2019 to 2020 Canada Student Financial Assistance Program statistical review

CSG: Canada Student Grant
CSG-LI: Canada Student Grant for low-income students
CSG-MI: Canada Student Grant for middle-income students
CSL: Canada Student Loan
CSFA Program: Canada Student Financial Assistance
FY: Fiscal year
LY: Loan year
PSE: Post-secondary education
RAP: Repayment Assistance Plan
SFA: Student financial assistance

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Financial Assistance (CSFA) Program (previously referred to as the Canada Student Loans Program). This program helps students attend post-secondary education (PSE) and makes education more affordable by providing students with Canada Student Grants and Loans.

The Canada Student Grants are upfront and students do not have to pay back this money. Loans are interest-free while students are in school and during the first 6 months after leaving school. Repayment on student loans starts 6 months after graduation. The CSFA Program also offers the Repayment Assistance Plan (RAP) to borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Students in most provinces and the Yukon Territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSFA Program. Instead, they receive alternative payments from the Government of Canada to operate their own student financial assistance programs.

The Government of Canada funds about 60% of a full-time student’s financial need. The province or territory covers the remaining 40%. The statistics provided in this review only report on federal financial assistance in participating regions.

Since the CSFA Program’s establishment in 1964, the program has provided a total of $64.7 billion in student loans to 6.4 million full-time and part-time students in Canada. Starting in 1995, the program has offered grants. As of July 2020, it provided $11.5 billion in grants to 3.7 million students.

About this report

Each year, the Department of Employment and Social Development produces the Canada Student Financial Assistance Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Financial Assistance Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSFA Program.

The 2019 to 2020 CSFA Program Statistical Review provides data for the academic year from August 1, 2019 to July 31, 2020. It also includes a few tables, which provide data for the fiscal year from April 1, 2019 to March 31, 2020. Most tables include data going back 5 years. Some tables also provide historical data dating back to the beginning of the CSFA Program.

For accessibility reasons, we simplified all tables in the web format of this report. Consult the PDF version for the full tables.

Tables may contain suppressed cells to ensure confidentiality. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

2019 to 2020 at a glance

Infographic of 2019 to 2020 results — **Infographic**

Tables

1. Canada

1.1 Student financial assistance: grants, loans and interest subsidies

Table 1.1.1 Student financial assistance by type

**Table 1.1.1A Student financial assistance by type: Number of recipients¹**
Type	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Total student financial assistance² (SFA)	616,439	627,122	705,152	753,669	741,917
SFA- Full-time students	607,509	617,475	695,039	742,209	728,228
SFA- Part-time students	19,779	21,775	24,466	28,832	36,611
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	516,430	530,703	628,935	672,277	656,498
CSG/CSL- Full-time students³	507,317	520,727	618,602	660,420	642,229
CSG/CSL- Part-time students³	19,681	21,628	24,359	28,737	36,522
Canada Student Grant (CSG)	368,940	379,606	490,377	532,785	528,079
CSG- Full-time students⁴	360,027	369,703	480,904	519,518	511,756
CSG- Part-time students⁵	17,439	19,159	21,268	28,503	36,394
Canada Student Loan (CSL)	497,042	497,064	592,091	625,135	607,861
CSL- Full-time students	489,935	490,401	585,019	618,359	599,795
CSL- Part-time students	13,712	11,790	13,534	13,624	15,761
In-study interest subsidy	597,051	593,483	668,308	706,736	693,468
In-study interest subsidy- Full-time students	590,127	587,149	661,456	700,376	686,001
In-study interest subsidy- Part-time students	13,810	11,937	13,641	13,719	15,850

¹ The number of recipients do not sum to the total. Some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year
² Student financial assistance is any form of financial aid provided by the CSFA Program to students while they enroll in designated PSE. That includes:
- Canada Student Grants
- Canada Student Loans
- in-study interest subsidy
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan
⁴ Includes Canada Student Grant for:
- full-time students
- for full-time students with dependants
- for students with permanent disabilities
- for services and equipment for students with permanent disabilities
⁵ Includes Canada Student Grant for:
- part-time studies
- part-time students with dependants

**Table 1.1.1B Student financial assistance by type: Millions of dollars**
Type	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Total student financial assistance⁶ (SFA)	N/A	N/A	N/A	N/A	N/A
SFA- Full-time students⁶	N/A	N/A	N/A	N/A	N/A
SFA- Part-time students⁶	N/A	N/A	N/A	N/A	N/A
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	3,441.8	3,641.8	4,717.0	5,189.5	5,083.9
CSG/CSL- Full-time students³	3,397.9	3,593.6	4,661.0	5,121.9	5,002.1
CSG/CSL- Part-time students³	43.9	48.2	56.0	67.7	81.9
Canada Student Grant (CSG)	719.5	1,014.6	1,364.9	1,614.1	1,634.8
CSG- Full-time students⁴	699.7	985.6	1,331.9	1,568.7	1,578.0
CSG- Part-time students⁵	19.8	29.0	33.0	45.5	56.8
Canada Student Loan (CSL)	2,722.3	2,627.2	3,352.1	3,575.4	3,449.1
CSL- Full-time students	2,698.2	2,608.0	3,329.1	3,553.2	3,424.0
CSL- Part-time students	24.1	19.2	23.0	22.2	25.1
In-study interest subsidy⁷	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Full-time students⁷	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Part-time students⁷	N/A	N/A	N/A	N/A	N/A

³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan
⁴ Includes Canada Student Grant for:
- full-time students
- full-time students with dependants
- students with permanent disabilities
- services and equipment for students with permanent disabilities
⁵ Includes Canada Student Grant for:
- part-time studies
- part-time students with dependants
⁶ The dollar amount of total SFA, SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value
⁷ The dollar value for in-study interest subsidies is not available

Table 1.1.2 Canada Student Grants by type

**Table 1.1.2A Canada Student Grants by type: Number of recipients¹**
Type	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Canada Student Grant (CSG) - Total	368,940	379,606	490,377	532,785	528,079
CSG - for Full-Time Students²	335,231	344,165	451,296	477,892	467,805
CSG - for Skills Boost Top-up³	N/A	N/A	N/A	64,821	70,615
CSG - for Full-Time Students with Dependants	35,347	35,322	40,523	63,828	67,773
CSG - for Students with Permanent Disabilities	34,104	37,263	46,432	50,543	52,621
CSG - for Services and Equipment for Students with Permanent Disabilities	9,894	10,125	10,550	10,873	10,921
CSG - for Part-Time Studies	17,432	19,155	21,261	28,493	36,374
CSG - for Part-Time Students with Dependants	408	332	376	2,643	3,158

¹ The number of recipients do not sum to the total, as some recipients can receive multiple grants and/or loans in the same year
² In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced 2 separate grants: CSG-LI and CSG-MI. The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI
³ The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year. It is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years

**Table 1.1.2B Canada Student Grants by type: Millions of dollars**
Type	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Canada Student Grant (CSG) - Total	719.5	1,014.6	1,364.9	1,614.1	1,634.8
CSG - for Full-Time Students²	524.8	803.6	1,118.9	1,198.5	1,180.9
CSG - for Skills Boost Top-up³	N/A	N/A	N/A	98.1	107.5
CSG - for Full-Time Students with Dependants	86.3	87.7	102.6	152.0	160.0
CSG - for Students with Permanent Disabilities	65.0	71.0	88.3	97.0	101.2
CSG - for Services and Equipment for Students with Permanent Disabilities	23.5	23.3	22.0	23.0	28.4
CSG - for Part-Time Studies	19.4	28.6	32.6	43.5	54.5
CSG - for Part-Time Students with Dependants	0.4	0.3	0.4	1.9	2.3

² In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced 2 separate grants: CSG-LI and CSG-MI. The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI
³ The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year. It is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years

Table 1.1.3 Profile of students who received student financial assistance: grants, loans and interest subsidies

**Table 1.1.3A Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	448,329	60
Male	293,588	40
Total	741,917	100

**Table 1.1.3B Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	181,663	24
20 to 24 years	317,635	43
25 to 29 years	114,431	15
30 to 34 years	50,650	7
35 to 39 years	33,336	4
40 to 44 years	21,267	3
45 to 49 years	12,640	2
50 years and older	10,295	1
Total	741,917	100

**Table 1.1.3C Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	269,547	36
Undergraduate	421,842	57
Master	41,226	6
Doctorate	9,302	1
Total	741,917	100

**Table 1.1.3D Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	422,350	57
College	230,237	31
Private	89,330	12
Total	741,917	100

Table 1.1.4 Profile of students who received Canada Student Grants and/or Canada Student Loans

**Table 1.1.4A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender: Number**
Gender	Number	Percent
Female	396,552	60
Male	259,946	40
Total	656,498	100

**Table 1.1.4B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender: Millions of dollars**
Gender	Millions of dollars	Percent
Female	3,133.0	62
Male	1,951.0	38
Total	5,083.9	100

**Table 1.1.4C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group: Number**
Age group	Number	Percent
Younger than 20 years	173,547	26
20 to 24 years	280,443	43
25 to 29 years	95,260	15
30 to 34 years	41,988	6
35 to 39 years	28,193	4
40 to 44 years	18,002	3
45 to 49 years	10,614	2
50 years and older	8,451	1
Total	656,498	100

**Table 1.1.4D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group: Millions of dollars**
Age group	Millions of dollars	Percent
Younger than 20 years	1,159.7	23
20 to 24 years	2,068.8	41
25 to 29 years	817.9	16
30 to 34 years	403.0	8
35 to 39 years	284.6	6
40 to 44 years	178.6	4
45 to 49 years	99.4	2
50 years and older	72.0	1
Total	5,083.9	100

**Table 1.1.4E Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study: Number**
Level of study	Number	Percent
Certificate or diploma	236,501	36
Undergraduate	383,376	58
Master	30,236	5
Doctorate	6,385	1
Total	656,498	100

**Table 1.1.4F Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study: Millions of dollars**
Level of study	Millions of dollars	Percent
Certificate or diploma	1,762.4	35
Undergraduate	3,021.2	59
Master	243.6	5
Doctorate	56.8	1
Total	5,083.9	100

**Table 1.1.4G Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution: Number**
Type of institution	Number	Percent
University	374,061	57
College	210,562	32
Private	71,875	11
Total	656,498	100

**Table 1.1.4H Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution: Millions of dollars**
Type of institution	Millions of dollars	Percent
University	2,950.7	58
College	1,479.0	29
Private	654.2	13
Total	5,083.9	100

Table 1.1.5 Profile of students who received Canada Student Grants

**Table 1.1.5A Profile of students who received Canada Student Grants: LY 2019 to 2020 by gender: Number**
Gender	Number	Percent
Female	317,106	60
Male	210,973	40
Total	528,079	100

**Table 1.1.5B Profile of students who received Canada Student Grants: LY 2019 to 2020 by gender: Millions of dollars**
Gender	Millions of dollars	Percent
Female	1,006.8	62
Male	628.0	38
Total	1,634.8	100

**Table 1.1.5C Profile of students who received Canada Student Grants: LY 2019 to 2020 by age group: Number**
Age group	Number	Percent
Younger than 20 years	135,866	26
20 to 24 years	232,230	44
25 to 29 years	75,334	14
30 to 34 years	33,915	6
35 to 39 years	23,691	4
40 to 44 years	14,444	3
45 to 49 years	7,515	1
50 years and older	5,084	1
Total	528,079	100

**Table 1.1.5D Profile of students who received Canada Student Grants: LY 2019 to 2020 by age group: Millions of dollars**
Age group	Millions of dollars	Percent
Younger than 20 years	340.0	21
20 to 24 years	650.4	40
25 to 29 years	265.0	16
30 to 34 years	153.6	9
35 to 39 years	108.9	7
40 to 44 years	64.3	4
45 to 49 years	31.7	2
50 years and older	21.0	1
Total	1,634.8	100

**Table 1.1.5E Profile of students who received Canada Student Grants: LY 2019 to 2020 by level of study: Number**
Level of study	Number	Percent
Certificate or diploma	181,161	34
Undergraduate	338,704	64
Master	6,448	1
Doctorate	1,766	0s
Total	528,079	100

0s: value rounded to 0 (zero)

**Table 1.1.5F Profile of students who received Canada Student Grants: LY 2019 to 2020 by level of study: Millions of dollars**
Level of study	Millions of dollars	Percent
Certificate or diploma	583.4	36
Undergraduate	1,030.0	63
Master	15.8	1
Doctorate	5.6	0s
Total	1,634.8	100

0s value rounded to 0 (zero)

**Table 1.1.5G Profile of students who received Canada Student Grants: LY 2019 to 2020 by type of institution: Number**
Type of institution	Number	Percent
University	305,228	58
College	177,254	34
Private	45,597	9
Total	528,079	100

**Table 1.1.5H Profile of students who received Canada Student Grants: LY 2019 to 2020 by type of institution: Millions of dollars**
Type of institution	Millions of dollars	Percent
University	917.4	56
College	566.5	35
Private	150.9	9
Total	1,634.8	100

Table 1.1.6 Profile of students who received Canada Student Loans

**Table 1.1.6A Profile of students who received Canada Student Loans: LY 2019 to 2020 by gender: Number**
Gender	Number	Percent
Female	366,333	60
Male	241,528	40
Total	607,861	100

**Table 1.1.6B Profile of students who received Canada Student Loans: LY 2019 to 2020 by gender: Millions of dollars**
Gender	Millions of dollars	Percent
Female	2,126.2	62
Male	1,322.9	38
Total	3,449.1	100

**Table 1.1.6C Profile of students who received or Canada Student Loans: LY 2019 to 2020 by age group: Number**
Age group	Number	Percent
Younger than 20 years	162,208	27
20 to 24 years	259,403	43
25 to 29 years	88,622	15
30 to 34 years	38,271	6
35 to 39 years	25,588	4
40 to 44 years	16,390	3
45 to 49 years	9,718	2
50 years and older	7,661	1
Total	607,861	100

**Table 1.1.6D Profile of students who received Canada Student Loans: LY 2019 to 2020 by age group: Millions of dollars**
Age group	Millions of dollars	Percent
Younger than 20 years	819.6	24
20 to 24 years	1,418.4	41
25 to 29 years	552.9	16
30 to 34 years	249.4	7
35 to 39 years	175.7	5
40 to 44 years	114.3	3
45 to 49 years	67.7	2
50 years and older	51.1	1
Total	3,449.1	100

**Table 1.1.6E Profile of students who received Canada Student Loans: LY 2019 to 2020 by level of study: Number**
Level of study	Number	Percent
Certificate or diploma	216,381	36
Undergraduate	355,922	59
Master	29,436	5
Doctorate	6,122	1
Total	607,861	100

**Table 1.1.6F Profile of students who received Canada Student Loans: LY 2019 to 2020 by level of study: Millions of dollars**
Level of study	Millions of dollars	Percent
Certificate or diploma	1,177.3	34
Undergraduate	1,994.0	58
Master	226.6	7
Doctorate	51.1	1
Total	3,449.1	100

**Table 1.1.6G Profile of students who received Canada Student Loans: LY 2019 to 2020 by type of institution: Number**
Type of institution	Number	Percent
University	348,031	57
College	192,090	32
Private	67,740	11
Total	607,861	100

**Table 1.1.6H Profile of students who received Canada Student Loans: LY 2019 to 2020 by type of institution: Millions of dollars**
Type of institution	Millions of dollars	Percent
University	2,032.7	59
College	913.7	26
Private	502.7	15
Total	3,449.1	100

Table 1.1.7 Canada Apprentice Loan

**Table 1.1.7A Canada Apprentice Loans**
Item	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Number of Canada Apprentice Loans (CAL) recipients	16,422	15,310	13,955	13,055	10,684
CAL disbursements (millions of dollars)	69.4	65.6	58.8	54.7	44.1

**Table 1.1.7B Canada Apprentice Loan recipients by gender: Percent**
Gender	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Female	5	5	6	6	6
Male	95	95	94	94	94
Total	100	100	100	100	100

**Table 1.1.7C Canada Apprentice Loan recipients by age group: Percent**
Age group	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Younger than 20 years	3	3	2	3	2
20 to 24 years	32	30	29	28	27
25 to 29 years	29	31	31	31	32
30 to 34 years	18	18	18	19	19
35 to 39 years	9	9	10	10	10
40 to 44 years	4	5	5	5	5
45 to 49 years	2	2	2	2	3
50 years and older	2	2	2	1	1
Total	100	100	100	100	100

1.2 Loan Balance

**Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school**
Item	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Number of students leaving school	203,909	201,516	203,459	233,376	248,604
Average loan balance at time of leaving school (dollars)	13,306	13,456	13,416	13,367	13,549

Table 1.2.2 Average loan balance at time of leaving school

**Table 1.2.2A Average loan balance of full-time students at time of leaving school by gender: Dollars**
Gender	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Female	13,648	13,796	13,767	13,825	13,946
Male	12,803	12,964	12,910	12,713	12,984

**Table 1.2.2B Average loan balance of full-time students at time of leaving school by age group: Dollars**
Age group	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Younger than 20 years	5,463	5,466	5,191	5,363	5,375
20 to 24 years	12,354	12,633	12,796	12,779	13,000
25 to 29 years	16,770	16,801	16,780	16,744	17,193
30 to 34 years	16,414	16,262	15,928	15,476	15,201
35 to 39 years	14,696	14,202	13,865	13,429	13,607
40 to 44 years	14,289	14,016	13,542	13,084	13,039
45 to 49 years	13,755	13,794	13,240	13,230	13,212
50 years and older	13,026	13,032	12,772	12,753	12,861

**Table 1.2.2C Average loan balance of full-time students at time of leaving school by level of study: Dollars**
Level of study	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Certificate or diploma	9,890	9,968	9,698	9,846	10,053
Undergraduate	16,152	16,535	16,541	16,418	16,345
Master	21,207	20,976	20,280	19,951	19,431
Doctorate	29,040	28,604	29,251	27,935	26,731

**Table 1.2.2D Average loan balance of full-time students at time of leaving school by type of institution: Dollars**
Type of institution	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
University	16,727	17,113	17,167	17,200	17,132
College	10,172	10,358	10,032	10,242	10,513
Private	11,137	10,994	10,912	11,041	11,229

**Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020**
Item	Less than 5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Number of students by debt level	53,599	68,296	43,238	26,210	19,519	14,652	23,090	248,604
Percentage of students by debt level	22	27	17	11	8	6	9	100

Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students

**Table 1.2.4A Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by gender: Percent**
Gender	Less than 5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Female	19	28	18	11	8	6	10	100
Male	25	27	17	10	7	6	9	100

**Table 1.2.4B Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by age group: Percent**
Age group	Less than 5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Younger than 20 years	52	38	9	1	x	x	0s	100
20 to 24 years	23	25	17	12	9	8	7	100
25 to 29 years	15	22	18	12	10	7	17	100
30 to 34 years	15	30	19	11	7	5	13	100
35 to 39 years	15	36	20	11	6	4	9	100
40 to 44 years	14	37	23	10	6	3	7	100
45 to 49 years	12	38	23	10	6	3	7	100
50 years and older	13	39	22	11	x	x	7	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0s: value rounded to 0 (zero)

**Table 1.2.4C Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by level of study: Percent**
Level of study	Less than 5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Certificate or diploma	25	38	19	9	4	2	3	100
Undergraduate	19	18	16	12	11	10	14	100
Master	15	14	19	11	11	7	22	100
Doctorate	19	9	9	7	8	6	41	100

**Table 1.2.4D Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by type of institution: Percent**
Type of institution	Less than 5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
University	18	18	15	12	12	10	16	100
College	30	30	18	9	5	3	4	100
Private	11	47	22	11	4	2	4	100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type

**Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number**
RAP stage	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
All Stages- Total	276,133	305,769	326,467	330,381	296,647
All Stages - Zero Payment	236,907	268,883	281,461	279,184	253,648
All Stages - Affordable Payment	39,226	36,886	45,006	51,197	42,999
Stage 1- Total	228,661	248,459	257,875	251,981	219,927
Stage 1- Zero Payment	197,829	218,183	221,627	211,641	186,833
Stage 1- Affordable Payment	30,832	30,276	36,248	40,340	33,094
Stage 2- Total	28,199	35,195	44,015	52,045	51,936
Stage 2- Zero Payment	22,540	30,760	37,996	44,456	45,055
Stage 2- Affordable Payment	5,659	4,435	6,019	7,589	6,881
Permanent Disability- Total	19,273	22,115	24,577	26,355	24,784
Permanent Disability - Zero Payment	16,538	19,940	21,838	23,087	21,760
Permanent Disability - Affordable Payment	2,735	2,175	2,739	3,268	3,024

**Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent**
RAP stage	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
All Stages- Total	100	100	100	100	100
All Stages - Zero Payment	86	88	86	85	86
All Stages - Affordable Payment	14	12	14	15	14
Stage 1- Total	100	100	100	100	100
Stage 1- Zero Payment	87	88	86	84	85
Stage 1- Affordable Payment	13	12	14	16	15
Stage 2- Total	100	100	100	100	100
Stage 2- Zero Payment	80	87	86	85	87
Stage 2- Affordable Payment	20	13	14	15	13
Permanent Disability- Total	100	100	100	100	100
Permanent Disability - Zero Payment	86	90	89	88	88
Permanent Disability - Affordable Payment	14	10	11	12	12

Table 1.3.2 Profile of students benefiting from RAP

**Table 1.3.2A Profile of students benefitting from RAP: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	195,374	66
Male	101,273	34
Total	296,647	100

**Table 1.3.2B Profile of students benefitting from RAP: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	2,198	1
20 to 24 years	60,711	20
25 to 29 years	94,486	32
30 to 34 years	60,532	20
35 to 39 years	34,514	12
40 to 44 years	18,121	6
45 to 49 years	11,098	4
50 years and older	14,987	5
Total	296,647	100

**Table 1.3.2C Profile of students benefitting from RAP: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	157,401	53
Undergraduate	120,389	40
Master	15,769	5
Doctorate	3,088	1
Total	296,647	100

**Table 1.3.2D Profile of students benefitting from RAP: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	123,712	42
College	111,527	38
Private	61,408	21
Total	296,647	100

**Table 1.3.3 First year RAP uptake rate for full-time students**
Item	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020¹
Number of borrowers entering repayment	203,909	201,516	203,459	233,376	248,604
Number of borrowers on RAP during the first year in repayment	56,620	62,053	59,510	56,540	40,553
First year RAP uptake rate (percent)	28	31	29	24	16

¹ To help support student loan borrowers, repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. No borrower was on RAP during that period of time, which resulted in a lower RAP uptake rate for LY 2019 to 2020

1.4 Loan forgiveness

Table 1.4.1 Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year

**Table 1.4.1A Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Number**
Profession	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019	FY 2019 to 2020
Family Doctor	144	202	248	307	326
Family Medicine Resident	333	515	585	626	602
Licensed Practical Nurse	620	687	702	765	779
Nurse Practitioner	24	27	34	53	43
Registered Nurse	2,298	2,706	3,033	3,142	3,103
Registered Practical Nurse	333	426	459	501	499
Registered Psychiatric Nurse	101	119	134	133	138
Total	3,853	4,682	5,195	5,527	5,490

**Table 1.4.1B Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Amount Forgiven: Thousands of dollars**
Profession	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019	FY 2019 to 2020
Family Doctor	1,068.8	1,403.2	1,764.6	2,133.5	2,267.7
Family Medicine Resident	2,561.7	3,984.7	4,580.9	4,854.1	4,732.0
Licensed Practical Nurse	2,230.7	2,562.6	2,619.9	2,789.3	2,836.1
Nurse Practitioner	79.8	97.7	128.3	195.2	162.1
Registered Nurse	8,899.3	10,501.4	11,621.3	11,961.5	11,821.2
Registered Practical Nurse	1,249.4	1,611.0	1,676.7	1,791.7	1,788.2
Registered Psychiatric Nurse	405.5	474.8	497.8	529.9	528.2
Total	16,495.2	20,635.5	22,889.5	24,255.3	24,135.4

Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work and by fiscal year

**Table 1.4.2A Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work¹ and by fiscal year: Number**
Jurisdictions	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019	FY 2019 to 2020
Newfoundland and Labrador	199	226	256	252	252
Prince Edward Island	80	104	102	118	102
Nova Scotia	435	509	602	636	685
New Brunswick	186	240	307	332	294
Quebec	x	x	x	10	x
Ontario	921	1,262	1,440	1,585	1,655
Manitoba	170	197	216	242	234
Saskatchewan	271	310	367	390	391
Alberta	595	690	710	754	737
British Columbia	878	1,011	1,052	1,072	1,017
Yukon	46	39	50	42	49
Northwest Territories	37	56	47	52	29
Nunavut	x	x	x	42	x
Canada	3,853	4,682	5,195	5,527	5,490

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
¹ Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work. It can be different from where they live or where they borrowed their loans

**Table 1.4.2B Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work¹ and by fiscal year: Amount forgiven: Thousands of dollars**
Jurisdictions	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019	FY 2019 to 2020
Newfoundland and Labrador	934.2	1,068.1	1,234.0	1,161.2	1,172.5
Prince Edward Island	347.9	436.0	443.5	473.4	431.8
Nova Scotia	1,873.0	2,164.0	2,544.1	2,725.9	2,893.5
New Brunswick	747.3	1,000.5	1,272.9	1,341.7	1,193.3
Quebec	x	x	x	53.6	x
Ontario	4,009.2	5,767.6	6,580.8	7,161.1	7,522.1
Manitoba	744.1	871.1	970.8	1,105.1	977.8
Saskatchewan	1,142.7	1,299.5	1,565.4	1,655.9	1,693.3
Alberta	2,539.2	3,044.2	3,103.6	3,304.2	3,288.7
British Columbia	3,636.9	4,345.6	4,503.2	4,643.3	4,393.9
Yukon	185.5	194.9	220.0	196.3	199.8
Northwest Territories	173.6	245.6	237.2	236.8	137.2
Nunavut	x	x	x	196.6	x
Canada	16,495.2	20,635.5	22,889.5	24,255.3	24,135.4

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
¹ Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work. It can be different from where they live or where they borrowed their loans

**Table 1.4.3 Severe Permanent Disability Benefit¹**
Item	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Number of recipients	706	577	503	440	485
Total value of loans forgiven (millions of dollars)	11.7	8.7	7.7	7.4	7.8
Average value of loans forgiven (dollars)	16,526	15,099	15,295	16,730	16,062

¹ The data represents all loan balances at the beginning of the assessment process by the CSFA Program for the purposes of the Severe Permanent Disability Benefit

1.5 Default

Table 1.5.1 3-year default rates for direct loans for full-time students

**Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent**
Item	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
3-year default rate for direct loans	11	10	9	9	8

**Table 1.5.1B 3-year default rates for direct loans for full-time students by gender: Percent**
Gender	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Female	10	10	9	9	8
Male	12	11	10	10	9

**Table 1.5.1C 3-year default rates for direct loans for full-time students by age group: Percent**
Age group	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Younger than 20 years	21	20	19	19	17
20 to 24 years	10	9	9	8	7
25 to 29 years	9	9	8	8	7
30 to 34 years	12	11	10	10	9
35 to 39 years	13	13	11	11	10
40 to 44 years	14	12	10	11	10
45 to 49 years	13	13	11	10	11
50 years and older	15	13	12	12	12

**Table 1.5.1D 3-year default rates for direct loans for full-time students by level of study: Percent**
Level of study	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Certificate or diploma	16	15	14	14	13
Undergraduate	7	6	6	6	6
Master	4	4	3	3	2
Doctorate	8	7	5	7	5

**Table 1.5.1E 3-year default rates for direct loans for full-time students by type of institution: Percent**
Type of institution	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
University	7	6	6	6	5
College	13	12	11	11	10
Private	21	19	18	17	16

1.6 Loan Portfolio

**Table 1.6.1 Overall portfolio by loan regime at the end of the fiscal year: Millions of dollars**
Item	FY 2015 to 2016	FY 2016 to 2017	FY 2017 to 2018	FY 2018 to 2019	FY 2019 to 2020
Total	16,984.1	17,476.4	18,490.5	19,685.8	20,507.6
Total- In study	7,006.2	7,050.6	7,719.4	8,414.9	8,631.9
Total- In repayment	9,977.9	10,425.8	10,771.1	11,270.8	11,875.7
Guaranteed Loans- Total	5.5	3.9	2.8	1.8	1.3
Guaranteed Loans- In study	0.8	0.6	0.4	0.3	0.2
Guaranteed Loans- In repayment	4.7	3.3	2.4	1.5	1.1
Risk Shared Loans- Total	966.9	905.6	794.9	770.1	753.1
Risk Shared Loans- In study	5.8	3.9	2.3	1.3	1.0
Risk Shared Loans- In repayment	961.1	901.7	792.6	768.8	752.1
Direct Loans- Total	16,011.6	16,566.9	17,692.8	18,913.9	19,753.3
Direct Loans- In study	6,999.5	7,046.1	7,716.7	8,413.3	8,630.7
Direct Loans- In repayment	9,012.1	9,520.8	9,976.1	10,500.5	11,122.6

Table 1.6.2 Direct loan portfolio at the end of loan year

**Table 1.6.2A Direct loan portfolio at the end of loan year: Number of borrowers**
Loan status	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020¹
In study	561,456	522,982	585,374	609,910	599,971
In repayment	805,565	841,406	868,041	907,259	983,826
In repayment- Current	552,805	570,589	580,096	616,069	900,965
In repayment-RAP	176,417	201,802	209,428	204,945	0
In repayment-Delinquency	76,343	69,015	78,517	86,245	82,861
In default	224,859	224,450	219,134	217,766	213,420
Total direct loan portfolio	1,591,880	1,588,838	1,672,549	1,734,935	1,797,217

¹ To help support student loan borrowers, repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. Therefore, no borrowers were on RAP at the end of LY 2019 to 2020 on July 31, 2020

**Table 1.6.2B Direct loan portfolio at the end of loan year: Millions of dollars**
Loan status	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020¹
In study	6,589.3	6,625.8	7,379.3	7,919.2	8,201.9
In repayment	8,981.3	9,398.9	9,770.1	10,343.2	11,575.0
In repayment- Current	5,243.4	5,212.6	5,322.6	5,769.8	10,593.8
In repayment-RAP	2,945.8	3,429.7	3,588.6	3,601.9	0.0
In repayment-Delinquency	792.0	756.7	858.9	971.4	981.1
In default	2,425.4	2,463.5	2,474.0	2,545.6	2,565.3
Total direct loan portfolio	17,996.0	18,488.3	19,623.3	20,808.0	22,342.2

¹ To help support student loan borrowers , repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. Therefore, no borrowers were on RAP at the end of LY 2019 to 2020 on July 31, 2020

2. Provinces and Territories

2.1 Student financial assistance: grants, loans and interest subsidies

Table 2.1.1 Student financial assistance by type

**Table 2.1.1A Student financial assistance by type: LY 2019 to 2020: Number of recipients¹**
Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance² (SFA)	741,917	7,381	3,397	20,378	15,917	477,130	18,303	20,978	105,784	72,327	322
SFA- Full-time students	728,228	x	3,122	20,176	15,772	469,822	17,982	20,723	104,060	68,964	x
SFA- Part-time students	36,611	x	507	350	249	25,191	478	418	3,144	6,047	x
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	656,498	6,524	3,061	18,096	14,326	424,701	15,978	19,172	91,854	62,490	296
CSG/CSL- Full-time students³	642,229	x	2,768	17,893	14,180	416,964	15,654	18,916	90,083	59,049	x
CSG/CSL- Part-time students³	36,522	x	505	350	247	25,144	475	417	3,135	6,023	x
Canada Student Grant (CSG)	528,079	5,426	2,574	14,573	11,152	341,768	13,427	16,125	72,696	50,097	241
CSG- Full-time students⁴	511,756	x	2,253	14,362	11,000	332,380	13,093	15,851	70,757	46,501	x
CSG- Part-time students⁵	36,394	x	505	348	244	25,068	474	417	3,121	5,991	x
Canada Student Loan (CSL)	607,861	6,406	2,552	17,750	14,029	388,703	15,255	17,317	87,489	58,140	220
CSL- Full-time students	599,795	x	2,547	17,582	13,923	383,855	15,007	17,145	86,472	56,694	x
CSL- Part-time students	15,761	x	11	233	139	10,913	296	210	1,506	2,367	x
In-study interest subsidy	693,468	7,263	2,899	20,062	15,663	441,134	17,591	19,158	101,448	68,004	246
In-study interest subsidy- Full-time students	686,001	x	2,909	19,896	15,559	436,715	17,346	18,995	100,481	66,645	x
In-study interest subsidy- Part-time students	15,850	x	13	233	141	10,960	301	210	1,516	2,389	x

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10.
¹ The number of recipients do not sum to the total. Some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
² Student financial assistance is any form of financial aid provided by the CSFA Program to students while they enroll in designated PSE institutions. This includes:
- Canada Student Grants
- Canada Student Loans
- in-study interest subsidy
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
⁴ Includes Canada Student Grant for:
- full-time students
- full-time students with dependants
- students with permanent disabilities
- services and equipment for students with permanent disabilities
⁵ Includes Canada Student Grant for
- part-time studies
- part-time students with dependants

**Table 2.1.1B Student financial assistance by type: LY 2019 to 2020: Millions of dollars**
Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance⁶ (SFA)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SFA- Full-time students⁶	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SFA- Part-time students⁶	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Canada Student Grant / Canada Student Loan³ (CSG/CSL)	5,083.9	60.3	24.0	177.3	106.9	3,108.7	124.0	168.4	793.0	519.1	2.3
CSG/CSL- Full-time students³	5,002.1	x	23.2	176.3	106.3	3,054.8	122.4	167.2	784.8	505.1	x
CSG/CSL- Part-time students³	81.9	x	0.7	1.1	0.7	53.9	1.5	1.3	8.2	14.0	x
Canada Student Grant (CSG)	1,634.8	18.6	8.1	50.9	34.8	1,020.0	43.9	58.1	245.6	154.1	0.8
CSG- Full-time students⁴	1,578.0	x	7.4	50.3	34.3	981.2	43.1	57.3	240.8	144.4	x
CSG- Part-time students⁵	56.8	x	0.7	0.6	0.4	38.8	0.8	0.7	4.8	9.7	x
Canada Student Loan (CSL)	3,449.1	41.7	15.9	126.5	72.2	2,088.7	80.1	110.4	547.4	364.9	1.5
CSL- Full-time students	3,424.0	x	15.8	126.0	71.9	2,073.5	79.3	109.8	543.9	360.7	x
CSL- Part-time students	25.1	x	0.0	0.5	0.2	15.2	0.8	0.5	3.4	4.3	x
In-study interest subsidy⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Full-time students⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
In-study interest subsidy- Part-time students⁷	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
³ Includes students who receive a Canada Student Grant and/or a Canada Student Loan
⁴ Includes Canada Student Grant for:
- full-time students
- full-time students with dependants
- students with permanent disabilities
- services and equipment for students with permanent disabilities
⁵ Includes Canada Student Grant for:
- part-time studies
- part-Time students with dependants
⁶ The dollar amount of total SFA, SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value
⁷ The dollar value for in-study interest subsidies is not available

Table 2.1.2 Canada Student Grants for full-time and part-time students by type

**Table 2.1.2A Canada Student Grants for full-time and part-time students by type: LY 2019 to 2020: Number of recipients**
Jurisdiction	Canada Student Grant for Full-Time Students	Canada Student Grant - Skills Boost Top-up	Canada Student Grant for Full-Time Students with Dependants	Canada Student Grant for Students with Permanent Disabilities	Canada Student Grant for Services and Equipment for Students with Permanent Disabilities	Canada Student Grant for Part-Time Studies	Canada Student Grant for Part-Time Students with Dependants	Total¹
Newfoundland and Labrador	4,907	779	383	1,043	360	x	x	5,426
Prince Edward Island	2,052	244	191	413	217	505	12	2,574
Nova Scotia	13,077	1,839	1,454	2,948	1,468	348	77	14,573
New Brunswick	10,122	1,305	1,266	1,163	581	244	62	11,152
Ontario	306,388	38,583	40,157	34,031	4,106	25,058	1,602	341,768
Manitoba	12,050	2,142	2,122	934	506	474	115	13,427
Saskatchewan	14,422	2,754	2,969	2,170	767	417	149	16,125
Alberta	62,055	14,241	14,200	5,453	1,596	3,115	577	72,696
British Columbia	42,510	8,659	5,002	4,442	1,308	5,987	541	50,097
Yukon	222	69	29	24	12	x	x	241
Canada	467,805	70,615	67,773	52,621	10,921	36,374	3,158	528,079

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
¹ The number of recipients do not sum to the total. Some recipients can receive more than one grant in the same year

**Table 2.1.2B Canada Student Grants for full-time and part-time students by type: LY 2019 to 2020: Millions of dollars**
Jurisdiction	Canada Student Grant for Full-Time Students	Canada Student Grant - Skills Boost Top-up	Canada Student Grant for Full-Time Students with Dependants	Canada Student Grant for Students with Permanent Disabilities	Canada Student Grant for Services and Equipment for Students with Permanent Disabilities	Canada Student Grant for Part-Time Studies	Canada Student Grant for Part-Time Students with Dependants	Total
Newfoundland and Labrador	12.6	1.1	0.9	2.1	1.6	x	x	18.6
Prince Edward Island	5.1	0.4	0.4	0.8	0.7	0.7	0.0s	8.1
Nova Scotia	34.4	3.1	3.5	5.9	3.5	0.5	0.1	50.9
New Brunswick	25.5	2.0	2.9	2.1	1.8	0.4	0.1	34.8
Ontario	756.8	57.1	95.2	64.6	7.5	37.7	1.1	1,020.0
Manitoba	30.4	3.3	5.2	1.8	2.4	0.7	0.1	43.9
Saskatchewan	37.7	4.4	8.1	4.3	2.8	0.6	0.1	58.1
Alberta	169.1	22.8	33.7	10.7	4.5	4.4	0.4	245.6
British Columbia	108.6	13.2	10.2	8.9	3.5	9.3	0.4	154.1
Yukon	0.6	0.1	0.0s	0.0s	0.0s	x	x	0.8
Canada	1,180.9	107.5	160.0	101.2	28.4	54.5	2.3	1,634.8

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0.0s: value rounded to 0.0 (zero)

Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans

**Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender: Percent**
Gender	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	60	63	62	63	63	59	63	65	63	62	65
Male	40	37	38	37	37	41	37	35	37	38	35
Total	100	100	100	100	100	100	100	100	100	100	100

**Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group: Percent**
Type	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	26	28	33	29	33	30	22	22	17	17	10
20 to 24 years	43	46	45	44	43	43	41	42	40	42	41
25 to 29 years	15	17	12	15	12	13	18	17	17	21	25
30 to 34 years	6	4	4	5	5	5	8	8	9	8	7
35 to 39 years	4	2	2	3	3	4	5	5	7	5	9
40 to 44 years	3	1	2	2	2	2	3	3	4	3	4
45 to 49 years	2	1	x	1	1	1	2	1	3	2	x
50 years and older	1	0s	x	1	1	1	1	1	2	2	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0s: value rounded to 0 (zero)

**Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study: Percent**
Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	36	42	29	35	37	35	29	27	43	37	35
Undergraduate	58	53	66	60	59	59	67	69	52	57	57
Master	5	5	x	5	4	5	4	3	4	5	x
Doctorate	1	1	x	0s	1	1	0s	1	1	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0s: value rounded to 0 (zero)

**Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution: Percent**
Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	57	57	70	66	61	58	67	71	41	60	51
College	32	27	24	24	23	34	19	21	37	23	42
Private	11	16	6	10	16	7	14	8	22	18	8
Total	100	100	100	100	100	100	100	100	100	100	100

**Table 2.1.4 Average age of students who received student financial assistance: LY 2019 to 2020**
Student financial assistance	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Total student financial assistance	24	23	23	23	23	24	25	25	26	26	27
Canada Student Grant / Canada Student Loan (CSG/CSL)	24	23	23	23	23	24	25	25	26	25	27
CSG/CSL- Full-time students	24	23	23	23	23	24	25	24	26	25	27
CSG/CSL- Part-time students	25	25	21	28	27	24	30	30	28	26	27
Canada Student Grant (CSG)	24	23	23	23	23	24	25	25	26	25	26
CSG- Full-time students	24	23	23	23	23	23	25	25	26	25	26
CSG- Part-time students	25	25	21	28	27	24	30	30	28	26	27
Canada Student Loan (CSL)	24	23	23	23	23	24	25	24	26	25	27
CSL- Full-time students	24	23	23	23	23	24	25	24	26	25	27
CSL- Part-time students	26	27	32	29	30	24	31	32	28	27	36
Entering repayment	26	24	26	25	25	26	27	27	29	27	28
Repayment assistance plan	31	30	30	29	30	31	33	31	32	33	34
Canada Apprentice Loan	29	30	27	28	28	29	29	29	29	29	30

Table 2.1.5 Canada Apprentice Loan

**Table 2.1.5A Canada Apprentice Loan: Number of recipients**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	261	245	136	99	52
Prince Edward Island	71	83	81	67	57
Nova Scotia	520	503	555	602	484
New Brunswick	485	496	498	478	377
Ontario	2,072	1,974	1,820	1,804	1,657
Manitoba	1,031	954	934	914	700
Saskatchewan	1,095	952	866	740	437
Alberta	7,975	7,152	6,097	5,125	4,116
British Columbia	2,860	2,884	2,893	3,158	2,756
Yukon	25	32	24	40	26
Northwest Territories	x	x	x	x	x
Nunavut	x	x	x	x	x
Canada	16,422	15,310	13,955	13,055	10,684

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 2.1.5B Canada Apprentice Loan: Millions of dollars**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	1.1	1.1	0.6	0.4	0.2
Prince Edward Island	0.3	0.3	0.3	0.3	0.2
Nova Scotia	2.3	2.3	2.5	2.7	2.1
New Brunswick	1.9	2.0	2.0	2.0	1.5
Ontario	8.5	8.1	7.4	7.3	6.6
Manitoba	4.1	3.8	3.7	3.6	2.8
Saskatchewan	4.3	3.8	3.4	2.9	1.7
Alberta	33.9	31.1	26.0	21.6	17.1
British Columbia	12.6	12.7	12.5	13.7	11.7
Yukon	0.1	0.1	0.1	0.2	0.1
Northwest Territories	x	x	x	x	x
Nunavut	x	x	x	x	x
Canada	69.4	65.6	58.8	54.7	44.1

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

2.2 Loan Balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school

**Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number¹**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	11,134	10,587	11,249	12,514	13,311
Prince Edward Island	17,704	17,749	17,349	17,594	17,438
Nova Scotia	17,090	16,855	17,358	17,637	17,956
New Brunswick	13,806	13,576	12,192	11,637	11,846
Ontario	13,308	13,604	13,697	13,416	13,489
Manitoba	9,710	9,853	9,642	9,670	9,605
Saskatchewan	14,279	14,415	14,353	14,314	14,557
Alberta	12,142	11,830	11,538	12,076	12,836
British Columbia	13,728	14,079	14,027	14,384	14,541
Yukon	11,118	11,336	12,488	12,785	12,154
Canada	13,306	13,456	13,416	13,367	13,549

¹ Number of students leaving school

**Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: dollars**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	11,134	10,587	11,249	12,514	13,311
Prince Edward Island	17,704	17,749	17,349	17,594	17,438
Nova Scotia	17,090	16,855	17,358	17,637	17,956
New Brunswick	13,806	13,576	12,192	11,637	11,846
Ontario	13,308	13,604	13,697	13,416	13,489
Manitoba	9,710	9,853	9,642	9,670	9,605
Saskatchewan	14,279	14,415	14,353	14,314	14,557
Alberta	12,142	11,830	11,538	12,076	12,836
British Columbia	13,728	14,079	14,027	14,384	14,541
Yukon	11,118	11,336	12,488	12,785	12,154
Canada	13,306	13,456	13,416	13,367	13,549

**Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020: percent**
Jurisdiction	Less than 5,000	$5,000 to $9,999	$10,000 to $14,999	$15,000 to $19,999	$20,000 to $24,999	$25,000 to $29,999	$30,000 and over	Total
Newfoundland and Labrador	19	29	17	14	10	4	7	100
Prince Edward Island	12	27	16	9	x	x	x	100
Nova Scotia	7	27	16	14	9	8	17	100
New Brunswick	28	30	15	10	6	4	7	100
Ontario	23	25	17	10	8	6	9	100
Manitoba	31	35	17	7	4	2	4	100
Saskatchewan	15	33	17	11	8	6	11	100
Alberta	19	33	19	11	7	4	7	100
British Columbia	17	29	17	12	8	5	11	100
Yukon	24	35	12	12	x	x	x	100
Canada	22	27	17	11	8	6	9	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type

**Table 2.3.1A Number of RAP recipients by RAP stage and payment type: LY 2019 to 2020: Number**
RAP stage	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
All Stages	296,647	4,482	1,861	14,245	13,290	178,001	4,176	6,191	38,275	36,067	59
All Stages - Zero Payment	253,648	3,929	1,499	11,821	10,605	154,897	3,762	5,201	32,331	29,554	49
All Stages - Affordable Payment	42,999	553	362	2,424	2,685	23,104	414	990	5,944	6,513	10
Stage 1	219,927	3,104	1,319	10,152	8,927	130,096	3,265	4,652	32,682	25,683	47
Stage 1- Zero Payment	186,833	2,715	x	8,461	7,131	112,294	2,941	3,912	27,523	20,764	x
Stage 1- Affordable Payment	33,094	389	x	1,691	1,796	17,802	324	740	5,159	4,919	x
Stage 2	51,936	1,029	x	2,672	3,556	31,788	623	760	3,431	7,695	x
Stage 2- Zero Payment	45,055	895	x	2,147	2,784	28,256	558	638	2,964	6,495	x
Stage 2- Affordable Payment	6,881	134	x	525	772	3,532	65	122	467	1,200	x
Permanent Disability	24,784	349	x	1,421	807	16,117	288	779	2,162	2,689	x
Permanent Disability - Zero Payment	21,760	319	x	1,213	690	14,347	263	651	1,844	2,295	x
Permanent Disability - Affordable Payment	3,024	30	x	208	117	1,770	25	128	318	394	x

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 2.3.1B Number of RAP recipients by RAP stage and payment type: LY 2019 to 2020: Percent**
RAP stage	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
All Stages	100	100	100	100	100	100	100	100	100	100	100
All Stages - Zero Payment	86	88	81	83	80	87	90	84	84	82	83
All Stages - Affordable Payment	14	12	19	17	20	13	10	16	16	18	17
Stage 1	100	100	100	100	100	100	100	100	100	100	100
Stage 1- Zero Payment	85	87	x	83	80	86	90	84	84	81	x
Stage 1- Affordable Payment	15	13	x	17	20	14	10	16	16	19	x
Stage 2	100	100	x	100	100	100	100	100	100	100	x
Stage 2- Zero Payment	87	87	x	80	78	89	90	84	86	84	x
Stage 2- Affordable Payment	13	13	x	20	22	11	10	16	14	16	x
Permanent Disability	100	100	x	100	100	100	100	100	100	100	x
Permanent Disability - Zero Payment	88	91	x	85	86	89	91	84	85	85	x
Permanent Disability - Affordable Payment	12	9	x	15	14	11	9	16	15	15	x

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

Table 2.3.2 Profile of students who were on RAP

**Table 2.3.2A Profile of students who were on RAP: LY 2019 to 2020 by gender: Percent**
Gender	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	66	70	74	72	70	64	68	69	68	66	73
Male	34	30	26	28	30	36	32	31	32	34	27
Total	100	100	100	100	100	100	100	100	100	100	100

**Table 2.3.2B Profile of students who were on RAP: LY 2019 to 2020 by age group: Percent**
Age group	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	1	2	0s	1	1	1	1	1	1	0s	0
20 to 24 years	20	22	x	25	23	21	18	19	19	15	x
25 to 29 years	32	34	36	35	33	33	26	28	30	29	31
30 to 34 years	20	24	22	21	21	20	21	23	20	22	24
35 to 39 years	12	12	x	10	11	11	15	14	13	15	x
40 to 44 years	6	4	x	4	5	6	9	7	8	8	x
45 to 49 years	4	2	x	2	2	4	5	4	4	5	x
50 years and older	5	2	x	2	3	5	6	4	5	6	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 2.3.2C Profile of students who were on RAP: LY 2019 to 2020 by level of study: Percent**
Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	53	60	49	54	58	53	46	44	56	52	41
Undergraduate	41	36	46	41	37	41	48	51	39	42	51
Master	5	3	x	4	4	6	5	5	5	6	x
Doctorate	1	1	x	0s	0s	1	1	1	1	1	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0s: value rounded to 0 (zero)

**Table 2.3.2D Profile of students who were on RAP: LY 2019 to 2020 by type of institution: Percent**
Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	42	39	50	46	39	42	50	53	32	49	46
College	38	30	x	32	29	44	20	28	33	23	x
Private	21	31	x	23	31	15	30	19	35	29	x
Total	100	100	100	100	100	100	100	100	100	100	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 2.3.3 First year RAP uptake rate for full-time students: LY 2019 to 2020¹**
Jurisdiction	Number of borrowers on RAP during the first year of repayment	Number of borrowers entering repayment	First year RAP uptake rate
Newfoundland and Labrador	468	2,680	17
Prince Edward Island	x	x	x
Nova Scotia	2,010	7,673	26
New Brunswick	1,606	6,177	26
Ontario	24,137	158,791	15
Manitoba	637	5,811	11
Saskatchewan	1,081	6,124	18
Alberta	6,601	35,391	19
British Columbia	3,761	24,761	15
Yukon	x	x	x
Canada	40,553	248,604	16

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
¹ To help support student loan borrowers, repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. No borrower was on RAP during that period of time, which resulted in a lower RAP uptake rate for LY 2019 to 2020

2.4 Default

**Table 2.4.1 3-year default rates for direct loans for full-time students: Percent**
Jurisdiction	LY 2013 to 2014	LY 2014 to 2015	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018
Newfoundland and Labrador	9	10	9	8	8
Prince Edward Island	10	9	7	9	10
Nova Scotia	11	11	11	10	10
New Brunswick	10	10	10	9	7
Ontario	11	10	9	9	8
Manitoba	11	10	10	9	9
Saskatchewan	10	11	9	11	10
Alberta	11	11	11	11	11
British Columbia	10	9	8	7	7
Yukon	11	x	18	11	x
Canada	11	10	9	9	8

x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students

**Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018: Percent**
Item	Canada	N.L.	N.L.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
3-year default rate for direct loans	8	8	10	10	7	8	9	10	11	7	x

**Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by gender: Percent**
Gender	Canada	N.L.	N.L.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Female	8	8	9	9	7	7	8	10	11	6	x
Male	9	9	12	12	8	8	9	10	11	7	x

x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

**Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by age group: Percent**
Age group	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Younger than 20 years	17	15	19	17	15	19	11	15	17	13	0
20 to 24 years	7	9	9	10	7	7	8	7	10	7	x
25 to 29 years	7	7	7	9	5	7	7	8	10	5	x
30 to 34 years	9	7	x	8	6	10	8	12	12	6	x
35 to 39 years	10	x	x	11	13	10	13	14	13	7	x
40 to 44 years	10	0	x	15	x	9	14	21	12	8	0
45 to 49 years	11	x	x	13	6	7	10	23	16	13	x
50 years and older	12	x	x	x	15	9	17	14	17	14	x

x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

**Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by level of study: Percent**
Level of study	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
Certificate or diploma	13	14	13	14	11	12	11	15	18	10	x
Undergraduate	6	4	8	8	5	6	8	8	6	4	x
Master	2	x	0	4	x	2	3	3	2	4	0
Doctorate	5	0	x	x	0	5	x	x	x	x	0

x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

**Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by type of institution: Percent**
Type of institution	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
University	5	4	9	7	5	5	7	7	4	5	x
College	10	9	12	13	10	10	7	13	8	8	x
Private	16	18	11	16	11	14	14	17	23	11	x

x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

3. Mobility

Table 3.1.1 Number of full-time students studying inside and outside of Canada

**Table 3.1.1A Number of full-time students studying inside and outside Canada: LY 2019 to 2020: Number**
Jurisdiction	Study in home province or territory	Study in Canada but away from home province or territory	Study in the United States	Study outside Canada and the United States	Total
Newfoundland and Labrador	5,288	972	29	63	6,352
Prince Edward Island	1,549	973	x	x	2,547
Nova Scotia	14,487	2,889	82	124	17,582
New Brunswick	10,937	2,861	70	55	13,923
Ontario	367,917	8,561	3,147	4,230	383,855
Manitoba	12,740	1,999	160	108	15,007
Saskatchewan	13,630	3,226	178	111	17,145
Alberta	72,690	10,745	1,540	1,497	86,472
British Columbia	48,726	6,061	736	1,171	56,694
Yukon	49	167	x	x	218
Canada	548,013	38,454	5,949	7,379	599,795

x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

**Table 3.1.1B Number of full-time students studying inside and outside Canada: LY 2019 to 2020: Percent**
Jurisdiction	Study in home province or territory	Study in Canada but away from home province or territory	Study in the United States	Study outside Canada and the United States	Total
Newfoundland and Labrador	83.2	15.3	0.5	1.0	100.0
Prince Edward Island	60.8	38.2	x	x	100.0
Nova Scotia	82.4	16.4	0.5	0.7	100.0
New Brunswick	78.6	20.5	0.5	0.4	100.0
Ontario	95.8	2.2	0.8	1.1	100.0
Manitoba	84.9	13.3	1.1	0.7	100.0
Saskatchewan	79.5	18.8	1.0	0.6	100.0
Alberta	84.1	12.4	1.8	1.7	100.0
British Columbia	85.9	10.7	1.3	2.1	100.0
Yukon	22.5	76.6	x	x	100.0
Canada	91.4	6.4	1.0	1.2	100.0

x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

Table 3.2.1 Number of full-time students studying inside their home province or territory

**Table 3.2.1A Number of full-time students studying inside their home province or territory: Number**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	5,229	5,090	4,969	5,104	5,288
Prince Edward Island	1,507	1,492	x	x	1,549
Nova Scotia	13,130	13,329	13,864	14,319	14,487
New Brunswick	8,667	9,164	10,898	11,208	10,937
Ontario	306,728	302,452	370,687	393,264	367,917
Manitoba	8,383	8,160	7,781	11,197	12,740
Saskatchewan	9,271	9,959	11,812	12,957	13,630
Alberta	46,526	51,220	65,342	68,115	72,690
British Columbia	45,561	43,434	46,788	46,172	48,726
Yukon	26	30	x	x	49
Canada	445,028	444,330	533,672	563,917	548,013

x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10

**Table 3.2.1B Number of full-time students studying inside their home province or territory: Percent**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	85.7	84.7	83.8	82.8	83.2
Prince Edward Island	56.6	57.4	x	x	60.8
Nova Scotia	80.5	80.4	80.8	81.3	82.4
New Brunswick	75.4	76.7	78.9	79.2	78.6
Ontario	95.1	95.2	95.4	95.3	95.8
Manitoba	83.4	82.6	82.0	84.1	84.9
Saskatchewan	79.6	79.4	80.0	80.3	79.5
Alberta	83.2	82.7	83.6	83.6	84.1
British Columbia	85.6	85.2	85.7	85.5	85.9
Yukon	15.3	21.6	x	x	22.5
Canada	90.8	90.6	91.2	91.2	91.4

x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10

Table 3.2.2 Number of full-time students studying in Canada but away from their home province or territory

**Table 3.2.2A Number of full-time students studying in Canada but away from their home province or territory: Number**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	764	819	876	968	972
Prince Edward Island	1,132	1,084	1,030	973	973
Nova Scotia	2,955	3,040	3,090	3,069	2,889
New Brunswick	2,696	2,639	2,784	2,818	2,861
Ontario	8,962	8,743	10,545	11,800	8,561
Manitoba	1,365	1,421	1,455	1,838	1,999
Saskatchewan	2,085	2,303	2,659	2,894	3,226
Alberta	7,208	8,286	9,919	10,364	10,745
British Columbia	6,012	5,921	6,079	6,067	6,061
Yukon	134	105	139	133	167
Canada	33,313	34,361	38,576	40,924	38,454

**Table 3.2.2B Number of full-time students studying in Canada but away from their home province or territory: Percent**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	12.5	13.6	14.8	15.7	15.3
Prince Edward Island	42.5	41.7	40.4	38.3	38.2
Nova Scotia	18.1	18.3	18.0	17.4	16.4
New Brunswick	23.4	22.1	20.1	19.9	20.5
Ontario	2.8	2.8	2.7	2.9	2.2
Manitoba	13.6	14.4	15.3	13.8	13.3
Saskatchewan	17.9	18.4	18.0	17.9	18.8
Alberta	12.9	13.4	12.7	12.7	12.4
British Columbia	11.3	11.6	11.1	11.2	10.7
Yukon	78.8	75.5	73.9	72.3	76.6
Canada	6.8	7.0	6.6	6.6	6.4

Table 3.2.3 Number of full-time students studying outside of Canada

**Table 3.2.3A Number of full-time students studying outside of Canada: Number**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	109	100	85	92	92
Prince Edward Island	24	x	x	x	x
Nova Scotia	228	214	210	214	206
New Brunswick	137	143	136	120	125
Ontario	6,696	6,608	7,176	7,711	7,377
Manitoba	304	294	257	278	268
Saskatchewan	286	280	293	287	289
Alberta	2,166	2,419	2,859	2,988	3,037
British Columbia	1,634	1,623	1,718	1,793	1,907
Yukon	10	x	x	x	x
Canada	11,594	11,710	12,771	13,518	13,328

x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10

**Table 3.2.3B Number of full-time students studying outside of Canada: Percent**
Jurisdiction	LY 2015 to 2016	LY 2016 to 2017	LY 2017 to 2018	LY 2018 to 2019	LY 2019 to 2020
Newfoundland and Labrador	1.8	1.7	1.4	1.5	1.4
Prince Edward Island	0.9	x	x	x	x
Nova Scotia	1.4	1.3	1.2	1.2	1.2
New Brunswick	1.2	1.2	1.0	0.8	0.9
Ontario	2.1	2.1	1.8	1.9	1.9
Manitoba	3.0	3.0	2.7	2.1	1.8
Saskatchewan	2.5	2.2	2.0	1.8	1.7
Alberta	3.9	3.9	3.7	3.7	3.5
British Columbia	3.1	3.2	3.1	3.3	3.4
Yukon	5.9	x	x	x	x
Canada	2.4	2.4	2.2	2.2	2.2

x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10

4. Historical Data

4.1 Loans

**Table 4.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.	N.W.T.
1964 to 1965	42,113	737	437	2,513	2,027	21,920	2,272	2,992	4,519	4,675	x	x
1965 to 1966	53,702	1,392	1,100	3,943	3,170	21,368	3,523	4,965	6,439	7,770	22	10
1966 to 1967	67,401	1,488	881	5,029	3,939	27,640	4,183	6,210	8,245	9,753	21	12
1967 to 1968	94,758	1,980	969	6,387	5,766	45,225	4,694	7,726	10,716	11,270	14	11
1968 to 1969	103,735	2,176	958	6,640	6,178	52,165	4,694	8,015	12,878	10,000	x	x
1969 to 1970	128,070	5,051	1,242	9,248	7,613	62,761	5,584	10,203	17,565	8,768	22	13
1970 to 1971	126,567	5,371	1,630	9,155	7,605	60,523	4,597	9,757	19,308	8,585	x	x
1971 to 1972	133,501	7,903	2,000	9,897	8,504	63,549	5,430	10,012	17,286	8,869	35	16
1972 to 1973	132,012	7,553	1,869	9,966	8,440	66,390	5,710	9,361	15,462	7,208	22	31
1973 to 1974	137,150	7,933	1,649	9,243	8,524	69,510	6,155	8,205	15,577	10,289	30	35
1974 to 1975	151,349	7,828	1,560	9,579	7,653	79,340	7,267	6,901	14,703	16,421	42	55
1975 to 1976	144,893	4,529	1,494	9,505	6,591	80,708	7,527	5,317	12,761	16,318	72	71
1976 to 1977	140,870	4,795	1,395	9,201	6,210	77,823	7,052	4,886	13,283	16,103	75	47
1977 to 1978	114,827	4,583	1,281	8,111	6,135	56,063	5,569	5,334	12,568	15,031	90	62
1978 to 1979	122,438	4,106	1,207	7,577	6,121	66,313	4,613	5,322	12,177	14,870	78	54
1979 to 1980	118,374	4,390	1,143	7,720	6,067	63,412	4,181	4,637	12,139	14,544	91	50
1980 to 1981	128,362	4,906	1,228	7,955	6,404	70,963	4,224	4,933	13,476	14,130	86	57
1981 to 1982	138,539	5,432	1,442	8,962	6,981	74,537	5,390	5,211	15,530	14,886	120	48
1982 to 1983	172,506	7,829	1,688	10,179	8,777	93,874	7,237	6,400	16,051	20,339	122	10
1983 to 1984	196,154	7,183	1,873	11,403	9,911	104,451	8,439	7,819	25,589	19,332	x	x
1984 to 1985	207,184	8,240	1,992	12,378	10,275	105,028	9,722	8,083	33,331	17,936	x	x
1985 to 1986	217,746	10,333	2,143	12,829	11,219	101,713	10,842	9,234	38,438	20,794	188	13
1986 to 1987	234,164	11,843	2,272	13,547	11,241	101,332	11,329	14,032	45,256	23,095	201	16
1987 to 1988	222,370	10,840	2,294	13,000	11,445	91,995	12,013	14,596	39,568	26,413	190	14
1988 to 1989	203,047	10,303	2,070	12,779	10,917	83,868	11,596	14,360	35,698	21,247	209	N/A
1989 to 1990	215,034	10,588	2,484	13,361	11,707	87,999	10,752	14,961	36,637	26,379	166	N/A
1990 to 1991	240,543	12,960	2,451	14,957	13,040	100,623	11,801	15,306	37,193	31,911	301	N/A
1991 to 1992	268,305	12,132	2,399	14,674	13,472	128,270	11,707	15,480	35,513	34,292	366	N/A
1992 to 1993	281,312	11,740	2,211	13,905	13,427	139,299	12,066	16,280	36,649	35,350	385	N/A
1993 to 1994	304,942	11,936	2,132	14,165	12,775	162,794	10,305	15,479	38,305	36,685	366	N/A
1994 to 1995	315,670	12,478	2,065	13,430	10,422	180,644	9,629	14,663	32,656	39,397	286	N/A
1995 to 1996	324,165	15,236	2,107	14,608	9,455	178,771	9,199	13,705	37,439	43,361	284	N/A
1996 to 1997	343,224	18,717	2,169	16,201	13,437	185,297	9,208	12,951	38,900	46,103	241	N/A
1997 to 1998	350,774	18,796	2,312	16,748	14,127	188,108	9,488	13,051	36,973	50,904	267	N/A
1998 to 1999	336,342	17,645	2,650	17,463	14,448	177,451	9,957	13,865	36,141	46,493	229	N/A
1999 to 2000	335,103	14,842	2,306	16,553	13,782	169,990	10,558	15,203	39,683	51,918	268	N/A
2000 to 2001	343,588	15,953	3,047	16,903	15,708	158,256	10,860	16,358	43,294	62,953	256	N/A
2001 to 2002	328,674	13,912	3,068	17,234	15,614	145,287	10,267	16,246	42,323	64,467	256	N/A
2002 to 2003	328,991	12,554	3,238	16,945	15,439	148,195	9,930	15,392	42,052	64,993	253	N/A
2003 to 2004	340,203	11,541	3,385	16,697	15,902	159,684	9,649	15,163	42,501	65,425	256	N/A
2004 to 2005	337,256	10,395	3,280	16,044	15,434	167,354	9,180	14,132	41,422	59,764	251	N/A
2005 to 2006	343,638	9,640	3,239	15,895	15,918	182,016	9,305	13,245	37,844	56,306	230	N/A
2006 to 2007	343,261	8,887	3,206	15,477	15,676	192,875	8,496	12,346	33,779	52,298	221	N/A
2007 to 2008	352,708	8,570	3,297	15,137	15,446	207,694	8,212	11,000	33,183	49,966	203	N/A
2008 to 2009	365,363	7,646	3,286	15,158	14,943	219,632	7,871	9,688	35,356	51,570	213	N/A
2009 to 2010	401,734	7,382	3,286	14,631	14,727	243,515	8,213	9,708	42,006	58,066	200	N/A
2010 to 2011	424,575	6,950	3,326	14,835	14,604	256,692	8,823	11,038	47,503	60,593	211	N/A
2011 to 2012	446,582	6,635	3,307	15,351	14,586	273,614	9,410	11,510	49,882	62,087	200	N/A
2012 to 2013	472,167	6,354	3,280	15,790	13,619	302,355	9,858	11,469	49,114	60,158	170	N/A
2013 to 2014	491,444	6,081	3,115	16,637	12,859	323,200	9,829	11,202	49,309	59,058	154	N/A
2014 to 2015	488,781	5,826	2,900	16,311	12,059	323,232	9,631	11,199	50,885	56,574	164	N/A
2015 to 2016	489,935	6,102	2,663	16,313	11,500	322,386	10,052	11,642	55,900	53,207	170	N/A
2016 to 2017	490,401	6,009	2,601	16,583	11,946	317,803	9,875	12,542	61,925	50,978	139	N/A
2017 to 2018	585,019	5,930	2,549	17,164	13,818	388,408	9,493	14,764	78,120	54,585	188	N/A
2018 to 2019	618,359	6,164	2,538	17,602	14,146	412,775	13,313	16,138	81,467	54,032	184	N/A
2019 to 2020	607,861	6,406	2,552	17,750	14,029	388,703	15,255	17,317	87,489	58,140	220	N/A

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 4.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.	N.W.T.
1964 to 1965	26.7	0.5	0.3	1.8	1.4	14.4	1.4	1.9	2.1	3.1	x	x
1965 to 1966	34.6	0.9	0.4	2.9	2.3	14.6	2.2	3.4	3.1	4.8	0.0s	0.0s
1966 to 1967	40.5	0.8	0.6	3.3	3.0	14.4	2.8	4.5	4.4	6.6	0.0s	0.0s
1967 to 1968	57.3	1.1	0.7	4.3	4.2	23.6	3.2	5.8	6.3	8.0	0.0s	0.0s
1968 to 1969	63.9	1.5	0.8	5.1	4.8	26.6	3.4	6.4	8.1	7.3	x	x
1969 to 1970	78.1	3.1	0.9	7.0	5.4	31.8	4.3	8.4	10.5	6.6	0.0s	0.0s
1970 to 1971	86.1	4.9	1.4	7.9	6.5	32.3	3.4	8.5	14.3	6.8	x	x
1971 to 1972	87.5	5.5	1.6	8.8	6.7	33.5	4.1	7.3	13.8	6.1	0.0s	0.0s
1972 to 1973	102.3	6.7	2.1	10.2	7.5	45.1	3.7	6.8	14.9	5.3	0.0s	0.0s
1973 to 1974	108.7	5.2	1.9	10.8	6.9	50.8	4.5	6.1	15.2	7.2	0.0s	0.0s
1974 to 1975	121.0	4.4	1.8	11.8	7.3	60.1	5.5	5.4	14.9	9.7	0.0s	0.1
1975 to 1976	148.3	4.3	2.0	13.1	8.9	74.4	6.3	5.4	18.1	15.7	0.1	0.1
1976 to 1977	160.9	4.8	2.1	12.6	7.9	80.4	10.0	5.2	18.6	19.2	0.1	0.1
1977 to 1978	134.6	4.4	1.7	10.9	8.0	57.7	8.0	7.2	17.6	19.0	0.1	0.1
1978 to 1979	147.9	4.8	1.7	10.7	8.2	70.2	6.9	7.6	18.0	19.6	0.1	0.1
1979 to 1980	142.7	4.9	1.6	11.1	8.5	65.9	6.5	6.5	17.7	19.8	0.1	0.1
1980 to 1981	162.1	5.9	1.8	11.6	9.0	80.2	6.7	7.0	19.8	19.9	0.1	0.1
1981 to 1982	199.9	7.0	2.3	13.7	10.1	99.8	9.9	7.7	25.4	23.6	0.2	0.1
1982 to 1983	280.3	10.8	2.8	18.6	15.3	144.3	13.6	10.5	30.3	34.1	0.2	0.0
1983 to 1984	454.9	13.7	4.1	30.4	21.8	224.9	25.0	18.0	67.9	48.7	x	x
1984 to 1985	526.7	22.3	4.6	34.4	24.2	247.1	30.8	18.4	95.5	48.9	x	x
1985 to 1986	576.9	29.8	5.1	35.8	31.2	239.8	35.6	24.6	114.5	60.0	0.5	0.0
1986 to 1987	621.0	35.9	5.7	39.9	33.2	231.2	37.6	39.6	126.1	71.1	0.6	0.0
1987 to 1988	612.0	33.9	5.8	39.5	34.4	200.0	40.4	47.3	120.6	89.6	0.6	0.0
1988 to 1989	551.0	31.1	5.3	39.3	32.9	183.0	39.3	47.0	108.4	64.0	0.6	N/A
1989 to 1990	599.2	32.1	6.9	40.9	35.8	201.5	36.0	48.9	112.0	84.6	0.5	N/A
1990 to 1991	665.8	36.4	6.1	43.6	39.2	238.1	38.8	48.6	114.1	100.1	0.8	N/A
1991 to 1992	797.2	34.2	6.1	44.9	41.7	351.2	38.8	52.3	112.2	114.9	0.9	N/A
1992 to 1993	846.6	35.9	6.4	42.9	42.4	395.7	35.3	56.3	117.9	113.1	0.8	N/A
1993 to 1994	986.7	38.0	6.1	42.7	44.1	511.7	35.5	50.7	127.1	129.5	1.1	N/A
1994 to 1995	1,214.6	54.1	7.5	51.2	33.0	681.9	35.5	56.3	117.2	176.9	0.9	N/A
1995 to 1996	1,340.0	74.1	8.4	51.1	29.3	741.6	35.7	54.9	140.7	202.9	1.2	N/A
1996 to 1997	1,583.9	91.5	13.4	62.8	82.5	880.8	30.6	56.1	147.6	217.5	1.2	N/A
1997 to 1998	1,567.8	86.1	11.4	62.8	79.7	856.0	37.1	57.5	133.3	243.0	1.0	N/A
1998 to 1999	1,557.2	88.8	11.9	94.7	67.6	817.3	38.2	67.3	146.9	223.4	1.0	N/A
1999 to 2000	1,549.6	70.0	10.1	90.2	61.9	780.9	44.3	72.8	170.5	247.7	1.1	N/A
2000 to 2001	1,564.7	69.5	13.5	90.7	77.6	704.5	46.9	78.2	184.2	298.6	1.2	N/A
2001 to 2002	1,507.4	61.3	16.1	92.9	77.7	643.7	44.5	79.0	181.3	309.5	1.3	N/A
2002 to 2003	1,544.7	56.2	17.0	92.5	77.9	664.6	43.4	74.5	187.3	330.0	1.3	N/A
2003 to 2004	1,643.0	52.0	17.9	92.6	82.5	734.5	44.1	76.0	200.1	342.0	1.3	N/A
2004 to 2005	1,628.8	46.5	17.3	88.8	80.0	768.9	41.5	71.3	198.9	314.4	1.2	N/A
2005 to 2006	1,935.0	49.3	21.2	107.1	88.8	971.2	48.7	80.8	215.0	351.5	1.4	N/A
2006 to 2007	1,927.1	45.7	22.6	102.6	91.4	1,034.9	44.3	74.0	189.4	320.9	1.3	N/A
2007 to 2008	2,012.5	43.9	24.6	102.1	88.2	1,146.0	43.1	66.0	190.5	306.9	1.2	N/A
2008 to 2009	2,077.8	39.7	21.7	101.7	83.2	1,210.0	41.3	58.8	204.8	315.3	1.3	N/A
2009 to 2010	2,083.2	33.3	21.0	97.5	74.3	1,208.8	36.4	56.1	216.5	338.3	1.1	N/A
2010 to 2011	2,218.9	31.1	21.2	98.5	73.2	1,285.0	40.3	65.1	252.3	351.0	1.1	N/A
2011 to 2012	2,400.7	29.9	21.1	106.1	74.1	1,420.0	44.6	66.2	275.8	361.9	1.1	N/A
2012 to 2013	2,566.4	29.9	21.3	110.5	71.7	1,603.9	47.8	66.6	269.3	344.5	0.9	N/A
2013 to 2014	2,700.7	29.0	20.3	116.7	70.4	1,735.3	47.3	66.1	274.1	340.5	0.9	N/A
2014 to 2015	2,702.2	28.0	18.8	115.1	66.4	1,736.6	46.0	68.6	285.9	335.7	1.0	N/A
2015 to 2016	2,698.2	28.9	17.0	113.9	63.6	1,722.7	48.0	71.0	318.3	313.8	1.0	N/A
2016 to 2017	2,608.0	27.9	16.3	114.9	56.0	1,636.5	45.6	75.0	338.7	296.4	0.8	N/A
2017 to 2018	3,329.1	37.0	16.0	122.7	66.8	2,127.9	41.0	93.2	483.6	339.5	1.2	N/A
2018 to 2019	3,553.2	40.1	15.7	127.0	69.0	2,287.1	70.2	101.9	500.1	340.8	1.2	N/A
2019 to 2020	3,449.1	41.7	15.9	126.5	72.2	2,088.7	80.1	110.4	547.4	364.9	1.5	N/A

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0.0s: value rounded to 0.0 (zero)

Table 4.1.3 Canada Student Loans for part-time students

**Table 4.1.3A Canada Student Loans for part-time students: Number of recipients**
Loan Year	Number of recipients
1987 to 1988	620
1988 to 1989	320
1989 to 1990	730
1990 to 1991	803
1991 to 1992	757
1992 to 1993	1,280
1993 to 1994	1,414
1994 to 1995	2,112
1995 to 1996	1,887
1996 to 1997	1,859
1997 to 1998	3,205
1998 to 1999	3,128
1999 to 2000	1,302
2000 to 2001	2,980
2001 to 2002	2,867
2002 to 2003	2,772
2003 to 2004	2,779
2004 to 2005	2,572
2005 to 2006	2,127
2006 to 2007	1,863
2007 to 2008	1,436
2008 to 2009	1,425
2009 to 2010	2,698
2010 to 2011	3,974
2011 to 2012	6,470
2012 to 2013	9,601
2013 to 2014	11,254
2014 to 2015	12,086
2015 to 2016	13,712
2016 to 2017	11,790
2017 to 2018	13,534
2018 to 2019	13,624
2019 to 2020	15,761

**Table 4.1.3B Canada Student Loans for part-time students: Millions of dollars**
Loan Year	Millions of dollars
1987 to 1988	0.9
1988 to 1989	0.5
1989 to 1990	1.2
1990 to 1991	1.4
1991 to 1992	1.3
1992 to 1993	2.5
1993 to 1994	3.0
1994 to 1995	5.9
1995 to 1996	5.4
1996 to 1997	5.4
1997 to 1998	7.7
1998 to 1999	7.8
1999 to 2000	3.5
2000 to 2001	5.5
2001 to 2002	4.9
2002 to 2003	4.6
2003 to 2004	4.7
2004 to 2005	4.6
2005 to 2006	3.8
2006 to 2007	3.5
2007 to 2008	2.8
2008 to 2009	2.8
2009 to 2010	4.6
2010 to 2011	6.9
2011 to 2012	11.2
2012 to 2013	16.6
2013 to 2014	19.9
2014 to 2015	20.9
2015 to 2016	24.1
2016 to 2017	19.2
2017 to 2018	23.0
2018 to 2019	22.2
2019 to 2020	25.1

4.2 Grants

Table 4.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients

**Table 4.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	1,677	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	6,273	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	7,354	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	56,899	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	63,793	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001	55,830	1,242	343	1,389	1,174	26,375	1,037	3,609	6,441	13,636	34
2001 to 2002	48,730	977	354	1,541	1,643	23,440	1,088	2,387	6,206	11,054	40
2002 to 2003	55,625	703	425	1,598	1,383	25,259	1,317	2,727	6,443	15,732	38
2003 to 2004	53,272	1,245	295	1,703	1,701	22,107	1,428	2,236	6,977	15,528	52
2004 to 2005	53,404	588	296	1,548	1,419	24,384	1,434	3,342	6,589	13,762	42
2005 to 2006	49,500	481	308	2,280	1,311	25,833	1,482	2,754	5,574	9,442	35
2006 to 2007	47,853	559	288	1,437	1,275	26,632	1,194	2,489	4,385	9,551	43
2007 to 2008	40,402	523	363	1,343	1,539	21,787	1,079	1,955	3,999	7,785	29
2008 to 2009	42,489	482	410	1,411	1,195	23,128	1,074	1,707	4,054	8,997	31

¹ Provincial and territorial statistics are not available

**Table 4.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2005 to 2006	31,882	664	11	1,760	39	21,684	718	1,120	2,026	3,848	12
2006 to 2007	39,515	1,073	x	1,842	1,881	26,674	737	1,128	1,867	3,942	x
2007 to 2008	40,279	1,034	x	1,916	1,088	28,373	748	1,042	1,935	3,632	x
2008 to 2009	41,757	816	317	1,818	415	30,855	758	920	1,780	4,065	13

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 4.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010²	295,153	4,823	2,305	10,184	8,592	181,270	6,272	7,270	30,696	43,542	160
2010 to 2011²	320,154	4,394	2,399	10,364	8,584	194,333	6,928	8,101	36,247	47,463	179
2011 to 2012²	336,173	4,215	2,323	10,616	8,448	207,364	7,757	8,661	36,573	49,284	164
2012 to 2013²	356,894	4,063	2,406	10,917	8,199	226,772	7,788	8,659	37,647	50,036	152
2013 to 2014	367,586	3,879	2,370	11,321	7,919	239,781	7,922	8,374	36,559	49,336	125
2014 to 2015	365,832	3,665	2,271	11,104	7,418	240,701	7,800	8,214	37,515	47,009	135
2015 to 2016	368,940	4,038	2,177	11,169	7,009	243,772	8,116	8,524	39,544	44,463	128
2016 to 2017	379,606	4,143	2,232	11,238	7,627	248,306	8,245	9,100	45,160	43,432	123
2017 to 2018	490,377	4,875	2,514	13,763	10,585	331,701	9,306	12,168	58,230	47,062	173
2018 to 2019	532,785	5,078	2,606	14,421	11,269	358,669	11,678	14,363	66,836	47,664	201
2019 to 2020	528,079	5,426	2,574	14,573	11,152	341,768	13,427	16,125	72,696	50,097	241

² Total may not equal the sum of the provinces and territories for the following loan years:
- 2009 to 2010
- 2010 to 2011
- 2011 to 2012 and
- 2012 to 2013
Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory

Table 4.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed

**Table 4.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	3.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	8.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	11.2	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	73.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	82.9	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001	81.1	1.6	0.5	2.3	2.3	37.8	1.7	5.1	8.4	21.4	0.1
2001 to 2002	67.4	1.3	0.4	2.6	2.3	33.7	1.7	5.3	8.2	11.8	0.1
2002 to 2003	75.5	1.1	0.6	3.0	2.1	36.1	2.0	5.2	9.0	16.6	0.1
2003 to 2004	76.8	1.0	0.4	3.7	2.4	36.0	2.2	5.5	10.1	15.3	0.1
2004 to 2005	83.9	0.9	0.5	3.0	2.4	38.2	2.3	5.6	9.9	21.0	0.1
2005 to 2006	79.5	0.6	0.5	3.3	2.3	41.3	2.5	4.5	9.0	15.5	0.1
2006 to 2007	72.9	0.9	0.4	3.0	2.4	38.5	2.0	4.3	7.7	13.6	0.1
2007 to 2008	69.8	0.8	0.5	2.9	2.4	38.0	1.9	3.7	7.7	11.9	0.0s
2008 to 2009	72.9	0.7	0.5	2.5	2.2	40.6	1.8	3.1	7.9	13.4	0.1

0.0s: value rounded to 0.0 (zero)
¹ Provincial and territorial statistics are not available

**Table 4.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2005 to 2006	58.9	1.0	0.0	3.9	0.1	38.6	1.2	2.4	4.0	7.7	0.0s
2006 to 2007	68.8	0.9	x	4.0	3.8	45.4	1.1	2.3	3.6	6.9	x
2007 to 2008	72.0	0.9	x	4.0	2.3	50.0	1.2	2.2	3.9	6.6	x
2008 to 2009	74.7	0.8	0.7	3.7	0.8	55.0	1.2	1.9	3.6	7.0	0.0s

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0.0s: value rounded to 0.0 (zero)

**Table 4.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars**
Loan Year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010²	593.4	8.8	4.7	21.4	16.6	354.8	16.3	18.6	65.7	85.9	0.4
2010 to 2011²	630.0	7.9	4.7	21.6	16.0	370.5	16.5	18.7	75.7	91.4	0.5
2011 to 2012²	646.7	7.5	4.3	21.7	15.6	386.7	16.6	19.8	74.2	95.8	0.4
2012 to 2013²	695.0	7.5	4.5	22.8	15.9	431.8	17.7	20.0	76.4	96.7	0.3
2013 to 2014	715.3	7.6	4.6	23.6	16.1	457.1	17.3	18.9	73.7	96.1	0.3
2014 to 2015	717.7	7.4	4.4	23.3	15.2	463.6	16.8	19.1	76.1	91.7	0.3
2015 to 2016	719.5	8.3	4.5	23.7	14.0	464.1	17.2	19.6	80.9	87.0	0.2
2016 to 2017	1,014.6	12.2	5.9	32.7	19.9	653.3	24.2	27.2	122.7	116.2	0.4
2017 to 2018	1,364.9	14.0	6.8	41.2	29.3	910.3	26.9	37.2	168.2	130.5	0.5
2018 to 2019	1,614.1	17.0	7.7	48.6	34.7	1,051.1	37.8	49.7	220.7	146.2	0.7
2019 to 2020	1,634.8	18.6	8.1	50.9	34.8	1,020.0	43.9	58.1	245.6	154.1	0.8

² Total may not equal the sum of the provinces and territories for the following loan years:
- 2009 to 2010
- 2010 to 2011
- 2011 to 2012 and
- 2012 to 2013
Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory

Table 4.2.3 Canada Student Grants for part-time students

**Table 4.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients**
Loan year	Number of recipients
1995 to 1996	438
1996 to 1997	3,037
1997 to 1998	4,567
1998 to 1999	5,675
1999 to 2000	5,728
2000 to 2001	5,441
2001 to 2002	4,786
2002 to 2003	4,451
2003 to 2004	4,215
2004 to 2005	3,977
2005 to 2006	2,847
2006 to 2007	2,848
2007 to 2008	2,570
2008 to 2009	2,721

**Table 4.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars**
Loan year	Millions of dollars
1995 to 1996	0.4
1996 to 1997	2.0
1997 to 1998	3.5
1998 to 1999	4.6
1999 to 2000	4.7
2000 to 2001	4.6
2001 to 2002	4.1
2002 to 2003	3.8
2003 to 2004	3.7
2004 to 2005	3.6
2005 to 2006	3.0
2006 to 2007	2.7
2007 to 2008	2.6
2008 to 2009	2.8

**Table 4.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients**
Loan year	Number of recipients
2009 to 2010	4,189
2010 to 2011	6,208
2011 to 2012	8,849
2012 to 2013	13,208
2013 to 2014	14,955
2014 to 2015	15,963
2015 to 2016	17,439
2016 to 2017	19,159
2017 to 2018	21,268
2018 to 2019	28,503
2019 to 2020	36,394

**Table 4.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars**
Loan year	Millions of dollars
2009 to 2010	4.5
2010 to 2011	6.8
2011 to 2012	10.0
2012 to 2013	14.9
2013 to 2014	17.3
2014 to 2015	18.1
2015 to 2016	19.8
2016 to 2017	29.0
2017 to 2018	33.0
2018 to 2019	45.5
2019 to 2020	56.8

Table 4.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients

**Table 4.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students**
Loan year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	438	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	3,037	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	4,567	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	5,675	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	5,728	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001¹	5,441	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2001 to 2002	4,786	x	151	76	50	455	33	273	954	2,786	x
2002 to 2003	4,451	x	189	67	24	410	37	134	971	2,608	x
2003 to 2004	4,215	x	103	60	28	328	47	117	963	2,553	x
2004 to 2005	3,977	x	83	37	19	334	49	99	849	2,498	x
2005 to 2006	2,847	x	104	14	29	293	47	56	610	1,691	x
2006 to 2007	2,848	x	96	15	0	269	35	36	336	2,018	x
2007 to 2008	2,570	x	146	12	32	229	44	32	193	1,871	x
2008 to 2009	2,721	x	163	11	15	231	35	19	194	2,043	x

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
¹ Provincial and territorial statistics are not available

**Table 4.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant**
Loan year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010	4,189	x	205	83	68	1,055	140	49	551	2,020	x
2010 to 2011	6,208	x	282	122	77	1,897	194	55	756	2,791	x
2011 to 2012	8,849	x	323	132	79	3,902	253	67	607	3,447	x
2012 to 2013	13,208	x	466	123	97	6,138	339	79	1,273	4,654	x
2013 to 2014	14,955	54	501	141	114	7,335	393	73	1,285	5,059	0
2014 to 2015	15,963	x	555	202	108	8,387	335	79	1,356	4,885	x
2015 to 2016	17,439	x	568	185	124	9,193	395	111	1,454	5,322	x
2016 to 2017	19,159	x	622	174	138	9,857	365	135	1,913	5,869	x
2017 to 2018	21,268	x	620	186	99	12,627	281	160	1,940	5,267	x
2018 to 2019	28,503	x	619	235	163	18,277	408	291	2,839	5,566	x
2019 to 2020	36,394	x	505	348	244	25,068	474	417	3,121	5,991	x

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

Table 4.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed

**Table 4.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars**
Loan year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
1995 to 1996¹	0.4	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1996 to 1997¹	2.0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1997 to 1998¹	3.5	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1998 to 1999¹	4.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
1999 to 2000¹	4.7	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2000 to 2001¹	4.6	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
2001 to 2002	4.1	x	0.1	0.1	0.1	0.4	0.0s	0.3	0.7	2.3	x
2002 to 2003	3.8	x	0.2	0.1	0.0s	0.4	0.0s	0.2	0.7	2.3	x
2003 to 2004	3.7	x	0.1	0.1	0.0s	0.3	0.0s	0.1	0.7	2.2	x
2004 to 2005	3.6	x	0.1	0.0s	0.0s	0.3	0.1	0.1	0.6	2.3	x
2005 to 2006	3.0	x	0.1	0.0s	0.0s	0.3	0.1	0.1	0.5	1.9	x
2006 to 2007	2.7	x	0.1	0.0s	0.0	0.2	0.0s	0.0s	0.3	2.0	x
2007 to 2008	2.6	x	0.1	0.0s	0.0s	0.2	0.0s	0.0s	0.1	1.9	x
2008 to 2009	2.8	x	0.2	0.0s	0.0s	0.2	0.0s	0.0s	0.1	2.2	x

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
0.0s: value rounded to 0.0 (zero)
¹ Provincial and territorial statistics are not available

**Table 4.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars**
Loan year	Canada	N.L.	P.E.I.	N.S.	N.B.	Ont.	Man.	Sask.	Alta.	B.C.	Y.T.
2009 to 2010	4.5	x	0.2	0.1	0.1	1.2	0.2	0.1	0.4	2.3	x
2010 to 2011	6.8	x	0.3	0.1	0.1	2.2	0.2	0.1	0.6	3.2	x
2011 to 2012	10.0	x	0.3	0.1	0.1	4.6	0.3	0.1	0.4	4.0	x
2012 to 2013	14.9	x	0.5	0.1	0.1	7.1	0.4	0.1	1.0	5.5	x
2013 to 2014	17.3	0.1	0.5	0.2	0.1	8.6	0.5	0.1	1.0	6.2	0.0
2014 to 2015	18.1	x	0.5	0.2	0.1	9.8	0.4	0.1	1.1	5.7	x
2015 to 2016	19.8	x	0.6	0.2	0.1	10.7	0.5	0.2	1.1	6.3	x
2016 to 2017	29.0	x	0.8	0.3	0.2	15.2	0.5	0.2	2.0	9.5	x
2017 to 2018	33.0	x	0.8	0.3	0.2	20.2	0.5	0.3	2.1	8.6	x
2018 to 2019	45.5	x	0.8	0.4	0.3	29.5	0.6	0.5	4.2	9.1	x
2019 to 2020	56.8	x	0.7	0.6	0.4	38.8	0.8	0.7	4.8	9.7	x

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

5. Appendix

5.1 Profiles - Canada

Table 5.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans

**Table 5.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	387,316	60
Male	254,913	40
Total	642,229	100

**Table 5.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	172,018	27
20 to 24 years	274,620	43
25 to 29 years	92,378	14
30 to 34 years	40,431	6
35 to 39 years	27,114	4
40 to 44 years	17,355	3
45 to 49 years	10,201	2
50 years and older	8,112	1
Total	642,229	100

**Table 5.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	231,025	36
Undergraduate	376,082	59
Master	28,804	4
Doctorate	6,318	1
Total	642,229	100

**Table 5.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	365,226	57
College	205,614	32
Private	71,389	11
Total	642,229	100

Table 5.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans

**Table 5.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	23,167	63
Male	13,355	37
Total	36,522	100

**Table 5.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	8,781	24
20 to 24 years	15,816	43
25 to 29 years	5,333	15
30 to 34 years	2,601	7
35 to 39 years	1,741	5
40 to 44 years	1,056	3
45 to 49 years	641	2
50 years and older	553	2
Total	36,522	100

**Table 5.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	9,686	27
Undergraduate	24,987	68
Master	1,762	5
Doctorate	87	0s
Total	36,522	100

0s: value rounded to 0 (zero).

**Table 5.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	25,723	70
College	10,127	28
Private	672	2
Total	36,522	100

Table 5.1.3 Profile of full-time students who received Canada Student Grants

**Table 5.1.3A Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	306,512	60
Male	205,244	40
Total	511,756	100

**Table 5.1.3B Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	133,412	26
20 to 24 years	225,554	44
25 to 29 years	72,319	14
30 to 34 years	32,291	6
35 to 39 years	22,586	4
40 to 44 years	13,776	3
45 to 49 years	7,087	1
50 years and older	4,731	1
Total	511,756	100

**Table 5.1.3C Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	175,285	34
Undergraduate	329,918	64
Master	4,862	1
Doctorate	1,691	0s
Total	511,756	100

0s: value rounded to 0 (zero)

**Table 5.1.3D Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	294,732	58
College	171,939	34
Private	45,085	9
Total	511,756	100

Table 5.1.4 Profile of part-time students who received Canada Student Grants

**Table 5.1.4A Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	23,084	63
Male	13,310	37
Total	36,394	100

**Table 5.1.4B Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	8,777	24
20 to 24 years	15,775	43
25 to 29 years	5,296	15
30 to 34 years	2,580	7
35 to 39 years	1,729	5
40 to 44 years	1,053	3
45 to 49 years	637	2
50 years and older	547	2
Total	36,394	100

**Table 5.1.4C Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	9,632	26
Undergraduate	24,937	69
Master	1,738	5
Doctorate	87	0s
Total	36,394	100

0s: value rounded to 0 (zero)

**Table 5.1.4D Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	25,644	70
College	10,088	28
Private	662	2
Total	36,394	100

Table 5.1.5 Profile of full-time students who received Canada Student Loans

**Table 5.1.5A Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	361,130	60
Male	238,665	40
Total	599,795	100

**Table 5.1.5B Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	161,649	27
20 to 24 years	256,308	43
25 to 29 years	86,757	14
30 to 34 years	37,290	6
35 to 39 years	24,891	4
40 to 44 years	15,993	3
45 to 49 years	9,450	2
50 years and older	7,457	1
Total	599,795	100

**Table 5.1.5C Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	213,491	36
Undergraduate	351,924	59
Master	28,310	5
Doctorate	6,070	1
Total	599,795	100

**Table 5.1.5D Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	342,995	57
College	189,473	32
Private	67,327	11
Total	599,795	100

Table 5.1.6 Profile of part-time students who received Canada Student Loans

**Table 5.1.6A Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	9,704	62
Male	6,057	38
Total	15,761	100

**Table 5.1.6B Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	2,913	18
20 to 24 years	6,643	42
25 to 29 years	2,802	18
30 to 34 years	1,367	9
35 to 39 years	917	6
40 to 44 years	519	3
45 to 49 years	336	2
50 years and older	264	2
Total	15,761	100

**Table 5.1.6C Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	4,110	26
Undergraduate	10,268	65
Master	1,323	8
Doctorate	60	0s
Total	15,761	100

0s: value rounded to 0 (zero)

**Table 5.1.6D Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	11,109	70
College	4,124	26
Private	528	3
Total	15,761	100

Table 5.1.7 Profile of students who received Canada Student Grant for Full-Time Students

**Table 5.1.7A Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	275,650	59
Male	192,155	41
Total	467,805	100

**Table 5.1.7B Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	129,040	28
20 to 24 years	218,161	47
25 to 29 years	65,439	14
30 to 34 years	23,784	5
35 to 39 years	14,286	3
40 to 44 years	8,643	2
45 to 49 years	4,855	1
50 years and older	3,597	1
Total	467,805	100

**Table 5.1.7C Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	142,862	31
Undergraduate	324,930	69
Master	x	x
Doctorate	x	x
Total	467,805	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 5.1.7D Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	283,680	61
College	158,806	34
Private	25,319	5
Total	467,805	100

Table 5.1.8 Profile of students who received Canada Student Grant Skills Boost Top-up

**Table 5.1.8A Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	44,902	64
Male	25,713	36
Total	70,615	100

**Table 5.1.8B Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 30 years	18,836	27
30 to 34 years	22,177	31
35 to 39 years	13,436	19
40 to 44 years	8,127	12
45 to 49 years	4,586	6
50 years and older	3,453	5
Total	70,615	100

**Table 5.1.8C Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	36,791	52
Undergraduate	33,824	48
Master	0	0
Doctorate	0	0
Total	70,615	100

**Table 5.1.8D Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	26,794	38
College	32,581	46
Private	11,240	16
Total	70,615	100

Table 5.1.9 Profile of students who received Canada Student Grant for Full-Time Students with Dependants

**Table 5.1.9A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	51,573	76
Male	16,200	24
Total	67,773	100

**Table 5.1.9B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	408	1
20 to 24 years	6,178	9
25 to 29 years	12,794	19
30 to 34 years	17,116	25
35 to 39 years	16,397	24
40 to 44 years	9,756	14
45 to 49 years	3,886	6
50 years and older	1,238	2
Total	67,773	100

**Table 5.1.9C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	48,381	71
Undergraduate	15,362	23
Master	2,782	4
Doctorate	1,248	2
Total	67,773	100

**Table 5.1.9D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	15,907	23
College	27,294	40
Private	24,572	36
Total	67,773	100

Table 5.1.10 Profile of students who received Canada Student Grant for Students with Permanent Disabilities

**Table 5.1.10A Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	32,631	62
Male	19,990	38
Total	52,621	100

**Table 5.1.10B Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	10,418	20
20 to 24 years	21,859	42
25 to 29 years	9,769	19
30 to 34 years	4,300	8
35 to 39 years	2,450	5
40 to 44 years	1,594	3
45 to 49 years	1,007	2
50 years and older	1,224	2
Total	52,621	100

**Table 5.1.10C Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	21,458	41
Undergraduate	28,403	54
Master	2,257	4
Doctorate	503	1
Total	52,621	100

**Table 5.1.10D Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	27,439	52
College	22,241	42
Private	2,941	6
Total	52,621	100

Table 5.1.11 Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities

**Table 5.1.11A Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	6,944	64
Male	3,977	36
Total	10,921	100

**Table 5.1.11B Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	3,196	29
20 to 24 years	3,610	33
25 to 29 years	1,731	16
30 to 34 years	899	8
35 to 39 years	580	5
40 to 44 years	363	3
45 to 49 years	252	2
50 years and older	290	3
Total	10,921	100

**Table 5.1.11C Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	4,949	45
Undergraduate	5,566	51
Master	343	3
Doctorate	63	1
Total	10,921	100

**Table 5.1.11D Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	5,384	49
College	5,084	47
Private	453	4
Total	10,921	100

Table 5.1.12 Profile of students who received Canada Student Grant for Part-Time Studies

**Table 5.1.12A Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	23,068	63
Male	13,306	37
Total	36,374	100

**Table 5.1.12B Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	8,777	24
20 to 24 years	15,774	43
25 to 29 years	5,293	15
30 to 34 years	2,574	7
35 to 39 years	1,723	5
40 to 44 years	1,052	3
45 to 49 years	635	2
50 years and older	546	2
Total	36,374	100

**Table 5.1.12C Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	9,623	26
Undergraduate	24,931	69
Master	1,734	5
Doctorate	86	0s
Total	36,374	100

0s: value rounded to 0 (zero)

**Table 5.1.12D Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	25,633	70
College	10,080	28
Private	661	2
Total	36,374	100

Table 5.1.13 Profile of students who received Canada Student Grant for Part-Time Students with Dependants

**Table 5.1.13A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	2,542	80
Male	616	20
Total	3,158	100

**Table 5.1.13B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	x	x
20 to 24 years	204	6
25 to 29 years	538	17
30 to 34 years	848	27
35 to 39 years	821	26
40 to 44 years	482	15
45 to 49 years	180	6
50 years and older	x	x
Total	3,158	100

x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

**Table 5.1.13C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	1,573	50
Undergraduate	1,127	36
Master	426	13
Doctorate	32	1
Total	3,158	100

**Table 5.1.13D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	1,496	47
College	1,460	46
Private	202	6
Total	3,158	100

Table 5.1.14 Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants

**Table 5.1.14A Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by gender**
Gender	Number	Percent
Female	53,438	76
Male	16,681	24
Total	70,119	100

**Table 5.1.14B Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by age group**
Age group	Number	Percent
Younger than 20 years	416	1
20 to 24 years	6,314	9
25 to 29 years	13,165	19
30 to 34 years	17,744	25
35 to 39 years	17,026	24
40 to 44 years	10,117	14
45 to 49 years	4,036	6
50 years and older	1,301	2
Total	70,119	100

**Table 5.1.14C Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by level of study**
Level of study	Number	Percent
Certificate or diploma	49,589	71
Undergraduate	16,092	23
Master	3,161	5
Doctorate	1,277	2
Total	70,119	100

**Table 5.1.14D Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by type of institution**
Type of institution	Number	Percent
University	17,012	24
College	28,354	40
Private	24,753	35
Total	70,119	100

Glossary

Canada Apprentice Loans (CAL)

In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.

Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In LY 2019 to 2020, CSG are available for:

students from low- and middle-income families: up to $375 per month of study
adult learners from low- and middle-income families who have been out of high school for at least 10 years: top-up funding of $1,600 per school year ($200 per month)
low- and middle-income full-time students with dependants: $200 per month of study for each dependant under 12 years of age. If the dependant has a permanent disability, this also applies to dependants over the age of 12 years
low- and middle-income part-time students with dependants: Up to a maximum of $1,920
part-time studies: For students from low- and middle- income families, up to $1,800 per loan year, depending on assessed need
students with permanent disabilities: $2,000 per year for full-time or part-time students with permanent disabilities
services and equipment for students with permanent disabilities: Up to $20,000 per year to cover exceptional education-related costs. Costs can include (but are not limited to) tutors, note-takers, sign interpreters, braillers and technical aids

Canada Student Loan Forgiveness for Family Doctors and Nurses

Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1st to March 31st).

Consolidation

Borrowers consolidate their student loan(s) 6 months after completing their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.

Default

A loan is in default when it is in arrears for greater than 270 days under the direct lending regime.

Default rate

The CSFA Program measures default using a 3-year cohort default rate. This rate is defined as the percentage of loan dollars that enter repayment in a given loan year (cohort) and default within 3 years. For example, the 3-year default rate for the LY 2017 to 2018 cohort represents the proportion of loan dollars that entered repayment in LY 2017 to 2018 and defaulted before August 1, 2020.

Designated

A designated PSE institution meets proInvincial and federal eligibility criteria. Students attending these schools can apply for government-sponsored SFA, such as Canada Student Loans.

Direct loans

As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.

Fiscal year

April 1 to March 31.

Full-time

A full-time student is a student enrolled with:

at least a 60% course load (or 40% for students with permanent disabilities)
in a program of study for at least 12 consecutive weeks
at a designated post-secondary educational institution

Guaranteed loans

Until 1995, financial institutions such as banks provided Canada Student Loans under the guaranteed loans regime. If a student defaulted on a guaranteed loan, the Government paid out the bank. In this case, the student owed their debt directly to the Government.

Integrated province

In integrated provinces, borrowers receive and repay one federal-provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSFA Program has integration agreements with 5 provinces: Ontario, New Brunswick, Newfoundland and Labrador, Saskatchewan and British Columbia.

In-study

The status of borrowers attending full-time or part-time studies at a PSE institution.

In-study interest subsidy

This is the Canada Student Loan interest covered by the Government of Canada during the post-secondary study period.

Loan year

August 1 to July 31.

National Student Loans Service Centre (NSLSC)

The NSLSC is the main point of contact for borrowers in managing their Canada Student loans, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The service centre manages all Canada Student Loans issued on or after August 1, 2000, as well as integrated student loans for:

New Brunswick and Newfoundland and Labrador issued on or after August 1, 2000
Ontario and Saskatchewan issued on or after August 1, 2001, and
British Columbia issued on or after August 1, 2011

Part-time

A part-time student is a student taking between 20% and 59% of a full course load. Students with permanent disabilities are part-time if they are taking between 20% and 39% of a full course load. If these students are taking between 40% and 59% of a full course load, for the purpose of the CSFA Program, they can choose to be a:

full-time student, or
part-time student

Participating provinces and territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSFA Program include:

Newfoundland and Labrador
Prince Edward Island
Nova Scotia
New Brunswick
Ontario
Manitoba
Saskatchewan
Alberta
British Columbia
Yukon

Province and territory of residence

A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario resides in Manitoba.

Post-secondary education

Levels of education following secondary school (high school) at all designated public or private post-secondary institutions.

Repayment

The status of borrowers who have begun repaying their Canada Student Loans. Repayment begins 6 months following the end of studies.

Repayment Assistance Plan (RAP)

On August 1, 2009, the RAP replaced the CSFA Program’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a permanent disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

RAP Stage 1: The Government of Canada and the relevant provincial government pay the interest owing, that the borrower’s payment does not cover. This stage can last up to 10 6-month periods or 60 months during the 10-year period after a borrower leaves school
RAP Stage 2: This stage begins once the borrower completes Stage 1. If the borrower cannot meet their repayment obligations, the Government will cover both the principal and interest that exceeds the borrowers reduced monthly payments

Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD)

RAP-PD assists borrowers experiencing difficulty meeting their repayment obligations. RAP-PD provides accelerated repayment assistance that considers the additional living costs faced by people with permanent disabilities. RAP-PD recipients can obtain the following benefits:

RAP-PD borrowers proceed directly to Stage 2 whereby the government covers the principal and interest not covered by the borrower’s monthly RAP payments
eligible RAP-PD borrowers can claim disability-related expenses; this is taken into consideration during RAP-PD application assessment

Repayment Assistance Plan (RAP) First Year Uptake Rate

The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.

Risk-shared loans

Between 1995 and 2000, financial institutions such as banks provided Canada Student Loans under this regime. Here, financial institutions assumed responsibility for some of the risk of defaulted loans, in return for a payment from the Government.

Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose permanent disability, expected to remain with them for life, prevents them from:

studying at a post-secondary level, and
taking part in the labour force

Student financial assistance

Student financial assistance is any form of financial aid provided by the CSFA Program to students while they enroll in designated PSE institutions. Assistance includes:

Canada Student Grants
Canada Student Loans, and
in-study interest subsidy

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Date modified:: 2022-04-25