4.2.8 Tips to keep borrowing costs down


Shop around! You don't have to accept the first financing deal you are offered on a loan. Do your homework before applying, and find out what other institutions or lenders are offering. Ask if the lender will waive or reduce one or more of the fees associated with the loan, agree to a lower interest rate, or give you better terms than the original ones that were quoted or that you have found elsewhere.

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