Maximum Benefit Amounts and Related Figures - Canada Pension Plan (2025) and Old Age Security (January to March 2025)

Alternate formats

On this page

Table 1- Maximum amount of new Canada Pension Plan (CPP) benefits, month of January 2025Footnote 1
Type of benefit Flat rate
portion
Earnings-related portion Total
Retirement pension (at age 65) N/A $1,433.00 $1,433.00
Post-retirement benefit (at age 65) Footnote 2 N/A $47.82 $47.82
Disability pension $598.49 $1,074.75 $1,673.24
Post-retirement disability benefit Footnote 3 $598.49 N/A $598.49
Survivor’s pension – younger than 65 $233.50 $537.38 $770.88
Survivor’s pension – 65 and older N/A $859.80 $859.80
Children of disabled or deceased contributor benefit – under age 18 $301.77 N/A $301.77
Children of disabled or deceased contributor benefit – full-time student $301.77 N/A $301.77
Children of disabled or deceased contributor benefit – part-time student $150.89 N/A $150.89
Death benefit (one-time payment) Footnote 4 $2,500.00 N/A $2,500.00
Combined Survivor/retirement (retirement at 65) N/A $1,449.53 $1,449.53
Combined Survivor/disability N/A $1,683.57 $1,683.57
Table 2 - CPP exemptions and pensionable earnings, 2025
Exemptions and pensionable earnings Annual maximum amount
Year's Basic Exemption (YBE) $3,500.00
Year's Maximum Pensionable Earnings (YMPE) $71,300.00
Year's Additional Maximum Pensionable Earnings (YAMPE) $81,200.00
Table 3 - Contribution rates and annual maximum amounts, 2025
Contribution details Base + 1st additional contribution 2nd additional contribution
Contribution rate for employee/employer 5.95% 4.00%
Employee/employer maximum contribution $4,034.10 $396.00
Contribution rate for self-employed 11.90% 8.00%
Self-employed maximum contribution $8,068.20 $792.00
Table 4 - CPP contributor statistics
Statistics Total
Number of contributors (2022) 15.5 million
Amount of contributions (2023 to 2024) $81,642 million
Table 5 - OAS amounts – January to March 2025
Type of benefit Maximum
monthly amount Footnote 5
Annual income level
cut-off Footnote 6
Annual income level cut-off for top-ups Footnote 6
Old Age Security pension (age 65 to 74) Footnote 7,Footnote 8 $727.67 N/A N/A
Old Age Security pension (age 75 and over) Footnote 7,Footnote 8 $800.44 N/A N/A
Guaranteed Income Supplement (GIS)
Single person who receives an OAS pension $1,086.88 $22,056 $10,112
Spouse/common-law partner of someone who:
  • does not receive an OAS pension or Allowance
$1,086.88 $52,848 $20,224
  • receives an OAS pension
$654.23 $29,136 $8,608
  • is an Allowance recipient
$654.23 $40,800 $8,608
Allowance $1,381.90 $40,800 $8,608
Allowance for the Survivor $1,647.34 $29,712 $10,112

Contact us

  • Telephone: 1-800-277-9914
  • TTY: 1-800-255-4786

Related links

Page details

Date modified: