Managing debt

Paying down debt, what to do if a collection agency contacts you and getting help with debt.

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A step-by-step process for paying back your debt.

Dealing with a debt collector, your rights and how to pay back your debt.

Finding a reputable agency, debt management plans and comparing options to repay debt.

Things to consider before you sign up with a debt settlement company.

How to make a formal offer to creditors to settle debts under conditions other than the original terms.

An overview of the bankruptcy process that helps individuals who are unable to pay their debts.

How your loan payments may increase if interest rates rise.

Calculate how to pay down your debt and reach your savings goals.