Guide 5351 - Right of Permanent Residence Fee Loan Application
Table of Contents
This is not a legal document. For legal information, refer to the Immigration and Refugee Protection Act and Regulations or the Citizenship Act and Regulations, as applicable.
This publication is available in alternative formats upon request.
You have the option to apply for a loan from the Canadian government to cover the cost of the Right of Permanent Residence Fee (RPRF) required of applicants for permanent residence.
The RPRF applies to all applicants for permanent residence except the following:
- a dependent child of the sponsor or principal applicant;
- a child to be adopted by the sponsor;
- an orphaned brother, sister, nephew, niece or grandchild of the sponsor;
- a protected person or a member of the Protected Temporary Resident Class in Canada;
- a member of the Convention Refugee Abroad Class;
- a member of the Humanitarian Protected-Persons Abroad Class;
- a member of the Permit Holder Class, who has made an application for permanent residence, and who is the dependent child of another member of the Permit Holder Class;
- a member of the Permit Holder Class who is the dependent child of a permanent resident or Canadian citizen;
- a principal applicant in Canada, who has made an application on Humanitarian and Compassionate grounds, and who is the dependent child of a permanent resident or Canadian citizen.
|RIGHT OF PERMANENT
|Applicants not exempted||x 490|
You will need to pay the Right of Permanent Residence Fee before you or your family members can become permanent residents.
The Right of Permanent Residence Fee should not be confused with the separate processing fees for immigration services. The loan option is not available to cover the cost of the processing fees.
Who may apply?
This application is for:
- persons in Canada applying for permanent residence in Canada, who are required to pay the RPRF; and
- persons sponsoring their family members.
Note: This form is not for use by applicants outside Canada. If you are outside Canada, contact the Canadian embassy or consulate processing your application for further details on loan options.
To be eligible, you must show the need for a loan as well as the ability to repay the loan required. The need for a loan is based on an assessment of your financial situation. The ability to repay the loan is determined through an assessment of your income and family income potential against the cost of living in Canada and your current level of debt. If you have been in Canada for three years or more, you must provide evidence that you have been unable to get a loan from a bank or other lending institution.
Applying for a loan
If you feel there may be a need for a RPRF loan and you have the ability to repay the loan, it is best to apply for the loan at the time you submit your application for permanent residence and:
- complete the attached Right of Permanent Residence Fee – Loan Application (IMM 5349);
- attach all supporting documents requested; and, if applicable,
- attach your completed Application for Permanent Residence, the related forms and supporting documents.
Completing your application
Read all instructions carefully. Fill in the forms carefully and completely. Print clearly using black ink. Delays will result if the application is not properly completed or if all of the necessary documents have not been submitted. Attach a separate sheet of paper if you require more space and indicate the letter or number of the question you are answering.
Right of Permanent Residence Fee Loan Application (IMM 5349)
- Loan Applicant
Surname (Family Name) and Given Name(s): Print all names in full. Do not use initials. If you are using your maiden or birth name, print your name and add “(maiden)” after it.
Date of birth: Print your date of birth beginning with the day, followed by the month and year. If you are unsure of your date of birth, give your age as follows: 34 (age).
Social Insurance Number: Enter the nine digits of your Social Insurance Number, if you have one.
Telephone Number: Print your home and business telephone numbers and fax number (if you have one) including the area code.
Status in Canada: Provide a copy only of supporting documents such as your confirmation of permanent residence, Canadian citizenship card and/or notice of Convention refugee determination.
Print your complete home address, including the street address, your apartment or unit number, the city, province, and your postal code. Print your complete mailing address if it is different from your home address.
Size of Family
Each family member should be counted only once. For example, if you previously sponsored your spouse or common-law partner and your spouse or common-law partner is still dependent upon you count 1 for ‘Your spouse’ or ‘common-law partner’ but do not count your spouse or common-law partner again under ‘Previously sponsored relatives who are still dependent on you or your spouse or common-law partner for support (previous undertaking still valid).
Right of Permanent Residence Fee Loan Request for:
Identify all of the persons in Canada and abroad who will be included in your application for permanent residence or sponsorship undertaking, including yourself (if applicable), for whom a RPRF loan is being requested. If additional space is required, attach a separate sheet of paper. Include only those persons who will be included in your application for permanent residence or sponsorship.
Insert the fee amount of $490 (for each person not exempted) in either column A (if the person lives in Canada) or column B (if the person lives outside of Canada). This will be used to determine the amount of the loan you are requesting.
Current Revenue and Obligations
Monthly Family Income: Provide the total monthly income for each area identified (if applicable). “Family” means yourself, your spouse or common-law partner and children living with you (where applicable). Where income originates from outside Canada, convert to the Canadian Dollar equivalent. It is important to provide proof of your income. Attach a copy of your Income Tax return and either:
- a letter from your employer or
- a copy of your pay stub.
If you are currently enrolled in a school, training or language program, provide a letter from the educational institution.
Monthly Family Debt Payments: Where applicable, provide the total monthly debt payment for each area identified. With regards to credit cards, estimate your total credit card usage (expenditures) for a year and then divide by twelve to obtain your monthly credit card debt payment. Provide loan details in the space provided.
Monthly Family Living Expenses: Where applicable, provide the total monthly living expenses for each area identified. In some cases (for example, groceries), it may not be possible to accurately identify monthly costs. Therefore, an estimate — as close to reality as possible — is acceptable.
Future Revenues and Obligations
Provide the amount of funds you expect to receive within the next two years as the result of such things as the sale of property.
If you or a member of your immediate family is on social assistance, complete this question by placing an “X” in the “YES” box and answer the other questions. It is important to remember that you must answer the questions specifically as they relate either to yourself, your spouse or common-law partner or other family members (especially if more than one person is in receipt of social assistance). Ensure that any amount of social assistance received is reflected in question 5 under “Monthly Family Income”.
Employment Insurance Benefits
Follow the instructions for question 7 above but specifically relating to Employment Insurance Benefits. Ensure that any amount of Employment Insurance Benefits received is reflected in question 5 under “Monthly Family Income”.
Loan applicant: Indicate all employers for the last 24 months.
Spouse or common-law partner and other immediate family members: An “immediate family member” is considered to be a son, daughter or adopted child. Indicate all employers for the last 24 months for your spouse or common-law partner and each immediate family member, as applicable.
Voluntary Or Other Unpaid Work
Loan Applicant: Provide specific details relating to any such activity both past and present.
Spouse or common-law partner and other immediate family members: As in question 9 above, indicate all voluntary or other unpaid work for the last 24 months for each immediate family member.
If Currently Enrolled in a School or Training Program
Loan Applicant: If you are currently enrolled in a school, training or language program, provide specific details relating to any such program.
Spouse or common-law partner and other immediate family members: As in questions 9 and 10 above, provide specific details for the last 24 months for each family member.
Answer these questions as thoroughly as possible. If any of the questions are not applicable to your situation, indicate with a “n/a” (not applicable).
Read carefully, then sign and date the form in the space provided. Where applicable, your spouse or common-law partner should also sign and date the form in the space provided.
Use of a Representative (IMM 5476)
Who may use this form?
Complete this form only if you:
- are appointing a representative;
- have to update contact information for your previously appointed representative; or
- are cancelling a representative’s appointment.
If you have dependent children aged 18 years or older, they are required to complete their own copy of this form if a representative is also conducting business on their behalf.
Who is a representative?
A representative is someone who provides advice, consultation, or guidance to you at any stage of the application process, or in a proceeding and, if you appoint them as your representative by filling out this form, has your permission to conduct business on your behalf with Immigration, Refugees and Citizenship Canada (IRCC) and the Canada Border Services Agency (CBSA).
You are not obliged to hire a representative. We treat everyone equally, whether they use the service of a representative or not.
When you appoint a representative:
- you also authorize IRCC and CBSA to share information from your case file with this person in place of you. Please note the representative will receive all correspondence from IRCC or the CBSA, not the applicant;
- your application will not be given special attention nor can you expect faster processing or a more favourable outcome;
- the representative is authorized to represent you only on citizenship or immigration matters related to the application you submit with this form; and
- you can appoint only one (1) representative for each application you submit.
Important information: You must notify IRCC if your representative’s contact information changes, or if you change your representative, or cancel the appointment of your representative. For more information on updating IRCC with your representative’s information, please see below section - Notify IRCC about any changes.
There are two (2) types of representatives.
Uncompensated representatives do not charge fees or receive any other form of consideration or compensation for providing advice or services to represent you before IRCC or the CBSA.
Uncompensated representatives include:
- Friends, family members or other third parties who do not, and will not, charge a fee or receive any other consideration for their advice and services;
- consultants, lawyers and Quebec notaries, and students-at-law under their supervision, who do not, and will not, charge a fee or receive any other consideration to represent you.
Note: You do not have to pay someone for them to be your representative. IRCC will conduct business with an uncompensated representative if an applicant appoints them on their behalf.
Compensated representatives charge a fee or receive some other form of consideration in exchange for the representation that they provide.
It is important to know that anyone who represents or advises you for payment - or offers to do so - in connection with IRCC proceedings or applications is breaking the law unless they are an authorized representative or they have a specific agreement or arrangement with the Government of Canada that allows them to represent or advise you. This applies to advice or consultation which happens before or after a citizenship or an immigration application is made or a proceeding begins.
IRCC will only conduct business with compensated representatives who are in good standing with their designated regulatory body. For more information see - Find out if your representative is authorized.
Note: If a representative is being paid or compensated by someone other than you, the representative is still considered to be a compensated representative.
Authorized representatives are:
- consultants who are members in good standing of the Immigration Consultants of Canada Regulatory Council (ICCRC);
- lawyers and paralegals who are members in good standing of a Canadian provincial or territorial law society and students-at-law under their supervision;
- notaries who are members in good standing of the Chambre des notaires du Québec and students-at-law under their supervision.
If you appoint a compensated representative who is not a member in good standing of one of these designated bodies, your application will be returned. Learn about using a representative.
General Application Information
Appoint a representative
- Check box to indicate if you are appointing a representative to represent you with your application process. Complete sections A, B and D.
Cancel a representative
- Check box to indicate if you are canceling a representative. Complete sections A, C and D; and
- Check both boxes and complete all sections if you are cancelling a representative and appointing a new one at the same time.
Section A – Applicant Information
- Question 1
Write your last name (surname or family name) and given name(s).
- Question 2
Write your date of birth.
- Question 3
- If you have already submitted your application, write:
- the name of the office where the application was submitted; and
- the type of application you have submitted.
- Question 4
Write your IRCC’s Identification (ID) or Unique Client Identifier (UCI) number (if known). If you have not dealt with IRCC since 1973, you will not have a UCI or a Client ID.
Section B – Appointment of Representative
- Question 5
Write your representative’s full name.
If your representative is a member of the Immigration Consultants of Canada Regulatory Council (ICCRC), a law society or the Chambre des notaires du Québec, print their name as it appears on the organization’s membership list.
- Question 6
Check one box to indicate if your representative is uncompensated or compensated.If your representative is compensated, write the membership ID number of:
- Question 7
Write your representative’s contact information.
If you are appointing a student-at-law to represent you, include their supervising lawyer’s information including their membership ID.
Note: By indicating your representative’s e-mail address, you are hereby authorizing IRCC to transmit your file and personal information to this specific e-mail address.
- Question 8
To accept responsibility for conducting business on your behalf, your representative must:
- sign the declaration; and
- date the declaration.
Section C – Cancel the Appointment of a Representative
- Question 9
Fill in this section if you wish to cancel the appointment of a representative. Write the representative’s full name.
Complete all sections of the form if you wish to both cancel a representative and appoint a new one.
Section D – Your Declaration
- Question 10
By signing, you authorize IRCC to complete your request for yourself and your dependent children under 18 years of age.
For sponsorship application, your spouse or common-law partner does not have to complete a separate request. If your spouse or common-law partner is included in this request, they must sign in the box provided.
Release of information to other individuals
To authorize IRCC to release information from your case file to someone other than a representative, you will need to complete the form Authority to Release Personal Information to a Designated Individual (IMM 5475) (PDF, 593.57KB).
The person you designate under that form (IMM 5475) will be able to obtain information on your case file, such as the status of your application. However, they will not be able to conduct business on your behalf with IRCC.
Where to submit the form
Immigration and citizenship applicants
If you have not yet submitted your immigration or citizenship application:
Send this form along with your application to the office listed in the guide of your application.
If you have already submitted your immigration or citizenship application:
You may use this Web form to upload the IMM 5476.
If you know which IRCC office is processing your immigration or citizenship application, send the completed form to the office mailing address. Consult IRCC office mailing addresses.
Notify IRCC about any changes
You must let IRCC know if any information changes regarding the person you authorized to represent you on your application.
Biometric (fingerprints and photo) requirements
You and your family members may need to appear in person to have their fingerprints and photograph (biometric information) taken at a biometric collection service point.
Canadian citizens and existing permanent residents of Canada are exempt from giving biometrics.
Find out if you need to give biometrics.
If you have to give biometrics, you can give them after you:
- pay for and submit your application and biometric fees, and
- get a biometric instruction letter (BIL) which will direct you to a list of biometric collection service points you may choose from
You must bring the BIL with you to the biometric collection service point to give your biometrics.
We encourage you to give your biometrics as soon as possible after getting the BIL. We will start processing your application after we get your biometrics.
How often will I have to give my biometrics?
You will need to pay for and then give your biometrics, even if you gave biometrics in the past to support a visitor visa, study or work permit application, or a different permanent resident application.
Where do I give my biometrics?
You can go to one of these official biometric collection service points to give your biometrics. If it’s an option at your service point, we encourage you to make an appointment in advance.
Biometric Collection Service Points
- Visa Application Centres (VACs) worldwide
- You can give your biometrics at any VAC. It doesn’t need to be the VAC in your country of residence.
- VACs also offer other services in local languages.
- Application Support Centers (ASCs) in the United States and overseas territories
- You must already be legally in the United States or an overseas territory of the United States to go to an ASC.
- You can only go to an ASC if you’ve received your biometric instruction letter (BIL) from us.
- No other services are offered (only biometrics collection). You cannot submit your application at an ASC.
You cannot give your biometrics at a Canadian Port of Entry if you are applying for permanent residence.
See the list of biometric collection service points.
How much it costs
- Individual applicants: CAD$85
- Families applying together at the same time: maximum total fee of CAD$170
Mailing your application
Enclose all documents in a large envelope. Do not include a pre-paid return envelope.
Address the envelope as follows:
Case Processing Centre in Edmonton
Immigration Refugees and Citizenship Canada
c/o PR (LC), Station 800
9700 Jasper Avenue NW, Suite 55
Edmonton, AB T5J 4C3
Print your name and address at the top left-hand side of the envelope.
We are not responsible for documents lost or damaged in the mail.
What happens next?
You will be advised whether or not your Right of Permanent Residence Fee loan application has been approved. When you are asked to pay the Right of Permanent Residence Fee, you will have the option of either paying it or proceeding with the loan application and signing a loan agreement. If a loan is not approved, your application for permanent residence will still be processed; however, you will have to pay the RPRF before you or your family members receive permanent resident status.
If you are already a permanent resident in Canada or a Canadian citizen, and you are applying for permanent residence for your family members for whom you are submitting a sponsorship undertaking, the RPRF loan agreement will need to be signed before the sponsorship undertaking is processed. We will contact you when it is time to sign the loan agreement.
Updating your contact information
While your application is in process, you must tell us if you change your address, email address, or telephone number. Use the Change your address tool to give us your new contact information.
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