Contribution rates for the 3 major public sector pension plans
Contribution rates for the public service, the Canadian Armed Forces – Regular Force and the Royal Canadian Mounted Police (RCMP) pension plans change every January 1. These changes ensure proper funding of the public sector pension plans.
As a plan member, a portion of your salary goes toward your pension through payroll deductions. The rates at which you pay are based on your salary up to and above the year’s maximum pensionable earnings (YMPE).
The YMPE is $74,600 in 2026 ($71,300 in 2025).
On this page
Contribution rates effective January 1, 2026
Group 1
If you are a:
- public service pension plan member who began paying into the plan before January 1, 2013
- public service pension plan member who is employed or deemed to be employed in operational service with Correctional Service Canada
- member of the Canadian Armed Forces – Regular Force pension plan
- member of the RCMP pension plan
Your contribution rates for 2026 are:
- 9.10% up to the YMPE (9.06% in 2025)
- 11.69% above the YMPE (11.64% in 2025)
Group 2
If you are a public service pension plan member who began paying into the plan after December 31, 2012, your contribution rates for 2026 are:
- 8.00% up to the YMPE (7.95% in 2025)
- 10.58% above the YMPE (10.53% in 2025)
Notes
- Once you’ve completed the maximum 35 years of pensionable service, you pay 1% of your salary into the pension fund.
- If you accumulate deemed operational service, you pay an additional 0.62% of your salary into the pension plan for that service.
More information
Public service pension plan
For more information, visit Public Service Pension Contribution Rates and Funding of the Public Service Pension Plan.
For past contribution rates, refer to the corresponding Report on the Public Service Pension Plan. Specifically, Note 1. B) in the Notes to the financial statements section of the report.
Canadian Armed Forces pension plans
For more information, visit Canadian Armed Forces pensions.
RCMP pension plan
For more information, visit Pension and benefits for the Royal Canadian Mounted Police.