Managing your business during COVID-19

Resources for businesses, their employees and self‑employed individuals including financial support, loans and access to credit

Free rapid tests for your employees

How to get rapid tests, benefits and implementation

CEBA (Canada Emergency Business Account)
Open Interest‑free loans for small businesses and not‑for‑profits
HASCAP (Highly Affected Sectors Credit Availability Program)
Open Low-interest loans to cover operational needs for hard‑hit businesses
CERS (Canada Emergency Rent Subsidy)
Open Rent and mortgage support for qualifying organizations affected by COVID‑19
CEWS (Canada Emergency Wage Subsidy)
Open Help for businesses to keep or rehire employees
BCAP (Business Credit Availability Program)
Open Credit to help cover operating costs due to COVID‑19
RRRF (Regional Relief and Recovery Funds)
Open Help for businesses unable to access other support measures. Apply through your Regional Development Agency

Find your Regional Development Agency

ACOA (Atlantic Canada Opportunities Agency)
For businesses located in New Brunswick, Newfoundland and Labrador, Nova Scotia, and Prince Edward Island
CED (Canada Economic Development for Quebec Regions)
For businesses located in Quebec
CanNOR (Canadian Northern Economic Development Agency)
For businesses located in the Northwest Territories, Nunavut and Yukon
FedDev Ontario (Federal Economic Development Agency for Southern Ontario)
For businesses located in Southern Ontario
FedNor (Federal Economic Development Initiative for Northern Ontario)
For businesses located in Northern Ontario
WD (Western Economic Diversification Canada)
For businesses located in Alberta, British Columbia, Manitoba and Saskatchewan

BEP (Black Entrepreneurship Program)
Opening May 2021 The Black Entrepreneurship Loan Fund will provide loans up to $250,000
Support for Indigenous businesses
Open Short‑term, interest‑free loans and non‑repayable contributions
RATI (Regional Air Transportation Initiative)
Open Support to regional businesses and airports that directly contribute to regional air transportation

Find your Regional Development Agency

ACOA (Atlantic Canada Opportunities Agency)
For businesses located in New Brunswick, Newfoundland and Labrador, Nova Scotia, and Prince Edward Island
CED (Canada Economic Development for Quebec Regions)
For businesses located in Quebec
CanNOR (Canadian Northern Economic Development Agency)
For businesses located in the Northwest Territories, Nunavut and Yukon
FedDev Ontario (Federal Economic Development Agency for Southern Ontario)
For businesses located in Southern Ontario
FedNor (Federal Economic Development Initiative for Northern Ontario)
For businesses located in Northern Ontario
WD (Western Economic Diversification Canada)
For businesses located in Alberta, British Columbia, Manitoba and Saskatchewan

Large Employer Emergency Financing Facility
Open Bridge financing for Canada's largest employers facing financial challenges
Additional support
Other supports for your business may be available to you in your province or territory
Find your province or territory

CRB (Canada Recovery Benefit)
Open Income support for employed or self‑employed individuals who are not eligible for Employment Insurance (EI)
CRSB (Canada Recovery Sickness Benefit)
Open Income support for employed or self‑employed individuals who are sick or need to self‑isolate due to COVID‑19
CRCB (Canada Recovery Caregiving Benefit)
Open Income support to employed and self‑employed individuals who are unable to work because they must care for a dependant
Home office expenses for employees
You may be able to claim some home office expenses
Wage Earner Protection Program
Payment of eligible wages to workers whose employer has gone bankrupt or become subject to receivership

Completed measures to respond to COVID‑19
Completed measures that the Government of Canada put in place to respond to COVID‑19
CERB (Canada Emergency Response Benefit)
Return or repay a payment

Canada Small Business Financing Program
Funding for eligible start‑ups and existing for-profit small business operating in Canada
Business loans for entrepreneurs
Financing options from the Business Development Bank of Canada (BDC) for new and existing businesses
CanExport: funding to grow your company in global markets
Funding for small and medium-sized businesses to assist with international market development activities
Starting a business
Steps to consider before starting a business in Canada including registration, permits and financing

Guidance for workplaces and businesses
How to stay safe while operating; advice for employers, employees and specific types of workplace
Small business help centre
Resources and tools from the Canadian Federation of Independent Business (CFIB)
When someone in your workplace has tested positive
Consult your local provincial or territorial public health authority for information specifically for you
Personal protective equipment (PPE) supply hub
Information for businesses requiring PPE for their employees
Rapid testing in the workplace
How testing is done, the accuracy of tests, roles and responsibilities of those involved
Rules for federally regulated workplace
How to prepare for, manage and address issues caused by the spread of the COVID‑19 virus

Record of employment
Issue records of employment to your employees for them to apply for Employment Insurance (EI) benefits
Work‑sharing program
Helps employers avoid layoffs when there is a temporary decrease in business activity beyond the control of the employer

Support for Canadians and businesses facing hardship as a result of COVID‑19

A simplified all-access point for businesses to find essential information, available for Android
and iOS

Help Canada meet the need for medical supplies