2018 to 2019 Canada Student Loans Program statistical review

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List of abbreviation

This is the complete list of abbreviations for the 2018 to 2019 Canada Student Loans Program statistical review.

FY
Fiscal Year
LY
Loan Year

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Loans Program (CSLP). This program helps students attend post-secondary education (PSE) and makes the education more affordable by providing students with Canada Student Grants and Loans.

The Canada Student Grants are upfront, students do not have to pay back this money. Loans are interest-free while students are in school and during the first 6 months after leaving school. Repayment on student loans starts 6 months after graduation. CSLP also offers the Repayment Assistance Plan (RAP) to those borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Students in most provinces and the Yukon Territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSLP. Instead, they receive alternative payments from the Government of Canada to operate their own student financial assistance programs.

The Government of Canada funds about 60% of a full-time student’s financial need. The province or territory cover the remaining 40%. The statistics provided in this review only report on federal financial assistance in participating regions.

Since the establishment of the CSLP in 1964, the program has provided a total of $60.9 billion in student loans to 6.2 million students in Canada. Starting in 1995, the program has offered grants. As of July 2019, it provided $9.9 billion in grants to 3.5 million students.

About this report

Each year, Employment and Social Development Canada produces the Canada Student Loans Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Loans Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSLP.

The 2018 to 2019 CSLP Statistical Review provides data for the loan year from August 1, 2018 to July 31, 2019, with the exception of a few tables which provide data for the fiscal year from April 1, 2018 to March 31, 2019. This review provides tables on grants, loans, repayment assistance and other program statistics. Most tables include data going back 5 loan years. Some tables also provide historical data dating back to the beginning of the CSLP.

For accessibility reasons, all tables in the web format of this report have been simplified. Consult the PDF version for the full tables.

Tables may contain suppressed cells to ensure confidentiality. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

2018 to 2019 at a glance

Image 1: 2018 to 2019 at a glance
Alternative text: Infographic 2018 to 2019 at a glance

Top left quadrant

  • 533,000 students received Canada Student Grants
  • $1.6 billion in total value of grants
  • +18% increase in value of grants compared to 2017 to 2018

Top middle quadrant

  • 330,000 beneficiaries of the Repayment Assistance Plan (RAP)
  • +1% increase in number of RAP recipients compared to 2017 to 2018
  • 85% of RAP recipients make zero payments

Top right quadrant

  • 1.9 million borrowers in direct loan portfolio
  • $20.5 billion In direct loan portfolio
  • +6% increase in value of direct loan portfolio compared to 2017 to 2018

Middle left quadrant

  • 625,000 students received Canada Student Loans
  • $3.6 billion in total amount of loans
  • +7% increase in total amount of loans compared to 2017 to 2018

Middle-center quadrant

  • 478,000 grants for students from low– and middle– income families
  • 63,800 grants for full-time students with dependants
  • 50,500 grants for students with permanent disabilities

Middle right quadrant

  • $13,367 average loan balance at the time of leaving school
  • 9% 3-year default rate for borrowers entering repayment in 2016 to 2017, no change from 2015 to 2016

Bottom left quadrant

  • $3,030 average amount of grant per recipient
  • $5,719 average amount of loan per borrower
  • $7,719 average amount of grants and loans per student

Bottom right quadrant

  • 24 years old average age of grant or loan recipients
  • 60% of grant or loan recipients are female
  • 66% of RAP recipients are female

Tables

1. Canada

1.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 1.1.1 Student financial assistance by type
Table 1.1.1A Student financial assistance by type: Number of recipients1
Type LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Total student financial assistance2 (SFA) 614,674 616,439 627,122 705,152 753,669
SFA- Full-time students 606,361 607,509 617,475 695,039 742,209
SFA- Part-time students 17,973 19,779 21,775 24,466 28,832
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 513,898 516,430 530,703 628,935 672,277
CSG/CSL- Full-time students3 505,412 507,317 520,727 618,602 660,420
CSG/CSL- Part-time students3 17,858 19,681 21,628 24,359 28,737
Canada Student Grant (CSG) 365,832 368,940 379,606 490,377 532,785
CSG- Full-time students4 357,505 360,027 369,703 480,904 519,518
CSG- Part-time students5 15,963 17,439 19,159 21,268 28,503
Canada Student Loan (CSL) 495,318 497,042 497,064 592,091 625,135
CSL- Full-time students 488,781 489,935 490,401 585,019 618,359
CSL- Part-time students 12,086 13,712 11,790 13,534 13,624
In-study interest subsidy 596,098 597,051 593,483 668,308 706,736
In-study interest subsidy- Full-time students 589,731 590,127 587,149 661,456 700,376
In-study interest subsidy- Part-time students 12,203 13,810 11,937 13,641 13,719
  • 1 The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
  • 2 Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
  • 4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
  • 5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.
Table 1.1.1B Student financial assistance by type: Millions of dollars
Type LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 3,440.8 3,441.8 3,641.8 4,717.0 5,189.5
CSG/CSL- Full-time students3 3,401.8 3,397.9 3,593.6 4,661.0 5,121.9
CSG/CSL- Part-time students3 39.0 43.9 48.2 56.0 67.7
Canada Student Grant (CSG) 717.7 719.5 1,014.6 1,364.9 1,614.1
CSG- Full-time students4 699.6 699.7 985.6 1,331.9 1,568.7
CSG- Part-time students5 18.1 19.8 29.0 33.0 45.5
Canada Student Loan (CSL) 2,723.1 2,722.3 2,627.2 3,352.1 3,575.4
CSL- Full-time students 2,702.2 2,698.2 2,608.0 3,329.1 3,553.2
CSL- Part-time students 20.9 24.1 19.2 23.0 22.2
In-study interest subsidy7 N/A N/A N/A N/A N/A
In-study interest subsidy- Full-time students7 N/A N/A N/A N/A N/A
In-study interest subsidy- Part-time students7 N/A N/A N/A N/A N/A
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
  • 4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
  • 5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.
  • 6 The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
  • 7 The dollar value for in-study interest subsidies is not available.
Table 1.1.2 Canada Student Grants by type
Table 1.1.2A Canada Student Grants by type: Number of recipients1
Type LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Canada Student Grant (CSG) - Total 365,832 368,940 379,606 490,377 532,785
CSG - for Full-Time Students2 332,495 335,231 344,165 451,296 477,892
CSG - for Skills Boost Top-up3 N/A N/A N/A N/A 64,821
CSG - for Full-Time Students with Dependants 36,676 35,347 35,322 40,523 63,828
CSG - for Students with Permanent Disabilities 31,356 34,104 37,263 46,432 50,543
CSG - for Services and Equipment for Students with Permanent Disabilities 9,544 9,894 10,125 10,550 10,873
CSG - for Part-Time Studies 15,958 17,432 19,155 21,261 28,493
CSG - for Part-Time Students with Dependants 378 408 332 376 2,643
  • 1 The number of recipients do not sum to the total, as some recipients can receive multiple grants and/or loans in the same year.
  • 2 In 2017 to 18, the Canada Student Grant for Full-Time Students replaced 2 separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.
  • 3 The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year and is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years.
Table 1.1.2B Canada Student Grants by type: Millions of dollars
Type LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Canada Student Grant (CSG) - Total 717.7 719.5 1,014.6 1,364.9 1,614.1
CSG - for Full-Time Students2 526.3 524.8 803.6 1,118.9 1,198.5
CSG - for Skills Boost Top-up3 N/A N/A N/A N/A 98.1
CSG - for Full-Time Students with Dependants 90.4 86.3 87.7 102.6 152.0
CSG - for Students with Permanent Disabilities 59.4 65.0 71.0 88.3 97.0
CSG - for Services and Equipment for Students with Permanent Disabilities 23.6 23.5 23.3 22.0 23.0
CSG - for Part-Time Studies 17.7 19.4 28.6 32.6 43.5
CSG - for Part-Time Students with Dependants 0.4 0.4 0.3 0.4 1.9
  • 2 In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced 2 separate grants, the Canada Student Grant for low-income students (CSG-LI) and the Canada Student Grant for middle-income students (CSG-MI). The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI.
  • 3 The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year and is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years.
Table 1.1.3 Profile of students who received student financial assistance: grants, loans and interest subsidies
Table 1.1.3A Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Gender
Gender Number Percent
Female 449,406 60
Male 304,263 40
Total 753,669 100
Table 1.1.3B Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 192,625 26
20 to 24 years 329,768 44
25 to 29 years 113,108 15
30 to 34 years 48,062 6
35 to 39 years 30,281 4
40 to 44 years 19,083 3
45 to 49 years 11,465 2
50 years and older 9,277 1
Total 753,669 100
Table 1.1.3C Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 270,785 36
Undergraduate 434,718 58
Master 39,363 5
Doctorate 8,803 1
Total 753,669 100
Table 1.1.3D Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 428,060 57
College 242,880 32
Private 82,729 11
Total 753,669 100
Table 1.1.4 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 1.1.4A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender: Number
Gender Number Percent
Female 400,597 60
Male 271,680 40
Total 672,277 100
Table 1.1.4B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender: Millions of dollars
Gender Millions of dollars Percent
Female 3,157.3 61
Male 2,032.3 39
Total 5,189.5 100
Table 1.1.4C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group: Number
Age group Number Percent
Younger than 20 years 185,045 28
20 to 24 years 293,982 44
25 to 29 years 94,374 14
30 to 34 years 39,647 6
35 to 39 years 25,676 4
40 to 44 years 16,114 2
45 to 49 years 9,680 1
50 years and older 7,759 1
Total 627,277 100
Table 1.1.4D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1,232.5 24
20 to 24 years 2,178.6 42
25 to 29 years 817.9 16
30 to 34 years 384.5 7
35 to 39 years 260.3 5
40 to 44 years 159.8 3
45 to 49 years 89.9 2
50 years and older 66.1 1
Total 5,189.5 100
Table 1.1.4E Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study: Number
Level of study Number Percent
Certificate or diploma 239,188 36
Undergraduate 397,507 59
Master 29,382 4
Doctorate 6,000 1
Total 672,277 100
Table 1.1.4F Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,779.9 34
Undergraduate 3,115.9 60
Master 240.5 5
Doctorate 53.2 1
Total 5,189.5 100
Table 1.1.4G Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution: Number
Type of institution Number Percent
University 381,985 57
College 223,428 33
Private 66,864 10
Total 672,277 100
Table 1.1.4H Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 3,004.0 58
College 1,584.4 31
Private 601.2 12
Total 5,189.5 100
Table 1.1.5 Profile of students who received Canada Student Grants
Table 1.1.5A Profile of students who received Canada Student Grants: LY 2018 to 2019 by Gender: Number
Gender Number Percent
Female 315,685 59
Male 217,100 41
Total 532,785 100
Table 1.1.5B Profile of students who received Canada Student Grants: LY 2018 to 2019 by Gender: Millions of dollars
Gender Millions of dollars Percent
Female 981.8 61
Male 632.4 39
Total 1,614.1 100
Table 1.1.5C Profile of students who received Canada Student Grants: LY 2018 to 2019 by Age group: Number
Age group Number Percent
Younger than 20 years 141,513 27
20 to 24 years 240,351 45
25 to 29 years 73,977 14
30 to 34 years 31,755 6
35 to 39 years 21,182 4
40 to 44 years 12,698 2
45 to 49 years 6,761 1
50 years and older 4,548 1
Total 532,785 100
Table 1.1.5D Profile of students who received Canada Student Grants: LY 2018 to 2019 by Age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 344.0 21
20 to 24 years 664.3 41
25 to 29 years 259.5 16
30 to 34 years 144.7 9
35 to 39 years 98.1 6
40 to 44 years 56.3 3
45 to 49 years 28.6 2
50 years and older 18.8 1
Total 1,614.1 100
Table 1.1.5E Profile of students who received Canada Student Grants: LY 2018 to 2019 by Level of study: Number
Level of study Number Percent
Certificate or diploma 178,850 34
Undergraduate 346,896 65
Master 5,541 1
Doctorate 1,498 0s
Total 532,785 100
  • 0s: value rounded to 0 (zero).
Table 1.1.5F Profile of students who received Canada Student Grants: LY 2018 to 2019 by Level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 568.1 35
Undergraduate 1,027.6 64
Master 13.6 1
Doctorate 4.8 0s
Total 1,614.1 100
  • 0s value rounded to 0 (zero).
Table 1.1.5G Profile of students who received Canada Student Grants: LY 2018 to 2019 by Type of institution: Number
Type of institution Number Percent
University 307,415 58
College 184,215 35
Private 41,155 8
Total 532,785 100
Table 1.1.5H Profile of students who received Canada Student Grants: LY 2018 to 2019 by Type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 898.4 56
College 584.5 36
Private 131.3 8
Total 1,614.1 100
Table 1.1.6 Profile of students who received Canada Student Loans
Table 1.1.6A Profile of students who received Canada Student Loans: LY 2018 to 2019 by Gender: Number
Gender Number Percent
Female 372,113 60
Male 253,022 40
Total 625,135 100
Table 1.1.6B Profile of students who received Canada Student Loans: LY 2018 to 2019 by Gender: Millions of dollars
Gender Millions of dollars Percent
Female 2,175.5 61
Male 1,399.9 39
Total 3,575.4 100
Table 1.1.6C Profile of students who received or Canada Student Loans: LY 2018 to 2019 by Age group: Number
Age group Number Percent
Younger than 20 years 173,041 28
20 to 24 years 272,219 44
25 to 29 years 88,622 14
30 to 34 years 36,640 6
35 to 39 years 23,617 4
40 to 44 years 14,947 2
45 to 49 years 8,944 1
50 years and older 7,105 1
Total 625,135 100
Table 1.1.6D Profile of students who received Canada Student Loans: LY 2018 to 2019 by Age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 888.5 25
20 to 24 years 1,514.3 42
25 to 29 years 558.4 16
30 to 34 years 239.9 7
35 to 39 years 162.2 5
40 to 44 years 103.5 3
45 to 49 years 61.3 2
50 years and older 47.4 1
Total 3,575.4 100
Table 1.1.6E Profile of students who received Canada Student Loans: LY 2018 to 2019 by Level of study: Number
Level of study Number Percent
Certificate or diploma 221,054 35
Undergraduate 369,452 59
Master 28,830 5
Doctorate 5,799 1
Total 625,135 100
Table 1.1.6F Profile of students who received Canada Student Loans: LY 2018 to 2019 by Level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,210.2 34
Undergraduate 2,091.0 58
Master 225.9 6
Doctorate 48.4 1
Total 3,575.4 100
Table 1.1.6G Profile of students who received Canada Student Loans: LY 2018 to 2019 by Type of institution: Number
Type of institution Number Percent
University 356,007 57
College 205,284 33
Private 63,844 10
Total 625,135 100
Table 1.1.6H Profile of students who received Canada Student Loans: LY 2018 to 2019 by Type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 2,105.7 59
College 1,000.4 28
Private 469.4 13
Total 3,575.4 100
Table 1.1.7 Canada Apprentice Loan
Table 1.1.7A Canada Apprentice Loans
Item LY
2014 to 20151
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Number of Canada Apprentice Loans (CAL) recipients 8,095 16,422 15,310 13,955 13,055
CAL disbursements (millions of dollars) 32.3 69.4 65.6 58.8 54.7
  • 1 Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.
Table 1.1.7B Canada Apprentice Loan recipients by Gender: Percent
Gender LY
2014 to 20151
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Female 5 5 5 6 6
Male 95 95 95 94 94
Total 100 100 100 100 100
  • 1 Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.
Table 1.1.7C Canada Apprentice Loan recipients by Age group: Percent
Age group LY
2014 to 20151
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Younger than 20 years 3 3 3 2 3
20 to 24 years 32 32 30 29 28
25 to 29 years 29 29 31 31 31
30 to 34 years 17 18 18 18 19
35 to 39 years 9 9 9 10 10
40 to 44 years 5 4 5 5 5
45 to 49 years 3 2 2 2 2
50 years and older 2 2 2 2 1
Total 100 100 100 100 100
  • 1 Canada Apprentice Loan program came into effect on January 1st, 2015. The program statistics are reported by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

1.2 Loan Balance

Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Item LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Number of students leaving school 203,732 203,909 201,516 203,459 233,376
Average loan balance at time of leaving school (dollars) 12,783 13,306 13,456 13,416 13,367
Table 1.2.2 Average loan balance at time of leaving school
Table 1.2.2A Average loan balance of full-time students at time of leaving school by gender: Dollars
Gender LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Female 13,141 13,648 13,796 13,767 13,825
Male 12,258 12,803 12,964 12,910 12,713
Table 1.2.2B Average loan balance of full-time students at time of leaving school by age group: Dollars
Age group LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Younger than 20 years 5,442 5,463 5,466 5,191 5,363
20 to 24 years 11,776 12,354 12,633 12,796 12,779
25 to 29 years 16,212 16,770 16,801 16,780 16,744
30 to 34 years 15,933 16,414 16,262 15,928 15,476
35 to 39 years 14,361 14,696 14,202 13,865 13,429
40 to 44 years 13,917 14,289 14,016 13,542 13,084
45 to 49 years 13,519 13,755 13,794 13,240 13,230
50 years and older 12,754 13,026 13,032 12,772 12,753
Table 1.2.2C Average loan balance of full-time students at time of leaving school by level of study: Dollars
Level of study LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Certificate or diploma 9,626 9,890 9,968 9,698 9,846
Undergraduate 15,478 16,152 16,535 16,541 16,418
Master 20,531 21,207 20,976 20,280 19,951
Doctorate 29,289 29,040 29,604 29,251 27,935
Table 1.2.2D Average loan balance of full-time students at time of leaving school by type of institution: Dollars
Type of institution LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
University 15,989 16,727 17,113 17,167 17,200
College 9,794 10,172 10,358 10,032 10,242
Private 11,082 11,137 10,994 10,912 11,041
Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019
Item Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Number of students by debt level 51,973 66,330 38,251 23,750 17,892 13,992 21,188 233,376
Percentage of students by debt level 22 28 16 10 8 6 9 100
Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students
Table 1.2.4A Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Gender: Percent
Gender Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Female 20 29 17 11 8 6 10 100
Male 26 28 16 9 7 6 8 100
Table 1.2.4B Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Age group: Percent
Age group Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Younger than 20 years 52 37 9 1 0s x x 100
20 to 24 years 24 26 16 11 9 8 6 100
25 to 29 years 15 24 17 11 9 7 16 100
30 to 34 years 16 30 18 10 7 5 14 100
35 to 39 years 15 37 19 10 6 4 9 100
40 to 44 years 14 39 21 9 6 3 8 100
45 to 49 years 14 40 20 9 6 3 8 100
50 years and older 16 41 18 9 5 x x 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 0s: value rounded to 0 (zero).
Table 1.2.4C Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Level of study: Percent
Level of study Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Certificate or diploma 27 38 17 8 4 2 3 100
Undergraduate 18 19 15 12 11 10 14 100
Master 13 16 20 11 10 8 24 100
Doctorate 14 9 10 8 8 7 43 100
Table 1.2.4D Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019 by Type of institution: Percent
Type of institution Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
University 17 19 15 12 11 10 16 100
College 31 31 16 8 5 3 4 100
Private 13 48 20 10 4 2 4 100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type
Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number
RAP stage LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
All Stages- Total 256,164 276,133 305,769 326,467 330,381
All Stages - Zero Payment 221,605 236,907 268,883 281,461 279,184
All Stages - Affordable Payment 34,559 39,226 36,886 45,006 51,197
Stage 1- Total 217,256 228,661 248,459 257,875 251,981
Stage 1- Zero Payment 189,208 197,829 218,183 221,627 211,641
Stage 1- Affordable Payment 28,0482 30,832 30,276 36,248 40,340
Stage 2- Total 22,391 28,199 35,195 44,015 52,045
Stage 2- Zero Payment 17,985 22,540 30,760 37,996 44,456
Stage 2- Affordable Payment 4,406 5,659 4,435 6,019 7,589
Permanent Disability- Total 16,517 19,273 22,115 24,577 26,355
Permanent Disability - Zero Payment 14,412 16,538 19,940 21,838 23,087
Permanent Disability - Affordable Payment 2,105 2,735 2,175 2,739 3,268
Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent
RAP stage LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
All Stages- Total 100 100 100 100 100
All Stages - Zero Payment 87 86 88 86 86
All Stages - Affordable Payment 13 14 12 14 15
Stage 1- Total 100 100 100 100 100
Stage 1- Zero Payment 87 87 88 86 84
Stage 1- Affordable Payment 13 13 12 14 16
Stage 2- Total 100 100 100 100 100
Stage 2- Zero Payment 80 80 87 86 85
Stage 2- Affordable Payment 20 20 13 14 15
Permanent Disability- Total 100 100 100 100 100
Permanent Disability - Zero Payment 87 86 90 89 88
Permanent Disability - Affordable Payment 13 14 10 11 12
Table 1.3.2 Profile of students benefiting from RAP
Table 1.3.2A Profile of students benefitting from RAP: LY 2018 to 2019 by Gender
Gender Number Percent
Female 216,437 66
Male 113,944 34
Total 330,381 100
Table 1.3.2B Profile of students benefitting from RAP: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 2,399 1
20 to 24 years 71,202 22
25 to 29 years 106,967 32
30 to 34 years 65,882 20
35 to 39 years 36,852 11
40 to 44 years 19,125 6
45 to 49 years 12,152 4
50 years and older 15,802 5
Total 330,381 100
Table 1.3.2C Profile of students benefitting from RAP: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 176,376 53
Undergraduate 133,057 40
Master 17,476 5
Doctorate 3,472 1
Total 330,381 100
Table 1.3.2D Profile of students benefitting from RAP: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 138,455 42
College 124,140 38
Private 67,786 21
Total 330,381 100
Table 1.3.3 First year RAP uptake rate for full-time students
Item LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Number of borrowers entering repayment 203,732 203,909 201,516 203,459 233,376
Number of borrowers on RAP during the first year in repayment 56,660 56,620 62,053 59,510 56,540
First year RAP uptake rate (percent) 28 28 31 29 24

1.4 Loan Forgiveness

Table 1.4.1 Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year
Table 1.4.1A Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Number
Profession FY
2014 to 2015
FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
Family Doctor 94 144 202 248 307
Family Medicine Resident 221 333 515 585 626
Licensed Practical Nurse 445 620 687 702 765
Nurse Practitioner 22 24 27 34 53
Registered Nurse 1,750 2,298 2,706 3,033 3,142
Registered Practical Nurse 238 333 426 459 501
Registered Psychiatric Nurse 79 101 119 134 133
Total 2,849 3,853 4,682 5,195 5,527
Table 1.4.1B Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Amount Forgiven: Thousands of dollars
Profession FY
2014 to 2015
FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
Family Doctor 757.5 1,068.8 1,403.2 1,764.6 2,133.5
Family Medicine Resident 1,738.4 2,561.7 3,984.7 4,580.9 4,854.1
Licensed Practical Nurse 1,735.8 2,230.7 2,562.6 2,619.9 2,789.3
Nurse Practitioner 83.3 79.8 97.7 128.3 195.2
Registered Nurse 6,808.0 8,899.3 10,501.4 11,621.3 11,961.5
Registered Practical Nurse 918.3 1,249.4 1,611.0 1,676.7 1,791.7
Registered Psychiatric Nurse 322.4 405.5 474.8 497.8 529.9
Total 12,363.8 16,495.2 20,635.5 22,889.5 24,255.3
Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year
Table 1.4.2A Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year: Number
Jurisdictions FY
2014 to 2015
FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
Newfoundland and Labrador 154 199 226 256 252
Prince Edward Island 59 80 104 102 118
Nova Scotia 290 435 509 602 636
New Brunswick 144 186 240 307 332
Quebec x x x x 10
Ontario 643 921 1,262 1,440 1,585
Manitoba 122 170 197 216 242
Saskatchewan 231 271 310 367 390
Alberta 443 595 690 710 754
British Columbia 675 878 1,011 1,052 1,072
Yukon 36 46 39 50 42
Northwest Territories 24 37 56 47 52
Nunavut x x x x 42
Canada 2,849 3,853 4,682 5,195 5,527
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 1 Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work, which can be different from where they live or where they borrowed their loans.
Table 1.4.2B Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year: Amount forgiven: Thousands of dollars
Jurisdictions FY
2014 to 2015
FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
Newfoundland and Labrador 760.4 934.2 1,068.1 1,234.0 1,161.2
Prince Edward Island 261.2 347.9 436.0 443.5 473.4
Nova Scotia 1,208.9 1,873.0 2,164.0 2,544.1 2,725.9
New Brunswick 618.1 747.3 1,000.5 1,272.9 1,341.7
Quebec x x x x 53.6
Ontario 2,804.0 4,009.2 5,767.6 6,580.8 7,161.1
Manitoba 539.9 744.1 871.1 970.8 1,105.1
Saskatchewan 1,020.3 1,142.7 1,299.5 1,565.4 1,655.9
Alberta 1,905.9 2,539.2 3,044.2 3,103.6 3,304.2
British Columbia 2,850.3 3,636.9 4,345.6 4,503.2 4,643.3
Yukon 149.4 185.5 194.9 220.0 196.3
Northwest Territories 119.3 173.6 245.6 237.2 236.8
Nunavut x x x x 196.6
Canada 12,363.8 16,495.2 20,635.5 22,889.5 24,255.3
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 1 Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work, which can be different from where they live or where they borrowed their loans.
Table 1.4.3 Severe Permanent Disability Benefit1
Item LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Number of recipients 545 706 577 503 440
Total value of loans forgiven (millions of dollars) 8.0 11.7 8.7 7.7 7.4
Average value of loans forgiven (dollars) 14,691 16,526 15,099 15,295 16,730
  • 1 The data represents all loan balances at the beginning of the assessment process by CSLP for the purposes of the Severe Permanent Disability Benefit.

1.5 Default

Table 1.5.1 3-year default rates for direct loans for full-time students
Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent
Item LY
2012 to 2013
LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
3-year default rate for direct loans 12 11 10 9 9
Table 1.5.1B 3-year default rates for direct loans for full-time students by Gender: Percent
Gender LY
2012 to 2013
LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
Female 11 10 10 9 9
Male 13 12 11 10 10
Table 1.5.1C 3-year default rates for direct loans for full-time students by Age group: Percent
Age group LY
2012 to 2013
LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
Younger than 20 years 23 21 20 19 19
20 to 24 years 12 10 9 9 8
25 to 29 years 10 9 9 8 8
30 to 34 years 13 12 11 10 10
35 to 39 years 15 13 13 11 11
40 to 44 years 14 14 12 10 11
45 to 49 years 14 13 13 11 10
50 years and older 14 15 13 12 12
Table 1.5.1D 3-year default rates for direct loans for full-time students by Level of study: Percent
Level of study LY
2012 to 2013
LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
Certificate or diploma 18 16 15 14 14
Undergraduate 8 7 6 6 6
Master 5 4 4 3 3
Doctorate 8 8 7 5 7
Table 1.5.1E 3-year default rates for direct loans for full-time students by Type of institution: Percent
Type of institution LY
2012 to 2013
LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
University 8 7 6 6 6
College 14 13 12 11 11
Private 22 21 19 18 17

1.6 Loan Portfolio

Table 1.6.1 Overall portfolio by loan regime at the end of the fiscal year: Millions of dollars
Item FY
2014 to 2015
FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
Total 16,417.5 16,984.1 17,476.4 18,490.5 19,685.8
Total- In study 6,888.2 7,006.2 7,050.6 7,719.4 8,414.9
Total- In repayment 9,529.4 9,977.9 10,425.8 10,771.1 11,270.8
Guaranteed Loans- Total 7.9 5.5 3.9 2.8 1.8
Guaranteed Loans- In study 1.1 0.8 0.6 0.4 0.3
Guaranteed Loans- In repayment 6.8 4.7 3.3 2.4 1.5
Risk Shared Loans- Total 1,086.2 966.9 905.6 794.9 770.1
Risk Shared Loans- In study 9.3 5.8 3.9 2.3 1.3
Risk Shared Loans- In repayment 1,076.9 961.1 901.7 792.6 768.8
Direct Loans- Total 15,323.4 16,011.6 16,566.9 17,692.8 18,913.9
Direct Loans- In study 6,877.7 6,999.5 7,046.1 7,716.7 8,413.3
Direct Loans- In repayment 8,445.7 9,012.1 9,520.8 9,976.1 10,500.5
Table 1.6.2 Direct loan portfolio at the end of loan year
Table 1.6.2A Direct loan portfolio at the end of loan year: Number of borrowers
Loan status LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
In study 519,004 519,627 522,982 585,374 609,910
In repayment 773,592 806,822 841,406 868,041 907,259
In repayment- Current 554,955 572,788 581,790 580,096 616,069
In repayment-RAP 159,336 171,855 201,802 209,428 204,945
In repayment-Delinquency 59,301 62,179 57,814 78,517 86,245
In default 315,593 325,634 338,044 344,880 356,325
Total direct loan portfolio 1,608,189 1,652,083 1,702,432 1,798,295 1,873,494
Table 1.6.2B Direct loan portfolio at the end of loan year: Millions of dollars
Loan status LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
In study 6,473.4 6,589.3 6,625.8 7,379.3 7,919.2
In repayment 8,360.9 8,981.3 9,398.9 9,770.1 10,343.2
In repayment- Current 5,022.7 5,352.1 5,333.4 5,322.6 5,769.8
In repayment-RAP 2,700.1 2,945.8 3,429.7 3,588.6 3,601.9
In repayment-Delinquency 638.1 683.3 635.8 858.9 971.4
In default 2,073.0 2,125.9 2,149.1 2,148.3 2,191.0
Total direct loan portfolio 16,907.3 17,696.5 18,173.8 19,297.6 20,453.3

2. Provinces and Territories

2.1 Student Financial Assistance: Grants, Loans and Interest Subsidies

Table 2.1.1 Student financial assistance by type
Table 2.1.1A Student financial assistance by type: LY 2018 to 2019: Number of recipients1
Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance2 (SFA) 753,669 7,330 3,478 20,300 16,202 500,515 16,265 19,077 99,912 70,289 301
SFA- Full-time students 742,209 x 3,123 20,185 16,107 494,712 16,001 18,904 98,355 67,233 x
SFA- Part-time students 28,832 x 620 241 171 18,461 414 292 2,891 5,629 x
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 672,277 6,279 3,095 17,977 14,522 453,577 14,119 17,313 85,824 59,314 257
CSG/CSL- Full-time students3 660,420 x 2,713 17,860 14,430 447,525 13,852 17,134 84,234 56,184 x
CSG/CSL- Part-time students3 28,737 x 619 239 168 18,415 412 293 2,874 5,604 x
Canada Student Grant (CSG) 532,785 5,078 2,606 14,421 11,269 358,669 11,678 14,363 66,836 47,664 201
CSG- Full-time students4 519,518 x 2,180 14,298 11,172 351,578 11,409 14,176 65,099 44,376 x
CSG- Part-time students5 28,503 x 619 235 163 18,277 408 291 2,839 5,566 x
Canada Student Loan (CSL) 625,135 6,185 2,558 17,701 14,210 416,939 13,503 16,242 82,382 55,228 187
CSL- Full-time students 618,359 x 2,538 17,602 14,146 412,775 13,313 16,138 81,467 54,032 x
CSL- Part-time students 13,624 x 26 149 99 9,566 244 129 1,360 2,000 x
In-study interest subsidy 706,736 7,240 2,944 20,040 15,912 463,928 15,661 18,043 96,493 66,244 231
In-study interest subsidy- Full-time students 700,376 x 2,950 19,943 15,846 460,014 15,474 17,946 95,614 65,136 x
In-study interest subsidy- Part-time students 13,719 x 27 150 102 9,610 246 129 1,378 2,026 x
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 1 The number of recipients do not sum to the total, as some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
  • 2 Student financial assistance is any form of financial aid provided by the Canada Student Loans Program to students while they enroll in designated post-secondary education institutions, including Canada Student Grants, Canada Student Loans and in-study interest subsidy.
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
  • 4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
  • 5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants.
Table 2.1.1B Student financial assistance by type: LY 2018 to 2019: Millions of dollars
Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 5,189.5 57.1 23.5 175.9 103.8 3,352.5 108.5 151.9 724.0 490.3 1.9
CSG/CSL- Full-time students3 5,121.9 x 22.6 175.3 103.5 3,308.8 107.3 151.1 716.7 477.9 x
CSG/CSL- Part-time students3 67.7 x 0.9 0.7 0.4 43.8 1.1 0.9 7.4 12.4 x
Canada Student Grant (CSG) 1,614.1 17.0 7.7 48.6 34.7 1,051.1 37.8 49.7 220.7 146.2 0.7
CSG- Full-time students4 1,568.7 x 6.9 48.3 34.4 1,021.6 37.2 49.2 216.6 137.1 x
CSG- Part-time students5 45.5 x 0.8 0.4 0.3 29.5 0.6 0.5 4.2 9.1 x
Canada Student Loan (CSL) 3,575.4 40.1 15.8 127.3 69.2 2,301.5 70.7 102.2 503.3 344.2 1.2
CSL- Full-time students 3,553.2 x 15.7 127.0 69.0 2,287.1 70.2 101.9 500.1 340.8 x
CSL- Part-time students 22.2 x 0.1 0.3 0.1 14.3 0.5 0.3 3.2 3.3 x
In-study interest subsidy7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Full-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Part-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
  • 4 Includes Canada Student Grant for Full-Time Students, for Full-Time Students with Dependants, for Students with Permanent Disabilities, for Services and Equipment for Students with Permanent Disabilities.
  • 5 Includes Canada Student Grant for Part-Time Studies and for Part-Time Students with Dependants
  • 6 The dollar amount of total student financial assistance (SFA), SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value.
  • 7 The dollar value for in-study interest subsidies is not available.
Table 2.1.2 Canada Student Grants for full-time and part-time students by type
Table 2.1.2A Canada Student Grants for full-time and part-time students by type: LY 2018 to 2019: Number of recipients
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Students with Permanent Disabilities Canada Student Grant for Part-Time Studies Canada Student Grant for Part-Time Students with Dependants Total1
Newfoundland and Labrador 4,641 689 377 877 334 101 x 5,078
Prince Edward Island 1,991 248 180 354 x 619 x 2,606
Nova Scotia 13,156 1,740 1,378 2,483 1,187 235 39 14,421
New Brunswick 10,324 1,207 1,292 1,048 494 x 34 11,269
Ontario 325,772 37,090 39,391 34,325 5,071 18,271 1,385 358,669
Manitoba 10,513 1,833 1,858 734 380 408 89 11,678
Saskatchewan 13,058 2,309 2,531 1,777 566 289 108 14,363
Alberta 57,383 11,811 12,233 4,885 1,486 2,838 516 66,836
British Columbia 40,867 7,842 4,571 4,037 1,193 5,566 446 47,664
Yukon 187 52 17 23 x x 0 201
Canada 477,892 64,821 63,828 50,543 10,873 28,493 2,643 532,785
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 1 The number of recipients do not sum to the total, as some recipients can receive more than one grant in the same year.
Table 2.1.2B Canada Student Grants for full-time and part-time students by type: LY 2018 to 2019: Millions of dollars
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Students with Permanent Disabilities Canada Student Grant for Part-Time Studies Canada Student Grant for Part-Time Students with Dependants Total
Newfoundland and Labrador 11.9 1.0 0.8 1.7 1.3 0.1 x 17.0
Prince Edward Island 4.9 0.4 0.4 0.7 x 0.8 x 7.7
Nova Scotia 34.7 2.9 3.3 5.0 2.5 0.3 0.0s 48.6
New Brunswick 26.3 1.9 3.0 1.9 1.4 x 0.0s 34.7
Ontario 799.2 55.0 94.3 65.2 8.0 28.5 1.0 1,051.1
Manitoba 26.8 2.8 4.6 1.4 1.5 0.6 0.1 37.8
Saskatchewan 33.8 3.6 6.6 3.5 1.7 0.4 0.1 49.7
Alberta 155.9 18.6 29.0 9.6 3.5 3.8 0.4 220.7
British Columbia 104.5 12.0 9.9 8.0 2.8 8.7 0.3 146.2
Yukon 0.5 0.1 0.0s 0.0s x x 0.0 0.7
Canada 1,198.5 98.1 152.0 97.0 23.0 43.5 1.9 1,614.1
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 0.0s: value rounded to 0.0 (zero).
Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender: Percent
Gender Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 59 63 61 62 61 58 62 64 63 62 69
Male 41 37 39 38 39 42 38 36 37 38 31
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group: Percent
Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 29 30 33 30 33 31 23 23 18 18 15
20 to 24 years 45 46 45 44 44 44 41 43 41 43 36
25 to 29 years 14 17 14 15 12 12 18 18 18 21 27
30 to 34 years 5 4 4 5 5 5 8 8 9 8 9
35 to 39 years 3 2 2 3 3 3 5 5 6 5 7
40 to 44 years 2 x 1 1 2 2 3 3 4 3 x
45 to 49 years 1 x 1 1 1 1 1 1 2 2 x
50 years and older 1 x 1 1 1 1 1 1 2 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study: Percent
Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 36 41 30 35 39 35 30 27 42 37 32
Undergraduate 59 53 65 60 57 60 66 69 53 57 60
Master 4 4 x 4 4 4 4 3 4 5 x
Doctorate 1 1 x 1 0 s 1 0 s 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 0s: value rounded to 0 (zero).
Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution: Percent
Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 57 57 70 65 60 58 66 70 42 60 53
College 34 27 24 24 25 35 19 22 38 23 40
Private 9 16 6 11 15 7 15 9 20 17 7
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.4 Average age of students who received student financial assistance: LY 2018 to 2019
Student financial assistance Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance 24 23 23 23 23 24 25 24 26 25 27
Canada Student Grant / Canada Student Loan (CSG/CSL) 24 23 23 23 23 23 25 24 26 25 26
CSG/CSL- Full-time students 24 23 23 23 23 23 25 24 26 25 26
CSG/CSL- Part-time students 25 25 21 27 26 24 29 29 28 26 33
Canada Student Grant (CSG) 24 23 23 23 23 23 24 24 25 25 26
CSG- Full-time students 24 23 23 23 23 23 24 24 25 25 26
CSG- Part-time students 25 25 21 27 26 24 29 29 28 26 30
Canada Student Loan (CSL) 24 23 23 23 23 23 24 24 26 25 27
CSL- Full-time students 24 23 23 23 23 23 24 24 26 25 26
CSL- Part-time students 26 28 30 28 27 25 30 32 29 26 36
Entering repayment 26 24 25 25 25 26 27 26 29 27 29
Repayment assistance plan 31 29 29 29 30 31 33 31 32 32 35
Canada Apprentice Loan 29 32 27 28 28 29 28 29 29 29 28
Table 2.1.5A Canada Apprentice Loan: Number of recipients
Jurisdiction LY
2014 to 20151
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 124 261 245 136 99
Prince Edward Island 22 71 83 81 67
Nova Scotia 266 520 503 555 602
New Brunswick 335 485 496 498 478
Ontario 1,210 2,072 1,974 1,820 1,804
Manitoba 440 1,031 954 934 914
Saskatchewan 438 1,095 952 866 740
Alberta 3,562 7,975 7,152 6,097 5,125
British Columbia 1,670 2,860 2,884 2,893 3,158
Yukon 13 25 32 24 40
Northwest Territories x x x x x
Nunavut x x x x x
Canada 8,095 16,422 15,310 13,955 13,055
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 1 The Canada Apprentice Loan program came into effect on January 1st, 2015 and this program is calculated by the loan year. The 2014 to 15 loan year reports on the period from January 1st, 2015 to July 31st, 2015.
Table 2.1.5B Canada Apprentice Loan: Millions of dollars
Jurisdiction LY
2014 to 20151
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 0.5 1.1 1.1 0.6 0.4
Prince Edward Island 0.1 0.3 0.3 0.3 0.3
Nova Scotia 1.1 2.3 2.3 2.5 2.7
New Brunswick 1.3 1.9 2.0 2.0 2.0
Ontario 4.8 8.5 8.1 7.4 7.3
Manitoba 1.7 4.1 3.8 3.7 3.6
Saskatchewan 1.7 4.3 3.8 3.4 2.9
Alberta 14.2 33.9 31.1 26.0 21.6
British Columbia 6.8 12.6 12.7 12.5 13.7
Yukon 0.1 0.1 0.1 0.1 0.2
Northwest Territories x x x x x
Nunavut x x x x x
Canada 32.3 69.4 65.6 58.8 54.7
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 1 The Canada Apprentice Loan program came into effect on January 1st, 2015 and this program is calculated by the loan year. The 2014 to 2015 loan year reports on the period from January 1st, 2015 to July 31st, 2015.

2.2 Loan Balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number1
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 3,190 3,052 3,047 2,863 2,731
Prince Edward Island 1,407 1,341 1,166 1,145 1,160
Nova Scotia 7,473 7,284 7,384 7,373 7,240
New Brunswick 6,232 5,627 5,383 5,861 6,151
Ontario 124,131 125,750 122,483 121,575 147,046
Manitoba 5,136 5,127 5,064 5,164 4,993
Saskatchewan 4,908 5,046 5,084 5,336 5,881
Alberta 23,445 23,731 26,090 29,223 33,049
British Columbia 27,711 26,864 25,709 24,833 25,018
Yukon 99 87 106 86 107
Canada 203,732 203,909 201,516 203,459 233,376
  • 1 Number of students leaving school.
Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: dollars
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 11,001 11,134 10,587 11,249 12,514
Prince Edward Island 16,741 17,704 17,749 17,349 17,594
Nova Scotia 16,534 17,090 16,855 17,358 17,637
New Brunswick 12,916 13,806 13,576 12,192 11,637
Ontario 12,657 13,308 13,604 13,697 13,416
Manitoba 9,263 9,710 9,853 9,642 9,670
Saskatchewan 13,750 14,279 14,415 14,353 14,314
Alberta 11,975 12,142 11,830 11,538 12,076
British Columbia 13,477 13,728 14,079 14,027 14,384
Yukon 10,968 11,118 11,336 12,488 12,785
Canada 12,783 13,306 13,456 13,416 13,367
Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: LY 2018 to 2019: percent
Jurisdiction Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Newfoundland and Labrador 19 29 21 12 8 5 5 100
Prince Edward Island 11 29 17 x x x x 100
Nova Scotia 8 29 17 13 9 8 17 100
New Brunswick 30 31 13 8 6 5 8 100
Ontario 24 26 16 10 8 7 9 100
Manitoba 36 31 14 7 4 3 5 100
Saskatchewan 16 34 16 10 8 5 11 100
Alberta 21 35 17 10 6 4 6 100
British Columbia 18 30 17 11 8 5 11 100
Yukon 10 46 19 x x x x 100
Canada 22 28 16 10 8 6 9 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type
Table 2.3.1A Number of RAP recipients by RAP stage and payment type: LY 2018 to 2019: Number
RAP stage Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 330,381 5,180 2,108 15,479 14,507 200,909 4,675 6,420 39,260 41,767 76
All Stages - Zero Payment 279,184 4,412 1,702 12,761 11,440 172,517 4,227 5,360 32,829 33,877 59
All Stages - Affordable Payment 51,197 768 406 2,718 3,067 28,392 448 1,060 6,431 7,890 17
Stage 1 251,981 3,740 1,572 11,352 10,005 151,785 3,742 4,852 33,936 30,936 61
Stage 1- Zero Payment 211,641 3,187 1,267 9,406 7,888 129,289 3,369 4,058 28,292 24,836 49
Stage 1- Affordable Payment 40,340 553 305 1,946 2,117 22,496 373 794 5,644 6,100 12
Stage 2 52,045 1,079 x 2,693 3,687 31,637 634 777 3,246 7,907 x
Stage 2- Zero Payment 44,456 893 x 2,121 2,864 27,718 583 627 2,789 6,552 x
Stage 2- Affordable Payment 7,589 186 x 572 823 3,919 51 150 457 1,355 x
Permanent Disability 26,355 361 x 1,434 815 17,487 299 791 2,078 2,924 x
Permanent Disability - Zero Payment 23,087 332 x 1,234 688 15,510 275 675 1,748 2,489 x
Permanent Disability - Affordable Payment 3,268 29 x 200 127 1,977 24 116 330 435 x
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 2.3.1B Number of RAP recipients by RAP stage and payment type: LY 2018 to 2019: Percent
RAP stage Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 100 100 100 100 100 100 100 100 100 100 100
All Stages - Zero Payment 85 85 81 82 79 86 90 83 84 81 78
All Stages - Affordable Payment 15 15 19 18 21 14 10 17 16 19 22
Stage 1 100 100 100 100 100 100 100 100 100 100 100
Stage 1- Zero Payment 84 85 81 83 79 85 90 84 83 80 80
Stage 1- Affordable Payment 16 15 19 17 21 15 10 16 17 20 20
Stage 2 100 100 x 100 100 100 100 100 100 100 x
Stage 2- Zero Payment 85 83 x 79 78 88 92 81 86 83 x
Stage 2- Affordable Payment 15 17 x 21 22 12 8 19 14 17 x
Permanent Disability 100 100 x 100 100 100 100 100 100 100 x
Permanent Disability - Zero Payment 88 92 x 86 84 89 92 85 84 85 x
Permanent Disability - Affordable Payment 12 8 x 14 16 11 8 15 16 15 x
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 2.3.2 Profile of students who were on RAP
Table 2.3.2A Profile of students who were on RAP: LY 2018 to 2019 by Gender: Percent
Gender Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 66 69 74 72 69 64 68 69 68 66 74
Male 34 31 26 28 31 36 32 31 32 34 26
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2B Profile of students who were on RAP: LY 2018 to 2019 by Age group: Percent
Age group Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 1 1 1 1 1 1 1 1 1 1 0
20 to 24 years 22 22 x 26 23 23 18 17 20 16 x
25 to 29 years 32 34 39 36 34 33 27 30 31 30 28
30 to 34 years 20 23 21 21 21 19 21 23 20 22 24
35 to 39 years 11 12 9 9 11 10 15 14 13 14 24
40 to 44 years 6 3 x 3 5 5 8 7 7 7 x
45 to 49 years 4 2 x 2 2 4 5 4 4 4 x
50 years and older 5 2 x 2 3 5 6 4 5 6 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 2.3.2C Profile of students who were on RAP: LY 2018 to 2019 by Level of study: Percent
Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 53 60 48 55 58 53 46 43 56 52 39
Undergraduate 40 36 46 41 38 40 48 51 38 42 50
Master 5 x 5 4 4 6 5 5 5 6 x
Doctorate 1 x 0s 0s 0s 1 1 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 0s: value rounded to 0 (zero).
Table 2.3.2D Profile of students who were on RAP: LY 2018 to 2019 by Type of institution: Percent
Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 42 39 51 45 40 42 51 55 32 49 41
College 38 30 32 32 29 44 19 26 33 23 47
Private 21 31 17 23 31 15 30 19 35 29 12
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.3 First year RAP uptake rate for full-time students: LY 2018 to 2019
Jurisdiction Number of borrowers entering repayment Number of borrowers on RAP during the first year of repayment First year RAP uptake rate
Newfoundland and Labrador 2,731 690 25
Prince Edward Island x x x
Nova Scotia 7,240 2,435 34
New Brunswick 6,151 1,928 31
Ontario 147,046 34,630 24
Manitoba 4,993 736 15
Saskatchewan 5,881 1,260 21
Alberta 33,049 8,595 26
British Columbia 25,018 5,965 24
Yukon x x x
Canada 233,376 56,540 24
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

2.4 Default

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent
Jurisdiction LY
2012 to 2013
LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
Newfoundland and Labrador 10 9 10 9 8
Prince Edward Island 13 10 9 7 9
Nova Scotia 13 11 11 11 10
New Brunswick 13 10 10 10 9
Ontario 12 11 10 9 9
Manitoba 12 11 10 10 9
Saskatchewan 11 10 11 9 11
Alberta 12 11 11 11 11
British Columbia 11 10 9 8 7
Yukon x 11 x 18 11
Canada 12 11 10 9 9
  • x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.
Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students
Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017: Percent
Item Canada N.L. N.L. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
3-year default rate for direct loans 9 8 9 10 9 9 9 11 11 7 11
Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Gender: Percent
Gender Canada N.L. N.L. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 9 8 9 9 8 8 8 11 11 7 x
Male 10 8 10 12 11 10 9 10 11 8 x
  • x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.
Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Age group: Percent
Age group Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 19 16 17 19 17 21 8 13 21 12 x
20 to 24 years 8 8 10 11 8 8 9 7 10 7 x
25 to 29 years 8 7 8 7 8 8 7 9 9 6 x
30 to 34 years 10 7 x 12 11 10 10 18 13 5 x
35 to 39 years 11 9 x 12 15 10 10 14 13 11 x
40 to 44 years 11 x x 17 17 10 11 20 14 9 x
45 to 49 years 10 x x 15 13 9 x 20 16 10 x
50 years and older 12 x 0 11 x 11 x 25 16 12 x
  • x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.
Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Level of study: Percent
Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 14 12 15 16 15 13 11 16 18 11 x
Undergraduate 6 4 7 6 6 6 8 8 5 5 x
Master 3 x x x x 3 x x 3 3 x
Doctorate 7 x x x x 7 x x x x x
  • x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.
Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: LY 2016 to 2017 by Type of institution: Percent
Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 6 4 6 6 6 6 7 8 5 5 x
College 11 9 14 13 12 12 9 13 7 7 x
Private 17 15 18 20 17 16 13 18 24 13 x
  • x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.

3. Mobility

Table 3.1.1 Number of full-time students studying inside and outside of Canada

Table 3.1.1A Number of full-time students studying inside and outside Canada: LY 2018 to 2019: Number
Jurisdiction Study in home province or territory Study in Canada but away from home province or territory Study in the United States Study outside Canada and the United States Total
Newfoundland and Labrador 5,104 968 27 65 6,164
Prince Edward Island x 973 x x 2,538
Nova Scotia 14,319 3,069 90 124 17,602
New Brunswick 11,208 2,818 72 48 14,146
Ontario 393,264 11,800 3356 4,355 412,775
Manitoba 11,197 1,838 166 112 13,313
Saskatchewan 12,957 2,894 182 105 16,138
Alberta 68,115 10,364 1570 1,418 81,467
British Columbia 46,172 6,067 727 1,066 54,032
Yukon x 133 x x 184
Canada 563,917 40,924 6,203 7,315 618,359
  • x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.
Table 3.1.1B Number of full-time students studying inside and outside Canada: LY 2018 to 2019: Percent
Jurisdiction Study in home province or territory Study in Canada but away from home province or territory Study in the United States Study outside Canada and the United States Total
Newfoundland and Labrador 82.8 15.7 0.4 1.1 100.0
Prince Edward Island x 38.3 x x 100.0
Nova Scotia 81.3 17.4 0.5 0.7 100.0
New Brunswick 79.2 19.9 0.5 0.3 100.0
Ontario 95.3 2.9 0.8 1.1 100.0
Manitoba 84.1 13.8 1.2 0.8 100.0
Saskatchewan 80.3 17.9 1.1 0.7 100.0
Alberta 83.6 12.7 1.9 1.7 100.0
British Columbia 85.5 11.2 1.3 2.0 100.0
Yukon x 72.3 x x 100.0
Canada 91.2 6.6 1.0 1.2 100.0
  • x: cells are suppressed to prevent statistical disclosure of number of borrowers greater than 0 but less than 10.
Table 3.2.1 Number of full-time students studying inside their home province or territory
Table 3.2.1A Number of full-time students studying inside their home province or territory: Number
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 4,950 5,229 5,090 4,969 5,104
Prince Edward Island 1,666 1,507 1,492 x x
Nova Scotia 13,116 13,130 13,329 13,864 14,319
New Brunswick 9,126 8,667 9,164 10,898 11,208
Ontario 307,401 306,728 302,452 370,687 393,264
Manitoba 8,054 8,383 8,160 7,781 11,197
Saskatchewan 8,818 9,271 9,959 11,812 12,957
Alberta 41,939 46,526 51,220 65,342 68,115
British Columbia 48,345 45,561 43,434 46,788 46,172
Yukon 31 26 30 x x
Canada 443,446 445,028 444,330 533,672 563,917
  • x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.
Table 3.2.1B Number of full-time students studying inside their home province or territory: Percent
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 85.0 85.7 84.7 83.8 82.8
Prince Edward Island 57.4 56.6 57.4 x x
Nova Scotia 80.4 80.5 80.4 80.8 81.3
New Brunswick 75.7 75.4 76.7 78.9 79.2
Ontario 95.1 95.1 95.2 95.4 95.3
Manitoba 83.6 83.4 82.6 82.0 84.1
Saskatchewan 78.7 79.6 79.4 80.0 80.3
Alberta 82.4 83.2 82.7 83.6 83.6
British Columbia 85.5 85.6 85.2 85.7 85.5
Yukon 18.9 15.3 21.6 x x
Canada 90.7 90.8 90.6 91.2 91.2
  • x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.
Table 3.2.2 Number of full-time students studying in Canada but away from their home province or territory
Table 3.2.2A Number of full-time students studying in Canada but away from their home province or territory: Number
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 780 764 819 876 968
Prince Edward Island 1,208 1,132 1,084 1,030 973
Nova Scotia 2,967 2,955 3,040 3,090 3,069
New Brunswick 2,777 2,696 2,639 2,784 2,818
Ontario 9,114 8,962 8,743 10,545 11,800
Manitoba 1,272 1,365 1,421 1,455 1,838
Saskatchewan 2,083 2,085 2,303 2,659 2,894
Alberta 6,972 7,208 8,286 9,919 10,364
British Columbia 6,413 6,012 5,921 6,079 6,067
Yukon 125 134 105 139 133
Canada 33,711 33,313 34,361 38,576 40,924
Table 3.2.2B Number of full-time students studying in Canada but away from their home province or territory: Percent
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 13.4 12.5 13.6 14.8 15.7
Prince Edward Island 41.7 42.5 41.7 40.4 38.3
Nova Scotia 18.2 18.1 18.3 18.0 17.4
New Brunswick 23.0 23.4 22.1 20.1 19.9
Ontario 2.8 2.8 2.8 2.7 2.9
Manitoba 13.2 13.6 14.4 15.3 13.8
Saskatchewan 18.6 17.9 18.4 18.0 17.9
Alberta 13.7 12.9 13.4 12.7 12.7
British Columbia 11.3 11.3 11.6 11.1 11.2
Yukon 76.2 78.8 75.5 73.9 72.3
Canada 6.9 6.8 7.0 6.6 6.6
Table 3.2.3 Number of full-time students studying outside of Canada
Table 3.2.3A Number of full-time students studying outside of Canada: Number
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 96 109 100 85 92
Prince Edward Island x 24 x x x
Nova Scotia 228 228 214 210 214
New Brunswick 156 137 143 136 120
Ontario 6,717 6,696 6,608 7,176 7,711
Manitoba 305 304 294 257 278
Saskatchewan 298 286 280 293 287
Alberta 1,974 2,166 2,419 2,859 2,988
British Columbia 1,816 1,634 1,623 1,718 1,793
Yukon x 10 x x x
Canada 11,624 11,594 11,710 12,771 13,518
  • x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.
Table 3.2.3B Number of full-time students studying outside of Canada: Percent
Jurisdiction LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
Newfoundland and Labrador 1.6 1.8 1.7 1.4 1.5
Prince Edward Island x 0.9 x x x
Nova Scotia 1.4 1.4 1.3 1.2 1.2
New Brunswick 1.3 1.2 1.2 1.0 0.8
Ontario 2.1 2.1 2.1 1.8 1.9
Manitoba 3.2 3.0 3.0 2.7 2.1
Saskatchewan 2.7 2.5 2.2 2.0 1.8
Alberta 3.9 3.9 3.9 3.7 3.7
British Columbia 3.2 3.1 3.2 3.1 3.3
Yukon x 5.9 x x x
Canada 2.4 2.4 2.4 2.2 2.2
  • x: cells are suppressed to prevent statistical disclosure of number of students greater than 0 but less than 10.

4. Historical Data

4.1 Loans

Table 4.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 42,113 737 437 2,513 2,027 21,920 2,272 2,992 4,519 4,675 x x
1965 to 1966 53,702 1,392 1,100 3,943 3,170 21,368 3,523 4,965 6,439 7,770 22 10
1966 to 1967 67,401 1,488 881 5,029 3,939 27,640 4,183 6,210 8,245 9,753 21 12
1967 to 1968 94,758 1,980 969 6,387 5,766 45,225 4,694 7,726 10,716 11,270 14 11
1968 to 1969 103,735 2,176 958 6,640 6,178 52,165 4,694 8,015 12,878 10,000 x x
1969 to 1970 128,070 5,051 1,242 9,248 7,613 62,761 5,584 10,203 17,565 8,768 22 13
1970 to 1971 126,567 5,371 1,630 9,155 7,605 60,523 4,597 9,757 19,308 8,585 x x
1971 to 1972 133,501 7,903 2,000 9,897 8,504 63,549 5,430 10,012 17,286 8,869 35 16
1972 to 1973 132,012 7,553 1,869 9,966 8,440 66,390 5,710 9,361 15,462 7,208 22 31
1973 to 1974 137,150 7,933 1,649 9,243 8,524 69,510 6,155 8,205 15,577 10,289 30 35
1974 to 1975 151,349 7,828 1,560 9,579 7,653 79,340 7,267 6,901 14,703 16,421 42 55
1975 to 1976 144,893 4,529 1,494 9,505 6,591 80,708 7,527 5,317 12,761 16,318 72 71
1976 to 1977 140,870 4,795 1,395 9,201 6,210 77,823 7,052 4,886 13,283 16,103 75 47
1977 to 1978 114,827 4,583 1,281 8,111 6,135 56,063 5,569 5,334 12,568 15,031 90 62
1978 to 1979 122,438 4,106 1,207 7,577 6,121 66,313 4,613 5,322 12,177 14,870 78 54
1979 to 1980 118,374 4,390 1,143 7,720 6,067 63,412 4,181 4,637 12,139 14,544 91 50
1980 to 1981 128,362 4,906 1,228 7,955 6,404 70,963 4,224 4,933 13,476 14,130 86 57
1981 to 1982 138,539 5,432 1,442 8,962 6,981 74,537 5,390 5,211 15,530 14,886 120 48
1982 to 1983 172,506 7,829 1,688 10,179 8,777 93,874 7,237 6,400 16,051 20,339 122 10
1983 to 1984 196,154 7,183 1,873 11,403 9,911 104,451 8,439 7,819 25,589 19,332 x x
1984 to 1985 207,184 8,240 1,992 12,378 10,275 105,028 9,722 8,083 33,331 17,936 x x
1985 to 1986 217,746 10,333 2,143 12,829 11,219 101,713 10,842 9,234 38,438 20,794 188 13
1986 to 1987 234,164 11,843 2,272 13,547 11,241 101,332 11,329 14,032 45,256 23,095 201 16
1987 to 1988 222,370 10,840 2,294 13,000 11,445 91,995 12,013 14,596 39,568 26,413 190 14
1988 to 1989 203,047 10,303 2,070 12,779 10,917 83,868 11,596 14,360 35,698 21,247 209 N/A
1989 to 1990 215,034 10,588 2,484 13,361 11,707 87,999 10,752 14,961 36,637 26,379 166 N/A
1990 to 1991 240,543 12,960 2,451 14,957 13,040 100,623 11,801 15,306 37,193 31,911 301 N/A
1991 to 1992 268,305 12,132 2,399 14,674 13,472 128,270 11,707 15,480 35,513 34,292 366 N/A
1992 to 1993 281,312 11,740 2,211 13,905 13,427 139,299 12,066 16,280 36,649 35,350 385 N/A
1993 to 1994 304,942 11,936 2,132 14,165 12,775 162,794 10,305 15,479 38,305 36,685 366 N/A
1994 to 1995 315,670 12,478 2,065 13,430 10,422 180,644 9,629 14,663 32,656 39,397 286 N/A
1995 to 1996 324,165 15,236 2,107 14,608 9,455 178,771 9,199 13,705 37,439 43,361 284 N/A
1996 to 1997 343,224 18,717 2,169 16,201 13,437 185,297 9,208 12,951 38,900 46,103 241 N/A
1997 to 1998 350,774 18,796 2,312 16,748 14,127 188,108 9,488 13,051 36,973 50,904 267 N/A
1998 to 1999 336,342 17,645 2,650 17,463 14,448 177,451 9,957 13,865 36,141 46,493 229 N/A
1999 to 2000 335,103 14,842 2,306 16,553 13,782 169,990 10,558 15,203 39,683 51,918 268 N/A
2000 to 2001 343,588 15,953 3,047 16,903 15,708 158,256 10,860 16,358 43,294 62,953 256 N/A
2001 to 2002 328,674 13,912 3,068 17,234 15,614 145,287 10,267 16,246 42,323 64,467 256 N/A
2002 to 2003 328,991 12,554 3,238 16,945 15,439 148,195 9,930 15,392 42,052 64,993 253 N/A
2003 to 2004 340,203 11,541 3,385 16,697 15,902 159,684 9,649 15,163 42,501 65,425 256 N/A
2004 to 2005 337,256 10,395 3,280 16,044 15,434 167,354 9,180 14,132 41,422 59,764 251 N/A
2005 to 2006 343,638 9,640 3,239 15,895 15,918 182,016 9,305 13,245 37,844 56,306 230 N/A
2006 to 2007 343,261 8,887 3,206 15,477 15,676 192,875 8,496 12,346 33,779 52,298 221 N/A
2007 to 2008 352,708 8,570 3,297 15,137 15,446 207,694 8,212 11,000 33,183 49,966 203 N/A
2008 to 2009 365,363 7,646 3,286 15,158 14,943 219,632 7,871 9,688 35,356 51,570 213 N/A
2009 to 2010 401,734 7,382 3,286 14,631 14,727 243,515 8,213 9,708 42,006 58,066 200 N/A
2010 to 2011 424,575 6,950 3,326 14,835 14,604 256,692 8,823 11,038 47,503 60,593 211 N/A
2011 to 2012 446,582 6,635 3,307 15,351 14,586 273,614 9,410 11,510 49,882 62,087 200 N/A
2012 to 2013 472,167 6,354 3,280 15,790 13,619 302,355 9,858 11,469 49,114 60,158 170 N/A
2013 to 2014 491,444 6,081 3,115 16,637 12,859 323,200 9,829 11,202 49,309 59,058 154 N/A
2014 to 2015 488,781 5,826 2,900 16,311 12,059 323,232 9,631 11,199 50,885 56,574 164 N/A
2015 to 2016 489,935 6,102 2,663 16,313 11,500 322,386 10,052 11,642 55,900 53,207 170 N/A
2016 to 2017 490,401 6,009 2,601 16,583 11,946 317,803 9,875 12,542 61,925 50,978 139 N/A
2017 to 2018 585,019 5,930 2,549 17,164 13,818 388,408 9,493 14,764 78,120 54,585 188 N/A
2018 to 2019 618,359 6,164 2,538 17,602 14,146 412,775 13,313 16,138 81,467 54,032 184 N/A
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 4.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 26.7 0.5 0.3 1.8 1.4 14.4 1.4 1.9 2.1 3.1 x x
1965 to 1966 34.6 0.9 0.4 2.9 2.3 14.6 2.2 3.4 3.1 4.8 0.0 0.0
1966 to 1967 40.5 0.8 0.6 3.3 3.0 14.4 2.8 4.5 4.4 6.6 0.0 0.0
1967 to 1968 57.3 1.1 0.7 4.3 4.2 23.6 3.2 5.8 6.3 8.0 0.0 0.0
1968 to 1969 63.9 1.5 0.8 5.1 4.8 26.6 3.4 6.4 8.1 7.3 x x
1969 to 1970 78.1 3.1 0.9 7.0 5.4 31.8 4.3 8.4 10.5 6.6 0.0 0.0
1970 to 1971 86.1 4.9 1.4 7.9 6.5 32.3 3.4 8.5 14.3 6.8 x x
1971 to 1972 87.5 5.5 1.6 8.8 6.7 33.5 4.1 7.3 13.8 6.1 0.0 0.0
1972 to 1973 102.3 6.7 2.1 10.2 7.5 45.1 3.7 6.8 14.9 5.3 0.0 0.0
1973 to 1974 108.7 5.2 1.9 10.8 6.9 50.8 4.5 6.1 15.2 7.2 0.0 0.0
1974 to 1975 121.0 4.4 1.8 11.8 7.3 60.1 5.5 5.4 14.9 9.7 0.0 0.1
1975 to 1976 148.3 4.3 2.0 13.1 8.9 74.4 6.3 5.4 18.1 15.7 0.1 0.1
1976 to 1977 160.9 4.8 2.1 12.6 7.9 80.4 10.0 5.2 18.6 19.2 0.1 0.1
1977 to 1978 134.6 4.4 1.7 10.9 8.0 57.7 8.0 7.2 17.6 19.0 0.1 0.1
1978 to 1979 147.9 4.8 1.7 10.7 8.2 70.2 6.9 7.6 18.0 19.6 0.1 0.1
1979 to 1980 142.7 4.9 1.6 11.1 8.5 65.9 6.5 6.5 17.7 19.8 0.1 0.1
1980 to 1981 162.1 5.9 1.8 11.6 9.0 80.2 6.7 7.0 19.8 19.9 0.1 0.1
1981 to 1982 199.9 7.0 2.3 13.7 10.1 99.8 9.9 7.7 25.4 23.6 0.2 0.1
1982 to 1983 280.3 10.8 2.8 18.6 15.3 144.3 13.6 10.5 30.3 34.1 0.2 0.0
1983 to 1984 454.9 13.7 4.1 30.4 21.8 224.9 25.0 18.0 67.9 48.7 x x
1984 to 1985 526.7 22.3 4.6 34.4 24.2 247.1 30.8 18.4 95.5 48.9 x x
1985 to 1986 576.9 29.8 5.1 35.8 31.2 239.8 35.6 24.6 114.5 60.0 0.5 0.0
1986 to 1987 621.0 35.9 5.7 39.9 33.2 231.2 37.6 39.6 126.1 71.1 0.6 0.0
1987 to 1988 612.0 33.9 5.8 39.5 34.4 200.0 40.4 47.3 120.6 89.6 0.6 0.0
1988 to 1989 551.0 31.1 5.3 39.3 32.9 183.0 39.3 47.0 108.4 64.0 0.6 N/A
1989 to 1990 599.2 32.1 6.9 40.9 35.8 201.5 36.0 48.9 112.0 84.6 0.5 N/A
1990 to 1991 665.8 36.4 6.1 43.6 39.2 238.1 38.8 48.6 114.1 100.1 0.8 N/A
1991 to 1992 797.2 34.2 6.1 44.9 41.7 351.2 38.8 52.3 112.2 114.9 0.9 N/A
1992 to 1993 846.6 35.9 6.4 42.9 42.4 395.7 35.3 56.3 117.9 113.1 0.8 N/A
1993 to 1994 986.7 38.0 6.1 42.7 44.1 511.7 35.5 50.7 127.1 129.5 1.1 N/A
1994 to 1995 1,214.6 54.1 7.5 51.2 33.0 681.9 35.5 56.3 117.2 176.9 0.9 N/A
1995 to 1996 1,340.0 74.1 8.4 51.1 29.3 741.6 35.7 54.9 140.7 202.9 1.2 N/A
1996 to 1997 1,583.9 91.5 13.4 62.8 82.5 880.8 30.6 56.1 147.6 217.5 1.2 N/A
1997 to 1998 1,567.8 86.1 11.4 62.8 79.7 856.0 37.1 57.5 133.3 243.0 1.0 N/A
1998 to 1999 1,557.2 88.8 11.9 94.7 67.6 817.3 38.2 67.3 146.9 223.4 1.0 N/A
1999 to 2000 1,549.6 70.0 10.1 90.2 61.9 780.9 44.3 72.8 170.5 247.7 1.1 N/A
2000 to 2001 1,564.7 69.5 13.5 90.7 77.6 704.5 46.9 78.2 184.2 298.6 1.2 N/A
2001 to 2002 1,507.4 61.3 16.1 92.9 77.7 643.7 44.5 79.0 181.3 309.5 1.3 N/A
2002 to 2003 1,544.7 56.2 17.0 92.5 77.9 664.6 43.4 74.5 187.3 330.0 1.3 N/A
2003 to 2004 1,643.0 52.0 17.9 92.6 82.5 734.5 44.1 76.0 200.1 342.0 1.3 N/A
2004 to 2005 1,628.8 46.5 17.3 88.8 80.0 768.9 41.5 71.3 198.9 314.4 1.2 N/A
2005 to 2006 1,935.0 49.3 21.2 107.1 88.8 971.2 48.7 80.8 215.0 351.5 1.4 N/A
2006 to 2007 1,927.1 45.7 22.6 102.6 91.4 1,034.9 44.3 74.0 189.4 320.9 1.3 N/A
2007 to 2008 2,012.5 43.9 24.6 102.1 88.2 1,146.0 43.1 66.0 190.5 306.9 1.2 N/A
2008 to 2009 2,077.8 39.7 21.7 101.7 83.2 1,210.0 41.3 58.8 204.8 315.3 1.3 N/A
2009 to 2010 2,083.2 33.3 21.0 97.5 74.3 1,208.8 36.4 56.1 216.5 338.3 1.1 N/A
2010 to 2011 2,218.9 31.1 21.2 98.5 73.2 1,285.0 40.3 65.1 252.3 351.0 1.1 N/A
2011 to 2012 2,400.7 29.9 21.1 106.1 74.1 1,420.0 44.6 66.2 275.8 361.9 1.1 N/A
2012 to 2013 2,566.4 29.9 21.3 110.5 71.7 1,603.9 47.8 66.6 269.3 344.5 0.9 N/A
2013 to 2014 2,700.7 29.0 20.3 116.7 70.4 1,735.3 47.3 66.1 274.1 340.5 0.9 N/A
2014 to 2015 2,702.2 28.0 18.8 115.1 66.4 1,736.6 46.0 68.6 285.9 335.7 1.0 N/A
2015 to 2016 2,698.2 28.9 17.0 113.9 63.6 1,722.7 48.0 71.0 318.3 313.8 1.0 N/A
2016 to 2017 2,608.0 27.9 16.3 114.9 56.0 1,636.5 45.6 75.0 338.7 296.4 0.8 N/A
2017 to 2018 3,329.1 37.0 16.0 122.7 66.8 2,127.9 41.0 93.2 483.6 339.5 1.2 N/A
2018 to 2019 3,553.2 40.1 15.7 127.0 69.0 2,287.1 70.2 101.9 500.1 340.8 1.2 N/A
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 4.1.3 Canada Student Loans for part-time students
Table 4.1.3A Canada Student Loans for part-time students: Number of recipients
Loan Year Number of recipients
1987 to 1988 620
1988 to 1989 320
1989 to 1990 730
1990 to 1991 803
1991 to 1992 757
1992 to 1993 1,280
1993 to 1994 1,414
1994 to 1995 2,112
1995 to 1996 1,887
1996 to 1997 1,859
1997 to 1998 3,205
1998 to 1999 3,128
1999 to 2000 1,302
2000 to 2001 2,980
2001 to 2002 2,867
2002 to 2003 2,772
2003 to 2004 2,779
2004 to 2005 2,572
2005 to 2006 2,127
2006 to 2007 1,863
2007 to 2008 1,436
2008 to 2009 1,425
2009 to 2010 2,698
2010 to 2011 3,974
2011 to 2012 6,470
2012 to 2013 9,601
2013 to 2014 11,254
2014 to 2015 12,086
2015 to 2016 13,712
2016 to 2017 11,790
2017 to 2018 13,534
2018 to 2019 13,624
Table 4.1.3B Canada Student Loans for part-time students: Millions of dollars
Loan Year Millions of dollars
1987 to 1988 0.9
1988 to 1989 0.5
1989 to 1990 1.2
1990 to 1991 1.4
1991 to 1992 1.3
1992 to 1993 2.5
1993 to 1994 3.0
1994 to 1995 5.9
1995 to 1996 5.4
1996 to 1997 5.4
1997 to 1998 7.7
1998 to 1999 7.8
1999 to 2000 3.5
2000 to 2001 5.5
2001 to 2002 4.9
2002 to 2003 4.6
2003 to 2004 4.7
2004 to 2005 4.6
2005 to 2006 3.8
2006 to 2007 3.5
2007 to 2008 2.8
2008 to 2009 2.8
2009 to 2010 4.6
2010 to 2011 6.9
2011 to 2012 11.2
2012 to 2013 16.6
2013 to 2014 19.9
2014 to 2015 20.9
2015 to 2016 24.1
2016 to 2017 19.2
2017 to 2018 23.0
2018 to 2019 22.2

4.2 Grants

Table 4.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients
Table 4.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 1,677 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 6,273 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 7,354 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 56,899 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 63,793 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 55,830 1,242 343 1,389 1,174 26,375 1,037 3,609 6,441 13,636 34
2001 to 2002 48,730 977 354 1,541 1,643 23,440 1,088 2,387 6,206 11,054 40
2002 to 2003 55,625 703 425 1,598 1,383 25,259 1,317 2,727 6,443 15,732 38
2003 to 2004 53,272 1,245 295 1,703 1,701 22,107 1,428 2,236 6,977 15,528 52
2004 to 2005 53,404 588 296 1,548 1,419 24,384 1,434 3,342 6,589 13,762 42
2005 to 2006 49,500 481 308 2,280 1,311 25,833 1,482 2,754 5,574 9,442 35
2006 to 2007 47,853 559 288 1,437 1,275 26,632 1,194 2,489 4,385 9,551 43
2007 to 2008 40,402 523 363 1,343 1,539 21,787 1,079 1,955 3,999 7,785 29
2008 to 2009 42,489 482 410 1,411 1,195 23,128 1,074 1,707 4,054 8,997 31
  • 1 Provincial and territorial statistics are not available.
Table 4.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 31,882 664 11 1,760 39 21,684 718 1,120 2,026 3,848 12
2006 to 2007 39,515 1,073 x 1,842 1,881 26,674 737 1,128 1,867 3,942 x
2007 to 2008 40,279 1,034 x 1,916 1,088 28,373 748 1,042 1,935 3,632 x
2008 to 2009 41,757 816 317 1,818 415 30,855 758 920 1,780 4,065 13
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 4.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 295,153 4,823 2,305 10,184 8,592 181,270 6,272 7,270 30,696 43,542 160
2010 to 20112 320,154 4,394 2,399 10,364 8,584 194,333 6,928 8,101 36,247 47,463 179
2011 to 20122 336,173 4,215 2,323 10,616 8,448 207,364 7,757 8,661 36,573 49,284 164
2012 to 20132 356,894 4,063 2,406 10,917 8,199 226,772 7,788 8,659 37,647 50,036 152
2013 to 2014 367,586 3,879 2,370 11,321 7,919 239,781 7,922 8,374 36,559 49,336 125
2014 to 2015 365,832 3,665 2,271 11,104 7,418 240,701 7,800 8,214 37,515 47,009 135
2015 to 2016 368,940 4,038 2,177 11,169 7,009 243,772 8,116 8,524 39,544 44,463 128
2016 to 2017 379,606 4,143 2,232 11,238 7,627 248,306 8,245 9,100 45,160 43,432 123
2017 to 2018 490,377 4,875 2,514 13,763 10,585 331,701 9,306 12,168 58,230 47,062 173
2018 to 2019 532,785 5,078 2,606 14,421 11,269 358,669 11,678 14,363 66,836 47,664 201
  • 2 Total may not equal the sum of the provinces and territories for the following loan years: 2009 to 2010, 2010 to 2011, 2011 to 2012 and 2012 to 2013 since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.
Table 4.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed
Table 4.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 3.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 8.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 11.2 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 73.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 82.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 81.1 1.6 0.5 2.3 2.3 37.8 1.7 5.1 8.4 21.4 0.1
2001 to 2002 67.4 1.3 0.4 2.6 2.3 33.7 1.7 5.3 8.2 11.8 0.1
2002 to 2003 75.5 1.1 0.6 3.0 2.1 36.1 2.0 5.2 9.0 16.6 0.1
2003 to 2004 76.8 1.0 0.4 3.7 2.4 36.0 2.2 5.5 10.1 15.3 0.1
2004 to 2005 83.9 0.9 0.5 3.0 2.4 38.2 2.3 5.6 9.9 21.0 0.1
2005 to 2006 79.5 0.6 0.5 3.3 2.3 41.3 2.5 4.5 9.0 15.5 0.1
2006 to 2007 72.9 0.9 0.4 3.0 2.4 38.5 2.0 4.3 7.7 13.6 0.1
2007 to 2008 69.8 0.8 0.5 2.9 2.4 38.0 1.9 3.7 7.7 11.9 0.0s
2008 to 2009 72.9 0.7 0.5 2.5 2.2 40.6 1.8 3.1 7.9 13.4 0.1
  • 0.0s: value rounded to 0.0 (zero).
  • 1 Provincial and territorial statistics are not available.
Table 4.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 58.9 1.0 0.0 3.9 0.1 38.6 1.2 2.4 4.0 7.7 0.0s
2006 to 2007 68.8 0.9 x 4.0 3.8 45.4 1.1 2.3 3.6 6.9 x
2007 to 2008 72.0 0.9 x 4.0 2.3 50.0 1.2 2.2 3.9 6.6 x
2008 to 2009 74.7 0.8 0.7 3.7 0.8 55.0 1.2 1.9 3.6 7.0 0.0s
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 0.0s: value rounded to 0.0 (zero).
Table 4.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 593.4 8.8 4.7 21.4 16.6 354.8 16.3 18.6 65.7 85.9 0.4
2010 to 20112 630.0 7.9 4.7 21.6 16.0 370.5 16.5 18.7 75.7 91.4 0.5
2011 to 20122 646.7 7.5 4.3 21.7 15.6 386.7 16.6 19.8 74.2 95.8 0.4
2012 to 20132 695.0 7.5 4.5 22.8 15.9 431.8 17.7 20.0 76.4 96.7 0.3
2013 to 2014 715.3 7.6 4.6 23.6 16.1 457.1 17.3 18.9 73.7 96.1 0.3
2014 to 2015 717.7 7.4 4.4 23.3 15.2 463.6 16.8 19.1 76.1 91.7 0.3
2015 to 2016 719.5 8.3 4.5 23.7 14.0 464.1 17.2 19.6 80.9 87.0 0.2
2016 to 2017 1,014.6 12.2 5.9 32.7 19.9 653.3 24.2 27.2 122.7 116.2 0.4
2017 to 2018 1,364.9 14.0 6.8 41.2 29.3 910.3 26.9 37.2 168.2 130.5 0.5
2018 to 2019 1,614.1 17.0 7.7 48.6 34.7 1,051.1 37.8 49.7 220.7 146.2 0.7
  • 2 Total may not equal the sum of the provinces and territories for the following loan years: 2009 to 2010, 2010 to 2011, 2011 to 2012 and 2012 to 2013 since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.
Table 4.2.3 Canada Student Grants for part-time students
Table 4.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients
Loan Year Number of recipients
1995 to 1996 438
1996 to 1997 3,037
1997 to 1998 4,567
1998 to 1999 5,675
1999 to 2000 5,728
2000 to 2001 5,441
2001 to 2002 4,786
2002 to 2003 4,451
2003 to 2004 4,215
2004 to 2005 3,977
2005 to 2006 2,847
2006 to 2007 2,848
2007 to 2008 2,570
2008 to 2009 2,721
Table 4.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars
Loan Year Millions of dollars
1995 to 1996 0.4
1996 to 1997 2.0
1997 to 1998 3.5
1998 to 1999 4.6
1999 to 2000 4.7
2000 to 2001 4.6
2001 to 2002 4.1
2002 to 2003 3.8
2003 to 2004 3.7
2004 to 2005 3.6
2005 to 2006 3.0
2006 to 2007 2.7
2007 to 2008 2.6
2008 to 2009 2.8
Table 4.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients
Loan Year Number of recipients
2009 to 2010 4,189
2010 to 2011 6,208
2011 to 2012 8,849
2012 to 2013 13,208
2013 to 2014 14,955
2014 to 2015 15,963
2015 to 2016 17,439
2016 to 2017 19,159
2017 to 2018 21,268
2018 to 2019 28,503
Table 4.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars
Loan Year Millions of dollars
2009 to 2010 4.5
2010 to 2011 6.8
2011 to 2012 10.0
2012 to 2013 14.9
2013 to 2014 17.3
2014 to 2015 18.1
2015 to 2016 19.8
2016 to 2017 29.0
2017 to 2018 33.0
2018 to 2019 45.5
Table 4.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients
Table 4.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 438 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 3,037 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 4,567 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 5,675 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 5,728 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 5,441 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4,786 x 151 76 50 455 33 273 954 2,786 x
2002 to 2003 4,451 x 189 67 24 410 37 134 971 2,608 x
2003 to 2004 4,215 x 103 60 28 328 47 117 963 2,553 x
2004 to 2005 3,977 x 83 37 19 334 49 99 849 2,498 x
2005 to 2006 2,847 x 104 14 29 293 47 56 610 1,691 x
2006 to 2007 2,848 x 96 15 0 269 35 36 336 2,018 x
2007 to 2008 2,570 x 146 12 32 229 44 32 193 1,871 x
2008 to 2009 2,721 x 163 11 15 231 35 19 194 2,043 x
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 1 Provincial and territorial statistics are not available.
Table 4.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4,189 x 205 83 68 1,055 140 49 551 2,020 x
2010 to 2011 6,208 x 282 122 77 1,897 194 55 756 2,791 x
2011 to 2012 8,849 x 323 132 79 3,902 253 67 607 3,447 x
2012 to 2013 13,208 x 466 123 97 6,138 339 79 1,273 4,654 x
2013 to 2014 14,955 54 501 141 114 7,335 393 73 1,285 5,059 0
2014 to 2015 15,963 x 555 202 108 8,387 335 79 1,356 4,885 x
2015 to 2016 17,439 x 568 185 124 9,193 395 111 1,454 5,322 x
2016 to 2017 19,159 x 622 174 138 9,857 365 135 1,913 5,869 x
2017 to 2018 21,268 x 620 186 99 12,627 281 160 1,940 5,267 x
2018 to 2019 28,503 x 619 235 163 18,277 408 291 2,839 5,566 x
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 4.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed
Table 4.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars>
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 0.4 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 2.0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 3.5 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 4.7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4.1 x 0.1 0.1 0.1 0.4 0.0s 0.3 0.7 2.3 x
2002 to 2003 3.8 x 0.2 0.1 0.0s 0.4 0.0s 0.2 0.7 2.3 x
2003 to 2004 3.7 x 0.1 0.1 0.0s 0.3 0.0s 0.1 0.7 2.2 x
2004 to 2005 3.6 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.6 2.3 x
2005 to 2006 3.0 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.5 1.9 x
2006 to 2007 2.7 x 0.1 0.0s 0.0 0.2 0.0s 0.0s 0.3 2.0 x
2007 to 2008 2.6 x 0.1 0.0s 0.0s 0.2 0.0s 0.0s 0.1 1.9 x
2008 to 2009 2.8 x 0.2 0.0s 0.0s 0.2 0.0s 0.0s 0.1 2.2 x
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
  • 0.0s: value rounded to 0.0 (zero).
  • 1 Provincial and territorial statistics are not available.
Table 4.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4.5 x 0.2 0.1 0.1 1.2 0.2 0.1 0.4 2.3 x
2010 to 2011 6.8 x 0.3 0.1 0.1 2.2 0.2 0.1 0.6 3.2 x
2011 to 2012 10.0 x 0.3 0.1 0.1 4.6 0.3 0.1 0.4 4.0 x
2012 to 2013 14.9 x 0.5 0.1 0.1 7.1 0.4 0.1 1.0 5.5 x
2013 to 2014 17.3 0.1 0.5 0.2 0.1 8.6 0.5 0.1 1.0 6.2 0.0
2014 to 2015 18.1 x 0.5 0.2 0.1 9.8 0.4 0.1 1.1 5.7 x
2015 to 2016 19.8 x 0.6 0.2 0.1 10.7 0.5 0.2 1.1 6.3 x
2016 to 2017 29.0 x 0.8 0.3 0.2 15.2 0.5 0.2 2.0 9.5 x
2017 to 2018 33.0 x 0.8 0.3 0.2 20.2 0.5 0.3 2.1 8.6 x
2018 to 2019 45.5 x 0.8 0.4 0.3 29.5 0.6 0.5 4.2 9.1 x
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.

5. Appendix

5.1 Profiles - Canada

Table 5.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans
Table 5.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender
Gender Number Percent
Female 392,970 60
Male 267,450 40
Total 660,420 100
Table 5.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 183,696 28
20 to 24 years 289,075 44
25 to 29 years 91,979 14
30 to 34 years 38,460 6
35 to 39 years 24,833 4
40 to 44 years 15,583 2
45 to 49 years 9,327 1
50 years and older 7,467 1
Total 660,420 100
Table 5.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 234,592 36
Undergraduate 391,568 59
Master 28,307 4
Doctorate 5,953 1
Total 660,420 100
Table 5.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 374,627 57
College 219,299 33
Private 66,494 10
Total 660,420 100
Table 5.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans
Table 5.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Gender
Gender Number Percent
Female 18,052 63
Male 10,685 37
Total 28,737 100
Table 5.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 6,222 22
20 to 24 years 12,837 45
25 to 29 years 4,346 15
30 to 34 years 2,014 7
35 to 39 years 1,393 5
40 to 44 years 865 3
45 to 49 years 558 2
50 years and older 502 2
Total 28,737 100
Table 5.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 8,098 28
Undergraduate 19,236 67
Master 1,340 5
Doctorate 63 0s
Total 28,737 100
  • 0s: value rounded to 0 (zero).
Table 5.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 19,748 69
College 8,503 30
Private 486 2
Total 28,737 100
Table 5.1.3 Profile of full-time students who received Canada Student Grants
Table 5.1.3A Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Gender
Gender Number Percent
Female 307,154 59
Male 212,364 41
Total 519,518 100
Table 5.1.3B Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 139,571 27
20 to 24 years 234,811 45
25 to 29 years 71,491 14
30 to 34 years 30,535 6
35 to 39 years 20,318 4
40 to 44 years 12,155 2
45 to 49 years 6,398 1
50 years and older 4,239 1
Total 519,518 100
Table 5.1.3C Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 173,908 33
Undergraduate 339,801 65
Master 4,363 1
Doctorate 1,446 0s
Total 519,518 100
  • 0s: value rounded to 0 (zero).
Table 5.1.3D Profile of full-time students who received Canada Student Grants: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 298,976 58
College 179,764 35
Private 40,778 8
Total 519,518 100
Table 5.1.4 Profile of part-time students who received Canada Student Grants
5.1.4A Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Gender
Gender Number Percent
Female 17,901 63
Male 10,602 37
Total 28,503 100
5.1.4B Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 6,206 22
20 to 24 years 12,772 45
25 to 29 years 4,277 15
30 to 34 years 1,975 7
35 to 39 years 1,376 5
40 to 44 years 848 3
45 to 49 years 551 2
50 years and older 498 2
Total 28,503 100
5.1.4C Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 8,019 28
Undergraduate 19,109 67
Master 1,313 5
Doctorate 62 0s
Total 28,503 100
  • 0s: value rounded to 0 (zero).
5.1.4D Profile of part-time students who received Canada Student Grants: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 19,603 69
College 8,428 30
Private 472 2
Total 28,503 100
Table 5.1.5 Profile of full-time students who received Canada Student Loans
Table 5.1.5A Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Gender
Gender Number Percent
Female 367,775 59
Male 250,584 41
Total 618,359 100
Table 5.1.5B Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 172,534 28
20 to 24 years 269,588 44
25 to 29 years 87,057 14
30 to 34 years 35,823 6
35 to 39 years 23,112 4
40 to 44 years 14,615 2
45 to 49 years 8,722 1
50 years and older 6,908 1
Total 618,359 100
Table 5.1.5C Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 218,619 35
Undergraduate 366,051 59
Master 27,928 5
Doctorate 5,761 1
Total 618,359 100
Table 5.1.5D Profile of full-time students who received Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 351,722 57
College 203,130 33
Private 63,507 10
Total 618,359 100
Table 5.1.6 Profile of part-time students who received Canada Student Loans
Table 5.1.6A Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Gender
Gender Number Percent
Female 8,370 61
Male 5,254 39
Total 13,624 100
Table 5.1.6B Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 2,377 17
20 to 24 years 5,948 44
25 to 29 years 2,398 18
30 to 34 years 1,171 9
35 to 39 years 722 5
40 to 44 years 461 3
45 to 49 years 295 2
50 years and older 252 2
Total 13,624 100
Table 5.1.6C Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 3,704 27
Undergraduate 8,815 65
Master 1,057 8
Doctorate 48 0s
Total 13,624 100
  • 0s: value rounded to 0 (zero).
Table 5.1.6D Profile of part-time students who received Canada Student Loans: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 9,434 69
College 3,789 28
Private 401 3
Total 13,624 100
Table 5.1.7 Profile of students who received Canada Student Grant for Full-Time Students
Table 5.1.7A Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Gender
Gender Number Percent
Female 277,945 58
Male 199,947 42
Total 477,892 100
Table 5.1.7B Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 135,169 28
20 to 24 years 227,294 48
25 to 29 years 64,561 14
30 to 34 years 22,489 5
35 to 39 years 13,074 3
40 to 44 years 7,655 2
45 to 49 years 4,502 1
50 years and older 3,148 1
Total 477,892 100
Table 5.1.7C Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 142,987 30
Undergraduate 334,894 70
Master x x
Doctorate x x
Total 477,892 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 5.1.7D Profile of students who received Canada Student Grant for Full-Time Students: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 288,749 60
College 166,172 35
Private 22,971 5
Total 477,892 100
Table 5.1.8 Profile of students who received Canada Student Grant Skills Boost Top-up
Table 5.1.8A Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Gender
Gender Number Percent
Female 40,909 63
Male 23,912 37
Total 64,821 100
Table 5.1.8B Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 30 years old 18,256 28
30 to 34 years 20,477 32
35 to 39 years 11,983 18
40 to 44 years 7,021 11
45 to 49 years 4,148 6
50 years and older 2,936 5
Total 64,821 100
Table 5.1.8C Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 32,121 50
Undergraduate 32,700 50
Master 0 0
Doctorate 0 0
Total 64,821 100
Table 5.1.8D Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 25,228 39
College 31,414 48
Private 8,179 13
Total 64,821 100
Table 5.1.9 Profile of students who received Canada Student Grant for Full-Time Students with Dependants
Table 5.1.9A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Gender
Gender Number Percent
Female 48,884 77
Male 14,944 23
Total 63,828 100
Table 5.1.9B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 502 1
20 to 24 years 6,837 11
25 to 29 years 13,109 21
30 to 34 years 16,130 25
35 to 39 years 14,413 23
40 to 44 years 8,450 13
45 to 49 years 3,305 5
50 years and older 1,082 2
Total 63,828 100
Table 5.1.9C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 45,102 71
Undergraduate 15,149 24
Master 2,493 4
Doctorate 1,084 2
Total 63,828 100
Table 5.1.9D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 15,053 24
College 27,330 43
Private 21,445 34
Total 63,828 100
Table 5.1.10 Profile of students who received Canada Student Grant for Students with Permanent Disabilities
Table 5.1.10A Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Gender
Gender Number Percent
Female 30,728 61
Male 19,815 39
Total 50,543 100
Table 5.1.10B Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 10,184 20
20 to 24 years 21,326 42
25 to 29 years 9,182 18
30 to 34 years 4,028 8
35 to 39 years 2,258 4
40 to 44 years 1,416 3
45 to 49 years 996 2
50 years and older 1,153 2
Total 50,543 100
Table 5.1.10C Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 20,906 41
Undergraduate 27,196 54
Master 2,028 4
Doctorate 413 1
Total 50,543 100
Table 5.1.10D Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 25,421 50
College 22,304 44
Private 2,818 6
Total 50,543 100
Table 5.1.11 Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities
Table 5.1.11A Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Gender
Gender Number Percent
Female 6,788 62
Male 4,085 38
Total 10,873 100
Table 5.1.11B Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 3,131 29
20 to 24 years 3,662 34
25 to 29 years 1,649 15
30 to 34 years 924 8
35 to 39 years 567 5
40 to 44 years 353 3
45 to 49 years 256 2
50 years and older 331 3
Total 10,873 100
Table 5.1.11C Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 5,304 49
Undergraduate 5,212 48
Master 300 3
Doctorate 57 1
Total 10,873 100
Table 5.1.11D Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 4,864 45
College 5,608 52
Private 401 4
Total 10,873 100
Table 5.1.12 Profile of students who received Canada Student Grant for Part-Time Studies
Table 5.1.12A Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Gender
Gender Number Percent
Female 17,894 63
Male 10,599 37
Total 28,493 100
Table 5.1.12B Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 6,206 22
20 to 24 years 12,770 45
25 to 29 years 4,276 15
30 to 34 years 1,974 7
35 to 39 years 1,372 5
40 to 44 years 847 3
45 to 49 years 550 2
50 years and older 498 2
Total 28,493 100
Table 5.1.12C Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 8,022 28
Undergraduate 19,100 67
Master 1,310 5
Doctorate 61 0s
Total 28,493 100
  • 0s: value rounded to 0 (zero).
Table 5.1.12D Profile of students who received Canada Student Grant for Part-Time Studies: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 19,598 69
College 8,425 30
Private 470 2
Total 28,493 100
Table 5.1.13 Profile of students who received Canada Student Grant for Part-Time Students with Dependants
Table 5.1.13A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Gender
Gender Number Percent
Female 2,091 79
Male 552 21
Total 2,643 100
Table 5.1.13B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years x x
20 to 24 years 188 7
25 to 29 years 475 18
30 to 34 years 682 26
35 to 39 years 669 25
40 to 44 years 375 14
45 to 49 years 178 7
50 years and older x x
Total 2,643 100
  • x: cells are suppressed to prevent statistical disclosure of number of recipients greater than 0 but less than 10.
Table 5.1.13C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 1,361 51
Undergraduate 939 36
Master 316 12
Doctorate 27 1
Total 2,643 100
Table 5.1.13D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 1,217 46
College 1,270 48
Private 156 6
Total 2,643 100
Table 5.1.14 Profile of students who received Canada Student Grant for Part-Time Students with Dependants
Table 5.1.14A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Gender
Gender Number Percent
Female 50,349 77
Male 15,358 23
Total 65,707 100
Table 5.1.14B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Age group
Age group Number Percent
Younger than 20 years 507 1
20 to 24 years 6,948 11
25 to 29 years 13,435 20
30 to 34 years 16,628 25
35 to 39 years 14,891 23
40 to 44 years 8,715 13
45 to 49 years 3,444 5
50 years and older 1,139 2
Total 65,707 100
Table 5.1.14C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Level of study
Level of study Number Percent
Certificate or diploma 46,098 70
Undergraduate 15,741 24
Master 2,762 4
Doctorate 1,106 2
Total 65,707 100
Table 5.1.14D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2018 to 2019 by Type of institution
Type of institution Number Percent
University 15,922 24
College 28,198 43
Private 21,587 33
Total 65,707 100

Glossary

Canada Apprentice Loans (CAL)

In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.

Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In LY 2018 to 2019, CSG are available for:

  • students from low- and middle-income families: up to $375 per month of study
  • adult learners from low- and middle-income families who have been out of high school for at least 10 years: top-up funding of $1,600 per school year ($200 per month)
  • low- and middle-income full-time students with dependants: $200 per month of study for each dependant under 12 years of age. If the dependant has a permanent disability, this also applies to dependants over the age of 12 years
  • low- and middle-income part-time students with dependants: Up to a maximum of $1,920
  • part-time studies: For students from low- and middle- income families, up to $1,800 per loan year, depending on assessed need
  • students with permanent disabilities: $2,000 per year for full-time or part-time students with permanent disabilities
  • services and equipment for students with permanent disabilities: Up to $8,000 per year to cover exceptional education-related costs. Costs can include (but are not limited to) tutors, note-takers, sign interpreters, braillers and technical aids

Canada Student Loan Forgiveness for Family Doctors and Nurses

Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans (CSL) forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1st to March 31st).

Consolidation

Borrowers consolidate their student loan(s) 6 months after completing their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.

Default

A loan is in default when it is in arrears for greater than 270 days under the direct lending regime.

Default rate

The CSLP measures default using a 3-year cohort default rate. This rate is defined as the percentage of loan dollars that enter repayment in a given loan year (cohort) and default within 3 years. For example, the 3-year default rate for the LY 2016 to 2017 cohort represents the proportion of loan dollars that entered repayment in LY 2016 to 2017 and defaulted before August 1, 2019.

Designated

A designated post-secondary educational institution meets provincial and federal eligibility criteria. Students attending these schools can apply for government-sponsored student financial assistance, such as Canada Student Loans.

Direct loans

As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.

Fiscal year

April 1 to March 31.

Full-time

A full-time student is a student enrolled with at least a 60% course load (or 40% for students with permanent disabilities) in a program of study for at least 12 consecutive weeks, at a designated post-secondary educational institution.

Guaranteed loans

Until 1995, financial institutions such as banks provided Canada Student Loans under the guaranteed loans regime. If a student defaulted on a guaranteed loan, the Government paid out the bank. In this case, the student owed their debt directly to the Government.

Integrated province

In integrated provinces, borrowers receive and repay one federal-provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSLP has integration agreements with 5 provinces: Ontario, New Brunswick, Newfoundland and Labrador, Saskatchewan and British Columbia.

In-study

The status of borrowers attending full-time or part-time studies at a post-secondary educational institution.

In-study interest subsidy

This is the Canada Student Loan interest covered by the Government of Canada during the post-secondary study period.

Loan year

August 1 to July 31.

National Student Loans Service Centre (NSLSC)

The NSLSC is the main point of contact for borrowers in managing their Canada Student loans, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The service centre manages all Canada Student Loans issued on or after August 1, 2000, as well as integrated student loans for:

  • New Brunswick and Newfoundland and Labrador issued on or after August 1, 2000
  • Ontario and Saskatchewan issued on or after August 1, 2001, and
  • British Columbia issued on or after August 1, 2011

Part-time

A part-time student is a student taking between 20% and 59% of a full course load. Students with permanent disabilities are part-time if they are taking between 20% and 39% of a full course load. If these students are taking between 40% and 59% of a full course load, they can choose to be a full- or part-time student for the purpose of the CSLP.

Participating provinces/territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSLP include Newfoundland and Labrador, Prince Edward Island, Nova Scotia, New Brunswick, Ontario, Manitoba, Saskatchewan, Alberta, British Columbia and Yukon.

Province/territory of residence

A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario resides in Manitoba.

Post-secondary education

Levels of education following secondary school (high school) at all designated public or private post-secondary institutions.

Repayment

The status of borrowers who have begun repaying their Canada Student Loans. Repayment begins 6 months following the end of studies.

Repayment Assistance Plan (RAP)

On August 1, 2009, the RAP replaced the CSLP’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a permanent disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

  • RAP Stage 1: The Government of Canada and the relevant provincial government pay the interest owing, that the borrower’s payment does not cover. This stage can last up to 10 6-month periods or 60 months during the 10-year period after a borrower leaves school
  • RAP Stage 2: This stage begins once the borrower completes Stage 1. If the borrower cannot meet their repayment obligations, the Government will cover both the principal and interest that exceeds the borrowers reduced monthly payments

Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD)

RAP-PD assists borrowers experiencing difficulty meeting their repayment obligations. RAP-PD provides accelerated repayment assistance that considers the additional living costs faced by people with permanent disabilities. RAP-PD recipients can obtain the following benefits:

  • RAP-PD borrowers proceed directly to Stage 2 whereby the government covers the principal and interest not covered by the borrower’s monthly RAP payments
  • eligible RAP-PD borrowers can claim disability-related expenses; this is taken into consideration during RAP-PD application assessment

Repayment Assistance Plan (RAP) First Year Uptake Rate

The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.

Risk-shared loans

Between 1995 and 2000, financial institutions such as banks provided Canada Student Loans under this regime. Here, financial institutions assumed responsibility for some of the risk of defaulted loans, in return for a payment from the Government.

Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose permanent disability, expected to remain with them for life, prevents them from studying at a post-secondary level and taking part in the labour force.

Student financial assistance

Student financial assistance is any form of financial aid provided by the CSLP to students while they enroll in designated post-secondary education institutions. Assistance includes Canada Student Grants, Canada Student Loans and in-study interest subsidy.

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