InfoCapsule 5: Primary caregiver (PCG)

From: Employment and Social Development Canada

Disclaimer: RDSP issuers

The information contained on this page is technical in nature and is intended for Registered Disability Savings Plan (RDSP), Canada Disability Savings Grant (CDSG) and Canada Disability Savings Bond (CDSB) issuers. For general information, visit the RDSP section.

Consult this page frequently for newer versions. The following laws and regulations take precedence over information contained in InfoCapsules in the event of discrepancies:

  • Income Tax Act
  • Canada Disability Savings Act
  • Canada Disability Savings Regulations

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The Primary caregiver (PCG) is the person primarily responsible for the care and upbringing of a child. A PCG can be an individual or a public entity. Information on the PCG is required to request the Canada Disability Savings Grant (CDSG) and the Canada Disability Savings Bond (CDSB) for a beneficiary that is or was 18 years of age or under within the last 10 years.

Individual PCG

The individual PCG is the person eligible to receive the Canada child benefit (CCB) payment for the child as defined under the Income Tax Act.

Shared custody

When parents share custody of a child, the Canada Disability Savings Program (CDSP) system will use the available income level that is most advantageous for the beneficiary to determine the CDSG and CDSB entitlements.

Note: To request the CDSG and CDSB, the individual PCG must provide their:

  • first name and last name
  • social Insurance Number (SIN)
  • consent to the sharing of their personal information

Public PCG

The public PCG is a department, agency or institution that has care of the child and receives a payment under the Children's Special Allowances Act (CSAA) for that child.

Note: To request the CDSG and CDSB, the public PCG must provide:

  • the agency name
  • the name of the agency representative
  • their Business Number

The public PCG must also attest that they received a payment under the CSAA in respect of the beneficiary in at least one month of the calendar year. The agency is required to identify the calendar year(s) for which they received a payment.

PCG validation

Employment and Social Development Canada (ESDC) validates the PCG information with the Canada Revenue Agency (CRA) to verify the beneficiary’s:

Note: The PCG is required for each CDSG and CDSB request submitted until the end of the calendar year in which the beneficiary turns 18 years of age.

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