Canada Pension Plan Post-Retirement Disability Benefit

What the Post-Retirement Disability Benefit offers

If you became disabled on or after your retirement pension began, you could be eligible for the Post-Retirement Disability Benefit (PRDB). PRDB is paid until age 65 in addition to your Canada Pension Plan (CPP) retirement pension.

Eligibility

You must be under the age of 65. You must be receiving the CPP retirement pension. The other eligibility criteria are the same as for the Canada Pension Plan disability pension.

How much you could receive

The amount of the PRDB is the flat rate component of the disability pension. For the current year the amount is $610.46 (2026).

This amount will be paid until age 65, at which point the PRDB payment stops and you will continue to receive the retirement pension.

How does the Post-Retirement Disability Benefit interact with your other benefits

The PRDB is paid in addition to the CPP retirement pension you are receiving, until the age of 65.

If you have any dependent children, a disabled contributor's child benefit is payable.

CPP benefits may affect the income you receive from other programs. Some income-tested benefits take your CPP income into account, such as the War Veterans Allowance, Employment Insurance, the Guaranteed Income Supplement, the Allowance and the Allowance for the Survivor, as well as provincial and territorial social assistance ("welfare") and disability benefits and most workers' compensation programs. CPP benefits may also affect how much you get from your employer pension or private-sector disability insurance.

How to apply

You will have to complete a CPP disability benefits application as there is no separate application for this benefit. We will automatically check if you qualify for the PRDB.

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