How insurance works

Why you may need insurance and what to consider before getting insurance.

Life insurance

Term life insurance, permanent life insurance and how to name a beneficiary.

Health insurance

Private or supplementary health insurance and travel health insurance.

Car insurance

Car insurance coverage, how premiums are set and how claims work.

Home insurance

Home, condo and tenant insurance, how premiums are set and how claims work.

Home insurance for unexpected events and disasters

Unexpected events, flood, earthquake and sewer backup insurance.

Credit and loan insurance

Life and critical illness insurance, credit and loan insurance and credit card balance insurance.

Disability insurance

Short-term and long-term disability insurance plans, what they cover and what to ask before buying.

Critical illness insurance

How critical illness insurance may protect you.

Small business insurance

The different types of insurance available to protect you and your business from potential liability.

Travel insurance

Why you need travel insurance, travel advisories and assessing travel health insurance plans.

Long term care insurance

How long term care insurance may protect you.

Getting an insurance policy

Choosing an insurance company, broker or agent and maintaining your insurance coverage.

Making an insurance claim

The steps to make an insurance claim and what to do if your claim is refused.

Making a complaint about your insurance provider

The steps to make a complaint about an insurance company, agent or broker.