Quarterly report of Canada Pension Plan and Old Age Security monthly amounts and related figures - October to December 2019

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Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) - Type of benefit
New benefits

Maximum amount 2019
Number of benefits

July 2019
Amounts paid

July 2019
CPPFootnote 1 QPPFootnote 1 CPP QPP CPP
(in millions)
QPP
(in millions)
Retirement (at age 65) $1,154.58 $1,154.58 5,322,242 1,920,871 $3,147.3 $1,008.8
Post–Retirement Benefit (CPP) (at age 65)Footnote 2 $28.86 not applicable 3,834,623 not applicable $53.0 not applicable
Retirement Pension Supplement (QPP) not applicable $21.83 not applicable 698,665 not applicable $21.0
Disability $1,362.30 $1,362.27 337,737 60,580 $316.7 $60.1
Survivor – younger than 65 $626.63 (Details QPP) 216,742 61,177 $93.4 $43.8
Survivor – 65 and older $692.75 $692.75 921,956 312,981 $293.3 $100.9
Total - Survivor benefitsFootnote 3 not applicable not applicable 1,138,698 374,158 $386.7 $144.7
Children of disabled contributor $250.27 $79.46 87,312 6,726 $21.9 $0.7
Children of deceased contributor $250.27 $250.27 65,936 12,211 $16.5 $3.1
Death (maximum one-time payment) $2,500.00 $2,500.00 12,869 4,217 $31.7 $10.3
Total - CPP/QPP benefitsFootnote 3 not applicable not applicable 6,964,794 2,378,763 $3,973.8 $1,248.7
Combined benefits
Survivor/retirement
(retirement at 65)
$1,154.58 $1,154.58 874,962 281,614 $739.7 $214.1
Survivor/disability $1,362.30 not applicable 13,926 1,868 $14.9 $2.2
Total - Combined benefitsFootnote 3 not applicable not applicable 888,888 283,482 $754.7 $216.3
Disability and survivor amounts
Flat amount Earnings-related portion Total
CPP disability benefit $496.36 $865.94 $1,362.30
CPP post-retirement disability benefitFootnote 4 $496.36 $0.00 $496.36
CPP survivor benefit – younger than 65 $193.66 $432.97 $626.63
QPP disability benefit $496.33 $865.94 $1,362.27
QPP additional amount for disabilityFootnote 4 $496.33 $0.00 $496.33
Details of QPP benefits
QPP survivor benefit – younger than 45
Flat amount Earnings-related portion Total
Not disabled, no child $127.12 $432.97 $560.09
Not disabled, with child $460.85 $432.97 $893.82
Disabled $496.33 $432.97 $929.30
QPP survivors - age 45 to 64 $496.33 $432.97 $929.30

Calculation of CPP maximum monthly amounts for new benefits

Retirement:

25% of 1/12 of the average year's maximum pensionable earnings (YMPE) for the last five years

Disability:

(retirement x 0.75) + flat amount ($496.36)

Survivor:

  • younger than 65: (retirement x 0.375) + flat amount ($193.66)
  • 65 and older: retirement x 0.60

Post Retirement:

1/40 of the retirement benefit

Old Age Security (OAS) - Type of benefit
October to December 2019 July 2019
Maximum amount Footnote 5 Income level cut-off Footnote 6 Income level cut-off for top-ups Footnote 6 Number of benefits Amount paid (in millions)
Old Age Security pension (at age 65) Footnote 7, Footnote 8 $613.53 not applicable not applicable 6,367,900 $3,646.9
Guaranteed Income Supplement (GIS)
Single $916.38 $18,600 $8,816 1,189,110 $697.4
Spouse/common-law partner of someone who:
does not receive an OAS pension $916.38 $44,592 $17,632 98,599 $52.6
receives an OAS pension $551.63 $24,576 $7,936 663,856 $232.8
is an Allowance recipient $551.63 $44,592 $7,936 49,210 $23.5
Total - GIS Footnote 3 not applicable not applicable not applicable 2,000,775 $1,006.3
Allowance $1,165.16 $34,416 $7,936 49,205 $24.4
Allowance for the Survivor $1,388.92 $25,056 $8,816 20,536 $15.1
Total - Allowance and Allowance for the Survivor Footnote 3 not applicable not applicable not applicable 69,741 $39.5
Other CPP/QPP figures
CPP QPP
Year's maximum pensionable earnings (YMPE) (2019) $57,400.00 $57,400.00
Year's basic exemption (2019) $3,500.00 $3,500.00
Contributions (2017–2018) $48,452 million $14,700 million
Number of contributors (2017) 14.3 million (estimated) 4.1 million
Indexation rate (January 2019) 2.3% 2.3%
Base Enhancement Total Base Enhancement Total
Contribution rate for employee/employer 4.95% 0.15% 5.1% 5.4% 0.15% 5.55%
Employee/employer maximum contribution $2,668.05 $80.85 $2,748.90 $2,910.60 $80.85 $2,991.45
Contribution rate for self-employed 9.9% 0.3% 10.2% 10.8% 0.3% 11.1%
Self-employed maximum contribution $5,336.10 $161.70 $5,497.80 $5,821.20 $161.70 $5,982.90
OAS and CPP/QPP forecasted expenditures, 2019–2020 (in billions)
OAS CPP QPP
$56.2 $50.1 $15.6

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