Housing options for seniors

Housing needs during retirement

Your housing needs may change over the course of your retirement. For example, you may need more help doing jobs around the house or you may need nursing care as you age.

There are many types of housing options available to you. You can stay in your own home and have in-home assistance, or you may live in a retirement home with meals and care provided.

The cost of housing depends on what level of service and care you need. The more services and care, the more expensive it will be.

Average cost of seniors’ residences

The average rent for bachelor units and private rooms that include at least one meal is on average $2,210 per month. Cost of seniors' residences varies across Canada.

Find out about the cost of senior’s housing in your province or territory in the Canadian Mortgage and Housing Corporation’s (CMHC) Seniors’ housing reports.

Seniors’ housing programs from Canadian provinces and territories

Seniors’ housing costs and programs vary by province and territory. If you're a senior with a low income, see if your province or territory has any programs to help you get affordable housing.

Find out about programs by contacting your provincial or territorial housing office or looking at the following links.


British Columbia


New Brunswick

Newfoundland and Labrador

Nova Scotia

Northwest Territories



Prince Edward Island




Staying at home or aging in place

Consider budgeting for small changes to your current home to keep it up to date with your needs as you age.

The Canadian Mortgage and Housing Corporation (CMHC) has information on how to make your home more accessible and adaptable as you age.

Some provinces and territories have programs, benefits or tax credits for seniors who are making changes to their homes to make them more accessible.

Use the Benefits Finder tool to find out what benefits are available in your province or territory.

First Nations people living on-reserve can apply for funding to make their homes more accessible to seniors.

Learn about the Home adaptions for seniors’ independence program.

Related links

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