- Footnote 1
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Amounts in this table are maximum amounts for new CPP benefits beginning in January 2026. They reflect the CPP enhancement that began in 2019. These amounts increase every month as a result of the enhancement (monthly data available on Statistics on CPP monthly maximum amounts for new benefits).
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- Footnote 2
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Each year a valid contribution is made to the CPP while a retirement pension is received, the person becomes eligible for a Post-Retirement Benefit (PRB) in January of the following year and thus can receive more than one PRB.
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- Footnote 3
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This amount is added to the retirement pension.
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- Footnote 4
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The estate of a contributor who dies before collecting a retirement or disability pension and does not leave behind a survivor is entitled to an additional $2,500.
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- Footnote 5
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The maximum amount includes the top-ups for the GIS and the Allowances. The top-ups are provided to GIS and Allowance recipients with the lowest incomes.
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- Footnote 6
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The income level cut-offs do not include the OAS pension, the first $5,000 of employment or self-employment income and 50% of employment or self-employment income between $5,000 and $15,000.
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- Footnote 7
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The OAS pension repayment range in 2026 is for net world income from $95,323 to $154,708, for individuals aged 65 to 74. For those aged 75 and over, the upper threshold is $160,647. Net world income includes the OAS pension.
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- Footnote 8
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Individuals can defer receiving the OAS pension beyond age 65 in exchange for a higher pension. The monthly OAS pension is increased by 0.6% for every month it is delayed, up to 36% at age 70.
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