When to expect your payment

Depending on how you have applied and your payment method, it might take longer to process your application and send your payment:

Applying through CRA My Account (including access by way of My Service Canada Account) is the fastest way to apply
Direct deposit is the fastest way to get payment for this benefit

Average times to receive payment

Before contacting us about your payment, please wait at least 10 business days from the date you applied.

Average time to receive payment for the one-time top-up to the Canada Housing Benefit with direct deposit
How you applied	When to expect your payment (on average)
CRA My Account	5 business days
Online application form	6 business days
Phone	7 business days

Average time to receive payment for the one-time top-up to the Canada Housing Benefit with cheque by mail
How you applied	When to expect your payment (on average)
CRA My Account	10 business days
Online application form	11 business days
Phone	12 business days