RDSP, grant and bond issuers

Disclaimer: RDSP issuers

The information contained on this page is technical in nature. The target audience are issuers of:

  • Registered Disability Savings Plan (RDSP)
  • Canada Disability Savings Grant (CDSG)
  • Canada Disability Savings Bond (CDSB)

For general information, visit the RDSP section.

Consult this page frequently for newer versions. The following laws and regulations take precedence over information contained in InfoCapsules in the event of discrepancies:

  • Income Tax Act
  • Canada Disability Savings Act
  • Canada Disability Savings Regulations

Employment and Social Development Canada (ESDC) is responsible for the administration and delivery of the CDSG and the CDSB into RDSPs. This site provides RDSP providers with information to administer the grant and bond. Questions about this content? Please contact us.

Please visit our information bulletins section to find important information about RDSPs changes.

Systems Documentation

Systems Documentation

User Guides and Publications

User Guides and Publications

  • InfoBulletins: Provides information about updates and changes to Registered Disability Savings Plan.
  • InfoCapsules: One-page quick-reference documents that explain the Registered Disability Savings Plan, the Canada Disability Savings Grant and the Canada Disability Savings Bond.
  • RDSP - Userguide: RDSP Provider User Guide provides information about RDSPs and the disability savings incentives administered by ESDC. It also assists the financial industry to successfully complete and submit RDSP transactions.


Application Forms

Revocation Form

Registered Disability Savings Plan (RDSP) Transfer

Issuer Enrolment Process

Issuer Enrolment Process

In order to become an Issuer of Registered Disability Savings Plan (RDSP), Canada Disability Savings Grant (CDSG) and Canada Disability Savings Bond (CDSB), there are a number of steps to follow.

Please note these steps are not necessarily in sequential order and some may be completed simultaneously:

  • The Issuer submits their Specimen Plan(s) to the Canada Revenue Agency (CRA) for approval and advises the Canada Education Savings Program (CESP) accordingly.
  • The Issuer completes and/or submits the following documents to CDSP for the signing of the agreement including:
    • RDSP Issuer Identification Form
    • RDSP Agent Identification Form (if applicable)
    • Proof of Signing Authority
    • Extract of the Agency Agreement (if applicable)
    • Notice of Delegation of Duties to an Agent (if applicable); and
    • Direct Deposit Form
  • The Issuer requests a Training Session from RDSP
  • The Issuer completes Industry Testing of the CDSP system
  • The Issuer signs an agreement for the purpose of the exchange of information and the payment of the Grant and the Bond with Employment and Social Development Canada (ESDC)

RDSP issuer training

Did you know that ESDC provides training to individual issuers? If your organization needs RDSP training, please send us a request. Here are the course descriptions:

RDSP fundamental principles

Schedule: The delivery of this course is over 3 consecutive days, 2.5 hours a session.

This course informs about the rules and requirements of RDSPs, the CDSG and the CDSB. We strongly encourage employees with minimal experience with RDSPs to register. Participants for this course typically include:

  • financial advisors
  • sales representatives
  • call-center agents
  • administrative staff or staff that needs to understand how RDSP work

Processing of RDSP transactions

(Prerequisite: RDSP fundamental principles)

Schedule: The delivery of this course is over 3 consecutive days, 2.5 hours a session.

This course focuses on transactional and system information throughout the production cycle. Participants will be able to apply trouble-shooting techniques and solve common processing problems. Participants for this course typically include:

  • system analysts and developers
  • data integrity and compliance staff
  • trainers
  • administrative services staff who interpret error reports

Note: Please note that these sessions will take place virtually in Eastern Time (ET).

Register now! Upcoming virtual group training courses for issuers

Training courses

Training course Language Registration status
Fundamental principles:
  • part 1: October 13, 2021
    9:00 a.m. to 11:30 a.m.
  • part 2: October 14, 2021
    9:00 a.m. to 11:30 a.m.
English Open
Processing of transactions:
  • part 1: December 7, 2021
    9:00 a.m. to 11:30 a.m.
  • part 2: December 8, 2021
    9:00 a.m. to 11:30 a.m.
English Open

Note: This training is for representatives of financial institutions that administer RDSPs and not for the general public.

To register, please complete the contact form and indicate:

  • the training dates
  • the number of participants from your organization (up to 5 participants per issuer)

Note: If you can no longer attend our virtual training, please advise us as soon as possible as space is limited.

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