,659 185 108 14,764
Alberta 65,342 9,919 1,518 1,341 78,120
British Columbia 46,788 6,079 719 999 54,585
Yukon x 139 x x 188
Canada 533,672 38,576 6,005 6,766 585,019

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 3.1.1B Number of full-time students studying inside and outside Canada: LY 2017 to 2018: Percent

Jurisdiction Study in home province or territory Study in Canada but away from home province or territory Study in the United States Study outside Canada and the United States Total
Newfoundland and Labrador 83.8 14.8 0.5 1.0 100.0
Prince Edward Island x 40.4 x x 100.0
Nova Scotia 80.8 18.0 0.5 0.7 100.0
New Brunswick 78.9 20.1 0.6 0.4 100.0
Ontario 95.4 2.7 0.8 1.0 100.0
Manitoba 82.0 15.3 1.7 1.0 100.0
Saskatchewan 80.0 18.0 1.3 0.7 100.0
Alberta 83.6 12.7 1.9 1.7 100.0
British Columbia 85.7 11.1 1.3 1.8 100.0
Yukon x 73.9 x x 100.0
Canada 91.2 6.6 1.0 1.2 100.0

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 3.2.1 Number of full-time students studying inside their home province or territory

Table 3.2.1A Number of full-time students studying inside their home province or territory: Number

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 5,172 4,950 5,229 5,090 4,969
Prince Edward Island 1,849 1,666 1,507 1,492 x
Nova Scotia 13,340 13,116 13,130 13,329 13,864
New Brunswick 9,899 9,126 8,667 9,164 10,898
Ontario 307,236 307,401 306,728 302,452 370,687
Manitoba 8,336 8,054 8,383 8,160 7,781
Saskatchewan 8,740 8,818 9,271 9,959 11,812
Alberta 40,870 41,939 46,526 51,220 65,342
British Columbia 50,566 48,345 45,561 43,434 46,788
Yukon 25 31 26 30 x
Canada 446,033 443,446 445,028 444,330 533,672

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.1B Number of full-time students studying inside their home province or territory: Percent

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 85.1 85.0 85.7 84.7 83.8
Prince Edward Island 59.4 57.4 56.6 57.4 x
Nova Scotia 80.2 80.4 80.5 80.4 80.8
New Brunswick 77.0 75.7 75.4 76.7 78.9
Ontario 95.1 95.1 95.1 95.2 95.4
Manitoba 84.8 83.6 83.4 82.6 82.0
Saskatchewan 78.0 78.7 79.6 79.4 80.0
Alberta 82.9 82.4 83.2 82.7 83.6
British Columbia 85.6 85.5 85.6 85.2 85.7
Yukon 16.2 18.9 15.3 21.6 x
Canada 90.8 90.7 90.8 90.6 91.2

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.2 Number of full-time students studying in Canada but away from their home province or territory

Table 3.2.2A Number of full-time students studying in Canada but away from their home province or territory: Number

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 822 780 764 819 876
Prince Edward Island 1,233 1,208 1,132 1,084 1,030
Nova Scotia 3,054 2,967 2,955 3,040 3,090
New Brunswick 2,793 2,777 2,696 2,639 2,784
Ontario 9,077 9,114 8,962 8,743 10,545
Manitoba 1,202 1,272 1,365 1,421 1,455
Saskatchewan 2,136 2,083 2,085 2,303 2,659
Alberta 6,547 6,972 7,208 8,286 9,919
British Columbia 6,654 6,413 6,012 5,921 6,079
Yukon 117 125 134 105 139
Canada 33,635 33,711 33,313 34,361 38,576

Table 3.2.2B Number of full-time students studying in Canada but away from their home province or territory: Percent

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 13.5 13.4 12.5 13.6 14.8
Prince Edward Island 39.6 41.7 42.5 41.7 40.4
Nova Scotia 18.4 18.2 18.1 18.3 18.0
New Brunswick 21.7 23.0 23.4 22.1 20.1
Ontario 2.8 2.8 2.8 2.8 2.7
Manitoba 12.2 13.2 13.6 14.4 15.3
Saskatchewan 19.1 18.6 17.9 18.4 18.0
Alberta 13.3 13.7 12.9 13.4 12.7
British Columbia 11.3 11.3 11.3 11.6 11.1
Yukon 76.0 76.2 78.8 75.5 73.9
Canada 6.8 6.9 6.8 7.0 6.6
Table 3.2.3 Number of full-time students studying outside of Canada

Table 3.2.3A Number of full-time students studying outside of Canada: Number

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 87 96 109 100 85
Prince Edward Island 33 x 24 x x
Nova Scotia 243 228 228 214 210
New Brunswick 167 156 137 143 136
Ontario 6,887 6,717 6,696 6,608 7,176
Manitoba 291 305 304 294 257
Saskatchewan 326 298 286 280 293
Alberta 1,892 1,974 2,166 2,419 2,859
British Columbia 1,838 1,816 1,634 1,623 1,718
Yukon 12 x 10 x x
Canada 11,776 11,624 11,594 11,710 12,771

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.3B Number of full-time students studying outside of Canada: Percent

Jurisdiction LY 2013 to 2014 LY 2014 to 2015 LY 2015 to 2016 LY 2016 to 2017 LY 2017 to 2018
Newfoundland and Labrador 1.4 1.6 1.8 1.7 1.4
Prince Edward Island 1.1 x 0.9 x x
Nova Scotia 1.5 1.4 1.4 1.3 1.2
New Brunswick 1.3 1.3 1.2 1.2 1.0
Ontario 2.1 2.1 2.1 2.1 1.8
Manitoba 3.0 3.2 3.0 3.0 2.7
Saskatchewan 2.9 2.7 2.5 2.2 2.0
Alberta 3.8 3.9 3.9 3.9 3.7
British Columbia 3.1 3.2 3.1 3.2 3.1
Yukon 7.8 x 5.9 x x
Canada 2.4 2.4 2.4 2.4 2.2

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

4 Historical Data

4.1 Loans

Table 4.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 42,113 737 437 2,513 2,027 21,920 2,272 2,992 4,519 4,675 x x
1965 to 1966 53,702 1,392 1,100 3,943 3,170 21,368 3,523 4,965 6,439 7,770 22 10
1966 to 1967 67,401 1,488 881 5,029 3,939 27,640 4,183 6,210 8,245 9,753 21 12
1967 to 1968 94,758 1,980 969 6,387 5,766 45,225 4,694 7,726 10,716 11,270 14 11
1968 to 1969 103,735 2,176 958 6,640 6,178 52,165 4,694 8,015 12,878 10,000 x x
1969 to 1970 128,070 5,051 1,242 9,248 7,613 62,761 5,584 10,203 17,565 8,768 22 13
1970 to 1971 126,567 5,371 1,630 9,155 7,605 60,523 4,597 9,757 19,308 8,585 x x
1971 to 1972 133,501 7,903 2,000 9,897 8,504 63,549 5,430 10,012 17,286 8,869 35 16
1972 to 1973 132,012 7,553 1,869 9,966 8,440 66,390 5,710 9,361 15,462 7,208 22 31
1973 to 1974 137,150 7,933 1,649 9,243 8,524 69,510 6,155 8,205 15,577 10,289 30 35
1974 to 1975 151,349 7,828 1,560 9,579 7,653 79,340 7,267 6,901 14,703 16,421 42 55
1975 to 1976 144,893 4,529 1,494 9,505 6,591 80,708 7,527 5,317 12,761 16,318 72 71
1976 to 1977 140,870 4,795 1,395 9,201 6,210 77,823 7,052 4,886 13,283 16,103 75 47
1977 to 1978 114,827 4,583 1,281 8,111 6,135 56,063 5,569 5,334 12,568 15,031 90 62
1978 to 1979 122,438 4,106 1,207 7,577 6,121 66,313 4,613 5,322 12,177 14,870 78 54
1979 to 1980 118,374 4,390 1,143 7,720 6,067 63,412 4,181 4,637 12,139 14,544 91 50
1980 to 1981 128,362 4,906 1,228 7,955 6,404 70,963 4,224 4,933 13,476 14,130 86 57
1981 to 1982 138,539 5,432 1,442 8,962 6,981 74,537 5,390 5,211 15,530 14,886 120 48
1982 to 1983 172,506 7,829 1,688 10,179 8,777 93,874 7,237 6,400 16,051 20,339 122 10
1983 to 1984 196,154 7,183 1,873 11,403 9,911 104,451 8,439 7,819 25,589 19,332 x x
1984 to 1985 207,184 8,240 1,992 12,378 10,275 105,028 9,722 8,083 33,331 17,936 x x
1985 to 1986 217,746 10,333 2,143 12,829 11,219 101,713 10,842 9,234 38,438 20,794 188 13
1986 to 1987 234,164 11,843 2,272 13,547 11,241 101,332 11,329 14,032 45,256 23,095 201 16
1987 to 1988 222,370 10,840 2,294 13,000 11,445 91,995 12,013 14,596 39,568 26,413 190 14
1988 to 1989 203,047 10,303 2,070 12,779 10,917 83,868 11,596 14,360 35,698 21,247 209 N/A
1989 to 1990 215,034 10,588 2,484 13,361 11,707 87,999 10,752 14,961 36,637 26,379 166 N/A
1990 to 1991 240,543 12,960 2,451 14,957 13,040 100,623 11,801 15,306 37,193 31,911 301 N/A
1991 to 1992 268,305 12,132 2,399 14,674 13,472 128,270 11,707 15,480 35,513 34,292 366 N/A
1992 to 1993 281,312 11,740 2,211 13,905 13,427 139,299 12,066 16,280 36,649 35,350 385 N/A
1993 to 1994 304,942 11,936 2,132 14,165 12,775 162,794 10,305 15,479 38,305 36,685 366 N/A
1994 to 1995 315,670 12,478 2,065 13,430 10,422 180,644 9,629 14,663 32,656 39,397 286 N/A
1995 to 1996 324,165 15,236 2,107 14,608 9,455 178,771 9,199 13,705 37,439 43,361 284 N/A
1996 to 1997 343,224 18,717 2,169 16,201 13,437 185,297 9,208 12,951 38,900 46,103 241 N/A
1997 to 1998 350,774 18,796 2,312 16,748 14,127 188,108 9,488 13,051 36,973 50,904 267 N/A
1998 to 1999 336,342 17,645 2,650 17,463 14,448 177,451 9,957 13,865 36,141 46,493 229 N/A
1999 to 2000 335,103 14,842 2,306 16,553 13,782 169,990 10,558 15,203 39,683 51,918 268 N/A
2000 to 2001 343,588 15,953 3,047 16,903 15,708 158,256 10,860 16,358 43,294 62,953 256 N/A
2001 to 2002 328,674 13,912 3,068 17,234 15,614 145,287 10,267 16,246 42,323 64,467 256 N/A
2002 to 2003 328,991 12,554 3,238 16,945 15,439 148,195 9,930 15,392 42,052 64,993 253 N/A
2003 to 2004 340,203 11,541 3,385 16,697 15,902 159,684 9,649 15,163 42,501 65,425 256 N/A
2004 to 2005 337,256 10,395 3,280 16,044 15,434 167,354 9,180 14,132 41,422 59,764 251 N/A
2005 to 2006 343,638 9,640 3,239 15,895 15,918 182,016 9,305 13,245 37,844 56,306 230 N/A
2006 to 2007 343,261 8,887 3,206 15,477 15,676 192,875 8,496 12,346 33,779 52,298 221 N/A
2007 to 2008 352,708 8,570 3,297 15,137 15,446 207,694 8,212 11,000 33,183 49,966 203 N/A
2008 to 2009 365,363 7,646 3,286 15,158 14,943 219,632 7,871 9,688 35,356 51,570 213 N/A
2009 to 2010 401,734 7,382 3,286 14,631 14,727 243,515 8,213 9,708 42,006 58,066 200 N/A
2010 to 2011 424,575 6,950 3,326 14,835 14,604 256,692 8,823 11,038 47,503 60,593 211 N/A
2011 to 2012 446,582 6,635 3,307 15,351 14,586 273,614 9,410 11,510 49,882 62,087 200 N/A
2012 to 2013 472,167 6,354 3,280 15,790 13,619 302,355 9,858 11,469 49,114 60,158 170 N/A
2013 to 2014 491,444 6,081 3,115 16,637 12,859 323,200 9,829 11,202 49,309 59,058 154 N/A
2014 to 2015 488,781 5,826 2,900 16,311 12,059 323,232 9,631 11,199 50,885 56,574 164 N/A
2015 to 2016 489,935 6,102 2,663 16,313 11,500 322,386 10,052 11,642 55,900 53,207 170 N/A
2016 to 2017 490,401 6,009 2,601 16,583 11,946 317,803 9,875 12,542 61,925 50,978 139 N/A
2017 to 2018 585,019 5,930 2,549 17,164 13,818 388,408 9,493 14,764 78,120 54,585 188 N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 26.7 0.5 0.3 1.8 1.4 14.4 1.4 1.9 2.1 3.1 x x
1965 to 1966 34.6 0.9 0.4 2.9 2.3 14.6 2.2 3.4 3.1 4.8 0 0
1966 to 1967 40.5 0.8 0.6 3.3 3 14.4 2.8 4.5 4.4 6.6 0 0
1967 to 1968 57.3 1.1 0.7 4.3 4.2 23.6 3.2 5.8 6.3 8 0 0
1968 to 1969 63.9 1.5 0.8 5.1 4.8 26.6 3.4 6.4 8.1 7.3 x x
1969 to 1970 78.1 3.1 0.9 7 5.4 31.8 4.3 8.4 10.5 6.6 0 0
1970 to 1971 86.1 4.9 1.4 7.9 6.5 32.3 3.4 8.5 14.3 6.8 x x
1971 to 1972 87.5 5.5 1.6 8.8 6.7 33.5 4.1 7.3 13.8 6.1 0 0
1972 to 1973 102.3 6.7 2.1 10.2 7.5 45.1 3.7 6.8 14.9 5.3 0 0
1973 to 1974 108.7 5.2 1.9 10.8 6.9 50.8 4.5 6.1 15.2 7.2 0 0
1974 to 1975 121 4.4 1.8 11.8 7.3 60.1 5.5 5.4 14.9 9.7 0 0.1
1975 to 1976 148.3 4.3 2 13.1 8.9 74.4 6.3 5.4 18.1 15.7 0.1 0.1
1976 to 1977 160.9 4.8 2.1 12.6 7.9 80.4 10 5.2 18.6 19.2 0.1 0.1
1977 to 1978 134.6 4.4 1.7 10.9 8 57.7 8 7.2 17.6 19 0.1 0.1
1978 to 1979 147.9 4.8 1.7 10.7 8.2 70.2 6.9 7.6 18 19.6 0.1 0.1
1979 to 1980 142.7 4.9 1.6 11.1 8.5 65.9 6.5 6.5 17.7 19.8 0.1 0.1
1980 to 1981 162.1 5.9 1.8 11.6 9 80.2 6.7 7 19.8 19.9 0.1 0.1
1981 to 1982 199.9 7 2.3 13.7 10.1 99.8 9.9 7.7 25.4 23.6 0.2 0.1
1982 to 1983 280.3 10.8 2.8 18.6 15.3 144.3 13.6 10.5 30.3 34.1 0.2 0
1983 to 1984 454.9 13.7 4.1 30.4 21.8 224.9 25 18 67.9 48.7 x x
1984 to 1985 526.7 22.3 4.6 34.4 24.2 247.1 30.8 18.4 95.5 48.9 x x
1985 to 1986 576.9 29.8 5.1 35.8 31.2 239.8 35.6 24.6 114.5 60 0.5 0
1986 to 1987 621 35.9 5.7 39.9 33.2 231.2 37.6 39.6 126.1 71.1 0.6 0
1987 to 1988 612 33.9 5.8 39.5 34.4 200 40.4 47.3 120.6 89.6 0.6 0
1988 to 1989 551 31.1 5.3 39.3 32.9 183 39.3 47 108.4 64 0.6 N/A
1989 to 1990 599.2 32.1 6.9 40.9 35.8 201.5 36 48.9 112 84.6 0.5 N/A
1990 to 1991 665.8 36.4 6.1 43.6 39.2 238.1 38.8 48.6 114.1 100.1 0.8 N/A
1991 to 1992 797.2 34.2 6.1 44.9 41.7 351.2 38.8 52.3 112.2 114.9 0.9 N/A
1992 to 1993 846.6 35.9 6.4 42.9 42.4 395.7 35.3 56.3 117.9 113.1 0.8 N/A
1993 to 1994 986.7 38 6.1 42.7 44.1 511.7 35.5 50.7 127.1 129.5 1.1 N/A
1994 to 1995 1,214.60 54.1 7.5 51.2 33 681.9 35.5 56.3 117.2 176.9 0.9 N/A
1995 to 1996 1,340.00 74.1 8.4 51.1 29.3 741.6 35.7 54.9 140.7 202.9 1.2 N/A
1996 to 1997 1,583.90 91.5 13.4 62.8 82.5 880.8 30.6 56.1 147.6 217.5 1.2 N/A
1997 to 1998 1,567.80 86.1 11.4 62.8 79.7 856 37.1 57.5 133.3 243 1 N/A
1998 to 1999 1,557.20 88.8 11.9 94.7 67.6 817.3 38.2 67.3 146.9 223.4 1 N/A
1999 to 2000 1,549.60 70 10.1 90.2 61.9 780.9 44.3 72.8 170.5 247.7 1.1 N/A
2000 to 2001 1,564.70 69.5 13.5 90.7 77.6 704.5 46.9 78.2 184.2 298.6 1.2 N/A
2001 to 2002 1,507.40 61.3 16.1 92.9 77.7 643.7 44.5 79 181.3 309.5 1.3 N/A
2002 to 2003 1,544.70 56.2 17 92.5 77.9 664.6 43.4 74.5 187.3 330 1.3 N/A
2003 to 2004 1,643.00 52 17.9 92.6 82.5 734.5 44.1 76 200.1 342 1.3 N/A
2004 to 2005 1,628.80 46.5 17.3 88.8 80 768.9 41.5 71.3 198.9 314.4 1.2 N/A
2005 to 2006 1,935.00 49.3 21.2 107.1 88.8 971.2 48.7 80.8 215 351.5 1.4 N/A
2006 to 2007 1,927.10 45.7 22.6 102.6 91.4 1,034.90 44.3 74 189.4 320.9 1.3 N/A
2007 to 2008 2,012.50 43.9 24.6 102.1 88.2 1,146.00 43.1 66 190.5 306.9 1.2 N/A
2008 to 2009 2,077.80 39.7 21.7 101.7 83.2 1,210.00 41.3 58.8 204.8 315.3 1.3 N/A
2009 to 2010 2,083.20 33.3 21 97.5 74.3 1,208.80 36.4 56.1 216.5 338.3 1.1 N/A
2010 to 2011 2,218.90 31.1 21.2 98.5 73.2 1,285.00 40.3 65.1 252.3 351 1.1 N/A
2011 to 2012 2,400.70 29.9 21.1 106.1 74.1 1,420.00 44.6 66.2 275.8 361.9 1.1 N/A
2012 to 2013 2,566.40 29.9 21.3 110.5 71.7 1,603.90 47.8 66.6 269.3 344.5 0.9 N/A
2013 to 2014 2,700.70 29 20.3 116.7 70.4 1,735.30 47.3 66.1 274.1 340.5 0.9 N/A
2014 to 2015 2,702.20 28 18.8 115.1 66.4 1,736.60 46 68.6 285.9 335.7 1 N/A
2015 to 2016 2,698.20 28.9 17 113.9 63.6 1,722.70 48 71 318.3 313.8 1 N/A
2016 to 2017 2,608.00 27.9 16.3 114.9 56 1,636.50 45.6 75 338.7 296.4 0.8 N/A
2017 to 2018 3,329.10 37 16 122.7 66.8 2,127.90 41 93.2 483.6 339.5 1.2 N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.1.3 Canada Student Loans for part-time students

Table 4.1.3A Canada Student Loans for part-time students: Number of recipients

Loan Year Number of recipients
1987 to 1988 620
1988 to 1989 320
1989 to 1990 730
1990 to 1991 803
1991 to 1992 757
1992 to 1993 1,280
1993 to 1994 1,414
1994 to 1995 2,112
1995 to 1996 1,887
1996 to 1997 1,859
1997 to 1998 3,205
1998 to 1999 3,128
1999 to 2000 1,302
2000 to 2001 2,980
2001 to 2002 2,867
2002 to 2003 2,772
2003 to 2004 2,779
2004 to 2005 2,572
2005 to 2006 2,127
2006 to 2007 1,863
2007 to 2008 1,436
2008 to 2009 1,425
2009 to 2010 2,698
2010 to 2011 3,974
2011 to 2012 6,470
2012 to 2013 9,601
2013 to 2014 11,254
2014 to 2015 12,086
2015 to 2016 13,712
2016 to 2017 11,790
2017 to 2018 13,534

Table 4.1.3B Canada Student Loans for part-time students: Millions of dollars

Loan Year Millions of dollars
1987 to 1988 0.9
1988 to 1989 0.5
1989 to 1990 1.2
1990 to 1991 1.4
1991 to 1992 1.3
1992 to 1993 2.5
1993 to 1994 3.0
1994 to 1995 5.9
1995 to 1996 5.4
1996 to 1997 5.4
1997 to 1998 7.7
1998 to 1999 7.8
1999 to 2000 3.5
2000 to 2001 5.5
2001 to 2002 4.9
2002 to 2003 4.6
2003 to 2004 4.7
2004 to 2005 4.6
2005 to 2006 3.8
2006 to 2007 3.5
2007 to 2008 2.8
2008 to 2009 2.8
2009 to 2010 4.6
2010 to 2011 6.9
2011 to 2012 11.2
2012 to 2013 16.6
2013 to 2014 19.9
2014 to 2015 20.9
2015 to 2016 24.1
2016 to 2017 19.2
2017 to 2018 23.0

4.2 Grants

Table 4.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients

Table 4.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 1,677 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 6,273 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 7,354 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 56,899 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 63,793 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 55,830 1,242 343 1,389 1,174 26,375 1,037 3,609 6,441 13,636 34
2001 to 2002 48,730 977 354 1,541 1,643 23,440 1,088 2,387 6,206 11,054 40
2002 to 2003 55,625 703 425 1,598 1,383 25,259 1,317 2,727 6,443 15,732 38
2003 to 2004 53,272 1,245 295 1,703 1,701 22,107 1,428 2,236 6,977 15,528 52
2004 to 2005 53,404 588 296 1,548 1,419 24,384 1,434 3,342 6,589 13,762 42
2005 to 2006 49,500 481 308 2,280 1,311 25,833 1,482 2,754 5,574 9,442 35
2006 to 2007 47,853 559 288 1,437 1,275 26,632 1,194 2,489 4,385 9,551 43
2007 to 2008 40,402 523 363 1,343 1,539 21,787 1,079 1,955 3,999 7,785 29
2008 to 2009 42,489 482 410 1,411 1,195 23,128 1,074 1,707 4,054 8,997 31

1 Provincial and territorial statistics are not available.

Table 4.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 31,882 664 11 1,760 39 21,684 718 1,120 2,026 3,848 12
2006 to 2007 39,515 1,073 x 1,842 1,881 26,674 737 1,128 1,867 3,942 x
2007 to 2008 40,279 1,034 x 1,916 1,088 28,373 748 1,042 1,935 3,632 x
2008 to 2009 41,757 816 317 1,818 415 30,855 758 920 1,780 4,065 13

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 295,153 4,823 2,305 10,184 8,592 181,270 6,272 7,270 30,696 43,542 160
2010 to 20112 320,154 4,394 2,399 10,364 8,584 194,333 6,928 8,101 36,247 47,463 179
2011 to 20122 336,173 4,215 2,323 10,616 8,448 207,364 7,757 8,661 36,573 49,284 164
2012 to 20132 356,894 4,063 2,406 10,917 8,199 226,772 7,788 8,659 37,647 50,036 152
2013 to 2014 367,586 3,879 2,370 11,321 7,919 239,781 7,922 8,374 36,559 49,336 125
2014 to 2015 365,832 3,665 2,271 11,104 7,418 240,701 7,800 8,214 37,515 47,009 135
2015 to 2016 368,940 4,038 2,177 11,169 7,009 243,772 8,116 8,524 39,544 44,463 128
2016 to 2017 379,606 4,143 2,232 11,238 7,627 248,306 8,245 9,100 45,160 43,432 123
2017 to 2018 490,377 4,875 2,514 13,763 10,585 331,701 9,306 12,168 58,230 47,062 173

2 Total may not equal the sum of the provinces and territories for the following loan years: 2009 to 2010, 2010 to 2011, 2011 to 2012 and 2012 to 2013 since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.

Table 4.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed

Table 4.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 3.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 8.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 11.2 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 73.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 82.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 81.1 1.6 0.5 2.3 2.3 37.8 1.7 5.1 8.4 21.4 0.1
2001 to 2002 67.4 1.3 0.4 2.6 2.3 33.7 1.7 5.3 8.2 11.8 0.1
2002 to 2003 75.5 1.1 0.6 3.0 2.1 36.1 2.0 5.2 9.0 16.6 0.1
2003 to 2004 76.8 1.0 0.4 3.7 2.4 36.0 2.2 5.5 10.1 15.3 0.1
2004 to 2005 83.9 0.9 0.5 3.0 2.4 38.2 2.3 5.6 9.9 21.0 0.1
2005 to 2006 79.5 0.6 0.5 3.3 2.3 41.3 2.5 4.5 9.0 15.5 0.1
2006 to 2007 72.9 0.9 0.4 3.0 2.4 38.5 2.0 4.3 7.7 13.6 0.1
2007 to 2008 69.8 0.8 0.5 2.9 2.4 38.0 1.9 3.7 7.7 11.9 0.0s
2008 to 2009 72.9 0.7 0.5 2.5 2.2 40.6 1.8 3.1 7.9 13.4 0.1

0.0s: value rounded to 0.0 (zero).
1 Provincial and territorial statistics are not available.

Table 4.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 58.9 1.0 0.0 3.9 0.1 38.6 1.2 2.4 4.0 7.7 0.0s
2006 to 2007 68.8 0.9 x 4.0 3.8 45.4 1.1 2.3 3.6 6.9 x
2007 to 2008 72.0 0.9 x 4.0 2.3 50.0 1.2 2.2 3.9 6.6 x
2008 to 2009 74.7 0.8 0.7 3.7 0.8 55.0 1.2 1.9 3.6 7.0 0.0s

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0s: value rounded to 0.0 (zero).

Table 4.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 593.4 8.8 4.7 21.4 16.6 354.8 16.3 18.6 65.7 85.9 0.4
2010 to 20112 630.0 7.9 4.7 21.6 16.0 370.5 16.5 18.7 75.7 91.4 0.5
2011 to 20122 646.7 7.5 4.3 21.7 15.6 386.7 16.6 19.8 74.2 95.8 0.4
2012 to 20132 695.0 7.5 4.5 22.8 15.9 431.8 17.7 20.0 76.4 96.7 0.3
2013 to 2014 715.3 7.6 4.6 23.6 16.1 457.1 17.3 18.9 73.7 96.1 0.3
2014 to 2015 717.7 7.4 4.4 23.3 15.2 463.6 16.8 19.1 76.1 91.7 0.3
2015 to 2016 719.5 8.3 4.5 23.7 14.0 464.1 17.2 19.6 80.9 87.0 0.2
2016 to 2017 1,014.6 12.2 5.9 32.7 19.9 653.3 24.2 27.2 122.7 116.2 0.4
2017 to 2018 1,364.9 14.0 6.8 41.2 29.3 910.3 26.9 37.2 168.2 130.5 0.5

2 Total may not equal the sum of the provinces and territories for the following loan years: 2009 to 2010, 2010 to 2011, 2011 to 2012 and 2012 to 2013 since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.

Table 4.2.3 Canada Student Grants for part-time students

Table 4.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients

Loan Year Number of recipients
1995 to 1996 438
1996 to 1997 3,037
1997 to 1998 4,567
1998 to 1999 5,675
1999 to 2000 5,728
2000 to 2001 5,441
2001 to 2002 4,786
2002 to 2003 4,451
2003 to 2004 4,215
2004 to 2005 3,977
2005 to 2006 2,847
2006 to 2007 2,848
2007 to 2008 2,570
2008 to 2009 2,721

Table 4.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars

Loan Year Millions of dollars
1995 to 1996 0.4
1996 to 1997 2.0
1997 to 1998 3.5
1998 to 1999 4.6
1999 to 2000 4.7
2000 to 2001 4.6
2001 to 2002 4.1
2002 to 2003 3.8
2003 to 2004 3.7
2004 to 2005 3.6
2005 to 2006 3.0
2006 to 2007 2.7
2007 to 2008 2.6
2008 to 2009 2.8

Table 4.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients

Loan Year Number of recipients
2009 to 2010 4,189
2010 to 2011 6,208
2011 to 2012 8,849
2012 to 2013 13,208
2013 to 2014 14,955
2014 to 2015 15,963
2015 to 2016 17,439
2016 to 2017 19,159
2017 to 2018 21,268

Table 4.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars

Loan Year Millions of dollars
2009 to 2010 4.5
2010 to 2011 6.8
2011 to 2012 10.0
2012 to 2013 14.9
2013 to 2014 17.3
2014 to 2015 18.1
2015 to 2016 19.8
2016 to 2017 29.0
2017 to 2018 33.0
Table 4.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients

Table 4.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 438 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 3,037 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 4,567 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 5,675 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 5,728 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 5,441 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4,786 x 151 76 50 455 33 273 954 2,786 x
2002 to 2003 4,451 x 189 67 24 410 37 134 971 2,608 x
2003 to 2004 4,215 x 103 60 28 328 47 117 963 2,553 x
2004 to 2005 3,977 x 83 37 19 334 49 99 849 2,498 x
2005 to 2006 2,847 x 104 14 29 293 47 56 610 1,691 x
2006 to 2007 2,848 x 96 15 0 269 35 36 336 2,018 x
2007 to 2008 2,570 x 146 12 32 229 44 32 193 1,871 x
2008 to 2009 2,721 x 163 11 15 231 35 19 194 2,043 x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
1 Provincial and territorial statistics are not available.

Table 4.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4,189 x 205 83 68 1,055 140 49 551 2,020 x
2010 to 2011 6,208 x 282 122 77 1,897 194 55 756 2,791 x
2011 to 2012 8,849 x 323 132 79 3,902 253 67 607 3,447 x
2012 to 2013 13,208 x 466 123 97 6,138 339 79 1,273 4,654 x
2013 to 2014 14,955 54 501 141 114 7,335 393 73 1,285 5,059 0
2014 to 2015 15,963 x 555 202 108 8,387 335 79 1,356 4,885 x
2015 to 2016 17,439 x 568 185 124 9,193 395 111 1,454 5,322 x
2016 to 2017 19,159 x 622 174 138 9,857 365 135 1,913 5,869 x
2017 to 2018 21,268 x 620 186 99 12,627 281 160 1,940 5,267 x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed

Table 4.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 0.4 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 2.0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 3.5 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 4.7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4.1 x 0.1 0.1 0.1 0.4 0.0s 0.3 0.7 2.3 x
2002 to 2003 3.8 x 0.2 0.1 0.0s 0.4 0.0s 0.2 0.7 2.3 x
2003 to 2004 3.7 x 0.1 0.1 0.0s 0.3 0.0s 0.1 0.7 2.2 x
2004 to 2005 3.6 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.6 2.3 x
2005 to 2006 3.0 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.5 1.9 x
2006 to 2007 2.7 x 0.1 0.0s 0.0 0.2 0.0s 0.0s 0.3 2.0 x
2007 to 2008 2.6 x 0.1 0.0s 0.0s 0.2 0.0s 0.0s 0.1 1.9 x
2008 to 2009 2.8 x 0.2 0.0s 0.0s 0.2 0.0s 0.0s 0.1 2.2 x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0s: value rounded to 0.0 (zero).
1 Provincial and territorial statistics are not available.

Table 4.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars

Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4.5 x 0.2 0.1 0.1 1.2 0.2 0.1 0.4 2.3 x
2010 to 2011 6.8 x 0.3 0.1 0.1 2.2 0.2 0.1 0.6 3.2 x
2011 to 2012 10.0 x 0.3 0.1 0.1 4.6 0.3 0.1 0.4 4.0 x
2012 to 2013 14.9 x 0.5 0.1 0.1 7.1 0.4 0.1 1.0 5.5 x
2013 to 2014 17.3 0.1 0.5 0.2 0.1 8.6 0.5 0.1 1.0 6.2 0.0
2014 to 2015 18.1 x 0.5 0.2 0.1 9.8 0.4 0.1 1.1 5.7 x
2015 to 2016 19.8 x 0.6 0.2 0.1 10.7 0.5 0.2 1.1 6.3 x
2016 to 2017 29.0 x 0.8 0.3 0.2 15.2 0.5 0.2 2.0 9.5 x
2017 to 2018 33.0 x 0.8 0.3 0.2 20.2 0.5 0.3 2.1 8.6 x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

5 Appendix

5.1 Profiles - Canada

Table 5.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender

Gender Number Percent
Female 365,729 59
Male 252,873 41
Total 618,602 100

Table 5.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 179,220 29
20 to 24 years 276,593 45
25 to 29 years 83,627 14
30 to 34 years 32,787 5
35 to 39 years 20,198 3
40 to 44 years 12,755 2
45 to 49 years 7,494 1
50 years and older 5,928 1
Total618,602 100

Table 5.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 220,516 36
Undergraduate 367,966 59
Master 24,814 4
Doctorate 5,306 1
Total618,602 100

Table 5.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 353,734 57
College 207,561 34
Private 57,307 9
Total618,602 100
Table 5.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender

Gender Number Percent
Female 15,438 63
Male 8,921 37
Total 24,359 100

Table 5.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 5,762 24
20 to 24 years 10,890 45
25 to 29 years 3,379 14
30 to 34 years 1,632 7
35 to 39 years 1,107 5
40 to 44 years 753 3
45 to 49 years 448 2
50 years and older 388 2
Total24,359 100

Table 5.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 7,359 30
Undergraduate 16,010 66
Master 930 4
Doctorate 60 0s
Total24,359 100

0s: value rounded to 0 (zero).

Table 5.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 16,260 67
College 7,669 31
Private 430 2
Total24,359 100
Table 5.1.3 Profile of full-time students who received Canada Student Grants

Table 5.1.3A Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Gender

Gender Number Percent
Female 281,471 59
Male 199,433 41
Total 480,904 100

Table 5.1.3B Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 135,742 28
20 to 24 years 224,322 47
25 to 29 years 64,188 13
30 to 34 years 24,432 5
35 to 39 years 15,120 3
40 to 44 years 9,004 2
45 to 49 years 4,770 1
50 years and older 3,326 1
Total480,904 100

Table 5.1.3C Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 157,820 33
Undergraduate 319,157 66
Master 2,929 1
Doctorate 998 0s
Total480,904 100

0s: value rounded to 0 (zero).

Table 5.1.3D Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 282,432 59
College 166,714 35
Private 31,758 7
Total480,904 100
Table 5.1.4 Profile of part-time students who received Canada Student Grants

Table 5.1.4A Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Gender

Gender Number Percent
Female 13,217 62
Male 8,051 38
Total 21,268 100

Table 5.1.4B Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 5,746 27
20 to 24 years 10,153 48
25 to 29 years 2,502 12
30 to 34 years 1,076 5
35 to 39 years 741 3
40 to 44 years 486 2
45 to 49 years 289 1
50 years and older 275 1
Total21,268 100

Table 5.1.4C Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 6,025 28
Undergraduate 14,608 69
Master 584 3
Doctorate 51 0s
Total21,268 100

0s: value rounded to 0 (zero).

Table 5.1.4D Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 14,611 69
College 6,364 30
Private 293 1
Total21,268 100
Table 5.1.5 Profile of full-time students who received Canada Student Loans

Table 5.1.5A Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Gender

Gender Number Percent
Female 345,726 59
Male 239,293 41
Total 585,019 100

Table 5.1.5B Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 169,814 29
20 to 24 years 260,902 45
25 to 29 years 79,821 14
30 to 34 years 30,983 5
35 to 39 years 18,974 3
40 to 44 years 11,957 2
45 to 49 years 7,076 1
50 years and older 5,492 1
Total585,019 100

Table 5.1.5C Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 206,985 35
Undergraduate 348,243 60
Master 24,587 4
Doctorate 5,204 1
Total585,019 100

Table 5.1.5D Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 335,682 57
College 195,500 33
Private 53,837 9
Total585,019 100
Table 5.1.6 Profile of part-time students who received Canada Student Loans

Table 5.1.6A Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Gender

Gender Number Percent
Female 8,624 64
Male 4,910 36
Total 13,534 100

Table 5.1.6B Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 2,328 17
20 to 24 years 5,909 44
25 to 29 years 2,274 17
30 to 34 years 1,176 9
35 to 39 years 772 6
40 to 44 years 531 4
45 to 49 years 314 2
50 years and older 230 2
Total13,534 100

Table 5.1.6C Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 4,158 31
Undergraduate 8,518 63
Master 807 6
Doctorate 51 0s
Total13,534 100

0s: value rounded to 0 (zero).

Table 5.1.6D Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 8,848 65
College 4,314 32
Private 372 3
Total13,534 100
Table 5.1.7 Profile of students who received Canada Student Grant for Full-Time Students

Table 5.1.7A Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Gender

Gender Number Percent
Female 261,066 58
Male 190,230 42
Total 451,296 100

Table 5.1.7B Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 131,635 29
20 to 24 years 217,628 48
25 to 29 years 59,113 13
30 to 34 years 19,633 4
35 to 39 years 10,865 2
40 to 44 years 6,361 1
45 to 49 years 3,558 1
50 years and older 2,503 1
Total451,296 100

Table 5.1.7C Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 136,202 30
Undergraduate 315,084 70
Master x x
Doctorate x x
Total451,296 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.7D Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 274,690 61
College 156,199 35
Private 20,407 5
Total451,296 100
Table 5.1.8 Profile of students who received Canada Student Grant for Full-Time Students with Dependants

Table 5.1.8A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Gender

Gender Number Percent
Female 31,468 78
Male 9,055 22
Total 40,523 100

Table 5.1.8B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 551 1
20 to 24 years 6,160 15
25 to 29 years 9,046 22
30 to 34 years 9,419 23
35 to 39 years 8,104 20
40 to 44 years 4,720 12
45 to 49 years 1,880 5
50 years and older 643 2
Total40,523 100

Table 5.1.8C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 29,137 72
Undergraduate 9,328 23
Master 1,335 3
Doctorate 723 2
Total40,523 100

Table 5.1.8D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 9,234 23
College 17,934 44
Private 13,355 33
Total40,523 100
Table 5.1.9 Profile of students who received Canada Student Grant for Students with Permanent Disabilities

Table 5.1.9A Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Gender

Gender Number Percent
Female 28,053 60
Male 18,379 40
Total 46,432 100

Table 5.1.9B Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 10,043 22
20 to 24 years 19,427 42
25 to 29 years 8,274 18
30 to 34 years 3,558 8
35 to 39 years 1,967 4
40 to 44 years 1,192 3
45 to 49 years 874 2
50 years and older 1,097 2
Total46,432 100

Table 5.1.9C Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 19,968 43
Undergraduate 24,462 53
Master 1,698 4
Doctorate 304 1
Total46,432 100

Table 5.1.9D Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 22,886 49
College 21,029 45
Private 2,517 5
Total46,432 100
Table 5.1.10 Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities

Table 5.1.10A Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Gender

Gender Number Percent
Female 6,477 61
Male 4,073 39
Total 10,550 100

Table 5.1.10B Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 3,122 30
20 to 24 years 3,531 33
25 to 29 years 1,666 16
30 to 34 years 834 8
35 to 39 years 523 5
40 to 44 years 316 3
45 to 49 years 245 2
50 years and older 313 3
Total10,550 100

Table 5.1.10C Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 5,289 50
Undergraduate 4,963 47
Master 253 2
Doctorate 45 0s
Total10,550 100

0s: value rounded to 0 (zero).

Table 5.1.10D Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 4,708 45
College 5,468 52
Private 374 4
Total10,550 100
Table 5.1.11 Profile of students who received Canada Student Grant for Part-Time Studies

Table 5.1.11A Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Gender

Gender Number Percent
Female 13,213 62
Male 8,048 38
Total 21,261 100

Table 5.1.11B Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years 5,746 27
20 to 24 years 10,153 48
25 to 29 years 2,500 12
30 to 34 years 1,075 5
35 to 39 years 738 3
40 to 44 years 486 2
45 to 49 years 289 1
50 years and older 274 1
Total21,261 100

Table 5.1.11C Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 6,023 28
Undergraduate 14,607 69
Master 581 3
Doctorate 50 0s
Total21,261 100

0s: value rounded to 0 (zero).

Table 5.1.11D Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 14,605 69
College 6,364 30
Private 292 1
Total21,261 100
Table 5.1.12 Profile of students who received Canada Student Grant for Part-Time Students with Dependants

Table 5.1.12A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Gender

Gender Number Percent
Female 285 76
Male 91 24
Total 376 100

Table 5.1.12B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Age group

Age group Number Percent
Younger than 20 years x x
20 to 24 years 29 8
25 to 29 years 63 17
30 to 34 years 96 26
35 to 39 years 92 24
40 to 44 years 56 15
45 to 49 years 26 7
50 years and older x x
Total376 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.12C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Level of study

Level of study Number Percent
Certificate or diploma 195 52
Undergraduate 96 26
Master x x
Doctorate x x
Total376 100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.12D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Type of institution

Type of institution Number Percent
University 159 42
College 161 43
Private 56 15
Total376 100

Glossary

Canada Apprentice Loans (CAL)

In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.

Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In LY 2017 to 2018, CSG are available for:

Canada Student Loan Forgiveness for Family Doctors and Nurses

Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans (CSL) forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1st to March 31st).

Consolidation

Borrowers consolidate their student loan(s) 6 months after completing their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.

Default

A loan is in default when it is in arrears for greater than 270 days under the direct lending regime.

Default rate

The CSLP measures default using a 3 year cohort default rate. This rate is defined as the percentage of loan dollars that enter repayment in a given loan year (cohort) and default within 3 years. For example, the 3 year default rate for the LY 2016 to 2017 cohort represents the proportion of loan dollars that entered repayment in LY 2016 to 2017 and defaulted before August 1, 2019.

Designated

A designated post-secondary educational institution meets provincial and federal eligibility criteria. Students attending these schools can apply for government-sponsored student financial assistance, such as Canada Student Loans.

Direct loans

As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.

Fiscal year

April 1 to March 31.

Full-time

A full-time student is a student enrolled with at least a 60% course load (or 40% for students with permanent disabilities) in a program of study for at least 12 consecutive weeks, at a designated post-secondary educational institution.

Guaranteed loans

Until 1995, financial institutions such as banks provided Canada Student Loans under the guaranteed loans regime. If a student defaulted on a guaranteed loan, the Government paid out the bank. In this case, the student owed their debt directly to the Government.

Integrated province

In integrated provinces, borrowers receive and repay one federal-provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSLP has integration agreements with 5 provinces: Ontario, New Brunswick, Newfoundland and Labrador, Saskatchewan and British Columbia.

In-study

The status of borrowers attending full-time or part-time studies at a post-secondary educational institution.

In-study interest subsidy

This is the Canada Student Loan interest covered by the Government of Canada during the post-secondary study period.

Loan year

August 1 to July 31.

National Student Loans Service Centre (NSLSC)

The NSLSC is the main point of contact for borrowers in managing their Canada Student loans, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The service centre manages all Canada Student Loans issued on or after August 1, 2000, as well as integrated student loans for:

Part-time

A part-time student is a student taking between 20% and 59% of a full course load. Students with permanent disabilities are part-time if they are taking between 20% and 39% of a full course load. If these students are taking between 40% and 59% of a full course load, they can choose to be a full- or part-time student for the purpose of the CSLP.

Participating provinces/territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSLP include Newfoundland and Labrador, Prince Edward Island, Nova Scotia, New Brunswick, Ontario, Manitoba, Saskatchewan, Alberta, British Columbia and Yukon.

Province/territory of residence

A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario resides in Manitoba.

Post-secondary education

Levels of education following secondary school (high school) at all designated public or private post-secondary institutions.

Repayment

The status of borrowers who have begun repaying their Canada Student Loans. Repayment begins 6 months following the end of studies.

Repayment Assistance Plan (RAP)

On August 1, 2009, the RAP replaced the CSLP’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a permanent disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD)

RAP-PD assists borrowers experiencing difficulty meeting their repayment obligations. RAP-PD provides accelerated repayment assistance that considers the additional living costs faced by people with permanent disabilities. RAP-PD recipients can obtain the following benefits:

Repayment Assistance Plan (RAP) First Year Uptake Rate

The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.

Risk-shared loans

Between 1995 and 2000, financial institutions such as banks provided Canada Student Loans under this regime. Here, financial institutions assumed responsibility for some of the risk of defaulted loans, in return for a payment from the Government.

Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose permanent disability, expected to remain with them for life, prevents them from studying at a post-secondary level and taking part in the labour force.

Student financial assistance

Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions. Assistance includes Canada Student Grants, Canada Student Loans and in-study interest subsidy.  

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