Through the tax system, the Canada Revenue Agency (CRA) administers a range of benefits and credits for persons with a disability or those who are caring for a dependant with a disability. By filing your income tax and benefit return by April 30, 2009, your return will be processed faster and if you are entitled to a refund, you will receive it earlier.
A registered disability savings plan (RDSP) is a plan that provides long-term financial security for a beneficiary who has a severe impairment in physical or mental function. The beneficiary named under an RDSP must be eligible for the disability tax credit. Contributions are not tax deductible, but the earnings generated on contributions are tax-exempt while they stay in the plan. When earnings are withdrawn from the savings plan, they are taxable in the hands of the beneficiary. For more information, go to www.cra.gc.ca/disability.
Millions of people trust the reliability and flexibility of the online services that the CRA offers—services that allow you to file a return, change your return, change your address, calculate your family benefits, apply for direct deposit, and more. For a list of quick, easy, and secure options, go to www.cra.gc.ca/electronicservices.
Did you know that your benefit and credit payments, as well as your income tax refund, can be deposited directly into your financial institution account? To have this done, simply apply for direct deposit through the My Account online service at www.cra.gc.ca/myaccount. If your direct deposit information changes, please provide us with your new account information as soon as possible. You can also view your disability tax credit status and authorize a representative to act on your behalf.
If you qualify for the Community Volunteer Income Tax Program and have a simple tax situation, a trained volunteer will help you complete your 2008 income tax and benefit return. To find a Community Volunteer Income Tax Program clinic near you, go to www.cra.gc.ca/volunteer or call the CRA Individuals Income Tax Enquiries line at 1‑800‑959‑8281.
If you have a visual impairment, you can get our publications in braille, large print, etext (CD or diskette), or MP3, by visiting our Web site at www.cra.gc.ca/alternate, or by calling 1‑800‑959‑2221. You can also get your personalized correspondence in one of these formats by calling 1‑800‑959‑8281.
