2017 to 2018 Canada Student Loans Program statistical review

From: Employment and Social Development Canada

Alternate formats

2017 to 2018 Canada Student Loans Program statistical review [PDF - 1.1 MB]

Large print, braille, MP3 (audio), e-text and DAISY formats are available on demand by ordering online or calling 1 800 O-Canada (1-800-622-6232). If you use a teletypewriter (TTY), call 1-800-926-9105.

List of abbreviations

This is the complete list of abbreviations for the 2017 to 2018 Canada Student Loans Program statistical review.
FY Fiscal Year
LY Loan Year

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Loans Program (CSLP). This program helps students attend post-secondary education (PSE) and makes the education more affordable by providing students with Canada Student Grants and Loans.

The Canada Student Grants are upfront, students do not have to pay back this money. Loans are interest-free while students are in school and during the first 6 months after leaving school. Repayment on student loans starts 6 months after graduation. CSLP also offers the Repayment Assistance Plan (RAP) to those borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Students in most provinces and the Yukon Territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSLP. Instead, they receive alternative payments from the Government of Canada to operate their own student financial assistance programs.

The Government of Canada funds about 60% of a full-time student’s financial need. The province or territory cover the remaining 40%. The statistics provided in this review only report on federal financial assistance in participating regions.

Since the establishment of the CSLP in 1964, the program has provided a total of $57.4 billion in student loans to 6.0 million students in Canada. Starting in 1995, the program has offered grants. As of July 2018, it provided $8.3 billion in grants to 3.3 million students.

About this report

Each year, Employment and Social Development Canada produces the Canada Student Loans Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Loans Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSLP.

The 2017 to 2018 CSLP Statistical Review provides data for the loan year from August 1, 2017 to July 31, 2018, with the exception of a few tables which provide data for the fiscal year from April 1, 2017 to March 31, 2018. This review provides tables on grants, loans, repayment assistance and other program statistics. Most tables include data going back 5 loan years. Some tables also provide historical data dating back to the beginning of the CSLP.

For accessibility reasons, all tables in the web format of this report have been simplified. Consult the PDF version for the full tables.

Tables may contain suppressed cells to ensure confidentiality. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

2017 to 2018 at a glance

Alternative text: Infographic 2017 to 2018 at a glance

Top left quadrant

490,000 students received Canada Student Grants
$1.4 billion in total value of grants
+35% increase in value of grants compared to 2016 to 2017

Top middle quadrant

326,000 beneficiaries of the Repayment Assistance Plan (RAP)
+7% increase in number of RAP recipients compared to 2016 to 2017
86% of RAP recipients make zero payments

Top right quadrant

1.8 million borrowers in direct loan portfolio
$19.3 billion In direct loan portfolio
+6% increase in value of direct loan portfolio compared to 2016 to 2017

Middle left quadrant

592,000 students received Canada Student Loans
$3.4 billion in total amount of loans
+28% increase in total amount of loans compared to 2016 to 2017

Middle-center quadrant

451,000 grants for students from low– and middle– income families
40,500 grants for full-time students with dependants
46,400 grants for students with permanent disabilities

Middle right quadrant

$13,416 average loan balance at the time of leaving school
9% 3-year default rate for borrowers entering repayment in 2016 to 2017, no change from 2015 to 2016

Bottom left quadrant

$2,783 average amount of grant per recipient
$5,661 average amount of loan per borrower
$7,500 average amount of grants and loans per student

Bottom right quadrant

23 years old average age of grant or loan recipients
59% of grant or loan recipients are female
65% of RAP recipients are female

Tables

1 Canada

1.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 1.1.1 Student financial assistance by type

Table 1.1.1A Student financial assistance by type: Number of recipients¹

Type	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Total student financial assistance² (SFA)	613,959	614,674	616,439	627,122	705,152
SFA- Full-time students	605,744	606,361	607,509	617,475	695,039
SFA- Part-time students	16,872	17,973	19,779	21,775	24,466
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	515,279	513,898	516,430	530,703	628,935
CSG/CSL- Full-time students³	506,880	505,412	507,317	520,727	618,602
CSG/CSL- Part-time students³	16,753	17,858	19,681	21,628	24,359
Canada Student Grant (CSG)	367,586	365,832	368,940	379,606	490,377
CSG- Full-time students⁴	359,454	357,505	360,027	369,703	480,904
CSG- Part-time students⁵	14,955	15,963	17,439	19,159	21,268
Canada Student Loan (CSL)	497,725	495,318	497,042	497,064	592,091
CSL- Full-time students	491,444	488,781	489,935	490,401	585,019
CSL- Part-time students	11,254	12,086	13,712	11,790	13,534
In-study interest subsidy	596,404	596,098	597,051	593,483	668,308
In-study interest subsidy- Full-time students	590,306	589,731	590,127	587,149	661,456
In-study interest subsidy- Part-time students	11,374	12,203	13,810	11,937	13,641

¹ The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
² Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.

Table 1.1.1B Student financial assistance by type: Millions of dollars

Type	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Total student financial assistance⁶ (SFA)	N/A	N/A	N/A	N/A	N/A
SFA- Full-time students⁶	N/A	N/A	N/A	N/A	N/A
SFA- Part-time students⁶	N/A	N/A	N/A	N/A	N/A
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	3,435.8	3,440.8	3,441.8	3,641.8	4,717.0
CSG/CSL- Full-time students³	3,398.7	3,401.8	3,397.9	3,593.6	4,661.0
CSG/CSL- Part-time students³	37.2	39.0	43.9	48.2	56.0
Canada Student Grant (CSG)	715.3	717.7	719.5	1,014.6	1,364.9
CSG- Full-time students⁴	698.0	699.6	699.7	985.6	1,331.9
CSG- Part-time students⁵	17.3	18.1	19.8	29.0	33.0
Canada Student Loan (CSL)	2,720.6	2,723.1	2,722.3	2,627.2	3,352.1
CSL- Full-time students	2,700.7	2,702.2	2,698.2	2,608.0	3,329.1
CSL- Part-time students	19.9	20.9	24.1	19.2	23.0
In-study interest subsidy⁷	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Full-time students⁷	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Part-time students⁷	N/A	N/A	N/A	N/A	N/A

³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.
⁶ The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
⁷The dollar value for in-study interest subsidies is not available.

Table 1.1.2 Canada Student Grants by type

Table 1.1.2A Canada Student Grants by type: Number of recipients¹

Type	LY 2013 to 2014²	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Canada Student Grant (CSG)- Total	367,586	365,832	368,940	379,606	490,377
CSG for Full-Time Students³	334,006	332,495	335,231	344,165	451,296
CSG for Full-Time Students with Dependants	38,317	36,676	35,347	35,322	40,523
CSG for Students with Permanent Disabilities	29,222	31,356	34,104	37,263	46,432
CSG for Services and Equipment for Students with Permanent Disabilities	8,622	9,544	9,894	10,125	10,550
CSG for Part-Time Studies	14,938	15,958	17,432	19,155	21,261
CSG for Part-Time Students with Dependants	739	378	408	332	376

¹ The number of recipients do not sum to the total, as some recipients can receive multiple grants and/or loans in the same year.
² The Millennium Excellence Award is reflected in the total, but is not separately shown as a grant.
³ In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced two separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.

Table 1.1.2B Canada Student Grants by type: Millions of dollars

Type	LY 2013 to 2014²	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Canada Student Grant (CSG)- Total	715.3	717.7	719.5	1,014.6	1,364.9
CSG for Full-Time Students³	527.3	526.3	524.8	803.6	1,118.90
CSG for Full-Time Students with Dependants	93.4	90.4	86.3	87.7	102.6
CSG for Students with Permanent Disabilities	55.3	59.4	65.0	71.0	88.3
CSG for Services and Equipment for Students with Permanent Disabilities	21.9	23.6	23.5	23.3	22.0
CSG for Part-Time Studies	16.6	17.7	19.4	28.6	32.6
CSG for Part-Time Students with Dependants	0.7	0.4	0.4	0.3	0.4

² The Millennium Excellence Award is reflected in the total, but is not separately shown as a grant.
³ In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced two separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.

Table 1.1.3 Profile of students who received student financial assistance: grants, loans and interest subsidies

Table 1.1.3A Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	418,085	59
Male	287,067	41
Total	705,152	100

Table 1.1.3B Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	187,230	27
20 to 24 years	314,721	45
25 to 29 years	103,613	15
30 to 34 years	41,987	6
35 to 39 years	25,169	4
40 to 44 years	15,699	2
45 to 49 years	9,239	1
50 years and older	7,494	1
Total	705,152	100

Table 1.1.3C Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	253,610	36
Undergraduate	409,294	58
Master	34,316	5
Doctorate	7,932	1
Total	705,152	100

Table 1.1.3D Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	404,321	57
College	228,063	32
Private	72,768	10
Total	705,152	100

Table 1.1.4 Profile of students who received Canada Student Grants and/or Canada Student Loans

Table 1.1.4A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender: Number

Gender	Number	Percent
Female	372,474	59
Male	256,461	41
Total	628,935	100

Table 1.1.4B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender: Millions of dollars

Gender	Millions of dollars	Percent
Female	2,844.4	60
Male	1,872.6	40
Total	4,717.0	100

Table 1.1.4C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group: Number

Age group	Number	Percent
Younger than 20 years	180,611	29
20 to 24 years	280,929	45
25 to 29 years	85,488	14
30 to 34 years	33,769	5
35 to 39 years	20,918	3
40 to 44 years	13,254	2
45 to 49 years	7,789	1
50 years and older	6,177	1
Total	628,935	100

Table 1.1.4D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group: Millions of dollars

Age group	Millions of dollars	Percent
Younger than 20 years	1,191.0	25
20 to 24 years	2,072.4	44
25 to 29 years	722.2	15
30 to 34 years	302.2	6
35 to 39 years	193.2	4
40 to 44 years	119.2	3
45 to 49 years	67.6	1
50 years and older	49.2	1
Total	4,717.0	100

Table 1.1.4E Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study: Number

Level of study	Number	Percent
Certificate or diploma	224,766	36
Undergraduate	373,261	59
Master	25,555	4
Doctorate	5,353	1
Total	628,935	100

Table 1.1.4F Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study: Millions of dollars

Level of study	Millions of dollars	Percent
Certificate or diploma	1,596.8	34
Undergraduate	2,862.4	61
Master	209.9	4
Doctorate	47.9	1
Total	4,717.0	100

Table 1.1.4G Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution: Number

Type of institution	Number	Percent
University	359,785	57
College	211,526	34
Private	57,624	9
Total	628,935	100

Table 1.1.4H Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution: Millions of dollars

Type of institution	Millions of dollars	Percent
University	2,776.9	59
College	1,437.1	30
Private	503.0	11
Total	4,717.0	100

Table 1.1.5 Profile of students who received Canada Student Grants

Table 1.1.5A Profile of students who received Canada Student Grants: LY 2017 to 2018 by Gender: Number

Gender	Number	Percent
Female	287,497	59
Male	202,880	41
Total	490,377	100

Table 1.1.5B Profile of students who received Canada Student Grants: LY 2017 to 2018 by Gender: Millions of dollars

Gender	Millions of dollars	Percent
Female	817.8	60
Male	547.1	40
Total	1,364.9	100

Table 1.1.5C Profile of students who received Canada Student Grants: LY 2017 to 2018 by Age group: Number

Age group	Number	Percent
Younger than 20 years	137,632	28
20 to 24 years	228,770	47
25 to 29 years	65,539	13
30 to 34 years	25,074	5
35 to 39 years	15,593	3
40 to 44 years	9,316	2
45 to 49 years	4,952	1
50 years and older	3,501	1
Total	490,377	100

Table 1.1.5D Profile of students who received Canada Student Grants: LY 2017 to 2018 by Age group: Millions of dollars

Age group	Millions of dollars	Percent
Younger than 20 years	330.2	24
20 to 24 years	627.3	46
25 to 29 years	204.3	15
30 to 34 years	86.9	6
35 to 39 years	56.8	4
40 to 44 years	32.6	2
45 to 49 years	16.3	1
50 years and older	10.5	1
Total	1,364.9	100

Table 1.1.5E Profile of students who received Canada Student Grants: LY 2017 to 2018 by Level of study: Number

Level of study	Number	Percent
Certificate or diploma	161,424	33
Undergraduate	324,473	66
Master	3,439	1
Doctorate	1,041	0s
Total	490,377	100

0s: value rounded to 0 (zero).

Table 1.1.5F Profile of students who received Canada Student Grants: LY 2017 to 2018 by Level of study: Millions of dollars

Level of study	Millions of dollars	Percent
Certificate or diploma	457.4	34
Undergraduate	895.1	66
Master	8.9	1
Doctorate	3.4	0s
Total	1,364.9	100

0s: value rounded to 0 (zero).

Table 1.1.5G Profile of students who received Canada Student Grants: LY 2017 to 2018 by Type of institution: Number

Type of institution	Number	Percent
University	288,314	59
College	170,081	35
Private	31,982	7
Total	490,377	100

Table 1.1.5H Profile of students who received Canada Student Grants: LY 2017 to 2018 by Type of institution: Millions of dollars

Type of institution	Millions of dollars	Percent
University	791.3	58
College	481.4	35
Private	92.2	7
Total	1,364.9	100

Table 1.1.6 Profile of students who received Canada Student Loans

Table 1.1.6A Profile of students who received Canada Student Loans: LY 2017 to 2018 by Gender: Number

Gender	Number	Percent
Female	350,363	59
Male	241,728	41
Total	592,091	100

Table 1.1.6B Profile of students who received Canada Student Loans: LY 2017 to 2018 by Gender: Millions of dollars

Gender	Millions of dollars	Percent
Female	2,026.6	60
Male	1,325.5	40
Total	3,352.1	100

Table 1.1.6C Profile of students who received or Canada Student Loans: LY 2017 to 2018 by Age group: Number

Age group	Number	Percent
Younger than 20 years	170,398	29
20 to 24 years	263,746	45
25 to 29 years	81,282	14
30 to 34 years	31,789	5
35 to 39 years	19,533	3
40 to 44 years	12,352	2
45 to 49 years	7,313	1
50 years and older	5,678	1
Total	592,091	100

Table 1.1.6D Profile of students who received Canada Student Loans: LY 2017 to 2018 by Age group: Millions of dollars

Age group	Millions of dollars	Percent
Younger than 20 years	860.5	26
20 to 24 years	1,445.5	43
25 to 29 years	517.9	15
30 to 34 years	215.3	6
35 to 39 years	136.5	4
40 to 44 years	86.5	3
45 to 49 years	51.3	2
50 years and older	38.6	1
Total	3,352.1	100

Table 1.1.6E Profile of students who received Canada Student Loans: LY 2017 to 2018 by Level of study: Number

Level of study	Number	Percent
Certificate or diploma	209,779	35
Undergraduate	351,779	59
Master	25,286	4
Doctorate	5,247	1
Total	592,091	100

Table 1.1.6F Profile of students who received Canada Student Loans: LY 2017 to 2018 by Level of study: Millions of dollars

Level of study	Millions of dollars	Percent
Certificate or diploma	1,136.6	34
Undergraduate	1,972.1	59
Master	199.2	6
Doctorate	44.2	1
Total	3,352.1	100

Table 1.1.6G Profile of students who received Canada Student Loans: LY 2017 to 2018 by Type of institution: Number

Type of institution	Number	Percent
University	339,839	57
College	198,114	33
Private	54,138	9
Total	592,091	100

Table 1.1.6H Profile of students who received Canada Student Loans: LY 2017 to 2018 by Type of institution: Millions of dollars

Type of institution	Millions of dollars	Percent
University	1,985.6	59
College	957.0	29
Private	409.5	12
Total	3,352.1	100

Table 1.1.7 Canada Apprentice Loan

Table 1.1.7A Canada Apprentice Loan

Item	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Canada Apprentice Loans (number)	8,095	16,422	15,310	13,955
Canada Apprentice Loans disbursed (millions of dollars)	32.3	69.4	65.6	58.8

¹ Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

Table 1.1.7B Canada Apprentice Loan recipients by Gender: Percent

Gender	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Female	5	5	5	6
Male	95	95	95	94
Total	100	100	100	100

Table 1.1.7C Canada Apprentice Loan recipients by Age group: Percent

Age group	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Younger than 20 years	3	3	3	2
20 to 24 years	32	32	30	29
25 to 29 years	29	29	31	31
30 to 34 years	17	18	18	18
35 to 39 years	9	9	9	10
40 to 44 years	5	4	5	5
45 to 49 years	3	2	2	2
50 years and older	2	2	2	2
Total	100	100	100	100

¹ Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 2015 loan year reports on the period from January 1sh, 2015 to July 31sh, 2015.

1.2 Loan Balance

Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school

Item	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Number of students leaving school	198,613	203,732	203,909	201,516	203,459
Average loan balance at time of leaving school (dollars)	12,480	12,783	13,306	13,456	13,416

Table 1.2.2 Profile of average loan balance at time of leaving school for full-time students

Table 1.2.2A Profile of average loan balance at time of leaving school for full-time students by Gender: Dollars

Gender	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Female	12,863	13,141	13,648	13,796	13,767
Male	11,918	12,258	12,803	12,964	12,910

Table 1.2.2B Profile of average loan balance at time of leaving school for full-time students by Age group: Dollars

Age group	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Younger than 20 years	5,288	5,442	5,463	5,466	5,191
20 to 24 years	11,415	11,776	12,354	12,633	12,796
25 to 29 years	15,949	16,212	16,770	16,801	16,780
30 to 34 years	15,823	15,933	16,414	16,262	15,928
35 to 39 years	14,070	14,361	14,696	14,202	13,865
40 to 44 years	13,440	13,917	14,289	14,016	13,542
45 to 49 years	13,117	13,519	13,755	13,794	13,240
50 years and older	11,986	12,754	13,026	13,032	12,772

Table 1.2.2C Profile of average loan balance at time of leaving school for full-time students by Level of study: Dollars

Level of study	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Certificate or diploma	9,317	9,626	9,890	9,968	9,698
Undergraduate	15,144	15,478	16,152	16,535	16,541
Master	20,366	20,531	21,207	20,976	20,280
Doctorate	28,463	29,289	29,040	28,604	29,251

Table 1.2.2D Profile of average loan balance at time of leaving school for full-time students by Type of institution: Dollars

Type of institution	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
University	15,655	15,989	16,727	17,113	17,167
College	9,452	9,794	10,172	10,358	10,032
Private	10,739	11,082	11,137	10,994	10,912

Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: LY 2017 to 2018

Item	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Number of students by debt level	48,011	53,807	32,851	21,604	16,313	12,336	18,537	203,459
Percentage of students by debt level	24	26	16	11	8	6	9	100

Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students

Table 1.2.4A Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Gender: Percent

Gender	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Female	21	27	16	11	8	6	9	100
Male	27	26	16	10	8	6	9	100

Table 1.2.4B Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Age group: Percent

Age group	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Younger than 20 years	55	35	8	1	0s	x	x	100
20 to 24 years	24	25	17	12	9	7	6	100
25 to 29 years	17	22	16	12	10	7	16	100
30 to 34 years	17	27	17	10	8	5	15	100
35 to 39 years	17	34	19	10	6	4	11	100
40 to 44 years	17	34	19	11	6	3	9	100
45 to 49 years	19	35	18	9	6	4	9	100
50 years and older	20	35	19	9	5	x	x	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).

Table 1.2.4C Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Level of study: Percent

Level of study	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Certificate or diploma	30	35	17	9	4	2	3	100
Undergraduate	18	18	15	13	12	10	13	100
Master	13	15	18	11	11	8	24	100
Doctorate	13	8	9	7	8	9	45	100

Table 1.2.4D Profile of loan balance distribution at time of leaving school for full-time students: LY 2017 to 2018 by Type of institution: Percent

Type of institution	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
University	18	18	15	12	12	10	15	100
College	34	29	16	9	5	3	4	100
Private	16	45	19	10	4	2	4	100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type

Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number

RAP stage	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
All Stages- Total	233,684	256,164	276,133	305,769	326,467
All Stages - Zero Payment	203,887	221,605	236,907	268,883	281,461
All Stages - Affordable Payment	29,797	34,559	39,226	36,886	45,006
Stage 1- Total	203,028	217,256	228,661	248,459	257,875
Stage 1- Zero Payment	178,479	189,208	197,829	218,183	221,627
Stage 1- Affordable Payment	24,549	28,048	30,832	30,276	36,248
Stage 2- Total	17,041	22,391	28,199	35,195	44,015
Stage 2- Zero Payment	13,613	17,985	22,540	30,760	37,996
Stage 2- Affordable Payment	3,428	4,406	5,659	4,435	6,019
Permanent Disability- Total	13,615	16,517	19,273	22,115	24,577
Permanent Disability - Zero Payment	11,795	14,412	16,538	19,940	21,838
Permanent Disability - Affordable Payment	1,820	2,105	2,735	2,175	2,739

Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent

RAP stage	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
All Stages- Total	100	100	100	100	100
All Stages - Zero Payment	87	87	86	88	86
All Stages - Affordable Payment	13	13	14	12	14
Stage 1- Total	100	100	100	100	100
Stage 1- Zero Payment	88	87	87	88	86
Stage 1- Affordable Payment	12	13	13	12	14
Stage 2- Total	100	100	100	100	100
Stage 2- Zero Payment	80	80	80	87	86
Stage 2- Affordable Payment	20	20	20	13	14
Permanent Disability- Total	100	100	100	100	100
Permanent Disability - Zero Payment	87	87	86	90	89
Permanent Disability - Affordable Payment	13	13	14	10	11

Table 1.3.2 Profile of students benefiting from RAP

Table 1.3.2A Profile of students benefitting from RAP: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	213,390	65
Male	113,077	35
Total	326,467	100

Table 1.3.2B Profile of students benefitting from RAP: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	2,732	1
20 to 24 years	76,810	24
25 to 29 years	106,312	33
30 to 34 years	63,012	19
35 to 39 years	33,807	10
40 to 44 years	17,577	5
45 to 49 years	11,675	4
50 years and older	14,542	4
Total	326,467	100

Table 1.3.2C Profile of students benefitting from RAP: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	175,771	54
Undergraduate	130,521	40
Master	16,840	5
Doctorate	3,335	1
Total	326,467	100

Table 1.3.2D Profile of students benefitting from RAP: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	136,941	42
College	123,213	38
Private	66,313	20
Total	326,467	100

Table 1.3.3 First year RAP uptake rate for full-time students

Item	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Number of borrowers entering repayment	198,613	203,732	203,909	201,516	203,459
Number of borrowers on RAP during the first year in repayment	54,727	56,660	56,620	62,053	59,510
First year RAP uptake rate (percent)	28	28	28	31	29

1.4 Loan Forgiveness

Table 1.4.1 Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year

Table 1.4.1A Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Number

Profession	FY 2013 to 2014	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018
Family Doctor	42	94	144	202	248
Family Medicine Resident	80	221	333	515	585
Licensed Practical Nurse	261	445	620	687	702
Nurse Practitioner	11	22	24	27	34
Registered Nurse	1,022	1,750	2,298	2,706	3,033
Registered Practical Nurse	120	238	333	426	459
Registered Psychiatric Nurse	44	79	101	119	134
Total	1,580	2,849	3,853	4,682	5,195

Table 1.4.1B Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Amount Forgiven: Thousands of dollars

Profession	FY 2013 to 2014	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018
Family Doctor	331.8	757.5	1,068.8	1,403.2	1,764.6
Family Medicine Resident	634.0	1,738.4	2,561.7	3,984.7	4,580.9
Licensed Practical Nurse	1,016.3	1,735.8	2,230.7	2,562.6	2,619.9
Nurse Practitioner	44.0	83.3	79.8	97.7	128.3
Registered Nurse	4,007.1	6,808.0	8,899.3	10,501.4	11,621.3
Registered Practical Nurse	461.4	918.3	1,249.4	1,611.0	1,676.7
Registered Psychiatric Nurse	176.0	322.4	405.5	474.8	497.8
Total	6,670.5	12,363.8	16,495.2	20,635.5	22,889.5

Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work¹ and by fiscal year

Table 1.4.2A Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work¹ and by fiscal year: Number

Jurisdictions	FY 2013 to 2014	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018
Newfoundland and Labrador	99	154	199	226	256
Prince Edward Island	36	59	80	104	102
Nova Scotia	154	290	435	509	602
New Brunswick	95	144	186	240	307
Quebec	x	x	x	x	x
Ontario	300	643	921	1,262	1,440
Manitoba	70	122	170	197	216
Saskatchewan	137	231	271	310	367
Alberta	230	443	595	690	710
British Columbia	404	675	878	1,011	1,052
Yukon	20	36	46	39	50
Northwest Territories and Nunavut	x	x	x	x	x
Canada	1,580	2,849	3,853	4,682	5,195

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work, which can be different from where they live or where they borrowed their loans.

Table 1.4.2B Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work¹ and by fiscal year: Amount forgiven: Thousands of dollars

Jurisdictions	FY 2013 to 2014	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018
Newfoundland and Labrador	447.9	760.4	934.2	1,068.1	1,234.0
Prince Edward Island	159.7	261.2	347.9	436.0	443.5
Nova Scotia	643.1	1,208.9	1,873.0	2,164.0	2,544.1
New Brunswick	415.2	618.1	747.3	1,000.5	1,272.9
Quebec	x	x	x	x	x
Ontario	1,232.5	2,804.0	4,009.2	5,767.6	6,580.8
Manitoba	306.8	539.9	744.1	871.1	970.8
Saskatchewan	630.8	1,020.3	1,142.7	1,299.5	1,565.4
Alberta	961.1	1,905.9	2,539.2	3,044.2	3,103.6
British Columbia	1,659.8	2,850.3	3,636.9	4,345.6	4,503.2
Yukon	82.7	149.4	185.5	194.9	220.0
Northwest Territories and Nunavut	x	x	x	x	x
Canada	6,670.5	12,363.8	16,495.2	20,635.5	22,889.5

Table 1.4.3 Severe Permanent Disability Benefit¹

Item	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Number of recipients	550	545	706	577	503
Total value of loans forgiven (millions of dollars)	8.2	8.0	11.7	8.7	7.7
Average value of loans forgiven (dollars)	15,093	14,691	16,526	15,099	15,295

¹ The data represents all loan balances at the beginning of the assessment process by CSLP for the purposes of the Severe Permanent
Disability Benefit.

1.5 Default rates

Table 1.5.1 3-year default rates for direct loans for full-time students

Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent

Item	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Three year default rate for direct loans	12	11	10	9	9

Table 1.5.1B 3-year default rates for direct loans for full-time students by Gender: Percent

Gender	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Female	11	10	10	9	9
Male	13	12	11	10	10

Table 1.5.1C 3-year default rates for direct loans for full-time students by Age group: Percent

Age group	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Younger than 20 years	23	21	20	19	19
20 to 24 years	12	10	9	9	8
25 to 29 years	10	9	9	8	8
30 to 34 years	13	12	11	10	10
35 to 39 years	15	13	13	11	11
40 to 44 years	14	14	12	10	11
45 to 49 years	14	13	13	11	10
50 years and older	14	15	13	12	12

Table 1.5.1D 3-year default rates for direct loans for full-time students by Level of study: Percent

Level of study	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Certificate or diploma	18	16	15	14	14
Undergraduate	8	7	6	6	6
Master	5	4	4	3	3
Doctorate	8	8	7	5	7

Table 1.5.1E 3-year default rates for direct loans for full-time students by Type of institution: Percent

Type of institution	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
University	8	7	6	6	6
College	14	13	12	11	11
Private	22	21	19	18	17

1.6 Loan Portfolio

Table 1.6.1 Overall portfolio by loan regime at the end of the fiscal year: Millions of dollars

Item	FY 2013 to 2014	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018
Total	15,699.9	16,417.5	16,984.1	17,476.4	18,490.5
Total- In study	6,664.2	6,888.2	7,006.2	7,050.6	7,719.4
Total- In repayment	9,035.8	9,529.4	9,977.9	10,425.8	10,771.1
Guaranteed Loans- Total	11.5	7.9	5.5	3.9	2.8
Guaranteed Loans- In study	1.4	1.1	0.8	0.6	0.4
Guaranteed Loans- In repayment	10.1	6.8	4.7	3.3	2.4
Risk Shared Loans- Total	1,193.0	1,086.2	966.9	905.6	794.9
Risk Shared Loans- In study	13.0	9.3	5.8	3.9	2.3
Risk Shared Loans- In repayment	1,180.0	1,076.9	961.1	901.7	792.6
Direct Loans- Total	14,495.5	15,323.4	16,011.6	16,566.9	17,692.8
Direct Loans- In study	6,649.8	6,877.7	6,999.5	7,046.1	7,716.7
Direct Loans- In repayment	7,845.7	8,445.7	9,012.1	9,520.8	9,976.1

Table 1.6.2 Direct loan portfolio at the end of loan year

Table 1.6.2A Direct loan portfolio at the end of loan year: Number of borrowers

Loan status	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
In study	517,187	519,004	519,627	522,982	585,374
In repayment	743,479	773,592	806,822	841,406	868,041
In repayment- Current	547,437	554,955	572,788	581,790	580,096
In repayment-RAP	133,504	159,336	171,855	201,802	209,428
In repayment-Delinquency	62,538	59,301	62,179	57,814	78,517
In default	322,319	315,593	325,634	338,044	344,880
Total direct loan portfolio	1,582,985	1,608,189	1,652,083	1,702,432	1,798,295

Table 1.6.2B Direct loan portfolio at the end of loan year: Millions of dollars

Loan status	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
In study	6,251.7	6,473.4	6,589.3	6,625.8	7,379.3
In repayment	7,776.1	8,360.9	8,981.3	9,398.9	9,770.1
In repayment- Current	4,852.8	5,022.7	5,352.1	5,333.4	5,322.6
In repayment-RAP	2,258.0	2,700.1	2,945.8	3,429.7	3,588.6
In repayment-Delinquency	665.2	638.1	683.3	635.8	858.9
In default	2,099.1	2,073.0	2,125.9	2,149.1	2,148.3
Total direct loan portfolio	16,126.9	16,907.3	17,696.5	18,173.8	19,297.6

2 Provinces and Territories

2.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 2.1.1 Student financial assistance by type

Table 2.1.1A Student financial assistance by type: LY 2017 to 2018: Number of recipients¹

Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance² (SFA)	705,152	7,182	3,479	19,890	15,838	462,525	13,924	16,757	94,092	71,185	280
SFA- Full-time students	695,039	x	3,128	19,783	15,771	457,909	13,662	16,618	92,701	68,050	x
SFA- Part-time students	24,466	x	637	243	123	14,276	360	237	2,647	5,832	x
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	628,935	6,080	3,052	17,478	14,125	420,008	11,291	15,135	81,711	59,819	236
CSG/CSL- Full-time students³	618,602	x	2,686	17,370	14,058	415,284	11,027	14,995	80,301	56,612	x
CSG/CSL- Part-time students³	24,359	x	636	239	122	14,225	359	237	2,638	5,792	x
Canada Student Grant (CSG)	490,377	4,875	2,514	13,763	10,585	331,701	9,306	12,168	58,230	47,062	173
CSG- Full-time students⁴	480,904	x	2,123	13,677	10,529	327,192	9,106	12,087	57,143	44,038	x
CSG- Part-time students⁵	21,268	x	620	186	99	12,627	281	160	1,940	5,267	x
Canada Student Loan (CSL)	592,091	5,956	2,565	17,261	13,866	392,484	9,724	14,882	79,265	55,895	193
CSL- Full-time students	585,019	x	2,549	17,164	13,818	388,408	9,493	14,764	78,120	54,585	x
CSL- Part-time students	13,534	x	32	164	72	8,604	259	137	1,980	2,235	x
In-study interest subsidy	668,308	7,058	2,992	19,673	15,579	435,003	12,358	16,503	91,644	67,261	237
In-study interest subsidy- Full-time students	661,456	x	2,991	19,577	15,531	431,035	12,129	16,387	90,518	66,022	x
In-study interest subsidy- Part-time students	13,641	x	33	168	73	8,655	261	137	1,989	2,274	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
² Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.

Table 2.1.1B Student financial assistance by type: LY 2017 to 2018: Millions of dollars

Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance⁶ (SFA)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SFA- Full-time students⁶	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SFA- Part-time students⁶	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL)	4,717.0	52.0	23.3	165.5	96.8	3,045.6	69.4	131.9	655.8	474.9	1.8
CSG/CSL- Full-time students³	4,661.0	x	22.4	164.9	96.6	3,011.5	68.3	131.1	650.2	462.5	x
CSG/CSL- Part-time students³	56.0	x	0.9	0.6	0.3	34.1	1.1	0.8	5.6	12.5	x
Canada Student Grant (CSG)	1,364.9	14.9	7.2	42.6	29.9	903.7	27.7	38.2	168.7	131.5	0.5
CSG- Full-time students⁴	1,331.9	x	6.4	42.2	29.8	883.6	27.3	37.9	166.6	123.0	x
CSG- Part-time students⁵	33.0	x	0.8	0.3	0.2	20.2	0.5	0.3	2.1	8.6	x
Canada Student Loan (CSL)	3,352.1	37.1	16.1	123.0	66.9	2,141.9	41.6	93.7	487.1	343.4	1.3
CSL- Full-time students	3,329.1	x	16.1	122.7	66.8	2,127.9	41.0	93.2	483.7	339.5	x
CSL- Part-time students	23.0	x	0.1	0.3	0.1	13.9	0.7	0.5	3.4	3.9	x
In-study interest subsidy⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Full-time students⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Part-time students⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants
⁶ The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
⁷ The dollar value for in-study interest subsidies is not available.

Table 2.1.2 Canada Student Grants for full-time and part-time students by type

Table 2.1.2A Canada Student Grants for full-time and part-time students by type: LY 2017 to 2018: Number of recipients

Jurisdiction	Canada Student Grant for Full-Time Students	Canada Student Grant for Full-Time Students with Dependants	Canada Student Grant for Students with Permanent Disabilities	Canada Student Grant for Services and Equipment for Students with Permanent Disabilities	Canada Student Grant for Part-Time Studies	Canada Student Grant for Part-Time Students with Dependants	Total¹
Newfoundland and Labrador	4,506	364	701	257	x	0	4,875
Prince Edward Island	1,991	83	352	x	620	0	2,514
Nova Scotia	12,799	923	2,086	981	186	x	13,763
New Brunswick	9,924	758	981	436	99	x	10,585
Ontario	308,634	25,613	31,932	5,397	12,622	195	331,701
Manitoba	8,568	1,078	608	310	281	21	9,306
Saskatchewan	11,339	1,539	1,441	447	159	39	12,168
Alberta	51,811	7,397	4,381	1,358	1,939	42	58,230
British Columbia	41,561	2,753	3,939	1,203	5,267	70	47,062
Yukon	163	15	11	x	x	0	173
Canada	451,296	40,523	46,432	10,550	21,261	376	490,377

Table 2.1.2B Canada Student Grants for full-time and part-time students by type: LY 2017 to 2018: Millions of dollars

Jurisdiction	Canada Student Grant for Full-Time Students	Canada Student Grant for Full-Time Students with Dependants	Canada Student Grant for Students with Permanent Disabilities	Canada Student Grant for Services and Equipment for Students with Permanent Disabilities	Canada Student Grant for Part-Time Studies	Canada Student Grant for Part-Time Students with Dependants	Total
Newfoundland and Labrador	11.5	0.8	1.4	1.1	x	0.0	14.9
Prince Edward Island	5.0	0.2	0.7	x	0.8	0.0	7.2
Nova Scotia	33.6	2.4	4.2	2.0	0.3	x	42.6
New Brunswick	25.2	1.7	1.8	1.1	0.2	x	29.9
Ontario	750.7	64.8	60.0	8.1	20.0	0.2	903.7
Manitoba	22.1	2.8	1.2	1.3	0.4	0.0s	27.7
Saskatchewan	29.2	4.3	2.8	1.6	0.3	0.0s	38.2
Alberta	135.9	18.9	8.5	3.3	2.1	0.0s	168.7
British Columbia	105.5	6.6	7.8	3.1	8.5	0.1	131.5
Yukon	0.4	0.0s	0.0s	x	x	0.0	0.5
Canada	1,118.9	102.6	88.3	22.0	32.6	0.4	1,364.9

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0s: value rounded to 0.0 (zero).

Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans

Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender: Percent

Gender	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	59	64	62	62	61	58	63	64	62	61	69
Male	41	36	38	38	39	42	37	36	38	39	31
Total	100	100	100	100	100	100	100	100	100	100	100

Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group: Percent

Age group	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	29	29	35	31	34	32	23	23	18	19	10
20 to 24 years	45	47	45	45	43	45	42	43	42	44	38
25 to 29 years	14	17	13	15	12	11	18	18	18	20	24
30 to 34 years	5	4	3	4	4	4	8	8	9	8	16
35 to 39 years	3	2	2	2	2	3	4	4	6	4	6
40 to 44 years	2	1	x	1	2	2	3	2	4	3	x
45 to 49 years	1	1	x	1	1	1	1	1	2	1	x
50 years and older	1	0s	x	1	1	1	1	1	2	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).
Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study: Percent

Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	36	43	28	36	40	34	30	28	42	38	30
Undergraduate	59	52	68	60	56	60	66	68	53	57	59
Master	4	4	x	4	3	4	3	3	4	4	x
Doctorate	1	1	x	1	0s	1	0s	1	1	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).

Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution: Percent

Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	57	56	71	64	59	59	66	69	42	60	50
College	34	27	23	25	26	36	19	22	38	24	42
Private	9	17	5	10	15	6	16	9	20	16	8
Total	100	100	100	100	100	100	100	100	100	100	100

Table 2.1.4 Average age of students who received student financial assistance: LY 2017 to 2018

Student financial assistance	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance	24	23	23	23	23	23	25	24	26	25	27
Canada Student Grant / Canada Student Loan (CSG/CSL)	23	23	22	23	23	23	24	24	26	25	27
CSG/CSL- Full-time students	23	23	22	23	23	23	24	24	25	25	27
CSG/CSL- Part-time students	25	25	21	25	25	24	29	28	28	25	29
Canada Student Grant (CSG)	23	23	22	23	23	23	24	24	25	24	26
CSG- Full-time students	23	23	22	23	23	23	24	24	25	24	26
CSG- Part-time students	24	24	21	24	24	23	28	27	27	25	24
Canada Student Loan (CSL)	23	23	22	23	23	23	24	24	25	25	27
CSL- Full-time students	23	23	22	23	23	23	24	24	25	25	27
CSL- Part-time students	26	26	27	26	26	25	30	31	28	26	31
Entering repayment	26	24	25	25	25	25	27	26	28	27	28
Repayment assistance plan	30	29	28	28	29	30	32	31	31	32	32
Canada Apprentice Loan	28	29	26	28	28	28	28	28	29	28	31

Table 2.1.5 Canada Apprentice Loan

Table 2.1.5A Canada Apprentice Loan: Number of recipients

Jurisdiction	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	124	261	245	136
Prince Edward Island	22	71	83	81
Nova Scotia	266	520	503	555
New Brunswick	335	485	496	498
Ontario	1,210	2,072	1,974	1,820
Manitoba	440	1,031	954	934
Saskatchewan	438	1,095	952	866
Alberta	3,562	7,975	7,152	6,097
British Columbia	1,670	2,860	2,884	2,893
Yukon	13	25	32	24
Northwest Territories	x	x	x	x
Nunavut	x	x	x	x
Canada	8,095	16,422	15,310	13,955

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ The Canada Apprentice Loan program came into effect on January 1st, 2015 and this program is calculated by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

Table 2.1.5B Canada Apprentice Loan: Millions of dollars

Jurisdiction	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	0.5	1.1	1.1	0.6
Prince Edward Island	0.1	0.3	0.3	0.3
Nova Scotia	1.1	2.3	2.3	2.5
New Brunswick	1.3	1.9	2.0	2.0
Ontario	4.8	8.5	8.1	7.4
Manitoba	1.7	4.1	3.8	3.7
Saskatchewan	1.7	4.3	3.8	3.4
Alberta	14.2	33.9	31.1	26.0
British Columbia	6.8	12.6	12.7	12.5
Yukon	0.1	0.1	0.1	0.1
Northwest Territories	x	x	x	x
Nunavut	x	x	x	x
Canada	32.3	69.4	65.6	58.8

2.2 Loan Balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school

Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number¹

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	3,340	3,190	3,052	3,047	2,863
Prince Edward Island	1,454	1,407	1,341	1,166	1,145
Nova Scotia	7,145	7,473	7,284	7,384	7,373
New Brunswick	6,427	6,232	5,627	5,383	5,861
Ontario	118,452	124,131	125,750	122,483	121,575
Manitoba	5,131	5,136	5,127	5,064	5,164
Saskatchewan	5,204	4,908	5,046	5,084	5,336
Alberta	23,429	23,445	23,731	26,090	29,223
British Columbia	27,932	27,711	26,864	25,709	24,833
Yukon	99	99	87	106	86
Canada	198,613	203,732	203,909	201,516	203,459

¹ Number of students leaving school.

Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: dollars

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	11,320	11,001	11,134	10,587	11,249
Prince Edward Island	16,823	16,741	17,704	17,749	17,349
Nova Scotia	16,602	16,534	17,090	16,855	17,358
New Brunswick	12,614	12,916	13,806	13,576	12,192
Ontario	12,240	12,657	13,308	13,604	13,697
Manitoba	8,972	9,263	9,710	9,853	9,642
Saskatchewan	13,389	13,750	14,279	14,415	14,353
Alberta	11,853	11,975	12,142	11,830	11,538
British Columbia	13,328	13,477	13,728	14,079	14,027
Yukon	12,239	10,968	11,118	11,336	12,488
Canada	12,480	12,783	13,306	13,456	13,416

Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: LY 2017 to 2018: percent

Jurisdiction	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Newfoundland and Labrador	27	31	15	11	7	5	4	100
Prince Edward Island	13	27	16	10	x	x	x	100
Nova Scotia	9	28	17	13	9	8	17	100
New Brunswick	30	27	13	10	6	5	9	100
Ontario	24	24	16	11	9	7	9	100
Manitoba	34	33	14	7	4	3	4	100
Saskatchewan	18	31	15	10	8	6	11	100
Alberta	27	32	16	10	6	4	6	100
British Columbia	21	29	16	11	8	5	11	100
Yukon	22	31	14	16	x	x	x	100
Canada	24	26	16	11	8	6	9	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type

Table 2.3.1A Number of RAP recipients by RAP stage and payment type: LY 2017 to 2018: Number

RAP stage	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
All Stages	326,467	5,163	2,220	15,243	14,485	200,710	4,658	5,913	35,247	42,738	90
All Stages - Zero Payment	281,461	4,447	1,845	12,819	11,650	175,389	4,243	4,996	30,343	35,653	76
All Stages - Affordable Payment	45,006	716	375	2,424	2,835	25,321	415	917	4,904	7,085	14
Stage 1	257,875	3,852	1,721	11,682	10,461	157,446	3,839	4,503	31,094	33,200	77
Stage 1- Zero Payment	221,627	3,320	1,436	9,859	8,458	136,885	3,504	3,833	26,703	27,563	66
Stage 1- Affordable Payment	36,248	532	285	1,823	2,003	20,561	335	670	4,391	5,637	11
Stage 2	44,015	1,001	x	2,283	3,263	26,692	548	705	2,430	6,748	x
Stage 2- Zero Payment	37,996	834	x	1,832	2,528	23,631	489	575	2,145	5,683	x
Stage 2- Affordable Payment	6,019	167	x	451	735	3,061	59	130	285	1,065	x
Permanent Disability	24,577	310	x	1,278	761	16,572	271	705	1,723	2,790	x
Permanent Disability - Zero Payment	21,838	293	x	1,128	664	14,873	250	588	1,495	2,407	x
Permanent Disability - Affordable Payment	2,739	17	x	150	97	1,699	21	117	228	383	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.1B Number of RAP recipients by RAP stage and payment type: LY 2017 to 2018: Percent

RAP stage	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
All Stages	100	100	100	100	100	100	100	100	100	100	100
All Stages - Zero Payment	86	86	83	84	80	87	91	84	86	83	84
All Stages - Affordable Payment	14	14	17	16	20	13	9	16	14	17	16
Stage 1	100	100	100	100	100	100	100	100	100	100	100
Stage 1- Zero Payment	86	86	83	84	81	87	91	85	86	83	86
Stage 1- Affordable Payment	14	14	17	16	19	13	9	15	14	17	14
Stage 2	100	100	x	100	100	100	100	100	100	100	x
Stage 2- Zero Payment	86	83	x	80	77	89	89	82	88	84	x
Stage 2- Affordable Payment	14	17	x	20	23	11	11	18	12	16	x
Permanent Disability	100	100	x	100	100	100	100	100	100	100	x
Permanent Disability - Zero Payment	89	95	x	88	87	90	92	83	87	86	x
Permanent Disability - Affordable Payment	11	5	x	12	13	10	8	17	13	14	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.2 Profile of students who were on RAP

Table 2.3.2A Profile of students who were on RAP: LY 2017 to 2018 by Gender: Percent

Gender	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	65	69	74	72	69	64	67	70	68	66	67
Male	35	31	26	28	31	36	33	30	32	34	33
Total	100	100	100	100	100	100	100	100	100	100	100

Table 2.3.2B Profile of students who were on RAP: LY 2017 to 2018 by Age group: Percent

Age group	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	1	1	1	1	1	1	1	1	1	1	0
20 to 24 years	24	24	x	28	25	25	19	19	21	17	x
25 to 29 years	33	34	39	36	34	33	27	29	31	30	33
30 to 34 years	19	24	19	20	20	18	21	24	19	22	23
35 to 39 years	10	11	8	8	10	9	14	14	12	13	18
40 to 44 years	5	3	x	3	4	5	7	7	7	7	x
45 to 49 years	4	1	x	2	2	4	5	3	4	4	x
50 years and older	4	2	x	2	3	5	6	4	5	6	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.2C Profile of students who were on RAP: LY 2017 to 2018 by Level of study: Percent

Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	54	59	49	54	57	54	46	43	56	52	41
Undergraduate	40	38	45	41	39	40	48	51	38	41	48
Master	5	x	5	4	4	5	5	5	5	6	x
Doctorate	1	x	0s	0s	0s	1	1	1	1	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0s: value rounded to 0 (zero).

Table 2.3.2D Profile of students who were on RAP: LY 2017 to 2018 by Type of institution: Percent

Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	42	40	50	46	41	41	50	54	32	48	41
College	38	29	32	31	29	44	20	26	33	23	46
Private	20	31	18	23	31	15	30	20	35	29	13
Total	100	100	100	100	100	100	100	100	100	100	100

Table 2.3.3 First year RAP uptake rate for full-time students: LY 2017 to 2018

Jurisdiction	Number of borrowers entering repayment	Number of borrowers on RAP during the first year of repayment	First year RAP uptake rate
Newfoundland and Labrador	2,864	742	26
Prince Edward Island	1,147	327	29
Nova Scotia	7,366	2,784	38
New Brunswick	5,866	2,027	35
Ontario	121,573	36,667	30
Manitoba	5,163	890	17
Saskatchewan	5,341	1,145	21
Alberta	29,225	8,291	28
British Columbia	24,828	6,619	27
Yukon	86	18	21
Canada	203,459	59,510	29

2.4 Default rates

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent

Jurisdiction	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Newfoundland and Labrador	10	9	10	9	8
Prince Edward Island	13	10	9	7	9
Nova Scotia	13	11	11	11	10
New Brunswick	13	10	10	10	9
Ontario	12	11	10	9	9
Manitoba	12	11	10	10	9
Saskatchewan	11	10	11	9	11
Alberta	12	11	11	11	11
British Columbia	11	10	9	8	7
Yukon	x	11	x	18	11
Canada	12	11	10	9	9

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students

Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017: Percent

Item	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Three-year default rate for direct loans	9	8	9	10	9	9	9	11	11	7	11

Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Gender: Percent

Gender	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	9	8	9	9	8	8	8	11	11	7	x
Male	10	8	10	12	11	10	9	10	11	8	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Age group: Percent

Age group	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	19	16	17	19	17	21	8	13	21	12	x
20 to 24 years	8	8	10	11	8	8	9	7	10	7	x
25 to 29 years	8	7	8	7	8	8	7	9	9	6	x
30 to 34 years	10	7	x	12	11	10	10	18	13	5	x
35 to 39 years	11	9	x	12	15	10	10	14	13	11	x
40 to 44 years	11	x	x	17	17	10	11	20	14	9	x
45 to 49 years	10	x	x	15	13	9	x	20	16	10	x
50 years and older	12	x	0	11	x	11	x	25	16	12	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Level of study: Percent

Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	14	12	15	16	15	13	11	16	18	11	x
Undergraduate	6	4	7	6	6	6	8	8	5	5	x
Master	3	x	x	x	x	3	x	x	3	3	x
Doctorate	7	x	x	x	x	7	x	x	x	x	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Type of institution: Percent

Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	6	4	6	6	6	6	7	8	5	5	x
College	11	9	14	13	12	12	9	13	7	7	x
Private	17	15	18	20	17	16	13	18	24	13	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

3 Mobility

Table 3.1.1 Number of full-time students studying inside and outside of Canada

Table 3.1.1A Number of full-time students studying inside and outside Canada: LY 2017 to 2018: Number

Jurisdiction	Study in home province or territory	Study in Canada but away from home province or territory	Study in the United States	Study outside Canada and the United States	Total
Newfoundland and Labrador	4,969	876	28	57	5,930
Prince Edward Island	x	1,030	x	x	2,549
Nova Scotia	13,864	3,090	93	117	17,164
New Brunswick	10,898	2,784	87	49	13,818
Ontario	370,687	10,545	3,198	3,978	388,408
Manitoba	7,781	1,455	162	95	9,493
Saskatchewan	11,812	2,659	185	108	14,764
Alberta	65,342	9,919	1,518	1,341	78,120
British Columbia	46,788	6,079	719	999	54,585
Yukon	x	139	x	x	188
Canada	533,672	38,576	6,005	6,766	585,019

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 3.1.1B Number of full-time students studying inside and outside Canada: LY 2017 to 2018: Percent

Jurisdiction	Study in home province or territory	Study in Canada but away from home province or territory	Study in the United States	Study outside Canada and the United States	Total
Newfoundland and Labrador	83.8	14.8	0.5	1.0	100.0
Prince Edward Island	x	40.4	x	x	100.0
Nova Scotia	80.8	18.0	0.5	0.7	100.0
New Brunswick	78.9	20.1	0.6	0.4	100.0
Ontario	95.4	2.7	0.8	1.0	100.0
Manitoba	82.0	15.3	1.7	1.0	100.0
Saskatchewan	80.0	18.0	1.3	0.7	100.0
Alberta	83.6	12.7	1.9	1.7	100.0
British Columbia	85.7	11.1	1.3	1.8	100.0
Yukon	x	73.9	x	x	100.0
Canada	91.2	6.6	1.0	1.2	100.0

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 3.2.1 Number of full-time students studying inside their home province or territory

Table 3.2.1A Number of full-time students studying inside their home province or territory: Number

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	5,172	4,950	5,229	5,090	4,969
Prince Edward Island	1,849	1,666	1,507	1,492	x
Nova Scotia	13,340	13,116	13,130	13,329	13,864
New Brunswick	9,899	9,126	8,667	9,164	10,898
Ontario	307,236	307,401	306,728	302,452	370,687
Manitoba	8,336	8,054	8,383	8,160	7,781
Saskatchewan	8,740	8,818	9,271	9,959	11,812
Alberta	40,870	41,939	46,526	51,220	65,342
British Columbia	50,566	48,345	45,561	43,434	46,788
Yukon	25	31	26	30	x
Canada	446,033	443,446	445,028	444,330	533,672

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.1B Number of full-time students studying inside their home province or territory: Percent

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	85.1	85.0	85.7	84.7	83.8
Prince Edward Island	59.4	57.4	56.6	57.4	x
Nova Scotia	80.2	80.4	80.5	80.4	80.8
New Brunswick	77.0	75.7	75.4	76.7	78.9
Ontario	95.1	95.1	95.1	95.2	95.4
Manitoba	84.8	83.6	83.4	82.6	82.0
Saskatchewan	78.0	78.7	79.6	79.4	80.0
Alberta	82.9	82.4	83.2	82.7	83.6
British Columbia	85.6	85.5	85.6	85.2	85.7
Yukon	16.2	18.9	15.3	21.6	x
Canada	90.8	90.7	90.8	90.6	91.2

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.2 Number of full-time students studying in Canada but away from their home province or territory

Table 3.2.2A Number of full-time students studying in Canada but away from their home province or territory: Number

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	822	780	764	819	876
Prince Edward Island	1,233	1,208	1,132	1,084	1,030
Nova Scotia	3,054	2,967	2,955	3,040	3,090
New Brunswick	2,793	2,777	2,696	2,639	2,784
Ontario	9,077	9,114	8,962	8,743	10,545
Manitoba	1,202	1,272	1,365	1,421	1,455
Saskatchewan	2,136	2,083	2,085	2,303	2,659
Alberta	6,547	6,972	7,208	8,286	9,919
British Columbia	6,654	6,413	6,012	5,921	6,079
Yukon	117	125	134	105	139
Canada	33,635	33,711	33,313	34,361	38,576

Table 3.2.2B Number of full-time students studying in Canada but away from their home province or territory: Percent

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	13.5	13.4	12.5	13.6	14.8
Prince Edward Island	39.6	41.7	42.5	41.7	40.4
Nova Scotia	18.4	18.2	18.1	18.3	18.0
New Brunswick	21.7	23.0	23.4	22.1	20.1
Ontario	2.8	2.8	2.8	2.8	2.7
Manitoba	12.2	13.2	13.6	14.4	15.3
Saskatchewan	19.1	18.6	17.9	18.4	18.0
Alberta	13.3	13.7	12.9	13.4	12.7
British Columbia	11.3	11.3	11.3	11.6	11.1
Yukon	76.0	76.2	78.8	75.5	73.9
Canada	6.8	6.9	6.8	7.0	6.6

Table 3.2.3 Number of full-time students studying outside of Canada

Table 3.2.3A Number of full-time students studying outside of Canada: Number

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	87	96	109	100	85
Prince Edward Island	33	x	24	x	x
Nova Scotia	243	228	228	214	210
New Brunswick	167	156	137	143	136
Ontario	6,887	6,717	6,696	6,608	7,176
Manitoba	291	305	304	294	257
Saskatchewan	326	298	286	280	293
Alberta	1,892	1,974	2,166	2,419	2,859
British Columbia	1,838	1,816	1,634	1,623	1,718
Yukon	12	x	10	x	x
Canada	11,776	11,624	11,594	11,710	12,771

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.3B Number of full-time students studying outside of Canada: Percent

Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	1.4	1.6	1.8	1.7	1.4
Prince Edward Island	1.1	x	0.9	x	x
Nova Scotia	1.5	1.4	1.4	1.3	1.2
New Brunswick	1.3	1.3	1.2	1.2	1.0
Ontario	2.1	2.1	2.1	2.1	1.8
Manitoba	3.0	3.2	3.0	3.0	2.7
Saskatchewan	2.9	2.7	2.5	2.2	2.0
Alberta	3.8	3.9	3.9	3.9	3.7
British Columbia	3.1	3.2	3.1	3.2	3.1
Yukon	7.8	x	5.9	x	x
Canada	2.4	2.4	2.4	2.4	2.2

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

4 Historical Data

4.1 Loans

Table 4.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.	N.W.T.
1964 to 1965	42,113	737	437	2,513	2,027	21,920	2,272	2,992	4,519	4,675	x	x
1965 to 1966	53,702	1,392	1,100	3,943	3,170	21,368	3,523	4,965	6,439	7,770	22	10
1966 to 1967	67,401	1,488	881	5,029	3,939	27,640	4,183	6,210	8,245	9,753	21	12
1967 to 1968	94,758	1,980	969	6,387	5,766	45,225	4,694	7,726	10,716	11,270	14	11
1968 to 1969	103,735	2,176	958	6,640	6,178	52,165	4,694	8,015	12,878	10,000	x	x
1969 to 1970	128,070	5,051	1,242	9,248	7,613	62,761	5,584	10,203	17,565	8,768	22	13
1970 to 1971	126,567	5,371	1,630	9,155	7,605	60,523	4,597	9,757	19,308	8,585	x	x
1971 to 1972	133,501	7,903	2,000	9,897	8,504	63,549	5,430	10,012	17,286	8,869	35	16
1972 to 1973	132,012	7,553	1,869	9,966	8,440	66,390	5,710	9,361	15,462	7,208	22	31
1973 to 1974	137,150	7,933	1,649	9,243	8,524	69,510	6,155	8,205	15,577	10,289	30	35
1974 to 1975	151,349	7,828	1,560	9,579	7,653	79,340	7,267	6,901	14,703	16,421	42	55
1975 to 1976	144,893	4,529	1,494	9,505	6,591	80,708	7,527	5,317	12,761	16,318	72	71
1976 to 1977	140,870	4,795	1,395	9,201	6,210	77,823	7,052	4,886	13,283	16,103	75	47
1977 to 1978	114,827	4,583	1,281	8,111	6,135	56,063	5,569	5,334	12,568	15,031	90	62
1978 to 1979	122,438	4,106	1,207	7,577	6,121	66,313	4,613	5,322	12,177	14,870	78	54
1979 to 1980	118,374	4,390	1,143	7,720	6,067	63,412	4,181	4,637	12,139	14,544	91	50
1980 to 1981	128,362	4,906	1,228	7,955	6,404	70,963	4,224	4,933	13,476	14,130	86	57
1981 to 1982	138,539	5,432	1,442	8,962	6,981	74,537	5,390	5,211	15,530	14,886	120	48
1982 to 1983	172,506	7,829	1,688	10,179	8,777	93,874	7,237	6,400	16,051	20,339	122	10
1983 to 1984	196,154	7,183	1,873	11,403	9,911	104,451	8,439	7,819	25,589	19,332	x	x
1984 to 1985	207,184	8,240	1,992	12,378	10,275	105,028	9,722	8,083	33,331	17,936	x	x
1985 to 1986	217,746	10,333	2,143	12,829	11,219	101,713	10,842	9,234	38,438	20,794	188	13
1986 to 1987	234,164	11,843	2,272	13,547	11,241	101,332	11,329	14,032	45,256	23,095	201	16
1987 to 1988	222,370	10,840	2,294	13,000	11,445	91,995	12,013	14,596	39,568	26,413	190	14
1988 to 1989	203,047	10,303	2,070	12,779	10,917	83,868	11,596	14,360	35,698	21,247	209	N/A
1989 to 1990	215,034	10,588	2,484	13,361	11,707	87,999	10,752	14,961	36,637	26,379	166	N/A
1990 to 1991	240,543	12,960	2,451	14,957	13,040	100,623	11,801	15,306	37,193	31,911	301	N/A
1991 to 1992	268,305	12,132	2,399	14,674	13,472	128,270	11,707	15,480	35,513	34,292	366	N/A
1992 to 1993	281,312	11,740	2,211	13,905	13,427	139,299	12,066	16,280	36,649	35,350	385	N/A
1993 to 1994	304,942	11,936	2,132	14,165	12,775	162,794	10,305	15,479	38,305	36,685	366	N/A
1994 to 1995	315,670	12,478	2,065	13,430	10,422	180,644	9,629	14,663	32,656	39,397	286	N/A
1995 to 1996	324,165	15,236	2,107	14,608	9,455	178,771	9,199	13,705	37,439	43,361	284	N/A
1996 to 1997	343,224	18,717	2,169	16,201	13,437	185,297	9,208	12,951	38,900	46,103	241	N/A
1997 to 1998	350,774	18,796	2,312	16,748	14,127	188,108	9,488	13,051	36,973	50,904	267	N/A
1998 to 1999	336,342	17,645	2,650	17,463	14,448	177,451	9,957	13,865	36,141	46,493	229	N/A
1999 to 2000	335,103	14,842	2,306	16,553	13,782	169,990	10,558	15,203	39,683	51,918	268	N/A
2000 to 2001	343,588	15,953	3,047	16,903	15,708	158,256	10,860	16,358	43,294	62,953	256	N/A
2001 to 2002	328,674	13,912	3,068	17,234	15,614	145,287	10,267	16,246	42,323	64,467	256	N/A
2002 to 2003	328,991	12,554	3,238	16,945	15,439	148,195	9,930	15,392	42,052	64,993	253	N/A
2003 to 2004	340,203	11,541	3,385	16,697	15,902	159,684	9,649	15,163	42,501	65,425	256	N/A
2004 to 2005	337,256	10,395	3,280	16,044	15,434	167,354	9,180	14,132	41,422	59,764	251	N/A
2005 to 2006	343,638	9,640	3,239	15,895	15,918	182,016	9,305	13,245	37,844	56,306	230	N/A
2006 to 2007	343,261	8,887	3,206	15,477	15,676	192,875	8,496	12,346	33,779	52,298	221	N/A
2007 to 2008	352,708	8,570	3,297	15,137	15,446	207,694	8,212	11,000	33,183	49,966	203	N/A
2008 to 2009	365,363	7,646	3,286	15,158	14,943	219,632	7,871	9,688	35,356	51,570	213	N/A
2009 to 2010	401,734	7,382	3,286	14,631	14,727	243,515	8,213	9,708	42,006	58,066	200	N/A
2010 to 2011	424,575	6,950	3,326	14,835	14,604	256,692	8,823	11,038	47,503	60,593	211	N/A
2011 to 2012	446,582	6,635	3,307	15,351	14,586	273,614	9,410	11,510	49,882	62,087	200	N/A
2012 to 2013	472,167	6,354	3,280	15,790	13,619	302,355	9,858	11,469	49,114	60,158	170	N/A
2013 to 2014	491,444	6,081	3,115	16,637	12,859	323,200	9,829	11,202	49,309	59,058	154	N/A
2014 to 2015	488,781	5,826	2,900	16,311	12,059	323,232	9,631	11,199	50,885	56,574	164	N/A
2015 to 2016	489,935	6,102	2,663	16,313	11,500	322,386	10,052	11,642	55,900	53,207	170	N/A
2016 to 2017	490,401	6,009	2,601	16,583	11,946	317,803	9,875	12,542	61,925	50,978	139	N/A
2017 to 2018	585,019	5,930	2,549	17,164	13,818	388,408	9,493	14,764	78,120	54,585	188	N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.	N.W.T.
1964 to 1965	26.7	0.5	0.3	1.8	1.4	14.4	1.4	1.9	2.1	3.1	x	x
1965 to 1966	34.6	0.9	0.4	2.9	2.3	14.6	2.2	3.4	3.1	4.8	0	0
1966 to 1967	40.5	0.8	0.6	3.3	3	14.4	2.8	4.5	4.4	6.6	0	0
1967 to 1968	57.3	1.1	0.7	4.3	4.2	23.6	3.2	5.8	6.3	8	0	0
1968 to 1969	63.9	1.5	0.8	5.1	4.8	26.6	3.4	6.4	8.1	7.3	x	x
1969 to 1970	78.1	3.1	0.9	7	5.4	31.8	4.3	8.4	10.5	6.6	0	0
1970 to 1971	86.1	4.9	1.4	7.9	6.5	32.3	3.4	8.5	14.3	6.8	x	x
1971 to 1972	87.5	5.5	1.6	8.8	6.7	33.5	4.1	7.3	13.8	6.1	0	0
1972 to 1973	102.3	6.7	2.1	10.2	7.5	45.1	3.7	6.8	14.9	5.3	0	0
1973 to 1974	108.7	5.2	1.9	10.8	6.9	50.8	4.5	6.1	15.2	7.2	0	0
1974 to 1975	121	4.4	1.8	11.8	7.3	60.1	5.5	5.4	14.9	9.7	0	0.1
1975 to 1976	148.3	4.3	2	13.1	8.9	74.4	6.3	5.4	18.1	15.7	0.1	0.1
1976 to 1977	160.9	4.8	2.1	12.6	7.9	80.4	10	5.2	18.6	19.2	0.1	0.1
1977 to 1978	134.6	4.4	1.7	10.9	8	57.7	8	7.2	17.6	19	0.1	0.1
1978 to 1979	147.9	4.8	1.7	10.7	8.2	70.2	6.9	7.6	18	19.6	0.1	0.1
1979 to 1980	142.7	4.9	1.6	11.1	8.5	65.9	6.5	6.5	17.7	19.8	0.1	0.1
1980 to 1981	162.1	5.9	1.8	11.6	9	80.2	6.7	7	19.8	19.9	0.1	0.1
1981 to 1982	199.9	7	2.3	13.7	10.1	99.8	9.9	7.7	25.4	23.6	0.2	0.1
1982 to 1983	280.3	10.8	2.8	18.6	15.3	144.3	13.6	10.5	30.3	34.1	0.2	0
1983 to 1984	454.9	13.7	4.1	30.4	21.8	224.9	25	18	67.9	48.7	x	x
1984 to 1985	526.7	22.3	4.6	34.4	24.2	247.1	30.8	18.4	95.5	48.9	x	x
1985 to 1986	576.9	29.8	5.1	35.8	31.2	239.8	35.6	24.6	114.5	60	0.5	0
1986 to 1987	621	35.9	5.7	39.9	33.2	231.2	37.6	39.6	126.1	71.1	0.6	0
1987 to 1988	612	33.9	5.8	39.5	34.4	200	40.4	47.3	120.6	89.6	0.6	0
1988 to 1989	551	31.1	5.3	39.3	32.9	183	39.3	47	108.4	64	0.6	N/A
1989 to 1990	599.2	32.1	6.9	40.9	35.8	201.5	36	48.9	112	84.6	0.5	N/A
1990 to 1991	665.8	36.4	6.1	43.6	39.2	238.1	38.8	48.6	114.1	100.1	0.8	N/A
1991 to 1992	797.2	34.2	6.1	44.9	41.7	351.2	38.8	52.3	112.2	114.9	0.9	N/A
1992 to 1993	846.6	35.9	6.4	42.9	42.4	395.7	35.3	56.3	117.9	113.1	0.8	N/A
1993 to 1994	986.7	38	6.1	42.7	44.1	511.7	35.5	50.7	127.1	129.5	1.1	N/A
1994 to 1995	1,214.60	54.1	7.5	51.2	33	681.9	35.5	56.3	117.2	176.9	0.9	N/A
1995 to 1996	1,340.00	74.1	8.4	51.1	29.3	741.6	35.7	54.9	140.7	202.9	1.2	N/A
1996 to 1997	1,583.90	91.5	13.4	62.8	82.5	880.8	30.6	56.1	147.6	217.5	1.2	N/A
1997 to 1998	1,567.80	86.1	11.4	62.8	79.7	856	37.1	57.5	133.3	243	1	N/A
1998 to 1999	1,557.20	88.8	11.9	94.7	67.6	817.3	38.2	67.3	146.9	223.4	1	N/A
1999 to 2000	1,549.60	70	10.1	90.2	61.9	780.9	44.3	72.8	170.5	247.7	1.1	N/A
2000 to 2001	1,564.70	69.5	13.5	90.7	77.6	704.5	46.9	78.2	184.2	298.6	1.2	N/A
2001 to 2002	1,507.40	61.3	16.1	92.9	77.7	643.7	44.5	79	181.3	309.5	1.3	N/A
2002 to 2003	1,544.70	56.2	17	92.5	77.9	664.6	43.4	74.5	187.3	330	1.3	N/A
2003 to 2004	1,643.00	52	17.9	92.6	82.5	734.5	44.1	76	200.1	342	1.3	N/A
2004 to 2005	1,628.80	46.5	17.3	88.8	80	768.9	41.5	71.3	198.9	314.4	1.2	N/A
2005 to 2006	1,935.00	49.3	21.2	107.1	88.8	971.2	48.7	80.8	215	351.5	1.4	N/A
2006 to 2007	1,927.10	45.7	22.6	102.6	91.4	1,034.90	44.3	74	189.4	320.9	1.3	N/A
2007 to 2008	2,012.50	43.9	24.6	102.1	88.2	1,146.00	43.1	66	190.5	306.9	1.2	N/A
2008 to 2009	2,077.80	39.7	21.7	101.7	83.2	1,210.00	41.3	58.8	204.8	315.3	1.3	N/A
2009 to 2010	2,083.20	33.3	21	97.5	74.3	1,208.80	36.4	56.1	216.5	338.3	1.1	N/A
2010 to 2011	2,218.90	31.1	21.2	98.5	73.2	1,285.00	40.3	65.1	252.3	351	1.1	N/A
2011 to 2012	2,400.70	29.9	21.1	106.1	74.1	1,420.00	44.6	66.2	275.8	361.9	1.1	N/A
2012 to 2013	2,566.40	29.9	21.3	110.5	71.7	1,603.90	47.8	66.6	269.3	344.5	0.9	N/A
2013 to 2014	2,700.70	29	20.3	116.7	70.4	1,735.30	47.3	66.1	274.1	340.5	0.9	N/A
2014 to 2015	2,702.20	28	18.8	115.1	66.4	1,736.60	46	68.6	285.9	335.7	1	N/A
2015 to 2016	2,698.20	28.9	17	113.9	63.6	1,722.70	48	71	318.3	313.8	1	N/A
2016 to 2017	2,608.00	27.9	16.3	114.9	56	1,636.50	45.6	75	338.7	296.4	0.8	N/A
2017 to 2018	3,329.10	37	16	122.7	66.8	2,127.90	41	93.2	483.6	339.5	1.2	N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.1.3 Canada Student Loans for part-time students

Table 4.1.3A Canada Student Loans for part-time students: Number of recipients

Loan Year	Number of recipients
1987 to 1988	620
1988 to 1989	320
1989 to 1990	730
1990 to 1991	803
1991 to 1992	757
1992 to 1993	1,280
1993 to 1994	1,414
1994 to 1995	2,112
1995 to 1996	1,887
1996 to 1997	1,859
1997 to 1998	3,205
1998 to 1999	3,128
1999 to 2000	1,302
2000 to 2001	2,980
2001 to 2002	2,867
2002 to 2003	2,772
2003 to 2004	2,779
2004 to 2005	2,572
2005 to 2006	2,127
2006 to 2007	1,863
2007 to 2008	1,436
2008 to 2009	1,425
2009 to 2010	2,698
2010 to 2011	3,974
2011 to 2012	6,470
2012 to 2013	9,601
2013 to 2014	11,254
2014 to 2015	12,086
2015 to 2016	13,712
2016 to 2017	11,790
2017 to 2018	13,534

Table 4.1.3B Canada Student Loans for part-time students: Millions of dollars

Loan Year	Millions of dollars
1987 to 1988	0.9
1988 to 1989	0.5
1989 to 1990	1.2
1990 to 1991	1.4
1991 to 1992	1.3
1992 to 1993	2.5
1993 to 1994	3.0
1994 to 1995	5.9
1995 to 1996	5.4
1996 to 1997	5.4
1997 to 1998	7.7
1998 to 1999	7.8
1999 to 2000	3.5
2000 to 2001	5.5
2001 to 2002	4.9
2002 to 2003	4.6
2003 to 2004	4.7
2004 to 2005	4.6
2005 to 2006	3.8
2006 to 2007	3.5
2007 to 2008	2.8
2008 to 2009	2.8
2009 to 2010	4.6
2010 to 2011	6.9
2011 to 2012	11.2
2012 to 2013	16.6
2013 to 2014	19.9
2014 to 2015	20.9
2015 to 2016	24.1
2016 to 2017	19.2
2017 to 2018	23.0

4.2 Grants

Table 4.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients

Table 4.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	1,677	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	6,273	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	7,354	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	56,899	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	63,793	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001	55,830	1,242	343	1,389	1,174	26,375	1,037	3,609	6,441	13,636	34
2001 to 2002	48,730	977	354	1,541	1,643	23,440	1,088	2,387	6,206	11,054	40
2002 to 2003	55,625	703	425	1,598	1,383	25,259	1,317	2,727	6,443	15,732	38
2003 to 2004	53,272	1,245	295	1,703	1,701	22,107	1,428	2,236	6,977	15,528	52
2004 to 2005	53,404	588	296	1,548	1,419	24,384	1,434	3,342	6,589	13,762	42
2005 to 2006	49,500	481	308	2,280	1,311	25,833	1,482	2,754	5,574	9,442	35
2006 to 2007	47,853	559	288	1,437	1,275	26,632	1,194	2,489	4,385	9,551	43
2007 to 2008	40,402	523	363	1,343	1,539	21,787	1,079	1,955	3,999	7,785	29
2008 to 2009	42,489	482	410	1,411	1,195	23,128	1,074	1,707	4,054	8,997	31

¹ Provincial and territorial statistics are not available.

Table 4.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2005 to 2006	31,882	664	11	1,760	39	21,684	718	1,120	2,026	3,848	12
2006 to 2007	39,515	1,073	x	1,842	1,881	26,674	737	1,128	1,867	3,942	x
2007 to 2008	40,279	1,034	x	1,916	1,088	28,373	748	1,042	1,935	3,632	x
2008 to 2009	41,757	816	317	1,818	415	30,855	758	920	1,780	4,065	13

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010²	295,153	4,823	2,305	10,184	8,592	181,270	6,272	7,270	30,696	43,542	160
2010 to 2011²	320,154	4,394	2,399	10,364	8,584	194,333	6,928	8,101	36,247	47,463	179
2011 to 2012²	336,173	4,215	2,323	10,616	8,448	207,364	7,757	8,661	36,573	49,284	164
2012 to 2013²	356,894	4,063	2,406	10,917	8,199	226,772	7,788	8,659	37,647	50,036	152
2013 to 2014	367,586	3,879	2,370	11,321	7,919	239,781	7,922	8,374	36,559	49,336	125
2014 to 2015	365,832	3,665	2,271	11,104	7,418	240,701	7,800	8,214	37,515	47,009	135
2015 to 2016	368,940	4,038	2,177	11,169	7,009	243,772	8,116	8,524	39,544	44,463	128
2016 to 2017	379,606	4,143	2,232	11,238	7,627	248,306	8,245	9,100	45,160	43,432	123
2017 to 2018	490,377	4,875	2,514	13,763	10,585	331,701	9,306	12,168	58,230	47,062	173

² Total may not equal the sum of the provinces and territories for the following loan years: 2009 to 2010, 2010 to 2011, 2011 to 2012 and 2012 to 2013 since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.

Table 4.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed

Table 4.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	3.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	8.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	11.2	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	73.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	82.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001	81.1	1.6	0.5	2.3	2.3	37.8	1.7	5.1	8.4	21.4	0.1
2001 to 2002	67.4	1.3	0.4	2.6	2.3	33.7	1.7	5.3	8.2	11.8	0.1
2002 to 2003	75.5	1.1	0.6	3.0	2.1	36.1	2.0	5.2	9.0	16.6	0.1
2003 to 2004	76.8	1.0	0.4	3.7	2.4	36.0	2.2	5.5	10.1	15.3	0.1
2004 to 2005	83.9	0.9	0.5	3.0	2.4	38.2	2.3	5.6	9.9	21.0	0.1
2005 to 2006	79.5	0.6	0.5	3.3	2.3	41.3	2.5	4.5	9.0	15.5	0.1
2006 to 2007	72.9	0.9	0.4	3.0	2.4	38.5	2.0	4.3	7.7	13.6	0.1
2007 to 2008	69.8	0.8	0.5	2.9	2.4	38.0	1.9	3.7	7.7	11.9	0.0s
2008 to 2009	72.9	0.7	0.5	2.5	2.2	40.6	1.8	3.1	7.9	13.4	0.1

0.0s: value rounded to 0.0 (zero).
¹ Provincial and territorial statistics are not available.

Table 4.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2005 to 2006	58.9	1.0	0.0	3.9	0.1	38.6	1.2	2.4	4.0	7.7	0.0s
2006 to 2007	68.8	0.9	x	4.0	3.8	45.4	1.1	2.3	3.6	6.9	x
2007 to 2008	72.0	0.9	x	4.0	2.3	50.0	1.2	2.2	3.9	6.6	x
2008 to 2009	74.7	0.8	0.7	3.7	0.8	55.0	1.2	1.9	3.6	7.0	0.0s

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0s: value rounded to 0.0 (zero).

Table 4.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010²	593.4	8.8	4.7	21.4	16.6	354.8	16.3	18.6	65.7	85.9	0.4
2010 to 2011²	630.0	7.9	4.7	21.6	16.0	370.5	16.5	18.7	75.7	91.4	0.5
2011 to 2012²	646.7	7.5	4.3	21.7	15.6	386.7	16.6	19.8	74.2	95.8	0.4
2012 to 2013²	695.0	7.5	4.5	22.8	15.9	431.8	17.7	20.0	76.4	96.7	0.3
2013 to 2014	715.3	7.6	4.6	23.6	16.1	457.1	17.3	18.9	73.7	96.1	0.3
2014 to 2015	717.7	7.4	4.4	23.3	15.2	463.6	16.8	19.1	76.1	91.7	0.3
2015 to 2016	719.5	8.3	4.5	23.7	14.0	464.1	17.2	19.6	80.9	87.0	0.2
2016 to 2017	1,014.6	12.2	5.9	32.7	19.9	653.3	24.2	27.2	122.7	116.2	0.4
2017 to 2018	1,364.9	14.0	6.8	41.2	29.3	910.3	26.9	37.2	168.2	130.5	0.5

Table 4.2.3 Canada Student Grants for part-time students

Table 4.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients

Loan Year	Number of recipients
1995 to 1996	438
1996 to 1997	3,037
1997 to 1998	4,567
1998 to 1999	5,675
1999 to 2000	5,728
2000 to 2001	5,441
2001 to 2002	4,786
2002 to 2003	4,451
2003 to 2004	4,215
2004 to 2005	3,977
2005 to 2006	2,847
2006 to 2007	2,848
2007 to 2008	2,570
2008 to 2009	2,721

Table 4.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars

Loan Year	Millions of dollars
1995 to 1996	0.4
1996 to 1997	2.0
1997 to 1998	3.5
1998 to 1999	4.6
1999 to 2000	4.7
2000 to 2001	4.6
2001 to 2002	4.1
2002 to 2003	3.8
2003 to 2004	3.7
2004 to 2005	3.6
2005 to 2006	3.0
2006 to 2007	2.7
2007 to 2008	2.6
2008 to 2009	2.8

Table 4.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients

Loan Year	Number of recipients
2009 to 2010	4,189
2010 to 2011	6,208
2011 to 2012	8,849
2012 to 2013	13,208
2013 to 2014	14,955
2014 to 2015	15,963
2015 to 2016	17,439
2016 to 2017	19,159
2017 to 2018	21,268

Table 4.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars

Loan Year	Millions of dollars
2009 to 2010	4.5
2010 to 2011	6.8
2011 to 2012	10.0
2012 to 2013	14.9
2013 to 2014	17.3
2014 to 2015	18.1
2015 to 2016	19.8
2016 to 2017	29.0
2017 to 2018	33.0

Table 4.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients

Table 4.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	438	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	3,037	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	4,567	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	5,675	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	5,728	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 20011	5,441	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2001 to 2002	4,786	x	151	76	50	455	33	273	954	2,786	x
2002 to 2003	4,451	x	189	67	24	410	37	134	971	2,608	x
2003 to 2004	4,215	x	103	60	28	328	47	117	963	2,553	x
2004 to 2005	3,977	x	83	37	19	334	49	99	849	2,498	x
2005 to 2006	2,847	x	104	14	29	293	47	56	610	1,691	x
2006 to 2007	2,848	x	96	15	0	269	35	36	336	2,018	x
2007 to 2008	2,570	x	146	12	32	229	44	32	193	1,871	x
2008 to 2009	2,721	x	163	11	15	231	35	19	194	2,043	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ Provincial and territorial statistics are not available.

Table 4.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010	4,189	x	205	83	68	1,055	140	49	551	2,020	x
2010 to 2011	6,208	x	282	122	77	1,897	194	55	756	2,791	x
2011 to 2012	8,849	x	323	132	79	3,902	253	67	607	3,447	x
2012 to 2013	13,208	x	466	123	97	6,138	339	79	1,273	4,654	x
2013 to 2014	14,955	54	501	141	114	7,335	393	73	1,285	5,059	0
2014 to 2015	15,963	x	555	202	108	8,387	335	79	1,356	4,885	x
2015 to 2016	17,439	x	568	185	124	9,193	395	111	1,454	5,322	x
2016 to 2017	19,159	x	622	174	138	9,857	365	135	1,913	5,869	x
2017 to 2018	21,268	x	620	186	99	12,627	281	160	1,940	5,267	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed

Table 4.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	0.4	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	2.0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	3.5	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	4.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	4.7	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 20011	4.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2001 to 2002	4.1	x	0.1	0.1	0.1	0.4	0.0s	0.3	0.7	2.3	x
2002 to 2003	3.8	x	0.2	0.1	0.0s	0.4	0.0s	0.2	0.7	2.3	x
2003 to 2004	3.7	x	0.1	0.1	0.0s	0.3	0.0s	0.1	0.7	2.2	x
2004 to 2005	3.6	x	0.1	0.0s	0.0s	0.3	0.1	0.1	0.6	2.3	x
2005 to 2006	3.0	x	0.1	0.0s	0.0s	0.3	0.1	0.1	0.5	1.9	x
2006 to 2007	2.7	x	0.1	0.0s	0.0	0.2	0.0s	0.0s	0.3	2.0	x
2007 to 2008	2.6	x	0.1	0.0s	0.0s	0.2	0.0s	0.0s	0.1	1.9	x
2008 to 2009	2.8	x	0.2	0.0s	0.0s	0.2	0.0s	0.0s	0.1	2.2	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0s: value rounded to 0.0 (zero).
¹ Provincial and territorial statistics are not available.

Table 4.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010	4.5	x	0.2	0.1	0.1	1.2	0.2	0.1	0.4	2.3	x
2010 to 2011	6.8	x	0.3	0.1	0.1	2.2	0.2	0.1	0.6	3.2	x
2011 to 2012	10.0	x	0.3	0.1	0.1	4.6	0.3	0.1	0.4	4.0	x
2012 to 2013	14.9	x	0.5	0.1	0.1	7.1	0.4	0.1	1.0	5.5	x
2013 to 2014	17.3	0.1	0.5	0.2	0.1	8.6	0.5	0.1	1.0	6.2	0.0
2014 to 2015	18.1	x	0.5	0.2	0.1	9.8	0.4	0.1	1.1	5.7	x
2015 to 2016	19.8	x	0.6	0.2	0.1	10.7	0.5	0.2	1.1	6.3	x
2016 to 2017	29.0	x	0.8	0.3	0.2	15.2	0.5	0.2	2.0	9.5	x
2017 to 2018	33.0	x	0.8	0.3	0.2	20.2	0.5	0.3	2.1	8.6	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

5 Appendix

5.1 Profiles - Canada

Table 5.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	365,729	59
Male	252,873	41
Total	618,602	100

Table 5.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	179,220	29
20 to 24 years	276,593	45
25 to 29 years	83,627	14
30 to 34 years	32,787	5
35 to 39 years	20,198	3
40 to 44 years	12,755	2
45 to 49 years	7,494	1
50 years and older	5,928	1
Total	618,602	100

Table 5.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	220,516	36
Undergraduate	367,966	59
Master	24,814	4
Doctorate	5,306	1
Total	618,602	100

Table 5.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	353,734	57
College	207,561	34
Private	57,307	9
Total	618,602	100

Table 5.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	15,438	63
Male	8,921	37
Total	24,359	100

Table 5.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	5,762	24
20 to 24 years	10,890	45
25 to 29 years	3,379	14
30 to 34 years	1,632	7
35 to 39 years	1,107	5
40 to 44 years	753	3
45 to 49 years	448	2
50 years and older	388	2
Total	24,359	100

Table 5.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	7,359	30
Undergraduate	16,010	66
Master	930	4
Doctorate	60	0s
Total	24,359	100

0s: value rounded to 0 (zero).

Table 5.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	16,260	67
College	7,669	31
Private	430	2
Total	24,359	100

Table 5.1.3 Profile of full-time students who received Canada Student Grants

Table 5.1.3A Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	281,471	59
Male	199,433	41
Total	480,904	100

Table 5.1.3B Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	135,742	28
20 to 24 years	224,322	47
25 to 29 years	64,188	13
30 to 34 years	24,432	5
35 to 39 years	15,120	3
40 to 44 years	9,004	2
45 to 49 years	4,770	1
50 years and older	3,326	1
Total	480,904	100

Table 5.1.3C Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	157,820	33
Undergraduate	319,157	66
Master	2,929	1
Doctorate	998	0s
Total	480,904	100

0s: value rounded to 0 (zero).

Table 5.1.3D Profile of full-time students who received Canada Student Grants: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	282,432	59
College	166,714	35
Private	31,758	7
Total	480,904	100

Table 5.1.4 Profile of part-time students who received Canada Student Grants

Table 5.1.4A Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	13,217	62
Male	8,051	38
Total	21,268	100

Table 5.1.4B Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	5,746	27
20 to 24 years	10,153	48
25 to 29 years	2,502	12
30 to 34 years	1,076	5
35 to 39 years	741	3
40 to 44 years	486	2
45 to 49 years	289	1
50 years and older	275	1
Total	21,268	100

Table 5.1.4C Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	6,025	28
Undergraduate	14,608	69
Master	584	3
Doctorate	51	0s
Total	21,268	100

0s: value rounded to 0 (zero).

Table 5.1.4D Profile of part-time students who received Canada Student Grants: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	14,611	69
College	6,364	30
Private	293	1
Total	21,268	100

Table 5.1.5 Profile of full-time students who received Canada Student Loans

Table 5.1.5A Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	345,726	59
Male	239,293	41
Total	585,019	100

Table 5.1.5B Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	169,814	29
20 to 24 years	260,902	45
25 to 29 years	79,821	14
30 to 34 years	30,983	5
35 to 39 years	18,974	3
40 to 44 years	11,957	2
45 to 49 years	7,076	1
50 years and older	5,492	1
Total	585,019	100

Table 5.1.5C Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	206,985	35
Undergraduate	348,243	60
Master	24,587	4
Doctorate	5,204	1
Total	585,019	100

Table 5.1.5D Profile of full-time students who received Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	335,682	57
College	195,500	33
Private	53,837	9
Total	585,019	100

Table 5.1.6 Profile of part-time students who received Canada Student Loans

Table 5.1.6A Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	8,624	64
Male	4,910	36
Total	13,534	100

Table 5.1.6B Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	2,328	17
20 to 24 years	5,909	44
25 to 29 years	2,274	17
30 to 34 years	1,176	9
35 to 39 years	772	6
40 to 44 years	531	4
45 to 49 years	314	2
50 years and older	230	2
Total	13,534	100

Table 5.1.6C Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	4,158	31
Undergraduate	8,518	63
Master	807	6
Doctorate	51	0s
Total	13,534	100

0s: value rounded to 0 (zero).

Table 5.1.6D Profile of part-time students who received Canada Student Loans: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	8,848	65
College	4,314	32
Private	372	3
Total	13,534	100

Table 5.1.7 Profile of students who received Canada Student Grant for Full-Time Students

Table 5.1.7A Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	261,066	58
Male	190,230	42
Total	451,296	100

Table 5.1.7B Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	131,635	29
20 to 24 years	217,628	48
25 to 29 years	59,113	13
30 to 34 years	19,633	4
35 to 39 years	10,865	2
40 to 44 years	6,361	1
45 to 49 years	3,558	1
50 years and older	2,503	1
Total	451,296	100

Table 5.1.7C Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	136,202	30
Undergraduate	315,084	70
Master	x	x
Doctorate	x	x
Total	451,296	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.7D Profile of students who received Canada Student Grant for Full-Time Students: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	274,690	61
College	156,199	35
Private	20,407	5
Total	451,296	100

Table 5.1.8 Profile of students who received Canada Student Grant for Full-Time Students with Dependants

Table 5.1.8A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	31,468	78
Male	9,055	22
Total	40,523	100

Table 5.1.8B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	551	1
20 to 24 years	6,160	15
25 to 29 years	9,046	22
30 to 34 years	9,419	23
35 to 39 years	8,104	20
40 to 44 years	4,720	12
45 to 49 years	1,880	5
50 years and older	643	2
Total	40,523	100

Table 5.1.8C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	29,137	72
Undergraduate	9,328	23
Master	1,335	3
Doctorate	723	2
Total	40,523	100

Table 5.1.8D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	9,234	23
College	17,934	44
Private	13,355	33
Total	40,523	100

Table 5.1.9 Profile of students who received Canada Student Grant for Students with Permanent Disabilities

Table 5.1.9A Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	28,053	60
Male	18,379	40
Total	46,432	100

Table 5.1.9B Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	10,043	22
20 to 24 years	19,427	42
25 to 29 years	8,274	18
30 to 34 years	3,558	8
35 to 39 years	1,967	4
40 to 44 years	1,192	3
45 to 49 years	874	2
50 years and older	1,097	2
Total	46,432	100

Table 5.1.9C Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	19,968	43
Undergraduate	24,462	53
Master	1,698	4
Doctorate	304	1
Total	46,432	100

Table 5.1.9D Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	22,886	49
College	21,029	45
Private	2,517	5
Total	46,432	100

Table 5.1.10 Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities

Table 5.1.10A Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	6,477	61
Male	4,073	39
Total	10,550	100

Table 5.1.10B Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	3,122	30
20 to 24 years	3,531	33
25 to 29 years	1,666	16
30 to 34 years	834	8
35 to 39 years	523	5
40 to 44 years	316	3
45 to 49 years	245	2
50 years and older	313	3
Total	10,550	100

Table 5.1.10C Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	5,289	50
Undergraduate	4,963	47
Master	253	2
Doctorate	45	0s
Total	10,550	100

0s: value rounded to 0 (zero).

Table 5.1.10D Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	4,708	45
College	5,468	52
Private	374	4
Total	10,550	100

Table 5.1.11 Profile of students who received Canada Student Grant for Part-Time Studies

Table 5.1.11A Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	13,213	62
Male	8,048	38
Total	21,261	100

Table 5.1.11B Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	5,746	27
20 to 24 years	10,153	48
25 to 29 years	2,500	12
30 to 34 years	1,075	5
35 to 39 years	738	3
40 to 44 years	486	2
45 to 49 years	289	1
50 years and older	274	1
Total	21,261	100

Table 5.1.11C Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	6,023	28
Undergraduate	14,607	69
Master	581	3
Doctorate	50	0s
Total	21,261	100

0s: value rounded to 0 (zero).

Table 5.1.11D Profile of students who received Canada Student Grant for Part-Time Studies: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	14,605	69
College	6,364	30
Private	292	1
Total	21,261	100

Table 5.1.12 Profile of students who received Canada Student Grant for Part-Time Students with Dependants

Table 5.1.12A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Gender

Gender	Number	Percent
Female	285	76
Male	91	24
Total	376	100

Table 5.1.12B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Age group

Age group	Number	Percent
Younger than 20 years	x	x
20 to 24 years	29	8
25 to 29 years	63	17
30 to 34 years	96	26
35 to 39 years	92	24
40 to 44 years	56	15
45 to 49 years	26	7
50 years and older	x	x
Total	376	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.12C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Level of study

Level of study	Number	Percent
Certificate or diploma	195	52
Undergraduate	96	26
Master	x	x
Doctorate	x	x
Total	376	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.12D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2017 to 2018 by Type of institution

Type of institution	Number	Percent
University	159	42
College	161	43
Private	56	15
Total	376	100

Glossary

Canada Apprentice Loans (CAL)

In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.

Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In LY 2017 to 2018, CSG are available for:

students from low- and middle-income families: up to $375 per month of study
low- and middle-income full-time students with dependants: $200 per month of study for each dependant under 12 years of age. If the dependant has a permanent disability, this also applies to dependants over the age of 12 years
low- and middle-income part-time students with dependants: Up to a maximum of $1,920
part-time studies: For students from low- and middle- income families, up to $1,800 per loan year, depending on assessed need
students with permanent disabilities: $2,000 per year for full-time or part-time students with permanent disabilities
services and equipment for students with permanent disabilities: Up to $8,000 per year to cover exceptional education-related costs. Costs can include (but are not limited to) tutors, note-takers, sign interpreters, braillers and technical aids

Canada Student Loan Forgiveness for Family Doctors and Nurses

Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans (CSL) forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1st to March 31st).

Consolidation

Borrowers consolidate their student loan(s) 6 months after completing their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.

Default

A loan is in default when it is in arrears for greater than 270 days under the direct lending regime.

Default rate

The CSLP measures default using a 3 year cohort default rate. This rate is defined as the percentage of loan dollars that enter repayment in a given loan year (cohort) and default within 3 years. For example, the 3 year default rate for the LY 2016 to 2017 cohort represents the proportion of loan dollars that entered repayment in LY 2016 to 2017 and defaulted before August 1, 2019.

Designated

A designated post-secondary educational institution meets provincial and federal eligibility criteria. Students attending these schools can apply for government-sponsored student financial assistance, such as Canada Student Loans.

Direct loans

As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.

Fiscal year

April 1 to March 31.

Full-time

A full-time student is a student enrolled with at least a 60% course load (or 40% for students with permanent disabilities) in a program of study for at least 12 consecutive weeks, at a designated post-secondary educational institution.

Guaranteed loans

Until 1995, financial institutions such as banks provided Canada Student Loans under the guaranteed loans regime. If a student defaulted on a guaranteed loan, the Government paid out the bank. In this case, the student owed their debt directly to the Government.

Integrated province

In integrated provinces, borrowers receive and repay one federal-provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSLP has integration agreements with 5 provinces: Ontario, New Brunswick, Newfoundland and Labrador, Saskatchewan and British Columbia.

In-study

The status of borrowers attending full-time or part-time studies at a post-secondary educational institution.

In-study interest subsidy

This is the Canada Student Loan interest covered by the Government of Canada during the post-secondary study period.

Loan year

August 1 to July 31.

National Student Loans Service Centre (NSLSC)

The NSLSC is the main point of contact for borrowers in managing their Canada Student loans, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The service centre manages all Canada Student Loans issued on or after August 1, 2000, as well as integrated student loans for:

New Brunswick and Newfoundland and Labrador issued on or after August 1, 2000
Ontario and Saskatchewan issued on or after August 1, 2001, and
British Columbia issued on or after August 1, 2011

Part-time

A part-time student is a student taking between 20% and 59% of a full course load. Students with permanent disabilities are part-time if they are taking between 20% and 39% of a full course load. If these students are taking between 40% and 59% of a full course load, they can choose to be a full- or part-time student for the purpose of the CSLP.

Participating provinces/territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSLP include Newfoundland and Labrador, Prince Edward Island, Nova Scotia, New Brunswick, Ontario, Manitoba, Saskatchewan, Alberta, British Columbia and Yukon.

Province/territory of residence

A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario resides in Manitoba.

Post-secondary education

Levels of education following secondary school (high school) at all designated public or private post-secondary institutions.

Repayment

The status of borrowers who have begun repaying their Canada Student Loans. Repayment begins 6 months following the end of studies.

Repayment Assistance Plan (RAP)

On August 1, 2009, the RAP replaced the CSLP’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a permanent disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

RAP Stage 1: The Government of Canada and the relevant provincial government pay the interest owing, that the borrower’s payment does not cover. This stage can last up to 10 6-month periods or 60 months during the 10-year period after a borrower leaves school
RAP Stage 2: This stage begins once the borrower completes Stage 1. If the borrower cannot meet their repayment obligations, the Government will cover both the principal and interest that exceeds the borrowers reduced monthly payments

Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD)

RAP-PD assists borrowers experiencing difficulty meeting their repayment obligations. RAP-PD provides accelerated repayment assistance that considers the additional living costs faced by people with permanent disabilities. RAP-PD recipients can obtain the following benefits:

RAP-PD borrowers proceed directly to Stage 2 whereby the government covers the principal and interest not covered by the borrower’s monthly RAP payments
eligible RAP-PD borrowers can claim disability-related expenses; this is taken into consideration during RAP-PD application assessment

Repayment Assistance Plan (RAP) First Year Uptake Rate

The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.

Risk-shared loans

Between 1995 and 2000, financial institutions such as banks provided Canada Student Loans under this regime. Here, financial institutions assumed responsibility for some of the risk of defaulted loans, in return for a payment from the Government.

Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose permanent disability, expected to remain with them for life, prevents them from studying at a post-secondary level and taking part in the labour force.

Student financial assistance

Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions. Assistance includes Canada Student Grants, Canada Student Loans and in-study interest subsidy.

Page details

Date modified:: 2022-04-21

2017 to 2018 Canada Student Loans Program statistical review

On this page

Alternate formats

List of abbreviations

Introduction

About this report

2017 to 2018 at a glance

Alternative text: Infographic 2017 to 2018 at a glance

Tables

1 Canada

1.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 1.1.1 Student financial assistance by type

Table 1.1.2 Canada Student Grants by type

Table 1.1.3 Profile of students who received student financial assistance: grants, loans and interest subsidies

Table 1.1.4 Profile of students who received Canada Student Grants and/or Canada Student Loans

Table 1.1.5 Profile of students who received Canada Student Grants

Table 1.1.6 Profile of students who received Canada Student Loans

Table 1.1.7 Canada Apprentice Loan

1.2 Loan Balance

Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school

Table 1.2.2 Profile of average loan balance at time of leaving school for full-time students

Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: LY 2017 to 2018

Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type

Table 1.3.2 Profile of students benefiting from RAP

Table 1.3.3 First year RAP uptake rate for full-time students

1.4 Loan Forgiveness

Table 1.4.1 Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year

Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year

Table 1.4.3 Severe Permanent Disability Benefit1

1.5 Default rates

Table 1.5.1 3-year default rates for direct loans for full-time students

1.6 Loan Portfolio

Table 1.6.1 Overall portfolio by loan regime at the end of the fiscal year: Millions of dollars

Table 1.6.2 Direct loan portfolio at the end of loan year

2 Provinces and Territories

2.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 2.1.1 Student financial assistance by type

Table 2.1.2 Canada Student Grants for full-time and part-time students by type

Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans

Table 2.1.4 Average age of students who received student financial assistance: LY 2017 to 2018

Table 2.1.5 Canada Apprentice Loan

2.2 Loan Balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type

Table 2.3.2 Profile of students who were on RAP

Table 2.3.3 First year RAP uptake rate for full-time students: LY 2017 to 2018

2.4 Default rates

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent

Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students

3 Mobility

Table 3.1.1 Number of full-time students studying inside and outside of Canada

Table 3.2.1 Number of full-time students studying inside their home province or territory

Table 3.2.2 Number of full-time students studying in Canada but away from their home province or territory

Table 3.2.3 Number of full-time students studying outside of Canada

4 Historical Data

4.1 Loans

Table 4.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients

Table 4.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars

Table 4.1.3 Canada Student Loans for part-time students

4.2 Grants

Table 4.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients

Table 4.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed

Table 4.2.3 Canada Student Grants for part-time students

Table 4.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients

Table 4.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed

5 Appendix

5.1 Profiles - Canada

Table 5.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.3 Profile of full-time students who received Canada Student Grants

Table 5.1.4 Profile of part-time students who received Canada Student Grants

Table 5.1.5 Profile of full-time students who received Canada Student Loans

Table 5.1.6 Profile of part-time students who received Canada Student Loans

Table 5.1.7 Profile of students who received Canada Student Grant for Full-Time Students

Table 5.1.8 Profile of students who received Canada Student Grant for Full-Time Students with Dependants

Table 5.1.9 Profile of students who received Canada Student Grant for Students with Permanent Disabilities

Table 5.1.10 Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities

Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work¹ and by fiscal year

Table 1.4.3 Severe Permanent Disability Benefit¹