Notice #1095: Revised income brackets for the Canada Learning Bond (CLB) for the July 1, 2025 to June 30, 2026 benefit year
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Information bulletin
Number: CESP/PCEE-2025-001-1095
Date: July 15, 2025
Subject: Revised Income Brackets for the Canada Learning Bond (CLB) for the July 1, 2025, to June 30, 2026, benefit year
Previous bulletin
This notice updates information bulletin #1044 dated June 4, 2024.
Purpose
The purpose of this information bulletin is to inform promoters and trustees that the income brackets used, in part, to determine eligibility for the CLB have been indexed for the July 1, 2025 to June 30, 2026 benefit year.
Background
The CLB is subject to section 6(1) of the Canada Education Savings Act, which uses, in part, the adjusted income of a beneficiary's individual primary caregiver to determine eligibility for the CLB. These amounts are indexed yearly, based on inflation.
The Canada Revenue Agency has released the 2025 indexation adjustment for personal income tax and benefit amounts. Due to this indexation adjustment, income brackets for the CLB eligibility have been established for the July 1, 2025 to June 30, 2026 benefit year.
Adjusted income brackets for the 2025-2026 benefit year
As such, for the July 1, 2025, to June 30, 2026, benefit year, eligibility for the CLB will be based, in part, on the following:
| Number of children | Income bracket range | Adjusted income level |
|---|---|---|
| 1 to 3 | Less than or equal to | $57,375 |
| 4 | Less than | $64,733 |
| 5 | Less than | $72,123 |
| 6 | Less than | $79,514 |
| 7 | Less than | $86,904 |
| 8 | Less than | $94,294 |
| 9 | Less than | $101,685 |
| 10 | Less than | $109,075 |
| 11 | Less than | $116,466 |
| 12 | Less than | $123,856 |
| 13 | Less than | $131,246 |
| 14 | Less than | $138,637 |
| 15 | Less than | $146,027 |
| 16 | Less than | $153,418 |
Note: larger families with higher adjusted incomes may also be eligible for the CLB. Information relating to CLB eligibility for larger families with higher adjusted incomes is available on request.
Contact us
If you have any questions regarding this notice, please contact us:
- by using our online contact page
- by telephone at 1‑888‑276‑3624
- by email at cesp‑pcee@hrsdc‑rhdcc.gc.ca
Our business hours are from 8 am to 5 pm, Eastern Time.