Employment Insurance - Important notice about maximum insurable earnings for 2025
The maximum insurable earnings (MIE) is the income level up to which Employment Insurance (EI) premiums are paid. The MIE determines the maximum rate of weekly benefits paid for all types of benefits under the EI program.
Effective January 1, 2025:
- the maximum insurable earnings increases to $65,700, from $63,200
- the employee EI premium rate is $1.64 per $100
- a payroll deduction of $1.64 is made for every $100 an employee is paid until the MIE is reached for 2025
For example, if an employee earns $75,000 per year, premiums must be paid only on the first $65,700.
- the employee will pay a maximum annual EI premium of $1,077.48 , compared with $1,049.12 in 2024
For claims beginning on or after December 29, 2024:
- the maximum weekly EI benefit rate increases to $695 per week (from $668)
- the maximum weekly benefit rate for extended parental benefits increases to $417 (from $401)
For workers in Quebec:
The premium rate will be $1.31. This rate is lower than in the rest of Canada because Quebec collects premiums and administers its own maternity, parental, and paternity benefits under the Quebec Parental Insurance Plan.
For more information
- If you're an employer, call the Employer Contact Centre 1-800-367-5693 (TTY 1-855-881-9874)
- Not an employer? Call the Employment Insurance Telephone Information Service Toll-free 1-800-206-7218 (TTY 1-800-529-3742)
- Visit a Service Canada office or call 1-800 O Canada (1-800-622-6232) (TTY 1-800-926-9105)
Guides and help for employers
- Automated Earnings Reporting System
- Employment Insurance - Supplemental Unemployment Benefit Program
- How to complete the record of employment (ROE) form
- How to complete the ROE for teachers and other school board employees
- EI Premium Reduction Program
Related links
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