Debt and borrowing

Managing debt, credit cards, mortgages, loans, lines of credit, credit reports and more.


Services and information

Managing debt

Paying down debt, what to do if a collection agency contacts you and getting help with debt.

Credit reports and scores

Improving your credit score, correcting errors, ordering your credit report and more.


Choosing a mortgage, renewing your mortgage, paying off your mortgage faster and more.

Loans and lines of credit

Lines of credit, personal loans, payday loans, financing a car and what to consider before you borrow.

Credit cards

Choosing a credit card, resolving an unauthorized transaction, joint credit cards and more.

Borrowing against home equity

Refinancing your home, home equity lines of credit and second mortgages.

Protecting yourself if interest rates rise

How your loan payments may increase if interest rates rise.

Credit and loans: rights and responsibilities

Understanding the terms and conditions of loans, lines of credit and more.

What we are doing


Tools and calculators

Build your future with the right financial tools.

Life events

Plan for life's changing financial responsibilities and priorities so you can make responsible financial decisions and reach your goals.

Payday loans

The high costs of borrowing, what happens if you miss a payment and what to ask a payday lender.

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