Quarterly Canada Pension Plan and Old Age Security benefit amounts and related figures – April to June 2022

Quarterly Canada Pension Plan and Old Age Security benefit amounts and related figures – April to June 2022 [PDF - 396 KB]

**Canada Pension Plan (CPP) and Quebec Pension Plan (QPP): Type of benefit**
	CPP^{Footnote 1}	QPP^{Footnote 1}
	New benefits Maximum amount 2022
Retirement (at age 65)	$1,253.59	$1,253.59
Post–Retirement Benefit (CPP) (at age 65)^{Footnote 2}	$36.26	not applicable
Retirement Pension Supplement (QPP)	not applicable	$28.08
Disability	$1,464.83	$1,464.83
Survivor: younger than 65	$674.79	(Details QPP)
Survivor: 65 and older	$752.15	$746.65
Children of disabled contributor	$264.53	$83.99
Children of deceased contributor	$264.53	$264.53
Death (maximum one-time payment)	$2,500.00	$2,500.00
Combined benefits
Survivor and retirement (retirement at 65)	$1,257.13	$1,258.49
Survivor and disability	$1,467.04	not applicable

**Disability and survivor amounts 2022**
	Flat amount	Earnings-related portion	Total
CPP disability benefit	$524.64	$940.19	$1,464.83
CPP post-retirement disability benefit^{Footnote 3}	$524.64	$0.00	$524.64
CPP survivor benefit: younger than 65	$204.69	$470.10	$674.79
QPP disability benefit	$524.61	$939.22	$1,463.83
QPP additional amount for disability^{Footnote 3}	$524.61	$0.00	$524.61

**Details of QPP benefits**
QPP survivor benefit: younger than 45
	Flat amount	Earnings-related portion	Total
Not disabled, no child	$134.37	$468.49	$602.86
Not disabled, with child	$487.12	$468.49	$955.61
Disabled	$524.61	$468.49	$993.10
QPP survivors: age 45 to 64	$524.61	$468.49	$993.10

**Old Age Security (OAS): Type of benefit**
	Maximum amount ^{Footnote 4}	Income level cut-off ^{Footnote 5}	Income level cut-off for top-ups ^{Footnote 5}
	April to June 2022
Old Age Security pension (at age 65) ^{Footnote 6}, ^{Footnote 7}	$648.67	not applicable	not applicable
Guaranteed Income Supplement (GIS)
Single	$968.86	$19,656	$9,248
Spouse or common-law partner of someone who:
does not receive an OAS pension	$968.86	$47,136	$18,496
receives an OAS pension	$583.20	$25,968	$8,128
is an Allowance recipient	$583.20	$47,136	$8,128
Allowance	$1,231.87	$36,384	$8,128
Allowance for the Survivor	$1,468.47	$26,496	$9,248

**Other CPP and QPP figures**
	CPP			QPP
Year's maximum pensionable earnings (YMPE) (2022)	$64,900.00			$64,900.00
Year's basic exemption (2022)	$3,500.00			$3,500.00
Contributions (2020 to 2021)	$55,331 million			$17,161 million
Number of contributors (2019)	14.9 million			(estimated) 4.2 million
Indexation rate (January 2022)	2.7%			2.7%
	Base	Enhancement	Total	Base	Enhancement	Total
Contribution rate for employee and employer	4.95%	0.75%	5.70%	5.40%	0.75%	6.15%
Employee and employer maximum contribution	$3,039.30	$460.50	$3,499.80	$3,315.60	$460.50	$3,776.10
Contribution rate for self-employed	9.90%	1.50%	11.40%	10.80%	1.50%	12.30%
Self-employed maximum contribution	$6,078.60	$921.00	$6,999.60	$6,631.20	$921.00	$7,552.20

Find more information about monthly statistics on OAS and CPP beneficiaries and benefits

Contact us

Telephone: 1-800-277-9914
TTY: 1-800-255-4786

Footnotes

Footnote 1

The CPP and QPP enhancement is reflected in maximum benefit amounts. CPP and QPP maximum amounts in this table are for benefits beginning in January 2022. Maximum CPP and QPP benefit amounts increase every month as a result of the enhancement.

Return to first footnote 1 referrer

Footnote 2

Each year a valid contribution is made to the CPP while a retirement pension is being received, the person becomes eligible for a post-retirement benefit (PRB) in January of the following year and thus can receive more than one PRB.

Return to footnote 2 referrer

Footnote 3

This amount is added to the retirement benefit.

Return to first footnote 3 referrer

Footnote 4

The maximum amount includes the top-ups for the GIS and the Allowances. The top-ups are provided to GIS and Allowance recipients with the lowest incomes.

Return to footnote 4 referrer

Footnote 5

The income level cut-offs do not include the OAS pension, the first $5,000 of employment or self employment income and 50% of employment or self employment income between $5,000 and $15,000.

Return to first footnote 5 referrer

Footnote 6

The OAS pension repayment range in 2022 is for net world income from $81,761 to $133,527. Net world income includes the OAS pension.

Return to footnote 6 referrer

Footnote 7

Individuals can defer receiving the OAS pension beyond age 65 in exchange for a higher pension. The monthly OAS pension is increased by 0.6% for every month it is delayed up to a maximum of 36% at age 70.

Return to footnote 7 referrer

Page details

Date modified:: 2022-03-31

Language selection

Search

Quarterly Canada Pension Plan and Old Age Security benefit amounts and related figures – April to June 2022

On this page

Contact us

Page details