# 2021-058 Pay and Benefits, Mortgage Loan Insurance premium, Relocation Benefits

Mortgage Loan Insurance (MLI) premium, Relocation Benefits

Case summary

F&R Date: 2021-06-30

The grievor applied for reimbursement of mortgage default insurance (MDI), which he paid when he purchased a house at his new place of duty before the sale of his current house.

The Director General Compensation and Benefits, acting as Initial Authority (IA), rejected the grievor's request, noting that his situation did not meet the criteria for reimbursement from the core funding. Based on section 8.3.10 of the Canadian Forces Integrated Relocation Program (CFIRP) Directive, the IA indicated that only a reimbursement from the custom funding would be possible but that, unfortunately, the grievor's custom funding account had no available funds.

Following a review of section 8.3.10 of the CFIRP Directive, the Committee was of the opinion that the grievor had demonstrated that he had re-invested the total net value of the sale of his house to buy a new house. However, the Committee established that the grievor did not meet all the criteria for a reimbursement of the MDI from the core funding account, as he had not sold his house before buying the new one.

The Committee recommended that the Final Authority (FA) not grant the requested redress.

FA Decision Summary

The FA, the Director Canadian Forces Grievance Authority, agreed with the Committee's findings and recommendation not to afford the grievor redress. 

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