Debt and borrowing

Managing debt, credit reports, mortgages, credit cards, loans, lines of credit and more.


Services and information

Debt management

Paying down debt, what to do if a collection agency contacts you and getting help with debt.

Credit reports and scores

Improving your credit score, correcting errors, ordering your credit report and more.


Choosing a mortgage, renewing your mortgage, paying-off your mortgage faster and more.

Loans and lines of credit

Lines of credit, personal loans, payday loans, financing a car and what to consider before you borrow.

Credit cards

Choosing a credit card, resolving an unauthorized transaction, joint credit cards and more.

Borrowing against home equity

Refinancing your home, home equity lines of credit and second mortgages.

Protecting yourself if interest rates rise

How your loan payments may increase if interest rates rise.

Credit and loans: rights and responsibilities

Understanding the terms and conditions of loans, lines of credit and more.

What we are doing


Tools and calculators

Compare and choose financial products that suit your needs and keep track of your budget and financial goals.

Life events

Plan for life's changing financial responsibilities and priorities so you can make responsible financial decisions and reach your goals.

Educational programs

Includes workshops, videos and materials to help you increase your financial and personal money management skills and knowledge.

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