2019 to 2020 Canada Student Financial Assistance Program statistical review

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List of abbreviation

This is the complete list of abbreviations for the 2019 to 2020 Canada Student Financial Assistance Program statistical review.

CSG
Canada Student Grant
CSG-LI
Canada Student Grant for low-income students
CSG-MI
Canada Student Grant for middle-income students
CSL
Canada Student Loan
CSFA Program
Canada Student Financial Assistance
FY
Fiscal year
LY
Loan year
PSE
Post-secondary education
RAP
Repayment Assistance Plan
SFA
Student financial assistance

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Financial Assistance (CSFA) Program (previously referred to as the Canada Student Loans Program). This program helps students attend post-secondary education (PSE) and makes education more affordable by providing students with Canada Student Grants and Loans.

The Canada Student Grants are upfront and students do not have to pay back this money. Loans are interest-free while students are in school and during the first 6 months after leaving school. Repayment on student loans starts 6 months after graduation. The CSFA Program also offers the Repayment Assistance Plan (RAP) to borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Students in most provinces and the Yukon Territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSFA Program. Instead, they receive alternative payments from the Government of Canada to operate their own student financial assistance programs.

The Government of Canada funds about 60% of a full-time student’s financial need. The province or territory covers the remaining 40%. The statistics provided in this review only report on federal financial assistance in participating regions.

Since the CSFA Program’s establishment in 1964, the program has provided a total of $64.7 billion in student loans to 6.4 million full-time and part-time students in Canada. Starting in 1995, the program has offered grants. As of July 2020, it provided $11.5 billion in grants to 3.7 million students.

About this report

Each year, the Department of Employment and Social Development produces the Canada Student Financial Assistance Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Financial Assistance Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSFA Program.

The 2019 to 2020 CSFA Program Statistical Review provides data for the academic year from August 1, 2019 to July 31, 2020. It also includes a few tables, which provide data for the fiscal year from April 1, 2019 to March 31, 2020. Most tables include data going back 5 years. Some tables also provide historical data dating back to the beginning of the CSFA Program.

For accessibility reasons, we simplified all tables in the web format of this report. Consult the PDF version for the full tables.

Tables may contain suppressed cells to ensure confidentiality. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

2019 to 2020 at a glance

Infographic
Infographic of 2019 to 2020 results
Text version - Infographic

Top left quadrant:

  • 528,000 students received Canada Student Grants
  • $1.6 billion in total value of grants
  • +1% increase in value of grants compared to 2018 to 2019

Top middle quadrant:

  • 297,000 beneficiaries of the Repayment Assistance Plan (RAP)
  • 8% of RAP recipients benefitted from RAP for Borrowers with a Permanent Disability
  • 86% of RAP recipients make zero payments

Top right quadrant:

  • 1.8 million borrowers in direct loan portfolio
  • $22.3 billion In direct loan portfolio
  • +7% increase in value of direct loan portfolio compared to 2018 to 2019

Middle left quadrant:

  • 608,000 students received Canada Student Loans
  • $3.4 billion in total amount of loans
  • -4% decrease in total amount of loans compared to 2018 to 2019

Middle-center quadrant:

  • 468,000 grants for students from low– and middle– income families
  • 67,800 grants for full-time students with dependants
  • 52,600 grants for students with permanent disabilities

Middle right quadrant:

  • $13,549 average loan balance at the time of leaving school
  • 8% 3-year default rate for borrowers entering repayment in 2017 to 2018, a 1 percentage point decrease from 2016 to 2017

Bottom left quadrant:

  • $3,096 average amount of grant per recipient
  • $5,674 average amount of loan per recipient
  • $7,744* average amount of grants and loans per recipient

*The average amount of grants and loans per recipient does not equal the sum of the average amounts of grants per recipient and loans per recipient because some recipients can receive either a grant or a loan or both.

Bottom right quadrant:

  • 24 years old average age of grant or loan recipients
  • 60% of grant or loan recipients are female
  • 66% of RAP recipients are female

Tables

1. Canada

1.1 Student financial assistance: grants, loans and interest subsidies

Table 1.1.1 Student financial assistance by type
Table 1.1.1A Student financial assistance by type: Number of recipients1
Type LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Total student financial assistance2 (SFA) 616,439 627,122 705,152 753,669 741,917
SFA- Full-time students 607,509 617,475 695,039 742,209 728,228
SFA- Part-time students 19,779 21,775 24,466 28,832 36,611
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 516,430 530,703 628,935 672,277 656,498
CSG/CSL- Full-time students3 507,317 520,727 618,602 660,420 642,229
CSG/CSL- Part-time students3 19,681 21,628 24,359 28,737 36,522
Canada Student Grant (CSG) 368,940 379,606 490,377 532,785 528,079
CSG- Full-time students4 360,027 369,703 480,904 519,518 511,756
CSG- Part-time students5 17,439 19,159 21,268 28,503 36,394
Canada Student Loan (CSL) 497,042 497,064 592,091 625,135 607,861
CSL- Full-time students 489,935 490,401 585,019 618,359 599,795
CSL- Part-time students 13,712 11,790 13,534 13,624 15,761
In-study interest subsidy 597,051 593,483 668,308 706,736 693,468
In-study interest subsidy- Full-time students 590,127 587,149 661,456 700,376 686,001
In-study interest subsidy- Part-time students 13,810 11,937 13,641 13,719 15,850
  • 1 The number of recipients do not sum to the total. Some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year
  • 2 Student financial assistance is any form of financial aid provided by the CSFA Program to students while they enroll in designated PSE. That includes:
    • Canada Student Grants
    • Canada Student Loans
    • in-study interest subsidy
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan
  • 4 Includes Canada Student Grant for:
    • full-time students
    • for full-time students with dependants
    • for students with permanent disabilities
    • for services and equipment for students with permanent disabilities
  • 5 Includes Canada Student Grant for:
    • part-time studies
    • part-time students with dependants
Table 1.1.1B Student financial assistance by type: Millions of dollars
Type LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 3,441.8 3,641.8 4,717.0 5,189.5 5,083.9
CSG/CSL- Full-time students3 3,397.9 3,593.6 4,661.0 5,121.9 5,002.1
CSG/CSL- Part-time students3 43.9 48.2 56.0 67.7 81.9
Canada Student Grant (CSG) 719.5 1,014.6 1,364.9 1,614.1 1,634.8
CSG- Full-time students4 699.7 985.6 1,331.9 1,568.7 1,578.0
CSG- Part-time students5 19.8 29.0 33.0 45.5 56.8
Canada Student Loan (CSL) 2,722.3 2,627.2 3,352.1 3,575.4 3,449.1
CSL- Full-time students 2,698.2 2,608.0 3,329.1 3,553.2 3,424.0
CSL- Part-time students 24.1 19.2 23.0 22.2 25.1
In-study interest subsidy7 N/A N/A N/A N/A N/A
In-study interest subsidy- Full-time students7 N/A N/A N/A N/A N/A
In-study interest subsidy- Part-time students7 N/A N/A N/A N/A N/A
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan
  • 4 Includes Canada Student Grant for:
    • full-time students
    • full-time students with dependants
    • students with permanent disabilities
    • services and equipment for students with permanent disabilities
  • 5 Includes Canada Student Grant for:
    • part-time studies
    • part-time students with dependants
  • 6 The dollar amount of total SFA, SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value
  • 7 The dollar value for in-study interest subsidies is not available
Table 1.1.2 Canada Student Grants by type
Table 1.1.2A Canada Student Grants by type: Number of recipients1
Type LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Canada Student Grant (CSG) - Total 368,940 379,606 490,377 532,785 528,079
CSG - for Full-Time Students2 335,231 344,165 451,296 477,892 467,805
CSG - for Skills Boost Top-up3 N/A N/A N/A 64,821 70,615
CSG - for Full-Time Students with Dependants 35,347 35,322 40,523 63,828 67,773
CSG - for Students with Permanent Disabilities 34,104 37,263 46,432 50,543 52,621
CSG - for Services and Equipment for Students with Permanent Disabilities 9,894 10,125 10,550 10,873 10,921
CSG - for Part-Time Studies 17,432 19,155 21,261 28,493 36,374
CSG - for Part-Time Students with Dependants 408 332 376 2,643 3,158
  • 1 The number of recipients do not sum to the total, as some recipients can receive multiple grants and/or loans in the same year
  • 2 In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced 2 separate grants: CSG-LI and CSG-MI. The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI
  • 3 The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year. It is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years
Table 1.1.2B Canada Student Grants by type: Millions of dollars
Type LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Canada Student Grant (CSG) - Total 719.5 1,014.6 1,364.9 1,614.1 1,634.8
CSG - for Full-Time Students2 524.8 803.6 1,118.9 1,198.5 1,180.9
CSG - for Skills Boost Top-up3 N/A N/A N/A 98.1 107.5
CSG - for Full-Time Students with Dependants 86.3 87.7 102.6 152.0 160.0
CSG - for Students with Permanent Disabilities 65.0 71.0 88.3 97.0 101.2
CSG - for Services and Equipment for Students with Permanent Disabilities 23.5 23.3 22.0 23.0 28.4
CSG - for Part-Time Studies 19.4 28.6 32.6 43.5 54.5
CSG - for Part-Time Students with Dependants 0.4 0.3 0.4 1.9 2.3
  • 2 In 2017 to 2018, the Canada Student Grant for Full-Time Students replaced 2 separate grants: CSG-LI and CSG-MI. The values prior to 2017 to 2018 are the sum of CSG-LI and CSG-MI
  • 3 The Skills Boost Top-up to the Canada Student Grant for Full-Time Students was introduced in the 2018 to 2019 loan year. It is intended for adult learners from low- and middle-income families who have been out of high school for at least 10 years
Table 1.1.3 Profile of students who received student financial assistance: grants, loans and interest subsidies
Table 1.1.3A Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by gender
Gender Number Percent
Female 448,329 60
Male 293,588 40
Total 741,917 100
Table 1.1.3B Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 181,663 24
20 to 24 years 317,635 43
25 to 29 years 114,431 15
30 to 34 years 50,650 7
35 to 39 years 33,336 4
40 to 44 years 21,267 3
45 to 49 years 12,640 2
50 years and older 10,295 1
Total 741,917 100
Table 1.1.3C Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 269,547 36
Undergraduate 421,842 57
Master 41,226 6
Doctorate 9,302 1
Total 741,917 100
Table 1.1.3D Profile of students who received student financial assistance: grants, loans and interest subsidies: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 422,350 57
College 230,237 31
Private 89,330 12
Total 741,917 100
Table 1.1.4 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 1.1.4A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender: Number
Gender Number Percent
Female 396,552 60
Male 259,946 40
Total 656,498 100
Table 1.1.4B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender: Millions of dollars
Gender Millions of dollars Percent
Female 3,133.0 62
Male 1,951.0 38
Total 5,083.9 100
Table 1.1.4C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group: Number
Age group Number Percent
Younger than 20 years 173,547 26
20 to 24 years 280,443 43
25 to 29 years 95,260 15
30 to 34 years 41,988 6
35 to 39 years 28,193 4
40 to 44 years 18,002 3
45 to 49 years 10,614 2
50 years and older 8,451 1
Total 656,498 100
Table 1.1.4D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1,159.7 23
20 to 24 years 2,068.8 41
25 to 29 years 817.9 16
30 to 34 years 403.0 8
35 to 39 years 284.6 6
40 to 44 years 178.6 4
45 to 49 years 99.4 2
50 years and older 72.0 1
Total 5,083.9 100
Table 1.1.4E Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study: Number
Level of study Number Percent
Certificate or diploma 236,501 36
Undergraduate 383,376 58
Master 30,236 5
Doctorate 6,385 1
Total 656,498 100
Table 1.1.4F Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,762.4 35
Undergraduate 3,021.2 59
Master 243.6 5
Doctorate 56.8 1
Total 5,083.9 100
Table 1.1.4G Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution: Number
Type of institution Number Percent
University 374,061 57
College 210,562 32
Private 71,875 11
Total 656,498 100
Table 1.1.4H Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 2,950.7 58
College 1,479.0 29
Private 654.2 13
Total 5,083.9 100
Table 1.1.5 Profile of students who received Canada Student Grants
Table 1.1.5A Profile of students who received Canada Student Grants: LY 2019 to 2020 by gender: Number
Gender Number Percent
Female 317,106 60
Male 210,973 40
Total 528,079 100
Table 1.1.5B Profile of students who received Canada Student Grants: LY 2019 to 2020 by gender: Millions of dollars
Gender Millions of dollars Percent
Female 1,006.8 62
Male 628.0 38
Total 1,634.8 100
Table 1.1.5C Profile of students who received Canada Student Grants: LY 2019 to 2020 by age group: Number
Age group Number Percent
Younger than 20 years 135,866 26
20 to 24 years 232,230 44
25 to 29 years 75,334 14
30 to 34 years 33,915 6
35 to 39 years 23,691 4
40 to 44 years 14,444 3
45 to 49 years 7,515 1
50 years and older 5,084 1
Total 528,079 100
Table 1.1.5D Profile of students who received Canada Student Grants: LY 2019 to 2020 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 340.0 21
20 to 24 years 650.4 40
25 to 29 years 265.0 16
30 to 34 years 153.6 9
35 to 39 years 108.9 7
40 to 44 years 64.3 4
45 to 49 years 31.7 2
50 years and older 21.0 1
Total 1,634.8 100
Table 1.1.5E Profile of students who received Canada Student Grants: LY 2019 to 2020 by level of study: Number
Level of study Number Percent
Certificate or diploma 181,161 34
Undergraduate 338,704 64
Master 6,448 1
Doctorate 1,766 0s
Total 528,079 100
  • 0s: value rounded to 0 (zero)
Table 1.1.5F Profile of students who received Canada Student Grants: LY 2019 to 2020 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 583.4 36
Undergraduate 1,030.0 63
Master 15.8 1
Doctorate 5.6 0s
Total 1,634.8 100
  • 0s value rounded to 0 (zero)
Table 1.1.5G Profile of students who received Canada Student Grants: LY 2019 to 2020 by type of institution: Number
Type of institution Number Percent
University 305,228 58
College 177,254 34
Private 45,597 9
Total 528,079 100
Table 1.1.5H Profile of students who received Canada Student Grants: LY 2019 to 2020 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 917.4 56
College 566.5 35
Private 150.9 9
Total 1,634.8 100
Table 1.1.6 Profile of students who received Canada Student Loans
Table 1.1.6A Profile of students who received Canada Student Loans: LY 2019 to 2020 by gender: Number
Gender Number Percent
Female 366,333 60
Male 241,528 40
Total 607,861 100
Table 1.1.6B Profile of students who received Canada Student Loans: LY 2019 to 2020 by gender: Millions of dollars
Gender Millions of dollars Percent
Female 2,126.2 62
Male 1,322.9 38
Total 3,449.1 100
Table 1.1.6C Profile of students who received or Canada Student Loans: LY 2019 to 2020 by age group: Number
Age group Number Percent
Younger than 20 years 162,208 27
20 to 24 years 259,403 43
25 to 29 years 88,622 15
30 to 34 years 38,271 6
35 to 39 years 25,588 4
40 to 44 years 16,390 3
45 to 49 years 9,718 2
50 years and older 7,661 1
Total 607,861 100
Table 1.1.6D Profile of students who received Canada Student Loans: LY 2019 to 2020 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 819.6 24
20 to 24 years 1,418.4 41
25 to 29 years 552.9 16
30 to 34 years 249.4 7
35 to 39 years 175.7 5
40 to 44 years 114.3 3
45 to 49 years 67.7 2
50 years and older 51.1 1
Total 3,449.1 100
Table 1.1.6E Profile of students who received Canada Student Loans: LY 2019 to 2020 by level of study: Number
Level of study Number Percent
Certificate or diploma 216,381 36
Undergraduate 355,922 59
Master 29,436 5
Doctorate 6,122 1
Total 607,861 100
Table 1.1.6F Profile of students who received Canada Student Loans: LY 2019 to 2020 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,177.3 34
Undergraduate 1,994.0 58
Master 226.6 7
Doctorate 51.1 1
Total 3,449.1 100
Table 1.1.6G Profile of students who received Canada Student Loans: LY 2019 to 2020 by type of institution: Number
Type of institution Number Percent
University 348,031 57
College 192,090 32
Private 67,740 11
Total 607,861 100
Table 1.1.6H Profile of students who received Canada Student Loans: LY 2019 to 2020 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 2,032.7 59
College 913.7 26
Private 502.7 15
Total 3,449.1 100
Table 1.1.7 Canada Apprentice Loan
Table 1.1.7A Canada Apprentice Loans
Item LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Number of Canada Apprentice Loans (CAL) recipients 16,422 15,310 13,955 13,055 10,684
CAL disbursements (millions of dollars) 69.4 65.6 58.8 54.7 44.1
Table 1.1.7B Canada Apprentice Loan recipients by gender: Percent
Gender LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Female 5 5 6 6 6
Male 95 95 94 94 94
Total 100 100 100 100 100
Table 1.1.7C Canada Apprentice Loan recipients by age group: Percent
Age group LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Younger than 20 years 3 3 2 3 2
20 to 24 years 32 30 29 28 27
25 to 29 years 29 31 31 31 32
30 to 34 years 18 18 18 19 19
35 to 39 years 9 9 10 10 10
40 to 44 years 4 5 5 5 5
45 to 49 years 2 2 2 2 3
50 years and older 2 2 2 1 1
Total 100 100 100 100 100

1.2 Loan Balance

Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Item LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Number of students leaving school 203,909 201,516 203,459 233,376 248,604
Average loan balance at time of leaving school (dollars) 13,306 13,456 13,416 13,367 13,549
Table 1.2.2 Average loan balance at time of leaving school
Table 1.2.2A Average loan balance of full-time students at time of leaving school by gender: Dollars
Gender LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Female 13,648 13,796 13,767 13,825 13,946
Male 12,803 12,964 12,910 12,713 12,984
Table 1.2.2B Average loan balance of full-time students at time of leaving school by age group: Dollars
Age group LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Younger than 20 years 5,463 5,466 5,191 5,363 5,375
20 to 24 years 12,354 12,633 12,796 12,779 13,000
25 to 29 years 16,770 16,801 16,780 16,744 17,193
30 to 34 years 16,414 16,262 15,928 15,476 15,201
35 to 39 years 14,696 14,202 13,865 13,429 13,607
40 to 44 years 14,289 14,016 13,542 13,084 13,039
45 to 49 years 13,755 13,794 13,240 13,230 13,212
50 years and older 13,026 13,032 12,772 12,753 12,861
Table 1.2.2C Average loan balance of full-time students at time of leaving school by level of study: Dollars
Level of study LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Certificate or diploma 9,890 9,968 9,698 9,846 10,053
Undergraduate 16,152 16,535 16,541 16,418 16,345
Master 21,207 20,976 20,280 19,951 19,431
Doctorate 29,040 28,604 29,251 27,935 26,731
Table 1.2.2D Average loan balance of full-time students at time of leaving school by type of institution: Dollars
Type of institution LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
University 16,727 17,113 17,167 17,200 17,132
College 10,172 10,358 10,032 10,242 10,513
Private 11,137 10,994 10,912 11,041 11,229
Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020
Item Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Number of students by debt level 53,599 68,296 43,238 26,210 19,519 14,652 23,090 248,604
Percentage of students by debt level 22 27 17 11 8 6 9 100
Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students
Table 1.2.4A Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by gender: Percent
Gender Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Female 19 28 18 11 8 6 10 100
Male 25 27 17 10 7 6 9 100
Table 1.2.4B Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by age group: Percent
Age group Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Younger than 20 years 52 38 9 1 x x 0s 100
20 to 24 years 23 25 17 12 9 8 7 100
25 to 29 years 15 22 18 12 10 7 17 100
30 to 34 years 15 30 19 11 7 5 13 100
35 to 39 years 15 36 20 11 6 4 9 100
40 to 44 years 14 37 23 10 6 3 7 100
45 to 49 years 12 38 23 10 6 3 7 100
50 years and older 13 39 22 11 x x 7 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0s: value rounded to 0 (zero)
Table 1.2.4C Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by level of study: Percent
Level of study Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Certificate or diploma 25 38 19 9 4 2 3 100
Undergraduate 19 18 16 12 11 10 14 100
Master 15 14 19 11 11 7 22 100
Doctorate 19 9 9 7 8 6 41 100
Table 1.2.4D Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020 by type of institution: Percent
Type of institution Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
University 18 18 15 12 12 10 16 100
College 30 30 18 9 5 3 4 100
Private 11 47 22 11 4 2 4 100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type
Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number
RAP stage LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
All Stages- Total 276,133 305,769 326,467 330,381 296,647
All Stages - Zero Payment 236,907 268,883 281,461 279,184 253,648
All Stages - Affordable Payment 39,226 36,886 45,006 51,197 42,999
Stage 1- Total 228,661 248,459 257,875 251,981 219,927
Stage 1- Zero Payment 197,829 218,183 221,627 211,641 186,833
Stage 1- Affordable Payment 30,832 30,276 36,248 40,340 33,094
Stage 2- Total 28,199 35,195 44,015 52,045 51,936
Stage 2- Zero Payment 22,540 30,760 37,996 44,456 45,055
Stage 2- Affordable Payment 5,659 4,435 6,019 7,589 6,881
Permanent Disability- Total 19,273 22,115 24,577 26,355 24,784
Permanent Disability - Zero Payment 16,538 19,940 21,838 23,087 21,760
Permanent Disability - Affordable Payment 2,735 2,175 2,739 3,268 3,024
Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent
RAP stage LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
All Stages- Total 100 100 100 100 100
All Stages - Zero Payment 86 88 86 85 86
All Stages - Affordable Payment 14 12 14 15 14
Stage 1- Total 100 100 100 100 100
Stage 1- Zero Payment 87 88 86 84 85
Stage 1- Affordable Payment 13 12 14 16 15
Stage 2- Total 100 100 100 100 100
Stage 2- Zero Payment 80 87 86 85 87
Stage 2- Affordable Payment 20 13 14 15 13
Permanent Disability- Total 100 100 100 100 100
Permanent Disability - Zero Payment 86 90 89 88 88
Permanent Disability - Affordable Payment 14 10 11 12 12
Table 1.3.2 Profile of students benefiting from RAP
Table 1.3.2A Profile of students benefitting from RAP: LY 2019 to 2020 by gender
Gender Number Percent
Female 195,374 66
Male 101,273 34
Total 296,647 100
Table 1.3.2B Profile of students benefitting from RAP: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 2,198 1
20 to 24 years 60,711 20
25 to 29 years 94,486 32
30 to 34 years 60,532 20
35 to 39 years 34,514 12
40 to 44 years 18,121 6
45 to 49 years 11,098 4
50 years and older 14,987 5
Total 296,647 100
Table 1.3.2C Profile of students benefitting from RAP: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 157,401 53
Undergraduate 120,389 40
Master 15,769 5
Doctorate 3,088 1
Total 296,647 100
Table 1.3.2D Profile of students benefitting from RAP: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 123,712 42
College 111,527 38
Private 61,408 21
Total 296,647 100
Table 1.3.3 First year RAP uptake rate for full-time students
Item LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 20201
Number of borrowers entering repayment 203,909 201,516 203,459 233,376 248,604
Number of borrowers on RAP during the first year in repayment 56,620 62,053 59,510 56,540 40,553
First year RAP uptake rate (percent) 28 31 29 24 16
  • 1 To help support student loan borrowers, repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. No borrower was on RAP during that period of time, which resulted in a lower RAP uptake rate for LY 2019 to 2020

1.4 Loan forgiveness

Table 1.4.1 Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year
Table 1.4.1A Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Number
Profession FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
Family Doctor 144 202 248 307 326
Family Medicine Resident 333 515 585 626 602
Licensed Practical Nurse 620 687 702 765 779
Nurse Practitioner 24 27 34 53 43
Registered Nurse 2,298 2,706 3,033 3,142 3,103
Registered Practical Nurse 333 426 459 501 499
Registered Psychiatric Nurse 101 119 134 133 138
Total 3,853 4,682 5,195 5,527 5,490
Table 1.4.1B Canada Student Loan Forgiveness for Family Doctors and Nurses by profession and by fiscal year: Amount Forgiven: Thousands of dollars
Profession FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
Family Doctor 1,068.8 1,403.2 1,764.6 2,133.5 2,267.7
Family Medicine Resident 2,561.7 3,984.7 4,580.9 4,854.1 4,732.0
Licensed Practical Nurse 2,230.7 2,562.6 2,619.9 2,789.3 2,836.1
Nurse Practitioner 79.8 97.7 128.3 195.2 162.1
Registered Nurse 8,899.3 10,501.4 11,621.3 11,961.5 11,821.2
Registered Practical Nurse 1,249.4 1,611.0 1,676.7 1,791.7 1,788.2
Registered Psychiatric Nurse 405.5 474.8 497.8 529.9 528.2
Total 16,495.2 20,635.5 22,889.5 24,255.3 24,135.4
Table 1.4.2 Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work and by fiscal year
Table 1.4.2A Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year: Number
Jurisdictions FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
Newfoundland and Labrador 199 226 256 252 252
Prince Edward Island 80 104 102 118 102
Nova Scotia 435 509 602 636 685
New Brunswick 186 240 307 332 294
Quebec x x x 10 x
Ontario 921 1,262 1,440 1,585 1,655
Manitoba 170 197 216 242 234
Saskatchewan 271 310 367 390 391
Alberta 595 690 710 754 737
British Columbia 878 1,011 1,052 1,072 1,017
Yukon 46 39 50 42 49
Northwest Territories 37 56 47 52 29
Nunavut x x x 42 x
Canada 3,853 4,682 5,195 5,527 5,490
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 1 Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work. It can be different from where they live or where they borrowed their loans
Table 1.4.2B Canada Student Loan Forgiveness for Family Doctors and Nurses by place of work1 and by fiscal year: Amount forgiven: Thousands of dollars
Jurisdictions FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
Newfoundland and Labrador 934.2 1,068.1 1,234.0 1,161.2 1,172.5
Prince Edward Island 347.9 436.0 443.5 473.4 431.8
Nova Scotia 1,873.0 2,164.0 2,544.1 2,725.9 2,893.5
New Brunswick 747.3 1,000.5 1,272.9 1,341.7 1,193.3
Quebec x x x 53.6 x
Ontario 4,009.2 5,767.6 6,580.8 7,161.1 7,522.1
Manitoba 744.1 871.1 970.8 1,105.1 977.8
Saskatchewan 1,142.7 1,299.5 1,565.4 1,655.9 1,693.3
Alberta 2,539.2 3,044.2 3,103.6 3,304.2 3,288.7
British Columbia 3,636.9 4,345.6 4,503.2 4,643.3 4,393.9
Yukon 185.5 194.9 220.0 196.3 199.8
Northwest Territories 173.6 245.6 237.2 236.8 137.2
Nunavut x x x 196.6 x
Canada 16,495.2 20,635.5 22,889.5 24,255.3 24,135.4
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 1 Eligibility for the Canada Student Loan Forgiveness for Family Doctors and Nurses is based on the borrower's place of work. It can be different from where they live or where they borrowed their loans
Table 1.4.3 Severe Permanent Disability Benefit1
Item LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Number of recipients 706 577 503 440 485
Total value of loans forgiven (millions of dollars) 11.7 8.7 7.7 7.4 7.8
Average value of loans forgiven (dollars) 16,526 15,099 15,295 16,730 16,062
  • 1 The data represents all loan balances at the beginning of the assessment process by the CSFA Program for the purposes of the Severe Permanent Disability Benefit

1.5 Default

Table 1.5.1 3-year default rates for direct loans for full-time students
Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent
Item LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
3-year default rate for direct loans 11 10 9 9 8
Table 1.5.1B 3-year default rates for direct loans for full-time students by gender: Percent
Gender LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
Female 10 10 9 9 8
Male 12 11 10 10 9
Table 1.5.1C 3-year default rates for direct loans for full-time students by age group: Percent
Age group LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
Younger than 20 years 21 20 19 19 17
20 to 24 years 10 9 9 8 7
25 to 29 years 9 9 8 8 7
30 to 34 years 12 11 10 10 9
35 to 39 years 13 13 11 11 10
40 to 44 years 14 12 10 11 10
45 to 49 years 13 13 11 10 11
50 years and older 15 13 12 12 12
Table 1.5.1D 3-year default rates for direct loans for full-time students by level of study: Percent
Level of study LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
Certificate or diploma 16 15 14 14 13
Undergraduate 7 6 6 6 6
Master 4 4 3 3 2
Doctorate 8 7 5 7 5
Table 1.5.1E 3-year default rates for direct loans for full-time students by type of institution: Percent
Type of institution LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
University 7 6 6 6 5
College 13 12 11 11 10
Private 21 19 18 17 16

1.6 Loan Portfolio

Table 1.6.1 Overall portfolio by loan regime at the end of the fiscal year: Millions of dollars
Item FY
2015 to 2016
FY
2016 to 2017
FY
2017 to 2018
FY
2018 to 2019
FY
2019 to 2020
Total 16,984.1 17,476.4 18,490.5 19,685.8 20,507.6
Total- In study 7,006.2 7,050.6 7,719.4 8,414.9 8,631.9
Total- In repayment 9,977.9 10,425.8 10,771.1 11,270.8 11,875.7
Guaranteed Loans- Total 5.5 3.9 2.8 1.8 1.3
Guaranteed Loans- In study 0.8 0.6 0.4 0.3 0.2
Guaranteed Loans- In repayment 4.7 3.3 2.4 1.5 1.1
Risk Shared Loans- Total 966.9 905.6 794.9 770.1 753.1
Risk Shared Loans- In study 5.8 3.9 2.3 1.3 1.0
Risk Shared Loans- In repayment 961.1 901.7 792.6 768.8 752.1
Direct Loans- Total 16,011.6 16,566.9 17,692.8 18,913.9 19,753.3
Direct Loans- In study 6,999.5 7,046.1 7,716.7 8,413.3 8,630.7
Direct Loans- In repayment 9,012.1 9,520.8 9,976.1 10,500.5 11,122.6
Table 1.6.2 Direct loan portfolio at the end of loan year
Table 1.6.2A Direct loan portfolio at the end of loan year: Number of borrowers
Loan status LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 20201
In study 561,456 522,982 585,374 609,910 599,971
In repayment 805,565 841,406 868,041 907,259 983,826
In repayment- Current 552,805 570,589 580,096 616,069 900,965
In repayment-RAP 176,417 201,802 209,428 204,945 0
In repayment-Delinquency 76,343 69,015 78,517 86,245 82,861
In default 224,859 224,450 219,134 217,766 213,420
Total direct loan portfolio 1,591,880 1,588,838 1,672,549 1,734,935 1,797,217
  • 1 To help support student loan borrowers, repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. Therefore, no borrowers were on RAP at the end of LY 2019 to 2020 on July 31, 2020
Table 1.6.2B Direct loan portfolio at the end of loan year: Millions of dollars
Loan status LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 20201
In study 6,589.3 6,625.8 7,379.3 7,919.2 8,201.9
In repayment 8,981.3 9,398.9 9,770.1 10,343.2 11,575.0
In repayment- Current 5,243.4 5,212.6 5,322.6 5,769.8 10,593.8
In repayment-RAP 2,945.8 3,429.7 3,588.6 3,601.9 0.0
In repayment-Delinquency 792.0 756.7 858.9 971.4 981.1
In default 2,425.4 2,463.5 2,474.0 2,545.6 2,565.3
Total direct loan portfolio 17,996.0 18,488.3 19,623.3 20,808.0 22,342.2
  • 1 To help support student loan borrowers , repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. Therefore, no borrowers were on RAP at the end of LY 2019 to 2020 on July 31, 2020

2. Provinces and Territories

2.1 Student financial assistance: grants, loans and interest subsidies

Table 2.1.1 Student financial assistance by type
Table 2.1.1A Student financial assistance by type: LY 2019 to 2020: Number of recipients1
Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance2 (SFA) 741,917 7,381 3,397 20,378 15,917 477,130 18,303 20,978 105,784 72,327 322
SFA- Full-time students 728,228 x 3,122 20,176 15,772 469,822 17,982 20,723 104,060 68,964 x
SFA- Part-time students 36,611 x 507 350 249 25,191 478 418 3,144 6,047 x
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 656,498 6,524 3,061 18,096 14,326 424,701 15,978 19,172 91,854 62,490 296
CSG/CSL- Full-time students3 642,229 x 2,768 17,893 14,180 416,964 15,654 18,916 90,083 59,049 x
CSG/CSL- Part-time students3 36,522 x 505 350 247 25,144 475 417 3,135 6,023 x
Canada Student Grant (CSG) 528,079 5,426 2,574 14,573 11,152 341,768 13,427 16,125 72,696 50,097 241
CSG- Full-time students4 511,756 x 2,253 14,362 11,000 332,380 13,093 15,851 70,757 46,501 x
CSG- Part-time students5 36,394 x 505 348 244 25,068 474 417 3,121 5,991 x
Canada Student Loan (CSL) 607,861 6,406 2,552 17,750 14,029 388,703 15,255 17,317 87,489 58,140 220
CSL- Full-time students 599,795 x 2,547 17,582 13,923 383,855 15,007 17,145 86,472 56,694 x
CSL- Part-time students 15,761 x 11 233 139 10,913 296 210 1,506 2,367 x
In-study interest subsidy 693,468 7,263 2,899 20,062 15,663 441,134 17,591 19,158 101,448 68,004 246
In-study interest subsidy- Full-time students 686,001 x 2,909 19,896 15,559 436,715 17,346 18,995 100,481 66,645 x
In-study interest subsidy- Part-time students 15,850 x 13 233 141 10,960 301 210 1,516 2,389 x
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10.
  • 1 The number of recipients do not sum to the total. Some recipients can receive multiple products (grants and/or loans and/or in-study interest subsidy) in the same year.
  • 2 Student financial assistance is any form of financial aid provided by the CSFA Program to students while they enroll in designated PSE institutions. This includes:
    • Canada Student Grants
    • Canada Student Loans
    • in-study interest subsidy
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan.
  • 4 Includes Canada Student Grant for:
    • full-time students
    • full-time students with dependants
    • students with permanent disabilities
    • services and equipment for students with permanent disabilities
  • 5 Includes Canada Student Grant for
    • part-time studies
    • part-time students with dependants
Table 2.1.1B Student financial assistance by type: LY 2019 to 2020: Millions of dollars
Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance6 (SFA) N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Full-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
SFA- Part-time students6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Canada Student Grant / Canada Student Loan3 (CSG/CSL) 5,083.9 60.3 24.0 177.3 106.9 3,108.7 124.0 168.4 793.0 519.1 2.3
CSG/CSL- Full-time students3 5,002.1 x 23.2 176.3 106.3 3,054.8 122.4 167.2 784.8 505.1 x
CSG/CSL- Part-time students3 81.9 x 0.7 1.1 0.7 53.9 1.5 1.3 8.2 14.0 x
Canada Student Grant (CSG) 1,634.8 18.6 8.1 50.9 34.8 1,020.0 43.9 58.1 245.6 154.1 0.8
CSG- Full-time students4 1,578.0 x 7.4 50.3 34.3 981.2 43.1 57.3 240.8 144.4 x
CSG- Part-time students5 56.8 x 0.7 0.6 0.4 38.8 0.8 0.7 4.8 9.7 x
Canada Student Loan (CSL) 3,449.1 41.7 15.9 126.5 72.2 2,088.7 80.1 110.4 547.4 364.9 1.5
CSL- Full-time students 3,424.0 x 15.8 126.0 71.9 2,073.5 79.3 109.8 543.9 360.7 x
CSL- Part-time students 25.1 x 0.0 0.5 0.2 15.2 0.8 0.5 3.4 4.3 x
In-study interest subsidy7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Full-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
In-study interest subsidy- Part-time students7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 3 Includes students who receive a Canada Student Grant and/or a Canada Student Loan
  • 4 Includes Canada Student Grant for:
    • full-time students
    • full-time students with dependants
    • students with permanent disabilities
    • services and equipment for students with permanent disabilities
  • 5 Includes Canada Student Grant for:
    • part-time studies
    • part-Time students with dependants
  • 6 The dollar amount of total SFA, SFA for full-time students and SFA for part-time students are not available because one of its components, in-study interest subsidy, has no dollar value
  • 7 The dollar value for in-study interest subsidies is not available
Table 2.1.2 Canada Student Grants for full-time and part-time students by type
Table 2.1.2A Canada Student Grants for full-time and part-time students by type: LY 2019 to 2020: Number of recipients
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Students with Permanent Disabilities Canada Student Grant for Part-Time Studies Canada Student Grant for Part-Time Students with Dependants Total1
Newfoundland and Labrador 4,907 779 383 1,043 360 x x 5,426
Prince Edward Island 2,052 244 191 413 217 505 12 2,574
Nova Scotia 13,077 1,839 1,454 2,948 1,468 348 77 14,573
New Brunswick 10,122 1,305 1,266 1,163 581 244 62 11,152
Ontario 306,388 38,583 40,157 34,031 4,106 25,058 1,602 341,768
Manitoba 12,050 2,142 2,122 934 506 474 115 13,427
Saskatchewan 14,422 2,754 2,969 2,170 767 417 149 16,125
Alberta 62,055 14,241 14,200 5,453 1,596 3,115 577 72,696
British Columbia 42,510 8,659 5,002 4,442 1,308 5,987 541 50,097
Yukon 222 69 29 24 12 x x 241
Canada 467,805 70,615 67,773 52,621 10,921 36,374 3,158 528,079
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 1 The number of recipients do not sum to the total. Some recipients can receive more than one grant in the same year
Table 2.1.2B Canada Student Grants for full-time and part-time students by type: LY 2019 to 2020: Millions of dollars
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Students with Permanent Disabilities Canada Student Grant for Services and Equipment for Students with Permanent Disabilities Canada Student Grant for Part-Time Studies Canada Student Grant for Part-Time Students with Dependants Total
Newfoundland and Labrador 12.6 1.1 0.9 2.1 1.6 x x 18.6
Prince Edward Island 5.1 0.4 0.4 0.8 0.7 0.7 0.0s 8.1
Nova Scotia 34.4 3.1 3.5 5.9 3.5 0.5 0.1 50.9
New Brunswick 25.5 2.0 2.9 2.1 1.8 0.4 0.1 34.8
Ontario 756.8 57.1 95.2 64.6 7.5 37.7 1.1 1,020.0
Manitoba 30.4 3.3 5.2 1.8 2.4 0.7 0.1 43.9
Saskatchewan 37.7 4.4 8.1 4.3 2.8 0.6 0.1 58.1
Alberta 169.1 22.8 33.7 10.7 4.5 4.4 0.4 245.6
British Columbia 108.6 13.2 10.2 8.9 3.5 9.3 0.4 154.1
Yukon 0.6 0.1 0.0s 0.0s 0.0s x x 0.8
Canada 1,180.9 107.5 160.0 101.2 28.4 54.5 2.3 1,634.8
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0.0s: value rounded to 0.0 (zero)
Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender: Percent
Gender Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 60 63 62 63 63 59 63 65 63 62 65
Male 40 37 38 37 37 41 37 35 37 38 35
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group: Percent
Type Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 26 28 33 29 33 30 22 22 17 17 10
20 to 24 years 43 46 45 44 43 43 41 42 40 42 41
25 to 29 years 15 17 12 15 12 13 18 17 17 21 25
30 to 34 years 6 4 4 5 5 5 8 8 9 8 7
35 to 39 years 4 2 2 3 3 4 5 5 7 5 9
40 to 44 years 3 1 2 2 2 2 3 3 4 3 4
45 to 49 years 2 1 x 1 1 1 2 1 3 2 x
50 years and older 1 0s x 1 1 1 1 1 2 2 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0s: value rounded to 0 (zero)
Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study: Percent
Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 36 42 29 35 37 35 29 27 43 37 35
Undergraduate 58 53 66 60 59 59 67 69 52 57 57
Master 5 5 x 5 4 5 4 3 4 5 x
Doctorate 1 1 x 0s 1 1 0s 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0s: value rounded to 0 (zero)
Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution: Percent
Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 57 57 70 66 61 58 67 71 41 60 51
College 32 27 24 24 23 34 19 21 37 23 42
Private 11 16 6 10 16 7 14 8 22 18 8
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.4 Average age of students who received student financial assistance: LY 2019 to 2020
Student financial assistance Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Total student financial assistance 24 23 23 23 23 24 25 25 26 26 27
Canada Student Grant / Canada Student Loan (CSG/CSL) 24 23 23 23 23 24 25 25 26 25 27
CSG/CSL- Full-time students 24 23 23 23 23 24 25 24 26 25 27
CSG/CSL- Part-time students 25 25 21 28 27 24 30 30 28 26 27
Canada Student Grant (CSG) 24 23 23 23 23 24 25 25 26 25 26
CSG- Full-time students 24 23 23 23 23 23 25 25 26 25 26
CSG- Part-time students 25 25 21 28 27 24 30 30 28 26 27
Canada Student Loan (CSL) 24 23 23 23 23 24 25 24 26 25 27
CSL- Full-time students 24 23 23 23 23 24 25 24 26 25 27
CSL- Part-time students 26 27 32 29 30 24 31 32 28 27 36
Entering repayment 26 24 26 25 25 26 27 27 29 27 28
Repayment assistance plan 31 30 30 29 30 31 33 31 32 33 34
Canada Apprentice Loan 29 30 27 28 28 29 29 29 29 29 30
Table 2.1.5 Canada Apprentice Loan
Table 2.1.5A Canada Apprentice Loan: Number of recipients
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 261 245 136 99 52
Prince Edward Island 71 83 81 67 57
Nova Scotia 520 503 555 602 484
New Brunswick 485 496 498 478 377
Ontario 2,072 1,974 1,820 1,804 1,657
Manitoba 1,031 954 934 914 700
Saskatchewan 1,095 952 866 740 437
Alberta 7,975 7,152 6,097 5,125 4,116
British Columbia 2,860 2,884 2,893 3,158 2,756
Yukon 25 32 24 40 26
Northwest Territories x x x x x
Nunavut x x x x x
Canada 16,422 15,310 13,955 13,055 10,684
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 2.1.5B Canada Apprentice Loan: Millions of dollars
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 1.1 1.1 0.6 0.4 0.2
Prince Edward Island 0.3 0.3 0.3 0.3 0.2
Nova Scotia 2.3 2.3 2.5 2.7 2.1
New Brunswick 1.9 2.0 2.0 2.0 1.5
Ontario 8.5 8.1 7.4 7.3 6.6
Manitoba 4.1 3.8 3.7 3.6 2.8
Saskatchewan 4.3 3.8 3.4 2.9 1.7
Alberta 33.9 31.1 26.0 21.6 17.1
British Columbia 12.6 12.7 12.5 13.7 11.7
Yukon 0.1 0.1 0.1 0.2 0.1
Northwest Territories x x x x x
Nunavut x x x x x
Canada 69.4 65.6 58.8 54.7 44.1
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

2.2 Loan Balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number1
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 11,134 10,587 11,249 12,514 13,311
Prince Edward Island 17,704 17,749 17,349 17,594 17,438
Nova Scotia 17,090 16,855 17,358 17,637 17,956
New Brunswick 13,806 13,576 12,192 11,637 11,846
Ontario 13,308 13,604 13,697 13,416 13,489
Manitoba 9,710 9,853 9,642 9,670 9,605
Saskatchewan 14,279 14,415 14,353 14,314 14,557
Alberta 12,142 11,830 11,538 12,076 12,836
British Columbia 13,728 14,079 14,027 14,384 14,541
Yukon 11,118 11,336 12,488 12,785 12,154
Canada 13,306 13,456 13,416 13,367 13,549
  • 1 Number of students leaving school
Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: dollars
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 11,134 10,587 11,249 12,514 13,311
Prince Edward Island 17,704 17,749 17,349 17,594 17,438
Nova Scotia 17,090 16,855 17,358 17,637 17,956
New Brunswick 13,806 13,576 12,192 11,637 11,846
Ontario 13,308 13,604 13,697 13,416 13,489
Manitoba 9,710 9,853 9,642 9,670 9,605
Saskatchewan 14,279 14,415 14,353 14,314 14,557
Alberta 12,142 11,830 11,538 12,076 12,836
British Columbia 13,728 14,079 14,027 14,384 14,541
Yukon 11,118 11,336 12,488 12,785 12,154
Canada 13,306 13,456 13,416 13,367 13,549
Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: LY 2019 to 2020: percent
Jurisdiction Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Newfoundland and Labrador 19 29 17 14 10 4 7 100
Prince Edward Island 12 27 16 9 x x x 100
Nova Scotia 7 27 16 14 9 8 17 100
New Brunswick 28 30 15 10 6 4 7 100
Ontario 23 25 17 10 8 6 9 100
Manitoba 31 35 17 7 4 2 4 100
Saskatchewan 15 33 17 11 8 6 11 100
Alberta 19 33 19 11 7 4 7 100
British Columbia 17 29 17 12 8 5 11 100
Yukon 24 35 12 12 x x x 100
Canada 22 27 17 11 8 6 9 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type
Table 2.3.1A Number of RAP recipients by RAP stage and payment type: LY 2019 to 2020: Number
RAP stage Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 296,647 4,482 1,861 14,245 13,290 178,001 4,176 6,191 38,275 36,067 59
All Stages - Zero Payment 253,648 3,929 1,499 11,821 10,605 154,897 3,762 5,201 32,331 29,554 49
All Stages - Affordable Payment 42,999 553 362 2,424 2,685 23,104 414 990 5,944 6,513 10
Stage 1 219,927 3,104 1,319 10,152 8,927 130,096 3,265 4,652 32,682 25,683 47
Stage 1- Zero Payment 186,833 2,715 x 8,461 7,131 112,294 2,941 3,912 27,523 20,764 x
Stage 1- Affordable Payment 33,094 389 x 1,691 1,796 17,802 324 740 5,159 4,919 x
Stage 2 51,936 1,029 x 2,672 3,556 31,788 623 760 3,431 7,695 x
Stage 2- Zero Payment 45,055 895 x 2,147 2,784 28,256 558 638 2,964 6,495 x
Stage 2- Affordable Payment 6,881 134 x 525 772 3,532 65 122 467 1,200 x
Permanent Disability 24,784 349 x 1,421 807 16,117 288 779 2,162 2,689 x
Permanent Disability - Zero Payment 21,760 319 x 1,213 690 14,347 263 651 1,844 2,295 x
Permanent Disability - Affordable Payment 3,024 30 x 208 117 1,770 25 128 318 394 x
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 2.3.1B Number of RAP recipients by RAP stage and payment type: LY 2019 to 2020: Percent
RAP stage Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 100 100 100 100 100 100 100 100 100 100 100
All Stages - Zero Payment 86 88 81 83 80 87 90 84 84 82 83
All Stages - Affordable Payment 14 12 19 17 20 13 10 16 16 18 17
Stage 1 100 100 100 100 100 100 100 100 100 100 100
Stage 1- Zero Payment 85 87 x 83 80 86 90 84 84 81 x
Stage 1- Affordable Payment 15 13 x 17 20 14 10 16 16 19 x
Stage 2 100 100 x 100 100 100 100 100 100 100 x
Stage 2- Zero Payment 87 87 x 80 78 89 90 84 86 84 x
Stage 2- Affordable Payment 13 13 x 20 22 11 10 16 14 16 x
Permanent Disability 100 100 x 100 100 100 100 100 100 100 x
Permanent Disability - Zero Payment 88 91 x 85 86 89 91 84 85 85 x
Permanent Disability - Affordable Payment 12 9 x 15 14 11 9 16 15 15 x
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 2.3.2 Profile of students who were on RAP
Table 2.3.2A Profile of students who were on RAP: LY 2019 to 2020 by gender: Percent
Gender Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 66 70 74 72 70 64 68 69 68 66 73
Male 34 30 26 28 30 36 32 31 32 34 27
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2B Profile of students who were on RAP: LY 2019 to 2020 by age group: Percent
Age group Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 1 2 0s 1 1 1 1 1 1 0s 0
20 to 24 years 20 22 x 25 23 21 18 19 19 15 x
25 to 29 years 32 34 36 35 33 33 26 28 30 29 31
30 to 34 years 20 24 22 21 21 20 21 23 20 22 24
35 to 39 years 12 12 x 10 11 11 15 14 13 15 x
40 to 44 years 6 4 x 4 5 6 9 7 8 8 x
45 to 49 years 4 2 x 2 2 4 5 4 4 5 x
50 years and older 5 2 x 2 3 5 6 4 5 6 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 2.3.2C Profile of students who were on RAP: LY 2019 to 2020 by level of study: Percent
Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 53 60 49 54 58 53 46 44 56 52 41
Undergraduate 41 36 46 41 37 41 48 51 39 42 51
Master 5 3 x 4 4 6 5 5 5 6 x
Doctorate 1 1 x 0s 0s 1 1 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0s: value rounded to 0 (zero)
Table 2.3.2D Profile of students who were on RAP: LY 2019 to 2020 by type of institution: Percent
Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 42 39 50 46 39 42 50 53 32 49 46
College 38 30 x 32 29 44 20 28 33 23 x
Private 21 31 x 23 31 15 30 19 35 29 x
Total 100 100 100 100 100 100 100 100 100 100 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 2.3.3 First year RAP uptake rate for full-time students: LY 2019 to 20201
Jurisdiction Number of borrowers on RAP during the first year of repayment Number of borrowers entering repayment First year RAP uptake rate
Newfoundland and Labrador 468 2,680 17
Prince Edward Island x x x
Nova Scotia 2,010 7,673 26
New Brunswick 1,606 6,177 26
Ontario 24,137 158,791 15
Manitoba 637 5,811 11
Saskatchewan 1,081 6,124 18
Alberta 6,601 35,391 19
British Columbia 3,761 24,761 15
Yukon x x x
Canada 40,553 248,604 16
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 1 To help support student loan borrowers, repayments were suspended for all borrowers between March 30, 2020 and September 30, 2020. No borrower was on RAP during that period of time, which resulted in a lower RAP uptake rate for LY 2019 to 2020

2.4 Default

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent
Jurisdiction LY
2013 to 2014
LY
2014 to 2015
LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
Newfoundland and Labrador 9 10 9 8 8
Prince Edward Island 10 9 7 9 10
Nova Scotia 11 11 11 10 10
New Brunswick 10 10 10 9 7
Ontario 11 10 9 9 8
Manitoba 11 10 10 9 9
Saskatchewan 10 11 9 11 10
Alberta 11 11 11 11 11
British Columbia 10 9 8 7 7
Yukon 11 x 18 11 x
Canada 11 10 9 9 8
  • x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10
Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students
Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018: Percent
Item Canada N.L. N.L. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
3-year default rate for direct loans 8 8 10 10 7 8 9 10 11 7 x
Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by gender: Percent
Gender Canada N.L. N.L. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Female 8 8 9 9 7 7 8 10 11 6 x
Male 9 9 12 12 8 8 9 10 11 7 x
  • x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10
Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by age group: Percent
Age group Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 17 15 19 17 15 19 11 15 17 13 0
20 to 24 years 7 9 9 10 7 7 8 7 10 7 x
25 to 29 years 7 7 7 9 5 7 7 8 10 5 x
30 to 34 years 9 7 x 8 6 10 8 12 12 6 x
35 to 39 years 10 x x 11 13 10 13 14 13 7 x
40 to 44 years 10 0 x 15 x 9 14 21 12 8 0
45 to 49 years 11 x x 13 6 7 10 23 16 13 x
50 years and older 12 x x x 15 9 17 14 17 14 x
  • x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10
Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by level of study: Percent
Level of study Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 13 14 13 14 11 12 11 15 18 10 x
Undergraduate 6 4 8 8 5 6 8 8 6 4 x
Master 2 x 0 4 x 2 3 3 2 4 0
Doctorate 5 0 x x 0 5 x x x x 0
  • x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10
Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: LY 2017 to 2018 by type of institution: Percent
Type of institution Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 5 4 9 7 5 5 7 7 4 5 x
College 10 9 12 13 10 10 7 13 8 8 x
Private 16 18 11 16 11 14 14 17 23 11 x
  • x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

3. Mobility

Table 3.1.1 Number of full-time students studying inside and outside of Canada

Table 3.1.1A Number of full-time students studying inside and outside Canada: LY 2019 to 2020: Number
Jurisdiction Study in home province or territory Study in Canada but away from home province or territory Study in the United States Study outside Canada and the United States Total
Newfoundland and Labrador 5,288 972 29 63 6,352
Prince Edward Island 1,549 973 x x 2,547
Nova Scotia 14,487 2,889 82 124 17,582
New Brunswick 10,937 2,861 70 55 13,923
Ontario 367,917 8,561 3,147 4,230 383,855
Manitoba 12,740 1,999 160 108 15,007
Saskatchewan 13,630 3,226 178 111 17,145
Alberta 72,690 10,745 1,540 1,497 86,472
British Columbia 48,726 6,061 736 1,171 56,694
Yukon 49 167 x x 218
Canada 548,013 38,454 5,949 7,379 599,795
  • x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10
Table 3.1.1B Number of full-time students studying inside and outside Canada: LY 2019 to 2020: Percent
Jurisdiction Study in home province or territory Study in Canada but away from home province or territory Study in the United States Study outside Canada and the United States Total
Newfoundland and Labrador 83.2 15.3 0.5 1.0 100.0
Prince Edward Island 60.8 38.2 x x 100.0
Nova Scotia 82.4 16.4 0.5 0.7 100.0
New Brunswick 78.6 20.5 0.5 0.4 100.0
Ontario 95.8 2.2 0.8 1.1 100.0
Manitoba 84.9 13.3 1.1 0.7 100.0
Saskatchewan 79.5 18.8 1.0 0.6 100.0
Alberta 84.1 12.4 1.8 1.7 100.0
British Columbia 85.9 10.7 1.3 2.1 100.0
Yukon 22.5 76.6 x x 100.0
Canada 91.4 6.4 1.0 1.2 100.0
  • x: cells are suppressed to prevent disclosure of number of borrowers greater than 0 but less than 10

Table 3.2.1 Number of full-time students studying inside their home province or territory

Table 3.2.1A Number of full-time students studying inside their home province or territory: Number
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 5,229 5,090 4,969 5,104 5,288
Prince Edward Island 1,507 1,492 x x 1,549
Nova Scotia 13,130 13,329 13,864 14,319 14,487
New Brunswick 8,667 9,164 10,898 11,208 10,937
Ontario 306,728 302,452 370,687 393,264 367,917
Manitoba 8,383 8,160 7,781 11,197 12,740
Saskatchewan 9,271 9,959 11,812 12,957 13,630
Alberta 46,526 51,220 65,342 68,115 72,690
British Columbia 45,561 43,434 46,788 46,172 48,726
Yukon 26 30 x x 49
Canada 445,028 444,330 533,672 563,917 548,013
  • x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10
Table 3.2.1B Number of full-time students studying inside their home province or territory: Percent
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 85.7 84.7 83.8 82.8 83.2
Prince Edward Island 56.6 57.4 x x 60.8
Nova Scotia 80.5 80.4 80.8 81.3 82.4
New Brunswick 75.4 76.7 78.9 79.2 78.6
Ontario 95.1 95.2 95.4 95.3 95.8
Manitoba 83.4 82.6 82.0 84.1 84.9
Saskatchewan 79.6 79.4 80.0 80.3 79.5
Alberta 83.2 82.7 83.6 83.6 84.1
British Columbia 85.6 85.2 85.7 85.5 85.9
Yukon 15.3 21.6 x x 22.5
Canada 90.8 90.6 91.2 91.2 91.4
  • x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10

Table 3.2.2 Number of full-time students studying in Canada but away from their home province or territory

Table 3.2.2A Number of full-time students studying in Canada but away from their home province or territory: Number
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 764 819 876 968 972
Prince Edward Island 1,132 1,084 1,030 973 973
Nova Scotia 2,955 3,040 3,090 3,069 2,889
New Brunswick 2,696 2,639 2,784 2,818 2,861
Ontario 8,962 8,743 10,545 11,800 8,561
Manitoba 1,365 1,421 1,455 1,838 1,999
Saskatchewan 2,085 2,303 2,659 2,894 3,226
Alberta 7,208 8,286 9,919 10,364 10,745
British Columbia 6,012 5,921 6,079 6,067 6,061
Yukon 134 105 139 133 167
Canada 33,313 34,361 38,576 40,924 38,454
Table 3.2.2B Number of full-time students studying in Canada but away from their home province or territory: Percent
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 12.5 13.6 14.8 15.7 15.3
Prince Edward Island 42.5 41.7 40.4 38.3 38.2
Nova Scotia 18.1 18.3 18.0 17.4 16.4
New Brunswick 23.4 22.1 20.1 19.9 20.5
Ontario 2.8 2.8 2.7 2.9 2.2
Manitoba 13.6 14.4 15.3 13.8 13.3
Saskatchewan 17.9 18.4 18.0 17.9 18.8
Alberta 12.9 13.4 12.7 12.7 12.4
British Columbia 11.3 11.6 11.1 11.2 10.7
Yukon 78.8 75.5 73.9 72.3 76.6
Canada 6.8 7.0 6.6 6.6 6.4

Table 3.2.3 Number of full-time students studying outside of Canada

Table 3.2.3A Number of full-time students studying outside of Canada: Number
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 109 100 85 92 92
Prince Edward Island 24 x x x x
Nova Scotia 228 214 210 214 206
New Brunswick 137 143 136 120 125
Ontario 6,696 6,608 7,176 7,711 7,377
Manitoba 304 294 257 278 268
Saskatchewan 286 280 293 287 289
Alberta 2,166 2,419 2,859 2,988 3,037
British Columbia 1,634 1,623 1,718 1,793 1,907
Yukon 10 x x x x
Canada 11,594 11,710 12,771 13,518 13,328
  • x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10
Table 3.2.3B Number of full-time students studying outside of Canada: Percent
Jurisdiction LY
2015 to 2016
LY
2016 to 2017
LY
2017 to 2018
LY
2018 to 2019
LY
2019 to 2020
Newfoundland and Labrador 1.8 1.7 1.4 1.5 1.4
Prince Edward Island 0.9 x x x x
Nova Scotia 1.4 1.3 1.2 1.2 1.2
New Brunswick 1.2 1.2 1.0 0.8 0.9
Ontario 2.1 2.1 1.8 1.9 1.9
Manitoba 3.0 3.0 2.7 2.1 1.8
Saskatchewan 2.5 2.2 2.0 1.8 1.7
Alberta 3.9 3.9 3.7 3.7 3.5
British Columbia 3.1 3.2 3.1 3.3 3.4
Yukon 5.9 x x x x
Canada 2.4 2.4 2.2 2.2 2.2
  • x: cells are suppressed to prevent disclosure of number of students greater than 0 but less than 10

4. Historical Data

4.1 Loans

Table 4.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 42,113 737 437 2,513 2,027 21,920 2,272 2,992 4,519 4,675 x x
1965 to 1966 53,702 1,392 1,100 3,943 3,170 21,368 3,523 4,965 6,439 7,770 22 10
1966 to 1967 67,401 1,488 881 5,029 3,939 27,640 4,183 6,210 8,245 9,753 21 12
1967 to 1968 94,758 1,980 969 6,387 5,766 45,225 4,694 7,726 10,716 11,270 14 11
1968 to 1969 103,735 2,176 958 6,640 6,178 52,165 4,694 8,015 12,878 10,000 x x
1969 to 1970 128,070 5,051 1,242 9,248 7,613 62,761 5,584 10,203 17,565 8,768 22 13
1970 to 1971 126,567 5,371 1,630 9,155 7,605 60,523 4,597 9,757 19,308 8,585 x x
1971 to 1972 133,501 7,903 2,000 9,897 8,504 63,549 5,430 10,012 17,286 8,869 35 16
1972 to 1973 132,012 7,553 1,869 9,966 8,440 66,390 5,710 9,361 15,462 7,208 22 31
1973 to 1974 137,150 7,933 1,649 9,243 8,524 69,510 6,155 8,205 15,577 10,289 30 35
1974 to 1975 151,349 7,828 1,560 9,579 7,653 79,340 7,267 6,901 14,703 16,421 42 55
1975 to 1976 144,893 4,529 1,494 9,505 6,591 80,708 7,527 5,317 12,761 16,318 72 71
1976 to 1977 140,870 4,795 1,395 9,201 6,210 77,823 7,052 4,886 13,283 16,103 75 47
1977 to 1978 114,827 4,583 1,281 8,111 6,135 56,063 5,569 5,334 12,568 15,031 90 62
1978 to 1979 122,438 4,106 1,207 7,577 6,121 66,313 4,613 5,322 12,177 14,870 78 54
1979 to 1980 118,374 4,390 1,143 7,720 6,067 63,412 4,181 4,637 12,139 14,544 91 50
1980 to 1981 128,362 4,906 1,228 7,955 6,404 70,963 4,224 4,933 13,476 14,130 86 57
1981 to 1982 138,539 5,432 1,442 8,962 6,981 74,537 5,390 5,211 15,530 14,886 120 48
1982 to 1983 172,506 7,829 1,688 10,179 8,777 93,874 7,237 6,400 16,051 20,339 122 10
1983 to 1984 196,154 7,183 1,873 11,403 9,911 104,451 8,439 7,819 25,589 19,332 x x
1984 to 1985 207,184 8,240 1,992 12,378 10,275 105,028 9,722 8,083 33,331 17,936 x x
1985 to 1986 217,746 10,333 2,143 12,829 11,219 101,713 10,842 9,234 38,438 20,794 188 13
1986 to 1987 234,164 11,843 2,272 13,547 11,241 101,332 11,329 14,032 45,256 23,095 201 16
1987 to 1988 222,370 10,840 2,294 13,000 11,445 91,995 12,013 14,596 39,568 26,413 190 14
1988 to 1989 203,047 10,303 2,070 12,779 10,917 83,868 11,596 14,360 35,698 21,247 209 N/A
1989 to 1990 215,034 10,588 2,484 13,361 11,707 87,999 10,752 14,961 36,637 26,379 166 N/A
1990 to 1991 240,543 12,960 2,451 14,957 13,040 100,623 11,801 15,306 37,193 31,911 301 N/A
1991 to 1992 268,305 12,132 2,399 14,674 13,472 128,270 11,707 15,480 35,513 34,292 366 N/A
1992 to 1993 281,312 11,740 2,211 13,905 13,427 139,299 12,066 16,280 36,649 35,350 385 N/A
1993 to 1994 304,942 11,936 2,132 14,165 12,775 162,794 10,305 15,479 38,305 36,685 366 N/A
1994 to 1995 315,670 12,478 2,065 13,430 10,422 180,644 9,629 14,663 32,656 39,397 286 N/A
1995 to 1996 324,165 15,236 2,107 14,608 9,455 178,771 9,199 13,705 37,439 43,361 284 N/A
1996 to 1997 343,224 18,717 2,169 16,201 13,437 185,297 9,208 12,951 38,900 46,103 241 N/A
1997 to 1998 350,774 18,796 2,312 16,748 14,127 188,108 9,488 13,051 36,973 50,904 267 N/A
1998 to 1999 336,342 17,645 2,650 17,463 14,448 177,451 9,957 13,865 36,141 46,493 229 N/A
1999 to 2000 335,103 14,842 2,306 16,553 13,782 169,990 10,558 15,203 39,683 51,918 268 N/A
2000 to 2001 343,588 15,953 3,047 16,903 15,708 158,256 10,860 16,358 43,294 62,953 256 N/A
2001 to 2002 328,674 13,912 3,068 17,234 15,614 145,287 10,267 16,246 42,323 64,467 256 N/A
2002 to 2003 328,991 12,554 3,238 16,945 15,439 148,195 9,930 15,392 42,052 64,993 253 N/A
2003 to 2004 340,203 11,541 3,385 16,697 15,902 159,684 9,649 15,163 42,501 65,425 256 N/A
2004 to 2005 337,256 10,395 3,280 16,044 15,434 167,354 9,180 14,132 41,422 59,764 251 N/A
2005 to 2006 343,638 9,640 3,239 15,895 15,918 182,016 9,305 13,245 37,844 56,306 230 N/A
2006 to 2007 343,261 8,887 3,206 15,477 15,676 192,875 8,496 12,346 33,779 52,298 221 N/A
2007 to 2008 352,708 8,570 3,297 15,137 15,446 207,694 8,212 11,000 33,183 49,966 203 N/A
2008 to 2009 365,363 7,646 3,286 15,158 14,943 219,632 7,871 9,688 35,356 51,570 213 N/A
2009 to 2010 401,734 7,382 3,286 14,631 14,727 243,515 8,213 9,708 42,006 58,066 200 N/A
2010 to 2011 424,575 6,950 3,326 14,835 14,604 256,692 8,823 11,038 47,503 60,593 211 N/A
2011 to 2012 446,582 6,635 3,307 15,351 14,586 273,614 9,410 11,510 49,882 62,087 200 N/A
2012 to 2013 472,167 6,354 3,280 15,790 13,619 302,355 9,858 11,469 49,114 60,158 170 N/A
2013 to 2014 491,444 6,081 3,115 16,637 12,859 323,200 9,829 11,202 49,309 59,058 154 N/A
2014 to 2015 488,781 5,826 2,900 16,311 12,059 323,232 9,631 11,199 50,885 56,574 164 N/A
2015 to 2016 489,935 6,102 2,663 16,313 11,500 322,386 10,052 11,642 55,900 53,207 170 N/A
2016 to 2017 490,401 6,009 2,601 16,583 11,946 317,803 9,875 12,542 61,925 50,978 139 N/A
2017 to 2018 585,019 5,930 2,549 17,164 13,818 388,408 9,493 14,764 78,120 54,585 188 N/A
2018 to 2019 618,359 6,164 2,538 17,602 14,146 412,775 13,313 16,138 81,467 54,032 184 N/A
2019 to 2020 607,861 6,406 2,552 17,750 14,029 388,703 15,255 17,317 87,489 58,140 220 N/A
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 4.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 26.7 0.5 0.3 1.8 1.4 14.4 1.4 1.9 2.1 3.1 x x
1965 to 1966 34.6 0.9 0.4 2.9 2.3 14.6 2.2 3.4 3.1 4.8 0.0s 0.0s
1966 to 1967 40.5 0.8 0.6 3.3 3.0 14.4 2.8 4.5 4.4 6.6 0.0s 0.0s
1967 to 1968 57.3 1.1 0.7 4.3 4.2 23.6 3.2 5.8 6.3 8.0 0.0s 0.0s
1968 to 1969 63.9 1.5 0.8 5.1 4.8 26.6 3.4 6.4 8.1 7.3 x x
1969 to 1970 78.1 3.1 0.9 7.0 5.4 31.8 4.3 8.4 10.5 6.6 0.0s 0.0s
1970 to 1971 86.1 4.9 1.4 7.9 6.5 32.3 3.4 8.5 14.3 6.8 x x
1971 to 1972 87.5 5.5 1.6 8.8 6.7 33.5 4.1 7.3 13.8 6.1 0.0s 0.0s
1972 to 1973 102.3 6.7 2.1 10.2 7.5 45.1 3.7 6.8 14.9 5.3 0.0s 0.0s
1973 to 1974 108.7 5.2 1.9 10.8 6.9 50.8 4.5 6.1 15.2 7.2 0.0s 0.0s
1974 to 1975 121.0 4.4 1.8 11.8 7.3 60.1 5.5 5.4 14.9 9.7 0.0s 0.1
1975 to 1976 148.3 4.3 2.0 13.1 8.9 74.4 6.3 5.4 18.1 15.7 0.1 0.1
1976 to 1977 160.9 4.8 2.1 12.6 7.9 80.4 10.0 5.2 18.6 19.2 0.1 0.1
1977 to 1978 134.6 4.4 1.7 10.9 8.0 57.7 8.0 7.2 17.6 19.0 0.1 0.1
1978 to 1979 147.9 4.8 1.7 10.7 8.2 70.2 6.9 7.6 18.0 19.6 0.1 0.1
1979 to 1980 142.7 4.9 1.6 11.1 8.5 65.9 6.5 6.5 17.7 19.8 0.1 0.1
1980 to 1981 162.1 5.9 1.8 11.6 9.0 80.2 6.7 7.0 19.8 19.9 0.1 0.1
1981 to 1982 199.9 7.0 2.3 13.7 10.1 99.8 9.9 7.7 25.4 23.6 0.2 0.1
1982 to 1983 280.3 10.8 2.8 18.6 15.3 144.3 13.6 10.5 30.3 34.1 0.2 0.0
1983 to 1984 454.9 13.7 4.1 30.4 21.8 224.9 25.0 18.0 67.9 48.7 x x
1984 to 1985 526.7 22.3 4.6 34.4 24.2 247.1 30.8 18.4 95.5 48.9 x x
1985 to 1986 576.9 29.8 5.1 35.8 31.2 239.8 35.6 24.6 114.5 60.0 0.5 0.0
1986 to 1987 621.0 35.9 5.7 39.9 33.2 231.2 37.6 39.6 126.1 71.1 0.6 0.0
1987 to 1988 612.0 33.9 5.8 39.5 34.4 200.0 40.4 47.3 120.6 89.6 0.6 0.0
1988 to 1989 551.0 31.1 5.3 39.3 32.9 183.0 39.3 47.0 108.4 64.0 0.6 N/A
1989 to 1990 599.2 32.1 6.9 40.9 35.8 201.5 36.0 48.9 112.0 84.6 0.5 N/A
1990 to 1991 665.8 36.4 6.1 43.6 39.2 238.1 38.8 48.6 114.1 100.1 0.8 N/A
1991 to 1992 797.2 34.2 6.1 44.9 41.7 351.2 38.8 52.3 112.2 114.9 0.9 N/A
1992 to 1993 846.6 35.9 6.4 42.9 42.4 395.7 35.3 56.3 117.9 113.1 0.8 N/A
1993 to 1994 986.7 38.0 6.1 42.7 44.1 511.7 35.5 50.7 127.1 129.5 1.1 N/A
1994 to 1995 1,214.6 54.1 7.5 51.2 33.0 681.9 35.5 56.3 117.2 176.9 0.9 N/A
1995 to 1996 1,340.0 74.1 8.4 51.1 29.3 741.6 35.7 54.9 140.7 202.9 1.2 N/A
1996 to 1997 1,583.9 91.5 13.4 62.8 82.5 880.8 30.6 56.1 147.6 217.5 1.2 N/A
1997 to 1998 1,567.8 86.1 11.4 62.8 79.7 856.0 37.1 57.5 133.3 243.0 1.0 N/A
1998 to 1999 1,557.2 88.8 11.9 94.7 67.6 817.3 38.2 67.3 146.9 223.4 1.0 N/A
1999 to 2000 1,549.6 70.0 10.1 90.2 61.9 780.9 44.3 72.8 170.5 247.7 1.1 N/A
2000 to 2001 1,564.7 69.5 13.5 90.7 77.6 704.5 46.9 78.2 184.2 298.6 1.2 N/A
2001 to 2002 1,507.4 61.3 16.1 92.9 77.7 643.7 44.5 79.0 181.3 309.5 1.3 N/A
2002 to 2003 1,544.7 56.2 17.0 92.5 77.9 664.6 43.4 74.5 187.3 330.0 1.3 N/A
2003 to 2004 1,643.0 52.0 17.9 92.6 82.5 734.5 44.1 76.0 200.1 342.0 1.3 N/A
2004 to 2005 1,628.8 46.5 17.3 88.8 80.0 768.9 41.5 71.3 198.9 314.4 1.2 N/A
2005 to 2006 1,935.0 49.3 21.2 107.1 88.8 971.2 48.7 80.8 215.0 351.5 1.4 N/A
2006 to 2007 1,927.1 45.7 22.6 102.6 91.4 1,034.9 44.3 74.0 189.4 320.9 1.3 N/A
2007 to 2008 2,012.5 43.9 24.6 102.1 88.2 1,146.0 43.1 66.0 190.5 306.9 1.2 N/A
2008 to 2009 2,077.8 39.7 21.7 101.7 83.2 1,210.0 41.3 58.8 204.8 315.3 1.3 N/A
2009 to 2010 2,083.2 33.3 21.0 97.5 74.3 1,208.8 36.4 56.1 216.5 338.3 1.1 N/A
2010 to 2011 2,218.9 31.1 21.2 98.5 73.2 1,285.0 40.3 65.1 252.3 351.0 1.1 N/A
2011 to 2012 2,400.7 29.9 21.1 106.1 74.1 1,420.0 44.6 66.2 275.8 361.9 1.1 N/A
2012 to 2013 2,566.4 29.9 21.3 110.5 71.7 1,603.9 47.8 66.6 269.3 344.5 0.9 N/A
2013 to 2014 2,700.7 29.0 20.3 116.7 70.4 1,735.3 47.3 66.1 274.1 340.5 0.9 N/A
2014 to 2015 2,702.2 28.0 18.8 115.1 66.4 1,736.6 46.0 68.6 285.9 335.7 1.0 N/A
2015 to 2016 2,698.2 28.9 17.0 113.9 63.6 1,722.7 48.0 71.0 318.3 313.8 1.0 N/A
2016 to 2017 2,608.0 27.9 16.3 114.9 56.0 1,636.5 45.6 75.0 338.7 296.4 0.8 N/A
2017 to 2018 3,329.1 37.0 16.0 122.7 66.8 2,127.9 41.0 93.2 483.6 339.5 1.2 N/A
2018 to 2019 3,553.2 40.1 15.7 127.0 69.0 2,287.1 70.2 101.9 500.1 340.8 1.2 N/A
2019 to 2020 3,449.1 41.7 15.9 126.5 72.2 2,088.7 80.1 110.4 547.4 364.9 1.5 N/A
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0.0s: value rounded to 0.0 (zero)
Table 4.1.3 Canada Student Loans for part-time students
Table 4.1.3A Canada Student Loans for part-time students: Number of recipients
Loan Year Number of recipients
1987 to 1988 620
1988 to 1989 320
1989 to 1990 730
1990 to 1991 803
1991 to 1992 757
1992 to 1993 1,280
1993 to 1994 1,414
1994 to 1995 2,112
1995 to 1996 1,887
1996 to 1997 1,859
1997 to 1998 3,205
1998 to 1999 3,128
1999 to 2000 1,302
2000 to 2001 2,980
2001 to 2002 2,867
2002 to 2003 2,772
2003 to 2004 2,779
2004 to 2005 2,572
2005 to 2006 2,127
2006 to 2007 1,863
2007 to 2008 1,436
2008 to 2009 1,425
2009 to 2010 2,698
2010 to 2011 3,974
2011 to 2012 6,470
2012 to 2013 9,601
2013 to 2014 11,254
2014 to 2015 12,086
2015 to 2016 13,712
2016 to 2017 11,790
2017 to 2018 13,534
2018 to 2019 13,624
2019 to 2020 15,761
Table 4.1.3B Canada Student Loans for part-time students: Millions of dollars
Loan Year Millions of dollars
1987 to 1988 0.9
1988 to 1989 0.5
1989 to 1990 1.2
1990 to 1991 1.4
1991 to 1992 1.3
1992 to 1993 2.5
1993 to 1994 3.0
1994 to 1995 5.9
1995 to 1996 5.4
1996 to 1997 5.4
1997 to 1998 7.7
1998 to 1999 7.8
1999 to 2000 3.5
2000 to 2001 5.5
2001 to 2002 4.9
2002 to 2003 4.6
2003 to 2004 4.7
2004 to 2005 4.6
2005 to 2006 3.8
2006 to 2007 3.5
2007 to 2008 2.8
2008 to 2009 2.8
2009 to 2010 4.6
2010 to 2011 6.9
2011 to 2012 11.2
2012 to 2013 16.6
2013 to 2014 19.9
2014 to 2015 20.9
2015 to 2016 24.1
2016 to 2017 19.2
2017 to 2018 23.0
2018 to 2019 22.2
2019 to 2020 25.1

4.2 Grants

Table 4.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients
Table 4.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 1,677 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 6,273 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 7,354 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 56,899 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 63,793 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 55,830 1,242 343 1,389 1,174 26,375 1,037 3,609 6,441 13,636 34
2001 to 2002 48,730 977 354 1,541 1,643 23,440 1,088 2,387 6,206 11,054 40
2002 to 2003 55,625 703 425 1,598 1,383 25,259 1,317 2,727 6,443 15,732 38
2003 to 2004 53,272 1,245 295 1,703 1,701 22,107 1,428 2,236 6,977 15,528 52
2004 to 2005 53,404 588 296 1,548 1,419 24,384 1,434 3,342 6,589 13,762 42
2005 to 2006 49,500 481 308 2,280 1,311 25,833 1,482 2,754 5,574 9,442 35
2006 to 2007 47,853 559 288 1,437 1,275 26,632 1,194 2,489 4,385 9,551 43
2007 to 2008 40,402 523 363 1,343 1,539 21,787 1,079 1,955 3,999 7,785 29
2008 to 2009 42,489 482 410 1,411 1,195 23,128 1,074 1,707 4,054 8,997 31
  • 1 Provincial and territorial statistics are not available
Table 4.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 31,882 664 11 1,760 39 21,684 718 1,120 2,026 3,848 12
2006 to 2007 39,515 1,073 x 1,842 1,881 26,674 737 1,128 1,867 3,942 x
2007 to 2008 40,279 1,034 x 1,916 1,088 28,373 748 1,042 1,935 3,632 x
2008 to 2009 41,757 816 317 1,818 415 30,855 758 920 1,780 4,065 13
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 4.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 295,153 4,823 2,305 10,184 8,592 181,270 6,272 7,270 30,696 43,542 160
2010 to 20112 320,154 4,394 2,399 10,364 8,584 194,333 6,928 8,101 36,247 47,463 179
2011 to 20122 336,173 4,215 2,323 10,616 8,448 207,364 7,757 8,661 36,573 49,284 164
2012 to 20132 356,894 4,063 2,406 10,917 8,199 226,772 7,788 8,659 37,647 50,036 152
2013 to 2014 367,586 3,879 2,370 11,321 7,919 239,781 7,922 8,374 36,559 49,336 125
2014 to 2015 365,832 3,665 2,271 11,104 7,418 240,701 7,800 8,214 37,515 47,009 135
2015 to 2016 368,940 4,038 2,177 11,169 7,009 243,772 8,116 8,524 39,544 44,463 128
2016 to 2017 379,606 4,143 2,232 11,238 7,627 248,306 8,245 9,100 45,160 43,432 123
2017 to 2018 490,377 4,875 2,514 13,763 10,585 331,701 9,306 12,168 58,230 47,062 173
2018 to 2019 532,785 5,078 2,606 14,421 11,269 358,669 11,678 14,363 66,836 47,664 201
2019 to 2020 528,079 5,426 2,574 14,573 11,152 341,768 13,427 16,125 72,696 50,097 241
  • 2 Total may not equal the sum of the provinces and territories for the following loan years:
    • 2009 to 2010
    • 2010 to 2011
    • 2011 to 2012 and
    • 2012 to 2013
    Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory
Table 4.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed
Table 4.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 3.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 8.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 11.2 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 73.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 82.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 81.1 1.6 0.5 2.3 2.3 37.8 1.7 5.1 8.4 21.4 0.1
2001 to 2002 67.4 1.3 0.4 2.6 2.3 33.7 1.7 5.3 8.2 11.8 0.1
2002 to 2003 75.5 1.1 0.6 3.0 2.1 36.1 2.0 5.2 9.0 16.6 0.1
2003 to 2004 76.8 1.0 0.4 3.7 2.4 36.0 2.2 5.5 10.1 15.3 0.1
2004 to 2005 83.9 0.9 0.5 3.0 2.4 38.2 2.3 5.6 9.9 21.0 0.1
2005 to 2006 79.5 0.6 0.5 3.3 2.3 41.3 2.5 4.5 9.0 15.5 0.1
2006 to 2007 72.9 0.9 0.4 3.0 2.4 38.5 2.0 4.3 7.7 13.6 0.1
2007 to 2008 69.8 0.8 0.5 2.9 2.4 38.0 1.9 3.7 7.7 11.9 0.0s
2008 to 2009 72.9 0.7 0.5 2.5 2.2 40.6 1.8 3.1 7.9 13.4 0.1
  • 0.0s: value rounded to 0.0 (zero)
  • 1 Provincial and territorial statistics are not available
Table 4.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 58.9 1.0 0.0 3.9 0.1 38.6 1.2 2.4 4.0 7.7 0.0s
2006 to 2007 68.8 0.9 x 4.0 3.8 45.4 1.1 2.3 3.6 6.9 x
2007 to 2008 72.0 0.9 x 4.0 2.3 50.0 1.2 2.2 3.9 6.6 x
2008 to 2009 74.7 0.8 0.7 3.7 0.8 55.0 1.2 1.9 3.6 7.0 0.0s
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0.0s: value rounded to 0.0 (zero)
Table 4.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 593.4 8.8 4.7 21.4 16.6 354.8 16.3 18.6 65.7 85.9 0.4
2010 to 20112 630.0 7.9 4.7 21.6 16.0 370.5 16.5 18.7 75.7 91.4 0.5
2011 to 20122 646.7 7.5 4.3 21.7 15.6 386.7 16.6 19.8 74.2 95.8 0.4
2012 to 20132 695.0 7.5 4.5 22.8 15.9 431.8 17.7 20.0 76.4 96.7 0.3
2013 to 2014 715.3 7.6 4.6 23.6 16.1 457.1 17.3 18.9 73.7 96.1 0.3
2014 to 2015 717.7 7.4 4.4 23.3 15.2 463.6 16.8 19.1 76.1 91.7 0.3
2015 to 2016 719.5 8.3 4.5 23.7 14.0 464.1 17.2 19.6 80.9 87.0 0.2
2016 to 2017 1,014.6 12.2 5.9 32.7 19.9 653.3 24.2 27.2 122.7 116.2 0.4
2017 to 2018 1,364.9 14.0 6.8 41.2 29.3 910.3 26.9 37.2 168.2 130.5 0.5
2018 to 2019 1,614.1 17.0 7.7 48.6 34.7 1,051.1 37.8 49.7 220.7 146.2 0.7
2019 to 2020 1,634.8 18.6 8.1 50.9 34.8 1,020.0 43.9 58.1 245.6 154.1 0.8
  • 2 Total may not equal the sum of the provinces and territories for the following loan years:
    • 2009 to 2010
    • 2010 to 2011
    • 2011 to 2012 and
    • 2012 to 2013
    Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory
Table 4.2.3 Canada Student Grants for part-time students
Table 4.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients
Loan year Number of recipients
1995 to 1996 438
1996 to 1997 3,037
1997 to 1998 4,567
1998 to 1999 5,675
1999 to 2000 5,728
2000 to 2001 5,441
2001 to 2002 4,786
2002 to 2003 4,451
2003 to 2004 4,215
2004 to 2005 3,977
2005 to 2006 2,847
2006 to 2007 2,848
2007 to 2008 2,570
2008 to 2009 2,721
Table 4.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars
Loan year Millions of dollars
1995 to 1996 0.4
1996 to 1997 2.0
1997 to 1998 3.5
1998 to 1999 4.6
1999 to 2000 4.7
2000 to 2001 4.6
2001 to 2002 4.1
2002 to 2003 3.8
2003 to 2004 3.7
2004 to 2005 3.6
2005 to 2006 3.0
2006 to 2007 2.7
2007 to 2008 2.6
2008 to 2009 2.8
Table 4.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients
Loan year Number of recipients
2009 to 2010 4,189
2010 to 2011 6,208
2011 to 2012 8,849
2012 to 2013 13,208
2013 to 2014 14,955
2014 to 2015 15,963
2015 to 2016 17,439
2016 to 2017 19,159
2017 to 2018 21,268
2018 to 2019 28,503
2019 to 2020 36,394
Table 4.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars
Loan year Millions of dollars
2009 to 2010 4.5
2010 to 2011 6.8
2011 to 2012 10.0
2012 to 2013 14.9
2013 to 2014 17.3
2014 to 2015 18.1
2015 to 2016 19.8
2016 to 2017 29.0
2017 to 2018 33.0
2018 to 2019 45.5
2019 to 2020 56.8
Table 4.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients
Table 4.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students
Loan year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 438 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 3,037 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 4,567 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 5,675 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 5,728 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 5,441 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4,786 x 151 76 50 455 33 273 954 2,786 x
2002 to 2003 4,451 x 189 67 24 410 37 134 971 2,608 x
2003 to 2004 4,215 x 103 60 28 328 47 117 963 2,553 x
2004 to 2005 3,977 x 83 37 19 334 49 99 849 2,498 x
2005 to 2006 2,847 x 104 14 29 293 47 56 610 1,691 x
2006 to 2007 2,848 x 96 15 0 269 35 36 336 2,018 x
2007 to 2008 2,570 x 146 12 32 229 44 32 193 1,871 x
2008 to 2009 2,721 x 163 11 15 231 35 19 194 2,043 x
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 1 Provincial and territorial statistics are not available
Table 4.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant
Loan year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4,189 x 205 83 68 1,055 140 49 551 2,020 x
2010 to 2011 6,208 x 282 122 77 1,897 194 55 756 2,791 x
2011 to 2012 8,849 x 323 132 79 3,902 253 67 607 3,447 x
2012 to 2013 13,208 x 466 123 97 6,138 339 79 1,273 4,654 x
2013 to 2014 14,955 54 501 141 114 7,335 393 73 1,285 5,059 0
2014 to 2015 15,963 x 555 202 108 8,387 335 79 1,356 4,885 x
2015 to 2016 17,439 x 568 185 124 9,193 395 111 1,454 5,322 x
2016 to 2017 19,159 x 622 174 138 9,857 365 135 1,913 5,869 x
2017 to 2018 21,268 x 620 186 99 12,627 281 160 1,940 5,267 x
2018 to 2019 28,503 x 619 235 163 18,277 408 291 2,839 5,566 x
2019 to 2020 36,394 x 505 348 244 25,068 474 417 3,121 5,991 x
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 4.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed
Table 4.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars
Loan year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 0.4 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 2.0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 3.5 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 4.7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4.1 x 0.1 0.1 0.1 0.4 0.0s 0.3 0.7 2.3 x
2002 to 2003 3.8 x 0.2 0.1 0.0s 0.4 0.0s 0.2 0.7 2.3 x
2003 to 2004 3.7 x 0.1 0.1 0.0s 0.3 0.0s 0.1 0.7 2.2 x
2004 to 2005 3.6 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.6 2.3 x
2005 to 2006 3.0 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.5 1.9 x
2006 to 2007 2.7 x 0.1 0.0s 0.0 0.2 0.0s 0.0s 0.3 2.0 x
2007 to 2008 2.6 x 0.1 0.0s 0.0s 0.2 0.0s 0.0s 0.1 1.9 x
2008 to 2009 2.8 x 0.2 0.0s 0.0s 0.2 0.0s 0.0s 0.1 2.2 x
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
  • 0.0s: value rounded to 0.0 (zero)
  • 1 Provincial and territorial statistics are not available
Table 4.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan year Canada N.L. P.E.I. N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4.5 x 0.2 0.1 0.1 1.2 0.2 0.1 0.4 2.3 x
2010 to 2011 6.8 x 0.3 0.1 0.1 2.2 0.2 0.1 0.6 3.2 x
2011 to 2012 10.0 x 0.3 0.1 0.1 4.6 0.3 0.1 0.4 4.0 x
2012 to 2013 14.9 x 0.5 0.1 0.1 7.1 0.4 0.1 1.0 5.5 x
2013 to 2014 17.3 0.1 0.5 0.2 0.1 8.6 0.5 0.1 1.0 6.2 0.0
2014 to 2015 18.1 x 0.5 0.2 0.1 9.8 0.4 0.1 1.1 5.7 x
2015 to 2016 19.8 x 0.6 0.2 0.1 10.7 0.5 0.2 1.1 6.3 x
2016 to 2017 29.0 x 0.8 0.3 0.2 15.2 0.5 0.2 2.0 9.5 x
2017 to 2018 33.0 x 0.8 0.3 0.2 20.2 0.5 0.3 2.1 8.6 x
2018 to 2019 45.5 x 0.8 0.4 0.3 29.5 0.6 0.5 4.2 9.1 x
2019 to 2020 56.8 x 0.7 0.6 0.4 38.8 0.8 0.7 4.8 9.7 x
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10

5. Appendix

5.1 Profiles - Canada

Table 5.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans
Table 5.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender
Gender Number Percent
Female 387,316 60
Male 254,913 40
Total 642,229 100
Table 5.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 172,018 27
20 to 24 years 274,620 43
25 to 29 years 92,378 14
30 to 34 years 40,431 6
35 to 39 years 27,114 4
40 to 44 years 17,355 3
45 to 49 years 10,201 2
50 years and older 8,112 1
Total 642,229 100
Table 5.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 231,025 36
Undergraduate 376,082 59
Master 28,804 4
Doctorate 6,318 1
Total 642,229 100
Table 5.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 365,226 57
College 205,614 32
Private 71,389 11
Total 642,229 100
Table 5.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans
Table 5.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by gender
Gender Number Percent
Female 23,167 63
Male 13,355 37
Total 36,522 100
Table 5.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 8,781 24
20 to 24 years 15,816 43
25 to 29 years 5,333 15
30 to 34 years 2,601 7
35 to 39 years 1,741 5
40 to 44 years 1,056 3
45 to 49 years 641 2
50 years and older 553 2
Total 36,522 100
Table 5.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 9,686 27
Undergraduate 24,987 68
Master 1,762 5
Doctorate 87 0s
Total 36,522 100
  • 0s: value rounded to 0 (zero).
Table 5.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 25,723 70
College 10,127 28
Private 672 2
Total 36,522 100
Table 5.1.3 Profile of full-time students who received Canada Student Grants
Table 5.1.3A Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by gender
Gender Number Percent
Female 306,512 60
Male 205,244 40
Total 511,756 100
Table 5.1.3B Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 133,412 26
20 to 24 years 225,554 44
25 to 29 years 72,319 14
30 to 34 years 32,291 6
35 to 39 years 22,586 4
40 to 44 years 13,776 3
45 to 49 years 7,087 1
50 years and older 4,731 1
Total 511,756 100
Table 5.1.3C Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 175,285 34
Undergraduate 329,918 64
Master 4,862 1
Doctorate 1,691 0s
Total 511,756 100
  • 0s: value rounded to 0 (zero)
Table 5.1.3D Profile of full-time students who received Canada Student Grants: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 294,732 58
College 171,939 34
Private 45,085 9
Total 511,756 100
Table 5.1.4 Profile of part-time students who received Canada Student Grants
Table 5.1.4A Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by gender
Gender Number Percent
Female 23,084 63
Male 13,310 37
Total 36,394 100
Table 5.1.4B Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 8,777 24
20 to 24 years 15,775 43
25 to 29 years 5,296 15
30 to 34 years 2,580 7
35 to 39 years 1,729 5
40 to 44 years 1,053 3
45 to 49 years 637 2
50 years and older 547 2
Total 36,394 100
Table 5.1.4C Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 9,632 26
Undergraduate 24,937 69
Master 1,738 5
Doctorate 87 0s
Total 36,394 100
  • 0s: value rounded to 0 (zero)
Table 5.1.4D Profile of part-time students who received Canada Student Grants: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 25,644 70
College 10,088 28
Private 662 2
Total 36,394 100
Table 5.1.5 Profile of full-time students who received Canada Student Loans
Table 5.1.5A Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by gender
Gender Number Percent
Female 361,130 60
Male 238,665 40
Total 599,795 100
Table 5.1.5B Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 161,649 27
20 to 24 years 256,308 43
25 to 29 years 86,757 14
30 to 34 years 37,290 6
35 to 39 years 24,891 4
40 to 44 years 15,993 3
45 to 49 years 9,450 2
50 years and older 7,457 1
Total 599,795 100
Table 5.1.5C Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 213,491 36
Undergraduate 351,924 59
Master 28,310 5
Doctorate 6,070 1
Total 599,795 100
Table 5.1.5D Profile of full-time students who received Canada Student Loans: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 342,995 57
College 189,473 32
Private 67,327 11
Total 599,795 100
Table 5.1.6 Profile of part-time students who received Canada Student Loans
Table 5.1.6A Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by gender
Gender Number Percent
Female 9,704 62
Male 6,057 38
Total 15,761 100
Table 5.1.6B Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 2,913 18
20 to 24 years 6,643 42
25 to 29 years 2,802 18
30 to 34 years 1,367 9
35 to 39 years 917 6
40 to 44 years 519 3
45 to 49 years 336 2
50 years and older 264 2
Total 15,761 100
Table 5.1.6C Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 4,110 26
Undergraduate 10,268 65
Master 1,323 8
Doctorate 60 0s
Total 15,761 100
  • 0s: value rounded to 0 (zero)
Table 5.1.6D Profile of part-time students who received Canada Student Loans: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 11,109 70
College 4,124 26
Private 528 3
Total 15,761 100
Table 5.1.7 Profile of students who received Canada Student Grant for Full-Time Students
Table 5.1.7A Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by gender
Gender Number Percent
Female 275,650 59
Male 192,155 41
Total 467,805 100
Table 5.1.7B Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 129,040 28
20 to 24 years 218,161 47
25 to 29 years 65,439 14
30 to 34 years 23,784 5
35 to 39 years 14,286 3
40 to 44 years 8,643 2
45 to 49 years 4,855 1
50 years and older 3,597 1
Total 467,805 100
Table 5.1.7C Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 142,862 31
Undergraduate 324,930 69
Master x x
Doctorate x x
Total 467,805 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 5.1.7D Profile of students who received Canada Student Grant for Full-Time Students: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 283,680 61
College 158,806 34
Private 25,319 5
Total 467,805 100
Table 5.1.8 Profile of students who received Canada Student Grant Skills Boost Top-up
Table 5.1.8A Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by gender
Gender Number Percent
Female 44,902 64
Male 25,713 36
Total 70,615 100
Table 5.1.8B Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 30 years 18,836 27
30 to 34 years 22,177 31
35 to 39 years 13,436 19
40 to 44 years 8,127 12
45 to 49 years 4,586 6
50 years and older 3,453 5
Total 70,615 100
Table 5.1.8C Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 36,791 52
Undergraduate 33,824 48
Master 0 0
Doctorate 0 0
Total 70,615 100
Table 5.1.8D Profile of students who received Canada Student Grant Skills Boost Top-up: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 26,794 38
College 32,581 46
Private 11,240 16
Total 70,615 100
Table 5.1.9 Profile of students who received Canada Student Grant for Full-Time Students with Dependants
Table 5.1.9A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by gender
Gender Number Percent
Female 51,573 76
Male 16,200 24
Total 67,773 100
Table 5.1.9B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 408 1
20 to 24 years 6,178 9
25 to 29 years 12,794 19
30 to 34 years 17,116 25
35 to 39 years 16,397 24
40 to 44 years 9,756 14
45 to 49 years 3,886 6
50 years and older 1,238 2
Total 67,773 100
Table 5.1.9C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 48,381 71
Undergraduate 15,362 23
Master 2,782 4
Doctorate 1,248 2
Total 67,773 100
Table 5.1.9D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 15,907 23
College 27,294 40
Private 24,572 36
Total 67,773 100
Table 5.1.10 Profile of students who received Canada Student Grant for Students with Permanent Disabilities
Table 5.1.10A Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by gender
Gender Number Percent
Female 32,631 62
Male 19,990 38
Total 52,621 100
Table 5.1.10B Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 10,418 20
20 to 24 years 21,859 42
25 to 29 years 9,769 19
30 to 34 years 4,300 8
35 to 39 years 2,450 5
40 to 44 years 1,594 3
45 to 49 years 1,007 2
50 years and older 1,224 2
Total 52,621 100
Table 5.1.10C Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 21,458 41
Undergraduate 28,403 54
Master 2,257 4
Doctorate 503 1
Total 52,621 100
Table 5.1.10D Profile of students who received Canada Student Grant for Students with Permanent Disabilities: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 27,439 52
College 22,241 42
Private 2,941 6
Total 52,621 100
Table 5.1.11 Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities
Table 5.1.11A Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by gender
Gender Number Percent
Female 6,944 64
Male 3,977 36
Total 10,921 100
Table 5.1.11B Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 3,196 29
20 to 24 years 3,610 33
25 to 29 years 1,731 16
30 to 34 years 899 8
35 to 39 years 580 5
40 to 44 years 363 3
45 to 49 years 252 2
50 years and older 290 3
Total 10,921 100
Table 5.1.11C Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 4,949 45
Undergraduate 5,566 51
Master 343 3
Doctorate 63 1
Total 10,921 100
Table 5.1.11D Profile of students who received Canada Student Grant for Services and Equipment for Students with Permanent Disabilities: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 5,384 49
College 5,084 47
Private 453 4
Total 10,921 100
Table 5.1.12 Profile of students who received Canada Student Grant for Part-Time Studies
Table 5.1.12A Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by gender
Gender Number Percent
Female 23,068 63
Male 13,306 37
Total 36,374 100
Table 5.1.12B Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 8,777 24
20 to 24 years 15,774 43
25 to 29 years 5,293 15
30 to 34 years 2,574 7
35 to 39 years 1,723 5
40 to 44 years 1,052 3
45 to 49 years 635 2
50 years and older 546 2
Total 36,374 100
Table 5.1.12C Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 9,623 26
Undergraduate 24,931 69
Master 1,734 5
Doctorate 86 0s
Total 36,374 100
  • 0s: value rounded to 0 (zero)
Table 5.1.12D Profile of students who received Canada Student Grant for Part-Time Studies: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 25,633 70
College 10,080 28
Private 661 2
Total 36,374 100
Table 5.1.13 Profile of students who received Canada Student Grant for Part-Time Students with Dependants
Table 5.1.13A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by gender
Gender Number Percent
Female 2,542 80
Male 616 20
Total 3,158 100
Table 5.1.13B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years x x
20 to 24 years 204 6
25 to 29 years 538 17
30 to 34 years 848 27
35 to 39 years 821 26
40 to 44 years 482 15
45 to 49 years 180 6
50 years and older x x
Total 3,158 100
  • x: cells are suppressed to prevent disclosure of number of recipients greater than 0 but less than 10
Table 5.1.13C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 1,573 50
Undergraduate 1,127 36
Master 426 13
Doctorate 32 1
Total 3,158 100
Table 5.1.13D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 1,496 47
College 1,460 46
Private 202 6
Total 3,158 100
Table 5.1.14 Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants
Table 5.1.14A Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by gender
Gender Number Percent
Female 53,438 76
Male 16,681 24
Total 70,119 100
Table 5.1.14B Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by age group
Age group Number Percent
Younger than 20 years 416 1
20 to 24 years 6,314 9
25 to 29 years 13,165 19
30 to 34 years 17,744 25
35 to 39 years 17,026 24
40 to 44 years 10,117 14
45 to 49 years 4,036 6
50 years and older 1,301 2
Total 70,119 100
Table 5.1.14C Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by level of study
Level of study Number Percent
Certificate or diploma 49,589 71
Undergraduate 16,092 23
Master 3,161 5
Doctorate 1,277 2
Total 70,119 100
Table 5.1.14D Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: LY 2019 to 2020 by type of institution
Type of institution Number Percent
University 17,012 24
College 28,354 40
Private 24,753 35
Total 70,119 100

Glossary

Canada Apprentice Loans (CAL)

In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.

Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In LY 2019 to 2020, CSG are available for:

  • students from low- and middle-income families: up to $375 per month of study
  • adult learners from low- and middle-income families who have been out of high school for at least 10 years: top-up funding of $1,600 per school year ($200 per month)
  • low- and middle-income full-time students with dependants: $200 per month of study for each dependant under 12 years of age. If the dependant has a permanent disability, this also applies to dependants over the age of 12 years
  • low- and middle-income part-time students with dependants: Up to a maximum of $1,920
  • part-time studies: For students from low- and middle- income families, up to $1,800 per loan year, depending on assessed need
  • students with permanent disabilities: $2,000 per year for full-time or part-time students with permanent disabilities
  • services and equipment for students with permanent disabilities: Up to $20,000 per year to cover exceptional education-related costs. Costs can include (but are not limited to) tutors, note-takers, sign interpreters, braillers and technical aids

Canada Student Loan Forgiveness for Family Doctors and Nurses

Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1st to March 31st).

Consolidation

Borrowers consolidate their student loan(s) 6 months after completing their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.

Default

A loan is in default when it is in arrears for greater than 270 days under the direct lending regime.

Default rate

The CSFA Program measures default using a 3-year cohort default rate. This rate is defined as the percentage of loan dollars that enter repayment in a given loan year (cohort) and default within 3 years. For example, the 3-year default rate for the LY 2017 to 2018 cohort represents the proportion of loan dollars that entered repayment in LY 2017 to 2018 and defaulted before August 1, 2020.

Designated

A designated PSE institution meets proInvincial and federal eligibility criteria. Students attending these schools can apply for government-sponsored SFA, such as Canada Student Loans.

Direct loans

As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.

Fiscal year

April 1 to March 31.

Full-time

A full-time student is a student enrolled with:

  • at least a 60% course load (or 40% for students with permanent disabilities)
  • in a program of study for at least 12 consecutive weeks
  • at a designated post-secondary educational institution

Guaranteed loans

Until 1995, financial institutions such as banks provided Canada Student Loans under the guaranteed loans regime. If a student defaulted on a guaranteed loan, the Government paid out the bank. In this case, the student owed their debt directly to the Government.

Integrated province

In integrated provinces, borrowers receive and repay one federal-provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSFA Program has integration agreements with 5 provinces: Ontario, New Brunswick, Newfoundland and Labrador, Saskatchewan and British Columbia.

In-study

The status of borrowers attending full-time or part-time studies at a PSE institution.

In-study interest subsidy

This is the Canada Student Loan interest covered by the Government of Canada during the post-secondary study period.

Loan year

August 1 to July 31.

National Student Loans Service Centre (NSLSC)

The NSLSC is the main point of contact for borrowers in managing their Canada Student loans, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The service centre manages all Canada Student Loans issued on or after August 1, 2000, as well as integrated student loans for:

  • New Brunswick and Newfoundland and Labrador issued on or after August 1, 2000
  • Ontario and Saskatchewan issued on or after August 1, 2001, and
  • British Columbia issued on or after August 1, 2011

Part-time

A part-time student is a student taking between 20% and 59% of a full course load. Students with permanent disabilities are part-time if they are taking between 20% and 39% of a full course load. If these students are taking between 40% and 59% of a full course load, for the purpose of the CSFA Program, they can choose to be a:

  • full-time student, or
  • part-time student

Participating provinces and territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSFA Program include:

  • Newfoundland and Labrador
  • Prince Edward Island
  • Nova Scotia
  • New Brunswick
  • Ontario
  • Manitoba
  • Saskatchewan
  • Alberta
  • British Columbia
  • Yukon

Province and territory of residence

A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario resides in Manitoba.

Post-secondary education

Levels of education following secondary school (high school) at all designated public or private post-secondary institutions.

Repayment

The status of borrowers who have begun repaying their Canada Student Loans. Repayment begins 6 months following the end of studies.

Repayment Assistance Plan (RAP)

On August 1, 2009, the RAP replaced the CSFA Program’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a permanent disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

  • RAP Stage 1: The Government of Canada and the relevant provincial government pay the interest owing, that the borrower’s payment does not cover. This stage can last up to 10 6-month periods or 60 months during the 10-year period after a borrower leaves school
  • RAP Stage 2: This stage begins once the borrower completes Stage 1. If the borrower cannot meet their repayment obligations, the Government will cover both the principal and interest that exceeds the borrowers reduced monthly payments

Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD)

RAP-PD assists borrowers experiencing difficulty meeting their repayment obligations. RAP-PD provides accelerated repayment assistance that considers the additional living costs faced by people with permanent disabilities. RAP-PD recipients can obtain the following benefits:

  • RAP-PD borrowers proceed directly to Stage 2 whereby the government covers the principal and interest not covered by the borrower’s monthly RAP payments
  • eligible RAP-PD borrowers can claim disability-related expenses; this is taken into consideration during RAP-PD application assessment

Repayment Assistance Plan (RAP) First Year Uptake Rate

The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.

Risk-shared loans

Between 1995 and 2000, financial institutions such as banks provided Canada Student Loans under this regime. Here, financial institutions assumed responsibility for some of the risk of defaulted loans, in return for a payment from the Government.

Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose permanent disability, expected to remain with them for life, prevents them from:

  • studying at a post-secondary level, and
  • taking part in the labour force

Student financial assistance

Student financial assistance is any form of financial aid provided by the CSFA Program to students while they enroll in designated PSE institutions. Assistance includes:

  • Canada Student Grants
  • Canada Student Loans, and
  • in-study interest subsidy
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