2018 to 2019 Canada Student Loans Program statistical review

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List of abbreviation

This is the complete list of abbreviations for the 2018 to 2019 Canada Student Loans Program statistical review.

FY: Fiscal Year
LY: Loan Year

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Loans Program (CSLP). This program helps students attend post-secondary education (PSE) and makes the education more affordable by providing students with Canada Student Grants and Loans.

The Canada Student Grants are upfront, students do not have to pay back this money. Loans are interest-free while students are in school and during the first 6 months after leaving school. Repayment on student loans starts 6 months after graduation. CSLP also offers the Repayment Assistance Plan (RAP) to those borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Students in most provinces and the Yukon Territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSLP. Instead, they receive alternative payments from the Government of Canada to operate their own student financial assistance programs.

The Government of Canada funds about 60% of a full-time student’s financial need. The province or territory cover the remaining 40%. The statistics provided in this review only report on federal financial assistance in participating regions.

Since the establishment of the CSLP in 1964, the program has provided a total of $60.9 billion in student loans to 6.2 million students in Canada. Starting in 1995, the program has offered grants. As of July 2019, it provided $9.9 billion in grants to 3.5 million students.

About this report

Each year, Employment and Social Development Canada produces the Canada Student Loans Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Loans Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSLP.

The 2018 to 2019 CSLP Statistical Review provides data for the loan year from August 1, 2018 to July 31, 2019, with the exception of a few tables which provide data for the fiscal year from April 1, 2018 to March 31, 2019. This review provides tables on grants, loans, repayment assistance and other program statistics. Most tables include data going back 5 loan years. Some tables also provide historical data dating back to the beginning of the CSLP.

For accessibility reasons, all tables in the web format of this report have been simplified. Consult the PDF version for the full tables.

Tables may contain suppressed cells to ensure confidentiality. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

2018 to 2019 at a glance

Tables

1. Canada

1.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 1.1.1 Student financial assistance by type

Table 1.1.1A Student financial assistance by type: Number of recipients¹
Type	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Total student financial assistance² (SFA)	614,674	616,439	627,122	705,152	753,669
SFA- Full-time students	606,361	607,509	617,475	695,039	742,209
SFA- Part-time students	17,973	19,779	21,775	24,466	28,832
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	513,898	516,430	530,703	628,935	672,277
CSG/CSL- Full-time students³	505,412	507,317	520,727	618,602	660,420
CSG/CSL- Part-time students³	17,858	19,681	21,628	24,359	28,737
Canada Student Grant (CSG)	365,832	368,940	379,606	490,377	532,785
CSG- Full-time students⁴	357,505	360,027	369,703	480,904	519,518
CSG- Part-time students⁵	15,963	17,439	19,159	21,268	28,503
Canada Student Loan (CSL)	495,318	497,042	497,064	592,091	625,135
CSL- Full-time students	488,781	489,935	490,401	585,019	618,359
CSL- Part-time students	12,086	13,712	11,790	13,534	13,624
In-study interest subsidy	596,098	597,051	593,483	668,308	706,736
In-study interest subsidy- Full-time students	589,731	590,127	587,149	661,456	700,376
In-study interest subsidy- Part-time students	12,203	13,810	11,937	13,641	13,719

¹ The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
² Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.

Table 1.1.1B Student financial assistance by type: Millions of dollars
Type	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Total student financial assistance⁶ (SFA)	N/A	N/A	N/A	N/A	N/A
SFA- Full-time students⁶	N/A	N/A	N/A	N/A	N/A
SFA- Part-time students⁶	N/A	N/A	N/A	N/A	N/A
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	3,440.8	3,441.8	3,641.8	4,717.0	5,189.5
CSG/CSL- Full-time students³	3,401.8	3,397.9	3,593.6	4,661.0	5,121.9
CSG/CSL- Part-time students³	39.0	43.9	48.2	56.0	67.7
Canada Student Grant (CSG)	717.7	719.5	1,014.6	1,364.9	1,614.1
CSG- Full-time students⁴	699.6	699.7	985.6	1,331.9	1,568.7
CSG- Part-time students⁵	18.1	19.8	29.0	33.0	45.5
Canada Student Loan (CSL)	2,723.1	2,722.3	2,627.2	3,352.1	3,575.4
CSL- Full-time students	2,702.2	2,698.2	2,608.0	3,329.1	3,553.2
CSL- Part-time students	20.9	24.1	19.2	23.0	22.2
In-study interest subsidy⁷	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Full-time students⁷	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Part-time students⁷	N/A	N/A	N/A	N/A	N/A

³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.
⁶ The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
⁷ The dollar value for in-study interest subsidies is not available.

Table 1.1.2 Canada Student Grants by type

Table 1.1.2A Canada Student Grants by type: Number of recipients¹
Type	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Canada Student Grant (CSG) - Total	365,832	368,940	379,606	490,377	532,785
CSG - for Full-Time Students²	332,495	335,231	344,165	451,296	477,892
CSG - for Skills Boost Top-up³	N/A	N/A	N/A	N/A	64,821
CSG - for Full-Time Students with Dependants	36,676	35,347	35,322	40,523	63,828
CSG - for Students with Permanent Disabilities	31,356	34,104	37,263	46,432	50,543
CSG - for Services and Equipment for Students with Permanent Disabilities	9,544	9,894	10,125	10,550	10,873
CSG - for Part-Time Studies	15,958	17,432	19,155	21,261	28,493
CSG - for Part-Time Students with Dependants	378	408	332	376	2,643

¹ The number of recipients do not sum to the total, as some recipients can receive multiple grants and/or loans in the same year.
² In 2017 to 18, the Canada Student Grant for Full-Time Students replaced 2 separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.
³ The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year and is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years.

Table 1.1.2B Canada Student Grants by type: Millions of dollars
Type	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Canada Student Grant (CSG) - Total	717.7	719.5	1,014.6	1,364.9	1,614.1
CSG - for Full-Time Students²	526.3	524.8	803.6	1,118.9	1,198.5
CSG - for Skills Boost Top-up³	N/A	N/A	N/A	N/A	98.1
CSG - for Full-Time Students with Dependants	90.4	86.3	87.7	102.6	152.0
CSG - for Students with Permanent Disabilities	59.4	65.0	71.0	88.3	97.0
CSG - for Services and Equipment for Students with Permanent Disabilities	23.6	23.5	23.3	22.0	23.0
CSG - for Part-Time Studies	17.7	19.4	28.6	32.6	43.5
CSG - for Part-Time Students with Dependants	0.4	0.4	0.3	0.4	1.9

² In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced 2 separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.
³ The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year and is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years.

Table 1.1.3 Profile of students who received student financial assistance: grants, loans and interest subsidies

**Table 1.1.3A Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Gender**
Gender	Number	Percent
Female	449,406	60
Male	304,263	40
Total	753,669	100

**Table 1.1.3B Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Age group**
Age group	Number	Percent
Younger than 20 years	192,625	26
20 to 24 years	329,768	44
25 to 29 years	113,108	15
30 to 34 years	48,062	6
35 to 39 years	30,281	4
40 to 44 years	19,083	3
45 to 49 years	11,465	2
50 years and older	9,277	1
Total	753,669	100

**Table 1.1.3C Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Level of study**
Level of study	Number	Percent
Certificate or diploma	270,785	36
Undergraduate	434,718	58
Master	39,363	5
Doctorate	8,803	1
Total	753,669	100

**Table 1.1.3D Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Type of institution**
Type of institution	Number	Percent
University	428,060	57
College	242,880	32
Private	82,729	11
Total	753,669	100

Table 1.1.4 Profile of students who received Canada Student Grants and/or Canada Student Loans

**Table 1.1.4A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender: Number**
Gender	Number	Percent
Female	400,597	60
Male	271,680	40
Total	672,277	100

**Table 1.1.4B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender: Millions of dollars**
Gender	Millions of dollars	Percent
Female	3,157.3	61
Male	2,032.3	39
Total	5,189.5	100

**Table 1.1.4C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group: Number**
Age group	Number	Percent
Younger than 20 years	185,045	28
20 to 24 years	293,982	44
25 to 29 years	94,374	14
30 to 34 years	39,647	6
35 to 39 years	25,676	4
40 to 44 years	16,114	2
45 to 49 years	9,680	1
50 years and older	7,759	1
Total	627,277	100

**Table 1.1.4D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group: Millions of dollars**
Age group	Millions of dollars	Percent
Younger than 20 years	1,232.5	24
20 to 24 years	2,178.6	42
25 to 29 years	817.9	16
30 to 34 years	384.5	7
35 to 39 years	260.3	5
40 to 44 years	159.8	3
45 to 49 years	89.9	2
50 years and older	66.1	1
Total	5,189.5	100

**Table 1.1.4E Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study: Number**
Level of study	Number	Percent
Certificate or diploma	239,188	36
Undergraduate	397,507	59
Master	29,382	4
Doctorate	6,000	1
Total	672,277	100

**Table 1.1.4F Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study: Millions of dollars**
Level of study	Millions of dollars	Percent
Certificate or diploma	1,779.9	34
Undergraduate	3,115.9	60
Master	240.5	5
Doctorate	53.2	1
Total	5,189.5	100

**Table 1.1.4G Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution: Number**
Type of institution	Number	Percent
University	381,985	57
College	223,428	33
Private	66,864	10
Total	672,277	100

**Table 1.1.4H Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution: Millions of dollars**
Type of institution	Millions of dollars	Percent
University	3,004.0	58
College	1,584.4	31
Private	601.2	12
Total	5,189.5	100

Table 1.1.5 Profile of students who received Canada Student Grants

**Table 1.1.5A Profile of students who received Canada Student Grants: LY 2018 to 2019 by Gender: Number**
Gender	Number	Percent
Female	315,685	59
Male	217,100	41
Total	532,785	100

**Table 1.1.5B Profile of students who received Canada Student Grants: LY 2018 to 2019 by Gender: Millions of dollars**
Gender	Millions of dollars	Percent
Female	981.8	61
Male	632.4	39
Total	1,614.1	100

**Table 1.1.5C Profile of students who received Canada Student Grants: LY 2018 to 2019 by Age group: Number**
Age group	Number	Percent
Younger than 20 years	141,513	27
20 to 24 years	240,351	45
25 to 29 years	73,977	14
30 to 34 years	31,755	6
35 to 39 years	21,182	4
40 to 44 years	12,698	2
45 to 49 years	6,761	1
50 years and older	4,548	1
Total	532,785	100

**Table 1.1.5D Profile of students who received Canada Student Grants: LY 2018 to 2019 by Age group: Millions of dollars**
Age group	Millions of dollars	Percent
Younger than 20 years	344.0	21
20 to 24 years	664.3	41
25 to 29 years	259.5	16
30 to 34 years	144.7	9
35 to 39 years	98.1	6
40 to 44 years	56.3	3
45 to 49 years	28.6	2
50 years and older	18.8	1
Total	1,614.1	100

**Table 1.1.5E Profile of students who received Canada Student Grants: LY 2018 to 2019 by Level of study: Number**
Level of study	Number	Percent
Certificate or diploma	178,850	34
Undergraduate	346,896	65
Master	5,541	1
Doctorate	1,498	0^s
Total	532,785	100

0^s: value rounded to 0 (zero).

**Table 1.1.5F Profile of students who received Canada Student Grants: LY 2018 to 2019 by Level of study: Millions of dollars**
Level of study	Millions of dollars	Percent
Certificate or diploma	568.1	35
Undergraduate	1,027.6	64
Master	13.6	1
Doctorate	4.8	0^s
Total	1,614.1	100

0^s value rounded to 0 (zero).

**Table 1.1.5G Profile of students who received Canada Student Grants: LY 2018 to 2019 by Type of institution: Number**
Type of institution	Number	Percent
University	307,415	58
College	184,215	35
Private	41,155	8
Total	532,785	100

**Table 1.1.5H Profile of students who received Canada Student Grants: LY 2018 to 2019 by Type of institution: Millions of dollars**
Type of institution	Millions of dollars	Percent
University	898.4	56
College	584.5	36
Private	131.3	8
Total	1,614.1	100

Table 1.1.6 Profile of students who received Canada Student Loans

**Table 1.1.6A Profile of students who received Canada Student Loans: LY 2018 to 2019 by Gender: Number**
Gender	Number	Percent
Female	372,113	60
Male	253,022	40
Total	625,135	100

**Table 1.1.6B Profile of students who received Canada Student Loans: LY 2018 to 2019 by Gender: Millions of dollars**
Gender	Millions of dollars	Percent
Female	2,175.5	61
Male	1,399.9	39
Total	3,575.4	100

**Table 1.1.6C Profile of students who received or Canada Student Loans: LY 2018 to 2019 by Age group: Number**
Age group	Number	Percent
Younger than 20 years	173,041	28
20 to 24 years	272,219	44
25 to 29 years	88,622	14
30 to 34 years	36,640	6
35 to 39 years	23,617	4
40 to 44 years	14,947	2
45 to 49 years	8,944	1
50 years and older	7,105	1
Total	625,135	100

**Table 1.1.6D Profile of students who received Canada Student Loans: LY 2018 to 2019 by Age group: Millions of dollars**
Age group	Millions of dollars	Percent
Younger than 20 years	888.5	25
20 to 24 years	1,514.3	42
25 to 29 years	558.4	16
30 to 34 years	239.9	7
35 to 39 years	162.2	5
40 to 44 years	103.5	3
45 to 49 years	61.3	2
50 years and older	47.4	1
Total	3,575.4	100

**Table 1.1.6E Profile of students who received Canada Student Loans: LY 2018 to 2019 by Level of study: Number**
Level of study	Number	Percent
Certificate or diploma	221,054	35
Undergraduate	369,452	59
Master	28,830	5
Doctorate	5,799	1
Total	625,135	100

**Table 1.1.6F Profile of students who received Canada Student Loans: LY 2018 to 2019 by Level of study: Millions of dollars**
Level of study	Millions of dollars	Percent
Certificate or diploma	1,210.2	34
Undergraduate	2,091.0	58
Master	225.9	6
Doctorate	48.4	1
Total	3,575.4	100

**Table 1.1.6G Profile of students who received Canada Student Loans: LY 2018 to 2019 by Type of institution: Number**
Type of institution	Number	Percent
University	356,007	57
College	205,284	33
Private	63,844	10
Total	625,135	100

**Table 1.1.6H Profile of students who received Canada Student Loans: LY 2018 to 2019 by Type of institution: Millions of dollars**
Type of institution	Millions of dollars	Percent
University	2,105.7	59
College	1,000.4	28
Private	469.4	13
Total	3,575.4	100

Table 1.1.7 Canada Apprentice Loan

**Table 1.1.7A Canada Apprentice Loans**
Item	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Number of Canada Apprentice Loans (CAL) recipients	8,095	16,422	15,310	13,955	13,055
CAL disbursements (millions of dollars)	32.3	69.4	65.6	58.8	54.7

¹ Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

**Table 1.1.7B Canada Apprentice Loan recipients by Gender: Percent**
Gender	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Female	5	5	5	6	6
Male	95	95	95	94	94
Total	100	100	100	100	100

¹ Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

**Table 1.1.7C Canada Apprentice Loan recipients by Age group: Percent**
Age group	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Younger than 20 years	3	3	3	2	3
20 to 24 years	32	32	30	29	28
25 to 29 years	29	29	31	31	31
30 to 34 years	17	18	18	18	19
35 to 39 years	9	9	9	10	10
40 to 44 years	5	4	5	5	5
45 to 49 years	3	2	2	2	2
50 years and older	2	2	2	2	1
Total	100	100	100	100	100

¹ Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

1.2 Loan Balance

**Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school**
Item	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Number of students leaving school	203,732	203,909	201,516	203,459	233,376
Average loan balance at time of leaving school (dollars)	12,783	13,306	13,456	13,416	13,367

Table 1.2.2 Average loan balance at time of leaving school

**Table 1.2.2A Average loan balance of full-time students at time of leaving school by gender: Dollars**
Gender	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Female	13,141	13,648	13,796	13,767	13,825
Male	12,258	12,803	12,964	12,910	12,713

**Table 1.2.2B Average loan balance of full-time students at time of leaving school by age group: Dollars**
Age group	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Younger than 20 years	5,442	5,463	5,466	5,191	5,363
20 to 24 years	11,776	12,354	12,633	12,796	12,779
25 to 29 years	16,212	16,770	16,801	16,780	16,744
30 to 34 years	15,933	16,414	16,262	15,928	15,476
35 to 39 years	14,361	14,696	14,202	13,865	13,429
40 to 44 years	13,917	14,289	14,016	13,542	13,084
45 to 49 years	13,519	13,755	13,794	13,240	13,230
50 years and older	12,754	13,026	13,032	12,772	12,753

**Table 1.2.2C Average loan balance of full-time students at time of leaving school by level of study: Dollars**
Level of study	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Certificate or diploma	9,626	9,890	9,968	9,698	9,846
Undergraduate	15,478	16,152	16,535	16,541	16,418
Master	20,531	21,207	20,976	20,280	19,951
Doctorate	29,289	29,040	29,604	29,251	27,935

**Table 1.2.2D Average loan balance of full-time students at time of leaving school by type of institution: Dollars**
Type of institution	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
University	15,989	16,727	17,113	17,167	17,200
College	9,794	10,172	10,358	10,032	10,242
Private	11,082	11,137	10,994	10,912	11,041

**Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019**
Item	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Number of students by debt level	51,973	66,330	38,251	23,750	17,892	13,992	21,188	233,376
Percentage of students by debt level	22	28	16	10	8	6	9	100

Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students

**Table 1.2.4A Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Gender: Percent**
Gender	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Female	20	29	17	11	8	6	10	100
Male	26	28	16	9	7	6	8	100

**Table 1.2.4B Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Age group: Percent**
Age group	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Younger than 20 years	52	37	9	1	0^s	x	x	100
20 to 24 years	24	26	16	11	9	8	6	100
25 to 29 years	15	24	17	11	9	7	16	100
30 to 34 years	16	30	18	10	7	5	14	100
35 to 39 years	15	37	19	10	6	4	9	100
40 to 44 years	14	39	21	9	6	3	8	100
45 to 49 years	14	40	20	9	6	3	8	100
50 years and older	16	41	18	9	5	x	x	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0^s: value rounded to 0 (zero).

**Table 1.2.4C Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Level of study: Percent**
Level of study	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Certificate or diploma	27	38	17	8	4	2	3	100
Undergraduate	18	19	15	12	11	10	14	100
Master	13	16	20	11	10	8	24	100
Doctorate	14	9	10	8	8	7	43	100

**Table 1.2.4D Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Type of institution: Percent**
Type of institution	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
University	17	19	15	12	11	10	16	100
College	31	31	16	8	5	3	4	100
Private	13	48	20	10	4	2	4	100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type

**Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number**
RAP stage	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
All Stages- Total	256,164	276,133	305,769	326,467	330,381
All Stages - Zero Payment	221,605	236,907	268,883	281,461	279,184
All Stages - Affordable Payment	34,559	39,226	36,886	45,006	51,197
Stage 1- Total	217,256	228,661	248,459	257,875	251,981
Stage 1- Zero Payment	189,208	197,829	218,183	221,627	211,641
Stage 1- Affordable Payment	28,0482	30,832	30,276	36,248	40,340
Stage 2- Total	22,391	28,199	35,195	44,015	52,045
Stage 2- Zero Payment	17,985	22,540	30,760	37,996	44,456
Stage 2- Affordable Payment	4,406	5,659	4,435	6,019	7,589
Permanent Disability- Total	16,517	19,273	22,115	24,577	26,355
Permanent Disability - Zero Payment	14,412	16,538	19,940	21,838	23,087
Permanent Disability - Affordable Payment	2,105	2,735	2,175	2,739	3,268

**Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent**
RAP stage	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
All Stages- Total	100	100	100	100	100
All Stages - Zero Payment	87	86	88	86	86
All Stages - Affordable Payment	13	14	12	14	15
Stage 1- Total	100	100	100	100	100
Stage 1- Zero Payment	87	87	88	86	84
Stage 1- Affordable Payment	13	13	12	14	16
Stage 2- Total	100	100	100	100	100
Stage 2- Zero Payment	80	80	87	86	85
Stage 2- Affordable Payment	20	20	13	14	15
Permanent Disability- Total	100	100	100	100	100
Permanent Disability - Zero Payment	87	86	90	89	88
Permanent Disability - Affordable Payment	13	14	10	11	12

Table 1.3.2 Profile of students benefiting from RAP

**Table 1.3.2A Profile of students benefitting from RAP: LY 2018 to 2019 by Gender**
Gender	Number	Percent
Female	216,437	66
Male	113,944	34
Total	330,381	100

**Table 1.3.2B Profile of students benefitting from RAP: LY 2018 to 2019 by Age group**
Age group	Number	Percent
Younger than 20 years	2,399	1
20 to 24 years	71,202	22
25 to 29 years	106,967	32
30 to 34 years	65,882	20
35 to 39 years	36,852	11
40 to 44 years	19,125	6
45 to 49 years	12,152	4
50 years and older	15,802	5
Total	330,381	100

**Table 1.3.2C Profile of students benefitting from RAP: LY 2018 to 2019 by Level of study**
Level of study	Number	Percent
Certificate or diploma	176,376	53
Undergraduate	133,057	40
Master	17,476	5
Doctorate	3,472	1
Total	330,381	100

**Table 1.3.2D Profile of students benefitting from RAP: LY 2018 to 2019 by Type of institution**
Type of institution	Number	Percent
University	138,455	42
College	124,140	38
Private	67,786	21
Total	330,381	100

**Table 1.3.3 First year RAP uptake rate for full-time students**
Item	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Number of borrowers entering repayment	203,732	203,909	201,516	203,459	233,376
Number of borrowers on RAP during the first year in repayment	56,660	56,620	62,053	59,510	56,540
First year RAP uptake rate (percent)	28	28	31	29	24

1.4 Loan Forgiveness

Table 1.4.1 Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year

**Table 1.4.1A Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Number**
Profession	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019
Family Doctor	94	144	202	248	307
Family Medicine Resident	221	333	515	585	626
Licensed Practical Nurse	445	620	687	702	765
Nurse Practitioner	22	24	27	34	53
Registered Nurse	1,750	2,298	2,706	3,033	3,142
Registered Practical Nurse	238	333	426	459	501
Registered Psychiatric Nurse	79	101	119	134	133
Total	2,849	3,853	4,682	5,195	5,527

**Table 1.4.1B Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Amount Forgiven: Thousands of dollars**
Profession	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019
Family Doctor	757.5	1,068.8	1,403.2	1,764.6	2,133.5
Family Medicine Resident	1,738.4	2,561.7	3,984.7	4,580.9	4,854.1
Licensed Practical Nurse	1,735.8	2,230.7	2,562.6	2,619.9	2,789.3
Nurse Practitioner	83.3	79.8	97.7	128.3	195.2
Registered Nurse	6,808.0	8,899.3	10,501.4	11,621.3	11,961.5
Registered Practical Nurse	918.3	1,249.4	1,611.0	1,676.7	1,791.7
Registered Psychiatric Nurse	322.4	405.5	474.8	497.8	529.9
Total	12,363.8	16,495.2	20,635.5	22,889.5	24,255.3

Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year

**Table 1.4.2A Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work¹ and by fiscal year: Number**
Jurisdictions	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019
Newfoundland and Labrador	154	199	226	256	252
Prince Edward Island	59	80	104	102	118
Nova Scotia	290	435	509	602	636
New Brunswick	144	186	240	307	332
Quebec	x	x	x	x	10
Ontario	643	921	1,262	1,440	1,585
Manitoba	122	170	197	216	242
Saskatchewan	231	271	310	367	390
Alberta	443	595	690	710	754
British Columbia	675	878	1,011	1,052	1,072
Yukon	36	46	39	50	42
Northwest Territories	24	37	56	47	52
Nunavut	x	x	x	x	42
Canada	2,849	3,853	4,682	5,195	5,527

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work, which can be different from where they live or where they borrowed their loans.

**Table 1.4.2B Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year: Amount forgiven: Thousands of dollars**
Jurisdictions	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019
Newfoundland and Labrador	760.4	934.2	1,068.1	1,234.0	1,161.2
Prince Edward Island	261.2	347.9	436.0	443.5	473.4
Nova Scotia	1,208.9	1,873.0	2,164.0	2,544.1	2,725.9
New Brunswick	618.1	747.3	1,000.5	1,272.9	1,341.7
Quebec	x	x	x	x	53.6
Ontario	2,804.0	4,009.2	5,767.6	6,580.8	7,161.1
Manitoba	539.9	744.1	871.1	970.8	1,105.1
Saskatchewan	1,020.3	1,142.7	1,299.5	1,565.4	1,655.9
Alberta	1,905.9	2,539.2	3,044.2	3,103.6	3,304.2
British Columbia	2,850.3	3,636.9	4,345.6	4,503.2	4,643.3
Yukon	149.4	185.5	194.9	220.0	196.3
Northwest Territories	119.3	173.6	245.6	237.2	236.8
Nunavut	x	x	x	x	196.6
Canada	12,363.8	16,495.2	20,635.5	22,889.5	24,255.3

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work, which can be different from where they live or where they borrowed their loans.

**Table 1.4.3 Severe Permanent Disability Benefit¹**
Item	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Number of recipients	545	706	577	503	440
Total value of loans forgiven (millions of dollars)	8.0	11.7	8.7	7.7	7.4
Average value of loans forgiven (dollars)	14,691	16,526	15,099	15,295	16,730

1 The data represents all loan balances at the beginning of the assessment process by CSLP for the purposes of the Severe Permanent Disability Benefit.

1.5 Default

Table 1.5.1 3-year default rates for direct loans for full-time students

**Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent**
Item	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
3-year default rate for direct loans	12	11	10	9	9

**Table 1.5.1B 3-year default rates for direct loans for full-time students by Gender: Percent**
Gender	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Female	11	10	10	9	9
Male	13	12	11	10	10

**Table 1.5.1C 3-year default rates for direct loans for full-time students by Age group: Percent**
Age group	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Younger than 20 years	23	21	20	19	19
20 to 24 years	12	10	9	9	8
25 to 29 years	10	9	9	8	8
30 to 34 years	13	12	11	10	10
35 to 39 years	15	13	13	11	11
40 to 44 years	14	14	12	10	11
45 to 49 years	14	13	13	11	10
50 years and older	14	15	13	12	12

**Table 1.5.1D 3-year default rates for direct loans for full-time students by Level of study: Percent**
Level of study	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Certificate or diploma	18	16	15	14	14
Undergraduate	8	7	6	6	6
Master	5	4	4	3	3
Doctorate	8	8	7	5	7

**Table 1.5.1E 3-year default rates for direct loans for full-time students by Type of institution: Percent**
Type of institution	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
University	8	7	6	6	6
College	14	13	12	11	11
Private	22	21	19	18	17

1.6 Loan Portfolio

**Table 1.6.1 Overall portfolio by loan regime at the end of the fiscal year: Millions of dollars**
Item	FY 2014 to 2015	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019
Total	16,417.5	16,984.1	17,476.4	18,490.5	19,685.8
Total- In study	6,888.2	7,006.2	7,050.6	7,719.4	8,414.9
Total- In repayment	9,529.4	9,977.9	10,425.8	10,771.1	11,270.8
Guaranteed Loans- Total	7.9	5.5	3.9	2.8	1.8
Guaranteed Loans- In study	1.1	0.8	0.6	0.4	0.3
Guaranteed Loans- In repayment	6.8	4.7	3.3	2.4	1.5
Risk Shared Loans- Total	1,086.2	966.9	905.6	794.9	770.1
Risk Shared Loans- In study	9.3	5.8	3.9	2.3	1.3
Risk Shared Loans- In repayment	1,076.9	961.1	901.7	792.6	768.8
Direct Loans- Total	15,323.4	16,011.6	16,566.9	17,692.8	18,913.9
Direct Loans- In study	6,877.7	6,999.5	7,046.1	7,716.7	8,413.3
Direct Loans- In repayment	8,445.7	9,012.1	9,520.8	9,976.1	10,500.5

Table 1.6.2 Direct loan portfolio at the end of loan year

**Table 1.6.2A Direct loan portfolio at the end of loan year: Number of borrowers**
Loan status	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
In study	519,004	519,627	522,982	585,374	609,910
In repayment	773,592	806,822	841,406	868,041	907,259
In repayment- Current	554,955	572,788	581,790	580,096	616,069
In repayment-RAP	159,336	171,855	201,802	209,428	204,945
In repayment-Delinquency	59,301	62,179	57,814	78,517	86,245
In default	315,593	325,634	338,044	344,880	356,325
Total direct loan portfolio	1,608,189	1,652,083	1,702,432	1,798,295	1,873,494

**Table 1.6.2B Direct loan portfolio at the end of loan year: Millions of dollars**
Loan status	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
In study	6,473.4	6,589.3	6,625.8	7,379.3	7,919.2
In repayment	8,360.9	8,981.3	9,398.9	9,770.1	10,343.2
In repayment- Current	5,022.7	5,352.1	5,333.4	5,322.6	5,769.8
In repayment-RAP	2,700.1	2,945.8	3,429.7	3,588.6	3,601.9
In repayment-Delinquency	638.1	683.3	635.8	858.9	971.4
In default	2,073.0	2,125.9	2,149.1	2,148.3	2,191.0
Total direct loan portfolio	16,907.3	17,696.5	18,173.8	19,297.6	20,453.3

2. Provinces and Territories

2.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 2.1.1 Student financial assistance by type

**Table 2.1.1A Student financial assistance by type: LY 2018 to 2019: Number of recipients¹**
Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance² (SFA)	753,669	7,330	3,478	20,300	16,202	500,515	16,265	19,077	99,912	70,289	301
SFA- Full-time students	742,209	x	3,123	20,185	16,107	494,712	16,001	18,904	98,355	67,233	x
SFA- Part-time students	28,832	x	620	241	171	18,461	414	292	2,891	5,629	x
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	672,277	6,279	3,095	17,977	14,522	453,577	14,119	17,313	85,824	59,314	257
CSG/CSL- Full-time students³	660,420	x	2,713	17,860	14,430	447,525	13,852	17,134	84,234	56,184	x
CSG/CSL- Part-time students³	28,737	x	619	239	168	18,415	412	293	2,874	5,604	x
Canada Student Grant (CSG)	532,785	5,078	2,606	14,421	11,269	358,669	11,678	14,363	66,836	47,664	201
CSG- Full-time students⁴	519,518	x	2,180	14,298	11,172	351,578	11,409	14,176	65,099	44,376	x
CSG- Part-time students⁵	28,503	x	619	235	163	18,277	408	291	2,839	5,566	x
Canada Student Loan (CSL)	625,135	6,185	2,558	17,701	14,210	416,939	13,503	16,242	82,382	55,228	187
CSL- Full-time students	618,359	x	2,538	17,602	14,146	412,775	13,313	16,138	81,467	54,032	x
CSL- Part-time students	13,624	x	26	149	99	9,566	244	129	1,360	2,000	x
In-study interest subsidy	706,736	7,240	2,944	20,040	15,912	463,928	15,661	18,043	96,493	66,244	231
In-study interest subsidy- Full-time students	700,376	x	2,950	19,943	15,846	460,014	15,474	17,946	95,614	65,136	x
In-study interest subsidy- Part-time students	13,719	x	27	150	102	9,610	246	129	1,378	2,026	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
² Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.

**Table 2.1.1B Student financial assistance by type: LY 2018 to 2019: Millions of dollars**
Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance⁶ (SFA)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SFA- Full-time students⁶	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SFA- Part-time students⁶	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	5,189.5	57.1	23.5	175.9	103.8	3,352.5	108.5	151.9	724.0	490.3	1.9
CSG/CSL- Full-time students³	5,121.9	x	22.6	175.3	103.5	3,308.8	107.3	151.1	716.7	477.9	x
CSG/CSL- Part-time students³	67.7	x	0.9	0.7	0.4	43.8	1.1	0.9	7.4	12.4	x
Canada Student Grant (CSG)	1,614.1	17.0	7.7	48.6	34.7	1,051.1	37.8	49.7	220.7	146.2	0.7
CSG- Full-time students⁴	1,568.7	x	6.9	48.3	34.4	1,021.6	37.2	49.2	216.6	137.1	x
CSG- Part-time students⁵	45.5	x	0.8	0.4	0.3	29.5	0.6	0.5	4.2	9.1	x
Canada Student Loan (CSL)	3,575.4	40.1	15.8	127.3	69.2	2,301.5	70.7	102.2	503.3	344.2	1.2
CSL- Full-time students	3,553.2	x	15.7	127.0	69.0	2,287.1	70.2	101.9	500.1	340.8	x
CSL- Part-time students	22.2	x	0.1	0.3	0.1	14.3	0.5	0.3	3.2	3.3	x
In-study interest subsidy⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Full-time students⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Part-time students⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
⁵ Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants
⁶ The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
⁷ The dollar value for in-study interest subsidies is not available.

Table 2.1.2 Canada Student Grants for full-time and part-time students by type

**Table 2.1.2A Canada Student Grants for full-time and part-time students by type: LY 2018 to 2019: Number of recipients**
Jurisdiction	Canada Student Grant for Full-Time Students	Canada Student Grant - Skills Boost Top-up	Canada Student Grant for Full-Time Students with Dependants	Canada Student Grant for Students with Permanent Disabilities	Canada Student Grant for Services and Equipment for Students with Permanent Disabilities	Canada Student Grant for Part-Time Studies	Canada Student Grant for Part-Time Students with Dependants	Total¹
Newfoundland and Labrador	4,641	689	377	877	334	101	x	5,078
Prince Edward Island	1,991	248	180	354	x	619	x	2,606
Nova Scotia	13,156	1,740	1,378	2,483	1,187	235	39	14,421
New Brunswick	10,324	1,207	1,292	1,048	494	x	34	11,269
Ontario	325,772	37,090	39,391	34,325	5,071	18,271	1,385	358,669
Manitoba	10,513	1,833	1,858	734	380	408	89	11,678
Saskatchewan	13,058	2,309	2,531	1,777	566	289	108	14,363
Alberta	57,383	11,811	12,233	4,885	1,486	2,838	516	66,836
British Columbia	40,867	7,842	4,571	4,037	1,193	5,566	446	47,664
Yukon	187	52	17	23	x	x	0	201
Canada	477,892	64,821	63,828	50,543	10,873	28,493	2,643	532,785

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ The number of recipients do not sum to the total, as some recipients can receive more than one grant in the same year.

**Table 2.1.2B Canada Student Grants for full-time and part-time students by type: LY 2018 to 2019: Millions of dollars**
Jurisdiction	Canada Student Grant for Full-Time Students	Canada Student Grant - Skills Boost Top-up	Canada Student Grant for Full-Time Students with Dependants	Canada Student Grant for Students with Permanent Disabilities	Canada Student Grant for Services and Equipment for Students with Permanent Disabilities	Canada Student Grant for Part-Time Studies	Canada Student Grant for Part-Time Students with Dependants	Total
Newfoundland and Labrador	11.9	1.0	0.8	1.7	1.3	0.1	x	17.0
Prince Edward Island	4.9	0.4	0.4	0.7	x	0.8	x	7.7
Nova Scotia	34.7	2.9	3.3	5.0	2.5	0.3	0.0^s	48.6
New Brunswick	26.3	1.9	3.0	1.9	1.4	x	0.0^s	34.7
Ontario	799.2	55.0	94.3	65.2	8.0	28.5	1.0	1,051.1
Manitoba	26.8	2.8	4.6	1.4	1.5	0.6	0.1	37.8
Saskatchewan	33.8	3.6	6.6	3.5	1.7	0.4	0.1	49.7
Alberta	155.9	18.6	29.0	9.6	3.5	3.8	0.4	220.7
British Columbia	104.5	12.0	9.9	8.0	2.8	8.7	0.3	146.2
Yukon	0.5	0.1	0.0^s	0.0^s	x	x	0.0	0.7
Canada	1,198.5	98.1	152.0	97.0	23.0	43.5	1.9	1,614.1

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0^s: value rounded to 0.0 (zero).

Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans

**Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender: Percent**
Gender	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	59	63	61	62	61	58	62	64	63	62	69
Male	41	37	39	38	39	42	38	36	37	38	31
Total	100	100	100	100	100	100	100	100	100	100	100

**Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group: Percent**
Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	29	30	33	30	33	31	23	23	18	18	15
20 to 24 years	45	46	45	44	44	44	41	43	41	43	36
25 to 29 years	14	17	14	15	12	12	18	18	18	21	27
30 to 34 years	5	4	4	5	5	5	8	8	9	8	9
35 to 39 years	3	2	2	3	3	3	5	5	6	5	7
40 to 44 years	2	x	1	1	2	2	3	3	4	3	x
45 to 49 years	1	x	1	1	1	1	1	1	2	2	x
50 years and older	1	x	1	1	1	1	1	1	2	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

**Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study: Percent**
Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	36	41	30	35	39	35	30	27	42	37	32
Undergraduate	59	53	65	60	57	60	66	69	53	57	60
Master	4	4	x	4	4	4	4	3	4	5	x
Doctorate	1	1	x	1	0 ^s	1	0 ^s	1	1	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0^s: value rounded to 0 (zero).

**Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution: Percent**
Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	57	57	70	65	60	58	66	70	42	60	53
College	34	27	24	24	25	35	19	22	38	23	40
Private	9	16	6	11	15	7	15	9	20	17	7
Total	100	100	100	100	100	100	100	100	100	100	100

**Table 2.1.4 Average age of students who received student financial assistance: LY 2018 to 2019**
Student financial assistance	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance	24	23	23	23	23	24	25	24	26	25	27
Canada Student Grant / Canada Student Loan (CSG/CSL)	24	23	23	23	23	23	25	24	26	25	26
CSG/CSL- Full-time students	24	23	23	23	23	23	25	24	26	25	26
CSG/CSL- Part-time students	25	25	21	27	26	24	29	29	28	26	33
Canada Student Grant (CSG)	24	23	23	23	23	23	24	24	25	25	26
CSG- Full-time students	24	23	23	23	23	23	24	24	25	25	26
CSG- Part-time students	25	25	21	27	26	24	29	29	28	26	30
Canada Student Loan (CSL)	24	23	23	23	23	23	24	24	26	25	27
CSL- Full-time students	24	23	23	23	23	23	24	24	26	25	26
CSL- Part-time students	26	28	30	28	27	25	30	32	29	26	36
Entering repayment	26	24	25	25	25	26	27	26	29	27	29
Repayment assistance plan	31	29	29	29	30	31	33	31	32	32	35
Canada Apprentice Loan	29	32	27	28	28	29	28	29	29	29	28

Table 2.1.5A Canada Apprentice Loan: Number of recipients
Jurisdiction	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	124	261	245	136	99
Prince Edward Island	22	71	83	81	67
Nova Scotia	266	520	503	555	602
New Brunswick	335	485	496	498	478
Ontario	1,210	2,072	1,974	1,820	1,804
Manitoba	440	1,031	954	934	914
Saskatchewan	438	1,095	952	866	740
Alberta	3,562	7,975	7,152	6,097	5,125
British Columbia	1,670	2,860	2,884	2,893	3,158
Yukon	13	25	32	24	40
Northwest Territories	x	x	x	x	x
Nunavut	x	x	x	x	x
Canada	8,095	16,422	15,310	13,955	13,055

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ The Canada Apprentice Loan program came into effect on January 1st, 2015 and this program is calculated by the loan year. The 2014 to 15 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

Table 2.1.5B Canada Apprentice Loan: Millions of dollars
Jurisdiction	LY 2014 to 2015¹	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	0.5	1.1	1.1	0.6	0.4
Prince Edward Island	0.1	0.3	0.3	0.3	0.3
Nova Scotia	1.1	2.3	2.3	2.5	2.7
New Brunswick	1.3	1.9	2.0	2.0	2.0
Ontario	4.8	8.5	8.1	7.4	7.3
Manitoba	1.7	4.1	3.8	3.7	3.6
Saskatchewan	1.7	4.3	3.8	3.4	2.9
Alberta	14.2	33.9	31.1	26.0	21.6
British Columbia	6.8	12.6	12.7	12.5	13.7
Yukon	0.1	0.1	0.1	0.1	0.2
Northwest Territories	x	x	x	x	x
Nunavut	x	x	x	x	x
Canada	32.3	69.4	65.6	58.8	54.7

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ The Canada Apprentice Loan program came into effect on January 1st, 2015 and this program is calculated by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

2.2 Loan Balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school

Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number¹
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	3,190	3,052	3,047	2,863	2,731
Prince Edward Island	1,407	1,341	1,166	1,145	1,160
Nova Scotia	7,473	7,284	7,384	7,373	7,240
New Brunswick	6,232	5,627	5,383	5,861	6,151
Ontario	124,131	125,750	122,483	121,575	147,046
Manitoba	5,136	5,127	5,064	5,164	4,993
Saskatchewan	4,908	5,046	5,084	5,336	5,881
Alberta	23,445	23,731	26,090	29,223	33,049
British Columbia	27,711	26,864	25,709	24,833	25,018
Yukon	99	87	106	86	107
Canada	203,732	203,909	201,516	203,459	233,376

¹ Number of students leaving school.

Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: dollars
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	11,001	11,134	10,587	11,249	12,514
Prince Edward Island	16,741	17,704	17,749	17,349	17,594
Nova Scotia	16,534	17,090	16,855	17,358	17,637
New Brunswick	12,916	13,806	13,576	12,192	11,637
Ontario	12,657	13,308	13,604	13,697	13,416
Manitoba	9,263	9,710	9,853	9,642	9,670
Saskatchewan	13,750	14,279	14,415	14,353	14,314
Alberta	11,975	12,142	11,830	11,538	12,076
British Columbia	13,477	13,728	14,079	14,027	14,384
Yukon	10,968	11,118	11,336	12,488	12,785
Canada	12,783	13,306	13,456	13,416	13,367

Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019: percent
Jurisdiction	Less than $5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Newfoundland and Labrador	19	29	21	12	8	5	5	100
Prince Edward Island	11	29	17	x	x	x	x	100
Nova Scotia	8	29	17	13	9	8	17	100
New Brunswick	30	31	13	8	6	5	8	100
Ontario	24	26	16	10	8	7	9	100
Manitoba	36	31	14	7	4	3	5	100
Saskatchewan	16	34	16	10	8	5	11	100
Alberta	21	35	17	10	6	4	6	100
British Columbia	18	30	17	11	8	5	11	100
Yukon	10	46	19	x	x	x	x	100
Canada	22	28	16	10	8	6	9	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type

Table 2.3.1A Number of RAP recipients by RAP stage and payment type: LY 2018 to 2019: Number
RAP stage	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
All Stages	330,381	5,180	2,108	15,479	14,507	200,909	4,675	6,420	39,260	41,767	76
All Stages - Zero Payment	279,184	4,412	1,702	12,761	11,440	172,517	4,227	5,360	32,829	33,877	59
All Stages - Affordable Payment	51,197	768	406	2,718	3,067	28,392	448	1,060	6,431	7,890	17
Stage 1	251,981	3,740	1,572	11,352	10,005	151,785	3,742	4,852	33,936	30,936	61
Stage 1- Zero Payment	211,641	3,187	1,267	9,406	7,888	129,289	3,369	4,058	28,292	24,836	49
Stage 1- Affordable Payment	40,340	553	305	1,946	2,117	22,496	373	794	5,644	6,100	12
Stage 2	52,045	1,079	x	2,693	3,687	31,637	634	777	3,246	7,907	x
Stage 2- Zero Payment	44,456	893	x	2,121	2,864	27,718	583	627	2,789	6,552	x
Stage 2- Affordable Payment	7,589	186	x	572	823	3,919	51	150	457	1,355	x
Permanent Disability	26,355	361	x	1,434	815	17,487	299	791	2,078	2,924	x
Permanent Disability - Zero Payment	23,087	332	x	1,234	688	15,510	275	675	1,748	2,489	x
Permanent Disability - Affordable Payment	3,268	29	x	200	127	1,977	24	116	330	435	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.1B Number of RAP recipients by RAP stage and payment type: LY 2018 to 2019: Percent
RAP stage	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
All Stages	100	100	100	100	100	100	100	100	100	100	100
All Stages - Zero Payment	85	85	81	82	79	86	90	83	84	81	78
All Stages - Affordable Payment	15	15	19	18	21	14	10	17	16	19	22
Stage 1	100	100	100	100	100	100	100	100	100	100	100
Stage 1- Zero Payment	84	85	81	83	79	85	90	84	83	80	80
Stage 1- Affordable Payment	16	15	19	17	21	15	10	16	17	20	20
Stage 2	100	100	x	100	100	100	100	100	100	100	x
Stage 2- Zero Payment	85	83	x	79	78	88	92	81	86	83	x
Stage 2- Affordable Payment	15	17	x	21	22	12	8	19	14	17	x
Permanent Disability	100	100	x	100	100	100	100	100	100	100	x
Permanent Disability - Zero Payment	88	92	x	86	84	89	92	85	84	85	x
Permanent Disability - Affordable Payment	12	8	x	14	16	11	8	15	16	15	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.2 Profile of students who were on RAP

Table 2.3.2A Profile of students who were on RAP: LY 2018 to 2019 by Gender: Percent
Gender	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	66	69	74	72	69	64	68	69	68	66	74
Male	34	31	26	28	31	36	32	31	32	34	26
Total	100	100	100	100	100	100	100	100	100	100	100

Table 2.3.2B Profile of students who were on RAP: LY 2018 to 2019 by Age group: Percent
Age group	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	1	1	1	1	1	1	1	1	1	1	0
20 to 24 years	22	22	x	26	23	23	18	17	20	16	x
25 to 29 years	32	34	39	36	34	33	27	30	31	30	28
30 to 34 years	20	23	21	21	21	19	21	23	20	22	24
35 to 39 years	11	12	9	9	11	10	15	14	13	14	24
40 to 44 years	6	3	x	3	5	5	8	7	7	7	x
45 to 49 years	4	2	x	2	2	4	5	4	4	4	x
50 years and older	5	2	x	2	3	5	6	4	5	6	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 2.3.2C Profile of students who were on RAP: LY 2018 to 2019 by Level of study: Percent
Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	53	60	48	55	58	53	46	43	56	52	39
Undergraduate	40	36	46	41	38	40	48	51	38	42	50
Master	5	x	5	4	4	6	5	5	5	6	x
Doctorate	1	x	0^s	0^s	0^s	1	1	1	1	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0^s: value rounded to 0 (zero).

Table 2.3.2D Profile of students who were on RAP: LY 2018 to 2019 by Type of institution: Percent
Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	42	39	51	45	40	42	51	55	32	49	41
College	38	30	32	32	29	44	19	26	33	23	47
Private	21	31	17	23	31	15	30	19	35	29	12
Total	100	100	100	100	100	100	100	100	100	100	100

Table 2.3.3 First year RAP uptake rate for full-time students: LY 2018 to 2019

Jurisdiction	Number of borrowers entering repayment	Number of borrowers on RAP during the first year of repayment	First year RAP uptake rate
Newfoundland and Labrador	2,731	690	25
Prince Edward Island	x	x	x
Nova Scotia	7,240	2,435	34
New Brunswick	6,151	1,928	31
Ontario	147,046	34,630	24
Manitoba	4,993	736	15
Saskatchewan	5,881	1,260	21
Alberta	33,049	8,595	26
British Columbia	25,018	5,965	24
Yukon	x	x	x
Canada	233,376	56,540	24

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

2.4 Default

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent

Jurisdiction	LY 2012 to 2013	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017
Newfoundland and Labrador	10	9	10	9	8
Prince Edward Island	13	10	9	7	9
Nova Scotia	13	11	11	11	10
New Brunswick	13	10	10	10	9
Ontario	12	11	10	9	9
Manitoba	12	11	10	10	9
Saskatchewan	11	10	11	9	11
Alberta	12	11	11	11	11
British Columbia	11	10	9	8	7
Yukon	x	11	x	18	11
Canada	12	11	10	9	9

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students

Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017: Percent
Item	Canada	N.L.	N.L.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
3-year default rate for direct loans	9	8	9	10	9	9	9	11	11	7	11

Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Gender: Percent
Gender	Canada	N.L.	N.L.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	9	8	9	9	8	8	8	11	11	7	x
Male	10	8	10	12	11	10	9	10	11	8	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Age group: Percent
Age group	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	19	16	17	19	17	21	8	13	21	12	x
20 to 24 years	8	8	10	11	8	8	9	7	10	7	x
25 to 29 years	8	7	8	7	8	8	7	9	9	6	x
30 to 34 years	10	7	x	12	11	10	10	18	13	5	x
35 to 39 years	11	9	x	12	15	10	10	14	13	11	x
40 to 44 years	11	x	x	17	17	10	11	20	14	9	x
45 to 49 years	10	x	x	15	13	9	x	20	16	10	x
50 years and older	12	x	0	11	x	11	x	25	16	12	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Level of study: Percent
Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	14	12	15	16	15	13	11	16	18	11	x
Undergraduate	6	4	7	6	6	6	8	8	5	5	x
Master	3	x	x	x	x	3	x	x	3	3	x
Doctorate	7	x	x	x	x	7	x	x	x	x	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Type of institution: Percent
Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	6	4	6	6	6	6	7	8	5	5	x
College	11	9	14	13	12	12	9	13	7	7	x
Private	17	15	18	20	17	16	13	18	24	13	x

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

3. Mobility

Table 3.1.1 Number of full-time students studying inside and outside of Canada

Table 3.1.1A Number of full-time students studying inside and outside Canada: LY 2018 to 2019: Number
Jurisdiction	Study in home province or territory	Study in Canada but away from home province or territory	Study in the United States	Study outside Canada and the United States	Total
Newfoundland and Labrador	5,104	968	27	65	6,164
Prince Edward Island	x	973	x	x	2,538
Nova Scotia	14,319	3,069	90	124	17,602
New Brunswick	11,208	2,818	72	48	14,146
Ontario	393,264	11,800	3356	4,355	412,775
Manitoba	11,197	1,838	166	112	13,313
Saskatchewan	12,957	2,894	182	105	16,138
Alberta	68,115	10,364	1570	1,418	81,467
British Columbia	46,172	6,067	727	1,066	54,032
Yukon	x	133	x	x	184
Canada	563,917	40,924	6,203	7,315	618,359

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 3.1.1B Number of full-time students studying inside and outside Canada: LY 2018 to 2019: Percent
Jurisdiction	Study in home province or territory	Study in Canada but away from home province or territory	Study in the United States	Study outside Canada and the United States	Total
Newfoundland and Labrador	82.8	15.7	0.4	1.1	100.0
Prince Edward Island	x	38.3	x	x	100.0
Nova Scotia	81.3	17.4	0.5	0.7	100.0
New Brunswick	79.2	19.9	0.5	0.3	100.0
Ontario	95.3	2.9	0.8	1.1	100.0
Manitoba	84.1	13.8	1.2	0.8	100.0
Saskatchewan	80.3	17.9	1.1	0.7	100.0
Alberta	83.6	12.7	1.9	1.7	100.0
British Columbia	85.5	11.2	1.3	2.0	100.0
Yukon	x	72.3	x	x	100.0
Canada	91.2	6.6	1.0	1.2	100.0

x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

Table 3.2.1 Number of full-time students studying inside their home province or territory

Table 3.2.1A Number of full-time students studying inside their home province or territory: Number
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	4,950	5,229	5,090	4,969	5,104
Prince Edward Island	1,666	1,507	1,492	x	x
Nova Scotia	13,116	13,130	13,329	13,864	14,319
New Brunswick	9,126	8,667	9,164	10,898	11,208
Ontario	307,401	306,728	302,452	370,687	393,264
Manitoba	8,054	8,383	8,160	7,781	11,197
Saskatchewan	8,818	9,271	9,959	11,812	12,957
Alberta	41,939	46,526	51,220	65,342	68,115
British Columbia	48,345	45,561	43,434	46,788	46,172
Yukon	31	26	30	x	x
Canada	443,446	445,028	444,330	533,672	563,917

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.1B Number of full-time students studying inside their home province or territory: Percent
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	85.0	85.7	84.7	83.8	82.8
Prince Edward Island	57.4	56.6	57.4	x	x
Nova Scotia	80.4	80.5	80.4	80.8	81.3
New Brunswick	75.7	75.4	76.7	78.9	79.2
Ontario	95.1	95.1	95.2	95.4	95.3
Manitoba	83.6	83.4	82.6	82.0	84.1
Saskatchewan	78.7	79.6	79.4	80.0	80.3
Alberta	82.4	83.2	82.7	83.6	83.6
British Columbia	85.5	85.6	85.2	85.7	85.5
Yukon	18.9	15.3	21.6	x	x
Canada	90.7	90.8	90.6	91.2	91.2

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.2 Number of full-time students studying in Canada but away from their home province or territory

Table 3.2.2A Number of full-time students studying in Canada but away from their home province or territory: Number
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	780	764	819	876	968
Prince Edward Island	1,208	1,132	1,084	1,030	973
Nova Scotia	2,967	2,955	3,040	3,090	3,069
New Brunswick	2,777	2,696	2,639	2,784	2,818
Ontario	9,114	8,962	8,743	10,545	11,800
Manitoba	1,272	1,365	1,421	1,455	1,838
Saskatchewan	2,083	2,085	2,303	2,659	2,894
Alberta	6,972	7,208	8,286	9,919	10,364
British Columbia	6,413	6,012	5,921	6,079	6,067
Yukon	125	134	105	139	133
Canada	33,711	33,313	34,361	38,576	40,924

Table 3.2.2B Number of full-time students studying in Canada but away from their home province or territory: Percent
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	13.4	12.5	13.6	14.8	15.7
Prince Edward Island	41.7	42.5	41.7	40.4	38.3
Nova Scotia	18.2	18.1	18.3	18.0	17.4
New Brunswick	23.0	23.4	22.1	20.1	19.9
Ontario	2.8	2.8	2.8	2.7	2.9
Manitoba	13.2	13.6	14.4	15.3	13.8
Saskatchewan	18.6	17.9	18.4	18.0	17.9
Alberta	13.7	12.9	13.4	12.7	12.7
British Columbia	11.3	11.3	11.6	11.1	11.2
Yukon	76.2	78.8	75.5	73.9	72.3
Canada	6.9	6.8	7.0	6.6	6.6

Table 3.2.3 Number of full-time students studying outside of Canada

Table 3.2.3A Number of full-time students studying outside of Canada: Number
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	96	109	100	85	92
Prince Edward Island	x	24	x	x	x
Nova Scotia	228	228	214	210	214
New Brunswick	156	137	143	136	120
Ontario	6,717	6,696	6,608	7,176	7,711
Manitoba	305	304	294	257	278
Saskatchewan	298	286	280	293	287
Alberta	1,974	2,166	2,419	2,859	2,988
British Columbia	1,816	1,634	1,623	1,718	1,793
Yukon	x	10	x	x	x
Canada	11,624	11,594	11,710	12,771	13,518

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

Table 3.2.3B Number of full-time students studying outside of Canada: Percent
Jurisdiction	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019
Newfoundland and Labrador	1.6	1.8	1.7	1.4	1.5
Prince Edward Island	x	0.9	x	x	x
Nova Scotia	1.4	1.4	1.3	1.2	1.2
New Brunswick	1.3	1.2	1.2	1.0	0.8
Ontario	2.1	2.1	2.1	1.8	1.9
Manitoba	3.2	3.0	3.0	2.7	2.1
Saskatchewan	2.7	2.5	2.2	2.0	1.8
Alberta	3.9	3.9	3.9	3.7	3.7
British Columbia	3.2	3.1	3.2	3.1	3.3
Yukon	x	5.9	x	x	x
Canada	2.4	2.4	2.4	2.2	2.2

x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

4. Historical Data

4.1 Loans

Table 4.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.	N.W.T.
1964 to 1965	42,113	737	437	2,513	2,027	21,920	2,272	2,992	4,519	4,675	x	x
1965 to 1966	53,702	1,392	1,100	3,943	3,170	21,368	3,523	4,965	6,439	7,770	22	10
1966 to 1967	67,401	1,488	881	5,029	3,939	27,640	4,183	6,210	8,245	9,753	21	12
1967 to 1968	94,758	1,980	969	6,387	5,766	45,225	4,694	7,726	10,716	11,270	14	11
1968 to 1969	103,735	2,176	958	6,640	6,178	52,165	4,694	8,015	12,878	10,000	x	x
1969 to 1970	128,070	5,051	1,242	9,248	7,613	62,761	5,584	10,203	17,565	8,768	22	13
1970 to 1971	126,567	5,371	1,630	9,155	7,605	60,523	4,597	9,757	19,308	8,585	x	x
1971 to 1972	133,501	7,903	2,000	9,897	8,504	63,549	5,430	10,012	17,286	8,869	35	16
1972 to 1973	132,012	7,553	1,869	9,966	8,440	66,390	5,710	9,361	15,462	7,208	22	31
1973 to 1974	137,150	7,933	1,649	9,243	8,524	69,510	6,155	8,205	15,577	10,289	30	35
1974 to 1975	151,349	7,828	1,560	9,579	7,653	79,340	7,267	6,901	14,703	16,421	42	55
1975 to 1976	144,893	4,529	1,494	9,505	6,591	80,708	7,527	5,317	12,761	16,318	72	71
1976 to 1977	140,870	4,795	1,395	9,201	6,210	77,823	7,052	4,886	13,283	16,103	75	47
1977 to 1978	114,827	4,583	1,281	8,111	6,135	56,063	5,569	5,334	12,568	15,031	90	62
1978 to 1979	122,438	4,106	1,207	7,577	6,121	66,313	4,613	5,322	12,177	14,870	78	54
1979 to 1980	118,374	4,390	1,143	7,720	6,067	63,412	4,181	4,637	12,139	14,544	91	50
1980 to 1981	128,362	4,906	1,228	7,955	6,404	70,963	4,224	4,933	13,476	14,130	86	57
1981 to 1982	138,539	5,432	1,442	8,962	6,981	74,537	5,390	5,211	15,530	14,886	120	48
1982 to 1983	172,506	7,829	1,688	10,179	8,777	93,874	7,237	6,400	16,051	20,339	122	10
1983 to 1984	196,154	7,183	1,873	11,403	9,911	104,451	8,439	7,819	25,589	19,332	x	x
1984 to 1985	207,184	8,240	1,992	12,378	10,275	105,028	9,722	8,083	33,331	17,936	x	x
1985 to 1986	217,746	10,333	2,143	12,829	11,219	101,713	10,842	9,234	38,438	20,794	188	13
1986 to 1987	234,164	11,843	2,272	13,547	11,241	101,332	11,329	14,032	45,256	23,095	201	16
1987 to 1988	222,370	10,840	2,294	13,000	11,445	91,995	12,013	14,596	39,568	26,413	190	14
1988 to 1989	203,047	10,303	2,070	12,779	10,917	83,868	11,596	14,360	35,698	21,247	209	N/A
1989 to 1990	215,034	10,588	2,484	13,361	11,707	87,999	10,752	14,961	36,637	26,379	166	N/A
1990 to 1991	240,543	12,960	2,451	14,957	13,040	100,623	11,801	15,306	37,193	31,911	301	N/A
1991 to 1992	268,305	12,132	2,399	14,674	13,472	128,270	11,707	15,480	35,513	34,292	366	N/A
1992 to 1993	281,312	11,740	2,211	13,905	13,427	139,299	12,066	16,280	36,649	35,350	385	N/A
1993 to 1994	304,942	11,936	2,132	14,165	12,775	162,794	10,305	15,479	38,305	36,685	366	N/A
1994 to 1995	315,670	12,478	2,065	13,430	10,422	180,644	9,629	14,663	32,656	39,397	286	N/A
1995 to 1996	324,165	15,236	2,107	14,608	9,455	178,771	9,199	13,705	37,439	43,361	284	N/A
1996 to 1997	343,224	18,717	2,169	16,201	13,437	185,297	9,208	12,951	38,900	46,103	241	N/A
1997 to 1998	350,774	18,796	2,312	16,748	14,127	188,108	9,488	13,051	36,973	50,904	267	N/A
1998 to 1999	336,342	17,645	2,650	17,463	14,448	177,451	9,957	13,865	36,141	46,493	229	N/A
1999 to 2000	335,103	14,842	2,306	16,553	13,782	169,990	10,558	15,203	39,683	51,918	268	N/A
2000 to 2001	343,588	15,953	3,047	16,903	15,708	158,256	10,860	16,358	43,294	62,953	256	N/A
2001 to 2002	328,674	13,912	3,068	17,234	15,614	145,287	10,267	16,246	42,323	64,467	256	N/A
2002 to 2003	328,991	12,554	3,238	16,945	15,439	148,195	9,930	15,392	42,052	64,993	253	N/A
2003 to 2004	340,203	11,541	3,385	16,697	15,902	159,684	9,649	15,163	42,501	65,425	256	N/A
2004 to 2005	337,256	10,395	3,280	16,044	15,434	167,354	9,180	14,132	41,422	59,764	251	N/A
2005 to 2006	343,638	9,640	3,239	15,895	15,918	182,016	9,305	13,245	37,844	56,306	230	N/A
2006 to 2007	343,261	8,887	3,206	15,477	15,676	192,875	8,496	12,346	33,779	52,298	221	N/A
2007 to 2008	352,708	8,570	3,297	15,137	15,446	207,694	8,212	11,000	33,183	49,966	203	N/A
2008 to 2009	365,363	7,646	3,286	15,158	14,943	219,632	7,871	9,688	35,356	51,570	213	N/A
2009 to 2010	401,734	7,382	3,286	14,631	14,727	243,515	8,213	9,708	42,006	58,066	200	N/A
2010 to 2011	424,575	6,950	3,326	14,835	14,604	256,692	8,823	11,038	47,503	60,593	211	N/A
2011 to 2012	446,582	6,635	3,307	15,351	14,586	273,614	9,410	11,510	49,882	62,087	200	N/A
2012 to 2013	472,167	6,354	3,280	15,790	13,619	302,355	9,858	11,469	49,114	60,158	170	N/A
2013 to 2014	491,444	6,081	3,115	16,637	12,859	323,200	9,829	11,202	49,309	59,058	154	N/A
2014 to 2015	488,781	5,826	2,900	16,311	12,059	323,232	9,631	11,199	50,885	56,574	164	N/A
2015 to 2016	489,935	6,102	2,663	16,313	11,500	322,386	10,052	11,642	55,900	53,207	170	N/A
2016 to 2017	490,401	6,009	2,601	16,583	11,946	317,803	9,875	12,542	61,925	50,978	139	N/A
2017 to 2018	585,019	5,930	2,549	17,164	13,818	388,408	9,493	14,764	78,120	54,585	188	N/A
2018 to 2019	618,359	6,164	2,538	17,602	14,146	412,775	13,313	16,138	81,467	54,032	184	N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars

Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.	N.W.T.
1964 to 1965	26.7	0.5	0.3	1.8	1.4	14.4	1.4	1.9	2.1	3.1	x	x
1965 to 1966	34.6	0.9	0.4	2.9	2.3	14.6	2.2	3.4	3.1	4.8	0.0	0.0
1966 to 1967	40.5	0.8	0.6	3.3	3.0	14.4	2.8	4.5	4.4	6.6	0.0	0.0
1967 to 1968	57.3	1.1	0.7	4.3	4.2	23.6	3.2	5.8	6.3	8.0	0.0	0.0
1968 to 1969	63.9	1.5	0.8	5.1	4.8	26.6	3.4	6.4	8.1	7.3	x	x
1969 to 1970	78.1	3.1	0.9	7.0	5.4	31.8	4.3	8.4	10.5	6.6	0.0	0.0
1970 to 1971	86.1	4.9	1.4	7.9	6.5	32.3	3.4	8.5	14.3	6.8	x	x
1971 to 1972	87.5	5.5	1.6	8.8	6.7	33.5	4.1	7.3	13.8	6.1	0.0	0.0
1972 to 1973	102.3	6.7	2.1	10.2	7.5	45.1	3.7	6.8	14.9	5.3	0.0	0.0
1973 to 1974	108.7	5.2	1.9	10.8	6.9	50.8	4.5	6.1	15.2	7.2	0.0	0.0
1974 to 1975	121.0	4.4	1.8	11.8	7.3	60.1	5.5	5.4	14.9	9.7	0.0	0.1
1975 to 1976	148.3	4.3	2.0	13.1	8.9	74.4	6.3	5.4	18.1	15.7	0.1	0.1
1976 to 1977	160.9	4.8	2.1	12.6	7.9	80.4	10.0	5.2	18.6	19.2	0.1	0.1
1977 to 1978	134.6	4.4	1.7	10.9	8.0	57.7	8.0	7.2	17.6	19.0	0.1	0.1
1978 to 1979	147.9	4.8	1.7	10.7	8.2	70.2	6.9	7.6	18.0	19.6	0.1	0.1
1979 to 1980	142.7	4.9	1.6	11.1	8.5	65.9	6.5	6.5	17.7	19.8	0.1	0.1
1980 to 1981	162.1	5.9	1.8	11.6	9.0	80.2	6.7	7.0	19.8	19.9	0.1	0.1
1981 to 1982	199.9	7.0	2.3	13.7	10.1	99.8	9.9	7.7	25.4	23.6	0.2	0.1
1982 to 1983	280.3	10.8	2.8	18.6	15.3	144.3	13.6	10.5	30.3	34.1	0.2	0.0
1983 to 1984	454.9	13.7	4.1	30.4	21.8	224.9	25.0	18.0	67.9	48.7	x	x
1984 to 1985	526.7	22.3	4.6	34.4	24.2	247.1	30.8	18.4	95.5	48.9	x	x
1985 to 1986	576.9	29.8	5.1	35.8	31.2	239.8	35.6	24.6	114.5	60.0	0.5	0.0
1986 to 1987	621.0	35.9	5.7	39.9	33.2	231.2	37.6	39.6	126.1	71.1	0.6	0.0
1987 to 1988	612.0	33.9	5.8	39.5	34.4	200.0	40.4	47.3	120.6	89.6	0.6	0.0
1988 to 1989	551.0	31.1	5.3	39.3	32.9	183.0	39.3	47.0	108.4	64.0	0.6	N/A
1989 to 1990	599.2	32.1	6.9	40.9	35.8	201.5	36.0	48.9	112.0	84.6	0.5	N/A
1990 to 1991	665.8	36.4	6.1	43.6	39.2	238.1	38.8	48.6	114.1	100.1	0.8	N/A
1991 to 1992	797.2	34.2	6.1	44.9	41.7	351.2	38.8	52.3	112.2	114.9	0.9	N/A
1992 to 1993	846.6	35.9	6.4	42.9	42.4	395.7	35.3	56.3	117.9	113.1	0.8	N/A
1993 to 1994	986.7	38.0	6.1	42.7	44.1	511.7	35.5	50.7	127.1	129.5	1.1	N/A
1994 to 1995	1,214.6	54.1	7.5	51.2	33.0	681.9	35.5	56.3	117.2	176.9	0.9	N/A
1995 to 1996	1,340.0	74.1	8.4	51.1	29.3	741.6	35.7	54.9	140.7	202.9	1.2	N/A
1996 to 1997	1,583.9	91.5	13.4	62.8	82.5	880.8	30.6	56.1	147.6	217.5	1.2	N/A
1997 to 1998	1,567.8	86.1	11.4	62.8	79.7	856.0	37.1	57.5	133.3	243.0	1.0	N/A
1998 to 1999	1,557.2	88.8	11.9	94.7	67.6	817.3	38.2	67.3	146.9	223.4	1.0	N/A
1999 to 2000	1,549.6	70.0	10.1	90.2	61.9	780.9	44.3	72.8	170.5	247.7	1.1	N/A
2000 to 2001	1,564.7	69.5	13.5	90.7	77.6	704.5	46.9	78.2	184.2	298.6	1.2	N/A
2001 to 2002	1,507.4	61.3	16.1	92.9	77.7	643.7	44.5	79.0	181.3	309.5	1.3	N/A
2002 to 2003	1,544.7	56.2	17.0	92.5	77.9	664.6	43.4	74.5	187.3	330.0	1.3	N/A
2003 to 2004	1,643.0	52.0	17.9	92.6	82.5	734.5	44.1	76.0	200.1	342.0	1.3	N/A
2004 to 2005	1,628.8	46.5	17.3	88.8	80.0	768.9	41.5	71.3	198.9	314.4	1.2	N/A
2005 to 2006	1,935.0	49.3	21.2	107.1	88.8	971.2	48.7	80.8	215.0	351.5	1.4	N/A
2006 to 2007	1,927.1	45.7	22.6	102.6	91.4	1,034.9	44.3	74.0	189.4	320.9	1.3	N/A
2007 to 2008	2,012.5	43.9	24.6	102.1	88.2	1,146.0	43.1	66.0	190.5	306.9	1.2	N/A
2008 to 2009	2,077.8	39.7	21.7	101.7	83.2	1,210.0	41.3	58.8	204.8	315.3	1.3	N/A
2009 to 2010	2,083.2	33.3	21.0	97.5	74.3	1,208.8	36.4	56.1	216.5	338.3	1.1	N/A
2010 to 2011	2,218.9	31.1	21.2	98.5	73.2	1,285.0	40.3	65.1	252.3	351.0	1.1	N/A
2011 to 2012	2,400.7	29.9	21.1	106.1	74.1	1,420.0	44.6	66.2	275.8	361.9	1.1	N/A
2012 to 2013	2,566.4	29.9	21.3	110.5	71.7	1,603.9	47.8	66.6	269.3	344.5	0.9	N/A
2013 to 2014	2,700.7	29.0	20.3	116.7	70.4	1,735.3	47.3	66.1	274.1	340.5	0.9	N/A
2014 to 2015	2,702.2	28.0	18.8	115.1	66.4	1,736.6	46.0	68.6	285.9	335.7	1.0	N/A
2015 to 2016	2,698.2	28.9	17.0	113.9	63.6	1,722.7	48.0	71.0	318.3	313.8	1.0	N/A
2016 to 2017	2,608.0	27.9	16.3	114.9	56.0	1,636.5	45.6	75.0	338.7	296.4	0.8	N/A
2017 to 2018	3,329.1	37.0	16.0	122.7	66.8	2,127.9	41.0	93.2	483.6	339.5	1.2	N/A
2018 to 2019	3,553.2	40.1	15.7	127.0	69.0	2,287.1	70.2	101.9	500.1	340.8	1.2	N/A

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.1.3 Canada Student Loans for part-time students

Table 4.1.3A Canada Student Loans for part-time students: Number of recipients
Loan Year	Number of recipients
1987 to 1988	620
1988 to 1989	320
1989 to 1990	730
1990 to 1991	803
1991 to 1992	757
1992 to 1993	1,280
1993 to 1994	1,414
1994 to 1995	2,112
1995 to 1996	1,887
1996 to 1997	1,859
1997 to 1998	3,205
1998 to 1999	3,128
1999 to 2000	1,302
2000 to 2001	2,980
2001 to 2002	2,867
2002 to 2003	2,772
2003 to 2004	2,779
2004 to 2005	2,572
2005 to 2006	2,127
2006 to 2007	1,863
2007 to 2008	1,436
2008 to 2009	1,425
2009 to 2010	2,698
2010 to 2011	3,974
2011 to 2012	6,470
2012 to 2013	9,601
2013 to 2014	11,254
2014 to 2015	12,086
2015 to 2016	13,712
2016 to 2017	11,790
2017 to 2018	13,534
2018 to 2019	13,624

Table 4.1.3B Canada Student Loans for part-time students: Millions of dollars
Loan Year	Millions of dollars
1987 to 1988	0.9
1988 to 1989	0.5
1989 to 1990	1.2
1990 to 1991	1.4
1991 to 1992	1.3
1992 to 1993	2.5
1993 to 1994	3.0
1994 to 1995	5.9
1995 to 1996	5.4
1996 to 1997	5.4
1997 to 1998	7.7
1998 to 1999	7.8
1999 to 2000	3.5
2000 to 2001	5.5
2001 to 2002	4.9
2002 to 2003	4.6
2003 to 2004	4.7
2004 to 2005	4.6
2005 to 2006	3.8
2006 to 2007	3.5
2007 to 2008	2.8
2008 to 2009	2.8
2009 to 2010	4.6
2010 to 2011	6.9
2011 to 2012	11.2
2012 to 2013	16.6
2013 to 2014	19.9
2014 to 2015	20.9
2015 to 2016	24.1
2016 to 2017	19.2
2017 to 2018	23.0
2018 to 2019	22.2

4.2 Grants

Table 4.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients

Table 4.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	1,677	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	6,273	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	7,354	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	56,899	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	63,793	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001	55,830	1,242	343	1,389	1,174	26,375	1,037	3,609	6,441	13,636	34
2001 to 2002	48,730	977	354	1,541	1,643	23,440	1,088	2,387	6,206	11,054	40
2002 to 2003	55,625	703	425	1,598	1,383	25,259	1,317	2,727	6,443	15,732	38
2003 to 2004	53,272	1,245	295	1,703	1,701	22,107	1,428	2,236	6,977	15,528	52
2004 to 2005	53,404	588	296	1,548	1,419	24,384	1,434	3,342	6,589	13,762	42
2005 to 2006	49,500	481	308	2,280	1,311	25,833	1,482	2,754	5,574	9,442	35
2006 to 2007	47,853	559	288	1,437	1,275	26,632	1,194	2,489	4,385	9,551	43
2007 to 2008	40,402	523	363	1,343	1,539	21,787	1,079	1,955	3,999	7,785	29
2008 to 2009	42,489	482	410	1,411	1,195	23,128	1,074	1,707	4,054	8,997	31

¹ Provincial and territorial statistics are not available.

Table 4.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2005 to 2006	31,882	664	11	1,760	39	21,684	718	1,120	2,026	3,848	12
2006 to 2007	39,515	1,073	x	1,842	1,881	26,674	737	1,128	1,867	3,942	x
2007 to 2008	40,279	1,034	x	1,916	1,088	28,373	748	1,042	1,935	3,632	x
2008 to 2009	41,757	816	317	1,818	415	30,855	758	920	1,780	4,065	13

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010²	295,153	4,823	2,305	10,184	8,592	181,270	6,272	7,270	30,696	43,542	160
2010 to 2011²	320,154	4,394	2,399	10,364	8,584	194,333	6,928	8,101	36,247	47,463	179
2011 to 2012²	336,173	4,215	2,323	10,616	8,448	207,364	7,757	8,661	36,573	49,284	164
2012 to 2013²	356,894	4,063	2,406	10,917	8,199	226,772	7,788	8,659	37,647	50,036	152
2013 to 2014	367,586	3,879	2,370	11,321	7,919	239,781	7,922	8,374	36,559	49,336	125
2014 to 2015	365,832	3,665	2,271	11,104	7,418	240,701	7,800	8,214	37,515	47,009	135
2015 to 2016	368,940	4,038	2,177	11,169	7,009	243,772	8,116	8,524	39,544	44,463	128
2016 to 2017	379,606	4,143	2,232	11,238	7,627	248,306	8,245	9,100	45,160	43,432	123
2017 to 2018	490,377	4,875	2,514	13,763	10,585	331,701	9,306	12,168	58,230	47,062	173
2018 to 2019	532,785	5,078	2,606	14,421	11,269	358,669	11,678	14,363	66,836	47,664	201

² Total may not equal the sum of the provinces and territories for the following loan years: 2009 to 2010, 2010 to 2011, 2011 to 2012 and 2012 to 2013 since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.

Table 4.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed

Table 4.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	3.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	8.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	11.2	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	73.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	82.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001	81.1	1.6	0.5	2.3	2.3	37.8	1.7	5.1	8.4	21.4	0.1
2001 to 2002	67.4	1.3	0.4	2.6	2.3	33.7	1.7	5.3	8.2	11.8	0.1
2002 to 2003	75.5	1.1	0.6	3.0	2.1	36.1	2.0	5.2	9.0	16.6	0.1
2003 to 2004	76.8	1.0	0.4	3.7	2.4	36.0	2.2	5.5	10.1	15.3	0.1
2004 to 2005	83.9	0.9	0.5	3.0	2.4	38.2	2.3	5.6	9.9	21.0	0.1
2005 to 2006	79.5	0.6	0.5	3.3	2.3	41.3	2.5	4.5	9.0	15.5	0.1
2006 to 2007	72.9	0.9	0.4	3.0	2.4	38.5	2.0	4.3	7.7	13.6	0.1
2007 to 2008	69.8	0.8	0.5	2.9	2.4	38.0	1.9	3.7	7.7	11.9	0.0^s
2008 to 2009	72.9	0.7	0.5	2.5	2.2	40.6	1.8	3.1	7.9	13.4	0.1

0.0^s: value rounded to 0.0 (zero).
¹ Provincial and territorial statistics are not available.

Table 4.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2005 to 2006	58.9	1.0	0.0	3.9	0.1	38.6	1.2	2.4	4.0	7.7	0.0^s
2006 to 2007	68.8	0.9	x	4.0	3.8	45.4	1.1	2.3	3.6	6.9	x
2007 to 2008	72.0	0.9	x	4.0	2.3	50.0	1.2	2.2	3.9	6.6	x
2008 to 2009	74.7	0.8	0.7	3.7	0.8	55.0	1.2	1.9	3.6	7.0	0.0^s

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0^s: value rounded to 0.0 (zero).

Table 4.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010²	593.4	8.8	4.7	21.4	16.6	354.8	16.3	18.6	65.7	85.9	0.4
2010 to 2011²	630.0	7.9	4.7	21.6	16.0	370.5	16.5	18.7	75.7	91.4	0.5
2011 to 2012²	646.7	7.5	4.3	21.7	15.6	386.7	16.6	19.8	74.2	95.8	0.4
2012 to 2013²	695.0	7.5	4.5	22.8	15.9	431.8	17.7	20.0	76.4	96.7	0.3
2013 to 2014	715.3	7.6	4.6	23.6	16.1	457.1	17.3	18.9	73.7	96.1	0.3
2014 to 2015	717.7	7.4	4.4	23.3	15.2	463.6	16.8	19.1	76.1	91.7	0.3
2015 to 2016	719.5	8.3	4.5	23.7	14.0	464.1	17.2	19.6	80.9	87.0	0.2
2016 to 2017	1,014.6	12.2	5.9	32.7	19.9	653.3	24.2	27.2	122.7	116.2	0.4
2017 to 2018	1,364.9	14.0	6.8	41.2	29.3	910.3	26.9	37.2	168.2	130.5	0.5
2018 to 2019	1,614.1	17.0	7.7	48.6	34.7	1,051.1	37.8	49.7	220.7	146.2	0.7

² Total may not equal the sum of the provinces and territories for the following loan years: 2009 to 2010, 2010 to 2011, 2011 to 2012 and 2012 to 2013 since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.

Table 4.2.3 Canada Student Grants for part-time students

Table 4.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients
Loan Year	Number of recipients
1995 to 1996	438
1996 to 1997	3,037
1997 to 1998	4,567
1998 to 1999	5,675
1999 to 2000	5,728
2000 to 2001	5,441
2001 to 2002	4,786
2002 to 2003	4,451
2003 to 2004	4,215
2004 to 2005	3,977
2005 to 2006	2,847
2006 to 2007	2,848
2007 to 2008	2,570
2008 to 2009	2,721

Table 4.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars
Loan Year	Millions of dollars
1995 to 1996	0.4
1996 to 1997	2.0
1997 to 1998	3.5
1998 to 1999	4.6
1999 to 2000	4.7
2000 to 2001	4.6
2001 to 2002	4.1
2002 to 2003	3.8
2003 to 2004	3.7
2004 to 2005	3.6
2005 to 2006	3.0
2006 to 2007	2.7
2007 to 2008	2.6
2008 to 2009	2.8

Table 4.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients
Loan Year	Number of recipients
2009 to 2010	4,189
2010 to 2011	6,208
2011 to 2012	8,849
2012 to 2013	13,208
2013 to 2014	14,955
2014 to 2015	15,963
2015 to 2016	17,439
2016 to 2017	19,159
2017 to 2018	21,268
2018 to 2019	28,503

Table 4.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars
Loan Year	Millions of dollars
2009 to 2010	4.5
2010 to 2011	6.8
2011 to 2012	10.0
2012 to 2013	14.9
2013 to 2014	17.3
2014 to 2015	18.1
2015 to 2016	19.8
2016 to 2017	29.0
2017 to 2018	33.0
2018 to 2019	45.5

Table 4.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients

Table 4.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	438	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	3,037	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	4,567	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	5,675	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	5,728	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001¹	5,441	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2001 to 2002	4,786	x	151	76	50	455	33	273	954	2,786	x
2002 to 2003	4,451	x	189	67	24	410	37	134	971	2,608	x
2003 to 2004	4,215	x	103	60	28	328	47	117	963	2,553	x
2004 to 2005	3,977	x	83	37	19	334	49	99	849	2,498	x
2005 to 2006	2,847	x	104	14	29	293	47	56	610	1,691	x
2006 to 2007	2,848	x	96	15	0	269	35	36	336	2,018	x
2007 to 2008	2,570	x	146	12	32	229	44	32	193	1,871	x
2008 to 2009	2,721	x	163	11	15	231	35	19	194	2,043	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
¹ Provincial and territorial statistics are not available.

Table 4.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010	4,189	x	205	83	68	1,055	140	49	551	2,020	x
2010 to 2011	6,208	x	282	122	77	1,897	194	55	756	2,791	x
2011 to 2012	8,849	x	323	132	79	3,902	253	67	607	3,447	x
2012 to 2013	13,208	x	466	123	97	6,138	339	79	1,273	4,654	x
2013 to 2014	14,955	54	501	141	114	7,335	393	73	1,285	5,059	0
2014 to 2015	15,963	x	555	202	108	8,387	335	79	1,356	4,885	x
2015 to 2016	17,439	x	568	185	124	9,193	395	111	1,454	5,322	x
2016 to 2017	19,159	x	622	174	138	9,857	365	135	1,913	5,869	x
2017 to 2018	21,268	x	620	186	99	12,627	281	160	1,940	5,267	x
2018 to 2019	28,503	x	619	235	163	18,277	408	291	2,839	5,566	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 4.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed

Table 4.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars>
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	0.4	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	2.0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	3.5	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	4.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	4.7	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001¹	4.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2001 to 2002	4.1	x	0.1	0.1	0.1	0.4	0.0^s	0.3	0.7	2.3	x
2002 to 2003	3.8	x	0.2	0.1	0.0^s	0.4	0.0^s	0.2	0.7	2.3	x
2003 to 2004	3.7	x	0.1	0.1	0.0^s	0.3	0.0^s	0.1	0.7	2.2	x
2004 to 2005	3.6	x	0.1	0.0^s	0.0^s	0.3	0.1	0.1	0.6	2.3	x
2005 to 2006	3.0	x	0.1	0.0^s	0.0^s	0.3	0.1	0.1	0.5	1.9	x
2006 to 2007	2.7	x	0.1	0.0^s	0.0	0.2	0.0^s	0.0^s	0.3	2.0	x
2007 to 2008	2.6	x	0.1	0.0^s	0.0^s	0.2	0.0^s	0.0^s	0.1	1.9	x
2008 to 2009	2.8	x	0.2	0.0^s	0.0^s	0.2	0.0^s	0.0^s	0.1	2.2	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
0.0^s: value rounded to 0.0 (zero).
¹ Provincial and territorial statistics are not available.

Table 4.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010	4.5	x	0.2	0.1	0.1	1.2	0.2	0.1	0.4	2.3	x
2010 to 2011	6.8	x	0.3	0.1	0.1	2.2	0.2	0.1	0.6	3.2	x
2011 to 2012	10.0	x	0.3	0.1	0.1	4.6	0.3	0.1	0.4	4.0	x
2012 to 2013	14.9	x	0.5	0.1	0.1	7.1	0.4	0.1	1.0	5.5	x
2013 to 2014	17.3	0.1	0.5	0.2	0.1	8.6	0.5	0.1	1.0	6.2	0.0
2014 to 2015	18.1	x	0.5	0.2	0.1	9.8	0.4	0.1	1.1	5.7	x
2015 to 2016	19.8	x	0.6	0.2	0.1	10.7	0.5	0.2	1.1	6.3	x
2016 to 2017	29.0	x	0.8	0.3	0.2	15.2	0.5	0.2	2.0	9.5	x
2017 to 2018	33.0	x	0.8	0.3	0.2	20.2	0.5	0.3	2.1	8.6	x
2018 to 2019	45.5	x	0.8	0.4	0.3	29.5	0.6	0.5	4.2	9.1	x

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

5. Appendix

5.1 Profiles - Canada

Table 5.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	392,970	60
Male	267,450	40
Total	660,420	100

Table 5.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	183,696	28
20 to 24 years	289,075	44
25 to 29 years	91,979	14
30 to 34 years	38,460	6
35 to 39 years	24,833	4
40 to 44 years	15,583	2
45 to 49 years	9,327	1
50 years and older	7,467	1
Total	660,420	100

Table 5.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	234,592	36
Undergraduate	391,568	59
Master	28,307	4
Doctorate	5,953	1
Total	660,420	100

Table 5.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	374,627	57
College	219,299	33
Private	66,494	10
Total	660,420	100

Table 5.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans

Table 5.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	18,052	63
Male	10,685	37
Total	28,737	100

Table 5.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	6,222	22
20 to 24 years	12,837	45
25 to 29 years	4,346	15
30 to 34 years	2,014	7
35 to 39 years	1,393	5
40 to 44 years	865	3
45 to 49 years	558	2
50 years and older	502	2
Total	28,737	100

Table 5.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	8,098	28
Undergraduate	19,236	67
Master	1,340	5
Doctorate	63	0^s
Total	28,737	100

0^s: value rounded to 0 (zero).

Table 5.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	19,748	69
College	8,503	30
Private	486	2
Total	28,737	100

Table 5.1.3 Profile of full-time students who received Canada Student Grants

Table 5.1.3A Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	307,154	59
Male	212,364	41
Total	519,518	100

Table 5.1.3B Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	139,571	27
20 to 24 years	234,811	45
25 to 29 years	71,491	14
30 to 34 years	30,535	6
35 to 39 years	20,318	4
40 to 44 years	12,155	2
45 to 49 years	6,398	1
50 years and older	4,239	1
Total	519,518	100

Table 5.1.3C Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	173,908	33
Undergraduate	339,801	65
Master	4,363	1
Doctorate	1,446	0^s
Total	519,518	100

0^s: value rounded to 0 (zero).

Table 5.1.3D Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	298,976	58
College	179,764	35
Private	40,778	8
Total	519,518	100

Table 5.1.4 Profile of part-time students who received Canada Student Grants

5.1.4A Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	17,901	63
Male	10,602	37
Total	28,503	100

5.1.4B Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	6,206	22
20 to 24 years	12,772	45
25 to 29 years	4,277	15
30 to 34 years	1,975	7
35 to 39 years	1,376	5
40 to 44 years	848	3
45 to 49 years	551	2
50 years and older	498	2
Total	28,503	100

5.1.4C Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	8,019	28
Undergraduate	19,109	67
Master	1,313	5
Doctorate	62	0^s
Total	28,503	100

0^s: value rounded to 0 (zero).

5.1.4D Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	19,603	69
College	8,428	30
Private	472	2
Total	28,503	100

Table 5.1.5 Profile of full-time students who received Canada Student Loans

Table 5.1.5A Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	367,775	59
Male	250,584	41
Total	618,359	100

Table 5.1.5B Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	172,534	28
20 to 24 years	269,588	44
25 to 29 years	87,057	14
30 to 34 years	35,823	6
35 to 39 years	23,112	4
40 to 44 years	14,615	2
45 to 49 years	8,722	1
50 years and older	6,908	1
Total	618,359	100

Table 5.1.5C Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	218,619	35
Undergraduate	366,051	59
Master	27,928	5
Doctorate	5,761	1
Total	618,359	100

Table 5.1.5D Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	351,722	57
College	203,130	33
Private	63,507	10
Total	618,359	100

Table 5.1.6 Profile of part-time students who received Canada Student Loans

Table 5.1.6A Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	8,370	61
Male	5,254	39
Total	13,624	100

Table 5.1.6B Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	2,377	17
20 to 24 years	5,948	44
25 to 29 years	2,398	18
30 to 34 years	1,171	9
35 to 39 years	722	5
40 to 44 years	461	3
45 to 49 years	295	2
50 years and older	252	2
Total	13,624	100

Table 5.1.6C Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	3,704	27
Undergraduate	8,815	65
Master	1,057	8
Doctorate	48	0^s
Total	13,624	100

0^s: value rounded to 0 (zero).

Table 5.1.6D Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	9,434	69
College	3,789	28
Private	401	3
Total	13,624	100

Table 5.1.7 Profile of students who received Canada Student Grant for Full-Time Students

Table 5.1.7A Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	277,945	58
Male	199,947	42
Total	477,892	100

Table 5.1.7B Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	135,169	28
20 to 24 years	227,294	48
25 to 29 years	64,561	14
30 to 34 years	22,489	5
35 to 39 years	13,074	3
40 to 44 years	7,655	2
45 to 49 years	4,502	1
50 years and older	3,148	1
Total	477,892	100

Table 5.1.7C Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	142,987	30
Undergraduate	334,894	70
Master	x	x
Doctorate	x	x
Total	477,892	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.7D Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	288,749	60
College	166,172	35
Private	22,971	5
Total	477,892	100

Table 5.1.8 Profile of students who received Canada Student Grant Skills Boost Top-up

Table 5.1.8A Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	40,909	63
Male	23,912	37
Total	64,821	100

Table 5.1.8B Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 30 years old	18,256	28
30 to 34 years	20,477	32
35 to 39 years	11,983	18
40 to 44 years	7,021	11
45 to 49 years	4,148	6
50 years and older	2,936	5
Total	64,821	100

Table 5.1.8C Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	32,121	50
Undergraduate	32,700	50
Master	0	0
Doctorate	0	0
Total	64,821	100

Table 5.1.8D Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	25,228	39
College	31,414	48
Private	8,179	13
Total	64,821	100

Table 5.1.9 Profile of students who received Canada Student Grant for Full-Time Students with Dependants

Table 5.1.9A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	48,884	77
Male	14,944	23
Total	63,828	100

Table 5.1.9B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	502	1
20 to 24 years	6,837	11
25 to 29 years	13,109	21
30 to 34 years	16,130	25
35 to 39 years	14,413	23
40 to 44 years	8,450	13
45 to 49 years	3,305	5
50 years and older	1,082	2
Total	63,828	100

Table 5.1.9C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	45,102	71
Undergraduate	15,149	24
Master	2,493	4
Doctorate	1,084	2
Total	63,828	100

Table 5.1.9D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	15,053	24
College	27,330	43
Private	21,445	34
Total	63,828	100

Table 5.1.10 Profile of students who received Canada Student Grant for Students with Permanent Disabilities

Table 5.1.10A Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	30,728	61
Male	19,815	39
Total	50,543	100

Table 5.1.10B Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	10,184	20
20 to 24 years	21,326	42
25 to 29 years	9,182	18
30 to 34 years	4,028	8
35 to 39 years	2,258	4
40 to 44 years	1,416	3
45 to 49 years	996	2
50 years and older	1,153	2
Total	50,543	100

Table 5.1.10C Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	20,906	41
Undergraduate	27,196	54
Master	2,028	4
Doctorate	413	1
Total	50,543	100

Table 5.1.10D Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	25,421	50
College	22,304	44
Private	2,818	6
Total	50,543	100

Table 5.1.11 Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities

Table 5.1.11A Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	6,788	62
Male	4,085	38
Total	10,873	100

Table 5.1.11B Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	3,131	29
20 to 24 years	3,662	34
25 to 29 years	1,649	15
30 to 34 years	924	8
35 to 39 years	567	5
40 to 44 years	353	3
45 to 49 years	256	2
50 years and older	331	3
Total	10,873	100

Table 5.1.11C Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	5,304	49
Undergraduate	5,212	48
Master	300	3
Doctorate	57	1
Total	10,873	100

Table 5.1.11D Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	4,864	45
College	5,608	52
Private	401	4
Total	10,873	100

Table 5.1.12 Profile of students who received Canada Student Grant for Part-Time Studies

Table 5.1.12A Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	17,894	63
Male	10,599	37
Total	28,493	100

Table 5.1.12B Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	6,206	22
20 to 24 years	12,770	45
25 to 29 years	4,276	15
30 to 34 years	1,974	7
35 to 39 years	1,372	5
40 to 44 years	847	3
45 to 49 years	550	2
50 years and older	498	2
Total	28,493	100

Table 5.1.12C Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	8,022	28
Undergraduate	19,100	67
Master	1,310	5
Doctorate	61	0^s
Total	28,493	100

0^s: value rounded to 0 (zero).

Table 5.1.12D Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	19,598	69
College	8,425	30
Private	470	2
Total	28,493	100

Table 5.1.13 Profile of students who received Canada Student Grant for Part-Time Students with Dependants

Table 5.1.13A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	2,091	79
Male	552	21
Total	2,643	100

Table 5.1.13B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	x	x
20 to 24 years	188	7
25 to 29 years	475	18
30 to 34 years	682	26
35 to 39 years	669	25
40 to 44 years	375	14
45 to 49 years	178	7
50 years and older	x	x
Total	2,643	100

x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

Table 5.1.13C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	1,361	51
Undergraduate	939	36
Master	316	12
Doctorate	27	1
Total	2,643	100

Table 5.1.13D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	1,217	46
College	1,270	48
Private	156	6
Total	2,643	100

Table 5.1.14 Profile of students who received Canada Student Grant for Part-Time Students with Dependants

Table 5.1.14A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Gender
Gender	Number	Percent
Female	50,349	77
Male	15,358	23
Total	65,707	100

Table 5.1.14B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Age group
Age group	Number	Percent
Younger than 20 years	507	1
20 to 24 years	6,948	11
25 to 29 years	13,435	20
30 to 34 years	16,628	25
35 to 39 years	14,891	23
40 to 44 years	8,715	13
45 to 49 years	3,444	5
50 years and older	1,139	2
Total	65,707	100

Table 5.1.14C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Level of study
Level of study	Number	Percent
Certificate or diploma	46,098	70
Undergraduate	15,741	24
Master	2,762	4
Doctorate	1,106	2
Total	65,707	100

Table 5.1.14D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Type of institution
Type of institution	Number	Percent
University	15,922	24
College	28,198	43
Private	21,587	33
Total	65,707	100

Glossary

Canada Apprentice Loans (CAL)

In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.

Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In LY 2018 to 2019, CSG are available for:

students from low- and middle-income families: up to $375 per month of study
adult learners from low- and middle-income families who have been out of high school for at least 10 years: top-up funding of $1,600 per school year ($200 per month)
low- and middle-income full-time students with dependants: $200 per month of study for each dependant under 12 years of age. If the dependant has a permanent disability, this also applies to dependants over the age of 12 years
low- and middle-income part-time students with dependants: Up to a maximum of $1,920
part-time studies: For students from low- and middle- income families, up to $1,800 per loan year, depending on assessed need
students with permanent disabilities: $2,000 per year for full-time or part-time students with permanent disabilities
services and equipment for students with permanent disabilities: Up to $8,000 per year to cover exceptional education-related costs. Costs can include (but are not limited to) tutors, note-takers, sign interpreters, braillers and technical aids

Canada Student Loan Forgiveness for Family Doctors and Nurses

Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans (CSL) forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1st to March 31st).

Consolidation

Borrowers consolidate their student loan(s) 6 months after completing their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.

Default

A loan is in default when it is in arrears for greater than 270 days under the direct lending regime.

Default rate

The CSLP measures default using a 3-year cohort default rate. This rate is defined as the percentage of loan dollars that enter repayment in a given loan year (cohort) and default within 3 years. For example, the 3-year default rate for the LY 2016 to 2017 cohort represents the proportion of loan dollars that entered repayment in LY 2016 to 2017 and defaulted before August 1, 2019.

Designated

A designated post-secondary educational institution meets provincial and federal eligibility criteria. Students attending these schools can apply for government-sponsored student financial assistance, such as Canada Student Loans.

Direct loans

As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.

Fiscal year

April 1 to March 31.

Full-time

A full-time student is a student enrolled with at least a 60% course load (or 40% for students with permanent disabilities) in a program of study for at least 12 consecutive weeks, at a designated post-secondary educational institution.

Guaranteed loans

Until 1995, financial institutions such as banks provided Canada Student Loans under the guaranteed loans regime. If a student defaulted on a guaranteed loan, the Government paid out the bank. In this case, the student owed their debt directly to the Government.

Integrated province

In integrated provinces, borrowers receive and repay one federal-provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSLP has integration agreements with 5 provinces: Ontario, New Brunswick, Newfoundland and Labrador, Saskatchewan and British Columbia.

In-study

The status of borrowers attending full-time or part-time studies at a post-secondary educational institution.

In-study interest subsidy

This is the Canada Student Loan interest covered by the Government of Canada during the post-secondary study period.

Loan year

August 1 to July 31.

National Student Loans Service Centre (NSLSC)

The NSLSC is the main point of contact for borrowers in managing their Canada Student loans, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The service centre manages all Canada Student Loans issued on or after August 1, 2000, as well as integrated student loans for:

New Brunswick and Newfoundland and Labrador issued on or after August 1, 2000
Ontario and Saskatchewan issued on or after August 1, 2001, and
British Columbia issued on or after August 1, 2011

Part-time

A part-time student is a student taking between 20% and 59% of a full course load. Students with permanent disabilities are part-time if they are taking between 20% and 39% of a full course load. If these students are taking between 40% and 59% of a full course load, they can choose to be a full- or part-time student for the purpose of the CSLP.

Participating provinces/territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSLP include Newfoundland and Labrador, Prince Edward Island, Nova Scotia, New Brunswick, Ontario, Manitoba, Saskatchewan, Alberta, British Columbia and Yukon.

Province/territory of residence

A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario resides in Manitoba.

Post-secondary education

Levels of education following secondary school (high school) at all designated public or private post-secondary institutions.

Repayment

The status of borrowers who have begun repaying their Canada Student Loans. Repayment begins 6 months following the end of studies.

Repayment Assistance Plan (RAP)

On August 1, 2009, the RAP replaced the CSLP’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a permanent disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

RAP Stage 1: The Government of Canada and the relevant provincial government pay the interest owing, that the borrower’s payment does not cover. This stage can last up to 10 6-month periods or 60 months during the 10-year period after a borrower leaves school
RAP Stage 2: This stage begins once the borrower completes Stage 1. If the borrower cannot meet their repayment obligations, the Government will cover both the principal and interest that exceeds the borrowers reduced monthly payments

Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD)

RAP-PD assists borrowers experiencing difficulty meeting their repayment obligations. RAP-PD provides accelerated repayment assistance that considers the additional living costs faced by people with permanent disabilities. RAP-PD recipients can obtain the following benefits:

RAP-PD borrowers proceed directly to Stage 2 whereby the government covers the principal and interest not covered by the borrower’s monthly RAP payments
eligible RAP-PD borrowers can claim disability-related expenses; this is taken into consideration during RAP-PD application assessment

Repayment Assistance Plan (RAP) First Year Uptake Rate

The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.

Risk-shared loans

Between 1995 and 2000, financial institutions such as banks provided Canada Student Loans under this regime. Here, financial institutions assumed responsibility for some of the risk of defaulted loans, in return for a payment from the Government.

Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose permanent disability, expected to remain with them for life, prevents them from studying at a post-secondary level and taking part in the labour force.

Student financial assistance

Student financial assistance is any form of financial aid provided by the CSLP to students while they enroll in designated post-secondary education institutions. Assistance includes Canada Student Grants, Canada Student Loans and in-study interest subsidy.

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Date modified:: 2022-04-21