Retirement planning

Retirement planning

Types of retirement income, saving for retirement, how much money you will need and managing your finances.


Services and information

Planning and saving for retirement

Determining how much you need for retirement, when and how to start saving and how inflation may affect your retirement.

Sources of retirement income

Public pensions, OAS, CPP, employer pensions, RRSPs and other sources of personal savings.

Tax deductions, credits and expenses

Claiming tax deductions, credits and expenses to reduce the amount of tax you must pay.

Public pensions

The Canada Pension Plan (CPP), Old Age Security (OAS) pension and other income allowances and benefits.

Working while receiving a pension

The impact of working during your retirement on your OAS, CPP or other pension income.

Housing options for seniors

Housing costs, options and choosing where to live when you retire.


What annuities are, how they work, the different types and what to consider before buying one.

Employer pension plans

Employer pension plan basics, group RRSPs, PRPPs, defined contribution and voluntary savings plans.

Retirement checklist

Steps to manage your financial well-being in retirement.

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