Saskatchewan Advantage Grant for Education Savings Waiver of Repayment Form

Disclaimer: RESP promoters

The information contained on this page is technical in nature and is intended for Registered Education Savings Plan (RESP) and Canada Education Savings Program promoters. For general information, visit the RESP section.

Information bulletin




September 4, 2015


Saskatchewan Advantage Grant for Education Savings Waiver of Repayment Form.


To inform Registered Education Savings (RESP) Promoters of the Saskatchewan Advantage Grant for Education Savings (SAGES) Waiver of Repayment Form.


The SAGES grant must be repaid when RESP contributions are withdrawn, unless the beneficiary is eligible for an Educational Assistance Payment (EAP) or the withdrawal of contributions is made to correct an RESP over contribution.

In some instances, a subscriber may experience undue hardships in the event of a SAGES grants repayment. In such instances, the Saskatchewan Minister of Advanced Education may waive the requirements for repayment of SAGES grants to avoid undue hardship.

Examples of undue hardship:

  • Extraordinary event that led to bankruptcy.
  • Extraordinary illness – a severe illness requiring prolonged hospitalization or recovery. The illness would, create an undue hardship due to expenses related to: specialized medical equipment; travel for out-of-province/country treatment; out-of- country medical emergency; and/or medications.
  • Catastrophic event – uninsured damage to property by an unforeseen event.
  • Other situations that may be deemed as acceptable, as determined by the Saskatchewan Minister of Advanced Education.

Timeline for requesting Waiver of Repayment

A subscriber must submit a completed form and supporting documents to the Saskatchewan Ministry of Advanced Education within 12 months of the RESP contribution withdrawal date.


The form is being provided in a fillable PDF format.

Accessing the Form

The form is available on the Promoters Page of the ESDC Web site.

Key Date

The new form is available for immediate use.

User Guide

The RESP Provider User Guide is currently being revised to reflect the addition of the form. Promoters and Trustees will be notified when the User Guide is revised.

Contact Us

If you have any questions on this Information Bulletin, please contact us by e-mail at or call 1-888-276-3624. Our hours of operation are from 8 am to 5 pm Eastern Standard Time.

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