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Taxes
Savings and pension plans
RRSPs and related plans
RRSP options when you turn 71
December 31 of the year you turn
71 years old
is the last day that you can contribute to your RRSPs.
Topics
Options for your own RRSPs
Spousal RRSPs or common-law partner RRSPs
If you participated in the Lifelong Learning Plan (LLP)
The participant of the HBP reaches the age of 71
What to do with unused RRSP, PRPP or SPP contributions
Registered Retirement Income Fund (RRIF)
Forms and publications
Taxes when you retire or turn 65 years old
Guide RC4112, Lifelong Learning Plan (LLP)
Guide T4040, RRSPs and Other Registered Plans for Retirement
Page details
2025-01-03
