How to open a plan
Open a plan with a financial organization
An RDSP can be opened at a bank, an investment firm or a credit union that offers the plan.
- ATB Securities Inc. (1-888-282-3863)
- Aviso Financial Inc. (1-855-714-3900)
- Bank of Montreal (1-800-665-7700)
- Bank of Nova Scotia (1-877-929-4499)
- Central 1 (1-800-661-6813) (Ontario and British Columbia)
- Central 1 Credit Union
- Central 1 Trust Company
- CI Investment Services Inc. (1-416-235-0200)
- CIBC (1-800-465-3863)
- Concentra Bank (1-800-788-6311)
- Desjardins (1-877-286-3420)
- Empire Life Insurance Company (1-800-561-1268)
- Fonds FMOQ (French only) (1-888-542-8597)
- IG Wealth Management Inc. (1-888-746-6344); (1-800-661-4578 in Quebec)
- Leede Jones Gable Inc. (1-800-860-3025)
- Mackenzie Financial Corporation (1-800-387-0614)
- Natcan Trust Company (1-800-361-9522)
- RBC Royal Bank (1-800-668-3663)
- TD Waterhouse Canada Inc. (1-800-465-5463)
Note: These organizations have consented to the publication of this information. This list is provided for information purposes only, and does not constitute endorsement of the products of any particular vendor.
Choosing a financial organization
You do not need to have an existing account with one of these financial organizations to open an RDSP.
Once you have chosen a financial organization, you can contact them to ask about opening an RDSP and applying for the Grant and Bond.
Some financial services providers (such as financial planners or credit unions) may not be listed here, but they may still be able to help you open an RDSP. Please contact the financial services provider you are interested in working with directly to find out if they can open an RDSP.