Credit reports and scores

Credit reports and scores

Improving your credit score, correcting errors, ordering your credit report and more.

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Services and information

Credit report and score basics

Who creates your credit report, who can see it and what it includes.

Getting your credit report and credit score

Requesting your credit report and score, which may be free in some cases.

Improving your credit score

What affects your credit score and how to improve it.

How long information stays on your credit report

How long credit bureaus can keep information that may affect your credit score.

Checking for errors on your credit report

Finding and fixing errors on your credit report and protecting yourself from fraud.

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