Registered Disability Savings Plan provider user guide

On this page

• List of acronyms
• Versions
• What is the RDSP provider user guide
• In this guide

Alternate formats

Registered Disability Savings Plan provider user guide [PDF - 2.4 MB]

List of acronyms

ESDC

Employment and Social Development Canada

CDSB

Canada Disability Savings Bond

CDSG

Canada Disability Savings Grant

RDSP

Registered Disability Savings Plan

Versions

Version: 1.0

Latest update: May 27, 2025

Previous update: June 20, 2023

• Description: There have been changes to the program. These changes relate to the incentives delivered by Employment and Social Development Canada (ESDC). They also include amendments to the Income Tax Act, as announced in Budget Implementation Act, 2023, No. 1, which affect the Registered Disability Savings Plan (RDSP). In addition, gender-neutral language is now being used throughout the program.

What is the RDSP provider user guide

The RDSP provider user guide has been developed to support RDSP issuer's knowledge and understanding of the guiding principles, systems and processes associated with the:

• RDSP
• Canada Disability Savings Grant (CDSG)
• Canada Disability Savings Bond (CDSB)

In this guide

• Chapter 1. RDSP Grant and Bond
• Chapter 2. RDSP Key concepts
• Chapter 3. RDSP Registered Disability Savings Plan
• Chapter 4. RDSP Payments
• Chapter 5. RDSP Specified Disability Savings Plan
• Chapter 6. RDSP Transfers
• Chapter 7. RDSP Rollovers
• Chapter 8. Closing an RDSP
• Chapter 9. RDSP Canada Disability Savings Grant
• Chapter 10. RDSP Canada Disability Savings Bond
• Chapter 11. RDSP Grant and bond application process
• Chapter 12. RDSP Grant and bond revocation request
• Chapter 13. RDSP Receiving and depositing grant and bond
• Chapter 14. Repaying the RDSP grant and bond
• Chapter 15. RDSP Canada Disability Savings Program System
• Chapter 16. RDSP list of definitions
• Annex A. Understanding RDSP error codes
• Annex B. Understanding RDSP refusal reasons