InfoCapsule 3: Life cycle of a Registered Disability Savings Plan (RDSP)

From: Employment and Social Development Canada

Disclaimer: RDSP issuers

The information contained on this page is technical in nature and is intended for Registered Disability Savings Plan (RDSP), Canada Disability Savings Grant (CDSG) and Canada Disability Savings Bond (CDSB) issuers. For general information, visit the RDSP section.

Consult this page frequently for newer versions. The following laws and regulations take precedence over information contained in InfoCapsules in the event of discrepancies:

  • Income Tax Act
  • Canada Disability Savings Act
  • Canada Disability Savings Regulations

Alternate formats

Life cycle

The life cycle of an RDSP can be broken down into 3 phases.

Phase 1

Setting it up

Phase 2

Making it grow

Phase 3

Taking out the funds

Closing an RDSP

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