Credit cards

Credit cards

Choosing a credit card, resolving an unauthorized transaction, joint credit cards and more.


Services and information

How credit cards work

Types of transactions, interest, fees, penalties and using your credit card outside of Canada.

Choosing a credit card

Selecting a credit card provider, interest rates, fees, rewards and specialized cards.

Credit Card Comparison Tool

Compare credit card interest rates, annual fees, rewards and other features.

Joint credit cards

Understanding your liability as a primary or additional cardholder, co-borrower or guarantor.

Paying off your credit card

Minimum payments, making a payment, payment holidays and how payments are applied to your balance.

Credit Card Payment Calculator

Find out how long it will take to pay off your credit card and explore options to pay it back faster.

Using your credit card responsibly

Tips and warning signs for avoiding debt and overspending when using your credit card.

Resolving an unauthorized transaction

The steps to take if you find a transaction that you did not make.

Credit card balance insurance

Terms and conditions, the cost of balance insurance and how to make a claim.

Credit cards: know your rights

Applying for a credit card, changes to your credit card agreement, interest-free grace periods and more.

Cancelling your credit card

Cancelling your credit card and the types of charges that can appear on your statement after you cancel.

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