Credit cards

Choosing a credit card, resolving an unauthorized transaction, joint credit cards and more.

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Types of transactions, interest, fees, penalties and using your credit card outside of Canada.

Selecting a credit card provider, interest rates, fees, rewards and specialized cards.

Compare credit card interest rates, annual fees, rewards and other features.

Understanding your liability as a primary or additional cardholder, co-borrower or guarantor.

Minimum payments, making a payment, payment holidays and how payments are applied to your balance.

Find out how long it will take to pay off your credit card and explore options to pay it back faster.

Tips and warning signs for avoiding debt and overspending when using your credit card.

The steps to take if you find a transaction that you did not make.

Terms and conditions, the cost of balance insurance and how to make a claim.

Applying for a credit card, changes to your credit card agreement, interest-free grace periods and more.

Cancelling your credit card and the types of charges that can appear on your statement after you cancel.